I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024
@mertie-l2fАй бұрын
Yes true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
@jeanlaudatoАй бұрын
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
@mertie-l2fАй бұрын
Angela Lynn Shilling is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@jeanlaudatoАй бұрын
I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you
@matturner88 ай бұрын
I think it's time to make it more appealing for potential buyers. Real estate can be quite the rollercoaster! the stress and uncertainty are getting to me. I think I'll cut rents to attract potential buyers and exit the market, but i'm at crossroads if to allocate the entire $680k liquidity value to my stock portfolio?
@geofferymichelle3408 ай бұрын
"Overall, buyers hold a lot of the cards right now, and sellers are having to give out more concessions to close a deal." All the best, buying on sale is actually one of the best ways to invest in stocks, and advisors are ideally suited for such task
@LizaPhilips8 ай бұрын
Until the Fed clamps down even further I think we're going to see hysteria due to rampant inflation. If you are in cross roads or need sincere advise on the best moves to take now with financial markets will be best you seek a fin-professional with fiduciary responsibilities who knows about mortgage-backed securities for proper guidance.
@markwilliams148 ай бұрын
this sounds considerable! think you know any advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
@LizaPhilips8 ай бұрын
I've shuffled through a few advisors in the past, but settled with ’Natalie Lynn Fisk her service is exemplary and she's a genius in portfolio diversification. I'd suggest you research her further on your browser, sure you'll find her basic info.
@markwilliams148 ай бұрын
Appreciate this recommendation, hopefully I can get some insight to where the economy is headed and strategies to beat inflation with when I hear back from Natalie.
@c.t.u.o Жыл бұрын
I started stacking to SAVE wealth. I've always been the type of person to spend my entire paycheck. I hate having money just sit in the bank. I am under pressure to grow my reserve of $950k. before I turn 60, I would appreciate any advice on potential investments.
@sherryie2 Жыл бұрын
I can feel your pains. New guys need to realize the risks that come with all of this. You could lose it all and you could win it all. It goes both ways. Second, what works for A may not necessarily work for B and you should not be a bandwagon investor. A good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge.
@user-3456rtu Жыл бұрын
@@sherryie2 Factos!! Since the market became extremely volatile and pressure increased (I should be retiring in 17 months), I took the decision to work closely with a financial advisor. It has already been 9 months and counting, and I have made approximately 600K net from all of my holdings.
@MiikeFaber Жыл бұрын
@@user-3456rtu That's impressive, my portfolio have been tanking all year, tried learning new strategies to gain in the current market but all of that flew right over head, please would you mind recommending the Adviser you're using.
@user-3456rtu Жыл бұрын
@@MiikeFaber My advisor is the quite famous NICOLE DESIREE SIMON She has been making a fortune online worth millions of dollars in digital assets for a select few for years. Lately, these types of services have appeared that allow you to copy the results of the experts. She demonstrates how to copy it automatically using that system.
@MiikeFaber Жыл бұрын
@@user-3456rtu Thanks for the info, i found her website and sent a message hopefully she replies soon.
@wildtill94 жыл бұрын
OMG - I thought I was gong to get a sales pitch on why I should buy stock from them. Instead a well thought out explanation of the benefits of owning both. Good stuff - thanks
@MotleyFool4 жыл бұрын
You got it dude. Stay tuned, we've got more awesome stuff coming on the channel.
@dorcasbill59664 жыл бұрын
Trading as a beginner was very difficult due to lack on trading experience, this resulted in losing my funds though I've been able to recover all that I lost, all thanks to Mr Charles_forex09 on Instagram , i never knew good trader still existed till I come in touch with him___
@CassiusOvO3 жыл бұрын
@@dorcasbill5966 well I read the comments before yours and still couldn't see who asked 🤷♂️
@emersonstagnitta652 жыл бұрын
Great video though I think you were more biased towards Real Estates! Personally, I think stocks are "better". Major con however is that it needs your time, which is easily countered by working with/through an expert. Made my first million earlier this year through one. Have dabbled into Real Estates more than a few times, won't say I've been so lucky. Another advantage is that you need relatively lesser capital to go into stocks than real estate. Lastly, can you do the job of a Landlord? Can stocks call you by 12am about a broken pipe?
@trishawallor2 жыл бұрын
This is quite funny but true. Went into real estates sometime last year. Wasn't quite as profitable as I had expected. You mentioned something about an expert. Who's he? Sounds quite amazing?
@emersonstagnitta652 жыл бұрын
@@trishawallor A "she" actually "Nancy Lynn Lewis", she was in the news when she revived Grumac sometime in 2018. You can check her out online for more.
@winstonwawrzyniak39252 жыл бұрын
@@emersonstagnitta65 Wow I know this little lady. Once attended a seminar she was also in attendance here in Texas,, Great speaker. I still think Real Estates is a safer bet
@chriswilliams20612 жыл бұрын
@@winstonwawrzyniak3925 This right here is the second time I am coming across this name in a week. Came across her podcast and it was lit!
@jt4774 Жыл бұрын
SPAM
@sanglee4524 жыл бұрын
Just buy both and diversify your Portfolio..
@nicodemusngufuli36464 жыл бұрын
After an intensive research perusing balance sheets, cash-flows and market capitalizations....And of-course the future prospect of your investment.
@omni15623 жыл бұрын
i love Real estate but i hate having to manage it and worrying about vacancy
@albacus2400BC9 ай бұрын
The recent housing crash is so bad that I read about someone who had to rent half of her bed with someone just to afford rent. foresaw the housing crisis and sold my property. I then put it in the market. That was late February. I've lost more than 40% of my portfolio's value. It makes me really sad. How can I turn this situation around?
@stephenpotter219 ай бұрын
This is really sad. If you're not who understands strategies to invest in the market, why not seek a financial advisor to help you grow your portfolio?
@ericmendels9 ай бұрын
I agree. Having an investment advisor is the best way to go about the stock market right now. I’ve been in touch with a coach for a while now mostly and I made over 95% profit within about seven months or so.
@legacymedia84689 ай бұрын
That's impressive! I could really use the expertise of your advisor. Could you recommend who you work with, please?
@ericmendels9 ай бұрын
The advisor I'm in touch with is Sharon Louise Count. There are other good FAs online too, if you look around. You could check her out and contact her.
@gregorywhem9 ай бұрын
Thank you for this. I'm gonna check her out and try to reach her. I hope she gets back to me before my portfolio is completely gone.
@frenchyalicea6494 жыл бұрын
I use stock profits to buy properties = convert my digital gains into tangible assets that provide stable reliable passive income on a permanent basis so long as I own them and use that income to further invest in stocks to continue the cycle.
@PW0602844 жыл бұрын
Even if you lived in a house that you bought as your primary residence, it saves you the market rental value of that house AND you don't get taxed on money saved.
@j68734 жыл бұрын
It’s Stocks and REITs all the way for me.
@blueblur19844 жыл бұрын
The best financial decision we made was buying a multi unit as our first home. Your ability to save, grow a business, etc is enhanced when your housing is paid for by your neighbors (neighbors you get to pick as a bonus).
@nateross834 жыл бұрын
Andrew Jones I wish I would’ve done that. House hacking is such a great strategy to build long term wealth. Cheers.
@ericv39754 жыл бұрын
Planning on doing that as well this year! Seeking to get a triplex. Live in one unit, rent out the other Long-term, and rent out the 3rd unit studio through air bnb.
@h2t263 жыл бұрын
I tried that sadly it didn't work out for me, but the mistakes were mine and very costly.
@blueblur19843 жыл бұрын
@@jpherrera2622 just two. I wanted a 4 Plex in the hood, the wife wanted a single family home and we compromised.
@charlesg79262 жыл бұрын
I do the same thing! Me and my wife own a 3-level townhouse in the suburbs of northern VA, with a $1450 cost for the mortgage/HOA/taxes/insurance. We rent out the basement for $850, so we get the top 2 floors to ourselves for just $600 a month + utilities. Great value
@mohammedmoqbel36884 жыл бұрын
The table in 6:30 is missed up. S&P 500 is the one performed 619.7% from 500ish points in 1996 to 3000ish. The inception date of May 13, 1996 is referred to VGSIX which was 10 back in 1996 now is 30 (213.1%)
@sku329564 жыл бұрын
A rental in a good area is a money maker ,up keep of the property ,taxes ,insurance ,keeping good tenants .Stocks should always be be part of the pie
@contentmarketinginstitute76664 жыл бұрын
Compounding stocks and ETFs for over 2 years before I could hit six figures in the market, Investing is interesting especially when the ROi is high. I do better at stocks
@lammysaberini10194 жыл бұрын
The market i must say is a goldmine with very few miners. so it's best to exploit
@contentmarketinginstitute76664 жыл бұрын
In such terms, A miner without the right tools will be stuck my trading service helped a lot as i was a newbie when i got in. Alexander Payden service with such outstanding expertise and good results that's how i made it through
@emmyoregon19834 жыл бұрын
I want to go into stocks because of the lower tax and lesser work, which way do i get in.
@jp81594 жыл бұрын
I compared vanguard real state etf with s&p500, my results was different. The plot shows s&p was much more profitable. I used yahoo for the data, and VNQ, VGSLX, and VGSIX for mutual fund. Any ideas? And yes.... I do believe in investing in real state and stock market
@drprasannasuru4 жыл бұрын
Very informative. It's like Army & Air force. You need both. I too have both.😎
@Acieberg4 жыл бұрын
consider reinvesting or inflation
@glamoc00002 жыл бұрын
What about leverage or rental income?
@maxsheng82152 жыл бұрын
I agree. The data they use seems wrong. I own both vnq and voo and when you plot them together. Voo outpace vnq by huge margins long term.
@stormblade1199 Жыл бұрын
A real estate etf doesn't give you leverage, doesn't give you property ownership, and doesn't give you rental cash flow... nor tax breaks/write offs... and you can't leverage your equity to purchase additional properties
@mekon19714 жыл бұрын
Short answer: Yes. Diversify.
@johnmoore34794 жыл бұрын
Totally correct about real estate being highly localized, in my area property taxes are tax deductible were 2.5% put a big drag on cash flow and gains like stocks are subject to capital gains plus depreciation I enjoyed was recaptured in summary in my area property taxes made real estate investments difficult
@kaitoriku8504 жыл бұрын
Real estate involves some legal certifications and also so much money, Buying stocks is most preferable to me as an investment starter it helped me make so much money. In stock a $15,000 can go a long way but in real estate $15,000 is nothing but a mere joke
@lakshayp27154 жыл бұрын
Earning from stocks can be done from home but as for Real estate a lot of money have to go in, and you have to know some other realtors
@cindymorley21904 жыл бұрын
I got into the stock market some time ago and i must say it's really profitable
@ailemteo23624 жыл бұрын
I will advice everyone to try out the stock market
@shawbrandon47844 жыл бұрын
But we all know not everyone knows how to trade stocks
@olivejess89574 жыл бұрын
Been really trynna get into this stock market thing but I just don’t understand the market
@patrickmball4 жыл бұрын
How many transitions does a video need? I can’t handle how many graph lines are in this video.
@andrespreciado12654 жыл бұрын
really? I did not know attention deficit disorder was this popular.
@alexlam61373 жыл бұрын
Thanks so so much for information and research!!!!
@rcnblackhawk074 жыл бұрын
Own BOTH! #Diversification 📊
@Motivation2Invest4 жыл бұрын
Exactly my thoughts! Check out my review here: kzfaq.info/get/bejne/bdt2Y6aglt7cnaM.html
@TruthLivesNow8 ай бұрын
Everybody is different, of course, I will tell my story. I was born and raised in California. I made the decision not to leave California until my parents died. My mom died a little over a year ago. My current situation is that we are paying a large land lease on a cheap mobile home that my wife had purchased 7 years ago with her inheritance money. When my mom died I inherited a good amount of stock. I was almost at full retirement age, and decided to retire. I took a little over 1/2 of the stock, purchased a home in Georgia in one of the nicest areas 40 miles from Atlanta. The home we purchased would have been 5x the price in an equivalent area in California. The point is that we do not have the huge land lease, and utlity prices, and can easily afford the home expenses in Georgia on Social Security. Yes, I could have stayed in California and paid all our expenses with the stock and SS amount, yet I prefer what we did. California is not what it was like when I was younger!!!
@InvestingEducation4 жыл бұрын
Stocks for me. Liquid, better returns and less taxes.
@bubblebuddy88154 жыл бұрын
Arent there actually more tax benefits with real estate? Can't you write off depreciation as well as loan interest? Other than that, both options still have to account for capital gains tax i believe.
@Crybabehot4 жыл бұрын
It’s so not true
@InvestingEducation4 жыл бұрын
@@bubblebuddy8815 I buy and hold, so no capital gains tax. I usually dont buy dividend stocks so no tax on that. So in effect the taxes I pay on stocks r minimal if any.
@InvestingEducation4 жыл бұрын
@@Crybabehot that's been my experience
@bubblebuddy88154 жыл бұрын
@@InvestingEducation I gotcha. Makes sense. I forgot property taxes must be paid each year even if you buy and hold with real estate. Happy investing!
@Jacksonh_564 жыл бұрын
Another thing positive thing about real estate is debt pay down for rentals. Your tenants are paying off your loan while you gain the net worth from it. Debt pay down combined with leveraging debt several times over with the BRRR method of real estate investing means exponential growth to your net worth. With, for example, 70k up front you could buy a house, fix it up, rent it out and refinance to purchase your next property. The cool part is that it doesn’t have to be your 70k and could come from a friend, family member or whoever.
@Noah-vj1gb4 жыл бұрын
Jackson I completely agree this chick has no comprehension of real real estate deals!
@stormblade1199 Жыл бұрын
@@jacklan4103 Name one person who doesn't need a home to live in... I'll wait...
@luxushauseragency4 жыл бұрын
Excellent video. Our clients prefer real estate despite the fact that it is not as liquid as stocks and you need significantly more funds to get started. However, some properties are like regenerative income producing assets with the added bonus of capital appreciation. All the investor needs to do is choose wisely.
@charlesg79262 жыл бұрын
I’m 30 years old, and me and my wife own three rentals. I feel like they’re the best investment for people who are “upper middle class”. We make about 200,000 a year income. Once we have 6 rentals, then I’ll start putting any extra money into dividend stocks
@charlesg79262 жыл бұрын
Basically, yes, the rentals are a lot of work, but they’re also worth every penny
@ricardodelacrvz1400 Жыл бұрын
@@charlesg7926 every billionaire has money in the stock market, its not suited for a certain class.
@cspencer19824 жыл бұрын
When comparing these two forms of investing, if considering the rental income aspect of real estate, did your stock return evaluation include the dividend component in its calculation?
@sdbw19904 жыл бұрын
When they talk about s&p return over years, that includes Dividend reinvestment usually.
@jimross21014 жыл бұрын
@@sdbw1990 Who says?
@sdbw19904 жыл бұрын
@@jimross2101 I'm just saying that is typical. Otherwise when they talk about return they are missing about 2-3% of the total. I can't say what they actually are talking about in this code
@stormblade1199 Жыл бұрын
Stock dividends cannot be compared to real estate cash flow. Dividends are a complete joke. Tell me why I need over $1 million invested in a stock like JNJ or KO to make $30K a year when I have a 360K property cashflowing the same amount with only around 80K out of pocket?
@alphabeta84033 жыл бұрын
ETFs might be the answer: QQQ: 20% per year return last 10 years SPY: 10+% per year last 10 years
@kennetht93854 жыл бұрын
Well said! So much great information, thank you
@mountainstomarshes89664 жыл бұрын
super helpful video. diversification is definitely the secret sauce on average. too many anecdotal n=1 success stories from both stock pickers and real estate investors...but like most things, the answer is likely somewhere in the middle.
@robertkim31814 жыл бұрын
There's no better or worse. Comparing apples to oranges. Or just invest in an REIT.
@Motivation2Invest4 жыл бұрын
REITS are a great option Robert, I just like being able to add value to a property! Check out my Stocks vs Property investing here: kzfaq.info/get/bejne/bdt2Y6aglt7cnaM.html
@departfromevil20004 жыл бұрын
Awesome explanation thanks!
@MelancholyCrypto4 жыл бұрын
Hello editor, is this your first time using your editing software?
@D00Mcandy4 жыл бұрын
The orange, purple, and green value-line transitions are REALLY annoying. Just transition to the next slide or graphic without these PLEASE. From the 5:40 mark to the end, I counted 18 of these flash transitions bridging the transition to the ACTUAL information; the video even ends on one!
@UkraineTrain214 жыл бұрын
Yeah, this is super annoying. Maybe to keep millenials' attention. Good content, well delivered, otherwise.
@nkatekoshibambu31964 жыл бұрын
I've gone through many vids...this is one of the best by far. You given facts not bias and you left to decide. Excellent!
@J972M3 жыл бұрын
Okay I get it. Do both! ... but which one first?
@hungnelsom45383 жыл бұрын
Most newbies fail simply because they don't understand how the market works in general or in particular how the market relates to stock/forex or currency pair they entering. If a retail trades doesn't grasp what the market makers are doing and when they are doing it, the greatest strategy in the world will fall. For new traders the markets are like entering an F1 race before you've passed your drivers license test. One more advantage is the possibility to benefit from repetition. Without this type of strategy, you probably won't know what worked or why it worked and even if you did, it would be hard to repeat therefore for you need a perfect mentor to teach you perfectly to enable you invest and trade accurately on your own, which i highly recommend you Mr Hercules He guides me with the exact time frame to trade and now I just received my first withdrawals of $30k in my bank account today I'm very happy, my advice is for you to contact him he will guide you perfectly well, and thank me later, I guess this is a good way to show my heartfelt appreciation for literally breaking the chain of my financial debit when I needed it most, you can contact him on his email 📧 (elvishercules48@gmail.com
@BackFromTheMadeUp4 жыл бұрын
Thanks, nice vid. I have a question - if you have cash and don't need a mortgage, does that have any impact on which will be the better investment?
@Motivation2Invest4 жыл бұрын
Hi Philip, It's probably best to still take on a "Buy to let" mortgage that way you can purchase multiple properties with the same lump sum of cash. Check out my comparision here kzfaq.info/get/bejne/bdt2Y6aglt7cnaM.html
@RandyLy4 жыл бұрын
As a starting invester, stocks are easier to get in to. Real estate is like a marriage that you really have to know, understand, and commit to. But to answer the question, having BOTH is the best option
@EquitiesTracker4 жыл бұрын
The problem with real estate is that the market is quite efficient. You're not going to know much more than the residence around there. Hence the lower opportunity for arbitrage. Not to mention the high upfront cost too.
@GenExDividendInvestor4 жыл бұрын
I think its kinda like saying "do you like cherry pie or apple pie"? They are both good, with their own pros and cons, and both are better than none :) That being said, I've done residential and commercial real estate, and I've done stocks... and for me personally, I way prefer investing in quality dividend stocks.. Though if I were going to do more real estate, then I'd prefer to do NNN Commercial (over residential) due to its better passivity.
@thegreat94814 жыл бұрын
GenExDividendInvestor I dont like cherry pie at all...
@channinja96734 жыл бұрын
Stocks for sure. Because it is fun.
@diafaradrame98234 жыл бұрын
Thank you for the video! The only reason why I choose stock investment over real estate investment is you can do everything with stock over the internet. When it comes to real estate you have to be on the spot.
@nateross834 жыл бұрын
That’s not entirely true in my experience. I have 3 properties across the country from where I live (will be adding more in the future). I found a property manager online (vetted with yelp and biggerpockets.com) and communicate with them via email. I did travel out there when I was nearing closing, but it wasn’t necessary. You can manage real estate successfully from anywhere in the world. Many investors do it.
@redsquirrel38934 жыл бұрын
With investing in an individual property you can add value using your time though your far less diversified. If you have the time and know how to add a lot of value in exchange for your time it might be a good investment if not it might be a bad one.
@Motivation2Invest4 жыл бұрын
Location is everything but you can hire a management company
@Essays4College Жыл бұрын
What if you lose that person o r company?
@jdl96232 жыл бұрын
It's strange you are using the Vanguard Real Estate ETF as a benchmark comparison to how well real estate is doing. The Vanguard ETF contains mainly commercial property, storage facilities, hospitals, ect that has very little to do with the house I'm about to buy down the street. Commercial properties tend to command higher rent, are generally located in hot busy areas with high traffic. Based on your argument, a person is better off just buying a REIT ETF, which is actually still consider an ETF stock purchase.
@sdbw19904 жыл бұрын
One thing they don't mention is real estate has risk from your tenants. Unless you pay someone else to manage the property
@kennetht93854 жыл бұрын
So good information! Thanks!
@rrk87072 жыл бұрын
Guys! You have to buy and use both stocks and real estates! You can buy stocks with as little as 1$! If you buy real estate you need as much as 10%/20% of the purchase price. The benefits of stocks are you can withdrawn money from your Stockporfolio without applying a mortgage. You can use this for more real estate of to pay for repairs. You can use the monthly rent for paying of your mortgage or for investing in your stock portfolio. 📈📈📈
@marcwareham93514 жыл бұрын
I use real estate to fund my stock investments! Leverage and liquidity is the key here.
@slime1294 жыл бұрын
extremely smart
@kurts37794 жыл бұрын
Same here. Part of my monthly cashflow from my self-managed rentals automatically gets deposited into my quest trade account each month and my dividend accounts in quest trade all have drips setup to automatically add more stock with those dividends. I don't care to receive those dividends right now. I just focus on my active business which is what buys more cashflow real estate, which then buys more stock.
@russellruby12934 жыл бұрын
please explain how reits crush the sp500 as i just deleted stocks from my roth, replacing them with reits based on this philosophy
@patbateman20884 жыл бұрын
S&P 500 crushes property.
@stormblade1199 Жыл бұрын
@@patbateman2088 Have fun waiting until you're 65 to see your returns LOL do you find it odd how "S&P 500 crushes property" yet real estate has produced more millionaires than any other asset class
@christopherorick86524 жыл бұрын
You can get into real estate with zero money down if you find a motivated seller. Take over their payments on their current mortgage or owner finance. Get a tenant in quick and you’re making money.
@happylifegrace46744 жыл бұрын
I need to learn this option because I have good credit, no proof of high income to get a loan, but have cash to Inves for down payment.
@MrMarch3w4 жыл бұрын
Leasing option agreement, look it up
@CoplandFront54 жыл бұрын
Stocks for long term retirement fund, Real Estate for passive income and cash flow
@lorenzmuller35424 жыл бұрын
Real Estate for personal use, stocks for growth, maybe REITs for passive income and cash flow.
@ayeluru4 жыл бұрын
Lorenz Müller Completely agree
@MoneyMan284 жыл бұрын
No real estate is better because you need a house to live in unless you wanna pay rent for 70 years or for life
@NickWindham3 жыл бұрын
Return on cash is much higher in private real estate, but it’s also more work and a different set of risks.
@termita3584 жыл бұрын
Great Job!!! Thanks for the very clear explanation.
@landlord55524 жыл бұрын
Stocks are like Bitcoin or gold, until you hold them you can feel richer, but to really get profit you must sell portion of them (not dividend stocks). Rental profit is real value, you dont ever need to sell your golden goose. I doing both and some physical gold and silver too.
@HD8934 жыл бұрын
You missed the MOST important tax advantage: 1031 exchange. This is how RE beats stock in a very long run. You paid no taxes from rental income thanks to depreciation and no tax from selling thanks to 1031. May be you are not mentioning it for some reason?
@jimross21014 жыл бұрын
You, or your heirs, will likely pay stiff capital gains and recapture taxes when the property/properties are eventually sold. Taxes will merely be deferred until then.
@CLIPNOVA4 жыл бұрын
Nice Comparison. Keep good going
@michaelblue61504 жыл бұрын
Richest people in the world.......stocks win, hands down
@ndondiafrika2493 жыл бұрын
because they have money to spare. try with your college loan and see fire
@michaelblue61503 жыл бұрын
The richest guys in the world are not rich because they get a mortgage and pay it down. They get involved in business ownership aka stocks
@stormblade1199 Жыл бұрын
The richest people in the world own businesses in many industries from tech to agriculture, real estate, banking... They did not make their money as retail investors buying index funds😂
@michaelblue6150 Жыл бұрын
@@stormblade1199 stocks Warren Buffett .....need I say more? Ever heard of him? Bezos hedge funds before Amazon, gates ......u doing ok there...? Might want to check what your smoking, might be laced
@michaelblue6150 Жыл бұрын
@@stormblade1199 read a book on how these guys got started smh lol
@investing20894 жыл бұрын
Very informative video. I like how you compared both.
@steve_Above_and_Beyond4 жыл бұрын
I started investing in property in 1996 with 0 down. I can say if a person can’t comprehend all the profit centers in REI(rent, appreciation, amortization, tax breaks and reinvestment), they really shouldn’t invest in property. In fact, a better choice would be to invest in the stock market, pay taxes on the gain as they cash out and rent where they live.
@harrykelvin17063 жыл бұрын
Bitcoin is the feature investing in it now is the wesest thing to do now especially the current rise
@mralex87343 жыл бұрын
Despite all the economic crisis this is the right time to start up an investment
@harryjackson48133 жыл бұрын
Stocks are good but crypto is more profitable and preferable
@stclinton56303 жыл бұрын
I wanted to trade crypto but got confused by the fluctuations in price
@mrmikel1783 жыл бұрын
That won't bother you if you trade with a professional like Mr Williams
@harryc71563 жыл бұрын
I heard that his strategies are really good
@ChunWong4 жыл бұрын
Probably one of the best video on comparison on this.
@TheNORegretShow4 жыл бұрын
A single family home is not a investment. It does not pay you . You pay to live their. The bank owns your house not you. Even if you pay off your house but don't pay your taxes you lose your house to the bank. How is that right.
@MikeDD864 жыл бұрын
I don't understand the "leverage" benefit because if you put 100000 down on a 500000 property and it goes to 515000. The amount of commissions and paying for the transaction seems to eat away at that 15000 difference and then on top of that you are paying an interest rate on the mortgage to have the benefit of paying into an asset of 500000 dollars so that if you take out a 30 year loan and put 20 percent down you have to have saved up 100000 dollars to avoid PMI, interest on that 400000 loan, learning about landlord rules and regulations, and then your asset will have things that will need to be fixed. It seems like to the average person working 40 hours a week, real estate is too active, when you can put it into an etf and put it into a roth it accrues tax free and pays tax free seems like a no brainer for me? And I don't have to keep up with rules and regulations for eviction processes or other things that can tie up your time. It's a career to invest in real estate not something to just do on the side.
@shashank16304 жыл бұрын
Actually you are fundamentally right. For the working person. But if you have a business, you Made a million bucks in profit, you can effectively pay 0 tax by buying a 4 million dollar property and boom.
@hmj84693 жыл бұрын
Lets say you do not own any real estate but have $500,000 cash to get started. What course of action would you recommend? Would it make more sense to pay cash for 2-3 properties and not have a mortgage and generate (hopefully) around $5k/month of cash flow? Or would it be better to put 20-25% down and buy 8 properties? Is there a video, or something I can read that compares these approaches?
@putting633 жыл бұрын
If you're happy with the 5k month buy the 3 houses and manage yourself If you get good tenants (which you should if you're in a decent area) they don't need "managing" all that much Want to expand and have growth, buy more by borrowing money but then you have more houses which = more responsibility and your time (unless you pay someone to manage) but remember a management firm never cards about the property like the owner does Starting out most need to borrow money to get into property but you have the luxury of buying 3 outright and there is no better feeling than having property that you can say "they are MINE" No worries about mortgages or interest rates Also if you do decide to change your mind and you want to buy more 2-3 years down the line you just borrow against your existing properties Hope this helps 👍🏻
@theforce51912 жыл бұрын
The way I see it. Is if you have 500k and decided to buy X amount of properties that means that you have all your money tied up in those houses. Your ROI will be small. Let's just say 10%. That means it'll take you about 10 years to get your 500k back (50k is 10% of 500k) and reinvest that money. Now if you only put down say, 100k that means that you'll get your money back in 2 years thus being able to reinvest and make more. Yes you'll be in debt but tenants are paying your property slowly. Hope I explained myself correctly.
@stormblade1199 Жыл бұрын
500K gets you roughly $2.5 million worth of real estate that would cash flow anywhere between $180-250K/yr
@SanDiegoKid4 жыл бұрын
Both
@cancel.lgbtq.68924 жыл бұрын
Why not do both if you can afford it !
@angelasteward1703 жыл бұрын
Despite the economic crisis, this is still the good time to invest in Gold and Crypto
@jamesward42483 жыл бұрын
The rich spend less and invest more.
@traceadkinss40063 жыл бұрын
Investing in this economic crisis will be one of the best things to do.
@lenzsjake43143 жыл бұрын
You are right I think Gold and Crypto are the best to invest on right now.
@markseymourdavid75903 жыл бұрын
Golds are good but Crypto is better.
@anthonymegan17693 жыл бұрын
I wanted to trade cripto but got confused by the fluctuation in price
@tvb4227 Жыл бұрын
%10 in stock - and %90 in real estate. Thank me later.
@Essays4College Жыл бұрын
KZfaq says nobody ever loses money in real estate
@ilikeshroomgals3 жыл бұрын
Both are better
@hannahwilson26883 жыл бұрын
His success stories are everywhere 😱
@tterb7774 жыл бұрын
i had 100k. I purchased a multi family at a sales price of 800k. I net 4k per month minimum. 5 years ago i refinanced and took out 150k cash. I since have purchased a mobile home park netting near 5k per month. I will fill some empty lots and soon i'll be making 6,500 per month. both properties will be up again for refi in 4 to 5 years... tenant will pay down my loan... I don't have any friends of mine that are now retired who are invested in the stock market ...I'm not sure i know anyone retired at 45 from living off dividends... what am i missing here... I know several retired real estate investors a little older than I too
@stormblade1199 Жыл бұрын
@@jacklan4103 You'll need a few million dollars in dividend stocks to make the equivalent cash flow... $2.1 million approximately if you invest in one of the strongest dividend stocks out there (KO)... see you at 65!
@littleturtle58184 жыл бұрын
This is a very interesting topic. Unfortunately, it would be far more helpful if it's from someone's personal experience. A lot of people without the actual hand-on experience talk about it, but in reality they are far off. For example, when talking about the stock return, you can't simply look at a long-term SPX chart and say about 10% annualized gain, because not many people actually go for the not-effective buy-and-hold strategy. The real estate investment is a lot more complicated, it's almost impossible to understand it without the hand-on experience.
@MotleyFool4 жыл бұрын
Hey there -- we focus on the the long-term gains because buy and hold is exactly what we tell people to do when they invest. Put the money aside and set it on a vacation for the next few years/decades. That's how you build long-term wealth.
@seanlukecorroon4 жыл бұрын
link to free pdf?
@EvangelistRBColbert4 жыл бұрын
REITS for me!
@lorenzmuller35424 жыл бұрын
Which one do you like? I'm currently hedging through owning some Store Capital STOR.
@EvangelistRBColbert4 жыл бұрын
@@lorenzmuller3542 - I have a REITS Index Fund in my portfolio with Fidelity.
@cancel.lgbtq.68924 жыл бұрын
@@lorenzmuller3542 VGSLX or FSRNX is the way to go ~
@hc17593 жыл бұрын
So basically stocks are for less rich people and more risk and short term and long term gain, and real estate is for the rich people who have the money and has less risk.
@monicani73923 жыл бұрын
Really good video!!!!!
@followthemoney45254 жыл бұрын
Buy both, just remember they aren’t making anymore land
@oscarhollywood4 жыл бұрын
actually they are, check out monaco. All the good spots are filled, so they are just making new land on the coast to build new real estate on
@toufang-hmongwealthbuilders4 жыл бұрын
This is apple and orange comparison. It should be reits vs stocks, and real estate vs a business.
@patton96963 жыл бұрын
I must buy stocks with my money. I buy rentals with only 15% of my money.
@brainotemple17913 жыл бұрын
Stocks are good but crypto is more profitable
@mrmichael22633 жыл бұрын
Yeah
@StarmanBuckRogers4 жыл бұрын
STUPID QUESTION!!! You CANT LIVE IN YOUR APPLE STOCK!???
@Motivation2Invest4 жыл бұрын
Love that one! Haha
@JaeWest3 жыл бұрын
Billionaires have very FEW income producing properties in their portfolio.
@drprasannasuru4 жыл бұрын
Stocks & commercial property are the best avenues to create wealth . Residential property is never an asset it's a necessity. You can't sell your bathroom .
@sbkpilot14 жыл бұрын
this is an idiotic analysis... leverage has a cost of capital in the range of 4-5% so you're paying for the use of that capital. Leverage isn't free. If the ROI is 1.5% real and you're paying 4.5% for the cost of capital (interest) then you are losing money with this leveraged "investment", I think Motley Fool needs to understand Math better. In addition, Real estate has very high transactional costs, maintenance costs and other risks too involved to get into in this comment box. Ben Felix (PWL capital) computed that the unrecoverable cost of owning Real estate, very broadly turns out to be around 5% which is well over the typical rate of appreciation.
@jimross21014 жыл бұрын
Who says cost of capital is 4 - 5%? Who says ROI is only 1.5%. That's ludicrous to assume.
@stormblade1199 Жыл бұрын
Your numbers are way off but I won't even get into that. You seem to forget that all associated property costs are in fact charged in the tenants' rent so that's a non issue. What else do you have?
@PlayMyMusicPlaylist4 жыл бұрын
She is from real estate....only fool trust her. 1. Maintenance cost, building is just like a car. Foundation and roof might reach closer to its Lifespan. 2. You can use leverage in stock. Leverage in real estate has a ceiling. The best thing to do right now. Be the private lender, when real estate investor bust, you can take over.
@nateross834 жыл бұрын
AKEWSD build maintenance projections into your decision to buy or pass on a property. All of that should be accounted for with good cash flow. Look for at least 1% rent to purchase price and you’ll weed out the majority of unprofitable properties.
@tterb7774 жыл бұрын
you don't have a clue about real estate investing...
@wolfofdubai4 жыл бұрын
You are losing about 15% in the beginnng with property. So Stocks is the way to go.
@kurts37794 жыл бұрын
Not always true
@stormblade1199 Жыл бұрын
How are your stocks doing now?😂
@chrave19564 жыл бұрын
It’s easily answered ... stocks.
@mattcollins45504 жыл бұрын
Great content but.... This woman needs more personality. And the graphics guy needs to have text on screen for longer, and not use the flashy animation quite as much. It was a bit overused.
@PPE7074 жыл бұрын
Matt Collins 😂😂😂
@willpcs34533 жыл бұрын
She double talked real estate PROPERTY returns into STOCK EQUITY REIT's. So all the information she provided about depreciation and RE leverage does not apply to REIT's. LOL
@dacrozzfire4 жыл бұрын
My eyes! Stop the transitions for god's sake!
@enigmathegrayman29534 жыл бұрын
STOCKS!! Real Estate is to damn expensive!
@Jacksonh_564 жыл бұрын
Takes money to make money. Use stocks to get money then invest in real estate.
@enigmathegrayman29534 жыл бұрын
Jackson Well, your not wrong 👍🏿
@101realtor4 жыл бұрын
if I would have invested what I did in the stock market and not real estate I wouldn’t have been living for essentially free, getting a cash flow and if I sold it all today, I’d have 3-4x as much cash as I would in the stock market. I invest in both but without having any facts to backup your claims you really have nothing to base that argument on. Can you elaborate?
@stormblade1199 Жыл бұрын
@@Jacksonh_56 Yeah... have fun waiting until you're 65 to do that LOL
@oceanzero4 жыл бұрын
That 15% return on real estate return at 4:25 is such a joke and misleading information. If your mortgage is 4%, the real return is even less than 3%.
@steve_Above_and_Beyond4 жыл бұрын
Bo Fu The amount paid to the mortgage is a factor of the return, however for the purposes of this video and real estate investment, the mortgage is paid by the tenant, not the investor unless the property is in an over inflated location like California or New York. The investor receives a return from the mortgage in the form of amortization of the loan. Add the return on investment percentages from annual amortization, annual cash flow, and annual appreciation to the initial investment and then it should be a clearer picture. On top of that tax breaks and deflation of the dollar make real estate a very important investment. Apply stock principles like compounding and dollar cost averaging to real estate and it can literally retire a person from their 9-5 in 5-10 years and create generational wealth for grandkids and great grandkids.
@penz-befektetes-fejlodes4 жыл бұрын
Common return for professionals on real estate: 1% per month =>annual 12% plus the property value goes up yearly 3% so that's 15% already PLUS don't forget the mortgage principal is paid back so that counts also some percentage... And yes you can deduct the variables if the property needs to be fixed etc but still that doesn't happen every year.. I prefer Real estate=> BRRRR
@myloanhq50274 жыл бұрын
If you are into business, finance and real estate,check out this great podcast, which you can access here: anchor.fm/christopher-anastasio
@perrywidhalm1144 жыл бұрын
Stocks posses an imaginary value. Real Estate is a real value. Case closed.
@landlord55524 жыл бұрын
Perry so right!!! Until one hold on stocks he can FEEL richer (imaginary), but to make it real profit he must sell portion of asset (stock). Rental profit is REAL without need to liquidate yor asset.
@kingdavig4 жыл бұрын
Dividends
@sbkpilot14 жыл бұрын
Lies and misinformation in this video - Depreciation isn't free again, when you sell that asset you will be hit with massive capital gains taxes as it will be from the depreciated cost basis. The tax man will get his money at some point, you're just deferring it until you sell it. Quit misinforming the public. Also as in my previous comment, your example of 15% ROI is completely ridiculous and false. In that period you pay interest on that $500k at 5% annually so you are losing money not gaining 15%. MATH again, learn math. Also comparing REITs and personal real estate purchases or investing is ridiculous, REITs largely involve commercial Real estate which has much different characteristics than residential so again more ridiculous nonsense in this video.
@DusKed3 жыл бұрын
U are very stupid, don’t talk if you have no idea what your talking about
@CokenOpi4 жыл бұрын
first
@altapazi47374 жыл бұрын
Real estate is for mugs !
@paulbrungardt98237 ай бұрын
Well Done !
@oliveredwards27933 жыл бұрын
Investors have to get creative and examine firms across multiple (perhaps overlooked) industries to find bargains. it has become even harder to find good growth stocks that aren't overpriced.
@geraldbenzinger97033 жыл бұрын
Picking the right stocks for my portfolio has been a big challenge.
@henryjones63033 жыл бұрын
@@geraldbenzinger9703 Choose stocks that satisfy the level of risk you want to carry in the equity portion of your portfolio.
@liamjohn27563 жыл бұрын
Throughout the entire portfolio construction process, it is vital to maintain diversification above all else. It’s not enough simply to own securities from each asset class; you must also diversify within each class.
@jackholley42863 жыл бұрын
The right trade can rapidly increase one’s portfolio.
@amberhills52963 жыл бұрын
@Scott Riley I’ve seen a review on Frost Hilda’s trades on various investment forums I’m on, how much impact has he made on your portfolio?
@marystone89952 жыл бұрын
It's a shame a-lot of traders still try to find comfort in this unstable market either in *STOCK or CRYPTO* of lately, but the truth is that most traders tend to gamble with their assets this days by not taking advantage and proper study of the market to know where is right for them to invest. Although bitcoin has been unstable for some time, it is still wise to go into *day trading* now so as to grow the little we hold ahead of the upcoming bull market. so far have been successful in trading since i started following Elvin Richard daily signals and guidance* ..... Winning has been on my side and have been able to grow my portfolio 💼 strongly, In 8 weeks i was able to grow my *0.9btc portfolio to 7.5 btc* .... thanks to him.
@marystone89952 жыл бұрын
For contant assistance
@marystone89952 жыл бұрын
...ͲeIєɠɾαm👉@Elvin_signal
@MrGaetan00072 жыл бұрын
Appreciate the insight will check him out, i have to start trading because holding is so dangerous