Netflix Reunion with Nathalie-Where Are They Now?

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I Will Teach You To Be Rich

I Will Teach You To Be Rich

Күн бұрын

Ramit Sethi of I Will Teach You To Be Rich follows up with guests from his Netflix show, How To Get Rich. Tune in to hear what’s new, what isn’t, and where their money conversations have gone since our taping. Today, we check in with Nathalie to learn if she's curbed her spending at all.
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Can’t-miss moments
00:00:00 - 1: Opening
00:03:44 - 2: What has Nathalie been up to since the show?
00:04:50 - 3: How Nathalie spent over $1 million in the last year
00:14:57 - 4: "Actually, I got 3 new cars"
00:20:00 - 5: How much is she making now?
00:23:03 - 6: They reflect on the moment Ramit said he won't work with her anymore
00:27:56 - 7: Ramit's biggest lessons from speaking to Nathalie
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Produced by Crate Media.

Пікірлер: 360
@ramitsethi
@ramitsethi Жыл бұрын
0:00 Please remember: These are real people who had the courage to come on my podcast and ask for help. Would you be willing to come on this podcast and share every detail of your financial life? Feel free to leave comments based on what you think, but remember that we are here to help in a supportive way, not to demean and criticize. Download the Conscious Spending Plan so you can use your money GUILT-FREE: iwt.com/csp-youtube
@sylviaz4951
@sylviaz4951 Жыл бұрын
I would love to be on the show and never ever be in debt again… but Im nervous about letting my business out there
@rachelreynolds0430
@rachelreynolds0430 Жыл бұрын
No, I wouldn't be. Because it's 2023 and the general pop understands if you are signing on the dotted line to be online - NF/YT - a certain amount of comments/opinions/criticism from the general public is par for the course.
@j348011
@j348011 Жыл бұрын
I wouldn't say Natalie stupid, I would say if she's not making the best choices. Like Ramit said, it is very hard to change, even if you want to. And she did change some, Change doesn't always happen overnight. She has a lot to change, but sometimes people don't want to do it. It's her life and to insult somebody about it is very judgmental. We are all on our own journey in life! Oh, I just wish I had that kind of money, and I would deal with it differently, but that's me. I'm working on it, but being disabled, it's a real struggle. Everyone's background is different, which means our perspective is going to be different.
@needlessrod
@needlessrod Жыл бұрын
You skipped over the most important info. How is she getting a $8,000 monthly return on a $1.2 million investments? In this market? And that's not even including the $1,000+/month advisor fees!
@neil_sol
@neil_sol Жыл бұрын
@@needlessrod 8%
@LILaw-db9yr
@LILaw-db9yr Жыл бұрын
The purpose of showing Nathalie was to show us, regardless of how much we make, of we can't manage our money today, getting more money wont automatically indoctrinate us with financial intelligence. Her story is not uncommon.
@MartitaBlackCat99
@MartitaBlackCat99 Жыл бұрын
Thank you!! I love how you said this without being disrespectful towards her, we judge her for her behavior ignoring that they're are millions of people with less than us.
@haleycason6931
@haleycason6931 Жыл бұрын
I was waiting for this comment. Thank you.
@SuperSilverJay
@SuperSilverJay Жыл бұрын
This is true. There are tons of people with less money than her that are in debt because they have similar compulsive needs. The only difference is that the poor people rely on credit cards more often to get what they want.
@ka9202
@ka9202 Жыл бұрын
Facts
@shanarobinson7672
@shanarobinson7672 Жыл бұрын
🙌🏿🙌🏿🙌🏿🙌🏿
@Dee-rc2lt
@Dee-rc2lt Жыл бұрын
I need a season 2. Loved the show!
@NesrineKada
@NesrineKada Жыл бұрын
This is lowkey disrespectful to Ramit’s time but then again we have to remember she wasn’t the one sending an application and only committed for the sake of her daughter. If only the fashion we saw was THAT good 😩 To her daughter : please remember we cannot change our parents but we can change ourselves from their mistakes 💜
@surgtechbae
@surgtechbae Жыл бұрын
Omg I thought the same, how disrespectful it is to Ramit’s time.
@AmyAllways
@AmyAllways Жыл бұрын
Aside from Ramit's time: my heart broke when the daughter said her mum could barely afford her college tuition 😢
@NesrineKada
@NesrineKada Жыл бұрын
@@AmyAllways same!!! She’s all proud of a chanel but can’t afford education for her own kid?! That’s a shame.
@XxXsumaroXxX
@XxXsumaroXxX Жыл бұрын
Agree, her fashion sense is super tacky
@hanwagu9967
@hanwagu9967 Жыл бұрын
@@surgtechbae Ramit chose her (unless someone in Netflix production did), so it's not disrepectful at all. He's responsible for any wasted effort if he didn't do his due diligence. There were plenty of red flags in her questionable finances and her interview comments. He could have cut bait but chose to continue then not continue.
@AmyAnnetteHenion
@AmyAnnetteHenion Жыл бұрын
At 20:46 she says, "nothing else makes me happy," which struck me as very sad. I hope for her sake that she can examine why shopping is such a compulsion for her. It's clear that her spending will continue to negatively affect her relationship with her daughter. Kudos to Ramit for being such a class act.
@Adman-p4j
@Adman-p4j Жыл бұрын
I suspect she's working through some trauma. The shopping high covers over the negative feels.
@janebaker4912
@janebaker4912 Жыл бұрын
I picked up on the line too. "Nothing else makes me happy"
@jainthorne4136
@jainthorne4136 Жыл бұрын
I thought that was so sad.
@StorytellingHeadshots
@StorytellingHeadshots 9 ай бұрын
This woman is Imelda Marcos 🙄🙄🙄
@evrythingelsewastkn
@evrythingelsewastkn 7 ай бұрын
Is there no way in which shopping is a valid expression of enjoying yourself ? Self expression and how you show up in the world .. joy and confidence.. None of this sounds sad to me . Natalie beams with joy and self acceptance and I love that in people
@SundasKhalid
@SundasKhalid Жыл бұрын
I was not expecting the reunion to take this turn. Ramit's face in entire episode though is priceless.
@ANOOPBAL
@ANOOPBAL Жыл бұрын
What makes this show amazing is the way Ramit communicates and articulates his thoughts. Ramit can talk about anything and people wlll just listen!
@bhavyamohan5103
@bhavyamohan5103 Жыл бұрын
I absolutely feel for Natalie’s daughter. The daughter had mentioned in a Netflix episode that she would like to have a college fund. But it seems Natalie got a car for herself and her two sons. I hope the daughter doesn’t take these to heart.
@__nav
@__nav Жыл бұрын
the child support is 26K a months; you don't think they'd also pay for her college and beyond?
@shreehill9641
@shreehill9641 9 ай бұрын
@@__navnot the way her mom spends
@chibibumblebee3190
@chibibumblebee3190 6 ай бұрын
The fact that the mom uses all of the child support on herself and not for the child 😢😢😢 plus that baby is almost past 18 years old, unless if it’s alimony, that income will not last forever
@pimpnamedslickback7780
@pimpnamedslickback7780 4 ай бұрын
Her dad is probably loaded. If she's smart she'll tell her dad about the way her mom spent the money
@britneeg
@britneeg Жыл бұрын
She said shopping was the only thing that made her happy. That was worth exploring.
@j348011
@j348011 Жыл бұрын
She's totally depressed and it is very sad. I think you see glimpses of her sadness about it and she saw it on Netflix. But she needs to get help and it's not something that's going to change overnight. I was a bit of a compulsive shopper in my early 20s, nowhere near this extreme though. I'm in my 50s now she's totally depressed and covering it up by spending more. The way she talks about shopping is what compulsive shoppers say. Natalie said that she wish she didn't spend all the money on clothing and bought real estate. Which she did end up doing and bought a house in Bali. The rent from the house in Bali actually is paying her rent in Beverly Hills. Now she could find a place that's cheaper in rent and actually make a profit, and buy another house in Bali, and split the profit for upkeep and profit, but that's her prerogative.
@acissej821
@acissej821 Жыл бұрын
Oh my god I gasped when she said she spent everything! I’m with Ramit, where is the hidden camera crew?! I guess it really is hard to change. I can completely see why Ramit couldn’t work with Nathalie anymore, she’s addicted to spending and it’s such a persistent issue, she needs continued therapy to reframe her mind and change. It’s almost like how many hoarders resort back to hoarding after a deep clean if they don’t have continued support.
@j348011
@j348011 Жыл бұрын
@@jpf1256 I was shocked at that too! But I'm wondering if they meant to say spousal support and not child support. Because if I understand the law correctly Child support is only supposed to be spent on your children, housing, the vehicle, food, activities for the children, childcare, education, children's clothing etc. But if it's spousal support, she can spend that on whatever she wants. If it's the latter, she's in a lot of trouble!!!! She might even have to pay it back.
@kelvinalexander4353
@kelvinalexander4353 Жыл бұрын
I thought it was an episode of PUNKED!
@katrinariya1824
@katrinariya1824 Жыл бұрын
I think one thing to go deeper into here is when she said shopping is like the only thing that makes her “happy”. She could use therapy, or a life coach to go into that more. Interesting points. And love the show!
@alexisballard1459
@alexisballard1459 Жыл бұрын
“I always know how to make money” really means I always know how to leverage someone else’s money 😅
@beetdiggingcougar
@beetdiggingcougar 5 ай бұрын
She wants "investors" to fund her next adventure. They'd have to be complete fools to hand money over to her for any business idea.
@debbielockhart7762
@debbielockhart7762 18 күн бұрын
Isn't she living on child support money? She obviously married a rich guy for his money, and is funding her outrageous life with child support. Gross.
@chapternatural284
@chapternatural284 Жыл бұрын
Ramit, you are amazing for showing this. Some people wouldn't have even published this interview. Your Netflix show revealed that our personal histories with money and our own choices and motivations play a major part in a possible transformation with our financial futures. People will only change when they want to and nothing can change that.
@cynthiaowens9107
@cynthiaowens9107 Жыл бұрын
After watching the Netflix show…Nathalie, a year later, didn’t surprise me!
@regdesousa9763
@regdesousa9763 Жыл бұрын
She missed a great opportunity.I admire Ramit’s grace .. The whole time I was thinking of what an incredible daughter she has raised who seems to have good values … but mom get it together lol !You are much more than shopping and material possessions!! Even when your life seems blessed it really isn’t. But that is for her to realize not us I guess .
@j348011
@j348011 Жыл бұрын
Hopefully she'll get it sooner than later...
@zahraaalz9621
@zahraaalz9621 Жыл бұрын
This interview was so awkward. Remit, you did great. Your guest in thr other hand was rude, awkward, and took this whole thing as a joke. I feel like she's really hurting deep inside and I hope she gets help. The fact that her daughter sent in the application speaks VOLUMES. I wish her and her daughter well.
@qtblueco
@qtblueco Жыл бұрын
I know Ramit wants Nathalie to get rid of the financial advisor, however, in her case, since she is going to spend down every cent, assuming the financial advisor can actually hold the money hostage so she will have 2.2M forever, I think the 1.5% is a very fair price to pay.
@hanwagu9967
@hanwagu9967 Жыл бұрын
Well, I would be paying a financial advisor 1.5% who can get me consistently over 11% return on only $1.2m invested, which is what would have to be happening to pay the advisory fee plus tax whithholding.
@AveryMtlCa
@AveryMtlCa 3 ай бұрын
Agree!! Lol to the "holding the money hostage". It's true that in itself is a service
@BarbellFinancial
@BarbellFinancial Жыл бұрын
This woman was such a character!
@BL-cc1vm
@BL-cc1vm Жыл бұрын
Ahh yes the "child support" lady...this lady really got under my skin , Im a father that pays child support I thought to myself " if I was her ex husband i'd be pissed seeing her wasteful spending " Anyways, her ex should take her back to court and show that episode as evidence that she is getting way more than she should! she wasted so much money on that restaurant idea too, Her daughter was way more mature and mindful of her moms situation.
@jmmccrary
@jmmccrary Жыл бұрын
Same thoughts.
@14buckeyeGirl
@14buckeyeGirl Жыл бұрын
Considering the money is "Child support" not Alimony. That money is to be used on the care of her children, not on her. My husband's ex spent most of the child support she rec'd on herself as well
@dakine4238
@dakine4238 Жыл бұрын
They said both child support and alimony so I'm not sure, but yeah if it's for child support it's awful.
@vgmijpn8ball
@vgmijpn8ball Жыл бұрын
I really hope he talks to her when the child support runs out, very curious what will happen
@cynthiaowens9107
@cynthiaowens9107 Жыл бұрын
At first I thought perhaps she meant ‘alimony’ not ‘child support’…but when it was never corrected I thought ‘crap’!
@nomafmaroga6827
@nomafmaroga6827 Жыл бұрын
Ramit's reaction as Nathalie keeps on being stupid is heartbreaking. I see he even wants to cry. Yoh! Nathalie.
@labitcoineragt3596
@labitcoineragt3596 Жыл бұрын
I wanted to cry and I don’t even know her 🤣
@cb4664
@cb4664 9 ай бұрын
I had to log off. Willful idiocy I can’t bear.
@dutchcrunch91
@dutchcrunch91 Жыл бұрын
How come you never ask what’s going to happen when the child support stops? The kids are old enough to drive so it has to be pretty soon, right? Then what is she going to do?
@regdesousa9763
@regdesousa9763 Жыл бұрын
That is a great point!!
@j348011
@j348011 Жыл бұрын
She did buy the house in Bali....
@deniseselman6276
@deniseselman6276 Жыл бұрын
There was another point in the Netflix show that mentions it’s alimony.. could be for life…
@dutchcrunch91
@dutchcrunch91 Жыл бұрын
Ramit specifically states at 22:11 that Nathalie makes $26,000 per month in “child support”.
@hanwagu9967
@hanwagu9967 Жыл бұрын
@@deniseselman6276 california alimony ends remarriage, and she recently remarried. It's not clear if it was actually alimony or even child support since the money was coming from a Trust. There is/was a Trust in her name or at least in her name, which the money could have been coming from. her money is just very strange and leads to lots more questions than what was provided.
@liyanaHasenin
@liyanaHasenin Жыл бұрын
Hi Ramit, it would be great to interview her daughter, who applied for her to hear from her.
@pratikamin8
@pratikamin8 Жыл бұрын
I saw this episode in Netflix.. what a awesome series it is. You are really great and the way you listen and give suggestion is Hattsoff..🙏
@KnineFeline
@KnineFeline Жыл бұрын
I hope that Nathalie enjoys her entire life, now and in the future. Her responses reminds me of people who deflect facts and feelings of embarrassment/shame/etc. by laughing it off, minimizing the issue, and saying these "fru fru" phrases about the universe and happiness. Tends to be an act, deep down, they know better and they're terrified. If she hits later stages of life and still does not address the underlying reason for her spending issue, then she's gonna maintain that spending habit and she will run out of time and money. You can always make more money as long as you are able minded and able bodied. Unfortunately, after a certain point, age is the great equalizer, and not in a good way (
@debbielockhart7762
@debbielockhart7762 18 күн бұрын
She's shallow. I think you are trying to dive deep into a shallow end.
@SamMcKinley
@SamMcKinley Жыл бұрын
I think this is good!! At least it’s honest! People will not change their behavior overnight. We need to see wins and losses
@j348011
@j348011 Жыл бұрын
I totally agree. And she did buy the house in Bali, which is a win! Change in behavior is a very hard thing to do and it doesn't happen overnight you're so right!
@yogeetag5618
@yogeetag5618 Жыл бұрын
Ramit's reaction 😅 even my heart had stopped a couple of beats while listening to this 😂
@dakine4238
@dakine4238 Жыл бұрын
I think she wants the financial advisor as security because she'd probably spend it all.
@seanmysel5823
@seanmysel5823 Жыл бұрын
I'm not going to judge her. My dad had the same addiction in terms of spending but it was gambling. For a stretch, I was buying historical documents. Then at some point I sat back, saw my dad's evil habits in me and just wanted to break it. Super grateful for videos like this and Ramit's programs.
@christianvelazquezKingz
@christianvelazquezKingz Жыл бұрын
I was waiting to see the progress of Nathalie but she “disappeared” from the show lol. At 9:40 and 24:00 Ramit clarified why he stopped working with her. To be honest I would have done the same thing 😂
@lauraedgington8442
@lauraedgington8442 Жыл бұрын
Child support usually doesn't last forever. Yet there was no discussion about when it ends or that it is supposed to be used for supporting the child. Why?
@TradeWise1000
@TradeWise1000 Жыл бұрын
I wondered the same thing. I wonder if she will have more kids via surrogate or just wait till her kids will support her
@rippedbyroger3460
@rippedbyroger3460 Жыл бұрын
So cringe. Man, you handled that sooo well. Kudos to you Ramit, unfortunate that she got the opportunity to work with you and she chose to “follow her gut”. Ultimately, up to people to do whatever they choose to do.
@chocolatemint9225
@chocolatemint9225 Жыл бұрын
This helps me as an educator because I teach in a wealthy neighborhood, these children are my students. They move often, at different times in the school year, or they might vacation for weeks month in the middle of the school year, we have to figure out how to catch them up academically. It can be kind of a transient lifestyle for the kids
@Coastpsych_fi99
@Coastpsych_fi99 Жыл бұрын
Watching your show now on Netflix and so keen to get more personal financial content !
@namandajames
@namandajames Жыл бұрын
As ANNOYED as I am that she is squandering an amazing opportunity with Ramit, I am slightly jealous of the way she spends money GUILT FREE! I wish i could make big purchases and smile when others say its crazy ☺️ Such a good episode!!
@lbslott
@lbslott Жыл бұрын
Right! And her general positive money mindset, too!
@j348011
@j348011 Жыл бұрын
She has some guilt about it. You see it in the Netflix episode. She even says I wish I didn't spend all the money on clothing and invested in real estate. She's a compulsive spender.
@theadvancedforce1017
@theadvancedforce1017 Жыл бұрын
This is why guys should not marry.
@stop08it
@stop08it 6 ай бұрын
Yep please stay single, save women the grief from marrying men who have internalized issues with women.
@scarletlady3727
@scarletlady3727 Жыл бұрын
Celebrities don’t even spent that much on clothes , they wear designer clothes for free either because it was compt/lent to them for marketing
@kapumpe07
@kapumpe07 Жыл бұрын
My thing is child support has an expiration date. What’s the long term plan Natalie. While I can admire some aspects of her carefree loving life attitude, the reality of the situation is she’s setting herself up for failure in the long run.
@j348011
@j348011 Жыл бұрын
Yes and no you're forgetting that she bought a house in Bali and that's income. Now granted she needs to rethink spending as much as she spending in rent. Because she could live in a cheaper place and be making a profit. Which, in turn she could buy another house and rent that out also.
@Julie-rg3mb
@Julie-rg3mb Жыл бұрын
@@j348011 Her spending far exceeds income from an Airbnb.
@j348011
@j348011 Жыл бұрын
@@Julie-rg3mb I'm aware of that. She has money from other sources besides Airbnb. And I think she has a family trust as well. It has nothing to do with her Ex. She talked about that on Netflix. I put the Airbnb essentially is paying for the rent on her house. She could find a cheaper house to rent and she was actually making profit, but she doesn't want to do that. That doesn't mean that she won't change her mind later. If you watch the episode of Netflix, she has cut back on her spending some...
@jenw2924
@jenw2924 Жыл бұрын
​@@j348011 I read on another forum that she's a CEO. There's her income stream.
@chaldunalder
@chaldunalder Жыл бұрын
Wow I am speechless. I think the only thing that would wake her up is if child support stopped coming in and now she is responsible for making up the difference. At least her daughter has in interest learning and have a different view on money.
@pac613
@pac613 Жыл бұрын
I think she is getting spousal support ,so if she was married to a multimillionaire which clearly she was ,then she knows she is set for life ,that’s why she spends mindlessly
@ConsciousMoney
@ConsciousMoney Жыл бұрын
Ramit is being logical with facts and figures. But she isn’t into being reasonable. For her, it’s all about feelings, fun, spending. What I worry about is the limited resources on our planet and if more people consumed mindlessly like this, it’s scary. We seem to forget what enables all of this life. Our environment. It’s not all about me, me, me. Thanks, Ramit. It’s a great story about our human denial and being attached to our unquestioned beliefs.
@mscbs321
@mscbs321 Жыл бұрын
Yes, and these people just gobble up more and more investments to make their money grow, while people who have much less can invest less or nothing. The gap just gets wider and wider.
@yolandaingram7378
@yolandaingram7378 Жыл бұрын
Although we are not rich, her mindset is the same one that my husband has about money. 💔😡💔😡 He uses all those phrases that she does and makes less than $70K per year. Make it make sense. His money addiction is food.
@dm3988
@dm3988 Жыл бұрын
She is a compulsive shopper. Is the $26k child support or alimony? If it is child support, why isn’t the residual going to a trust fund for their education, a home. She tries to be fun and frivolous but the spending is an escape from her depression.
@MsEriKaT
@MsEriKaT Жыл бұрын
Seriously! And none of her kids look THAT young. Like won't child support run out when her youngest child turns 18???
@j348011
@j348011 Жыл бұрын
That's what I was wondering if it was alimony or spousal support and not child support. Because if it's child support, I think she's in a lot of trouble if I understand the law correctly. If it's alimony or spousal support, she can spend the money on whatever she wants. Child support it's for your kids not for frivolous spending.
@hanwagu9967
@hanwagu9967 Жыл бұрын
@@j348011 well, CA doesn't require proof of how the parent spends child support, but it was all so very confusing on what the $25k or $26k/mo was all about.
@Galworld761
@Galworld761 5 ай бұрын
$25k from a trust the other half comes from child support. She does not have the money for all this.
@mamalovesthebeach437
@mamalovesthebeach437 Жыл бұрын
It’s all going to come crashing down at some point when child support ends. I imagine that her spending what is essentially their money is offensive to her children. Very sad that all that makes her happy is shopping.
@snowjae9380
@snowjae9380 10 ай бұрын
Though I don't agree with some of her spending, she seems like a fun person to be around and I enjoyed her greatly in the show. I hope there is a season 2 and more follow ups!
@shanarobinson7672
@shanarobinson7672 Жыл бұрын
I need to watch the original episode.
@sharynarmstrong99
@sharynarmstrong99 Жыл бұрын
Does the child support last for her entire life, or end when the children are all adults ? Just wondering how Nathalie will cope if it ends.
@scarletlady3727
@scarletlady3727 Жыл бұрын
What a joke.. I actually think she is privately financially secure, and but wanted to become “ famous” and an opportunity to be on TV…she is speaking like she is pretending and acting foolish..I think it’s an act…she wants her own show
@tmf_almighty8445
@tmf_almighty8445 Жыл бұрын
This actually makes a lot of sense lol
@hanwagu9967
@hanwagu9967 Жыл бұрын
I don't think she is privately financially secure. i think she is faking it until making another rich guy marry her. there's a lot that simply does not add up.
@rachelreynolds0430
@rachelreynolds0430 Жыл бұрын
still waiting and excited for reunion eps from the others on the show
@j348011
@j348011 Жыл бұрын
Me too!
@janebaker4912
@janebaker4912 Жыл бұрын
"nothing else makes me happy" So sad It will never be enough
@mengyasmin1385
@mengyasmin1385 Жыл бұрын
In this episode I would agree that Nathalie should use the financial advisor. Like she said she would rather have financial advisor than losing all her money. In the video we can clearly see Nathalie has a spending problems so for Nathalie to learn how to find a right ETF to invest is even harder to start with. Ramit shouldnt focus on too much and repetitive asking her to get rid of the advisor. Having the advisor to look after her fund is better than for her to spend it all. Not saying that having financial advisor is good but for her case it is better.
@Twohotpod
@Twohotpod 5 ай бұрын
what she spends on a financial advisor in 10 years, she’ll spend more on clothing in one year 😅 I think the advisor seems like a McDonald’s for her lol
@claudetterobinson67
@claudetterobinson67 Жыл бұрын
I love you Ramit! Thank you for all you do! 🙋🏽‍♀️Pick me… I will follow your wisdom and guidance with my money.. For Nathalie- There is NO help for the “don’t wants”
@jaisal-cheema
@jaisal-cheema 4 ай бұрын
Love this show❤ bring more on KZfaq ,Ramit brother
@hanwagu9967
@hanwagu9967 Жыл бұрын
I enjoyed Ramit's take and POV on money in the series and on the podcast...it was enjoyable to watch. Nathalie's story is just not believable in terms of what is actually going on vs what she is trying to portay. Lots of things she stated on the show and the podcast just don't add up nor make sense to me. I think she rented the Ferrari on the netflix series by her driving ferrari down rodeo was fun comment, and she is basically faking it until making it. I think she is living far beyond her means and is just shuffling money/debt around. She is portraying a lifestyle that far exceeds her actual money. No one that has a $975k mortgage on a $2.2m house or even $4m house is spending $500k/yr on clothes. I just saw a lot of forced face smiling to portray an unrealistic image of a lifestyle that doesn't exist. I rewatched the series again, and Rami said if the $25k/mo child support goes away, which is wrong, because it is when since it will go away since it is child support. Episode 2 Nathalie actually said alimony, because she said the trust company lost the check or something. how does that even happen? Alimony makes more sense given her children's ages, but who knows. Plus, if alimony, now that she remarried, doesn't her alimony end now that she remarried? If it was $25k/mo in child support that means Rudy, her ex, would have to have been making something over $1.25m/yr, although I'm not sure how that would happen as a senior sales and designer plus $80k defunct vaping business at the time they got divorced. The numbers wouldn't add up for child support but alimony makes sense. wonder if the monthly money was coming from Nathalie's coco trust and she's just saying it is child support or alimony for some reason. What really doesn't make sense is the house she said she sold for $4m last year. Sales history for her house shows that she still actually owns the house, because she sold the house to herself from her Coco Trust for $4m, and the house is currently being offered fro $3,749,000. Ramit on the series said she had $957k mortgage left. The $2.2m number was very confusing both on the series and here, and was very specific. Wonder if $2.2m was what was remaining in her Trust and shell gaming the house was a way for her to cash out finance equivalent to get the $2.2m from the Trust. $8k/month investment income off of only $1.2m invested sounds like a ponzi scheme, that's on top of the $1k/month advisor fee, that means her "financial advisor" is earning her $9k/month on $1.2m investment. Actually it means he is earning her more than $9k/mo if you consider taxes. If this is the case, Ramit would be very wrong about her financial advisor. I'm hard pressed to find anyone making over $9k/mo on only $1.2m invested over the past year, which is what is essentially being claimed here. Sign me up. $8k/month on airbnb isn't realistic. That may be if her $500k villa in Bali is fully booked every day of every month, every year, not to mention $8k/month would have to be way more since Airbnb withholds 28-30% for taxes, doesn't it? Indonesia and US have a tax treaty, although Indonesia is honor system reporting, but the US most assuredly is not. What was really saddening was Nicole's comment about it being difficult for her mom to pay her college tuition...if $25k/mo child support and Nathalie had difficulty paying college tuition, there's something not right there.
@Christineejohnson68
@Christineejohnson68 Жыл бұрын
I still can't get past the fact that the child's support she gets she did not spend on the kids she spent on herself or it was not made clear that she spent it on the kids at all
@Adman-p4j
@Adman-p4j Жыл бұрын
Shouldn't "Child Support" by definition be used specifically for supporting her children? Also what is her plan for when her kids are all 18+?
@tiffanyjenkins2552
@tiffanyjenkins2552 4 ай бұрын
Yes we need a season 2
@JavierSanzLozano
@JavierSanzLozano Жыл бұрын
is it possible she is spending all that because she can't have it in cash as that could be a problem to justify future child support payments?
@SuzanneU
@SuzanneU Жыл бұрын
Nathalie has a very large monthly income but she's still spending three times her total annual income. I find that sad and disturbing.
@holamissmusica
@holamissmusica Жыл бұрын
Really good point people have raised: is it spousal or child support she's receiving? If the former, OK, not the best way, but her money. If child support, a big no.
@abramneitling4204
@abramneitling4204 Жыл бұрын
She’s an addict… but I love her ❤
@lbslott
@lbslott Жыл бұрын
I love her personality too! I would love to learn from her on her money-making skills.
@lorririvera4506
@lorririvera4506 Жыл бұрын
She doesn’t need or want you Ramit. Spend your time with people who value your expertise.
@Moonstruck89
@Moonstruck89 Жыл бұрын
2.2 mil is my fat fire number and some humans spend it on shopping. 😅😢 P.S. if I were a financial advisor and had to work with such an interesting client, I would charge double of what this hypothetical 'Chet' is charging. This is not an easy client to work with.
@jaydubya9265
@jaydubya9265 Жыл бұрын
It’s right?!? We are out here working hard trying to grow wealth and some ppl can spend it like there is no tomorrow with a smile on their face.
@hanwagu9967
@hanwagu9967 Жыл бұрын
to the contrary. Chets love this kind of client, because she is the kind of client who will sign over complete discretionary authority to chet, chet loads up on third party annuities he can gain a commission on, the rake in the 1.5% management fee on things that are already internally managed and not have to do anything except drink espresso martinis on his yacht and have the automated system generate her quarterly documents, which she won't ever look at. Chets love financially ignorant clients who just want a fixed monthly income and couldn't care about anything else except the fixed monthly income check.
@angelapate328
@angelapate328 Жыл бұрын
I love the end, because I clearly spend everything we make now & more, other than 401k. I can’t talk.
@carlbarton772
@carlbarton772 Жыл бұрын
Did her daughter ever get to college? I felt so sorry for her. Her ex now really has everything he needs to refuse to pay another dime.
@sylvia9290
@sylvia9290 Жыл бұрын
Ramit I have a dream where you were telling me to pay my bills but I had to beat this really difficult video game in order to even get to the payment screen and you were yelling at me.
@DT-uq3dt
@DT-uq3dt Жыл бұрын
Why are we not talking about how child support runs out? Did she mean alimony? I wish they had clarified that. The show used both terms, if I recall. Honestly, I am disappointed there hasn't been much measurable positive change in the two follow-ups so far. But Ramit is right, you have to want to change. I really liked the show, even if I do wish it went deeper into the numbers and featured more people who make less money. I would have like more single people or single parents. I hope if there is a season 2 he addresses those of us afraid we started too late as well. I do have high hopes for some of the others from the show and really appreciate Ramit doing this "Where Are They Now?" series.
@hanwagu9967
@hanwagu9967 Жыл бұрын
on the series she said alimony, but even that is rather confusing. The payments were coming from a Trust. I'm not sure how her ex was making over $1.25m at the time of her divorce for what he was doing, but you know crazy things happen in LA. Nathalie has/had a Trust that owned the home she sold last year to herself for $4m. Everything about her finances screams like something that should be subjected to an IRS audit.
@slabbygabby
@slabbygabby 7 ай бұрын
She better fire that financial advisor. Those returns on 1.2 million absolutely suck
@neil_sol
@neil_sol Жыл бұрын
how old is the daughter? she seemed pretty old i was surprised she was still getting 25k/month of child support. I wonder what will happen when that ends.
@angelapate328
@angelapate328 Жыл бұрын
I was sad for her daughter, but felt a lot like her with spending issues, just a lot fewer zeroes. Good for her for owning talking with him about it. Just wish it would’ve been a better outcome for her & her daughters sake. Never received child support myself for my five children. Their dad always did under the table jobs. Would hope I would’ve saved the money for their college, but I’ll never know.
@plotikai
@plotikai Жыл бұрын
Whats wrong with your mic? Your last episode had a worse mic as well, what happened?
@Sidandemily5423
@Sidandemily5423 7 ай бұрын
This is not an issue of subsidy. She’s not happy. The addiction to shopping won’t be curtailed by the consequence of financial ruin until the very end. I wish her the best. First be happy.
@beebeejoo
@beebeejoo Жыл бұрын
What Ferrari model is she driving? Anyone know the year? Is that a California?
@hanwagu9967
@hanwagu9967 Жыл бұрын
rental
@dakine4238
@dakine4238 Жыл бұрын
Why not spend that money on a therapist to deal with the shopping addiction?
@deborahsantamaria2877
@deborahsantamaria2877 Жыл бұрын
Omg ! Nathalie is giving me anxiety with all the spending 😮
@mikethinks2488
@mikethinks2488 Жыл бұрын
I love this lady. She lives by the seat of her pants -- something that I would not choose to do. Yes, we all can judge her on many levels. But, she does what makes her happy.
@theadvancedforce1017
@theadvancedforce1017 Жыл бұрын
If this was a man would you feel the same?
@rabmall
@rabmall 6 ай бұрын
Love her makeup, wonder if she wants to do a tutorial!
@TheSkymclaughlin
@TheSkymclaughlin Жыл бұрын
Curious as to why he didn't ask her ehat her plan is when her kids are grown and there is no more 25k monthly child support.
@jimrice4068
@jimrice4068 Жыл бұрын
I remember watching the episode with Nathalie and five minutes in thinking Ramit - you have no hope with this one! I coach people like this- and some people will never change. No offence to Nathalie but I’m guessing her “financial plan” is to find another husband 😕
@creallyreal
@creallyreal Жыл бұрын
Say what now?? How is, "She's looking for another rich man," not offensive? 😂
@jimrice4068
@jimrice4068 Жыл бұрын
@@creallyreal some females “financial plan” is to find a rich man 🤷🏽‍♂️ some people like to lick windows - each to their own 🤷🏽‍♂️🤣
@jmmccrary
@jmmccrary Жыл бұрын
I feel sorry for her daughter. On Netflix She said her money was coming from child support. Her daughter will not be a child forever and support will stop.
@shellyreyeses
@shellyreyeses Жыл бұрын
i thought about that but the daughter also has the father that is providing that child support to the mom. theres a good chance he takes care of her beyond child support
@jmmccrary
@jmmccrary Жыл бұрын
@@shellyreyeses there is a difference from child support and alimony. The 25000 per month was stated to be child support in the show. In this video we heard there are 2 more children.
@hanwagu9967
@hanwagu9967 Жыл бұрын
@@jmmccrary it wasn't clear, but Nathalie did state in episode 2 that it was alimony since she blamed the trust for losing the check.
@hamkab
@hamkab 17 күн бұрын
What i don't understand, wether it is in this video or the Netflix show, the fact that the 25k of child support will come to an end eventually (when the children become adults) was never mentioned. Am i missing something ?
@Jayl__
@Jayl__ Жыл бұрын
Well that purchase in Bali was somewhat smart… if she really runs out of money she likely can retire in a lower cost of living area like Bali
@catherine159
@catherine159 11 ай бұрын
Suddenly I feel rich and happy with my life when I hear: 20:46 "nothing else makes me happy" That was very sad.
@mc-qf4bp
@mc-qf4bp Жыл бұрын
what would ramit say? go for it. haha
@chasemix808
@chasemix808 Жыл бұрын
Just wow.
@betz6507
@betz6507 5 ай бұрын
All the addictive/superficial spending I'd guess covers up a deep sadness and/or feelings of inadequacy. Everything in her life is about appearance. I'm all for people looking their best and expressing their style, doing things for themselves. But I think of the waste --- she could use her resources to do really meaningful things -- improving her skills, learning, doing and helping others. Spending, spending, spending is filling a hole that will never be filled.
@panda2507
@panda2507 Жыл бұрын
Everyone should stop bagging Nathalie. We need more people like this to keep the economy going. Great job Nathalie supporting all those businesses and it's employees.
@hanwagu9967
@hanwagu9967 Жыл бұрын
well, it depends if she is paying taxes and whether she ends up filing for bankruptcy which cost us money.
@melissamedina15
@melissamedina15 11 ай бұрын
This episode made me laugh so much 😂😂 I love her, she’s honest. I don’t agree with her financial decisions. Eventually she will have to face the consequences of her actions. Looks like she doesn’t really have any debt and she does have steady income coming in. If she just scarifies a few years then maybe she can have more cash flow where she may not need to worry too much.
@rubama
@rubama Жыл бұрын
I love Ramit's approach usually but I don't understand his obession about the financial advisor this time. The main issue about this woman is how she spends on clothes, recklessly, how she views money, how she uses the money for her child for herself... not that she spends 100k over 10yrs on Chet, and honestly I don't trust her to do better than him.
@slabbygabby
@slabbygabby 7 ай бұрын
No... the investment returns are bad. She can get better investing the whole thing herself in the s and p 500.... poor returns and getting paid all that money
@user-jw6ju1cm6q
@user-jw6ju1cm6q Жыл бұрын
Vc é perfeito mim ajudará muito prosseguir na vida financeira obrigado por nos ajudar 😢❤❤
@liyanaHasenin
@liyanaHasenin Жыл бұрын
But the fact that Natalie managed to buy a property which generate income is already successful. Her rich life is shopping & spending, she just needs to find more ways to generate more.
@user-vc9or5uc4x
@user-vc9or5uc4x 11 ай бұрын
Interview the daughter to get her side of how things have changed or not in the last yr with the mom.
@__nav
@__nav Жыл бұрын
I'd love to see working with people who could use your skills Ramit. No judgement here, but for example work with sb who makes 50K and has to tripple it in years max.
@Sar0
@Sar0 4 ай бұрын
22:11 skip here and it all make more sense.
@anthonyvanburen3998
@anthonyvanburen3998 Жыл бұрын
This was entertaining but very sad.
@susan5661
@susan5661 Жыл бұрын
Interesting to see the story of the one who got away…
@BillPairaktaridis
@BillPairaktaridis Жыл бұрын
It's crazy that she's spending so much and with a little bit more planning and thought she could be living a lavish lifestyle AND be setting up her daughter for a great financial future. Her father's money is not guaranteed. He could go bankrupt or have several other kids that all have a claim to his fortune. Meanwhile, Nathalie is taking literal millions and spending them on fashion brands...
@josavalimaki
@josavalimaki Жыл бұрын
Listening when driving.. Is it anyway possible to not spell the sponsor address and your name every time? If one wants, there is always possibility to rewind..
@fiyinobayanmusic
@fiyinobayanmusic Жыл бұрын
I think Nathalie could benefit from some therapy to figure out why she feels the need to spend the way she does. There's definitely something underneath this.
@eveyj85
@eveyj85 Жыл бұрын
Oh LORD this was INFURIATING. Especially since she was expressing to her daughter that she couldn’t afford her college tuition. 😡
@SAMINDLAYASHMMITHSAII
@SAMINDLAYASHMMITHSAII Жыл бұрын
god save her😶
@Dommy521
@Dommy521 5 ай бұрын
She should get a reality show , shes very entertaining atleast
@10ashagirl
@10ashagirl Жыл бұрын
What about her daughter’s college tuition fund.
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