First Time Home Buyers Guide [Step By Step Process in 2024]

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First Time Home Buyers Guide [Step By Step Process in 2024]

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Mortgage Broker Australia - Hunter Galloway

Күн бұрын

Пікірлер: 65

@MortgageBrokerAustralia 3 жыл бұрын

📚 My Free Resource Hub & Education Community 👉 go.huntergalloway.com.au/hub

@suku420 2 жыл бұрын

What a great video - speaking as a mortgage advisor from the UK. The video is clear, concise, simple to understand and, most importantly, its Unbiased.

@MortgageBrokerAustralia 2 жыл бұрын

Thanks for watching!

@MortgageBrokerAustralia 5 жыл бұрын

For free home buying tools and resources check out www.huntergalloway.com.au/resources/

@lowyeeliang7003 4 жыл бұрын

you forgot getting cleaners to clean the place, carpet cleaning before you move your furniture in.

@doesitmatter3642 4 жыл бұрын

I'm looking to buy my first home and this really helped put things in perspective - made me think a bit more, and looks like I'm downsizing from a house to a unit. Thanks for the helpful advice!

@MortgageBrokerAustralia 4 жыл бұрын

Glad it was helpful!!

@HamptonYourHouse 5 жыл бұрын

Thanks heaps guys, your videos are always so helpful! I'm wondering if you might be able to do a video on buying land and building at some point? Thanks again!

@MortgageBrokerAustralia 5 жыл бұрын

Great idea, we have a few on building a house at the moment kzfaq.info/get/bejne/mNhdmaiQv7K2c6s.html and mistakes when building kzfaq.info/get/bejne/hKeYrZWh1tCWmIU.html plus comparing if its better to build or buy kzfaq.info/get/bejne/beCGfZV8xp2ynKc.html but we can defo do one on buying land and building!

@yahboiihopz7193 4 жыл бұрын

✊🏽 thanks for the tips makes the process much easier to think bout

@MortgageBrokerAustralia 4 жыл бұрын

Happy to help!

@timtimcannon 4 жыл бұрын

This info is super valuable! Really appreciate it! Thanks so much guys. Howdy from the Goldy

@MortgageBrokerAustralia 4 жыл бұрын

Yeoooowww thanks for watching Tim! I was down there on the weekend great weather at the moment! Cheers, Jayden.

@shanks_1908 3 жыл бұрын

Thank you so much for putting up this content.

@MortgageBrokerAustralia 3 жыл бұрын

Our pleasure!

@gagandeepkaur-ep9vy 3 жыл бұрын

I am looking to buy my first house in Hobart, Tasmania. Your videos are very informative and helpful. Thanks 😊

@MortgageBrokerAustralia 3 жыл бұрын

Best of luck! Get in touch if you need any help!

@Jindarella_ 5 жыл бұрын

Love your videos guys, thank you for sharing your knowledge.

@MortgageBrokerAustralia 5 жыл бұрын

Hey Ms Jindarella thank you so sooooo much for watching. Appreciate it! If you have any questions or suggestions for vids let me know. Cheers, Jayden.

@johnnydunstan151 2 жыл бұрын

A great guide! - Thankyou

@MortgageBrokerAustralia 2 жыл бұрын

Very welcome!

@clairebear6958 5 жыл бұрын

Thanks for the video. Super informative! Two questions: firstly, when is the right time to get in contact with a conveyancer? Secondly, when should you have your building inspection done? Should these steps be before or after making an offer? Or before signing the contract? Thanks!

@MortgageBrokerAustralia 5 жыл бұрын

Hey Claire, this is an AWESOME question! In Queensland, generally, you'll get in touch with the conveyancer when you're about to sign the contract. The process goes like this: - Find a Property You Like - Make an Offer On the Property, subject to 14 days finance + 7 days building and pest - Offer gets accepted - Real Estate Agent will send you the purchase contract to sign - You get in touch with Conveyancer to double check the contract is good to sign - You sign the contract and get rocking and rolling Pretty much it's at this point you get in touch with the building and pest inspector.

@aaryaputra108 4 жыл бұрын

@@MortgageBrokerAustralia So you get a building and pest inspection *after* you sign the contract?

@angelareyes1920 4 жыл бұрын

Thank you again guys. These videos are gold!

@MortgageBrokerAustralia 4 жыл бұрын

Glad you like them!

@bigmoomusic 3 жыл бұрын

gold! keep these videos up 👌

@MortgageBrokerAustralia 3 жыл бұрын

Thanks, will do!

@AngelSuka 2 жыл бұрын

Love your videos guys！got a question: do these steps apply to auctions? When do I contact the conveyancer and do the building & pests inspection for auction properties? Thanks!

@MortgageBrokerAustralia 2 жыл бұрын

Thanks Angel, great question and please check out kzfaq.info/get/bejne/qZp_l9VztdK8hI0.html

@Mathewjcg 4 жыл бұрын

Extremely helpful! thank you!

@MortgageBrokerAustralia 4 жыл бұрын

No worries at all thanks for watching Mathew!

@jaziimun 4 жыл бұрын

Thank you so much! Love your videos

@MortgageBrokerAustralia 4 жыл бұрын

Glad you like them! thanks for watching!!

@martinnguyen6760 2 жыл бұрын

Alright boys, what's the movie at 11:38 it's killing me

@MortgageBrokerAustralia 2 жыл бұрын

Now your testing me😋, I believe from Entourage...

@angelareyes1920 4 жыл бұрын

Thank you very much

@MortgageBrokerAustralia 4 жыл бұрын

No worries!

@bernadettem4232 5 жыл бұрын

Thank you, this video is so helpful.

@MortgageBrokerAustralia 5 жыл бұрын

Hey Bernadette, thanks heaps for tuning in! Glad you liked it. Cheers, Jayden.

@tranquilbakergentletraveller 7 ай бұрын

Thank you, guys for this great video! Just wondering at what step the building & pest report should be arranged, and is any deposit paid upon acceptance of your offer (or does this happen on settlement)? I am looking to buy a property to live in in Melbourne as it's ridiculously expensive to keep renting.

@MortgageBrokerAustralia 7 ай бұрын

Thank you for your kind words and for reaching out with your questions! It's fantastic to hear you're considering buying a property in Melbourne. Indeed, owning a home can often be more beneficial in the long term compared to renting, especially in areas where rental prices are steep. Regarding the building and pest report, it's generally recommended to arrange this after your offer has been accepted but before you enter into a binding contract. This step is crucial because it allows you to identify any potential issues with the property that could affect its value or your decision to proceed with the purchase. It's a part of your due diligence as a buyer. As for the deposit, it typically is paid upon the acceptance of your offer, marking the beginning of the formal process leading to settlement. The deposit is a sign of your commitment to the purchase, and its amount can vary. Often, it's around 3-5% of the purchase price, but this can be negotiated depending on the terms of the sale and the agreement between you and the seller. Both steps are key parts of the home buying process and serve to protect your interests as a buyer. If you have any more questions or need assistance with your home buying journey in Melbourne, feel free to reach out. We're here to help make your home buying experience as smooth and stress-free as possible.

@tranquilbakergentletraveller 7 ай бұрын

Thank you for the info!

@gracerussell9488 3 жыл бұрын

Can you do a KZfaq on house and land packages and the process please !! 😊

@MortgageBrokerAustralia 3 жыл бұрын

Hi Grace, Thank You for watching 🙌 😊 I believe this may be what you're looking for --> kzfaq.info/get/bejne/f9uPapiCzKyXenk.html

@austingojer7070 2 жыл бұрын

Nice experience d talk

@MortgageBrokerAustralia 2 жыл бұрын

Thanks for watching!

@panditinaustralia7550 4 жыл бұрын

Great video guys i live in roma qld used to live in brisbane now again want to move back to brisbane and want to buy a house in brisbane area so much confusion man where to buy now my question is about springfeild lake area how is that is it a good place to buy your first home ? Hope to hear from you soon

@MortgageBrokerAustralia 4 жыл бұрын

Hey Anil, yeah great question. It is worth doing some extra research on Springfield Lake, check out the steps here www.huntergalloway.com.au/property-market-research-process/ and www.huntergalloway.com.au/property-market-research-process/

@mayanthipg 4 жыл бұрын

Thank you for the video! Question - If I want to build a home, when would you apply for the loan pre-approval?

@MortgageBrokerAustralia 4 жыл бұрын

No definitely not check out kzfaq.info/get/bejne/f9uPapiCzKyXenk.html and kzfaq.info/get/bejne/fa-ldLqSsrurlKs.html

@mayanthipg 4 жыл бұрын

@@MortgageBrokerAustralia Thank you! I definitely will not 😆

@imakevideos5377 4 жыл бұрын

all i want is to buy near the trainline and or busway. within 3km of both.

@MortgageBrokerAustralia 4 жыл бұрын

Yeah great call Jack, a good tool to confirm those details is www.walkscore.com/ ! Nice one and thanks for watching. Cheers, Jayden.

@sapphireequestrian 3 жыл бұрын

You forget the vital Building and pest inspection subject to sale.

@MortgageBrokerAustralia 3 жыл бұрын

Of course! We have a video on this so check it out!

@GIZMO9021 4 жыл бұрын

I've just turned 20 and only saved 10k over the past year. I earn about 45k/year and i want to leave home as soon as possible. I fear if I rent, it ill severely stunt my progress in saving money.

@MortgageBrokerAustralia 4 жыл бұрын

Hey Chris, mate I wouldn't beat your self up over paying rent it is a part of life - you need somewhere to live after all! But you could look at trying to minimise the amount by sharing a place with a friend, or just renting a room. You can also look at 'rentvesting' as a strategy which can help you get where you want to go faster - kzfaq.info/get/bejne/kM5mh9d0q9LZhWQ.html cheers, Jayden.

@Doors067 3 жыл бұрын

Im 27 with a masters and only make 30k your doing great