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Offset vs redraw explained

  Рет қаралды 10,885

The Loan Room

The Loan Room

Күн бұрын

Have you thought about getting an offset account for your home loan?
Watch our video to learn which option is better suited to you and your personal financial goals. To book an appointment with out team and have a chat about your finances please contact us today.
Book an appointment: mailchi.mp/the...
T: 1300 090 298
E: contact@theloanroom.com.au

Пікірлер: 5
@peekhub7446
@peekhub7446 7 ай бұрын
Thank you Loan Room! This was simple and easy to understand!
@DanielDaniel-do5qu
@DanielDaniel-do5qu Жыл бұрын
Thanks Martin! We've just come off a fixed low rate to variable and I have been feeling some pressure from my bank to open an offset account. My Variable Loan has no redraw fees, so I couldn't understand what benefit there would be to getting a $240 a year offset account. Glad I found th8s vid.
@thenaturenexus
@thenaturenexus 4 ай бұрын
Thank you!
@Totorochilbe12
@Totorochilbe12 Жыл бұрын
Hi Martin - If you redraw against the investment property it really doesn't matter because at the end of the year you're only claiming a tax deduction on the interest you've paid across the 12 months. Have I got that right ?
@Semaj.18272
@Semaj.18272 4 ай бұрын
Is it true the redraw account can be for example 5% and the offest wil be 6% like just an example with the numbers U think I can speak to the. Bank and change my account from offest to radraw
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