One of the outstanding podcasts I have listened to, in recent times. This guy nailed all the issues that a normal middle class Pakistani is facing nowadays. I loved every second of it. Ammar Habib Khan you rock dude.

True Karachite talking😂Really knowledgeable Podcast.

Currently taking Financial Risk Management from him at IBA. A gem of an instructor!

This man motivated me to pursue economics 🙂

Alumni, a teacher of mine! So proud of him for talking about the core problems of Pakistan! The podcast is so simply explained that even someone who has no knowledge of finance or banking regulations can still understand what is happening around us!

I saw many podcasts until now and this is the first person which feels who's telling the truth That this is what actually happens

Great to have him as a Lecturer at IBA Karachi! What an intellectual.

Pakistan needs a digital revolution. When demonetization happened here ( in India.. More than 90℅ of the currency was declared ineffective overnight.. Literally nobody knew about this before hand) People moved to Digital payment so quickly after this.. But yeah, demonetization was one of the major blunders of the modi government in the sense that economy took a huge loss. But yeah, majority people go cashless imo these days ( from thele pe pani puri bechne vala se ek acchi dukan vala)

I would say Ammar Habib Khan has very good knowledge, very informative podcast.

Great to hear Ammar Bhai in the podcast! Certainly one of my fav sessions of TBT! Felt a need of the hour to pursue economics. :D

Ammar, one the most sharp and clear thinking minds ever comes across on a podcast.

Kindly invite Usman Gul Co-Founder & CEO of Airlift technologies.

Ammar bhai explained everything the stakeholders, government and private sector are lacking ATM but in a very interesting and blunt way for a common Pakistani to understand. Wish my professors explained like him. ❤️

Muzamal bhai aap yeh jo fintech, IT, aur think tanks on different aspects of life pe logon ko bulate hain yeh buhat acha karte hain.

the question to Ammar: what is his views about present SBP governer ?

Please bring ammar again this time on mechanics of pakistan finances you guys were 70% focused on paymets. it was good to hear about IPP and how taxed works, We can do hot money inflows for noobs and other econ stuff.

this is truly amazing podcast and very very well articulated. Following Ammar for quite long time and he has exceptional acumen. all the things he highlighted are very spot on. the bank he kept referring is HBL .... check his twitter he has thread on HBL. !!

plz bring him again...... he has so much to offer :)

One of the most brilliant podcast.. muzammil i am changing pov for you from know

You can do all transfers/payments in Australia with a beneficery Mobile number. The user interface and facilities that other countries provide and un imaginable. i would have gone to the bank only 2 or 3 times in the last 8 years.

Ammar is a rockstar I love his work. Would love to watch him again.

5.54 was the biggest news in banking in Pakistan. Hbl was practically kicked out of USA.

One of the most well articulated discussion I have seen totally a fanboy of Ammar bhai I am in awe of this well timed critical discussion.

You never discussed his food reviews. I was here for food discussion. Enjoyed the podcast though. His blunt take on things was good to hear.

One of the Best Podcast 💯✨ #tbt

Too good!!!

such a nice guest, do invite him again

Pointed the bitter ground realities which never reflect our policies 💯 Keep going man 🔥

44:19 He is talking about HBL. Their customer service is also stellar they made me wait 30 mins on call for 350 Rs.

Kindly invite Saif Ali again & do a full session on "Dastgyr".

I am eagerly waiting for your channel to get 100K subscribers. Slowly & steadily it's growing.

Dear muzamil You are doing great job I have a request if you can conduct a show and a call a person from government and ask him why our roads are unchecked? In every country governments collect huge amount from issuing parking tickets and driving licence. In Pakistan getting driving license is a mess. No proper institution to teach driving and no proper parkings are on roads. Please do this show this can save important lives lost and huge collection of taxes and also would made us look little decent.

Ammar is great guy, really enjoy his threads on twitter, i believe he should be invited again to talk solely about growth and Raast.

1.11.30 very true. They just literally translate from English to salees urdu

Guys i am frm india but listening 2 this potcast i feel pakistan is far behind in digital payments...in india all cities and towns have QR codes for shopping..

Ammar Khan is a fantastic guest on every podcast. His appearances on Pakistonomy are great. I'd say he's one of the best commentators on Power and Power policy in Pakistan.

Dubara dekhne ka dil h. Outstanding conversation.

❤️❤️❤️❤️❤️ Please dubara bulaiyegaa sir ko 😍😍😍😍😍😍😍😍😍

Excellent analysis by the guest. Wow

Ammar Habib Khan what a conversation sir really inspiring :)

36:16 they don’t let women open a bank account without a source of income, & most of the women don’t work here, hence they have joint accounts. I went to Meezan bank in 2019 to open my bank account, wasn’t employed at that moment, so they opened my joint account with my father 🤦🏻‍♀️

Love the podcast Pure desi talk without any English Talk on facts not on ideas

One of the best ones yet

muzammil please do a talk on evm please. its pros and cons.

Improvements in every new podcast ❤

One again very educated podcast. Great Job!

THEEK HAI !

I relate to this so much. I am absolutely tired of the bank service here.

Loved this episode. Really good.

Invite him for discussion on personal/family planning, regional, and country level financial planning.

Really good yar Or iny dubara zaror bolain as a business student mera knowledge boost mood pr chala gya hai ye podcast soon kr

hhahaha thats was nice, "pathar pakho, kisi embassy pe ja ka laga ga"

yesterday @abl bank talagang takes 2.5 hour to open an salary account issue was server down

I am an Ammar stan! He can ELI5 everything

i didnt know muzamil has done a podcast with this guy hes purely a genius i discovered him thru twitter and frequently follow his well thought out takes on the economy+ social issues in an ideal world hed be our finance minister hes a working joe with a very indepth knowledge of problems facing the common pakistanis his whole take on financial inclusion has only given me confidence that im not the crazy one among my social circle that talks of financial inclusion an anecdote to the whole conversation about opening a bank account, i have an account in santanders in the UK it took me less than 5 mins to open it up all i needed was my passport thats it went in the lady verified if its me said ok youll get a letter in the mail with your card and your details heres the app your login will be in the lettter you receive i received the letter first thing next morning and since then have never had to make any conversation with Santanders about '' Link down hay''

Outstanding!!

Very valuable podcast

Impressive personality, tru gentleman

Muzamil i think SADA PAY. Is UAE based that could be the reason you have a different vibe from it.

@ammarHabibKhan u should create your own youtube channel on economics and financial education how middle class people can earn money

Wonderful thoughts. Invite him again

Brilliant

Sir, but what are you talking about. In Pakistan we have SOP. You have to follow SOP!

question asked at 1:07:00 my answer is sadapay

Word "essentially" is a تکیہ کلام of Muzamil Hassan sahb 😁

Thank you Sir for informing me about these stupid banks and giving me a tool to deal with these idiots.

he is so right about patari i wanted to pay them but their app just won't accept it, decided to get Spotify.

Great person and a great teacher. Love his classes. So chill and interactive!

You guys talk about QR code payment, please keep in mind that Karachi is the part of Pakistan and if you took your mobile out to scan the QR in open then it's gone for sure 😂

Banking is truly a nightmare in Pakistan :/ I literally do bank transfers even international funds transfers under one minute in Germany though Germany is major paper based bureaucracy. Nobody can ask you for your Shanakhti Card here. As a cash driven economy Pak have now booming fintech industry still we are lagging one major player can change his We need paypal in Pak.

excellent

What a cutie ammar

Nice to see your video, as always I get to learn something, but I want to add one thing that you talked about tax, I saw that you can spent three to four thousand rupees in Pakistan, and your tax number is issued and can be done because one of my friends applied for a visa to Spain, he issued a tax number for just three thousand and secondly I want to add another thing here I am living in UK for some time now and I saw lots of things that done by our community in foreign countries to which we do not get visas and we are humiliated, it is not the fault of our country's government, we people have a lot of lack of awareness, if anyone feels bad, sorry for that .

4:55 i don't that HSBC wanted to stay away from terror and black money financing, theres an episode on them in "Dirty Money" on Netflix, they themselves involved in black money and terror financing, and when they were caught, they started backing off

Call Syed Muzammil on show

Brilliant shah ji 🌸❤️

Kindly invite Shoaib Makani Co-Founder & CEO of KeepTruckin.

Ma Sha Allah Sawaad a gya jnb ❤️ 🔥💯

Boi is a genius 👌

Want him again please

Seen a couple of videos by Muzammil clicked right away, election video then on this channel a plane spotting one and two sisters video all truly inspirational but this one drained my mind. Mostly pointed out issues about the system. Maybe Hosted could have been done better.

امار اب آپ کسی بڑے شہر کو چھرے اپ مہربانی کر کے کسی دور دراز شہر کے NBP ،بنک میں جاے ،اپ کا اکاؤنٹ بغیر کسی مشکل کے کھل جائے گا ، ا ب چیزیں بدل رہی ہے

I live in Germany and i hagw 4 apps on my phone and i've never been in my bank in last 1 to 2 years

Kindly invite Saad Jangda Co-Founder of Bazaar Technologies.

Kindly invite Shahveer Jafry, Junaid Akram & Waqar Zaka.

India me credit card ko phone kar kar ke dete hai nahi chahiye to lene ke liye minnate karate hai phone kar kar ke pareshan karate hai

invite Muhammad moiz aka shumaila bhatti

You sure this is not Mobeen Gabol ?

Invite him again.

Please invite tania aidrus 1x

waiting for Sadapay

Everyone knows these problems..... what is the solution india ny ya kar lya.. canada nay woh karlya.. beging ny kamal kar dia...... Total waste of time.... Muzamil please bring some guest who are really making change in the society rather only criticizing

Sunny Ali is in Pakistan. Plz invite him.

Bro why don't you call Tauha Ibn Jalil.He is also from isb

Mixed with facts and emotions. Some of your allegations are just your emotions, sir.

Every fintech app gives qr code service... Tum ne kis chanknay se research ki hai

Ecommerce delivery can make mistakes but the thing is they should have good return/refund/exchange process.

pai tenu Allah da wasta ee Dr. Zeeshan ul Hassan Usmani ko bula lo ik warrrrriiii

bring Nadra official

Meri bivi ko phone karake free me credit card diya one year ka maintenance charge free