Here is Car Buying Decision Explored for Middle Class in India. Know Cars which can destroy wealth by taking wrong financial decision in terms of buying in SUV, Mid SUV, Large size expensive Cars
Пікірлер: 2 200
@pinakiroy174Ай бұрын
I am a senior finance professional. After a long time find such a logical, truthful presentation from someone from the next generation. Great job done.🎉
@Sanjay_JTАй бұрын
This current generation definitely needs to see this video! It hurts 100% when someone you know is purchasing an expensive car beyond their capacity but doesn't even have an entry level health insurance to support his family in an unexpected situation.
@suryateja2k11Ай бұрын
Very true. People are investing in unnecessary things rather than health insurance.
@barmeramayurАй бұрын
Completely agree
@sandeepnagpure4483Ай бұрын
True
@ranjit5229Ай бұрын
Correct✅
@Mr2win123Ай бұрын
Well said ❤
@abbykr999Ай бұрын
Sunroofs are the most useless feature in India, but still people want them for showbaazi.
@collectivesoul86Ай бұрын
True, and if someone wants to buy an automatic base model...these companies offer them with sunroof jacking up the prices .
@Torquebeast65026 күн бұрын
It's not the sunroof but they give some good features only in top model which has sunroof
@distortion158224 күн бұрын
True. I own a Brezza ZXI. Not once I have opened it. Given the weather we have in India. We do not need sunroofs here.
@himalayanlamatravels907420 күн бұрын
90% ppl dont know the use of sunroofs. Sunroofs are meant for specific places and uses.. but in India things are bought for showoff not for the use... In India sunroofs are bought for poking head out 😂😂
@aadishjain745420 күн бұрын
Specially chapri bcche muh niklkr khade hjte h
@neoanderson4840Ай бұрын
Mere hissab se MARRIAGE IS # 1 WEALTH KILLER of middle class . Not car
@Dhaivataarambhacademy25 күн бұрын
Exactly 👍 chalo, someone said this.
@subhraize25 күн бұрын
So true Dikhawe ke chakkar main life svings khatam Log kya kahenge , ghanta
@asit_vlogs25 күн бұрын
exactly....very true
@nicola237523 күн бұрын
I thought you were telling about Thailand rather than marry
@_Jatin_sharma22 күн бұрын
Hahahah , tu wealth hi kamaata reh poori Umar aur akela reh bhai , Bina partner ke zindagi bass aap jesa mahaan hi nikaal skta hai
@bhaway2k7Ай бұрын
A True Car Expert and You-tuber , Always thinks about his viewers. Hats off sir
@hardikkondarАй бұрын
Such me 🫡
@vm-my6hgАй бұрын
Very true, its somewhat expected for car channels to be on the passionate side, but its in the interest of viewers to present the sensible side.
@rd7068Ай бұрын
Bought Creta base variant mar 2021. Rs 11.5lakhs on road. Paid EMI of Rs 15100/- for 3 years. Sold April 2024 @Rs 8.35lakhs after 33k km . foreclosed loan. Not to mention petrol and running cost for 3 years. Loss hi loss. Show - Off ki chakkar main bahut loss ho gaya. Reason for selling - EMI chalana muskil ho raha tha being middle class with family 2 kids and parents. Now I use my brothers 2010 model Alto whenever I need. It has AC and power steering. I m happy to be free from EMi and depreciation. Peace of mind . Edit 1 - Forgot to mention something. I learnt that people don't care about your after market mods. I had done mods worth about 1.5 lakhs like 10.25 inch screen , Harman component speakers, faux leather seats , steering mounted controls , 16 channel amp etc, all people kept asking to judge it's price was whether it has sun roof or not. People really don't understand variants. They judge by three things , alloy wheels, touch screen and run roof ...
@vineetgupta4391Ай бұрын
u were lucky Creta thi shayad isliye itne ache rate mil gye 3yrs old car ke
@3rdclasstatamahindrabajajREАй бұрын
😂😂😂😂😂 what a nice story. Funny to read
@amitgulati169Ай бұрын
Next time buy the top variant instead of base😊
@naitik79Ай бұрын
Nice story and good decision.
@kartikayeaswal3855Ай бұрын
Then why invested 1.5 lakh if you had 2 kids ...... bro show off krne kliye invest kro portfolio bnao car to aa hi jaegi ...... And secondly car use k hisab se lo not to impress or bhaukal
@ShivamSingh-bw9rtАй бұрын
Govt should reduce taxes on cars below 1000cc Environment friendly step. Small cars with decent ground clearance
@akhilanand782126 күн бұрын
Gaadi hi nhi bachi is segment me av to😢
@ShivamSingh-bw9rt25 күн бұрын
@@akhilanand7821 Bhai sub 4 meter gadiya iss liye he bhari padi hai market me kyuki Tax rate Kam hai unpe. Jessey he tax rate Kam hoga apne AAP dekhna sare manufacturers 1000cc me car utar dengay. Btw Renault, maruti, skoda, Kia, hyundai etc still offers 1000cc cars(with and without turbo)
@DARKSOULGAMERYT-be6jiАй бұрын
I'm driving a 15 years old Alto still running like a new one 😅
@beastmotozАй бұрын
I won't buy car on loans 😞
@harshaddhavalikar9123Ай бұрын
It will run for another 15 years.
@sushilmeena8496Ай бұрын
Me too happy with my 16 yr old Alto
@PradeepKumar-ch8spАй бұрын
My Swift vxi is 18 years and crossed 1 lac kms, never had any major issues. By spending around ₹2 lacs to restore and upgrade, I can use it for another 10 years ( if the govt permits) for my limited usage.
@sgopinath3154Ай бұрын
@@harshaddhavalikar9123 30 SAAL AUR CHLEGA - DONT WORRY 🤣
@PapaSierraGolfАй бұрын
Asli ke note - if u want savings mentality use real cash. Very good advice. Cannot believe someone on KZfaq will give genuine advice. Hats off to you ❤
@GulshanVerma29 күн бұрын
best advice on finance till date
@jamesgeorge77716 күн бұрын
💯💯💯
@rasiqahmedr2 күн бұрын
Yes buddy it hurts to spend the physical cash! He has given the best advice
@calmandrageАй бұрын
i20 owner here, 14 years and counting in NCR. The car still runs smoothly but this 15 year rule is gonna be a big headache next year
@ambertandonАй бұрын
Same here-.. Driving i20 sports in Delhi.. Total KM done 71000,, No problem with the Car.. Problem is the 15 year rule.. Else, I would'nt be planning for a new car.. 😪
@calmandrageАй бұрын
@@ambertandon How are you going to cope up with the pain of scrappage dude? Guide me as well 🥹
@ReddylionАй бұрын
I sold two diesel cars in delhi, scraped....... 10 year nonsense here.
@calmandrageАй бұрын
@@Reddylion Painful
@ReddylionАй бұрын
@@calmandrage yes bro..... paise barbad......
@ruchirtannu3504Ай бұрын
Nothing Wrong with Buying an Expensive car only if u can afford it
@ag7487Ай бұрын
Aapka trademark intro "welcome to mycarhelpline kaise hai aap log" miss kiya sir. Accha tha. It's ur unique style
@DailyLifeSolutionАй бұрын
kaise nahii kesse he aapa
@ajaybatra2024Ай бұрын
Yep@@DailyLifeSolution
@amitchaudhry7539Ай бұрын
Kaise nahi kaisseyyy.... Hai aap log....
@mantasticsiddharth4936Ай бұрын
No Tata were harmed in the 32L wala example😂
@ForeverKinG848Ай бұрын
Sahi hai TATA safari... 😂😂😂
@FREEDOM-PEACEАй бұрын
😂😂Nice one brother😅😅
@rps5952Ай бұрын
Safari is not for middle class people period....Its for upper middle class and rich people who already have a german luxury car at home. Their priority is comfort, luxury, safety and road presence. They are not bothered about middle class things like resale, service network, mileage, maintenance cost.etc. They are not bothered about minor electronic glitches, since they already have 2-3 other cars at home and also only few units have glitches not all of them. They know that if gadgets are there, there will be minor glitches.....
@freaksumfrooksumАй бұрын
@@rps5952 stop defending a non relaible car... it has issues.. period.. and Tata sucks in QC
@ForeverKinG848Ай бұрын
@@freaksumfrooksum true...
@dr.k.s.shashishekar2583Ай бұрын
Well said..cars are white elephants. I am a Doctorate in Mech Engg and have handsome income. I drive a 800 cc Renault kwid NXT which has all the requirements like power windows, power steering, entertainment, AC and most Importantly fuel economy. It gives me 28 km/ lit on highway after running 85,000 kms. It is compact easy to maneuver, easy to park and almost zero maintainance cost. It's pickup is extraordinary, even big SUVs can't beat it and when i overtake them on highways, i feel sorry for them. My colleagues who earn half of my income drive SUVs and they drive only on weekends because for daily travel,the cost is exorbitant and parking at work place is big problem. Earlier they used to tease me but now they are appreciating me but I don't bother about their comment I am happy with my life and that is important to me..
@AbhijithSАй бұрын
City driving is fine, but what about safety in highways? Kwid probably received 0 star safety rating!
@barund5903Ай бұрын
Do we need safety build quality in city rides? And for god sake, if u r really unfortunate then no saftey is adequate in front of the luck.
@sgopinath3154Ай бұрын
BHAI RENAULT SE SUZUKI IS MORE RELIABLE, AAPKE GAADI ME COST CUTTING BOHUT ZYAAD HAI - ENGINE CHAMBER NEECHE PLASTIC WILL CAUSE A BIG HEADACHE - ASK YOUR ENGINEER. BE CAREFUL.
@sumeshsivsankar54829 күн бұрын
Renault KWID is 800CC? like Maruti 800?
@bijoypillai869629 күн бұрын
KWID is very good. My friend is using it since last 6-7 years.
@vikasingle16 күн бұрын
Finally someone tell truth about consumer buying behaviour,I purchased secand hand ford fiesta with cash and I am happy about with car, I was planning pay down payment and book a new car but Now i am happy No mentanance No EMI ha thoda mileage kam hai lekin chal jata 😊
@purumishra91649 күн бұрын
Having a Ford is a proud feeling❤😂
@saimanojcАй бұрын
The fact that he sat in a Honda City to make this video makes it even more good 😊
@vijayacharya5763Ай бұрын
I have a 15 year old swift dzire zdi and will be renewing the registration. this car is very reliable even after 3 lacs kms on odo . I was thinking of selling this car and buying a new one. This video has opened my eyes to the financial mistake I would have made if I bought a new car.. I thank you sir for this great information.
@themasterbaro265129 күн бұрын
Sunroof makes car look airy..i love panoromic sunroof not as a showoff. Reduces motion sickness (vomiting)
@vijyasolanki422 күн бұрын
Indian automobile never been good in making sunroof techs. Better go for german aur Japanese sunroof auto maker.
@sarihadduАй бұрын
2010 My father bought first car Alto with cash. Used it till 2017. Wanted to buy new swift, which could cost me 8 Lakhs on road. Dad said only one thing. Never buy depreciating assets with loans. So with the 4 Lakhs cash I had, I bought used swift zxi in excellent condition and still using it.
@yjsandeep01Ай бұрын
Middle class people must not Cross a budget of 14-15lks maximum (on road price) when buying a car.
@anuragsharma6471Ай бұрын
10 bhi nhi krna chahiye
@Susspect69Ай бұрын
20 L is the highest limit in 15 u will get nothing 😊
@sinlokempАй бұрын
10L should be max
@VishalVerma-ep8qiАй бұрын
Agree
@abhaysinghabhayАй бұрын
Total onroad price should be less than half of your annual income.
@vikaschahal83Ай бұрын
I am ok with my Ritz VDI, driven 2.2 lak, no issue..going tomorrow to cancel booking of Scorpio N
@priyamyadav2278Ай бұрын
Mt kr bhai …. Pesa swarg Nhi leke jyega … pesa hai to enjoy kro
@aklantapratimmazumdar199Ай бұрын
Bhai cancel kar de..us pese se duniya ghum sakte ho...
@ayubshaik2907Ай бұрын
@@priyamyadav2278lo ek aur baap ka paisa udaane wala KZfaq pe mila
@Leo-gc3hqАй бұрын
Sahi ...OOO paise kahi aur acchi jagah kharch Kariyoo aur loan se to Bach go loan k chakkar se bhayaa bahute
@sandey22Ай бұрын
Most sensible decision of ur life 👌
@badrinath6965Ай бұрын
Govt is looting common man in the name of Taxes road tax toll tax surcharge etc....
@mettleUnbeaten25 күн бұрын
I paid close to 45-50% tax on my kushaq
@AS_741925 күн бұрын
Any tax free country do you know? Then I will shift there!
@akhilmittalji681624 күн бұрын
Taxes are fine when they are used to empower the defence as we arw surrounded by enemies from outside and inside.
@JohnWick-ez6vs18 күн бұрын
@@AS_7419That's why there are many Indians in UAE.
@YK-hq7hg5 күн бұрын
@@AS_7419 UAE
@sagarkocharАй бұрын
The worst thing about SUV trend in Bharat is sedans have just vanished ! Sedans are way better than SUVs and it's sad !
@IndianheartofgoldАй бұрын
Speed breaker se tootne k liy . Har gali me har ghar se pehle aur har ghar k baad speed breaker nahee 1-1 feet car breaker hote hain.
@ranitsen4491Ай бұрын
People are buying suv not just because of the trend. The fault lies also in the infrastructure and reducing parking spaces. For example I chose suv because of their class leading GL and a sedan was not fitting in my garage which is why I went for elevate instead of city even though I wanted city since childhood.
@zonejvmАй бұрын
Bad roads and unscientific constructions are the reason why people buy tall hatches
@TruthPrevail777Ай бұрын
@@ranitsen4491I really don't understand your point. SUV is bigger than Sedan class. How come you upgrade from Sedan to SUV if your Sedan wasn't fitting in your garage?
@ranitsen4491Ай бұрын
@@TruthPrevail777 honda city is longer in length than elevate. Same thing for kushaq or taigun length is smaller than slavia or virtus.
@FoodTechTravel-ur4fjАй бұрын
Yes a much needed information and piece of advice, i thought of upgrading to creata N line and it costs me close to 23+ lakhs i will stick on with Honda Amaze brought on 2018 it still works fine and has Honda reliability I wanted to change only because of my friends peers and cousins and none are going to support me financially anytime, so it would make sense for me to save this money and use them to buy me home sometime later in the future.
@rok99100Ай бұрын
I am a doctor with fairly good salary and i am driving a 2011 chev BEAT..people all around me r buying cars beyond their salary cap with EMIs & then they hv to earn for that bank..nvr understood why & how..most ppl r buying for show off!!!
@dkstyles9612Ай бұрын
Hello doctor beat is not your personality you have to buy brezza minimum or creta
@xlr8466Ай бұрын
Dude rocking a Chevy and you are suggesting him Maruti Suzuki 😂
@timtimothy523Ай бұрын
Hi Doctor, I support your judgment. You are doing well. People are crazy about the new cars. Please keep it till you sip the last drop of juice out of it. I own ecosport and have no issues with it. I have tried every car from c suv to big suv like harrier and xuv700. They are not like the old ones. You feel something is missing in them. I am afraid to change my ecosport as I feel there may not be any other car like it. You rock with the old ones only. Keep rocking doctor
@prasenjitchandra5673Ай бұрын
I'm also happy with my Beat LT..
@rok99100Ай бұрын
@@dkstyles9612 I don’t think a car or ur clothes or anything superficial should define ur personality brother..maybe that’s d problem wd our generation..personality is wat we r as a person!!
@randomyoutuberthotslayer8247Ай бұрын
The statement that "car is a depreciating asset" is completely wrong. And the wrong part is "asset" A car is not an asset, it is a commodity which you use and with use, its value will come down. So don't buy it like an asset, buy it like a commodity considering why you need it and will you be able to do justice to the hard earned money that you pay for it.
@dapkuparsuchiang25 күн бұрын
Car is definitely an asset if it is a commercial car
@akhilmittalji681624 күн бұрын
Absolutely true. A commodity is meant for consumption and it's bound to loose its value. One should buy whatever is in the reach.
@jamesgeorge77716 күн бұрын
A car is an asset if used for business, if it generates income like (renting) or if it improves productivity. A commodity is only for consumption. Gagan is right in the video for calling a car an asset. Most Indians today use cars as commodities and treat it like commodities whereas in other countries cars are maintained by car owners as if it's an asset to the owner. Older generation Indians treated the car as an asset and maintained it well. All assets depreciate in value over time, so Gagan is right in stating the same as well.
@weatherwingsАй бұрын
I almost fell for this trap. I own a four year old honda jazz vx cvt, butter smooth. Not a single issue till now. 46k kms. Was planning to upgrade to elevate. Then i thought to myself, why ? I didnt need it. Now i am very much satisfied and plan to keep my car for another 6 years
@debviewАй бұрын
Brio 12 yrs. smooth
@sharonpaulson3128 күн бұрын
Same here, already have a good functional car, but the temptation is real 😢
@debview28 күн бұрын
@@sharonpaulson31 haha yea - it feels druggy 😅
@weatherwings28 күн бұрын
@@sharonpaulson31 yeah, specially since these auto channels cropped up
@sumanshekar477728 күн бұрын
I own jazz vdtec. Its absolute fam car going strong with zero complaints since 9years..jazz is very reliable but it falls under premium segment
@abominusrex32055 күн бұрын
Bottom line. If you can buy it without loan and keep it for 20 years, then it’s worth spending.
@TheNagdeepАй бұрын
100% true. But no one wants truth.😊
@sanamlive3124Ай бұрын
Sir, your suggestions are very much valuable. You had suggested Michelin tyres for car in a video which you have uploaded a few years ago and I switched to Michelin for my elite i20. Seriously the tyres has hardly lost any grip even after driving the car for 50k+ kms after switching to Michelin, also it punctures less. The financial advices in this video also feels helpful. Thank you.
@sravank710529 күн бұрын
Michelin stopped selling tyres in india ?? Where did you find ??
@sanamlive312429 күн бұрын
@@sravank7105 I was lucky to find the last set of Michelin tyres at a store in 2022. The store owner had only one set left, and I snagged it!
@AbhijithSАй бұрын
This is a highly underrated video. This video should be made mandatory for new car buyers!
@falcigoАй бұрын
I was thinking selling my old car and buying new one but your video opened my eyes i will renovate my car instead 😊.
@kponline7668Ай бұрын
My family has only 3 members. so i bought Ignis car . Small car but reliable.
@ReddylionАй бұрын
Smart buyer, vaise hyundai i20 etc bhi good.
@pramodhkumar4148Ай бұрын
Fantastic car..in fact the most underrated in maruti
@deepaksahoo1428Ай бұрын
It has best in segemt engine and very good balanced suspension of all maruti small car .
@trijit96Ай бұрын
It looks cute but spresso would have been better 😂
@mageshmac4716Ай бұрын
3 people also it won't save in major accident.. change ur car.
@vivekvs9678Ай бұрын
I love my 15-year-old Honda City Sedan manual transmission petrol. It's reliable, with a smooth-running AC, spacious interior, and ample boot space. The original speakers still sound great, the analog instrument cluster is dependable, and the central locking works perfectly. The engine runs well, making driving enjoyable. No need for an upgrade!
@sohel_naikawadiАй бұрын
bro i own a black honda city gen 3, one of the best decisions I have made.
@ajaychopra6348Ай бұрын
Be carefull, traffic police is keeping an eagle's eye on 15yr old cars
@wennwenn1422Ай бұрын
I have a 6 year old used city 60k odo (4th gen) (I bought it used when it had 3 year & 38k odo), only problem it had was Rs.100 switch was replaced other than the usual maintenance (I don't follow Honda's every 1 year service bullshit).
@sohel_naikawadiАй бұрын
@@wennwenn1422 oil change in 1 year is necessary. It can cause problems in engine otherwise.
@wennwenn1422Ай бұрын
@@sohel_naikawadi nahhh, it depends on how much you drive.
@harshtripathi1379Ай бұрын
We are in Delhi NCR, with a 85k salary, and home loan EMI of 23k. Many a times I and wifey discuss about a car, but after some simple calculation, we arrive at a simple conclusion of not purchasing car and living happily. In Delhi NCR, Delhi Metro and Noida metro a working fine. Then state transporters like UPSRTC, UKSRTC, HPRTC, JKSRTC are offering some superior class Volvo bus and these days expressways, excellent roads are there. My 5 yr old Avenger Cruise 220cc is working superbly, rest we depend on Olas and Ubers. I certainly think that I don't need a car. Indian burgeoning middle class is running actually after only show-off.
@canyouvishАй бұрын
Delhi has a very reliable and extensive metro network - which is not the case with all cities though
@b_hav_6365Ай бұрын
Yes, as long as i was in Delhi, i never felt the requirement for a car. Ola and Uber are way better and convenient, whenever metro doesnt suffice.
@bhavyajain137925 күн бұрын
A personal car is a must, get one used car even if it has to be Alto or Nano, in times of emergency u have your car to get from A to B. Just think it, we all fell sick, bhagwan na karre think like it, your wife aur children fall extremely sick that u need to rush to hospital asap (this case has happened with in my family end number of times) what will u do, will wait for Ola? Get a car buddy
@Rational32628 күн бұрын
I am 74 years, single, still driving in 80/90 kph speed on highways, driving 14 yr old Santro xing GLS runs like a song. Very sturdy with very quick pick up, strong AC. Next year l will extend registration for another 5 years. I will be 80 and on principle won't take long drive. Will keep this car until govt rules allow.
@sampadebroy365716 күн бұрын
Hi sir/ma'am, since you mentioned your age ,I want to ask you a question as a 28 years old. When you were in your 20's or 30's ,what were the things that you thought were really important that now at 70 it feels like they were not important at all?? And what best piece of advice would you like to give to a 28 year old about life??
@RonakSaini-jb3iu15 күн бұрын
@@sampadebroy3657 Same query as an 21 year old guy to @Rational
@TheJJames110 күн бұрын
Which city do you stay in, as you mentioned that you can get the Registration extended. This is not permitted in Delhi-NCR or other large Metros
@sharwan-sachdeva0046Ай бұрын
U simply nailed it. One should always purchase a car while always keeping the practicality in mind. The car must be economical, spacious, comfortable n must give a feel good factor.
@pranjalgogoi4308Ай бұрын
Yeh kahi apne sahi baat, i own Grand i10 since 2016 without a single problem, and dealer calling repeatedly to exchange with SUV
@sandeepahuja3468Ай бұрын
Same here 😂😂😂😂
@rahulbaishya8498Ай бұрын
Bhai huma bhi bol raha tha hyundai wala humba bola free ma dena hain toh bola warna agli barr sa phone mat karo
@ayanray330524 күн бұрын
One thing which everyone fails to understand. Cars are not asset, they are consumables. Similar to AC, Fridge, mobile etc... You buy it for luxury, not to earn profit on sale.
@njd55922 күн бұрын
Sometimes it's necessity also...can you argue mobile is not a necessity nowadays?
@satyendranathponna83573 сағат бұрын
There are utilities. If these utilities improve ur quality of life, then buy it. But our Govt. Considers car as an asset but not utility. A social movement needed to change the Govt. Policy.
@Sachinsnadh28 күн бұрын
The thumb rule is to buy a car worth half your budget. If your budget is 10 lakh, buy a second hand for a 5, if it's 5, and you don't get a good car, you're better off not buying a car.
@vijyasolanki422 күн бұрын
Tires aur maintance ka kharcha badh jata hai
@sameerkmr8Ай бұрын
Really eye-opening session. In ongoing glam sham , permanent liability are created for permanent headaches in form of EMI. Aur Sach baat hai , kisi ko koi farak nahi padta ki aap kya chalate ho.
@Krish98765Ай бұрын
Hatchback is the best for city use + some extend highway use also, Punch,Tiago, i10 nios, swift bas enough. It is better to buy a Flat of 30-50 lakhs rather than a car..
@jeromepark700215 күн бұрын
Also railways have season ticket first class to get you to work .... Kids should learn to walk to school . Like I did. !
@ourworld86Ай бұрын
SUVs are a nuisance on Indian roads. Their drivers are no different. Govt needs to promote small cars for India and not these environmentally detrimental SUVs. Its just crazy.
@sgopinath3154Ай бұрын
THERE IS A CAR MANUFACTURERS LOBBY WHICH TAKES DECISIONS, THEY ARE NOT WORRIED ABOUT US OR THE TRAFFIC OR ANYTHING. RULES ARE MADE TO SUIT THEM, NOT US. SAMJHO
@parasbadjatya1128 күн бұрын
Great video. I am planning creta top model costing on road about 22lakhs. I have Honda City which 18yrs old and running smoothly.it's validity will be over in 2years. I am retired person. Now I am having second thoughts whether to go for such costly depeciating asset that too when my running is about 400km a month mostly in city. I have parking issues too. Will review my decision. Thanks for this new insight.
@there-tro-re-loadx2953Ай бұрын
You are the only person who raised this sensible topic, i hope this sheep race and herd mentality people will understand if theh saw this video, subscribed!
@hermanirascible3310Ай бұрын
Middle class should not spend more than 6 lakhs for a hatchback or more than 10 lakhs for a mid size car. Many cars are available in this range.
@ajaymsinghАй бұрын
I love my 2nd generation HONDA CITY (original Japanese) but 15 years rule is hurting. Specially when all the pollution is being monitored by the govt. It's unnecessary and unjustified to force to scrap the vehicle which is running well under the pollution limits.
@davebatista8636Ай бұрын
Yes sir, specially for only Delhi ncr
@biondisubbaiahАй бұрын
agreed
@vijay_ailuri6452Ай бұрын
U wanna sell?
@rammurtilath252929 күн бұрын
Right
@JustChill7614 күн бұрын
Absolutely Ajayji. Government cannot force such things on us I am driving Maruti Esteem 1996, which is in very good condition
@khillarelalitАй бұрын
I have been following you for a long time, and I agree with every point you have made. Although many people nowadays fall into the trap of digital money and easy money availability, I could completely relate to the part where you said, "Pay in cash." I did this when buying my home. Even 200,000 rupees in 500 rupee notes looks like a substantial amount. I believe that if people start using cash instead of digital money, they might think more carefully before making any decisions.
@vishalsahi3832Ай бұрын
Seven years later, my elite i20 continues to run flawlessly. I originally intended to sell it after a decade, but you've changed my perspective. Now, I plan to drive it for fifteen years.
@955bdАй бұрын
बहुत अच्छी सलाह, पहली बार किसी ने दिया तो वो आप है l धन्यवाद सर l दिखावा पन लोगों के जीवन को मुश्किल बना रहा है l
@vishalvarma401014 күн бұрын
This guy here is a gem of an individual...Absolute bang on explanation....people are going crazy on car loans without seeing the interest....Very well said sir...
@aravindkamath2871Ай бұрын
Your observation that it pains to pay in real cash vs online - that's so so true.
@MotospeedIndiaАй бұрын
Gaganbhai ekdum perfect bola aapne. I owned Maruti since 20 years only yearly service visits were now after buying SUV almost every 3 months I land up in service centre. 👍👍
@weatherwingsАй бұрын
Which suv
@vishalahlawat7396Ай бұрын
I had done 2.5 lakh km in maruti 800 (2002 model) and 3 lakh in alto k10 (2011 model )no major issues came and was sold with original engine ......now I have wagonr (2021 model) with 70k km done and still runs like new .......maruti engines are best even with bs6 norms
@zyzyx1111Ай бұрын
No "Kaisse hai aap log" 😐
@Nitesh0619028 күн бұрын
Other youtubers will never talk about these facts. Such a practical video.
@RohitSharma-fe2bl16 күн бұрын
Right best thing about sir is they cover financial aspect as well
@bak-lol987611 күн бұрын
So glad to see your honest review. This is one of the best video I have seen in recent years where a person is giving the right suggestions to the people.
@msguruprakashАй бұрын
Your video supported my decision not to buy the new Creta diesel with a sunroof. I have a Swift diesel top-end with a smooth 22 km mileage without any issues... Thanks..
@mintuyadavmintuyadav7440Ай бұрын
aaj tak ka sabse hit vidio .... mujhe 5 saal ho gaye car news dekhte dekht par ......aaj sahi gyaam mila
@weatherwingsАй бұрын
Isilie bolta hun. Buy Honda cars. Reliable, no nonsense, easy to maintain cars. Decent fuel economy. Has all important features . Lacks gimmicky features
@ravic207928 күн бұрын
Thanks , you influenced my decision 👍
@a.b.501526 күн бұрын
Right. I purchased Amaze in March this year. Really happy with it.
@shettydugulaАй бұрын
Sir, you nailed.. I was thinking about going for SUV. But now the Idea have been taken back. I am still happy with my Baleno delta 2016 warrient.
@srinu57Ай бұрын
Over priced innova hycross, fortuner, over priced Scorpio and XUV700. ln fact none of the cars in the Indian Passenger market are VFM.. All are auper duper total waste of hard earned money. The govt is earning a lot of taxes and the automobile industry still keeps selling old and scrap models in India.
@sahilrana-mw8qb27 күн бұрын
Just because of Indian govt tax policies
@manurazgoitКүн бұрын
bz public is satisfied with car abd price... why would they invest more... 😂
@user-rk6et2yq1sАй бұрын
Car Manufacturers & Banks be like: Arey baap re ye to dhoti khol raha hai. . . . Anyways such a relevant video. Every word makes so much sense. Kudos for such practical advice.
@swarajdevotee72128 күн бұрын
I'm driving a 17 year old alto...and i can drive till 2027...then I will buy a 2nd hand wagon r😌
@sparky61484 күн бұрын
Cheap skate
@swarajdevotee7214 күн бұрын
@@sparky6148 ever heard about KZfaq premium? Lol
@harikrishnan-od3rgАй бұрын
I own a 12 year old wagonr petrol in Cochin city. My average mileage is about 500km a month. I am 29 yrs. The kind of pressure I have to deal from my family to buy a new car is crazy 🤣🤣 I told them how i find it useless to invest 30k/m for a car that stays in the garage for most part. For longer drives which I feel my wagonR would be uncomfortable i rent an Innova. In my city I can rent an Innova for 3 days for just about Rs 12K. That's like I am keeping aside 1000/m for some long drives. I am very proud this decision for the following reasons. 1. As per company policy the maximum liability I have if some damage happens to the rented car is about Rs 37000 in my city. 2. Including fuel expense the rent is only Rs 12K meaning I can stretch myself to even 3 or 4 such long trips a year accounting to only Rs 3000/m . 3. I don't have to worry about hefty EMIs. 4. I don't have to worry about changing tyres, servicing, modifying or any such things 5. I don't own something that is depreciating in value day by day. 6. I can try out different vehicle based on purpose. 7. Whatever money I save by not paying any EMIs, i can invest on assets as well my business that will grow and build by net worth. Extremely proud that I do not own a car and am unaffected by my cousins and friends buying new vehicles. Such a peaceful life. PS - I have invested well on my personal insurance for medical as well as term.
@akshaysingh2129Ай бұрын
Sir definitely it was eye opening video, totally agree 👌🏻 i was about to sell my brezza vdi automatic 2019 model just 5 yrs old car which had done 55k kms only & but dropped the plan because of emi .
@Sanjay_JTАй бұрын
Missing the old intro....
@imagination359Ай бұрын
Sunny deol wala ?😂
@viditctandi773Ай бұрын
Me too....kaiseeee hai aap log...😅
@ShouryaSingh6609Ай бұрын
He purposely avoided it as this time his video is about avoiding large car spends when not needed.
@imagination359Ай бұрын
@@ShouryaSingh6609 large car ko avoid kare na dailog se kya hai😃
@ShouryaSingh6609Ай бұрын
@imagination359: His opening line is purposefully devoid of emotion and speaks logically about needless showing off in buying large cars when not needed. Even he knows his opening punch line is very popular so why else would he not use it when it is always delivered in his last 500 videos.
@gourabkalita4572Ай бұрын
Bought a second hand Ecosport car at 5.5 L, repaired for another 1L, total 6.5 L...now enjoying the benefit of 1500 CC turbo engiene at only 6.5 L, and the Ecosport car, which is much better and comfortable to drive than todays many popular new SUVs.
@abinashfilms342029 күн бұрын
Safety is the most important criteria, I would compromise on reliability for safety. Everyday hundreds of people are dying for unsafe car
@kumarp2476Ай бұрын
Excellent episode....so very thoughtful of you. Middle class ' misplaced sense of aspiration needs such direct, in-your-face shake ups.... But pls do NOT leave out your signature "Kaise Hain Aap!"😢
@harharmahadev6707Ай бұрын
They way you explain it I would say I never heard such advice so far from any automobile youtuber. Very well done sir, 👍
@abominusrex32055 күн бұрын
I’ve had 2 cars in my life and I bought them all without finance (alto, i20) planning to buy city next year. Only thing I am waiting for is to accumulate the full 16 lakhs. Plan is to keep this for 15 years. I kept the other two for 10 years each. And this will probably be my last car too as I would be 60 years old in 15 years.
@sunnyjoseph1106Ай бұрын
A really good thought to ponder. Got myself a MG with so many features I simply forget many after a few days. Luckily EMI is over. But as said SUV's are definitely not for Bangalore city driving. Hat's off to this guy for sharing the stark truth.
@suryateja2k11Ай бұрын
Currently my go to recommendation for family purpose is either MS Baleno or Fronx(1.0 turbo) if going for a hatch. In sedans Honda Amaze is a very practical car for everyday use and long touring. In sub compact SUVs, either sonet or brezza. This is my upper limit and I'll not go for anything higher than this segment. I may compromise on few gimmicky features but I'll not have any major reliability issues as well. Because as the elctronics keep getting loaded in a car, so are the reliability issues. I'm not interested in Tata or Mahindra because of small niggles those cars have.
@bhupinderbajwa5Ай бұрын
I also purchases Honda Amaze top model in 2024 after maruti Alto base model for 15 years
@SanthoshKumar-in4dl29 күн бұрын
@@bhupinderbajwa5 what was the exchange price of Alto? I am also planning to exchange my 8 yr old Alto for Brezza base LXI variant. They quoted 2.2L for my old Alto..
@bhupinderbajwa529 күн бұрын
@@SanthoshKumar-in4dl I didn't exchange my Alto because of some reason I emotionally connected with my Alto. In terms of exchange I think Maruti,s True Value give better value.
@gauravgaur_inАй бұрын
Sunroof is not for hot countries like India
@ambrishkumar2905Ай бұрын
I have sunroof car n never faced any issue
@catchmeifyoucan1807Ай бұрын
@@ambrishkumar2905it's not about issue. It's a feature which is meant for cold countries, not a hot country like India. The cons are more than the pros.
@harshavardhanchowdary7517Ай бұрын
I'm using preowned toyota etios cross vd. Purchased it for 4 lakhs and using it for 4 years and still going on. Driven 40k kilometres. Every single penny spent on the purchase is 100% worth it for me. I had lots of dreams of purchasing a new car. But after calculating all the expenses of owning a new car I've dropped that idea.
@SMB_1117 күн бұрын
The Non-standard speed breakers are real pushers for car upgrades especially to SUV. Can you do something to make a mind of government on the std drawing of speed breakers? We will support you 👍 Can go for PLI too. Last time when I visited Pune, really impressed with the speed breakers there. By the way- a good video 🙏 I have 13 years old Jazz. My running is very low. Thinking of upgrading to Elevate. However, whenever I drive Jazz, it impresses me with the Drivability, space and everything.
@vzvish357Ай бұрын
perfectly said Sirji I could have gone for XUV700 topend petrol but didnt go overboard with the new purchase and choose XL6 Alpha+ MT since that satisfied most of my requirement at almost 50% of the cost
@rajeshv4068Ай бұрын
Even me too thinking like that but only panoramic sunroof and safety is the concern 😢. I'm thinking of buying AX5 . Don't know if that's the correct decision or not
@vzvish357Ай бұрын
@@rajeshv4068 XUV700 is an awesome package overall pls dont get me wrong -- I choose XL6 over XUV700 bcz that suited most of my requirements that too at a lower price My suggestion will be: First evaluate your needs & why you want to purchase a new car Then figure out your finances - This will give you price range Take multiple testrides (alone & with family) of whatever cars you've shortlisted Then take an informed decision About safety: dont blindly compare 5stars vs 3stars About panaromic: Sunroof is not a necessary feature imho If you are still confused than Mycarhelpline provides paid guidance services -- you can opt for it -- it will be a wise investment Note: I am not in anyway related to Mycarhelpline buiness Best wishes Keep us posted what you went for & why
@sramuchoudary658Ай бұрын
Already companies are struggling to sell the cars😂😂 and you are killing the desire of the people to buy the car.
@FAS_M6Ай бұрын
Used cars are as expensive as new, but new cars are becoming expensive due to emission norms that give an edge to used car prices.
@anubhavmohanty1736Ай бұрын
Only if gst is less than price will decrease of new cars
@sanyamjain1967Ай бұрын
He's telling the truth and practically
@wardgood9546Ай бұрын
@@FAS_M6if you are getting good deals second car are still the best option
@tonyrebeiroАй бұрын
Perfectly sincere and Very useful information and advice.
@thomastoommen5102Ай бұрын
Fully agree with you. Buying and changing cars frequently is the ' biggest wealth destroyer'.Cars which can run 100000 easily are being sold at 50% cost after clocking 30000 Km..!!! I am still using a 2004 model Santro Xing XS Model which has done only 85000 Km. It is running beautifully.
@utubesach29 күн бұрын
1. Volkswagen Polo TDI 2011 - Bought used on 2018 for 3.25 lakhs & sold on 2020 2. Honda city iVTEC 2010 - Bought used on 2020 for 3.3 Lakhs & Sold on 2023 3. Skoda Laura 2.0 TDI 2011 - Bought used on 2023 for 4.15 Lakhs & going strong with this From 2018 to now 2024, my salary increased 3X times, but i maintained the car budget almost same across the years, Not to forget the cars i owned are proper updates on regards to safety, Performance & Class
@tarunarora7897Ай бұрын
The first most practical discussion... Dil aur dimag ki ladayi hai Aap kiski mante hain , sb us pr depend krta hai
@asifzbaigАй бұрын
Bhai sahab bohot hi sahi baat ki hai aapne! Mene apni 8 Lac ki new Wagon R ki booking cancel karke 2019 Ford Figo Titanium kharid li 4 lac me! Just because I wanted to avoid the EMI.
@user-kj9cs8ok9nАй бұрын
Sahi kiya half price mein wagon r se better car le kar 👍
@mageshmac4716Ай бұрын
Figo Titanium spares you won't get easily.. WagonR is silly car, it can kill you in accident !
@ambrishkumar2905Ай бұрын
Car and House are 2 things where u should not compromise if u can afford to buy.. if I am buying 20 lakhs car I would pay 9-10 lakhs downpayment n my EMI would be around 20k..person earning 2 lakhs per month can give 10 lakhs as downpayment. Why I would only pay 2 lakhs downpayment !!
@281dreamАй бұрын
Agreed
@AbhishekKumar-fk3ceАй бұрын
To some extent you are right but for me this is surtra - "Mehant kro.. Paise kamao.. Invest kro properly and then buy which ever thing pleases you" I don't care about resale cause car is essential in today's life, and resale value of these will go down for sure... Accept it !! I am 33 years old.. started from bottom my earning from age of 23 and doing regular investments from past 8 years... Invested enough that only the monthly return from my investment is enough for monthly car EMI. I now purchased and good performance oriented car in 20 lac and I am happy with my decision cause I am planning to drive this car till 40.
@N9745H826 күн бұрын
We had to be balanced
@Dr_DasEcoАй бұрын
So practical. A big thumbs up. I have spresso, my drive is in city mostly. And I am very happy with my car.
@deepakrathod7021Ай бұрын
My 7 year old car i20 I am very happy. 🥰
@vibhordublish9914Ай бұрын
150% agree with you brother. You talk logic and practical aspects of a car. One must watch your videos before planning to buy a new car.
@OakSantoshАй бұрын
I use a Dzire ZDI for last 12+ years. Runs like a song and I did almost 2.1Lakh km till now, driving all over India. I love the car.
@LazybeanАй бұрын
"Hum theek nahi hai".... WHERE IS MY AGGRESSIVE *KESSE HAI AAP LOG* ???
@nachiketdaithankar4405Ай бұрын
Wait ... where's the 'Kaaisssey hai aap?" I miss the Sunny Paaji-inspired intro 😊
@makrandpataskar319923 күн бұрын
Very nicely presented. I was in the process of checking out new cars although I own one that is AMT and works just fine, just so that I could buy a bigger vehicle for the family. But your video helped me to make a decision of not buying a new car as you rightfully said that at the end of the day car is an asset whose value keeps depreciating with time ..almost a liability. Thanks once again for an honest presentation. God bless
@deepakravi812612 күн бұрын
Thank you sir ...I don't want a new car for time being .. Let my children grow..❤
@lakshsworld6902Ай бұрын
Excellent video, meri Ecosport Diesel 8 saal se zyada puraani ho rahi hai… soch raha thha kya karu.. kaunsi gaadi lu. Aapke video ne kuchh to samajhdaari di hai mujhe. Thanks for the great advice bhai saab
@Arunav027Ай бұрын
Thanks someone who talk sense. The truth that many don't understand and realize late when they have already made the mistake.
@touchingsouls795Ай бұрын
I had 2011 Chevrolet aveo black color.. manual petrol ❤❤. Iast year I sold it to buy new car.now I miss my chevy . New cars are white elephants 🐘🐘😢😢
@jaggpaddy20 күн бұрын
Using Swift Zdi 2017 2nd generation. Had a thought of changing my car. Now after seeing this video, I have changed my decesion. Decided to keep it for another 6 years. Thanks for the eye opening video.
@sunilkadolkar7219Ай бұрын
You are correct. Previously I owned a Maruti Wagon R and a Renault Duster. The Maruti Wagon R served me flawlessly for 15 years, only with regular service. On the other hand Duster was always giving small problems making frequent visits to Repair Shop. Now I have sold both the Cars, and bought two Maruti Brezza. I am now Happy. 😀
@kamal9112Ай бұрын
Brezza is literally awesome product
@protograde2723Ай бұрын
You should've kept your Wagon-R instead of buying a Duster.
@hitendrakumarloh222Ай бұрын
Eye opener for every new car buyer
@nagabushanashastry14186 күн бұрын
Thanks for the true information sir,ur words definitely save lots of money to our middle class people,and hats off to ur guidance 🙏🙏🙏🏻
@hemantkharkongor5433Ай бұрын
Most practical channel on cars today .. respect to you from Shillong brother...👌
@Enbokwahlang8 күн бұрын
Same place
@dushyantkhareta4973Ай бұрын
Mere hisab se kisi ko bhi apni 6-7 mahine ki income se jada price ki car nhi leni chahiye for example - 1 lakh per month income then buy 6-7 lakhs rupee car And the Emi should not be more than 10%.
@ayushagarwal1477Ай бұрын
Get ready for backlash brother
@dushyantkhareta4973Ай бұрын
@@ayushagarwal1477 😂 dekhte h bhai vese mene practical baat ki hai
@ayushagarwal1477Ай бұрын
@@dushyantkhareta4973 bhai mirchi lag jayegi logo ko