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AKSYON | Paano masisingil ang taong ayaw magbayad ng utang dahil walang pinanghahawakang kasulatan? Alamin ang payo mula kay Atty. Mel Sta. Maria. (Video uploaded by Raffonzyl Bonifacio; Manuscript edited by Joey Hernandez: For any concerns, you may e-mail us at newsfiveeverywhere@gmail.com)