I prefer a hybrid approach…covered call etfs are my favorite…second is high yield…third is dividend growth…this approach has produced very good results…
@PassiveIncomeInvesting3 ай бұрын
the best approach is the one that works best FOR YOU! - thanks for sharing my friend
@richardthorne28043 ай бұрын
I invest primarily in individual growth dividend stocks such as PG, PEP, HD, IBM etc. I own around 25 stocks and sell covered calls on these stocks strategically where I’m looking to just double my annual dividend amount. I also own some pure income holdings (10% of my portfolio) such as JEPI, VZ, MO, IRM, MAIN etc. I took early retirement 7 years ago so for me its all about cash flow so I also run a completely separate wheel options strategy on the indexes such as IWM, SPY, DIA, RSP etc. I have around $1.7 million and this year will make approximately $60K in dividends and my options income will be lower this year at around $40K. Last year my options income was $63K. It’s a game changer. What is nice is I don’t sell shares to pay the bills and my total return is outstanding.
@catherinedesilets89603 ай бұрын
Thanks Adriano! I’m definitely a hybrid investor & VDY is a 3% allocation in my Canadian & SCHD is a 10% allocation in my RRSP 🙌🏼
@RidlysEmptyNetter3 ай бұрын
Great video, as usual. I do a hybrid- I get huge monthly dividends from QQQY, JEPY and SVOL. And use most of those dividends to buy SCHD, VOO and QQQM every month.
@roncraft20423 ай бұрын
SCHD is a great investment IF you have 30 years to wait. It’s a slow but steady grower.
@PassiveIncomeInvesting3 ай бұрын
VOO will beat it
@TotallyRegWhatelse2 ай бұрын
My approach: just *growth* (single s&p500 stocks w/o dividends and index ETF), price appreciation of 'growth' assets > 1'000% then fuels pure *income* investments >10% annual dividend yield (ideally keeping the NAV and in consequence the dividend level as well like CEF, cc ETF, and BDCs, MLPs, REITs, preferred stocks wrapped in ETFs). No *dividend growth* stuff, that's neither fish nor fowl, just for folks having no idea what they wanna achieve in which time with their bucks. 😊
@GalaxyGamingMalaysia3 ай бұрын
Very well explained, thanks Adriano! I’m a new income investor but overwhelmed with the amount of options in Canada
@SHHHMotoTravels3 ай бұрын
Thanks for digging into some clarity on the investment styles. Learned something new today !!
@PassiveIncomeInvesting3 ай бұрын
thanks Craig!
@dkyrtata66883 ай бұрын
Many dividend growth investors want to take advantage of the Canadian dividend tax credit which can have a negative tax rate at the lowest tax bracket in some provinces. But dividend growth funds do not necessarily pay dividends. GDV has never paid out dividends since its 2018 inception but rather ROC and some capital gains.
@PassiveIncomeInvesting3 ай бұрын
yes they do have tax advantages but only at lower tax brackets and only on non registered accounts.
@Ian-lm5ep3 ай бұрын
Very helpful. Thanks
@ddzc3 ай бұрын
Great video Adrian, thanks
@Papineau76143 ай бұрын
Very well explained Adriano. Thanks!
@gigid96063 ай бұрын
i learn a lot from your videos and started using some ideas i learned; and going to join the membership because i am worried about the future in US with possible stock losses. So far just doing dividend with drips and have 5 years till retirement. Hope to meet more people in the group
@abha8013 ай бұрын
I love the income style :) As long as the person is reinvesting is all of it to speed up the compounding. I buy Assets with the Income. Always grateful to you @Adriano :)
@PassiveIncomeInvesting3 ай бұрын
grateful for your comment!
@TheDividendNomad3 ай бұрын
Interesting. I just posted this same video idea 4 hours before you. Great minds think alike hahah. So many people seem confused about cone investing. Some of your videos have definitely helped me understand more clearly and inspired me to also start sharing my journey on income investing. Thanks for sharing your knowledge of investing with us.
@PassiveIncomeInvesting3 ай бұрын
thanks bud!
@Brandonyoungblood503 ай бұрын
If I bought GDV from Robinhood, are there management fees?
@Strykertd3 ай бұрын
For all the securities mentioned, what would be the ones to be an RRSP and which to be in a TSFA, are any of them Canadian or all US with the 15% holding tax. Thank you!
@SummitMan1653 ай бұрын
Good presentation as usual! Keep up the good work!
@PassiveIncomeInvesting3 ай бұрын
Much appreciated!
@Rob-ob3sh3 ай бұрын
My 4 funds for my RSP are SCHD and SPYD and DGRO and SVOL all U.S. listed
@blugan3 ай бұрын
First! Thank you!
@SB-kd8le3 ай бұрын
Soooo I'm mostly in growth at the moment and looking to reach FI in 8 years. When I reach FI I plan to allocate just enough to Income covered calls etfs to pay bills and still keep a good portion in growth etfs in rrsp. Should I be getting into income covered etfs now (I like hyld and qqcc) I think vdy and schd is a waste of time why not just go hcal and or other cc etfs.
@PassiveIncomeInvesting3 ай бұрын
the key is understanding there are many many roads to get to a goal. its a matter of finding the one that makes the most sense to you
@efullname3 ай бұрын
I have 2 questions if you don't mind. If dividend ETF out performs income ETF then how come you do not buy at least 1 dividend ETF? What strategy you use so an income ETF will outperform a dividend ETF? Thanks for continuously educating us.
@dkyrtata66883 ай бұрын
Outperformance is not always the main goal. Some investors prefer to give up some performance for a higher monthly payment. The performance of an inocme ETF can be increased with leverage. Leverage can also give back the upside that is lost by covered calls. Covered calls are needed to produce high income. Case in point: the year-to-date Total Return of QQCL (NASDAQ-100 index) which has been around since October is outperforming ZNQ (as well as mutual funds BMO95120, TDB908). QQCL is a leveraged covered call ETF with a yield of 13.74%. ZNQ pays at the end of the year amounting to less than 1%. The year-to-date Total Return of both funds is 13.24% for QQCL and 11.53% for ZNQ (and 11.49% for BMO95120; 7.72% for TDB908)
@PassiveIncomeInvesting3 ай бұрын
because that's not my objective. if total return is your mission, you would not even have dividend ETFs you would have index ETFs because those outperform dividend ETFs
@investinggrind3 ай бұрын
Hey Adrian, is their any high yield etf for consumer staples for Canadians
@PassiveIncomeInvesting3 ай бұрын
nope
@roncraft20423 ай бұрын
Income investments that are dripped become growth investments.
@dkyrtata66883 ай бұрын
Yes, except in a non-registered account you get dinged with the taxes for all the income received during the year. Many growth funds pay nothing thereby accumulating the unrealized gains until the fund is sold.
@PassiveIncomeInvesting3 ай бұрын
yes you can look at it that way!
@Bathroomguy6143 ай бұрын
I would like a video regarding renting for the remainder of one's life. I know financially the numbers probably don't make sense in comparison to owning real estate but the headaches of real estate don't set well with me. I'm asking because I thought I heard you state that you rent for essentially the same reason. Thank you.
@PassiveIncomeInvesting3 ай бұрын
headaches are what does not make sense to me
@Brandonyoungblood503 ай бұрын
What about fees with GDV?
@PassiveIncomeInvesting3 ай бұрын
its .85% fee as it states on their site
@mtoporovsky15 күн бұрын
@@PassiveIncomeInvesting GDV is not etf! $Global Dividend Growth Split Corp (GDV.CA)$ ---i heard u sad what they hold?
@gugustoy62083 ай бұрын
Are you still on qqqy or any defiance ?? Ita scary how.th3 chart are lookimg
@PassiveIncomeInvesting3 ай бұрын
yes the monster under your bed is also scary when you are a kid. but then you grow up and understand things better
@gugustoy62083 ай бұрын
My other question qqqy iwmy or jepy ?? Any suggestions ??
@dwaynecunningham21643 ай бұрын
Not my thang but interesting anyway.
@erikgarvin10313 ай бұрын
FDVV outperforms SCHD & VIG
@PassiveIncomeInvesting3 ай бұрын
my data shows SCHD outperforming but almost identical. tomato tomato