So proud of you! It is difficult to face bad choices that one makes and you did a fabulous job of presenting the debt. Debt does not define you. This was the hardest step to take. Just take one debt at a time and tackle it slowly. We are all here cheering you on this journey.

Hi, I'm a new subscriber, your latest prepping haul came up on my feed so I took a look. I didn't realise initially what your channel was about but this video put me right. My heart went out to you. I've never been in debt but I've had to budget all my life for one reason or another. Saying that my son was in your position for a much higher sum. He revealed everything to me because as a single parent he needed to extend the hours I looked after his daughter so he could take on extra work. It took him 4 years to clear his debts including loans I had made him. It cured him of his bad money management. I look forward to watching your progress without judgement, cheering you on every step of the way.

So brave. I've been there and come out of the other side of it and is worth every moment of effort. Here to support you all the way. 🤗

Well done for sharing 💪. We are all here to support you and you’ll manage to clear it all 🥰🥰 Just take your time and try to not stress too much xx

I’m excited to watch your progress as you tackle your debt. I know it’s hard now but hold onto the future when you’ll be debt free and full of relief. You got this!!! ❤️❤️❤️

I just commented on your latest video. I think you are off to a great start. I’d definitely look to make more cuts- £40 a month on coffee when I owe money to a family member…. I’d keep up to date with bills for the 4 walls and roof over my head. £40 a month on decor for a rented property you don’t own etc when money is owed on electricity etc…. Off to a good start but I’d be more extreme. Good luck with it and look forward to seeing your progress

I feel the emotion in your voice but well done for putting your situation and goals out there. Now you are accountable to us it will help keep you on track. Look forward to the journey xx

Thank you for sharing this. I'm going through debt confessions and repayment videos. This is great how you've set everything out. I started my journey with CAP too, they helped us out with our heating oil costs and feeding the kids. ❤

New subscriber - brave of you and hats off to you for sharing this - this is such a supportive community who will be cheering you on 🙌 Looking forward to following your journey 🥰

Thank you for being so real and honest. Awesome video! Nicole, just found your channel through Scottish Mamma Budgets. Hope by now you are starting to feel better!

This is so inspiring! I'm looking forward to watch your progress. I feel like I'm in about the same amount of debt!

great video sounds like you have a good starting plan.

You are a strong person by putting all on paper and having a plan to work on in. Don't get discouraged one step at the time. I once was on this situation by little by little you see the light and learn from our mistakes. You can do this, the main thing is that you are starting to do something about it and one debt at a time. Take care 🤗🤗🤗🤓💪💪💪

It takes courage to look at your debt I think once a person does this it can be overwhelming I don’t have credit card debt but a truck loan I am working on I applaud 👏 anyone that has such debt and have it viewed on KZfaq. You just have to take one day at a time God Bless

Hi, just started to watch your videos. Well done so much for getting started, that’s the biggest step. Looking forward to going in this journey with you 💜💜

Well done on your video. It must have been hard to do but at least you know your current position and can start planning x I’m looking forward to watching your journey x

amigo- Super~tha'ts nice ! have a good day! 🤙

Good luck with tackling your debt.

New subscriber...Great video.....I upload videos too... gonna go through your videos. It takes real humility and courage to put your debt out there.... Gillian