Private insurance is unnecessary in my opinion, your GP would refer you to public hospital when you have urgency. Therefore a good family GP is more important. But most of the good GPs are not fully bulk-billed. That's a trade-off. But paying half consultant fees of just $35 is far worthy than paying the insurance company a few thousand irrespective you use it or not.
@Woodland262 ай бұрын
non-urgent cases such as waiting for hip or knee replacement, cataract etc can wait a long time on public system. If there is a choice, having private insurance will reduce the wait by a lot.