Na-amaze ako sa sinabi niyong $180k lang ang bahay niyo na nakuha sa Winnipeg! Sabi niyo na-approve kayo sa $250k pero hindi niyo sinagad and work around sa $100-$180k, and yet nakakuha kayo nang magandang bahay diyan sa Winnipeg! Grabe. Hindi ko alam na meron pang ganyang presyo nang bahay sa Canada! In my case, I was pre-approved of $270k pero hanggang condo lang ang pwede kong makuha dito sa Scarborough. Kaya hindi ko muna tinuloy kasi gusto ko talaga nang stand alone na bahay. Grabe pala ang discrepancy nang mga properties dito at sa Winnipeg. Ang balita ko ang sa Vancouver ang pinakamahal na mga bahay at pumapangalawa ang Toronto or GTA. Love your videos. You're a young couple na malayo ang mararating dahil sa positivity niyo. Salamat sa napaka-informative na videos niyo! God bless you both! P.S. May mga katanungan lang ako. Magkano ang down payment niyo at monthly amortization? Nagbayad din ba kayo sa realtor? Magkano? Nag-hire din ba kayo nang lawyer? Magkano lahat ang expenses niyo habang pina-process niyo lahat? Gano kalaki ang dapat meron ka on hand aside sa na-approve sa yo nang bangko? Salamat sa mga sagot niyo! 😊

Hardworking man, 2 full time jobs at the same time. I just arrived last month, job hunting now. You're my idol bro!

Napaka-informative!!👏👏 Thank you po!

Thank you Sir/Ma'am, for the very informative, clear and transparent vlog about the topic on hand..New subscriber here.. I'm also praying and hoping soon I'll be going there for my Family future also..thank you and God bless to your Family. 😊

Hi guys! I would like to comment on Variable vs Fixed interest rate on Mortgage. For me, it depends on how much is the current mortgage interest rate from major lenders ie: banks. I had a discussion with a mortgage advisor regarding this matter days ago. He said, if the current variable interest rate is lower (usually lower) than the fixed interest rate, choose variable rate cuz when it goes up it’ll just be the same rate as the fixed rate. Example: Variable rate: 2.5% Fixed rate: 3.5% If you chose Fixed rate you are already paying 1% more interest than what you’re paying on Variable. Whereas, if you chose variable you are paying the current rate. and if it goes up, say, 1% after 1year you saved that 1% interest vs the current fixed rate. To me, I think Variable rate is a better choice. But, if variable rate is the same or almost the same as Fixed rate, then Fixed rate is the way to go. Just my 2 cent. :)

Wow! Looks like quite affordable mga bahay jan. Dito sa amin (Campbell River, BC) ang mabibili ng 150k ay 1 0r 2 bedroom apartment. Rancher houses dito ay between 330-400k, at townhouses ay nasa 200-320k.

Very inspiring ang vlogs nyo, my husband is considering Canada kasi nag wo work cia sa Singapore for 10 yrs and gusto sana namin magsama sama na kasi ang hirap ng magkakahiwalay. Your vlogs brings me good vibes regarding Canada.

Very informative :) Thank you Moises and Chelly

Thank you sa detailed info. Nalaking tulong sa tulad naming hopefully soon makaka landing na sa winnipeg. New subscriber here. Pinapanood ko lahat ng vlog nyo. God bless sa inyo

Hi Moises and Chelly! I’m your new subscriber, like watching your vlogs - very spontaneous and natural. Best regards to both of you from Chicago🇺🇸😀

Maraming slamt first time home buyer din ako nag hahanap hanap n ng bahay salamt sa info

Hi i hope you could make a video how your started your life in canada, how many weeks or months bago kayo nakahanap ng work? saan kayo nghanap ng bahay na titirahan nyo bago kayo dumating dyan while still in PH? also things na dala nyo thank you, kakainspire ung experiences nyo and big help samin na gsto mg migrate thank you God bless

Good to know is cheap to purchase a house there. I been in Canada since I was 2 years old and I’m old enough may be we are the same age; you could say. We still don’t have a house here in Canada. My parents does but not me and my bf. We live in Toronto, Canada. We got approved for a mortgage loan less than $400,000 thousand my bf work full time and I work part time because I’m a student but I still work pt. The cheapest house in Toronto is roughly $500,000 that is if you find it and it’s a small house; down payment about 20% to 30 %. We couldn’t afford it because it’s too much for us. We are still renting and since I saw your channel I’m going to consider to move there just to purchase a house depending on a job search as well. Thank’s for sharing.

God bless u both ❤️❤️❤️ Moises & Chelly

I was just thinking about you guys!!!! Miss your vlogs!!!! We have vlogging channel as well, Jojo N Juju..

Thank you po ulit Sa another informative video.

Very informative po. God bless po sa inyo. 💕💕

Very Informative, Thank you. kuya & Ate :) Tips naman paano makapasok sa starbucks :)

Hello !! hugs to both of you. Ang sipag nyu.

Wow.... ingats palage sir. 👍

Thanks for sharing this information!! More blessings to both of you

Hello guys 😃 namiss ko na yung mga ganito niyong post hehe baka naman po?...🤘😁 stay safe

Thank you Moises and Cherry for this vlog napaka imformative,Greetings💜💜💜

Good information pra s mga kababayan ntin n gusto mghnp ng bhay. Pg TFW k b ilang months bgo mkpg avail ng housing loan s mga banks dyn? O need muna n mging PR k bgo mkpg apply ng housing loan. Keep safe. God bless.

Hello po panibagong vlog n nmn at so inspiring sa aming parating...pde po vang magrequest kung ano po un mga damit na dapat dalhin at mga sapatos na dapat bilhin pra sa cold weather, and if salaries are paid hourly pano kung kunwari my storm at wala pong pasok, bawas po ba sahod, what i mean is kung ano lang po pinasok mo un lang po ang magiging sahod mo?thank u po ulit sa pagsagot.Godbless!!!

Great information 👍

Tanong lang po.. Yung pagdating nyu dyan s canada paano kayo naka secure ng titirhan? Or may mga relative n kayo dyan at dun kayo nag stay? Kasi kung hndi mkkuha ng apt kung wla ka credit history paano mkkkuha yung mga bagong dating?

Great information

hi moises and chelly! ang mahal na ng bahay dito sa Toronto. san na nga bang probinsya may pinakamura na cost of living?

Good Q and A po.

more power to us pinoy youtubers from Canada ♥️❤️❤️

Hi Moises and Chelly! Thanks for this informative video. I'm just wandering if anong type of property nabili ninyo? kung sa pilipinas my rights at clean title lng. sa canada my Freehold, strata, leasehold. not sure if ano difference nila.hehe sana po maka advice kayo. Thank you and God bless.

New subcriber 😍

hi po, Very informative po mga videos nyo. pwedo po ba malaman kung sino yung nagmamanage ng apartment nyo? maghahanap kasi kami ng apartment, pagdating namin dyan sa Nova Scotia next month. Kokontakin nalang namin sila, kung mabigay nyo po yung contact info nila. Salamat po ng marami..

Sir, I subscribed and clicked the bell button :) tanong po, kasi we're planning to apply, me my wife and baby.. pwede po pala magka work sa office dyan?

thanks

Hi- San po kayo Banda? Nagpapaupa po ba kayo dyan? My brother and his wife are also planning to migrate sa Canada Pero Wala kami relatives dyan..

Hello, just curious if you sell your house in Manitoba when you moved to Nova Scotia. Is it hard to sell the house once you decide to move to other province?

Hi chelly & moises ask ko lang, nurse kayo both dba? Pero non pumunta kayo sa canada di kayo nag work as nurse? Nurse din kasi ako pero gusto ko mag change career😂😂..Sorry di related sa video ang tanong ko😅..

Puede ka pala maging pr kahit wala ka pa dyan, sa pagkakaalam ko kc umaabot ng 4 to 5 yrs bago mo maacquire yong pr. Paano ginawa nyo. Ty

Hi! May I know anong industry kayo nag work as full time?

Thanks sa tips kabayan . fr.nmontreal ca.

hello. I'm a silent viewer po ng mga videos nyo. paout topic po ako. pwde po ba mag aaply sa provincial nominee ang mga may low skilled works?

Thanks for d info...how many years.amortization?

ang hirap palang bumili ng house dito sa canada mga lodi. 5 yrs na kami dito pero wala paring bahay.

So malaki yong downpayment nyo kung 150 t lang e mortgage nyo?

Hello! Kamusta po Valentine's celebration niyo? 😊

Talagang Sipag at Tyaga lang sa Buhay 👍🙏🙂😁 Thank You Mam And Sir, for this very informative vlog... Hi Mapagpalang araw po sa ating mga masisipag na Pinoy ofw.. Kung kayo po ay nagpaplanong mag invest sa house and lot sa ating bayan, pwede po ninyong ivisit amg aking channel, baka po may magustuhan kayo, mayroon po tayo para sa lahat kahit ano mang estado ninyosa buhay, mapa lowcost man yan ,or highend..muli mapagpalang araw po -arviehoradreamhomematchmaker

💜💜💜

i’m confused. ano na ngyare sa house nio sa winnepeg? meron pa po ba? sino na po nakatira?

Curious lang po, yung realtor, sino po nagrerefer or nagbibigay nun?

Sa halifax bumili din kayo ng house?

Pwede ba bumili ng bahay ang non resident, condo or bahay

Na benta nyo ba yung bahay nyo sa Winnipeg?

Ilang yrs to pay yung bahay nyo?

meron po ba kayong ibibigay na pera sa realtor? fee or tips..Thanks po

Sir lady driver na work ok ba dyan

Pwede ba mag apply nang navy or police sa canada pag permanent address kana ?

cash po ba o hinuhulug hulan nyo?☺