Hi Sam, been watching a few of your video's. I was serving up until last year and also retired after 25 years. The one thing to note that you may not be aware of is that HMRC will use your pension to off-set the yearly tax allowance of £12570, however they will also class it as a second job which means your tax code will change and once you get a job you will be paying quite a bit more than you may be used to before.

Thanks for the insight. I start this process next year 🙌. Can’t wait.

Holy shit balls, stumbled across this video. Nice to see you. Will be doing the same although mine is ill health one. Bit of a quagmire. My dealings with equinity are morons. Didn’t even know what CPI was 🤦🏻

Great career🙏mine is just starting I just got 12.1 on my bleep at Glencorse

Cheers, brother!! Thank you for serving! - 🇺🇸 AF Veteran

Good on you I also stayed on the 75 and opinion 1,even though 05 was available.

Hi, Sam! Congrats 🎉 on your retirement, it's pretty fascinating how you served for more than two decades! I have been watching your videos regularly and following em, also benefitted from your videos immensely. As, someone who served in the British army for long period of time. I want some advises and to ask some questions, if you don't mind. - Me personally, I did alot of research on joining the British army as a commonwealth member. I intially thought, to go for as a private. But, thought for a while and decided to join as an officer instead of private as I meet the requirements to become officer such as two a- levels and GCSE from A* to C in Science, Maths, English or Foreign Language and other requirements aswell. Whats your advise for me to become an officer personally? -Is the" lived in Uk for 5 years" requirement still applicable for Commonwealth officers or was it scrapped out for both commonwealth Privates and Officers in 2018? -Does the British Army select or accept commonwealth privates and officers in particular month or season? Or is it all way year around? -If I apply now, how long it might take to review or accept my application? -I watched one of your videos in which you said that British army is currently recruiting commonwealth members in the infantry only not other branches, so it okay if I apply to become an infantry officer? What do you suggest? My apologies for so many questions! I just want clarity, since joining an army would be a very big step in my life and would decide my career and future. Regards,

be cool if you did a breackdown what a Wo1 down would recieve monthly etc with and without lump sum think it be useful to lots

Info is wrong, from the 1st of October 23 the army has 18 months to notify you of your new pension choices, this is known as your immediate choice, from the date you receive the letter you then have 12 months to make your decision if you want revert back to AFPS 75 or stay on APPS 15. I know what I’m doing 🇬🇧

I did 6 1/2 yr after been out 18 yr I sent away see if those 6 1/2 was worth anything as it’s been lying for 18 yr pot is worth £62,000 £9000 lump sum when hit 60 with £2700/yr pretty garbage just hope it still grows every yr as got another 18 before I can collect

Thanks Sam enjoy your retirement. Will you be continuing your channel?

Samuel please when is british army recruiting commonwealth this year

Anyone in Australia receiving a UK forces pension?

Do you have to retire at the 22 year point?

Congrats on your retirement sam, im actually starting my basic training in a couple of days

Does anyone know anybody who completed 22 years and has had the AFPS 15 remedy actioned yet?

First viewer!!! Hey Sir please make video on commonwealth my application is hold whats going on in commonwealth. 😢

So much is ur 22 yr army pension worth nobody likes disclosing there pension it’s like they think ur gonna rob them or it’s so bad they don’t want to say

i before e except after c

22 years ago when i joined I was told that i would never have to work again.. hahahahaahah absolute BS. The pension is an absolute joke

hi sir good evening my old is 38 year. I can join uk army. Me coming from Bangladesh. Now stay uk

Hey dude. I’m in the U.S. Army.

What could a typical retirement lump sum? Could some one share theirs or maybe a bracket of what it could look like?

Good information, however how on earth is it not too long recieving your lump sum when it's supposed to be "paid immediately on discharge". The timeframe is way to long. What they doing 😂.

22mins 2mins I have a 222wz2 of

Sir my grandfather working uk army and I want pension