The idea is to make it so hard that you never want to apply or bother with benifits it's to distroy your want to ever claim benifits again .... It's to make people on benifits feel like dirt ...

I'm over 60 and my experience has been negative too. I wrote to my MP and copied the letter to my journal but they don't give a f**k because they are doing exactly what it was designed to do. UC has actually made me unemployed because I couldn't afford the travel expenses to the job that I actually had (no work in my area) whereas Working Tax Credits did help previously.

Universal credit does not work get rid of it.

It doesn't pay to keep savings in a bank...withdraw everything and do what old people did back in the day....keep it in a biscuit tin under your bed!!!!

shameful UK doing this to people.A Lord gets £300+ a day

What in the world am I paying National insurance and tax for for DWP to be so messed up.

Hopefully the disgustingly vile Tories will be gone soon!

It's no good moaning on social media,we need to protest take action and stop the government murdering the vulnerable

The job centre is not there to help you, it to get you off benefits by sanctions /finding work (sanctions is easier so they just do that). They also have targets to sanction people.

UC is slavery, absolute hell on earth - no respect for anyone working for the system, none of them have spoken up for the people affected by it. We should all go on MP's expenses instead.

Universal Credit, what a car crash!

I just recently had an appointment with the job centre plus and they told me, that I will not be receiving my first payment for this month due to my last month earnings. This situation has caused my borderline personality disorders/depression to get worse, and this also means I will be a month behind my rent including other bills!!!!

Here's my example to why this uc doesn't work. I fell ill, so started temping, last month I did 18 hours work, uc entitlement for a month is £ 317.82, just over 2 days work equated to £ 150.57, taper rate takes 63 pence from every pound earned. So £ 94.86 is taken off the £ 317.82 leaving £ 222.04. So I've worked for less than £ 30 for those days, so work does not pay under uc, it simply mugs you off and exploits you even more you already are under temp, zero hour gig economy. Flying in the face of tory rhetoric, that your better off in work or any small amount of work makes you better off.

I work 16-20 hours a week. My monthly rent is 507 pounds, my housing benefit is half that, so I have to make the rest up myself...Yes I struggling, no idea what to do...struggle struggle struggle struggle that's my life

My experience. 20 minutes on internet, one meeting, all sorted. Money within 10 days. Brilliant.

Ive found myself out of work as a single mom having to have life saving surgery and also severe sciatica. My experience with Universal Credit and ESA has been just as much as a shamble. No one seems to know what they are doing. Theres no communication between departments! They say i am not entitled to back pay because I dont have an illness or medical condition (WHAT) They have my Fit Note from GP!!! Its horrendous. And how do people get on who have no IT knowledge. So eventually they inform me of what payment I shall be getting. Once my rent and bills are paid, I shall be left with 70.00 per week for myself and my daughter to live on. Ive worked all my life and paid my Taxes and this is what the Government deem as acceptable??? I will definitely need to visit the food bank. Disgusted/Scared and heartbroken. And christmas is fast approaching. Get this Government out because they dont have any sense or any heart.

You poor love 💕 that’s where being honest gets you. This system punishes the good people who really need help and benefits those who are able to lie and cheat with credibility. I’m over 60 and I’m truthfully unable to work anymore due to health issues. I’m on my own, no family to support me and I’m scared about the future. What do the DWP have to say? That I’m quite capable of working and don’t meet the criteria for benefits!! I know I’m one of many, and it leaves me in despair. What a cruel system run by scumbags for scumbags 😡😡😡

This is absolutely atrocious!

A good video! There are many comments condemning the host - entitled, scrounger, etc etc. However, the video is more about the process of claiming UC and the utter mess that it has created. First of all, let's get one thing straight: The whole idea of Social Security is to offer a safety net when needed. You pay into the system, and should you fall on hard times the system is there to offer help, guidance and a period of relative financial stability. UC has taken that core basis and twisted it into a one size fits all, tick box exercise. The whole system has been set up for you to fail.

I don't know much about Universal Credit but this lady is the true heir of Winterfell

I feel your pain. I've just had my first experience of UC. Confusing, unsupportive and frankly I don't know I'm going to pursue it. I totally endorse your views.

I'm currently"going through the mill" with trying to find out why last months payment was deducted by 70%, only leaving me with £80 to last the month. Don't know what the deductions were for and it's taken 3 weeks and still no answer. I just keep getting statements on my journal that have no relevance to my question. I have been told they're doing the same next month too! That £80 just about covers my bills, not counting food, just bills. This has forced me to go begging for food from the food bank. Very degrading and extremely frustrating!!!

Best thing I ever did was stay single.

And this is supposed to save money. I don't think so.

UC.....slowly killing us all

Universal credit is destroying families

I hope you now understand why many people commit benefit fraud, Its not because they want to, its because they need to. If you tell the truth they will take advantage of that and you will get nothing. Unless your single with no kids don't expect an easy ride through the system.

5:20 never assume they will be reasonable. it is all lost files and drop down boxes. you should have just spent a hundred pnds & just met the threshold.

This is to stop people having partners at all.

It's not your fault because you received bogus advice, but your biggest mistake was applying for Universal Credit when you were moving to an area where it wasn't rolled out. It's a terrible system designed to make life more difficult, and once you're locked onto it you're *frozen* out of being able to use the old style benefit system. I'm glad this has been an eye opener for you.

Yup, same thing with me. Savings. I even rang the Working tax credit office to get advice and they told me id be better off moving over as I fell ill and had to find support for a while. NO ONE said anything about savings. I move over only to be told I cant get it. and theres now going back, why would I move over if I didnt need to and put myself in that position?!. I am now 7 months pregnant with no money and my savings have gone down to nothing. They end up making you feel like you are a fraud or dirt on their shoe after paying taxes and myself working for the NHS for 10 years. Its not working and venerable people are loosing basic human rights. Its disgusting.

your so honest, it's sweet.

Sounds like UK's public servants (or equivalent) have not been provided with proper training in relation to universal credit.

I would rather sell drugs than go on universal credit.

We experienced similar situation to you but a lot worse since they misinformed us about earnings, couple and living together and now they sought to prosecute us for their mistakes. I lost my newly appointed job because my girlfriend experienced a really bad nervous breakdown over it as she suffers from mental health issues which they are aware of. I am glad you have been given the right informations before it was too late unlike us. Universal credit is destroying people's lives.

it's not possible to not pay taxes anymore, it's not a choice it's on everything you buy or do.

5 STARS ☆☆☆☆☆ Excellent KZfaq video. 👏🏻👏🏻👏🏻👏🏻👍🏻 Well done!

yep thats the plan, then kick you off if you get on it.

Mind-blown to the core.... I would actually apply to whatever it is that they have advised on that letter and get the benefits that you've been paying for with your taxes as you well said. Don't lose sleep over it and don't lose job interviews, but do it. It's yours and you've worked for it. I hate people taking advantage, in general, about anything, but I hate injustice just as much and a government agency that denies you an unemployed benefit just because you just moved in with your boyfriend and they want you to be dependent on him sounds crazy to me.. for so many reasons. Like being penalized because you saved some money every month while working and rewarding people that spent it all at the pub. And this makes me understand why some honest people cheats the system. FUMING!!!!

This is not new. My experience has been exactly the same everywhere, whether this was with the job center when I had to apply for benefits 21 years ago due to circumstances beyond my control, whether this is with the NHS, doctors, the council, police, any other government agency - same everywhere. One gets messed about, told lies left right and center, accused of not having provided documents that one has provided, evidence conveniently "goes missing", one gets accused of not being who one is etc etc. And payments of benefits get stopped all the time - oh gosh yes, the job center at the time regularly accused me of having moved to London and then back a week later (I'm in Staffordshire) - as if any sane person would constantly move to London and then back after one week! I got treated like absolute trash, treated as if I were stupid and retarded. The job center sent me on basic skills courses - to learn how to read the clock, go shopping and spell my own name. Just what I needed of course with degrees in business management, business law, accountancy, economics etc etc... But the job center refused to acknowledge my degrees and recorded me as having "no qualifications". I'm now being bullied out if my current job that I've had for 17 years and it's so serious that I don't stand a chance against the massive corporation that is still my employer, so it will be back on benefits for me. I know I won't survive this for long. I got a weak heart now from all the abuse I had to survive, and to now have to go through yet more abuse will be too much for me. I've been trying to emotionally prepare myself for the fact that my life is coming to an end but I can't help but feel sad and this sense of extreme injustice that all these decades of fighting for survival have been for nothing. And now they still win because this system will most likely be the end of me.

Ask not what your country can do for you but what you can do for your country

Whatever you do don't get sick. I am 58 almost 59 worked most of my life brought my autistic grandson up he's back with his mum now because I'm too ill to look after him, I have IBS GERD HEART DISEASE ANGINA SLIPPED DISC SCIATICA and now I'm suffering from panic ATTACKS ANXIETY AND DEPRESSION is it any wonder , I'm getting 9 pounds a month because I have a few savings not going to last long though because the cost of living is so high, I have to constantly go the doctors for fit notes and see my work coach at least ones a month , This all system is one big joke

I understand people that judge UC claimants I used to. I was made unemployed, lost my home. Wasn't in a good place, being homeless has made it near impossible to find work of course, after 9 months the council had just agreed to loan me a deposit for a room and UC housing benefit to cover 70% of the room cost leaving me with about £35 to live on which I will have to get on with, there is work in the place I was going to move to. I had to rearrange my previous UC appointment to see the council. Just found out they decided to sanction me for failure to attend the appointment cutting the benefit in half for the payment I was moving in with. I've just had to turn down the room as now won't be able to afford it and remain homeless. Im not a stupid guy, I have a masters degree and have worked hard all my life and don't have people to rely on for help. This is genuinely the way they treat people. Its such a sad situation for the the lowest in our society. I could not believe how they are treating people until I was in this situation myself. I can deal with it I'll get back on my feet somehow but for others that maybe even in a worse situation I dread to think what its doing to them, it makes you very angry.

Send it by registered post

I believe the problem is worse than everyone thinks, watching this video I think that UC has already failed! at least Jobseekers did help people to find work! The question I really want to ask is... [1] Does The Universal Credit system help you to find work [2] Does the Universal Credit system make it worse for you to find work or [3] Does the Universal Credit system do nothing for you. - Please comment a number.

It was designed to help the Grim Reaper.

She is telling the truth!DWP people do not know shit about UC

& by making you use your savings, they make it so you can never get back on your feet.

When your on universal credit you have to get by on less money. The system is a joke

On the old system i was doing ok now £780 a mnth £340 for rent , £27 council tax on top of that bills left with £200 a mnth to live on , if i need my car fixed or any household appliances fixed im buggered its a continuos struggle i go without so my daughter can have school trips , clothes or i reluctantly ask my parents for help its a bloody shambles , to b hounest its making my anxiety worse its not living its getting through each day 😢

Fast forward it's now 2020 And they are still thick as a plank of wood I've got to deal with these people all the time It's a horrible existence

I WAS ON BENEFITS LOOKING FOR WORK THEN FALSED INTO UNIVERSAL CREDIT. GOT SICK AND IS MADE TO WORK PART TIME AS IM STILL YOUNG. HAVE TO DO MY BEST TO LIVE AND PAY MY BILLS. GOOD LUCK. FROM GLADYS AND LAWRENCE AND OUR SON SIMON 15 FROM EAST LONDON.

People with mental health issues are suffering even more with this terrible system.

There are people who genuinely can not work due to Illness and disability...but there are way way more people who can work but rather spong off the system. Unless they can work out how to differentiate between the 2 groups we will always have this issue.

true system is really bad it doesn't work

In a time of Universal Credit, telling the truth is a revolutionary act.

So u r fked if you save a little money & fked if you actually qualify for UC.

I am now on medication and have anxiety issues due to how this system treated me. I cant even go into the whole story. But essentially they caused me to have a mental breakdown, which im still deal with to this day

Thank you for being so candid and honest about your experience. I’m in the process of it all now and it’s such a silly way of doing things. If in any job I’ve had I allowed things to be as delayed and unnecessary laboured the way it is I’d lose that job or be told to change how I’m doing things. My husband and I do qualify for benefits under this system than the old one which is interesting, plus my job coach has been really supportive which is a welcome surprise. But the wait for payments is brutal and the not knowing amounts doesn’t help either. Like you I’ve worked for years and paid in, so you’d think during a gap in employment there would be a system that’ works for everyone. Sorry rambling, thanks again going to check out your other vids x

Look to Polish people as an example - they will give you inspiration to leave the benefits underclass and take up a useful role in society as a tax paying citizen. They came here from a land one thousand miles away - they were work hungry and job hungry - eager to roll their sleeves and graft - they shame the indolent and idle UC brigade who have no dedication or desire or work ethic. Happy to do as little as possible - a massive bellyaching drain on society - AND you WILL be told about it!

When did Sophie Turner go on Universal Credit, I thought she was in that X-Men film.

People will end up starving to death soon rather than ask for any type of benefit. It makes no sense that migrants can get £37.50 per head in each house hold, and you would get nothing, when you have contributed? You pay taxes singularly from your boyfriend so, you should get something to support yourself. Universal credit, is a universal mess! its making the poor into victims, without a voice.

Universal credit is the reason i am soo depressed now. They are not helping at all. Who's idea is this? I hope he/she can sleep at night knowing his/her idea put a lot of people in more despair than ever before.

Vote. That’s how you can make a difference. Labour just announced they will get rid of UC.

gave my driving licence number plus my passport number plus my phone number plus my bank account number plus my address plus my postal code plus some stupid code they sent me and still nothing. seems to work. I am not a computer expert. maybe it would be easier to rob a bank feeling suicidal now and wish i had not bothered!!! ecxept i cant live on just fresh air. i have worked all my life and payed tax plus NATIONAL INSURANCE... What a piss take

Stumbled here by accident and it sounds like nothing's changed in 20 years ... was almost the exact same situation back in the 2000's when I had to claim JSA, DWP are morons ...

Why can't they treat people as individuals?

I hope you find a job, and you really shouldn't apologise. It's a human reaction to feel p###ed off from what you have or are going through.

It say you would need £16,000 in your savings to not be eligible...... I don't think you needed it

The information is never wiped, never!

You should Watch this Film Solyant Green 1973. Even though this Film was made so long ago It Is like a Timetravel Film to the Next Five Years for the Young, The Poor, and the Disabled, and the Uneducated In this Country. Listen to the Music they got It so Right. I have Lost Three Close Friends to Universal Credit In the last Five Years. Now they are coming for Me. Good Luck for the Future If You are aloud one.

You have all the right to be annoyed and frustrated. They keep speak to people as we are robot rather than spend a simple hour with each applier and simply explain! Unfortunately the rules in this country is "we don't give advice"🤔..who else should do??!!!!!

This was outrageous. My son is currently going through all the same thing. These people are either not trained properly or are not being supervised by a more experienced member of staff.

i've just graduated from University in glasgow and I'm trying to claim UC until I find a job...

You should apply for JSA New Style Conts if you have been working full time for several years as long as you have paid your class 1 stamp. This benefit disregards your partners wages and disregards any savings, it is there for people who have paid into the system,

American here. Can someone give me the TL;DR of what Universal Credit is? It sounds like unemployment benefits, but way more...time consuming.

If the area you live in is relatively crime free invest in a safe and keep your money in there with just enough in the bank to cover direct debits then you will get UC just don't tell them you have a safe at home with your savings in it. What the DWP don't know they cannot deduct money for.

Today i recieved a copy of a letter to my local mp Nicky Morgan from the house of commons, DWP Complaints and Correspondance Review Team.... an "apology" letter and £50 award "to reflect the gross inconvenience you have suffered as a result of the mistakes made by the department" NOT an apology from the department that made the mistakes but on their behalf!! And the stoopid thing is, they are STILL taking the money from me and the mistakes continue!! They think im gonna take £50 and be silenced!! "we are sorry that the UC is completely out of control, heres £50, no be quiet and go away"..... No chance!!! I need a solicitor with some Cohones!! Its a blatent attempt to cover up actually how far out of control the Universal Credit is!! Even the DWP themselves cannot stop the UC from doing what they doing!! But if i try to expose this, nobody is interested!! Not the media, not the council, not DWP and even my MP is doing very little to help me!! Its a joke....

Nope, the UC is not there for anyone. Me and my husband have 4 children aged between 16yrs and 3yrs. I said my husband is self employed and is earning a good amount and I've been looking after my kids so fter theyre ll in full time school I can work. But the work coach just doesn't care, I said I got no experience as ive just been a mum since my parents got me married off so early, only did gcse. They were like ok your a mum, so you could do cleaning, we will find some hotels for you to clean, but I got a 3 Yr old I need to look after too and a 12yr old and 10yr old, they just said oh well get your mum to look after him, I said my mum is quite old and he's very energetic. So they said oh well then we can organise childcare for you so can work. And since you said you drive we can e en get you a job in stevenage as thats not on a motorway as you said you don't drive on motorways. And the fact my husband does work, was like oh we not looking at his work now, that's his work, we need to see what work your doing, basically giving me and husband a divorce from finances, as if we don't look after our house together. Nd as if we share no children. It's ultimately a heartless benefit system that cares for no human at all. it's horrible. I hate that the new government is putting so many people through so much hardships. Not helping anyone at all anymore.

Thing is they say it's to get people back to work.yet when you manage to get a job they take 63 pence of every pound earned so you end up with next to no help just because your working. They basically punish you for working instead of giving people help they need.

It's a truly shocking system designed to get people off their books. The change over to UC is designed to even get people off that are currently claiming pip for long term illness, how my wife is being treated makes me dispair to the point of giving up? They are not human as all are placed in one box, this as to end !

I know of no welfare system that allow you to live on benefits if your partner is working

Well Tally, I never had those problems claiming UC, I’m now 66 and a OAP, so nice to put all this behind me - State Pensioner now to the day I dies.

Absolutely shocking I have heard of this 'UC' ....Sad truth is they are planning on putting Millions more people into this cruel system over the next '4 years'.

The whole process and idea of Universal Credit is fucking appalling, one day this stinking government will be brought to justice, they are not fit for purpose

I thought it was illegal to false advertise in this country, they call it job centre but where's the bloody jobs then.

Why should people who have never worked get thousands a year and discounts on most things in day to day life 😔

Take the thin end of the wedge. You DO have money and are not on the street.

It's designed to be as difficult as possible to access and use generate this confusion to slow everything down its deliberate physiological and emotional punishment

You're right. You're correct. But the idea "I've paid into the system for years" - really really forget that! I used to think that way. Technically you could work all your life on a minimum wage job, save a fiver here and there and then get made redundant in your 60s. With crappy redundancy that doesn't even pay off your mortgage. Yet when you sat down and looked at what you'd paid in taxes for your life, you could have bought your house twice or even three times over! A friend of my family is in her 60s. She's worked all her life. Paid taxes all her life. But she and her husband recently retired early. Don't get me wrong, they're not skint. They have savings and profit from their business that they ran all their married life. But they quite rightly want to claim a state pension. Unfortunately, she hasn't paid enough tax credit (or as they used to call it - your 'stamp'). Which is ball achingly crazy. She'll have paid £50k+ in taxes over a lifetime, but because she's dropped out of the game a mere three or four years before the cut off date for full N.I and Tax contributions, she now has to PROVE to DWP she's actively seeking work or training for it. It's a bonkers system where some win, some lose and some don't have a clue. Dreadful world we live in.

Very interesting and straight to the point. I am worried about losing my disability payments when I get put on it.

Im voting labour. The middle class will always disappear under the tories. At least with Labour you can spend a month on benefits and not experience any of the issues raised in Ken Loach's films. I was pushed into jobs by the job centre when I was younger. I got to know a heroin addict and other people with criminal records. Luckily I never took drugs or got involved in crime. Im still here unlike others

UC have left me unemployed because I can’t afford travel expenses for future employment.. I feel like a wild bear, this system is a disgrace.

Everyone who wants real change go vote for labour on 12 December 2019

Please can anyone answer the question. If you are sanctioned is the housing element of Universal Credit reduced?

thank you for bothering to make video.

Correct. They don't care about people's circumstances. They are more interested in keeping their jobs and obeying rules that are not fair. MPs seriously what can they do. They also have to follow their ruler. This is getting to bursting point.

I totally understand you and I’m making a same video as you but I’m gonna add the whole interview and my whole experience thank u soo much for your inspiration. I lost my job and I got screwed and they just ruined me big time 😂 I been working since I was 16 now I’m 24 I’m a old shit .

its designed to have so much blockers for small mistakes on claim., to make people suffer and go to any work rather than the ideal one

thanks for this.