We recently bought a house in the “uncertain economy” and my big thoughts on it are essentially that when it comes down to it, money isn’t real (yes we need money and I have to be able to afford things), but the actual home that I live in is this real tangible thing that I get to enjoy every single day of my life. So as long as we can afford to live comfortably on a day to day basis who cares about the economy 🤷♀️ After moving from a small condo to a house, it is absolutely worth the money and I love having more space, our own space, a yard, and knowing that this will be our home hopefully forever.
@raenewnham7490 Жыл бұрын
This was my thinking when my husband and I bought a house this year (in US). As long as the house is affordable for us, whatever is happening in the market doesn't really matter.
@poppyjones5859 Жыл бұрын
I’m looking to buy but I have been worried by the news. Thank you for commenting this, very comforting 😊
@Jess-jl2tx Жыл бұрын
this is such a great perspective! thanks for sharing it
@sarahs9802 Жыл бұрын
This is such a refreshing perspective, I agree!
@meryl5496 Жыл бұрын
@@raenewnham7490 agreed! The rental market/situation is tight where I live and it was the right choice for us to buy even though things are a bit weird here
@ben_9134 Жыл бұрын
My parents bought their house in the middle of the 1989 recession, when unemployment was reaching all-time highs, inflation was spiraling out of control and house prices where plummeting. Everyone around them said it was a stupid idea to upsize in those conditions... Well, three decades later and that 'stupid idea' they bought for £60K is now worth £500K and is currently home to all three generations of my family.
@lezliesmith3354 Жыл бұрын
My top tip for moving with a baby - if you can get help, and have one person just on baby duty, do it. My MIL was on baby duty for us, and it was so nice to not worry about him being in the way, or having to make space for his car seat. My son had just turned one. We also had most of his things in open boxes till day of. So we could still access his things, but it was contained and good to go day of. Those were the first things moved, and I stayed behind to unpack his room right away while everyone else went to get the next load of things. He also had spent overnights at my in-laws before, so the first night in our new home he stayed there so we could get more things sorted without him underfoot. One more tip - set up the room he'll be sleeping in the same as it's current set up. If I remember correctly, you co-sleep, so I'd just set up the furniture as if it was the same room. Helps with night wakes if the room looks familiar, and you can slowly move things to their ideal position once baby is used to the new home. Not ideal, as closets may be made inaccessible, or window placement isn't ideal, etc. But - makes the first week so so much easier.
@carinam.9447 Жыл бұрын
I'm a 27 year old single university student in Germany with less than 5k on my bank accounts but I love your mortgage talk 😂 it's really interesting, even though it's a different country and I'm no way near being able to afford to buy a house.
@toin9898 Жыл бұрын
My top tip for moving: hire movers. We moved one neighbourhood over from a second story flat with the most steep stairs in existence to a house and those men were absolute machines and were able to move all our furniture and appliances in under three hours. We brought over the pets and they handled the rest. Best $600 I have ever spent.
@rachelam18 Жыл бұрын
I work for a bank so this is definitely not a boring video for me 😂 I think it’s important for people to hear other people talk about this stuff because it can be so intimidating and daunting. Especially to people who are self employed, some think it’s really difficult to get a mortgage but it’s not always the case. I’d always recommend talking to a mortgage advisor, even if you’re on a fixed rate cause sometimes the fees are not so bad or there’s a way around things to be in a good position to move house 😊 I also actually had a really good experience with my solicitor, they were really informative and processed things pretty quick 😊
@hamba1998 Жыл бұрын
I remember content about you moving into your current flat was some of the first content I watched of yours - it feels like coming full circle! Fingers crossed this move goes smoothly from here!
@MadiPollard-Shore Жыл бұрын
So happy that it all is going smoothly, especially given the timings!
@marynlyn Жыл бұрын
Update! Update!
@Mehlsuppe Жыл бұрын
They aren't moving anymore. She shared a post on instagram where the spare room was turned into Rowan's bedroom. She also answered in the comments there that they no longer plan to move.
@Laraaxmovies Жыл бұрын
Ah ive been eagerly awaiting the moving vlog for months!!! Well as long as they are happy and the situation works for them 😄
@Mehlsuppe Жыл бұрын
@@Laraaxmovies Same! But maybe some day.
@yuvalngg Жыл бұрын
Hi Hannah, my family is atheist/culturally Jewish. When my mom got a mezuzah cover as a housewarming gift, she hung it up without anything inside! Just the cover! So that's an option, and a funny expression of atheist/cultural Judaism.
@CazAvery Жыл бұрын
We're completing on Friday (screams in excitement and terror). We only visited one house, we put an offer in, it was accepted. We went from 'we'll look at some' to 'this is going to be our house' concerningly fast, so I guess we're quite decisive too! (August to December). We can't sell our current place though as it has unsafe cladding (boo, the whole situation makes me very angry). Damn I should have asked on the discord before picking our solicitor because I've hated ours! We're hosting new year... it'll be An Experience 😂 We were very very clear about how many rooms it needed, how the space should be organised etc. So I feel you so much on having that criteria. (The housing market crash has been coming for like 2 years now so I also just decided not to listen to those things, we needed the move to have a baby). (I still haven't decided on the Mezuzah. I THINK we might have it on one of the rooms in the house but not on the front door - compromise! But also we haven't decided anything and also thinking about Jews Don't Count (excited for that video!) and your equal unsurity was very helpful thank you. My partner is probably similar to Dan in opinion.)
@MileyCrazyLoud Жыл бұрын
I'm so excited for you! This is awesome news. I remember when you were talking about buying the flat and now a house! How lovely is to see you achieve all this things.
@chepan83 Жыл бұрын
This is so exciting! Congratulations! Also, definitely down for "adult" conversations like this going forward so no worries. I'm 28 and this is all stuff I'm thinking about/working towards, etc.
@xoclarinet22xo Жыл бұрын
I'm Jewish and my partner isn't and when we moved into our London flat I put up a mezuzah and it's been great for us. I'm from the US and grew up Reform (I think the equivalent in the UK is Progressive? Not sure - but we're definitely more culturally Jewish than religious) and I never had one growing up. I got one first at uni and then when I moved into my first flat with a friend (who was also not Jewish) and I've had one ever since. I guess being from the US I'm less concerned with sharing my Judaism and it's something I've openly shared with people since moving to London, but whenever I see someone else's house with one it makes me so happy. Obviously this is something for you and your family to consider but it's become a staple in my household and is something that my non-Jewish flatmate and now partner never had an issue with and have come to see as part of their household as well.
@anasazi798 Жыл бұрын
you can also put a mezuzah on an inside doorway - though not traditionally on bathrooms 😅
@anonymous9243 Жыл бұрын
Wow you got a house with a garden in London that is impressive! My mind hurts trying to think of the cost 🤕
@kellyfisher4251 Жыл бұрын
Hi, yay love moving/Reno videos, more please.(floor plans are my crack lol 🥰) questions: could you give us the floor plans or a rough walkthrough and a bit more info on the other two properties you saw (and the notions, and notes and thoughts you had on them) curious to know if time had gone by and you hadn’t found anything else you remotely liked would you have revisited the other two options and tried to make it work I.e extensions/remodelling, doing up certain rooms as needed, lodger friend, extra mortgage from family, what would have been your plan b in that scenario? Don’t know if this is the right place to ask the Q’s if not could some friendly person point Hannah in it’s direction please. To any one reading I hope you are doing good and having a nice week, stay safe, happy and healthy and have lots of fun and a life full of love. (And let’s all please try to be kind to one another). Lots of love. Kelly
@Eleeyore Жыл бұрын
I just moved into an apartment on my own for the first time (renting). It’s a very stressful time money wise for so many people, myself included. And yet it’s the first time in my life I can afforded my own apartment after years of flatshares. I’m so so lucky and privileged to have parents who can still financially support me until I finish my studies in summer. But there’s also so much that went into getting where I am now. I’ve never been more stable mental health wise than I am now. Managing a full time bachelor’s degree in social work and a part time job as a social pedagogue. Being so busy and still living in a pandemic is isolating but now I get to have my own space that I can invite my friends and partners to and have my home be a home to my people too. It’s exciting, taking your own life and goals and needs and wishes seriously and taking risks in caring about and putting so much work into something. Congrats on the house, Hannah! Fingers crossed that it all goes over smoothly ❤
@shelleylevin6915 Жыл бұрын
My spouse and I bought our first home in 2021. It's in a co-op in the US, which is like a condo...which is I guess like a flat in the UK? Anyway, after over a year in our home I finally put up a mezuzah, and I'm so glad I did! My spouse isn't Jewish like me, but he was totally supportive. It reminds me of home growing up, and especially my dad and my grandmother, who have passed away. It's also not the only mezuzah in our building, which is a lovely feeling of community. Really looking forward to your chat with David Baddiel--I'm reading his book Jews Don't Count now, which I first heard about on your channel! I'd love to hear an update about the mezuzah decision when you move :)
@aoc349 Жыл бұрын
I just upsized myself in preparation for having a family. It was a journey full of ups and downs. The one piece of advice I will give is pay people to move your belongings. It was 400 euro for two guys to deconstruct all of our furniture and do all of the lifting etc, we had packed away our actual things but they did all of the rest and it was the best money I've ever spent. My back and my sanity thanked me for it!
@katewild3667 Жыл бұрын
Hannah this is so helpful! I could of done with this video 2 months ago when I was remortgaging! It’s so hard to get a clear break down of how it works and I hope this video helps other people going through this stress ❤️
@HeyBrosephify Жыл бұрын
Thank you so much for talking about this!! I'm not going to be in a position to buy any time soon but it's so valuable to normalise talking about personal finances, and for me to have resources like this to get some awareness into my head at a time when I don't neeeeeed to know it. I don't have parents or any grown up to ask, so I so appreciate you being open about your experiences - thank you!!!!
@homestarrunner21 Жыл бұрын
My husband and I had a similar experience this summer, it all happened pretty quickly and we’ve been so happy to be in a home, we’ve chosen to be childfree but it was time for more space for us to be able to comfortable cook together, work from home and to add a couple of new pets to our little family :) I’m happy to hear that things are coming together so nicely for you all!! Will definitely be on the lookout for an announcement that you’ve got the keys! Congratulations!!!🎉
@jenriv89 Жыл бұрын
Congratulations on this big moment! If I were in your position, I would start packing right away to prevent the stress once you have your move-in date.
@athenaamethyst8385 Жыл бұрын
We just moved right before Christmas with a 2 year old and a 4.5 year old from a rental house to a house we just bought. We had previously sold our other house the year before when the market was really high here in the US. So, we moved with an almost 1 year old and 3 year old then with a 2 year old and a 4.5 year old....it's a LOT. It's stressful. I feel for you. But, it's also SO worth it to end up in the house/place you want. :) This house is our forever home and the kids (and our dog) have more space and love it!
@zoebicknell2200 Жыл бұрын
I’m watching this sat on the sofa in my first home. I moved in yesterday and am still ferrying things to this house from my old rented one. This was the perfect first KZfaq video to watch in this house. I also had a conversation with a mortgage advisor that ended in me going to look for houses and I very quickly ended up buying this property. I locked in a mortgage rate right before they skyrocketed and I’m in the same camp as you of ‘move now and sit tight in a new place during the housing crash’. Having fixed my rate for two years I feel secure enough that I am able to fix up this house and stay long enough to ride the housing market and in a few years when I am ready to move on as I’ll be in a different stage of life, I know I will be glad of the equity. I completely get what you mean about the mezuzah in terms of religious childhood things that mean something but also realising it is your home and you decide what to do with it.
@harrietthomas-bush7274 Жыл бұрын
I'm so happy to hear you like your solicitors! I work as a trainee property solicitor and we so often just get people complaining despite us obviously doing everything we can!
@lilyirvine5004 Жыл бұрын
I’m a full time conveyancer so happy to answer anyone’s questions or queries! I know it can be super stressful and overwhelming, even without the changes in the current market! 🧡
@natalieunis5122 Жыл бұрын
My husband and I (Canadian) bought a house last summer in the craziest market Canada has ever seen (at least in our area). Houses were moving so fast, and for more than double their listing price before even being listed online. We viewed our house on a Thursday. We offered Friday morning, all offers were reviewed at a set time on Monday and we officially bought a house on Wednesday after a VERY rushed home inspection. I appreciate the stress you’re going though. Congrats on the almost new house :)
@dorindaness Жыл бұрын
Congrats! I am first-time buyer at a similar stage in the process to you. The uncertainty of timing is absolutely killing me! Your solicitor sounds fabulous, mine disappears every two weeks! Thought this topic was so boring before but now I'm in it I'm obsessed!
@sarahalewijnse1177 Жыл бұрын
Congratulations! We just moved from a flat to a house and it's amazing! Storage space is such a luxury. Also, I'm very jealous of your solicitors!
@BethMaryHal Жыл бұрын
I bought my first house in Fall 2020 when things felt very uncertain but interest prices were super low. I'd been tentatively looking, but since I wasn't spending money all spring and summer, my down payment built up much faster than anticipated. The actual process of looking at this house went insanely fast, but it was the first place that fully completely felt like mine and like it was a space designed for my needs.
@aksez2u Жыл бұрын
Having built and bought and sold several houses in my lifetime, and lived through the ups and downs of all kinds of housing markets, I think your ideas are spot on. Your concerns should be: Can I afford this mortgage? Is my income stable?, things along those lines. This house is not meant to be a financial investment, it is meant to be your home. Yes, it's nice if you can make money in the long run, but who knows what is going to happen in 10+ years time. The market could go through a few ups and downs during that time. Best wishes on the process! Looking forward to any moving and new home content you decide to produce!
@leonied.9973 Жыл бұрын
Would love a moving series/house series,!!!
@niamhkelly6859 Жыл бұрын
We bought a house in the same layout as my childhood home, definitely helped me feel more at home immediately in it
@rachelo7094 Жыл бұрын
Wishing you all the best. We moved in August (with two kids). One of the most stressful things we have done but so worth it now we have moved.
@laurenschenck5355 Жыл бұрын
So happy moving is going smoothly and can’t wait to see your new home Hannah! 💚🎅🏻🎄🎅🏻💚❤️❤️💚🎅🏻🎄🎅🏻💚❤️💚🎄🎅🏻🎅🏻💚💚💚🎅🏻🎄🎅🏻💚💚🎄🎄🎅🏻💚💚❤️💚🎄🎅🏻❤️💚🎅🏻
@carolineappleton3177 Жыл бұрын
Your description of the solicitors made me think of the Dominos order wheel 🤣
@morehannah Жыл бұрын
ITS LIKE THAT!!
@bimaloxley Жыл бұрын
ooooh congrats! we're also in this same process, hoping to finalise mid Jan! good luck to us! xxx
@anabluu Жыл бұрын
If you are upsizing, it does not make any difference whether the market crashes or not. You need to sell your flat anyway and put the money towards the new place, the only thing that will matter is the price difference between the old and the new! Congratulations are in order, very excited for the moving vlog xxx
@alyssamalcolmson9262 Жыл бұрын
Hello!! Loved this cause currently in the process!! I'm 21 and buying my first flat, the process was similar to yours like oh I'll talk to a mortgage advisor to see where I stand and they said oh just go have a look your in a good place. I looked at three flats too but came back to the first one cause the vibe was just right and it's perfect for me! Currently waiting on the mortgage to be approved and have a tentative move in date in February, cannot wait super excited for this big step 😄🏠
@sonja7950 Жыл бұрын
I consider myself fluent in English despite it not being my first language but there were... SO many words I have genuinely never heard before in this video haha! So interesting to hear your process so far and wishing you the best of luck with the new house
@nelly5376 Жыл бұрын
We moved right at the beginning of the pandemic. It was our 1st home, so it was relatively easy. I think, we put in an offer, and it got accepted within 7 days of the property going on the market. I was sceptical until the moment we picked up our keys that everything would go smoothly, but it did! I was particularly scared because we had put in a notice on the flat we were renting and we don't have any family in the UK, so we would have been stranded if anything had happened lol
@MillieVonMint Жыл бұрын
Watching this video is like living a nearly parallel stage of life, but in a different country. We also have a baby (just turned 8 months old), and have just listed our house for sale and are house-hunting with intentions to upsize (baby stuff takes up SO MUCH space!). I am definitely nervous and worried doing this process in these uncertain times, and also struggling to manage being a mother to my baby while packing/cleaning/etc. There is just SO much to be done and only so many hours in the day. 😮💨
@aeolia80 Жыл бұрын
in France here, so our mortgage rate is fixed for 20 years, lol, though we can break it at any time. But we got in right before things started going south, and we got maybe the best interest rate we could possibly get, I mean minus building co-op fees and utilities and stuff, our mortgage is around what we were paying for a small 1 bedroom, and we have a 2 bedroom now with a humongous living room, I feel like if we don't have any kids we'll be staying here until we die, lol, because it's so far met all of our needs. Now I just gotta make it so that everything is up to date and more comfortable that a basic white rental box, lol
@laralikesmascara Жыл бұрын
ooooh so excited for the video with David Baddiel!! I read his book on your recommendation (I'm Jewish too) and found it super interesting.
@chloehudnott5613 Жыл бұрын
The way you were describing your solicitors, I was thinking oh that sounds like what mine were like. Looked at the link, it was them 😅
@leenanorms Жыл бұрын
Can't wait to visit!
@morehannah Жыл бұрын
I still need to visit you!! 😂😂
@thayerwilliams905 Жыл бұрын
Our own house hunting was crazy similar to this! We had our offer accepted last week and we get the keys in January. We're so excited! We had the same concerns about the market, the same issue of next year's taxes won't look as good as last year's, the same issue of deciding to jump up our looking at houses timeline by many months, the same small window of time to find something and move so we weren't going to overlap mortgage and rent because could not afford to risk that, the same putting an offer in really early in our looking. It was the 4th house we saw the inside of. We just walked in and felt it, we knew this was the one. And a really similar list of things we needed to yours, even though we're in America. We had a few additional needs and our budget was really small for our area so we actually were extremely open to changing cities, and boy did we. We also saw a few houses with amazing potential that were unlivable as is and no money to do the work upfront. We ended up in a darling house that's new and move in ready, and we're so excited. I 😊😊 and we had a great realtor.
@zofiabochenska1240 Жыл бұрын
Ahh, I can't wait for more house content, and I'm sohaapy you're doing vlognukah again :D I'm hoping for at least one goals related video!
@emmadalby3638 Жыл бұрын
Very exciting!! We exchanged on our first house on Monday and are completing early January, after a very stressful couple of weeks (with sellers threatening to pull out multiple times, paperwork getting lost in the post, solicitors dragging their feet) I’m so relieved we are (hopefully) almost there. The process is so unnecessarily complex, I really think there needs to be more education about it!
@honorcollins6962 Жыл бұрын
I’m so happy for you! My partner and I weren’t so lucky; we were trying to buy our first place together, a small 2 bed flat, and we got our mortgage application in just before the interest rates skyrocketed but then Liz Truss ruined it for us and our mortgage was one of the thousands that got rejected
@robertmenzies6939 Жыл бұрын
Hey Hannah sure your well aware of this but one thing that really can bite you financially was all of the post moving costs. Solicitor fees, estate agents fees, house moving fees etc etc we were so lucky we got advise to add this into our mortgage amount else would have never have afforded it. Really not an insignificant amount. Good luck with the move always going to be a very stressful time but sure the new family home will be well worth it all 😁
@catclark1866 Жыл бұрын
This will be my exact situation next year! Currently pregnant and due in April 23 and want to move end of next year even though we are in a fixed term mortgage until 24. Feel like this video was made for me haha! But seriously I think it is great to see videos on mortgages and finances because you only really learn about it when you are experiencing it and also it changes all the time.
@elizabluerose Жыл бұрын
the idea of a varying rate mortgage gives me hives. Best of luck with the move!
@cd47art86 Жыл бұрын
One tip for moving to the new house that I have is that it makes it way less stressful if you don't move all the stuff in one day. My dad recently moved apartments and he spent like, a whole three weeks nearly every day moving stuff, leaving a lot of the most essentials and bigger things for the final day of moving (though he did send his piano, bookshelf + books, and the couch + armchair before the final day). It helps to have crates to move the smaller things but also just using those travel bags already helps a lot. Ended up that he bought the apartment last month and is already nicely settled there now, it's been some four days or so since the final move day. Edit: and also he spent the good five or so months before actually buying it getting rid of stuff he didn't want anymore, which also helps
@eleanorbrown8146 Жыл бұрын
Hannah, I’m in near enough the same position as you (moving from a new build flat to a 3 bed Victorian terrace, with a mortgage offer that went through JUST before the mini budget fiasco, and will be moving with our newborn in Jan 😅)! We have similar concerns about the housing market, but our thoughts are that a lot can happen during 10 years. Sure, we could be paying top, top value for it rn, but even if the value drops tomorrow, it won’t matter so long as we can afford repayments. Living with enough space and making a family home with our son is really important to us. That’s our priority. I’m mainly feeling super grateful that everything went through before it all went to shit with Liz Truss’ stint as PM! So many friends now can’t afford to move. Good luck with the rest of the process!
@melodytraine Жыл бұрын
Watching this while painting my first home!!! Just got the key! Hurray for uncertain times 😅
@Anna0x Жыл бұрын
Love this kind of video Hannah, always really useful and interesting to understand how other people approach house / mortgage / moving issues!! ❤
@darlingwater-ev Жыл бұрын
you talking about moving with rowan made me think about how my parents moved from an apartment to buying a little house when i was a baby and i actually learned to walk literally the week we moved, which was endlessly amusing and frustrating for my parents lol
@MsGloomyLamp Жыл бұрын
Good luck on your move, hope it goes smoothly! By the way, our upsizing process was also super fast, and I know a lot of people who also bought the second/third house they looked at.
@CharaMcN Жыл бұрын
Wow, we're house hunting too! So wild, it sounds like the UK is very similar to how the US housing market is at the moment. We've gotten pre-approved for a mortgage and have been searching for a few months, we toured one house that was a bit too small with too sketchy of a basement lol. Haven't toured anything else yet but fingers crossed we find the one! My partner prefers google docs so we've been using an excel/spreadsheet situation to track everything! I'm delighted that I'm not the only one
@Mariajustmary Жыл бұрын
I'm happy you're being able to move so fast yaay! iI'm very excited for vlognukkah!
@emmabarnes609 Жыл бұрын
congratulations hannah
@randomitity1 Жыл бұрын
Our family is actually moving from America to England. So I’m thankful for the solicitor recommendation lol we have a baby in a toddler so we’re gonna see how things go! Although we’re moving to the south west, there seems to be a decent amount of availability there and that’s where family is.
@laurenschenck5355 Жыл бұрын
SO EXCITED!!! 😘🎅🏻💚🎅🏻🎄🎄🎄💚💚🎅🏻🎄❤️💚💚💚❤️🎄🎄🎅🏻💚💚🎅🏻❤️❤️🎄💚🎅🏻❤️🎄🎄❤️💚🎅🏻🎅🏻🎄🎄❤️💚🎅🏻🎄🎄❤️🎅🏻
@AMayT1992 Жыл бұрын
We just bought for the first time and moved in about 6 weeks ago! Took 5 months, but we were similar, we started looking at homes online and were going to start viewing. Viewed one house, put an offer in and had it accepted all within a couple of days. Then a couple of weeks later found that we were having a baby! Glad we didn't put it off any longer as thankfully it's all just fallen into place.
@marthabjo Жыл бұрын
The whole house buying/selling process seems really different in the UK compared to how it is in Norway. Here, when you're selling a house, you have to get a survey and everything done beforehand (and the seller is the one who pays for all this), so that all these documentations can be included in the listing - the surveyor is unbiased so the buyer can trust the documentation, however if it turns out that something is discovered to be wrong in the first few months that the seller can be expected to have known but not disclosed, they have to pay for fixing it. When you go to look at a house there are usually fixed dates for viewings, and then you have until the next day to decide if you want to place a bid and that bid is binding (so the buyer has to have cleared the financials with their bank in advance). Then you have all the stuff with signing contracts etc, and then usually there's about a 3 month wait until you actually get the keys (because most of the time people have to sell as well), but all the legal stuff is usually done quite quickly (within a few weeks). I bought my first flat in winter 2019/2020, and then I sold that in September last year and bought a new flat a year ago. Most people buy first and then sell, but I did it the other way around because covid had made the housing market uncertain and I wanted to be sure of how much I had to spend on a new place. My estate agent gave me an estimated price but said it could go quite far above or below that - I ended up having a lot of luck selling, and then because prices were going down I got a bigger flat for less money and had some left over to redo the kitchen which was golden. But it's certainly a stressful time, especially that first day after the viewing when you don't know if there's going to be a bidding war or not! Good luck with your move, I hope everything is smooth sailing for you! xx
@bodhgaia Жыл бұрын
Happy Hanukkah! Good luck on the house move. So stressful but hopefully it will all be worth it. Also moving house hopefully, it has ben super stressful.
@laurenschenck5355 Жыл бұрын
So proud of you hannah and happy for you! You deserve bigger happy peaceful fantasies Space and sending positive vibes for amazing move 🎄🎅🏻💚💚🎅🏻💚💚💚🎄❤️❤️🎄🎅🏻💚💚🎅🏻🎄❤️🎄🎅🏻💚💚🎄❤️❤️🎄🎅🏻🎅🏻❤️❤️🎄🎅🏻🎅🏻❤️🎄🎄🎅🏻🎅🏻🎄🎄🎄
@helenm1085 Жыл бұрын
I like seeing your positive comments on all of Hannah's videos, you always have so much enthusiasm!
@laurenschenck5355 Жыл бұрын
@@helenm1085 aww thanks 😊
@annabanana12110 Жыл бұрын
I feit the same as you, we also went from 'having a look' to 'oh shit we bought a house'. We went looking on a saturday at the beginning of october, put in an offre on monday and moved in on the 2nd of december!
@muslihaha9443 Жыл бұрын
Thank you so much for sharing your solicitor! Mine would routinely ignore all my emails, calls and voicemails 😭 I will never use them again
@JudyCZ Жыл бұрын
I was going to ask if you'd consider sharing the location of your current flat because I'm just super curious but when you mentioned you're staying there, I understood. 😁 I'm a bit envious but so happy for you. And looking forward to more videos about settling in! 💛
@auditoryeden Жыл бұрын
We moved house in September. Did one day of viewings, fell in love with the third house, put an offer in the next day and we're accepted. We were only under contract for something like 45 days, had all our inspections and etc, got the keys August 30 and had to be out of our apartment September 30. It was insane and the housing market honestly was not favorable, but talking to our realtor we decided now was the time. The housing shortage in the US is going to take decades to resolve, so honestly even if inflation chills the fuck out buying a house isn't going to get any easier for a long, long time.
@TheAct10 Жыл бұрын
Ahh this is so funny! Me and my partner are just about to move as well (hopefully!) and The Partnership are also our solicitors! The colour coded wheel is amazing right!? And those weekly updates - even if sometimes they fill me with hope that something exciting has happened and we're getting close to exchange and then really it's just a message saying 'we're working on it'! Hope the rest of the process is a smooth one for you - ours has been less than smooth!
@NiamhAlicexxx Жыл бұрын
I can not wait for the David Baddiel video currently reading his book and really making me think about lots
@Bublee965 Жыл бұрын
Omg Hannah, I work in mortgages and this video is a DREAM for me. Only near the start of the video but your knowledge seems really sound!
@maryannwallace2446 Жыл бұрын
I am closing on my first home in two weeks, and I am so excited and terrified.
@DobbyandHarley Жыл бұрын
Just bought my first place and had the stress of the mortgage rates rocketing. Luckily already had a mortgage in place but really wanted to push to move in asap incase either mine or someone else's in the change mortgage provider pulled theirs. Luckily all worked out and I finally moved in October. Good luck with the move Hannah, hope it all goes smoothly.
@zoe_nerea Жыл бұрын
it's interesting to see the differences and similarities between your and Lucy Moon's processes of buying a new property around the same time. I think it's a good insight into the london market at the moment imo.
@meganvanmilo Жыл бұрын
Exciting!!! What are you most excited for in the new house? (Also, why doesn't Dan want a mezuzah?) I moved house just about a year ago and I'm still not even halfway done decorating, lol. Time, energy & money are sparse
@meteorrejector Жыл бұрын
i have the same question about dan!
@chloeryan868 Жыл бұрын
Most likely because he isn't jewish
@alicepepike Жыл бұрын
It took us 10 months from putting our offer in to actually move into our house. We had to reapply for our mortgage because we ran out of time AND our completion date fell through several times. We didn't know if we were definitely getting the keys or not until lunchtime on the actual day! The stress, I'm so glad it's over, I don't plan on ever moving again.
@Jodie_May92 Жыл бұрын
We moved recently with a 6 month old baby. On actual moving day, we called in my mum and dad to help with the actual moving bit and we called in my sister just to look after our little one. Would recommend having someone to just look after baby so everyone else can focus on the actual moving
@mandy Жыл бұрын
Gurl SNAP! We got in this week. I am so happy for you. Gosh the crap we had to get through to get them houses haha
@valenstrange Жыл бұрын
I feel like Dan should be a bit more open about you wanting to incorporate your cultural background into your family life, be that putting up a mezuzah or celebrating Jewish holidays (which you mentioned before he was also wary of because he's anti-religion, even though he seems fine with celebrating Christian holidays in a secular way)
@corma13 Жыл бұрын
I agree! It makes me sad to think that he wouldn't want Hannah to share those cultural traditions with him and their son just because he's anti religion. Most Jews I know express their religion in a cultural way, so there's nothing for him to be worried about, and if he can celebrate Christmas, an extremely religious holiday, in a secular way, he should be able to do the same for Jewish holidays.
@mrmr3015 Жыл бұрын
As a Jew with a British atheist partner I have no understanding for Dan’s position whatsoever. In my household we celebrate every holiday and everyone has the same right to traditions. So this week we are doing secret Santa and Chanukah. There is no issue. I intend to raise my child (if I have one) in that same way. They will know who they are and enjoy all the traditions. I think Dan’s opinion is frankly uninformed, and a bit disrespectful.
@DieAlteistwiederda Жыл бұрын
I'm an atheist as well but I also never ever was a person that wasn't open to celebrate other people's cultures. If I had a religious partner as long as they didn't try to force me to convert or anything I would be more than happy to incorporate their traditions into our life much like my own. I'm personally also not a fan of Christmas but I'm also not keeping anyone from going all out as long as they respect how I view this. I'll celebrate with them in my own more subdued way.
@denasmolins5938 Жыл бұрын
I am new to my thr channel and didn’t know you were jewish! We have mixed religions in our family and both traditions are observed unless one spouse doesn’t care at all about his former religious upbringing traditions
@rebeccacuthbertson1271 Жыл бұрын
Literally just went through the exact same thing you're going through right now but in the States. Like we just finished moving into out new house at the end of November. The whole interest rate thing between our countries seems different because our mortgages tend to only have 15 year or 30 year rates (fixed or adjustable) so that was interesting to hear. And in our experience as long as you're making your full payment, if you have a fixed rate, it won't ever become an adjustable rate unless you refinance to a different mortgage type, and itll be paid off at the end of the loan term. Love mezzuzot and we still need to put ours up (and buy more as there are more doorways so we don't have enough lol). Totally happy to talk more on them if you're interested. Best of luck with your closing and sale and move!
@laurent971 Жыл бұрын
another difference between the US & the UK is that the expected "normal" deposit in the US is 20%, whereas it's only 10% in the UK, and lenders are more comfortable lending out higher amounts relative to income in the UK than in the US (a "normal" mortgage would be 4x pre-tax yearly household income in the UK, while I think it's more on the order of 2-3x in the US -- not entirely sure as the two countries use different debt-to-income ratios). Between this and a chronic undersupply of homes, the average price-to-income ratio in the UK (especially England) is higher than it is in the US. A couple of other interesting differences between the two: buyer's side real estate brokers/agents are extremely rare in the UK, not so in the US. Contracts take longer to complete in the UK (as you can probably tell from Hannah's video!) and it's less of a sure thing that you'll actually be moving once your offer is accepted because sellers can back out later in the process. But the percentage of the population who live in owner-occupied housing is fairly similar between the two countries, which is interesting. The difficulty that a lot of people are having with the economy & with mortgage rates skyrocketing right now is also fairly universal across not just the UK and the US, but also...pretty much the entire western world, tbh. I'm no Tory fan, but the current situation is decidedly being driven by macro rather than UK-specific political factors. It's super interesting to compare across different places! (Source: am an American economist living in the UK)
@deatheducationdaily5830 Жыл бұрын
My partner and I completed the week after the economy crashed. The run-up to completing was the worst of our lives without a doubt. We had to wait to find out if the bank was withdrawing our offer. Luckily, we ended up completing 2 days before our original fixed offer ran out. It was such a relief because we could not afford the massive interest hike. What we could originally afford when we started looking pre pandemic is not what we ended up with due to the market going mad. The house we ended up buying had nothing we wanted but we fell in love with it.
@rachelle2227 Жыл бұрын
My husband and I were also quick with buying our first place too (or for you, switching places). We just had an apartment, so luckily someone else could rent it before our lease was up. We ended up looking at two homes in one day, and putting an offer in on the first house, because it checked all our boxes! Plus the market was hot, so we wanted to make an offer asap.
@ThePragmatist839 Жыл бұрын
This is super interesting to me, so don’t worry. :) we are on the same timeline as you but with a 2 year lag :) our mortgage for our 2BR flat will expire in 2025, and we’re gonna try for a baby soon. 😅 so if everything works we will be in the same position in exactly two years! We also bought with HTB, partially inspired by you. Feels like we’re growing up together 😭
@Heeezil Жыл бұрын
Yessssss love housey/moving talk! I'm very much trying to push the vibe over here "we should be casually looking so we can be aware of the market... and if we see one we like let's go." But am dying to move at the moment =/
@lowbrass.spirit206 Жыл бұрын
When Hannah says 3 months might be a bit fast.... From the time my place was listed to when my offer was accepted was just 72 hours. I moved in a month later....
@kimberleylewis8822 Жыл бұрын
When you said 'this is so boring', no! No this isn't, this is helpful, this stuff isn't taught, so thank you, I leant lots!!
@catrionaclarke1800 Жыл бұрын
This wasn't boring at all. As someone who would hope to buy a house at some point in the relative near future, I found this absolutely fascinating.
@SpinesAndSplines Жыл бұрын
We put an offer in on a place a couple of weeks before you, get our keys today and move just a few days before Christmas! We’re in Ireland and moving from a rental, so this is our first house purchase and I’m just so thankful to be getting out of this obscene rental market and into a house that’s a decent size. We’ve managed to squeak in just before the interest rate rise happens as well.
@Chloee508 Жыл бұрын
We are in a similar position, our house is sold,offer accepted on our next, waiting currently for the people selling to find their next. We are forced to move by bad neighbours but also thought it we can afford it now then let's do it. If the market changes all houses change in the same way so might as well be happy when it if they do right
@books_andblankets8493 Жыл бұрын
My fiance and I just moved into our first home which we were closing on during the start of the craziness with interest rates. I totally understand your stress
@Em-eo4qf Жыл бұрын
Hey Hannah, love your videos! Not sure if anyone else has noticed this, but the audio on your videos seems to be quite a lot quieter than anyone else I watch. Not a problem, just an observation!
@thatjillgirl Жыл бұрын
My husband and I also only looked at 3 properties when we bought a house. I think my mom is still not convinced that we bought the house because we truly love it. She seems to think that we only looked at three because there just weren't many houses available in our area. I told her multiple times that there were lots more and we could have kept looking, but we loved this one. When you find the right one, why keep looking?
@hannahgraceblack Жыл бұрын
Congrats 🎉! We tried to move since the start of the summer, and recently made the decision to collapse our sale because we just couldn’t find a suitable house, we’re outbid so many times and our mortgage offer expired and can’t afford the current rates. Such a stressful time 🫠
@RainingOMemories Жыл бұрын
All the Jewish households I've been to had a mezuzah inside, right by the front door - so people outside couldn't know they were Jewish.
@doireannnichaoimh5057 Жыл бұрын
We moved from a 25msq cabin to a 3 bed house over the last weekend of October. We have a baby also and my biggest recommendation is if you can at all, get someone to mind the baby OUTSIDE the flat, ideal for full days, while you’re packing and cleaning! Babies are very distracting 🫣