Thank you counselor, very much. Little consumers need all the help we can get. Stay safe, healthy, and wealthy Respectfully,

Has anyone asks here, where have these 3 Credit Companies came from, and how they control our lives by gathering our private information behind our backs, without our Permission ???? They can, and do ruin peoples life when they have the wrong information. And since they monetize our info, now it becomes illegal without my authorization. All Lawyers love this creation, its a cash cow for them !!

I appreciate your help with fair credit act.

Great video, very educational, thanks....

Thanks so much!

Wow that's is amazing information really good to hear the real law from a lawyer I wish you practice law in little Rock Arkansas thanks for the credit information okay.💯👍🏽😁

Wow I am adoring this information! Packed with so much information.

Very good info. Thank you very much sir.

Trying to confirm a statement I heard around student loans. That FCRA has a clause around need based loans and since a credit check wasn’t done to get the loan that it should not reported on your credit report. Therefore you can request the loan to be removed from your credit reports as in the case of most federal loans.

Is there a cutoff amount $$ wise for commercial loans where the FCRA no longer applies?

Thanks for such a great information I figured out this and I found an attorney I just found he is taking 100% of the settlements of my clients, he start taken 50% but now I found out is 100% his answer he is making the account deleted from his credit report, The only reason we looking for attorney is make my clients paid for the damages but is unfair this attorney is taking the whole settlement

☝️first one to comment. Thank you for all the great information.

Hey what can you do if a debt collector that isn't suing you but calling the usual stuff but are not register in the state I'm in to collect. Can I file a lawsuit against them for violation of state and federal law for trying to collect when they can't or should I get the state attorney General involved. Just wondering if I can use this tactic kill a debt ?

Hey so if transunion lists a bankruptcy 7 on my file as dismissed but I’ve never had a dismissed bankruptcy can I sue them?

So we should be able to sue all the CRAs based on this because there is no way any CRA can verify identity based on this standard. Federal and state courts are prohibited from reporting full ssn's and dob's publicly.

Is congress doing anything special for the credit laws during the pandemic?

And my other question is that the card was made off of a shady stand in in the mall shady mall on a using a another using another another company stand at that and not getting any paperwork from the card itself in the mail or off of the jeweler

So, are chargeoffs inaccurate since the debt is canceled?

I have a question my question is can a account be closed without none of your whereabouts and no notifications or no calls no text no emails and also put into paperless files without your whereabouts and you did not even do that or consent to it for not being able to use their card because of not having a job because of the coronavirus

Great content. I need an attorney. My husband and I have found that my old mortgage company has and is currently filed 4 late payments in 2019 which I have Proof we never missed a payment Select portfolio services bought my mortgage in 2018 Reported 2019 4 late We disputed and all the sudden right before I bought my new house they moved them 2020. So i have suffered 2019 for no reason then sold our home 1/15/20 And now 4 more show up in 2020. Account was closed and paid in full. I have all the proof in the world and found so much info about this complaint being sued huge for this and changed their name. What are your thoughts?

Hi, I will like to work with you