My Trick to Buying Everything on My Wish List | Build a Wish Farm in YNAB

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YNAB

2 жыл бұрын

You have a wish list a mile long, but you also have student loans and rent to make. How do we safely save for those little dreams who want but don't need? The Wish Farm is a YNAB legend, sprucing up your budget with a technique so simple, you may wonder how you've never thought of it before. So start scribbling down that wish list, and let's get to wish farmin'!
Timestamps:
0:00 Intro
0:53 How to Prioritize Expenses
1:38 Prep Step: Make Your Wish List
3:08 Step #1: Plant
5:36 Step #2: Water
6:32 Step #3: Harvest
7:21 Step #4: Plant a New Wish
8:10 How to Wish Farm with the YNAB App
13:45 Outro
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Пікірлер: 132
@YNABofficial
@YNABofficial 2 жыл бұрын
Want even more Wish Farm tips and tricks? You can join a live, interactive session with Dave, the inventor of the Wish Farm technique, to learn how to add some spunk and delight to your budget. The KZfaq Live starts today at 7pm EDT. Have your budget (and wish list!) ready. Hope to see you there!
@LeslieNicole
@LeslieNicole 2 жыл бұрын
Was that recorded?
@danielgolden90
@danielgolden90 2 жыл бұрын
Y’all hired the right person for this job. The’s videos are _great_, and this woman is doing a great job with them. Like, who would have thought I’d subscribe to a budgeting channel lol
@YNABofficial
@YNABofficial 2 жыл бұрын
Ha! Thanks Daniel!! I don't think any of us thought we would subscribe to a budgeting channel 😂 Glad to have you here! -Hannah 🌻
@sadiedennis8472
@sadiedennis8472 Жыл бұрын
@@YNABofficialqay 0:07 .😂 😂m. M. ❤❤ ❤ ❤
@YNABofficial
@YNABofficial 2 жыл бұрын
UPDATE: The roomba was gifted to Mac and I as a wedding gift! Time to swap out for a new wish!! DREAMS REALLY DO COME TRUUUUUE. :) -Hannah 🌻
@kkmrad93
@kkmrad93 2 жыл бұрын
Please update on how you like the roomba.... I too have been eyeing them for quite some time... :)
@mariebarger8631
@mariebarger8631 2 жыл бұрын
Oh yay! I would label roomba as NEED. I have loved all my roombas.
@YNABofficial
@YNABofficial 2 жыл бұрын
We registered for the Eufy 11S on Amazon! It seems to have some pretty kick booty reviews and is a third of the cost of the Roomba brand. So far, it's been great! It's pretty smart, it's gotten itself unstuck plenty of times, and I didn't realize how many different features and settings it has! I will say it's not perfect, but Julep is constantly shedding and it helps with the upkeep quite a bit. I'm excited to use it on the brand new carpet in Mac's and my new apartment in a few weeks after the wedding; if we can keep up with her hair from the beginning, we'll be much better off!! -Hannah 🌻
@mariebarger8631
@mariebarger8631 2 жыл бұрын
@@YNABofficial I saw that one because I have the Eufy doorbell. When my Roomba dies or my pup kills it. First dog I have ever had that "plays" with Roomba. I will get a Eufy! Thanks for your recommendation.
@SuziePenguin
@SuziePenguin 5 ай бұрын
@@YNABofficialwhat did you name it? I must know.
@andredidier
@andredidier 2 жыл бұрын
Awesome video, Hannah! I wish the wish farm were a feature of YNAB. The process of creating categories, then deleting could be automatized by a new feature. Just an idea...
@YNABofficial
@YNABofficial 2 жыл бұрын
Oooh! Not a bad idea, Andre! I'll pass that feedback back to the team :) -Hannah 🌻
@HuffleZPuffle
@HuffleZPuffle 2 жыл бұрын
That disclaimer about sesame seeds in dairy products is everything. Thank you.
@softqueensaru
@softqueensaru 2 жыл бұрын
I love the idea of having a wish farm but always wondered what to do with the goals after because I didn't want to hide a million goals lol! Thank you! :)
@Allaiya.
@Allaiya. 8 ай бұрын
I always have to come back and reference these videos bc I always forget how to handle it after I am able to purchase the wish and need to move it out lol
@sweetporcupine56
@sweetporcupine56 2 жыл бұрын
This has changed the way I budget so much! Almost always when I overspent, it was in my “🎉Treat Yo’self” category and I covered it with “😳Stuff I Forgot To Budget For”, but that didn’t encourage me to curb impulse spending. (And yeah, I know I wasn’t using the category correctly but it felt like “free” money just lying around and was too tempting.) So I got rid of Stuff I Forgot entirely and put that money into my wish farm instead. Now either way, the money is being used for a treat, so I don’t feel deprived, but I have more clarity about what my choice is when I’m considering a purchase. Do I want to dip into my money for a gaming laptop just to get a couple of coffee mugs? Usually no. And if I really did forget to budget for a necessity, I still have extra I can pull from without too much hassle.
@janetownley
@janetownley 2 жыл бұрын
The more I learn, the cooler YNAB seems 😊
@zeldakasumi
@zeldakasumi 2 жыл бұрын
So, about Hannah needing a "plant hobby category", I have in addition to a "wish farm" a "hobby farm" for hobbies that need supplies purchased more frequently than the one-off items in the wish farm, but still do not have to happen every month. Because when I was trying to buy all those things out of my fun money category, I was finding that I never saved up for activities outside of the house (like socializing with friends and family). My hobby farm categories get a bit of planned funding assigned to them each month and then at the end of the month I look at things like my grocery category and if I have any funds left over I can choose to send it to a hobby farm category or a wish farm category. I find that having the hobby categories in the "hobby farm" makes it even more fun and inspiring than if they were sitting elsewhere in my budget category groups. So by having an orchid plant hobby category, I have funds saved for occasional supplies like new potting medium, fertilizer, etc. to take care of the orchids I already have, but I can also save in that category to buy a new orchid plant.
@erincox8263
@erincox8263 Жыл бұрын
This is a great idea!
@RandomFandomDragon
@RandomFandomDragon 2 жыл бұрын
Still new to YNAB, but absolutely love it so far. Unfortunately for me, paying off debts are my wish farm, lol. But I do love this idea, and it's one more incentive to buckle down and become debt free.
@YNABofficial
@YNABofficial 2 жыл бұрын
Ahh!! I've been where you're at! In fact, I'm back where you're out. Just got married, so we had to map out a new financial plan and the wish farm is going on hold while we reprioritize toward debt. You got this!! You're not alone! -Hannah 🌻
@lizp.9513
@lizp.9513 2 жыл бұрын
I wasn't interested in the Wish Farm before this video. Now I'm excited to make my list ☺️ Maybe it will help to curb my "miscellaneous" category spending habit lol.
@YNABofficial
@YNABofficial 2 жыл бұрын
Yes!! You go girl!! You and me both ☺️ -Hannah 🌻
@TimBryan
@TimBryan Жыл бұрын
YNAB needs to build the wish farm into the program itself! This would really help people move towards their goals in a sustainable way!
@SGast
@SGast 2 жыл бұрын
I have an Excel with everything I want. Writing things down instead of buying right away, means I buy the things that bring me the most joy instead of just the first thing that came into my mind. However, I only allow to plant wishes that I at least wanted at three different occasions. This cut back on buyers remorse a lot.
@YNABofficial
@YNABofficial 2 жыл бұрын
Ooh, that's a good technique! I want a lot of things on a whim 🤪 It would probably be good to tack some guidelines onto what makes the list and what doesn't. -Hannah 🌻
@antonwenemoser3660
@antonwenemoser3660 2 жыл бұрын
Hahaha, I have an excel sheet where I evaluate each item based on many categories to evaluate if it brings positivity to my life. Kind of the same effect.
@mhellerart
@mhellerart 2 жыл бұрын
I love YNAB and Hannah makes these videos super entertaining. Thanks ya'll!
@reganwing
@reganwing 2 жыл бұрын
Perfect timing! I used to use a Wish Farm but sort of fell out of the habit and started impulse spending... Time to get back into it!! Thanks Hannah
@jasonlareau9389
@jasonlareau9389 2 жыл бұрын
Great video as always, Hannah!
@samanthamcneil3158
@samanthamcneil3158 2 жыл бұрын
Please do a video on budgeting for starting a family- having a baby, adopting, foster care.
@JILLIANCP12
@JILLIANCP12 2 жыл бұрын
Super cool system! Thanks Hannah
@victor-dweck
@victor-dweck 2 жыл бұрын
Hannah you rock. Keep these coming.
@NyssaMillington
@NyssaMillington 2 жыл бұрын
Super amazing!!!!! Love it!!!!
@k9conceptsdogtraining
@k9conceptsdogtraining Жыл бұрын
omg such a fun video! Thanks!
@toddw8396
@toddw8396 2 жыл бұрын
Another great video…and wow, your handwriting is incredible! “No problem dollars, do I have the job for you…” 🤣
@YNABofficial
@YNABofficial 2 жыл бұрын
Ha, thanks!! Believe it or not, I've been writing since I was a child 😂 -Hannah 🌻
@hugofrom69
@hugofrom69 Жыл бұрын
Merci pour cette vidéo, très cool ! Et pour ce principe de la Wish Farm que j'ai très envie d'essayer.
@yourfavoritejaz5544
@yourfavoritejaz5544 2 жыл бұрын
11:56 "what is good" is my fav part btw lol great video!
@hoshiro.exsharaen
@hoshiro.exsharaen 2 жыл бұрын
I stopped YNAB-ing for months because of financial difficulties (there were sudden expenses that required me to cut off things, YNAB was unfortunately one of them 🥺), but as things settled down I think I am ready to restart. I'm glad I found this new video about wish farm, that makes me excited about budgeting again! I had my wish farm previously, but I didn't realize I could just delete the wish farm category once it's completed and automatically assign then to the proper category; I used to transfer the money from my wish farm category to the proper category and deleting it manually. Super excited to go back to YNAB! Thank you for this fresh explanation Hannah!
@YNABofficial
@YNABofficial 2 жыл бұрын
Oh my gosh, YAY! I'm so glad!! Life happens and sometimes we gotta reevaluate and redirect. So happy the Wish Farm idea is encouraging and motivating! Best of luck to you getting back into the flow of farmin' and budgetin'! -Hannah 🌻
@RyanHipp
@RyanHipp 2 жыл бұрын
I've had a Wish Farm in my YNAB ever since your video last year on Wish Farming. I bought a few medium and big ticket items with that plan. Can't wait to watch this video today! As I complete them I move the items to a funded category and then move a new S-M-L item from my Wish List up to the Wish Farm.
@YNABofficial
@YNABofficial 2 жыл бұрын
Yessss!! Score, my friend!! #wishfarmislife -Hannah 🌻
@palomawhite6210
@palomawhite6210 2 жыл бұрын
You're the best! YNAB is the best!
@ramonalopez7516
@ramonalopez7516 2 жыл бұрын
Seriously love your videos!
@YNABofficial
@YNABofficial 2 жыл бұрын
Woo hoo!! Thank ya, Ramona!! -Hannah 🌻
@samyafawz3695
@samyafawz3695 20 күн бұрын
Talented lady ..thank you
@ueberwachung
@ueberwachung 2 жыл бұрын
Very helpful! Love how a wish list and wish farm can keep budgets from seeming devoid of fun and whim. Also, you must be an Aldi shopper! I recognize that cheese from my fridge 😂
@YNABofficial
@YNABofficial 2 жыл бұрын
Oh, you BETCHA, I'm an aldi shopper. It's almost mind blowing how much you can save buying the exact same things from Aldi instead of other bigger stores. -Hannah 🌻
@TVextremist91
@TVextremist91 2 жыл бұрын
This is a great video! I'm a couple of months into YNAB and would love a video on how to make the most of the reports feature.
@YNABofficial
@YNABofficial 2 жыл бұрын
Oooh! I've wanted to do a video like that for a while! Adding it to the list and we'll see when we can work it in :) -Hannah 🌻
@ilaliberte
@ilaliberte 2 жыл бұрын
@@YNABofficial Sounds like you now have a video wish farm too. :D.
@BobBridgesbob
@BobBridgesbob 2 жыл бұрын
I'm loving these videos. Just got started with YNAB a couple days ago (still on the trial) and trying to figure it out. But so far I am getting HOOKED! Loaded my entire budget, turned on auto-feeds from my cards and banks and trying to make sure i don't miss anything. The one thing that I always missed before on other budgeting apps was the TRUE EXPENSES. The ones that come up only every 6 months or 12 months. Those just slip up on you and smack you across the head! But if you plan them out in YNAB, they won't! My biggest priority now is paying off debt. I've traditionally been behind the 8 ball and ended up short every month, but after listing everything in YNAB, it looks like I actually have money left over! WHAT? How did that happen?! It's magic! I think? Thanks again for the great video and I'll definitely put this to work!
@YNABofficial
@YNABofficial 2 жыл бұрын
Bob! This sounds AWESOME!! So encouraging!! YNAB kind gamifies the whole budgeting/saving experience, doesn't it? Anytime an expense catches me off guard, I immediately go and add it to my budget. The biggest one I FINALLY added this year was creating a category to save up for TurboTax. Every April I get hit with a $99 fee I wasn't expecting when filing my taxes, but NOT THIS YEAR! Do you mind if I share this as a YNAB Win in one of my future videos?! I LOVE that you have money leftover when you thought you wouldn't have any. Budgets are dope, man. -Hannah🌻
@annieperkins9294
@annieperkins9294 2 жыл бұрын
I love the wish farm. It has prevented me from so many frivolous purchases. Hannah, any chance you’re planning a “fresh start” video? I’ve been budgeting for almost a year and am wondering whether that’s a good plan…
@YNABofficial
@YNABofficial 2 жыл бұрын
Oooh! It's not on the list right now, but I can add it to the line-up! Good thinking! -Hannah 🌻
@prabinpaudyal5719
@prabinpaudyal5719 2 жыл бұрын
Hi, I haven't received my T-shirt yet ! the offer you had around last month i guess!!
@cristelmariebuenafe
@cristelmariebuenafe 2 жыл бұрын
Done.
@thecathbrig
@thecathbrig 2 жыл бұрын
I love your videos! Also - where did you get that fantastic sweatshirt?
@YNABofficial
@YNABofficial 2 жыл бұрын
American Eagle! -Hannah 🌻
@rebekahyoungers831
@rebekahyoungers831 2 жыл бұрын
Great video! Question - do you have any tips for using the Wish List and Wish Farm with a partner? Maybe his and hers wish lists and wish farms...then any extra money that comes in gets split 50/50 to each farm?
@YNABofficial
@YNABofficial 2 жыл бұрын
Great question! I've never shared a wish farm with a parter! You could adjust the structure of it: he gets one small wish, you get one small wish, and you both add one large wish you both want together. As far as where the money is coming from that you contribute to the wish farm, that's up to you! If you have a joint bank account, you can split money equal ways among the wishes, or if you have separate bank accounts you can each contribute to your own wishes individually, and both pitch in equal amounts on the large wish together. Experiment with it and let me know how it goes!! I'm curious to hear! -Hannah 🌻
@KeithBarrowsToday
@KeithBarrowsToday 2 жыл бұрын
We have a long wish list. We have a single line in our "Life & Living" group. Since funding our infrequent expenses is still shaky - thank you debt! - we slide money into the Wish Farm category. Every quarter we will review where we are at and if we *need* or really, really *want* something and have the money to cover it. If so, we get it. If not, we wait another quarter (or so)... Once we are YNAB broke (debt free) the game will change quite a bit. All infrequent expenses will get fully funded and we can finally put a larger amount to the Wish Farm category. Then every month is Christmas!
@videofan221
@videofan221 2 жыл бұрын
Fun Video. Something I did recently is treat the “Wish Farm” kind of items a bit like the “Profits First” principal. By allocating 1% to wishes to initially, I can always make progress. As other priorities are addressed, I can slowly increase the percentage assigned to Wishes.
@YNABofficial
@YNABofficial 2 жыл бұрын
Oooooh. I like that. A new way to prioritizing what matters to you. Very cool! Thanks for sharing, Kenric! -Hannah 🌻
@vincentapa1376
@vincentapa1376 2 жыл бұрын
Hey Hannah, this is an unrelated question. In your month ahead scenarios, how do you handle left over funds that are not accounted for until the end of the month? Thanks!!
@melanierose9015
@melanierose9015 2 жыл бұрын
How would you balance this idea with a major purchase like a new sofa or something definitely over $1-2k? I'm thinking maybe choosing to focus on a larger purchase/ home project vs wish farm at a time. Thoughts?
@jims724
@jims724 2 жыл бұрын
Hannah, lovely and beaming with wit as always. Wish Farm is great. New to farming so I needed more explanation on how to progress the transaction after buying the WF item. Went back to your first Start A Wish Farm vid. You explained and showed in more detail how that happens on the computer. :-)
@YNABofficial
@YNABofficial 2 жыл бұрын
Hey J! A lot has changed with the YNAB budget since that first Wish Farming video, so this new video includes everything you should need to know to purchase a wish farm item! But definitely let me know if there are questions you still have! I'll try to give you my best shot at answering them :) -Hannah 🌻
@valeriewoodard8501
@valeriewoodard8501 2 жыл бұрын
I'm currently saving up for a telescope, a sewing machine, and noise-cancelling headphones. BUT I love your sweatshirt! Where did you get it?!
@YNABofficial
@YNABofficial 2 жыл бұрын
Wow!! A telescope! My sweatshirt if from American Eagle :) -Hannah 🌻
@eli5833
@eli5833 2 жыл бұрын
Why do I see your new videos on my recommended page but not on my subscribers page? I’m subscribed to you guys. Does it happen to anyone else?
@LetsLiveUpstream
@LetsLiveUpstream 2 жыл бұрын
Happened to me too! I went ahead and turned on notifications which I never do. Never want to miss a Hannah video
@YNABofficial
@YNABofficial 2 жыл бұрын
Huh! We heard a co-worker say the same thing! Looking into it 🧐 -Hannah 🌻
@elzva6515
@elzva6515 2 жыл бұрын
Great swaeter! Where to buy? How many to budget? :-)
@nataliemegumi
@nataliemegumi 2 жыл бұрын
I like to call mine a wish garden 🪴🥰
@lsagar
@lsagar 2 жыл бұрын
The one that got away!!😂
@LongHairCarolyn
@LongHairCarolyn 2 жыл бұрын
Just the phrase "wish farm" makes me happy lol
@3daysandotherlies776
@3daysandotherlies776 2 жыл бұрын
Get a used roomba! They are so easy to find used and are usually half price ish!
@YNABofficial
@YNABofficial 2 жыл бұрын
We registered for a Eufy 11S (not part of the Roomba brand line, I just think of robovacs as Roombas... like Band-Aids and Kleenex and ChapStick 🙃). After a discount was only $180 and a lot of people seemed to prefer them over Roombas! We like it a lot so far! Sure makes MY day easier :) -Hannah 🌻
@samahaidouni6934
@samahaidouni6934 2 жыл бұрын
Hello Hannah, is the wish farm a concept of yours that you propose to YNAB or is it a YNAB concept ? Love from Morocco and yes I ❣️ the wish farm concept 🥰😁
@YNABofficial
@YNABofficial 2 жыл бұрын
Great question! The Wish Farm technique was one dreamed up by one of the YNAB team members, Dave! If you've ever been to any YNAB workshops, you may have had Dave as a teacher. In fact, he did a live on the Wish Farm the other day! I'll link it below! kzfaq.info/get/bejne/r8WSqKqGvKvbdKM.html -Hannah 🌻
@JustinWalters
@JustinWalters 2 жыл бұрын
"aww crap... came out the drainage hole... " lol
@ellelusina1993
@ellelusina1993 2 жыл бұрын
and also the toy. Saw that!
@YNABofficial
@YNABofficial 2 жыл бұрын
🙃 -Hannah 🌻
@valeriesmith7223
@valeriesmith7223 Жыл бұрын
Sunlight= not keeping the wishes in the dark. Verbalising the wish so that (trusted) others can ask you how its going or journaling about it so that you can look back and remember that it was important/how long you have wanted it
@YNABofficial
@YNABofficial Жыл бұрын
Oh my gosh, I LOVE that! So very, very well said!! Thanks for sharing your insight, Valerie!! 🌻 Hannah
@Shello58
@Shello58 2 жыл бұрын
LOL Poor Julip!! She's gonna go crazy with her new toy ..the Roomba..you are so mean! That pooch is gonna be exhausted!
@YNABofficial
@YNABofficial 2 жыл бұрын
Oh, she does notttttt like the Roomba 😂 Verrrrrry skeptical of it 😂 -Hannah 🌻
@Shello58
@Shello58 2 жыл бұрын
@@YNABofficial In that case...poor baby!! Tell her I'm sorry.🤗. My sheepdog was interested in everything! except caterpillars..she ran like the wind. It was weird. She was OK with snakes and worms...me not so much..
@YNABofficial
@YNABofficial 2 жыл бұрын
Oh, she'll be fine 😂 She's a little bit of a weenie, but she does it to herself 🤣 -Hannah 🌻
@NathanMaingard
@NathanMaingard 2 жыл бұрын
How would you run this for a shared budget? Could see it getting a bit complicated. Thanks, though, love it as always!
@brookarisa9734
@brookarisa9734 2 жыл бұрын
You could do separate wish farms if you want to keep the S, M, L categories. But I don’t think the wish farm has to be divided into small, medium and large. You could do a yours, mine and ours breakdown. Just make sure you’re allocating each wish in a way that both partners are comfortable with.
@YNABofficial
@YNABofficial 2 жыл бұрын
This is a great question! I've never had a partner or shared a budget, so this is uncharted territory for me! Someone else asked this too, and my thought is each of you get to pick one small goal each or one medium goal each, and then you pick one large goal together that you both want to fund. You can fund the large goal at whatever pace you want, and then make sure to always fund your smaller individual goals at equal amounts so no one is making more progress than the other. But, that's just me spitballin'! Let me know if you try it and how it goes! -Hannah 🌻
@robertj953
@robertj953 2 жыл бұрын
We need new videos from Hannah. We miss you!!
@YNABofficial
@YNABofficial 2 жыл бұрын
New video just launched, Tommy! I'm back and married this time! ⛪️💍🥂 -Hannah 🌻
@stackoverflow32
@stackoverflow32 3 ай бұрын
Help! How do I get the cheddar out of my laptops heat sink???
@rls1714
@rls1714 2 жыл бұрын
Can you please explain why you would delete the category once you’ve funded it and spent the money? Could you make a hidden/archived “farmed” category or something too?
@YNABofficial
@YNABofficial 2 жыл бұрын
You could totally do that if you like! And many do! Deleting the category and merging it with a broader category keeps things organized but also helps with reporting. Even when you hide a category, the spending is still associated with the hidden category, so your spending report will be a little more fragmented. Merging it with a broader category can give you a better idea how much you spend in that broader category as a whole. It really just depends on what kind of insights you want to get out of your reports. ~BenB
@cindystark7259
@cindystark7259 2 жыл бұрын
Love this! But I can't even make my wish farm list because I'm so concerned about where Hannah's gorgeous ring went! It was sparkling at me in the beginning of the video and then it disappeared and I'm worried it's buried with the cheese. (And since this video is like 7 months old, that would be some moldy cheese.)
@YNABofficial
@YNABofficial 2 жыл бұрын
HA! Oh my word, that's hilarious. I think I took it off when I put on those tight gardening gloves and forgot to put it back on 😂 No fear though, it's on my fingy right now!! 🌻 Hannah
@Andresdha
@Andresdha 2 жыл бұрын
I wish you could grow Cheese in a pot like that...
@x99alien
@x99alien 2 жыл бұрын
All trees are literally plants, big or small!
@Nameless-st3vt
@Nameless-st3vt Жыл бұрын
hello Hanna. Please should subscriptions I want, which are not needs, say subscriptions for sports (this world cup or the basketball app or NFL,etc) fall under my wish farm because i want them but can leave without them or should they fall under my monthly expenses because they are charged every month?
@YNABofficial
@YNABofficial Жыл бұрын
Hey there! It's all dependent on your priorities! If having a World Cup subscription is a must for you (and it's totally allowed to be a must!), then go ahead and make a category for that subscription in your "Bills" category group so that you're prepared to pay it every month. If it's something that you'd like to have one day but don't have room for it right now financially, stick it in your Wish Farm and save up for it until you're ready to afford it or are confident you could pay the bill every month. It sounds like you're planning to subscribe, in which case, definitely definitely definitely build it into your monthly finances plan and consider it a bill! 🌻 Hannah
@mariasendra1412
@mariasendra1412 2 жыл бұрын
love the video very informative.. But you lost your ring half way the video..:) :P did you plant it in the cheddar cheese. .ROFL
@YNABofficial
@YNABofficial 2 жыл бұрын
Good eye! 😉 This is actually a re-do of an older video Hannah made before our most recent app update, so the sections without the ring were part of the previous video, and the parts with the ring are the new sections she added to reflect the new update. - Ben M
@antonwenemoser3660
@antonwenemoser3660 2 жыл бұрын
How do you safe a target with an open date as seen in 10:27 like it appears "needed eventually" on Android or Web?
@YNABofficial
@YNABofficial 2 жыл бұрын
All you have to do is set up a Savings Balance target and uncheck the "by date" box! When you check the "by date" box, your budget will do everything it can to help you save that amount of money up before that date comes. BUT if you leave that "by date" box unchecked, it will just tell you to save X amount eventually. -Hannah 🌻
@Ksmithy1080
@Ksmithy1080 2 жыл бұрын
Do you have a video going more into depth of hiding/deleting categories? I just went to delete my first category (a CC that I paid off) and it prompted me, like it did to you here, about past transactions and how YNAB would need to take the money covering those transactions and reassign it. Thing is, that would throw my Account Balance off, right? For now, I just have it hidden until I can figure it out without breaking my account. Thanks!
@YNABofficial
@YNABofficial 2 жыл бұрын
Hey Kevin! The Budget Nerds did an episode where they talk about cleaning up their budgets, that I can link below. But, for a super straight forward step-by-step, you can follow these help docs to learn how to best hide/delete your categories! Budget Nerd episode: kzfaq.info/get/bejne/mJh9lauiz5O9mYE.html Help doc for web app: docs.youneedabudget.com/article/157-customizing-categories Help doc for mobile app: docs.youneedabudget.com/article/1212-edit-mode-on-mobile -Hannah 🌻
@prexzone
@prexzone 2 жыл бұрын
why does it only have to be 3 items at a time? what if you don't have any small items left but have more medium items? do you put 2 mediums items in your wish farm or just one medium at all times?
@YNABofficial
@YNABofficial 2 жыл бұрын
I think the idea behind having one of each "goal size" is that it makes it achievable and helps us still eventually acquire everything on our list. It'd be a lot easier to just knock out all the small ones and never give any money or attention to your bigger ones, OR hone in on one big one and never let ourselves have any of the smaller ones. BUT, if your list has run low on wish list items, then you could definitely do two medium-sized wishes at once or a handful of small ones! It's not a hard and fast rule, just something to keep you pursuing ALL your wish list items with equal attention. -Hannah 🌻
@ilaliberte
@ilaliberte 2 жыл бұрын
I struggle a bit with the wish farm: either I end up funding the low value ones because I can finish them off quickly, but then the high value ones never get any money, or I spread it around all categories, but then nothing ever reaches completion... :( Any tips?
@YNABofficial
@YNABofficial 2 жыл бұрын
Maybe try to stick a small wish between every medium and large wish you fund? You said you feel motivated by the small wins, so if you purposefully make a plan to pursue a small wish, then medium, then small, then large, then small... hopefully that gives you enough momentum to fund those bigger wishes but be energized by the smaller wins in between! -Hannah 🌻
@ilaliberte
@ilaliberte 2 жыл бұрын
@@YNABofficial Thank you Hannah! Good idea!
@tobynorris9259
@tobynorris9259 2 жыл бұрын
wait tax is not added lol?
@lizcollver1330
@lizcollver1330 2 жыл бұрын
Do you then delete the category and start fresh??
@KAFNOR
@KAFNOR 2 жыл бұрын
The simple answer: Yes. If you have made a wish list - things waiting to be farmed/grown - you'll have a whole bunch of categories waiting to get their turn to be funded. I don't think you are meant to spend from the wish list; just fund there and move the funds to an existing, regular category. You could always rename a category but if you've also added notes, it's easier to just delete.
@amandarandolph7222
@amandarandolph7222 2 жыл бұрын
I feel like you could possibly also skip the wish list part and just keep your L, M, and S lists in the notes section. Then just change the name and budget accordingly..
@YNABofficial
@YNABofficial 2 жыл бұрын
Oh gurl, yes. Also a very neat and clean way to do it, just make sure you don't accidentally delete that category line and lose your wish list! I kinda like to have my wishlist in view because it's another level of motivation for me! -Hannah 🌻
@amypola5903
@amypola5903 Жыл бұрын
Did she plant seeds in cheese?
@YNABofficial
@YNABofficial Жыл бұрын
... what? Amy, come on, that's ridiculous... 🌻 Hannah P.S. Yes, yes I did. No sprouts so far. Odd. Trying to grow little cheese curds.
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