My Plan To LIVE OFF DIVIDENDS In 15 Years (or Less)
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In this video, I'm telling you my plan to live off dividends in 15 years or less. To effectively live off dividends in 15 years, I'll need to invest a bit more aggressively than I have been to build my dividend portfolio to the point where it can support that level of dividend income in such a short amount of time.
The ideas and opinions presented in this video are meant for informational and entertainment purposes only, are not intended to serve as a recommendation to buy or sell any security in any account, and are not an offer or sale of a security. They are also not research reports and are not intended to serve as the basis for any investment decision.
@rynewilliams 2 ай бұрын
Check out Skwad for free with a 15-day trial, and take 15% off of your subscription by using code "RYNE15" ► skwad.app/?My-Plan-To-Live-Off-Dividends-In-15-Years-or-Less
@lynnjoseph7359 2 ай бұрын
Living off dividends lives in my mind rent free
@rynewilliams 2 ай бұрын
Haha same here 😂
@BowenChen-sh3sz Ай бұрын
lol love it
@nic6778 Ай бұрын
What to buy?
@exilion1 29 күн бұрын
Living off dividends doesn’t live rent free in my mind. The opportunity cost is real. I can reinvest or find an additional opportunity to invest in with the funds I don’t need to pay expenses, donate or have another needful commitment to support. So, not rent free, but definitely first world problems. Take care of you and yours (and theirs too).
@ronzigman 2 ай бұрын
I started my dividend portfolio over 40 years ago, I’m 66. My holdings are many of your recommendation. I’m at 35k a month in passive income. I started small in the beginning. It takes time and the magic of compounding. Stay the course.
@rynewilliams 2 ай бұрын
Holy cow, that's awesome. Thank you so much for sharing that!
@Tom-ly4xf 2 ай бұрын
wow, amazing can you tell us abit more on how much you were contributing at the start? My dividend portfolio has hit 250k at 30 and hope you be like you one day!!
@jonathanheffer6262 2 ай бұрын
I started 20th October, last year. Had my biggest dividend day of $6.25. I have managed to invest just over $5000. I’m 35 I’m hoping to retire in 20 years. Your channel is so inspiring.
@rynewilliams 2 ай бұрын
Man great job! Just keep climbing - we’ll all get there eventually 📈
@argenispadilla2264 2 ай бұрын
You will!
@willydear4906 2 ай бұрын
I explained my 15 year goal to my wife 2 days ago. 50,000 per year in dividends. I'm in my 60's and retired and started investing last year. This dividend income is for my wife after I've departed this world. Love seeing younger people investing instead of letting life get in the way like I did.
@rynewilliams 2 ай бұрын
Thanks for sharing that my friend. $50k/year in dividends would be awesome!
@keenanmurray3306 2 ай бұрын
My friend, sometimes it’s best to enjoy life rather than focusing on saving money to enjoy life later. For tomorrow is not guranteed.
@pete5691 Ай бұрын
@@keenanmurray3306Feel free to do that. We choose another path.
@ppcian 2 ай бұрын
You got this, my friend! My goal is the big 50 (which is not that many more years for me).
@rynewilliams 2 ай бұрын
Thanks Ian, you got this too! #ThugLife4Life 🤑
@TheGrey037 2 ай бұрын
remember you can withdraw you ROTH IRA *Contributions* any time, without penalty. It's just the profit on investments you need to wait till 59.5 to withdraw without penalty. With 15+ years of contirbutions you may be able to withdraw the dividends your ROTH creates w/o penalty till you hit 59.5. It should, at least, close the gap a bit.
@rynewilliams 2 ай бұрын
Thanks for adding that!
@nmalloch7519 2 ай бұрын
50 is my goal so 17 years to go. My investing has grown so much faster than I ever hoped. Good luck my friend ❤
@rynewilliams 2 ай бұрын
You got this! Good luck to you as well 👏
@xJoeKing 2 ай бұрын
That quote from Charlie hasn't been adjusted for inflation lol. I'm trying to speed run $150k in contributions.
@striperkid 2 ай бұрын
I'm at $104k now and know what you're talking about. Trying to get to $125k (one step at a time)
@xJoeKing 2 ай бұрын
@@striperkid Get it done and over with!
@xaldath4265 2 ай бұрын
Agreed and I thought the same. Personally, I think a more realistic goal should be 10 years. That's when compounding starts to really show, almost regardless of the contribution rate. If you take Munger's advice on how to get there, you can frontload it a little, but it's not a negligible lifestyle cut to make it a reality.
@TBasianeyes 2 ай бұрын
Yeah it's 1 million now
@Jayvazquez15 2 ай бұрын
Great video!! I need to calculate mine also to see when I will be able to use my dividends.
@rynewilliams 2 ай бұрын
Definitely check out that marketbeat calculator!
@rachelrachel8504 2 ай бұрын
Excellent video Ryne! I always learn so much from your content💪🏾
@rynewilliams 2 ай бұрын
Thank you so much! I’m so glad to hear that 👏
@nathanhultquist6323 2 ай бұрын
Love your videos! I just started a regular IRA for dividends and have my ROTH IRA for growth stocks.
@rynewilliams 2 ай бұрын
Thank you! Great job getting started 👏
@Bob-ut 2 ай бұрын
Wish I would have started earlier, you’re doing it right. Looking back at the journey, been a hell of a ride with the market highs and lows.
@rynewilliams 2 ай бұрын
Thanks Bob, you inspire me my friend! It certainly is a wild ride, but it’s well worth it
@TortoiseInvesting 2 ай бұрын
Another great thing to factor in is if you are all qualified dividends whenever you do hit fire, taxes will be even less of a hit on you, making living off dividends that much easier! Hope all is well man! You keep it so real and straight forward.
@rynewilliams 2 ай бұрын
Man that’s a great point! I really appreciate the compliment too, thanks man 🙌
@jimmbboe 2 ай бұрын
"$2800 probably won't pay all the future bills but it will go a long way" Truer words never spoken!!
@rynewilliams 2 ай бұрын
Thank you my friend! I definitely won't turn my nose up at $2,800 coming in passively
@ohen59 2 ай бұрын
Super inspiring, thank you! Man I'm also thinking almost every day about Financial Independance, this shit is contagious haha... I'm in a quite similar situation: 32 years old and aiming to reach FI at ~40, except I'm French and been living in Poland for 10 years where the cost of living is low. From there either I'll COAST FIRE switching to a part-time job or I'll keep working my 9 to 5 until I'm 45 and closer to a FAT FIRE. It's also worth simulating different FIRE scenarios with variables like inflation & income going up, kids and bigger real-estate it requires, etc.
@rynewilliams 2 ай бұрын
True that my friend. Thanks for tuning in! Keep climbing 📈
@JP_Dividends 2 ай бұрын
Great stuff Ryne! I’m sure you’ll get there in no time with long term consistency like you’re planning👍🔥
@rynewilliams 2 ай бұрын
Thanks man, we'll both get there! Just gotta keep climbing 📈
@NolanGouveia 2 ай бұрын
Great plan my friend! I share a lot of this same thinking 💪
@rynewilliams 2 ай бұрын
Thanks man! Cool to know we’re on the same page. 👏
@BowenChen-sh3sz Ай бұрын
30 years old fella here just like you. Your video is enlightening. Keep up the good work! let's do this!
@rynewilliams Ай бұрын
Thank you my friend! You do the same 👏
@toddcole1805 2 ай бұрын
Happy Dividend Day Ryne, I’m enjoying that monthly O payment along with a few others $$$$$
@rynewilliams 2 ай бұрын
Same to you my friend! Love getting that monthly payment from O 👏
@user-iw1cq4ft9t 2 ай бұрын
These videos inspire one to get everything one can into investments! Thxs! Keep these coming!
@rynewilliams 2 ай бұрын
Will do my friend! Keep up the great work
@rolandosouffrain7957 2 ай бұрын
Nice vid. I. A growth E.T.F. myself once i retire i will tunr to dividends. Right now my 3 fund portfolio is on fire 🔥. QQQM, VGT and SMH. I have 12 yrs to go. Lets see what happens 🤞🏾🤞🏾🤞🏾🤞🏾
@DonaldKilfin 2 ай бұрын
With your knowledge and tenacity, I'll bet your portfolio balance will well exceed seven figures in 14 years. Thanks for posting. Excellent video.
@rynewilliams 2 ай бұрын
Thank you my friend! I sure hope you’re right…let’s see what happens. I really appreciate the kind words 👏
@nilsfranz123 2 ай бұрын
New video and the comment Is for the algorithm 💜 love your videos
@rynewilliams 2 ай бұрын
Thank you my friend! I hope you have a great day 👏
@Dramyxx 2 ай бұрын
Keep it up! You'll be there in no time!!!
@rynewilliams 2 ай бұрын
Thank you, my friend! I hope you have a great day
@BetterLife05 2 ай бұрын
Most opinions I was given were to load up on growth to keep the tax low then sell down the road into higher dividends, I’m 35 and I still don’t know what’s the best route for me
@vestedinterest5655 2 ай бұрын
You could cut that 15 years down. Leverage and debt is your friend if you use it correctly. For example you get your portfolio to 350,000 returning 5.5% yield probably be higher in 7-10 years if you've been building it lets just say the 5.5%. thatd only be 1,604.16 a month. You leverage the portfolio for a 220,000 business loan at 6% interest for 20 years. Thatd be about 1,600 a month payment. You use the funds to buy real estate, a 4 plex or 4-5 2-3 bedroom rental properties. 200,000 is spread out among the 4-5 properties or a 4 plex for down payment put renters in to pay monthly rent. Need to work out the rent to draw 500-600 a month out of each unit at 500 for 4 units that's 2,000 a month. your portfolio is kicking 1600 plus 2000 rent minus 1600 payment puts you at 2,000 a month and you still have another 20,000 to put away either as a buffer to pay for any non rental months or back into the dividend portfolio for more dividend income, just an example. Hope that made sense. Having that portfolio opens up so many possibilities.
@rynewilliams 2 ай бұрын
Thanks for sharing all of that. That would definitely be something to consider!
@twochap 2 ай бұрын
Love the goal man. My goal is retire in 11 more years at age 50. Let’s get this.
@rynewilliams 2 ай бұрын
You got this man!
@Aurelius_X_ 2 ай бұрын
Great video, been investing for 2 years, almost exclusively dividend stocks, we can all dream of the freedom.
@rynewilliams 2 ай бұрын
Thank you my friend! We’ll all get there someday. Keep climbing 📈
@lisak6279 2 ай бұрын
Very inspiring! Like you said, $2500 may not cover everything, but it gives you options as you get older, and something to fall back on, in an emergency.
@rynewilliams 2 ай бұрын
Absolutely, thank you for commenting!
@shanew9913 2 ай бұрын
Great video! Just be wary of the in-built assumptions in you projections.....we are already in a deep per-capita recession in most developed countries and Depression era conditions could be upon us in the next 2-3 years. Many companies will be filing for bankruptcy in this period, especially smaller-to-medium sized ones. Just be sure to protect your portfolio and have defined exits!
@mikeyb3592 2 ай бұрын
I've been investing for about 5 months. I'm up to a little over 1000 invested. Thank you for the inspiration and shedding some light in this tricky game! Keep up the great work!
@rynewilliams 2 ай бұрын
Wow already at $1k? Great job my friend - keep climbing!
@joeypetisco 2 ай бұрын
@@rynewilliams this is my situation exactly, I started back in February after watching one of your videos and I am up over my first $1000 invested. Thanks for what you do.
@rynewilliams 2 ай бұрын
Joey you’re crushing it! Thank you for watching the videos. Keep up the great work 👏
@stevem195988 2 ай бұрын
Good luck even if it takes until you are 50 that is still a great age to retire. Live long and prosper 🖖 😀
@rynewilliams 2 ай бұрын
Thanks Steven! We’ll all get there eventually 📈
@HoonDaGoon 2 ай бұрын
I guess my biggest thing is nerves I don’t know what to really put my money into but also know I need to get started I’m 23 and I know the earlier you start the better I wanna build my portfolio and I’m thinking of putting 200/month aside for Voo and im watching your videos learning how to calculate this stuff
@HoonDaGoon 2 ай бұрын
And I’ve got a question I’ve just opened a Roth IRA account with fidelity do I put Voo in that Roth IRA or do I put a high dividend paying stock in the account
@rynewilliams 2 ай бұрын
I think VOO is fantastic...you can't go wrong with that! And yes, you can buy VOO in your Roth IRA. That's what I personally do as well. I have SCHD and VOO in my Roth IRA
@sxsignal 2 ай бұрын
@rynewilliams did you have a comparison of quarterly vs monthly div?
@rynewilliams 2 ай бұрын
It doesn’t make much of a difference at all to be honest
@jrupesh1805 Ай бұрын
Ryne-will skwad help me to calculate my dividend payment based on spend ?
@rynewilliams Ай бұрын
It will not. It's strictly a budgeting tool, not a portfolio tracker
@platinum_platypus 2 ай бұрын
ditto. 53 yo now, 68 then. Following you for the next 15 years
@rynewilliams 2 ай бұрын
Heck yea!
@Colbycrab 2 ай бұрын
I turned 40 last November. Plan is to have my mortgage paid off by 45 at the latest and retire at 50. I will have a tough decision to make in the next five years, which is, do I sell off a chunk of my DGI portfolio to pay the mortgage off or just keep plowing capital into both?
@rynewilliams 2 ай бұрын
Mortgage free at 45 sounds great! I think you’ll just have to play it by ear these next few years and see where everything’s at
@andrewbrooks2001 2 ай бұрын
I wish you the best of luck, buddy. I started late and I am trying my best to get to about 30% from personal investment dividends, 30% pension, 20% thrift savings (401k), and 20% IRA and Social Security payments.
@rynewilliams 2 ай бұрын
Thank you my friend. I wish you the best as well 👏
@danstevens64 2 ай бұрын
Hey Ryne, I'm new to your channel. I've been asking several dividend KZfaqrs this same request. Is there anyway you could make a video on ETF ticker KNG? there isn't much on YT about it and it seems to be too good to be true. It has price appreciation, as well as both a yield and 5 yr CAGR in the high single digits. Thanks!
@rynewilliams 2 ай бұрын
I appreciate the video suggestion, thank you!
@rejeanorscott1555 2 ай бұрын
I have a second question. How much time is involved in entering data into dividend tracker?
@rynewilliams 2 ай бұрын
It shouldn't take you that long...it depends on how many positions you have though
@rejeanorscott1555 2 ай бұрын
Suppose a person has considerably more invested in the market already but the annual dividend is only $7000. I want to preserve my savings for future generations while having dividends for bills. Where does one start to get this portfolio to bring in a more lucrative dividend income?
@rynewilliams 2 ай бұрын
When it comes to building up your dividend income, there are a few different ways to do so. You can A) buy higher yielding stocks, B) reinvest your dividends to buy more shares, or C) buy dividend stocks with high dividend growth CAGRs that will aggressively increase their dividend payments over time. Ideally, you would do a combination of all these things. Items B and C will grow your dividend income over time, so patience is definitely required, while item A will raise your dividend income immediately. With that said, I would not just go out and buy the highest yielding stocks/ETFs you can find. I think the best approach is a more balanced one that incorporates some dividend growth. You want to make sure your income continues to grow over time.
@andrev17 2 ай бұрын
You are a great motivation 👌🙏
@rynewilliams 2 ай бұрын
Thank you my friend!
@HDB1974 2 ай бұрын
Because I started late (in my late 40's) my plan is to retire right on the button, hopefully at 65 probably at 67, so my goal is 15 years too. I have 3 streams, my ISA (tax efficient investment instrument) my company investment plan (all ETF'S) and my pension plan which is currently managed but because I don't like the fees so I'll be moving to a SIPP. Currently investing £750 - £900 pm across the 3. Wish I'd started this at 30 rather than nearly 50 because I'd probably be retiring in the next 2 to 5 yrs...
@muxi0121 2 ай бұрын
Do you account for taxes in the total return projection?
@rynewilliams 2 ай бұрын
A 15% tax is incorporated into the calculation
@mcc5746 2 ай бұрын
Health care, is going to be a huge expense, unless you move to a low cost country. Many ppl don't factor that in. Wish everyone luck with ur plans but please don't underestimate Health care
@rynewilliams 2 ай бұрын
Great point, thank you for including this!
@xaldath4265 2 ай бұрын
Fortunately, that will likely not be a drastic change for this self-employed content creator.❤ Good thing to be aware of though, for sure!
@lukemccarthy271 2 ай бұрын
Ryne, I use your spreadsheet to track my portfolio (thank you for providing this for free) but i am currently having an issue where the dividend yields in the positions box and the yield on costs keep disappearing, they reappear every now and then but it completely changes my entire dashboard and the rest of the spreadsheet. I had this issue before and it was rectified when i download a newer version but i have tried this multiple times with different email addresses and on different computers on different wifi networks and it is refusing to cooperate. is this an issue on my end?
@rynewilliams 2 ай бұрын
I just posted a solution to this over in the community section on my channel!
@BleachFanOne 2 ай бұрын
Not sure why, but market beat says Ford stock will be about $460 million USD by year 12 on a $100 a month investment... starting with just 1 share and going from there. :/ this confuses me greatly. any idea whats going on with this stocks stats?
@rynewilliams 2 ай бұрын
I definitely don't think you will make $460M off a $100 investment into Ford in 12 years...that doesn't sound right all
@christiangardener6073 Ай бұрын
Every time i thought of one you said it. But since you didnt mention V i still think its a buy of course you know that already because you just bought it. But other than that maybe ups, pfe, and wu
@rynewilliams 29 күн бұрын
Yea I love V...bought a ton of it last week
@ShameerRavji 2 ай бұрын
Thx for the vid. Get in the Yield Max $MPW and meme stock frenzy and you can retire tomorrow, lol.
@rynewilliams 2 ай бұрын
Haha there you go, that's the way to do it
@ShameerRavji 2 ай бұрын
@@rynewilliams totally , lol
@patschuster9619 2 ай бұрын
I never pull more than 65% of my dividends, the rest stays in for reinvestment
@rynewilliams 2 ай бұрын
That's a great way to balance it
@hot2warm 2 ай бұрын
Interesting. I have adopted an 80:20 strategy for all income. 20% savings/investing and 80% living/recreational.
@scittyboom1989 2 ай бұрын
You will get there eventually my man keep grinding 👍
@rynewilliams 2 ай бұрын
You too my friend - keep climbing! 👏
@alelzaghir5674 2 ай бұрын
Question, why not keep the money in a money market account? What if a stock like Realty Income was to go down in the future? I could see a great opportunity with Lowe’s and J&J
@Kudeghraw 2 ай бұрын
Because you get paid a dividend based on how many shares you hold. You have to make a choice. Nothing is guaranteed. A money market only gets a good rate if you go through a major bank and they have shown their true colors in recent years... Credit Unions you can't make caca off of a money market. If you DRIP you can accumulate shares with dividends that are tacked on to what you got. So next divvy payment is a bit more. Multiply this by 15 years and you can accumulate a lot of shares and the increased dividend payouts that come with them. You never know if you are getting a 3m, who have been around for a century and have a generous dividend. If you were able to accumulate 10000 shares of 3M, you would be making $28k a year in just dividends right now. If you have multiple divvy stocks you have been feeding over the years, you get those divvys as well. Not unreasonable to think you can get to $50k a year of passive income for retirement on top of whatever else you saved up as long as you stay the course and diversify investments.
@rynewilliams 2 ай бұрын
Right now, a money market fund can be a solid place to park your cash. However, like anything else, money market funds have their pros and cons, especially when compared to investing in stocks. The biggest advantage is that you don't risk losing your principal, meaning your initial investment will stay safe and you won't have to worry about losing money. On the downside, you won't benefit from potential share price appreciation in the same way that you would with stocks. Additionally, while the high-quality dividend-payers (the kind that you'd want to invest in) tend to increase their dividends over time, you can't count on the same from a money market fund, especially if interest rates start to decline. Overall, if you're saving money for some short-term use (a vacation, down payment for a house, etc.), a money market fund or a high-yield savings account would be a great place to park it. However, if you're saving for retirement or some other long-term goal, investing in stocks that grow and appreciate over time might be a better way to go.
@alelzaghir5674 2 ай бұрын
@@rynewilliams Well said! I should be transitioning out of the money market soon as I see so many deals at the moment. Nike, UPS, Ulta, JNJ and much more seem very appealing. Any thoughts on Nike and UPS? UPS pays a very handsome dividend dude.
@jonathanzach3727 2 ай бұрын
was Charlie referring to 100k in net worth, or just your investments?
@rynewilliams 2 ай бұрын
He was referring to investments that will compound your wealth
@cryptotime6005 2 ай бұрын
You did monthly distributions … most of those companies are doing quarterly distributions right?
@rynewilliams 2 ай бұрын
Most of them do. But across my entire portfolio, when you combine all of my holdings, I receive dividends every single month
@Vincent-ld4uz 2 ай бұрын
Dont forget to enjoy life along the way, a horizon is nice, but no guarantee that we make it to enjoy🤪
@rynewilliams 2 ай бұрын
Absolutely! I enjoy life every day. I love what I do 🙌
@JustforAgnese 2 ай бұрын
Great video as always 👍
@rynewilliams 2 ай бұрын
Thank you so much!
@Errorrrrr24 2 ай бұрын
Hey! Huge fan of your videos! I had a plan to live with dividends in 8 years I would be 40 at that time. But now I just decided to take a breather from investing. Made the worst financial decision. Bought my dream car.😅 I want to spend some money on my family and myself a bit more now. I have atm around 400k includes one debt free aparment that have tenants and stocks. I get dividends about 1200€/month. Now I invest only world index monthly for a while that I dont need to stress about individual stocks. Keep up the work I can definetly tell the feeling is so good when the money works for you🎉
@rynewilliams 2 ай бұрын
Thanks for sharing all of that. It sounds like you’re on the right path. What dream car did you get??
@Errorrrrr24 2 ай бұрын
I bought a Porsche taycan 4s🙂. Paid 30k in Cash and 820€ montly payment with decent 3% interest. Dividends pays the enjoyment🙏
@rynewilliams 2 ай бұрын
Beautiful car, enjoy!
@HoonDaGoon 2 ай бұрын
That’s incredible I hope I get to this point and I’m looking to hopefully one day be able to do the same thing! This is an inspiring comment I pray that I’m doing the right thing I’m just starting out trying to learn all of this it’s so much to learn!
@suzukiman8964 2 ай бұрын
I really need to get back to contributing to my pofolios, ever since medical situations came up, and the stock portfolio and Ira together are over 144k I just been letting combined do the work.
@rynewilliams 2 ай бұрын
Oh man I didn’t know you weren’t contributing. I’m sorry to hear you’ve been having some medical issues…your portfolio is still growing like a weed!
@suzukiman8964 2 ай бұрын
Once you hit 100k it just takes off
@rynewilliams 2 ай бұрын
That’s what they say…I need to hurry my butt up and get there already
@suzukiman8964 2 ай бұрын
Yea I had a medulla blastom at 5 full body radiation and chemo so this is just some bad after effects as you get older
@rynewilliams 2 ай бұрын
Ahh man I’m sorry to hear that. Is it all behind you now?
@rickymcfall6034 2 ай бұрын
Bro I think 🤔 u said it best living of dividends 😅man I can feel it... so close yet so far lol
@rynewilliams 2 ай бұрын
How far away are you??
@avinashnarine7070 2 ай бұрын
Man i am now thinking i dont need much; jusy generate even 1500/2k a month and go live in some country that the cost of living is incrediably low and just keep visiting here.
@rynewilliams 2 ай бұрын
Which country would you go to?
@sonny-km6zd 2 ай бұрын
Hello guys, someone of you who invest in dividend, invest also in sp500 etf?
@rynewilliams 2 ай бұрын
Many of us do, yes! I personally invest into the S&P every week
@ShaneMarrLifts 2 ай бұрын
Only learned about finance about 6 months ago i wish i got taught in school
@rynewilliams 2 ай бұрын
I'm glad you found out about it, great job!
@patschuster9619 2 ай бұрын
I’m at 2,400.00 per month and it’s great
@perparim1079 2 ай бұрын
Well is easy skip the car and sizling fajitas and the home mortgage then in 10 yrs you might get there
@rynewilliams 2 ай бұрын
Haha true that. Too much Juan’s will definitely set you back financially
@azzurriss Ай бұрын
Current dividends around 200$ a year
@rynewilliams Ай бұрын
Nice!
@sunshinedesign 2 ай бұрын
Jnj or cvs? Bought CVS.
@rynewilliams 2 ай бұрын
I personally only own JNJ out of those two
@sunshinedesign 2 ай бұрын
@@rynewilliams I own both. They are now equal in $$ amount. 😎
@bestillsounds1210 2 ай бұрын
15 years from now 2800 bucks a month will look more like 1800 a month,
@rynewilliams 2 ай бұрын
Not much we can do about that
@delbomb3131 2 ай бұрын
Considering your income is based off dividend content, I'd say you're living off dividends now 🤔🤔😜
@rynewilliams 2 ай бұрын
Haha that’s a good point. I pray that I can do this forever man…I love making these videos, and I LOVE being apart of this community.
@iriska522 17 күн бұрын
Respectfully, sir, you've got gorgeous eyelashes and eyes
@rynewilliams 17 күн бұрын
Thank you!
@billcarruth8122 2 ай бұрын
I was silently hoping that when you did the taxable account calculation that when you reached the goal you'd be 60 years old again. Would be fun to see the keyboard go flying across the room :)
@rynewilliams 2 ай бұрын
😂😂
@Duke_of_Prunes 2 ай бұрын
You're almost surely going to find a short cut or two, and beat your projection by a mile. A side deal in real estate, a few swing trades, or an especially good year or so. I will leave the old folks home and check up on you -- better have $1M or else, buddy! 🤭
@rynewilliams 2 ай бұрын
Haha you know I’ve got your back Duke! 😂
@rssharma9 2 ай бұрын
Great, inspiring video, Ryne. Just a comment. Your taxes in your taxable account will be more than 15% since you have REITs in there. Also, I didn't like your recommending your subscribers to use SKWAD; they should spend some time and do the work manually in Excel or Google Sheets. Thanks.
@rynewilliams 2 ай бұрын
Thanks for watching! Why, specifically, don’t you like Skwad? Have you ever used it?
@rssharma9 2 ай бұрын
@@rynewilliamsIt seems fairly safe, but people who want to do budgeting should plan properly. Bank transactions don't tell the whole story. Many times people pay cash or use a credit card to make purchases. (In our case, we make every purchase with a credit card that pays us cash back.)
@rynewilliams 2 ай бұрын
You can also sync your credit card transactions using Skwad, and you can manually input and categorize cash transactions.
@avatar123456789s 2 ай бұрын
This shit is addicted af
@rynewilliams 2 ай бұрын
Absolutely
@organic3132 2 ай бұрын
Charlis 100k back then is like 500k today.
@Hmmmm13579 2 ай бұрын
I budgeted by switching to Mint Mobile. 15$ a month for a phone bill instead of the 50$ I use to pay.
@rynewilliams 2 ай бұрын
Great move!
@diegocontreras3173 2 ай бұрын
How’s the service though?
@mikeknape7064 2 ай бұрын
@@diegocontreras3173I am curious as well
@mikeknape7064 2 ай бұрын
@@diegocontreras3173I am curious as well.
Ryne Williams
Рет қаралды 28 М.