I applied for a used VW Polo Gti | My Interest Rate | Cost Of Ownership | Price Review | Car Market

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MrHowMuch

MrHowMuch

7 ай бұрын

I figured it’s time I got a new car , so I went and applied for a used 2022 VW Polo Gti with a mileage of 18 000 KM.
In this review we discuss just how expensive cars have become , we talk about tips for car buyers and I share the interest rate I was offered on the Polo GTi I named Boity.
www.changecars.co.za/
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Пікірлер: 426
@mrhowmuch
@mrhowmuch 7 ай бұрын
Don’t forget to like and subscribe 🙂
@DanielCwele
@DanielCwele 7 ай бұрын
Why isn't there anyone doing these kinds of reviews with houses and real estate in RSA?
@smangazikalala5289
@smangazikalala5289 7 ай бұрын
Please do a detailed video about trading in a car All the processes involved also make a example if possible 🫣😊
@njabulomagwaza5761
@njabulomagwaza5761 7 ай бұрын
I’ve subscribed because this video to me is just inspiring cause u just bought a car i also dream about and want to own💯. Congrats King💯💯🥳
@letagosdg2958
@letagosdg2958 7 ай бұрын
I mean gti because my keyboard it’s not make sure ✔️
@andreribbonaar4215
@andreribbonaar4215 4 ай бұрын
Please follow me too 😊
@AapVanDieKaap
@AapVanDieKaap 7 ай бұрын
Rather buy what you can afford. Buying things on credit is how people become poor.
@friggs6239
@friggs6239 7 ай бұрын
Great vid, really enjoying your content! One thing I wanted to add that really annoys me when buying a car is the added "On the Road fees"! Such a scam... On your invoice there it was a total of R10500!!!! They want to charge you R5000 for 'Delivery'???? Are they going to deliver it from JHB to CT or something? That is the only reason that would justify that in my mind. And the R4500 'admin costs' and R1500 'registration', you can both yourself for less than a grand. I've cancelled deals before because those fees were so ridiculous and if they won't scrap them or lower them significantly then I also walk away, they are already making a profit on the car and getting kick backs from the bank for the finance so they don't need to milk it even more - like charging for smash and grab that is already on the car!
@francismoletsane182
@francismoletsane182 7 ай бұрын
Scary to think someone at the bank thinks you must bow down to that crazy interest rate, and have the audacity to say they are doing you a favor!!!! People are getting ripped off, and I'm glad you highlighted this. Thanks for the video, and valuable info!!!! 🤢🤢🤢🤢🤢🤢🤢🤢🤢
@onkgopotsekeobaka7680
@onkgopotsekeobaka7680 7 ай бұрын
Great video. Car prices are ridiculous. R8899 finance, + R3000 fuel + R3500 high risk vehicle insurance = R15,399 P/M roughly... whew
@Vee_Smash
@Vee_Smash 7 ай бұрын
There's no way you'd have bought a lemon, Muzi would've came for you 😂😂
@stsithole1608
@stsithole1608 7 ай бұрын
Most definitely 😂
@user-hl4dg1rm4o
@user-hl4dg1rm4o 7 ай бұрын
Dr.Muzi would have trolled him and the dealership.😂
@decentjmkhombo2976
@decentjmkhombo2976 7 ай бұрын
Not every polo gti is a lemon guys
@blvnchomaniacs1058
@blvnchomaniacs1058 7 ай бұрын
the first batch released early was the lemons.
@bulaneyanga5830
@bulaneyanga5830 7 ай бұрын
I blame him
@samkelojmagudulela2576
@samkelojmagudulela2576 7 ай бұрын
R200K in extras is absurd. I'm convinced Audi sells the car without an interior and steering wheel.
@Bongz90
@Bongz90 7 ай бұрын
LMAO they must have seen that we are morons, we are willing to pay for anything
@sibulanga72
@sibulanga72 6 ай бұрын
Even more ironic when you realize that on the more expensive cars, most options come standard.
@wideningcarrot6
@wideningcarrot6 5 ай бұрын
You're a good bloke mate. You're doing such a great service for young men in being responsible with their spending. I've subbed!
@MrEltonArendse
@MrEltonArendse 7 ай бұрын
I like how you put things into perspective by explaining engine displacement vs Kw output vs Price. Having driven the polo GTi, I only have 1 issue (apart from issues mentioned by Muzi): it’s uncomfortable on a long trip.
@sambowks
@sambowks 7 ай бұрын
That's interesting I've always secretly wanted a Polo GTI, I have Cross Polo and it's amazing long distance (put 215/45 17 Tyres on instead of 40's and its even better) That's a deal breaker unless I own another car for road trips.
@sigawumohale1247
@sigawumohale1247 7 ай бұрын
Did you tweak your suspension? VW is the master of comfortability
@MrEltonArendse
@MrEltonArendse 7 ай бұрын
So the GTi is a sports car and traditionally sports cars are not made for comfort. I hear what you are saying about the suspension but it will never be as comfortable as a normal Polo or Cross Polo. The suspension is quite tough and the seats are also a bit tougher than normal. I guess you have 2 options: Buy for Speed or Buy for comfort
@thabiso2945
@thabiso2945 7 ай бұрын
@@sambowkshow does it look with the 45’s instead of the 40’s?
@legrangedylandlg
@legrangedylandlg 7 ай бұрын
Maybe it's preference but I have driven 8 hours straight in mine with just stopping for fuel. I never once felt it was uncomfortable as an 80kg male... but definitely not as comfortable as the Golf 7 tsi I once had.
@MartinGrundling1208
@MartinGrundling1208 7 ай бұрын
Mr HowMuch! You're a stand up Guy and I appreciate this video - I admire your views, thoughts and reasoning for saying no to this deal. 1 day is 1 day that you'll drive your hearts desire.
@moffatk7948
@moffatk7948 7 ай бұрын
Very wise move Bongani, for not buying the over priced lemon. People buying demo or second hand, check what the dealership are loading to your purchase price. I recently bought a second hand vehicle earlier this year, guess what they also tried and loaded a smash and grab on a car that already had it and other added products, I refused to pay for extras except maybe warrantee. Do not be desperate despite how good the vehicle may look. Try to negotiate, the dealers are also desperate to sell the car.
@sambowks
@sambowks 7 ай бұрын
Never buy a car without a discount, thats my advice. Smash and grab should be a free incentive not an extra charge. Walk away fast
@divanvanzyl7545
@divanvanzyl7545 Ай бұрын
Good on you for not falling for that dealership's tricks.
@MrVincenttwice
@MrVincenttwice 7 ай бұрын
By far the best video simply because you dropped serious knowledge after getting us hyped of course 😅😅😅…seriously though that was well executed and very informative 👏🏽👏🏽👏🏽…well done MrHowMuch well done…
@user-yi1vc9te5l
@user-yi1vc9te5l 7 ай бұрын
Thanks for the knowledge my man alot of people fall for that trip thank u for the exposure man 😊 of how we are ripped off daily
@vMaxHeadroom
@vMaxHeadroom 7 ай бұрын
Great video and total sense in not paying the absurd interest rate...
@romanvanstaden4531
@romanvanstaden4531 6 ай бұрын
I don't care that you did not buy the car. I did subscribe and like because you were transparent and honest. Which I need for me to gauge what is happening in the market, which I assume is the point of the channel.
@BenjaminMalatji247
@BenjaminMalatji247 7 ай бұрын
That's why I like your reviews bro, honest and no emotions involved in the decision making 😂. Don't worry you'll get a better lemon soon 🍋
@ozemsadventureofrandomstuf252
@ozemsadventureofrandomstuf252 7 ай бұрын
To be honest bro you chose wisely!😂😮 I took a preowned Ford ST fiesta and I tell you it’s almost as powerful as this and I have manual which is best 😤 But the fiesta is way to go preowned of most of these models 😊
@khomotsokowane5309
@khomotsokowane5309 7 ай бұрын
It's fast
@letlhgonolomokaila5519
@letlhgonolomokaila5519 6 ай бұрын
ST is quick as fck
@Stannely1
@Stannely1 7 ай бұрын
5:36 Yes! Even though I've driven a lot of them because I work for a small Rent-A-Car in California. I just want to see the difference between the US spec🇺🇸 & the SA spec🇿🇦 mustang
@Bless_Mabunda
@Bless_Mabunda 7 ай бұрын
Appreciated content as always
@Zak_Man0308
@Zak_Man0308 4 ай бұрын
Excellent video... Very informative, educating our people on cars. Alot of people in financial troubles because of not paying attention to prices
@clinton4484
@clinton4484 7 ай бұрын
Nice vid as always, one day you'll have your boity for sure!
@buhlejita5033
@buhlejita5033 7 ай бұрын
Good.. Knowing when to walk out of a deal is commendable
@M-SwitchFitment
@M-SwitchFitment 7 ай бұрын
ai ntwana u made my day .... when you threw in a throw back of the old gti i was finished
@felixsebata1820
@felixsebata1820 7 ай бұрын
Great educational content, mfo! And well done for following your head over your heart on that GTi deal. There will be others, mostly at SMD, if you know what I mean 😁😁😁
@mindfreeze0838
@mindfreeze0838 7 ай бұрын
Congrats on your purchase! The car based on current market conditions looks like a good deal.
@user-qe6en8hj4c
@user-qe6en8hj4c 7 ай бұрын
Definitely need a mustang review
@lebomakgala106
@lebomakgala106 7 ай бұрын
Thank you for this video. Eyes wide open!!!
@thefunnyguy2388
@thefunnyguy2388 7 ай бұрын
Muzi watching this video proudly in the corner 😅😅
@nelolorenzo2715
@nelolorenzo2715 7 ай бұрын
Mr howmuch great work bro and congratulations on your new boy and Iam learning how to become a car journalist one day keep it up bro
@Sisa_tt
@Sisa_tt 7 ай бұрын
I love you so much ❤❤ the moment I saw 15.75% linked (worse), meanwhile having put down a whole R100k Dep, l was so pissed Sana.
@ndabenhlesuccessjali9634
@ndabenhlesuccessjali9634 7 ай бұрын
Bro you've made a great decision.....that car is beautiful though😍
@Trajectoree
@Trajectoree 7 ай бұрын
Yeah no 15.75% 😂😭 what a joke. Well done for pulling out of that madness
@benedictthapelo8020
@benedictthapelo8020 7 ай бұрын
I am actually happy u didn't buy it bro 🤜🤛🔥, there is something better waiting for u out there .
@katlehothabethe9168
@katlehothabethe9168 7 ай бұрын
Great buy Di bongz🎉. Colour and looks it's a stunner. It's been a while since I watched your review. Yihle baba
@FootballinsightsZA
@FootballinsightsZA 7 ай бұрын
I've been in the polo 8 Gti. It's so nice. It must have been tempting to just buy it and deal with the consequences later😂
@rorisangtsoeu2501
@rorisangtsoeu2501 7 ай бұрын
Congratulations MrHowMuch!❤️🔥
@rorisangtsoeu2501
@rorisangtsoeu2501 7 ай бұрын
Lmao they were trying to scam you😭😂
@HiiiPow3r
@HiiiPow3r 7 ай бұрын
I was looking forward to seeing Boity 😢
@bulaneyanga5830
@bulaneyanga5830 7 ай бұрын
Great video... I blame Muzi for this deal breaker😂😂😂😂😂😂
@ishaanjassat
@ishaanjassat 7 ай бұрын
Best decision ever. Bro you saved yourself some headaches
@lonelihlezikhali6024
@lonelihlezikhali6024 7 ай бұрын
Traded in my BMW 3 Series Mzansi Edition and got a 2023 Hyundai venue N line saved myself I've had it for 4 days and I'm enjoying it so far especially since I'll be paying 7.5k installment instead of the 17k I was paying on the BMW 😂
@JoshuaChume-mb7dr
@JoshuaChume-mb7dr 7 ай бұрын
Congratulations bruh❤🌧🌧it's blessings
@lufunoraphalalani
@lufunoraphalalani 7 ай бұрын
I was hoping you’d buy a MK 7.5 GTi since its the second most popular VW video in your channel
@sizwedinisesoko
@sizwedinisesoko 7 ай бұрын
The one with 75000km’s, out of service plan?
@lufunoraphalalani
@lufunoraphalalani 7 ай бұрын
@@sizwedinisesoko obviously not the exact car. There’s a lot of 7.5 GTI up for sale
@simphiwesimzeystanley825
@simphiwesimzeystanley825 7 ай бұрын
15,7% nah thats too much but thank you for the headsup Mr Howmuch watching from umlazi🎉
@ipelengmanthaaa49
@ipelengmanthaaa49 4 ай бұрын
I was offered 18%😢😢😢 yooh im not that desperate
@pfarelomashau3986
@pfarelomashau3986 7 ай бұрын
Keep on looking bro you will get a good deal
@tshepolekabe8699
@tshepolekabe8699 7 ай бұрын
Hi can't wait for the review of the new Yaris cross.
@Keamogetswe_1
@Keamogetswe_1 5 ай бұрын
Great educational information for us interested buy used cars.Still insane audi costs 200k.Polo gti manifest buy one day
@teslawatshipi1329
@teslawatshipi1329 6 ай бұрын
Your reviews are the most entertaining and unique
@kgaugelomakgakga9423
@kgaugelomakgakga9423 7 ай бұрын
Will definitely check out change cars
@raulking
@raulking 7 ай бұрын
You had me in the first half 😂 great video tho
@hophneympfuniwamabunda9055
@hophneympfuniwamabunda9055 7 ай бұрын
Congratulations Mr howMuch 🔥
@billalmabuza8835
@billalmabuza8835 7 ай бұрын
@MrHowMuch do a ford Mustang review my man. 5.0 GT specifically :), Rent or Lease my bro; Not buying it the VW, "was the right thing to do". Maybe upgrade the Fiesta with a ST (Fiesta or Focus). Or go wild with an RS bro :)
@mrhowmuch
@mrhowmuch 7 ай бұрын
No worries bro , The Ford Mustang Special is on the way.
@_mfundo_mk
@_mfundo_mk 7 ай бұрын
Congratulations man 😎
@user-yt1tb4ts6s
@user-yt1tb4ts6s 7 ай бұрын
Congratulations 🎊 👏
@Bkay.14
@Bkay.14 7 ай бұрын
You clearly didn't watch the whole video
@FairDay80
@FairDay80 5 ай бұрын
that navy/black MK6 in the backgrouind..... hell ain't hot enough for people who do that
@ntsikamancoba
@ntsikamancoba 7 ай бұрын
When they tried that nonsense of making me pay for an anti-smash-and-grab in a car that already has it, I told them to remove it as I had never asked for it. They removed it and then I also asked them to remove that ridiculous delivery fee nonsense. Sawphela zi dealers
@lesediseemela9856
@lesediseemela9856 7 ай бұрын
You should have used the 100k to negotiate with banks yourself once the dealership has made you an official offer. Never allow the salesperson to do the application, that's how you end up paying for things you don't know about.
@teamphashash
@teamphashash 7 ай бұрын
I enjoyed this. Subbed!
@mrhowmuch
@mrhowmuch 7 ай бұрын
Welcome to the channel 🙏🏾
@teamphashash
@teamphashash 7 ай бұрын
@@mrhowmuch ❤️
@xolisasibeko3278
@xolisasibeko3278 7 ай бұрын
speaking of buying affordable cars, please review the new corolla hatch... eyi as a first-time car buyer that is where my eyes are at now...
@mthokotalent4317
@mthokotalent4317 7 ай бұрын
Great content💯
@avuyilemadiba4030
@avuyilemadiba4030 7 ай бұрын
Definitely do a ford mustang review
@nhlanhlamagagula7467
@nhlanhlamagagula7467 7 ай бұрын
New car prices are ridiculous is the reason the second hand car market is booming and some people like me we keeping our old cars, we do some upgrades and thanks to aftermarket they have latest gadgets some better than factory fitted. Please do the Ford Mustang review Thanks for the great video but that Polo is too expensive, advice buy second hand car and fix/ upgrade and use money for asset building
@donsicariofx
@donsicariofx 7 ай бұрын
100k extra I'd go for new. I still don't trust the DSG boxes reliability long term and we have no idea what repairs the previous owner did. But that's just me...save up a little longer and buy new
@tumelosenne590
@tumelosenne590 7 ай бұрын
You made the right decision.
@blackexcellence267___
@blackexcellence267___ 7 ай бұрын
ahh yes… a gti video. ❤
@lioneldynasty
@lioneldynasty 7 ай бұрын
This is clean tjoooo!🥵
@risunadavis7083
@risunadavis7083 6 ай бұрын
Fact is, that was great interest rate, it’s about less than 2% above prime rate, unless if you have crazy high credit score and history, you can’t easily get below prime on movable asset
@projectacc2951
@projectacc2951 7 ай бұрын
Great content chief. Thank you so much🙏🙏🙏. I'm glad to see some South African content.
@tshepomorobane6617
@tshepomorobane6617 7 ай бұрын
😊congratulations 🎊
@mrhowmuch
@mrhowmuch 7 ай бұрын
🙃
@balesengseeta2665
@balesengseeta2665 7 ай бұрын
Thanks for the advices Mr how much 👌
@edwardmhlongo3341
@edwardmhlongo3341 7 ай бұрын
From the 4 definitely the polo GTi and keep the change.
@denverarendse8511
@denverarendse8511 7 ай бұрын
Very Helpful Mr HowMuch
@louisholden5127
@louisholden5127 7 ай бұрын
Find a low-mileage Mk7 GTI. They're very good cars! They're further down the depreciation curve so they'll have much better resale value in the future as well.
@KAMOYA17
@KAMOYA17 6 ай бұрын
05:39 Next time, perhaps get a quote from We Buy cars first. We were advised by aa Merc salesperson and when my wife did so, she got a better price than what Merc, BMW, Audi and VW were offering (these were the brands who's cars we took for test drives)
@nqinadlamini
@nqinadlamini 7 ай бұрын
Please do the Mustang. Thank you for the video.
@mondeklaas1486
@mondeklaas1486 6 ай бұрын
Congratulations 🎉
@delroydentlinger6562
@delroydentlinger6562 7 ай бұрын
Yes please do a Ford Mustang review🙏
@lxole6492
@lxole6492 7 ай бұрын
buying a car right now is generally a bad deal. 1. used car prices drunk on inflation, 2. borrowing rates at the highest. got Sandero at 10.85% fixed in 2021, wrote it off and then got Fiesta at 10.0% linked in 2022.
@sibonisomosoma8471
@sibonisomosoma8471 7 ай бұрын
Here I was being happy kanti weehh that is lemon of car..... Imagine paying for smash and grab while it's already fitted that's wild Mr HowMuch🙂🙂🙂🙂
@NdaleloNdoks
@NdaleloNdoks 14 күн бұрын
Congratulations ❤❤❤❤❤wish you all the best 😂😂😂
@mahlatsemokgokong7921
@mahlatsemokgokong7921 5 ай бұрын
thank you Mrhowmuch for the tip. now we will look like professionals when we go and buy boity or her sister
@lethabomotjieng5857
@lethabomotjieng5857 6 ай бұрын
Congratulations
@teboholenyatsa3746
@teboholenyatsa3746 7 ай бұрын
You read my mind 😂 i was already thinking Haval HEV or Tigo 8 Pro Max...best value for money in comparison to the Audi, Merc and BMW you mentioned. I'd go for that Polo GTI. You lost interest because of finance interest 😂😂😂
@theyntlykus
@theyntlykus 6 ай бұрын
😹Ahh MrHowMuch thank you.. And yeah we'd appreciate the Mustang Review
@siyamthandamanzini8991
@siyamthandamanzini8991 Ай бұрын
the eggs part got me yooh🤣🤣🤣
@tremainerobertson2794
@tremainerobertson2794 7 ай бұрын
Enjoy it!
@setsomeomogolo5008
@setsomeomogolo5008 6 ай бұрын
Same here I would go fo the GTI! Yeyiii dealerships wanna rip us apart
@user-wx9fb7gq2d
@user-wx9fb7gq2d 4 ай бұрын
polo over first pay golf 7 is crazy fr bro... and it was a 7.5
@012345678991270
@012345678991270 6 ай бұрын
Been a fan of GTI my entire life
@agreylekaba9635
@agreylekaba9635 7 ай бұрын
for the price of the gti compared to the other one its value for money + performance.
@SiphiweMnguni-sj5td
@SiphiweMnguni-sj5td 7 ай бұрын
I will still go for the gti. Its even cheaper to maintain in the long run.
@sammbatini9716
@sammbatini9716 5 ай бұрын
Anything that we buy using credit we pay more so I would have took it /especially if I have no other car
@justanmpowereddude5021
@justanmpowereddude5021 7 ай бұрын
Lol I think you can’t compare Audi/Merc/BMW to VW bro. They’re just not in the same league and the level of prestige is just different 😂.. Great video by the way!
@user-qd2qb1vv1p
@user-qd2qb1vv1p 7 ай бұрын
I CANNOT AFFORD THE AUDI A3 BUT I WOULD DEFINITELY TAKE BECAUSE IT IS JUST SO SLICK AND EXQUISITE
@CJr_M
@CJr_M 7 ай бұрын
We need a Polo R
@garth7851
@garth7851 7 ай бұрын
@MrHowMuch dam I wish you had asked. Never ever tell them you putting a deposit! (unless you have to financially). The banks use this against you. I've financed many many cars. Max everything you can, balloon the works. Even use the "special plans" and ask what you can/cant do. That's how you get the interest rate right down. Prime minus stuff. But you must understand what you are getting yourself into. Once you have the car for like 1 week, you put your "deposit" into the finance but you decide how to allocate the money (I think we can thank Zuma for this, you cant be penalized for paying off debt early in 99% of the cases. In this case you not paying it off completely). Make sure the insurance knows how you financed the car.... shortfall, balloon,residual etc. Then you ask the bank/finance company to recalculate if it affected more than the balloon etc. Then you can adjust the insurance to suite. PS: I just sold my Polo GTI for an Amarok (BF Special)
@petrusswanepoel850
@petrusswanepoel850 2 ай бұрын
The higher the interest rate the dealer put forward, the bigger is the amount of kick-back in rands for the F&I person. It is just another way f upselling from the dealers in order to tap the most amount of money during a transaction. I have been buying cars through finance for many years and have a credit score above 800 and the local VW dealer presented me with an interest rate on a new VW, I declined the offer because the rate was to high. Then my son bough a used Polo from a used car dealer and he got a better interest rate than I did. New car prices and finance companies needs a make-over and a serious one.
@billalmabuza8835
@billalmabuza8835 7 ай бұрын
One minute ago, no views, I am the view !! LOL. Another video MrHowMuch le go
@mrhowmuch
@mrhowmuch 7 ай бұрын
😂 Thanks for being the view , enjoy the video…
@billalmabuza8835
@billalmabuza8835 7 ай бұрын
@@mrhowmuch I have my car which I think you might enjoy reviewing in future bro.
@tumelod.madisha4269
@tumelod.madisha4269 23 күн бұрын
please do more videos of this car 🙈
@anthonynchabeleng2664
@anthonynchabeleng2664 Ай бұрын
Great Video
@mrhowmuch
@mrhowmuch Ай бұрын
Thank you 🙏🏾
@alovedking
@alovedking 5 ай бұрын
Very informative...
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