No Cost EMI को आसान भाषा में समझिये

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Күн бұрын

What is no-Cost EMI or 0% EMI? Should you buy on no-cost EMI offers on Amazon or Flipkart? How to avoid credit card EMI fraud?
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There are many banks that offer zero-cost EMI like Bajaj Finserv No Cost EMI Card. But you should be careful and read the terms and conditions before taking them.
Time Stamps
00:00 Introduction
01:48 Understanding No-Cost Emi with an example
07:35 Reasons for No-Cost EMI
09:00 What should consumers do?
Share this Video:
• No Cost EMI को आसान भा...
नो कॉस्ट EMI या 0% EMI क्या है? क्या आपको अमेज़न या फ्लिपकार्ट पर नो कॉस्ट ईएमआई ऑफर पर शॉपिंग करनी चाहिए? क्रेडिट कार्ड ईएमआई फ्रॉड से कैसे बचें? कई बैंक हैं जो बजाज फिनसर्व नो कॉस्ट ईएमआई कार्ड की तरह जीरो कॉस्ट ईएमआई प्रदान करते हैं। लेकिन आपको सावधान रहना चाहिए और खरीदारी करने से पहले नियम और शर्तों को ज़रूर पढ़ना चाहिए।
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In this video, we have explained:
What is no-cost EMI?
How to maximize the benefits of no-cost EMI?
What are the disadvantages of zero cost EMI?
What are the benefits of zero charge EMI?
How to avoid credit card EMI frauds?
How manufacturer, e-commerce, and bank provide no cost EMI?
What are the reasons behind the no cost EMI offers?
What kind of problems are faced by buyers while purchasing something on zero cost EMI?
How to determine of the 0% EMI or no cost EMI is a good option?
When should you purchase a product on no cost EMI payment mode?
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Hope you liked this video about “No Cost EMI”.

Пікірлер: 2 100

@AssetYogi 10 ай бұрын

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@gaurav20gupta20 5 жыл бұрын

You missed mentioning GST charged by the bank on the interest, that will increase the total amount you actually pay against Product.

@VableStory 4 жыл бұрын

Right......Gst ka isko pta bhi nhi h....baki chij to sbko pta hai

@RahulDas-ro6ml 4 жыл бұрын

Its Me The emi paid by you i.e Rs 3667 consists of both principle and interest amount. The bank charges you gst @18% on the interest amount which is included in the emi. The gst amount reduces every month because interest amount is calculated on reducing balance which keeps decreasing every time you make one payment.

@RahulDas-ro6ml 4 жыл бұрын

Its Me To answer your question, yes you will have to pay a bit more than Rs 3667.

@amritanand6406 4 жыл бұрын

@Its Me I had purchased a laptop of 33240 and choose to pay by no cost emi. So I had to pay 5540 for 6 months. But when bank sent me the 1st bill off that emi, it was 5540 +67. So basically you have to pay a little bit more than the mentioned amount of emi. Hope I could make you understand what I mean.

@chemistrydarpan8634 4 жыл бұрын

@@amritanand6406 I have same experience with Hdfc bank during buying a freeze

@islamicfacts8315 4 жыл бұрын

आप के समझाने का तरीका बहुत ही अच्छा हे. चीज़े आसानी से समझ सकते हैं और याद रखना भी आसान हो जाता हे. खुदा आप को खुश रखे आबाद रखे.

@AssetYogi 4 жыл бұрын

Dhanywaad Junaid :)

@himanshusaxena8639 4 жыл бұрын

No cost emi actually includes 1. loan int amortization charges 2. gst 18% on loan amortization charges

@8desperado 5 жыл бұрын

You missed out on the part of GST applivable on the interest waived by the bank. Though mininscule but worth mentioning in the detail. Great video..!!

@yogawithraman20 5 жыл бұрын

मुकुल जी , आपका समझाने का तरीका बेहतरीन है। Wish you good luck.

@AssetYogi 5 жыл бұрын

Bahut bahut dhanyawaad apka 😊

@exploreuniverse2749 4 жыл бұрын

@@AssetYogi saare comment padha karo sirf iss type ka nahi

@kamleshbera87 4 жыл бұрын

@@exploreuniverse2749 padhte to Sare hai, par reply sirf aise comments ko karte hai 🤣

@exploreuniverse2749 4 жыл бұрын

@@kamleshbera87 hmmm

@HELPTUBEHindiMe 5 жыл бұрын

Bahut sahi sir. "No cost EMI" is a very good topic that you choose because most of people are confused about it. But apne ise achhe se samjhaya iske liye bahut bahut dhanyavad.,🙏

@jeegarpatel2643 4 жыл бұрын

Well explained,only one thing that in most of cases offline costs tends to be more than competitive online cost

@junaidshaikh4880 5 жыл бұрын

Hi, Your video is informative but mises the points you had mentioned at the beginning of the video. Please complete the video soon. Thank You.

@yahyakhan-ef3mm 5 жыл бұрын

U dont necessarily get lower price of the same product in the offline maket. Its not true at all. I bought a laptop for Rs.26990 online with no cost EMI whereas in offline market it was for Rs.29000 after all negotiations.

@rohanchawla32 5 жыл бұрын

This Asset Yogi doesn't even have his own facts straight.

@shrikishan4177 4 жыл бұрын

Good

@tikeswarbarik9425 3 жыл бұрын

That's 100 % True...

@abhinithazarika4878 5 жыл бұрын

You video tagline is misleading, you covered everything we knew and not the facts we did not know, example the GST of emi's was not not covered which adds up to the cost.

@bollywoodstyle1234 4 жыл бұрын

Sir apne bahut ache se samjhaya aise koi nhi samjhata mujhe apki video bahut achi lgi or jaankari bhi thankuu soo much sir🙂

@AssetYogi 4 жыл бұрын

Thanks for appreciation

@SrAnandRai 5 жыл бұрын

Actually I was looking for demerit of No Cost EMI, which was the motive of thumbnail. But nothing found like that. If you could have just told us about the GST charges on top of EMI then it would have been clear that how they are cheating on the name of No Cost EMI

@mohdjaffarkhan8524 5 жыл бұрын

Correct. Bank charges GST even on no cost EMI

@hairstuff371 5 жыл бұрын

Read economic times(ET) article that was better one

@vaibhavsingh144 5 жыл бұрын

Same here, he is misleading by the thumbnail and title.

@SomethingElse_x.x 5 жыл бұрын

My thoughts exactly. You still have to pay the taxes on interest even in case of no cost EMI. This should also be taken into consideration while making purchase.

@VishalSharma-hv6ks 5 жыл бұрын

Correct. Fake video..

@zacknzila 5 жыл бұрын

one more thing to be added over here is the GST calc.. EMI amount is (Principal +Interest) and bank applies 18 % GST on interest. most of the times retailer or aggregator is not calculating this amount and its loss to consumer in case of EMI

@inderrsharma7564 4 жыл бұрын

Glad to see that you have acted on my request and made this informative video on no cost emi

@AssetYogi 4 жыл бұрын

Thanks INDERR

@getfitindia4074 5 жыл бұрын

Hello sir I have purchased a cell phone on standard EMI option having emi of 1066 RS per month i.e. for 12 months is it good to go on it?

@vimalpasad7832 5 жыл бұрын

When we are giving no cost Emi at retail counters There's no gst on emi Everything is included. I am a camera dealer from Maharashtra

@anilkinikar 4 жыл бұрын

Bank is charging GST on the interest part of EMI so it's not No cost EMI (some cost associated)

@shirish100684 5 жыл бұрын

आप ने दिखाया की 20k का फोन offline store मे 19k मे मिला, जो की गालत assumtion हैं। offline store ऑनलाईन से कम छोडिये, ऑनलाईन की price तक match नाही करते

@nehadarji431 3 жыл бұрын

Yes bro , you are right

@huh7739 3 жыл бұрын

bilkul shi kha...

@Hammadansari03 4 жыл бұрын

Best explanation,all confusions cleared related EMI..

@Meenakshimal2790 5 жыл бұрын

Nicely explained! I've been following all your videos. You are doing a great job Sir.

@AssetYogi 5 жыл бұрын

Thank you for your kind words and support.

@pratiqueshah4241 5 жыл бұрын

On no cost EMI one pays additional GST on the Interest charged by the bank/credit card. Generally all credit cards charge a interest say of 12%p.a. and then reverse the interest but then the GST is not reversed

@hardeepnarula 2 жыл бұрын

Do they reverse the interest? Because I just purchased a product on NO COST EMI but got an email that the amount of so and so has been converted into 9 EMIs at 14% reducing rate and processing fee. But it was no cost EMI till 9 months. Then why this interest?

@big-bang-movies 4 жыл бұрын

Very nicely explained. Its really bad the way bank agents get away by hiding facts, sometimes lying to customers while selling their products just for their commissions.

@AssetYogi 4 жыл бұрын

Keep supporting Ryan :)

@ramansharma8585 5 жыл бұрын

Didn't highlight how the bank's are cheating in the name of no cost emi ??? This is what you started explaining??

@laxmanrawal8106 5 жыл бұрын

And you can find some gaint dealers of electronics always give 5 to 10% cash back for any product you buy from them at any price...

@shrikrishntiwari8477 5 жыл бұрын

Sir maine ek mobile phone purchase kiya mere icici bank credit card se flipkart ke through in no cast EMI for six months aur usme mujhe rs.369/- discount Mila but with EMI interest joda gaya hai aur 9,999/- plus 66.78 rupees igst juda hai. Mere samajh me nahi aaya.

@kuntalmistry 5 жыл бұрын

Super Like, Straight & Simple ! Better if U share link of RBI guidelines on No Cost EMI too. Disadvantages to Customer, Advantage to Bank/ Company: 1. Customer is bound to credit giving Bank for mm(6/12) months, otherwise for early closure - he has to pay heavy interest (24/48)% on original cost...In this duration, customer may be cheated or wrongly charged for any reason, but he can't end with Bank due to 'No Cost EMI'..! 2. Customer spended extra (6/12)X times of actual budget ...! So obviously, Company's profit will be more than (6/12) times than regular one...! 3. 'No Cost EMI' helps for Mass selling of new never proven products, clearance of old models, defective batch of model w/o major issue, all money on Product of Company's get released from market (6/12)X months in advance to use for another product...all headache taken by Bank for Coustmer bond ! 4. Customer has to pay GST on Unpaid Cost every month to Bank.

@vishalsharma121 4 жыл бұрын

One thing to add they do charge us GST on EMI transactions which is an additional cost

@moneyhoney8598 4 жыл бұрын

Mr Yogi... You have a very deep understanding of whatever videos you share! EXCELLENT!! Keep up the good work!

@AssetYogi 4 жыл бұрын

Thanks Rakesh :)

@binu1994 3 жыл бұрын

The biggest point that you have missed is of upfront processing charges + GST (i.e. around 99/199+18% GST) and another important thing is 18% GST on interest. Please give a heed to this.

@thecybersahil 8 ай бұрын

do we have to pay this charge every month?

@binu1994 8 ай бұрын

GST on interest needs to be paid every month.

@thecybersahil 8 ай бұрын

@@binu1994 what about processing fee?

@binu1994 8 ай бұрын

one time@@thecybersahil

@thecybersahil 8 ай бұрын

@@binu1994 but we will be paying gst every month ?

@ranjanchaube5475 5 жыл бұрын

No cost emi pe interest ka upfront discount milta hi hai...iske alawa bank discount bhi milta hai generallt during sales..

@BRana-rl8hy 5 жыл бұрын

Rarely it happens that product gets cheaper on shop than online site......

@rajkamalchaudhary7180 4 жыл бұрын

Actually there is a 18%GST on interest rate of No cost EMIs 😀 that charages per month on that interest

@stalinnadar4191 4 жыл бұрын

Amazon pe emi options clearly mentioned Kiya...but thanks 😊 for the information

@devsthal6067 4 жыл бұрын

thanku yogi ji...3 videos dekhi back to back...saare doubts clear....or aapko kbhi b kahne ki zrurt nhi h ki...subscribe and like k lie....itna ache se smjhaate and video bnaate ho har koi...khud se kr dega.

@AssetYogi 4 жыл бұрын

Thanks for appreciation :)

@iambatman4real 3 жыл бұрын

Thank you so much sir I was doing a mistake of buying oppo f15 but now I understood buying that phone will be a loss becoz of its processor thnx sir 🙏🙏

@HogaJaroor 4 жыл бұрын

kisi ka munafa ho to kya nuksan....hume consumer, ko to nuksa n nhi ...

@DeepakJoshi-zi9wg 5 жыл бұрын

Sir what can be the maximum loan protfolio a bank have ???is it related to bank's capital ?? thank you

@lakeshmandavi2064 5 жыл бұрын

बहुत बहुत धन्यवाद सर् आपके द्वारा हमे नो कॉस्ट EMI का पूरा जनाकारी मिला

@AssetYogi 5 жыл бұрын

Achcha laga sun ke Lakesh :)

@Vivek-xc8pu 5 жыл бұрын

sir showroom and bank ki income kese hoti he voto pata chal gaya... or rahi GST ki bat to vo me apne aap samaj gaya thank's sir.......

@Monghajibhai 4 жыл бұрын

You missed to mention GST on installment....approx 18 %.....how no cost EMI ???

@tv16902 4 жыл бұрын

Regarding repayment of no cost debit card EMI... Is it auto debit from my account by default or should we contact the bank and give standing instructions for auto debit for repayment of no cost EMI? Thank you

@someshchandra8901 5 жыл бұрын

4000 ie 2000 to bank & 2000 to manufacture hum se hi jaa raha hai toh no cost EMI ka Kya fayada Hua. I think 3 rd option is better.

@samirchhawniwalachawni695 4 жыл бұрын

Please sir flipkart, Amazon have limited bank option to no cost emi and other emi option like me i gave sbi credit card so they charged 14% so my question is we purchase also in this

@sambitmallick7597 5 жыл бұрын

Sir wonderful explanation.. Thanks for this useful video..

@AssetYogi 5 жыл бұрын

Thank you for appreciation Sambit, hope it helps 😊

@omparambrahmachakradhar6744 5 жыл бұрын

Which is better, No cost EMI or Bajaj Finserv se direct line lekar saman kharid na? I want to buy a laptop, then Will I go no cost EMI Or Bajaj Finserv se lone lekar laptop kharid karunga? Plz advice.

@ChetanVithlani 4 жыл бұрын

Plus sometimes Credit Card companies won't give reward points in case of EMI, check once.

@vincentjr8013 5 жыл бұрын

What if some one dont pay emi after buying . Or try to return phone

@akshaymourya25 4 жыл бұрын

No cost emi jesa kuch ni hota intrust plus gst extra lagta hai wo cradit card ke bill me judke ata hai

@luffyy8194 3 жыл бұрын

true

@mahifunmumbai4477 5 жыл бұрын

Most of products in offline are cheaper than online platform.... I have a experience

@navneetprince 4 жыл бұрын

pls help me mai hdfc ka moneyback card use karta hu. is card se maine bahut saara saman no cost emi par kharida hai. no cost emi par saman lene par bank extra charge (gst/processing fee) bhi leti hai kya?

@mustcartoontv 4 жыл бұрын

Usi prakar kya hum sercices ko bhi credit me le ya de sakte hai

@pritamswg 5 жыл бұрын

Sir 1 no. We were absolutely unaware of this thing. Keep making videos like this . Thx.

@AssetYogi 5 жыл бұрын

Glad to know 😊

@aadityathukral5165 4 жыл бұрын

Sir, you explained very well in this video. I appreciate your teaching skills sir, and I believe no cost EMI is the best option to buy any product unless or until you control your desires to buy other unnecessary products.

@masterartstudio4075 4 жыл бұрын

आज पता लगा मुझे , बोहोत सही से बताया आपने सर जयहिंद जय महारा्ट्र

@AssetYogi 4 жыл бұрын

Dhanyawaad

@nishadpancholi4743 4 жыл бұрын

What about gst on EMI ? not covered, which is very crucial bcoz it's % are high which change whole equation

@lelounga7932 5 жыл бұрын

I saved 20000/- without purchasing, I have mobile

@ecofriendly4963 5 жыл бұрын

Perfect

@dharmendrasoni8933 4 жыл бұрын

Leliyaa Bhai tune to good job

@gauru2303 4 жыл бұрын

so good dear...i have become your big fan...keep spreading such education...God Bless You forever...the goodwill u get and the blessings, far overpower the money you make in Ads from KZfaq

@vaibhavshinde3365 5 жыл бұрын

Nice video sir meri EMI ke bare jitne bhi concept the apane sab clear kar diye. Thanku so much.

@pappusinghyadav6401 4 жыл бұрын

No cost EMI me monthly payment par GST Nahi na judta hai Please reply If hame 1500 show Kar Raha hai to adhik Nahi na katega

@SagarSharma9 5 жыл бұрын

Ismein ek baat aur bhi to hai... Main seedha leta to 20,000 ka phone le leta, lekin agar 1600 ya 1800 hi per month dene hain wo bhi bina byaj ke to koi aur badhiya phone le lunga na jo 2500 ya 2800 tak no cost emi par mil rha ho. Kyunki main 2500 ko 20000 se compare karunga aur wo bahot kam lagega. Jabki actually mujhe 30000 ke phone ki na to zarurat thi aur na hi meri pocket allow kar rahi thi.

@AssetYogi 5 жыл бұрын

Thank you for sharing your thoughts with the community Sagar 😊

@AzharKhan-jz5xy 4 жыл бұрын

Hmne no emi online shopping ki h lekin jb hmne customer care credit card se bat ki to usne bataya credit card se koi b no EMI shopping nhi hoti b

@MOHIT-vr3zn 4 жыл бұрын

Sir i canceled my order which was on credit card .i get refund in credit card still its show emi amaount which i have to pay why?

@umeshchandrasati 5 жыл бұрын

Please analyse, should a government servant go for a Health Insurance or not? Merits of a government servant - Pension, Medical Check up plus care/ treatment through government agencies/ empanelled hospitals. Demerits - Procedural issues, quality of hospitals empanelled in the list. keeping above in mind, I shall request you to please analyse and suggest if a person who is in the Government Sector should buy a health insurance or not? thanks n regards

@ayan.debnath 5 жыл бұрын

Sir, your example is awesome. I have personally seen this. My friend bought a mobile phone on EMI and also added extra 32GB memory, extra headphone, screen guard, flip-cover etc.

@AssetYogi 5 жыл бұрын

Thank you 😊

@kunalhaldankar6924 3 жыл бұрын

Extremely insightful video , thanks for this sir !!!!!

@AssetYogi 3 жыл бұрын

Keep learning Kunal :)

@cheetan1231 4 жыл бұрын

Asset Yogi you have missed very important one thing which is gst on interest specially on credit card. That anyway consumer paying extra.

@adil5295 4 жыл бұрын

Sir what about additional taxes bank applies on EMI...???

@keshavlahoti 5 жыл бұрын

Sir u missed to mention GST on instalment @18%

@sunnyvivekvaid 5 жыл бұрын

Agree

@kamalkishore3339 5 жыл бұрын

Agree brother plus I GST changes every month

@virajadhvaryu7213 5 жыл бұрын

intrest nai lagega if no cost emi ho to...18%gst emi ke intrest pe lagta hai

@hairstuff371 5 жыл бұрын

Isne nahi padhi Economic times ki Article padh lo tumhe padhni hai to

@hotbubbles1429 5 жыл бұрын

@@virajadhvaryu7213 you are absolutely right...

@Batman22222 Жыл бұрын

Another thing which you failed to mention and i want to add: No cost Emi is a good option from consumer perspective but, suppose you have a 6 monthly plan....then for every monthly emi payment GST is charged and that is the extra cost to consumers....but you do get the extra time and that's always a plus point of No cost Emi!👍🏻 But remember, GST will be extra on the no cost Emi sum for every month.... NOTHING IS FREE!

@torashlodu3924 Жыл бұрын

Gawar English jagah Hindi m to likh leta kya likha h tujhe b samjh aara hai?

@hiteshchugh2650 4 жыл бұрын

Mukul ji, i really appreciate your knowledge & employing efforts in bringing the awareness...I would like to connect with you...Is there a way or platform?

@siddisking 4 жыл бұрын

Awesome video. Hopefully, this will take out fear in people of taking things on credit. Please also explain LIC policies pros and cons like jeevan anand and others. -Thanks

@SMD.Shorts 4 жыл бұрын

Processing fee and GST will be extra. Some credit cards charge 12% to 15 % Visa Master se ko bhi fayda hota hai per transaction.

@sunny6020 4 жыл бұрын

You used one very important word - Discipline! And that's intangible

@babumotoblog6304 4 жыл бұрын

Sir mai flipkart se onplus 7 pro lena chahta hu usme HDFC debit card p no cost emi btata hai per usme bank charge 5000 kuch ka btata hai plz help me

@navinsingh9810 4 жыл бұрын

what happens if we do not pay one month money and pay it later with another month together is it applicable bro

@satendragupta604 5 жыл бұрын

Ye math ka lecture nahi chal raha h. Jo concept bataya ja raha h wo important h. Aur hame bhi pata h ki sab IIT paas karke aaye h yaha. Just watch the concept. Its easy to understand.👍

@AssetYogi 5 жыл бұрын

Thank you for support Satendra 😊

@niteshpillai1977 5 жыл бұрын

explained well! Pls make videos about building Assets and wealth creation in the Indian financial scene... Stocks Bonds Shares and High risk market assets gains. Thanks.

@AssetYogi 5 жыл бұрын

Thank you for appreciation Nitesh and I've noted your suggestion 😊

@Sourabh_Bansal 4 жыл бұрын

Plz do share that how purchasing on emi benefit our economy as well... So that youth can learn .... Bcz more the money circulates, more it will multiply... Ultimately enhancing the purchasing power of people

@akshayrane3008 4 жыл бұрын

You have put really great efforts!! Sabse important baat aapko batana chahiye tha ki EMI = Principal + Interest + 18% GST on Interest. Aapne sirf Principal + Interest ki baat ki. Customer always ends up paying GST extra and that's the loss. Dost kaunsa credit card 36% aur 18% interest charge karta hai aur kab? 36-42% tab charge hota hai jab koi statement billed amount partially ya zero ya minimum due pay karta ho, wo bhi bache amount pe lagta hai aur next bill me add hoke aata hai. Koi rare bank hogi jo 18% rate pe emi banati ho otherwise it is 13-14%. Credit Card is great tool if used correctly. Ispe bhi ek video banaiye, unbiased.

@ajayghunawat1869 2 жыл бұрын

U r ryt bro that no bank charges 18% Or near to it. In fact sbi charge for 2 yr is 14% interest max. On principal.

@sushmitsingh1597 4 жыл бұрын

Sir, u must include the GST part on every EMI transactions that bank charges on consumer's which is 18% (axis bank) I follow ur vdos i find it informative and useful.

@gladwinsandhu6296 5 жыл бұрын

Zest money EMI ke baare khuch bata sakte hai?

@homeshsahu8910 5 жыл бұрын

Sir mujhe bjaj se 0percnt offr emi aya hai 7 lkh k shi hai ya frod

@vivekrajput-ki8ru 5 жыл бұрын

Sir, Yadi Mai xyz product ko Flipkart platform se EMI (intr 13%) payment mode se kharidta hu. Lekin kisi Karan se Mai wo product ko Mai cancel karta hu to Kya mujhe interest bank ko chukana padega. Please suggest me

@alokborkar5530 3 жыл бұрын

THANK YOU SO MUCH SIR ❤️ VERY HELPFUL VIDEO EVER ❤️👍😉

@AssetYogi 3 жыл бұрын

Keep learning Alok :)

@BKEuphony 5 жыл бұрын

One information is missing. Bank charge GST on the interest part in the EMI.

@sam_7746 5 жыл бұрын

Sahi bataya

@Kikuruhela001 Жыл бұрын

The bank will continue to charge interest on No Cost EMI plans as per existing rates. However, the interest to be charged by the bank will be passed on to you as an upfront discount. इसका क्या मतलब हुआ

@MrSantoshgond 4 жыл бұрын

No cost emi me kya har month ka jo emi hai utna paisa jama rahna chahiye ya pura paisa.. Jo cost hai item ka.... Total??

@accountspushp3460 5 жыл бұрын

Hey, thank you for the video. Only 1 question is there a processing charge for no cost EMI.

@shaikhzeeshan4606 5 жыл бұрын

No there is no processing charge...

@bhavesh-jariwala 5 жыл бұрын

I thing gst charges are missing in video on no cost emi

@sumancapz6444 5 жыл бұрын

finance company charged processing fees. this charges around flat 2% on total product price includeing down payment which is not revel to every customer. and you can not understand because they tell you the price after adding processing charges. i'm talking about retail market.

@jatingandhi5167 5 жыл бұрын

sir and what about bajaj finserv no cost emi,is it same or any difference ?

@aviydv699 5 жыл бұрын

I want to know about future pay ...big bazaar

@tushar-ud5vf 5 жыл бұрын

Bahot hee mast jankari mili sir 👍 Subscribed 🌸

@AssetYogi 5 жыл бұрын

Thank you Tushar 😊

@rtraveljunction9284 4 жыл бұрын

m jab bhi crefit card se pay kr rha hu tb mujhe otp receiv nhi ho rha h then what i do bank ki taraf se jo otp ata h wo mujhe nhi aa rha h pl help

@vihangarg2444 4 жыл бұрын

Sir amezon pr jo emi select krte h kya usse jyada Paisa chukana padta h

@sayanhatui851 5 жыл бұрын

no cost emi installment pe gst lagta hain extra .

@MahendraPhadkeMAP 5 жыл бұрын

Very insightful video on No Cost EMI; but however your calculation of 18% Rate of Interest on 20,000 is wrong; actually it comes to Rs 3600 and you have showed Rs 2000 which is 10% of 20,000 worth of mobile.

@AssetYogi 5 жыл бұрын

Interest reducing balance pe lagta hai. 18% ke hisab se 1834 ki EMI banti hai. 1834x12 = 22,008. So, Rs. 2008 is the interest portion. Aap please Mera EMI calculation Wala video dekhiye.

@SumitPal-yc5sy 5 жыл бұрын

but my bro wo compound intrest hai samjhe

@abhinavrai8430 5 жыл бұрын

1 saal mein compund interest aur simple interest same hi aata hai

@Alokumar005 5 жыл бұрын

2000 right

@anilgarg896 5 жыл бұрын

reducing value per interest 2000 hi banega