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Pay in 4 with PayPal: Full walkthrough (interest free loans!) 🤑
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Күн бұрынPayPal recently launched an interest-free microloan service that allows account holders to make purchases up to $600 and pay them off in four installments without a credit check. Here's how it works.
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@cnethowto 3 жыл бұрын
Would you or have you used Pay in 4? Let us know how it worked out in the comments. Watch our How To Use Apple Pay video. It's super helpful if you have an iPhone. kzfaq.info/get/bejne/jr6VqrCmt8--Y4k.html
@KTHKUHNKK 3 жыл бұрын
Super nice video. They sure put you through the hoops when you want to buy something such as pay In 4 Great job on the video truly. Yes I am subscribed. Keith
@jmunoz1414 3 жыл бұрын
Ok will I receive the item I purchased right away or until I finish making the payment??
@mamabare49 3 жыл бұрын
After pay has been better
@chriscoates8526 Жыл бұрын
I’ve used it twice. The first time no problems and paid every payment on time , used it again same thing paid everything on time and even paid my last payment a week early, just tried to use a 3rd time it gave the option for it then said something went wrong so re loaded the page and now the option for pay in 4 doesn’t show up anymore anywhere
@Peekaboo-Kitty Жыл бұрын
Yes I have used it. Great idea!
@brentdallyn8459 3 жыл бұрын
4 easy payments, not fair what if I want 3 easy payments and one really hard one
@garganrose Жыл бұрын
How do you think I feel I want two easy payments and two mildly challenging ones.
@marveledits2482 Жыл бұрын
😂😂😂
@Shortsgalore0 Жыл бұрын
The down payment is the hard one
@XXLechero 11 ай бұрын
I want 10 really inconvenient payments
@joshobrien9790 4 ай бұрын
Nice mitch hedberg reference😂😂
@KTHKUHNKK 3 жыл бұрын
Very nice I never saw that thing about pay in four before. I will have to check into that. They sure put you through the hoops. As do most of these come on to make you purchase items. But that was a great video thanks. Keith
@cnethowto 3 жыл бұрын
Apologies for the re-upload. A user pointed out an issue and we corrected it. Thanks
@justinlipkin 3 жыл бұрын
It's cool - I wonder what the issue was?
@edsaban572 2 жыл бұрын
How is this not a line of credit? Do they pull your credit report and does this show up in your credit report? Update: So basically if you use this, it does show up in your credit report. So if you apply for a mortgage lets say, bank will look at it and they will see all these pay in 4s. Bank will question. You can't afford a $150 purchase how can you make mortgage payments. No thank you PayPal.
@moemoe565 Жыл бұрын
😂😂
@hinsie4268 Жыл бұрын
So if I do a pay in 4 on a $600 purchase. That's 4 equal payments of $150 for a total of $600 correct? No sneaky high interest rates that tag on an additional $200 for a total of $800?
@justinlipkin 3 жыл бұрын
Great video, short but sweet, thanks!
@Cmikul25g Жыл бұрын
I think you forgot to mention it authorizes the full amount on your CC at execution and PayPal refunds the 3 payments back in 2 days. You have to have the whole amt available
@NoNoNoMeansNo Жыл бұрын
OMG thank you for explaining!! hahaha I was freaking out dude.
@burfside Жыл бұрын
Wait what
@king_smith5628 Жыл бұрын
So they take the whole amount then gives it back? What if I don’t have the whole amount but just the first payment
@miguelrosario722 Жыл бұрын
So you need to have the total amount when you make the purchase and they return the rest to you later? Because now the Pay in 4 option does not appear, or does it mean that it is no longer available?
@Cmikul25g Жыл бұрын
@@miguelrosario722 i think they fixed it. yes, before you had to get pre-authorized for the entire amount and then a day later it would adjust correctly and only one payment would post. Lately though i've been getting it approved without the entire amount pre-authorizing. Hopefully it stays that way. I use it a lot
@richardalex4516 7 ай бұрын
Very useful service. I use it for everything like movies, video games and electronics.
@elcompavic323 3 жыл бұрын
Thanks for the website man, I’m that crazy person who will buy an 7ft teddy bear 🤜🏿
@MADBONE0 3 жыл бұрын
HEY ITS AFTER PAY 💸 ... Hi from Australia 😂
@zennastarr Жыл бұрын
Great explanation.😂 Thanks. The giant teddy bear would need its own room.
@Minnieme690 3 жыл бұрын
I use it all the time, never over $150.00 though.
@gleiverperez1953 2 жыл бұрын
There's no way to pay the installments with the balance from PayPal right? Gotta be with credit card
@cristiansolares2007 2 жыл бұрын
@@gleiverperez1953 Debit or credit.
@ARES.PRODICTION 2 жыл бұрын
How do you use it
@cristiansolares2007 2 жыл бұрын
@@ARES.PRODICTION When you checkout with PayPal it gives you the option
@JamayaRay 2 жыл бұрын
I’m trying to use it but I don’t know how, can u help me
@thejankenthusiast1285 Жыл бұрын
Can you use your paypal balance to pay for it as compared to the bank account?
@darrianrickman-thompson9875 2 жыл бұрын
How do you pay it all off at once once you start
@LeoFernandez-fu8yx 13 күн бұрын
So what If you have bad credit or never had your credit impacted
@Diplexsy Жыл бұрын
I don't see the pay later section, why is that
@TheeAmiaKelis Жыл бұрын
will it ship after my first payment or when i complete it total bc then it’ll take over 4months to get what i want
@noname9360 5 күн бұрын
Do i have too pay interest the first time I'm signing for this
@dbest4755 Жыл бұрын
PAYPAL tells me that NOT all MERCHANTS accept ALL options within PAYPAL. So then , why would merchant place a PAYPAL BUTTON at checkout ? Also, PAYPAL does NOT guarantee MERCHANT will get paid !! LOL..NUTZ!
@GMMarlDomingo Жыл бұрын
True...
@AshishKushwaha-ob1bn 3 ай бұрын
Is this true that paypal gives loans for 0% interest if you return within 6 months
@Deadpool-nm4ph Жыл бұрын
Do stil did the item while doing the payment or once payments have been finished
@JeremiaJSantiago237 Жыл бұрын
Confused you start the video by saying there is no credit check then you say they do soft credit check that don't impact your score soft credit check it still a credit check so are they doing a credit check not please clarify
@thefreakofficial4396 2 жыл бұрын
Do items ship after first payment or does it wait until all installments are paid beforehand?
@ncarter0001 Жыл бұрын
Ship after first payment
@drakedaniels7880 Жыл бұрын
Can I use different cards throughout the 4 payments? Like a $100 gift card the first 2 times then the rest on my card?
@katzkurlz2853 3 жыл бұрын
What if you return the item do you get your money back? Or does PayPal keep it?
@bakersavage229 2 жыл бұрын
It’s always returned the way it’s paid in any transaction. PayPal PAYS the balance then you owe PayPal.
@nicolacapogrosso5629 3 жыл бұрын
Seems in the states is different. Because In the UK paypal does affect your credit score (Not because of the credit check)
@ManuelRamirez-us7yg 5 ай бұрын
can you use this to pay individuals for goods on FB marketplace?
@PabloTupi17 Жыл бұрын
DO I still get cashback on those pay in 4 purchases?
@Nevinss Жыл бұрын
mine says pay later but it doesn't say pay in 4. Please help
@souleater0815 Жыл бұрын
I can't find any sites that use Pay in 4. Can you list some?
@backup4247 3 жыл бұрын
Hi! So I used this and it says it’s in progress even though they’ve charged me for it already! Also I checked the website where I ordered stuff from and I didn’t see anything?! Like I didn’t order something even though I did and have paid for it!
@andi660 3 жыл бұрын
Has anything showed up yet ? I made a purchase today but still haven't received a confirmation from the company
@aliyam825 2 жыл бұрын
@@andi660 omg, I'm going through same thing, did u get any update after that ?
@andi660 2 жыл бұрын
@@aliyam825 I actually got my money back because the item I ordered had sold out ! But I emailed the company to see if they got anything but they had told me no.
@aliyam825 2 жыл бұрын
@@andi660 ohhh ok. Thank you so much for replying me ✨
@Adriianaortiz 2 жыл бұрын
@@aliyam825 I’m literally going through this right now I placed an order I got charged immediately but i haven’t received an email from the company should I be worried ?
@Jeweldroppin 4 ай бұрын
And you turn off the autopay ?
@doogievision325 Жыл бұрын
How you know what stores do it
@orochimain 5 ай бұрын
I tried this method but it’s telling me I have to confirm my debit card in my wallet which I have no clue how to do
@aragrox 2 жыл бұрын
I used the Pay in 4 on teddy bear but only got the legs. Do I get a piece every two weeks?
@leslieflores1097 Жыл бұрын
What if in my website I only have pay pal and no pay pal later what do I do then?
@mochiyeosang1908 4 ай бұрын
What makes it so you are not approved?
@ballerinablush5436 Жыл бұрын
how to find pay in 4 for what i already purchased? on paypal i dont see it to check the status etc but they did charge me the first payment
@wendycuadra4542 3 жыл бұрын
I did this but my little status says I gotta make a payment today and the line is red it says 0 out of 4 but it already charged my debit card the first installment
@XFTP5150 3 жыл бұрын
What ended up happening. Please reply asap
@Whgurwns 3 жыл бұрын
did it cancel it? mine is doing the same
@citrineamarilla6201 2 жыл бұрын
Give it time to clear. Depending on your bank, it can take up to 2 days. PayPal will then send you an email confirmation that it went through.
@unknownplayzz2303 2 жыл бұрын
do we get it first den keep paying on it ?
@fellypeBDR 3 жыл бұрын
bro, in brazil we pay in 12
@davidjamgochian 3 жыл бұрын
cool 😎 thank goodness 🎁
@Revsone1 Жыл бұрын
So I did this and it froze on the last screen and now all it says is authorization pending its also pending in my bank statements but no idea if item bought is approved or not. I feel like it got stuck in limbo
@shadowsluck4667 5 ай бұрын
same. any updates? i never got a confirmation from the merchant
@Revsone1 5 ай бұрын
@shadowsluck4667 It froze on me and it was my phone. So the order didn't go through couple days later I got my money back and re did it. Been using it a couple times. Awesome form of payment. Recommend it.
@anthonyvallejo1537 3 жыл бұрын
But can apply a discount code at the end of the paypal 4 payments? I dont want to pay in full if i have a discount code. Is the discount code bar option at the very end like when it is when ur paying in full?
@ernestosanchez2942 2 жыл бұрын
I have one problem I get approved but I get a notice that I can’t use the credit card with that plan or in other words I have to choose a different payment method I chose my prepaid PayPal MasterCard it links ! But at the end keep saying choose a different method what should I do
@west233g8 2 жыл бұрын
Bro I feel u I got approved for 2,300 but I can’t even choose the pay later option at first it shows up on my screen and then when I click on the PayPal credit option and press continue it refreshes and makes me use my own debit card and at first I thought it just needed my card number for payments in the future but it instantly took out the money from my account so I didn’t even pay with the PayPal credit method
@collien3284 15 күн бұрын
it doesnt show
@ElectricScooterMan 4 ай бұрын
They do ask for my SSN and annual income
@plasticarcade Жыл бұрын
can use pay in 4 with a PayPal business account?
@C4Crotona 2 жыл бұрын
Useful feature.
@nourchtay5698 2 жыл бұрын
Can I use Installment payment to pay money to my friend ??
@Yokaze1 3 жыл бұрын
Wait so is the item gonna be sent once all 4 payments are done or just after the first one?
@katiehuoch3749 3 жыл бұрын
after the first one
@XFTP5150 3 жыл бұрын
Nah lol cus then this whole this would be pointless. PayPal front you the money and pays the seller in full then you pay pal
@TheMad0ne 3 жыл бұрын
ORIGINAL TITLE: Paypal now let's you get deeper in debt more quickly.
@TimTams_64 3 жыл бұрын
If your that terrible with money don't fucking use it lol
@paulchisholm2622 2 жыл бұрын
Please give me your money and I'll make sure you'll never get into debt.
@paulchisholm2622 2 жыл бұрын
@No One Thank you, I was born in Nigeria and run a successful finance company.
@sabtow470 2 жыл бұрын
does this work with sending money?
@SaintMatthieuSimard Жыл бұрын
Trying to get a 3D printer. It says "pay in 4" on the site, but the pop up doesn't display the same items. I bet it's because Paypal hates Canadians.
@bonbon8853 3 жыл бұрын
so will you get it now
@kenadidias8391 2 жыл бұрын
Is it Limit to how much ?
@mamabare49 3 жыл бұрын
And they only let you buy one thing at a time. After pay boosted my limit several times over the year and I could make several purchases.
@XFTP5150 3 жыл бұрын
It lets you buy multiple things there’s a 1500 dollar linit
@leogirl9044 2 жыл бұрын
How can you pay any stores with phone
@jasonvasquez7422 2 жыл бұрын
I followed this step by step but why dont I see my order placed afterwards? It already took the first downpayment.
@pinklipstickx19 2 жыл бұрын
Sometimes it take a day or 2
@aaawriz1294 2 жыл бұрын
Does PayPal give cash back?
@mcvbeatz1241 Жыл бұрын
How can my business participate?
@EnoYaka 2 жыл бұрын
I just bought using pay in 4 but it says "0-4 payments made, payment due today".. last time I paid when it said that it charged me twice.
@melissahedges2031 Жыл бұрын
I'm trying to make payment and none of cards are working wtf
@wesleywouldifhecould 3 жыл бұрын
So does the item ship right then n there... or AFTER all 4 payments?
@hachi180 3 жыл бұрын
Right away
@juniorgomez9245 Жыл бұрын
Can you pay ahead of the dates , that each payment is posted ??
@BrixTremeGeek Жыл бұрын
Yes
@Getstr8cash Жыл бұрын
It’s not working on eBay
@nickorafael3887 2 жыл бұрын
Just like afterpay
@relativityandrhythm64 Жыл бұрын
1:34 😂 I don’t know 🤷♀️
@DashzRight 3 жыл бұрын
What does paypal gets out of this? More people buying expensive stuff?
@cnethowto 3 жыл бұрын
That's about it.
@liviopiscitelli7831 3 жыл бұрын
$600 not enough to buy maybe a nice TV???
@scarface548 3 жыл бұрын
Get you addicted to using PayPal. They get data about you.
@XFTP5150 3 жыл бұрын
It’s pretty much the same system as that place in the movie office space they take fractions of pennies millions and millions of times and it adds up
@swerves4948 3 жыл бұрын
Commisions from the sellers
@rcaxialscx10 2 жыл бұрын
how can I see how much I paid and what's left to pay ?
@citrineamarilla6201 2 жыл бұрын
Log into your PayPal account. Go to “wallet”, then you should see a “pay in 4” tab. It will show all of your current and completed plans.
@thatdamnbucket9847 3 жыл бұрын
When does PayPal get rid of the temporary authorization holds for pay in 4. I need it to pay payments
@Chris-dn5ih 3 жыл бұрын
Did you ever find an answer? Going through the same at the moment
@thatdamnbucket9847 3 жыл бұрын
@@Chris-dn5ih the temporary authorization charges went away after a week. I was refunded. I got my item and continued paying for the pay in 4 payment
@bigjuslaflare 2 жыл бұрын
@@thatdamnbucket9847 hey man so im confused by your answer…did you get refunded and redo the pay in 4?or did the transaction go through for you after doing pay in 4?
@thatdamnbucket9847 2 жыл бұрын
@@bigjuslaflare I had to pay the first payment again. But I got refunded from the glitched first payment not long after in a week. Then I pay the next 3 as Scheduled. my order was not canceled through.
@bigjuslaflare 2 жыл бұрын
@@thatdamnbucket9847 ok thanks bro im going through the same thing
@midnightwolfie1669 3 жыл бұрын
Good morning
@wiz9795 2 жыл бұрын
*do they send the product after the first payment?*
@adnanabdurrahman419 3 ай бұрын
That’s what I’m wondering
@mirandadecker7073 Жыл бұрын
Hi do i pay monthly or weekly with this
@Kevin-we7ez Жыл бұрын
When you go to buy something the same system gives you the option of doing that
@endc3043 Жыл бұрын
I use it all the time and it's convenient, but most of the time I end up paying it off early and don't have the forth payment anymore..
@prevails85 Жыл бұрын
I know it says a soft credit check, but does it show up on your credit report?
@endc3043 Жыл бұрын
@@prevails85 pay it off early and you'll be ok.. just a one time deal.. never had issues
@oscarswift1868 7 ай бұрын
How exactly do you pay it off like where do you go and what do you have to press/do
@endc3043 7 ай бұрын
@@oscarswift1868 download the app and the option should be there on what you owe or pay of early
@toni2606 3 жыл бұрын
Does seller receive payment in full at once or is it received in four separate payments? Is this option automatically available to all sellers that accept paypal or is it a separate option that they either agree to (or not) as a seller when they establish as a paypal seller. I recently spoke with a seller/manufacturer of musical instruments in Russia that stated he was not familiar with pay in four while a different seller also in Russia does allow that option. Hoping to make purchase using this method.
@cnethowto 3 жыл бұрын
The seller receives the full payment up front.
@bitervaduva6714 Жыл бұрын
@@cnethowtoand when will I receive the money back? Like he receives the full payment but then what?
@jacechretin4597 Жыл бұрын
@@cnethowto is there a way I could use the balance on my PayPal account for the pay in four option or is it only through the use of a credit card that it works?
@angelacowell9107 7 ай бұрын
It Depends On The Company You Are Using It With, They Will Let You Have The Option To Use Your Balance or If You Prefer It You Reguest To Use Balance First, But The Company Agrees To That With PayPal As A Option, it is available for the company not PayPal. The company itself decides if they're gonna offer you the choice between paying for it with the balance of what's available on your PayPal account. But you would know that in the very beginning. Before you place the order before checking which one it is you want to do. Hopefully That Makes Sense To You & Answered Your Question As Well*
@harold0723 2 жыл бұрын
PayPal credit let's you do this in 6 months
@jadensephiroth1009 3 жыл бұрын
ebay is not giving me the 4 payment option pls i need help?
@citrineamarilla6201 2 жыл бұрын
Just use PayPal to checkout on eBay, then it will route you PayPal. It should then give you an option for Pay in 4.
@ovoxo7396 2 жыл бұрын
So what happens if you pay it all off early? Do the remaining payments Stop???
@JesusSaves23k 2 жыл бұрын
Yes
@nyd2021 Жыл бұрын
duh
@adrienaolguin1192 3 жыл бұрын
What happens if my pay in 4 is being processed? How long will it take
@cnethowto 3 жыл бұрын
Usually takes minute
@XFTP5150 3 жыл бұрын
@@cnethowto Glad you cleared that up. Wth does that even mean
@austinmontes5946 2 жыл бұрын
But does the item ship once all payment have gone through? Or …
@santosjuan12 2 жыл бұрын
No. It ships once the order is in
@aliyam825 2 жыл бұрын
@@santosjuan12 How long does it take for the order in?
@santosjuan12 2 жыл бұрын
@@aliyam825 immediately. There’s like one second approval from PayPal. Then you’re all set
@Adeptus-Custodes 2 жыл бұрын
So does the product ship as soon as you pay or does it need to pay off before it ships
@Strawhatmontoya 2 жыл бұрын
Ships as soon as you make your first payment
@Zenab-hs1ky 2 жыл бұрын
This sounds a bit too risky for me I just used the 3 payments thing but never again because I don’t want a bad credit score and it’s hard to reach someone when there’s an error
@cristiansolares2007 2 жыл бұрын
It doesn't affect your credit. I just turn 18 and don't have credit history and I was 2 payments behind and when I completed the payment nothing major happen. It's risk free.
@Zenab-hs1ky 2 жыл бұрын
@@cristiansolares2007 okay thank you
@jefferywesson9055 2 жыл бұрын
What about doing a pay in 4 through a pay pal gift card?
@theworldofjoker8560 2 жыл бұрын
Yea but how do u actually get it it say I’m not eligible even though it is 119
@bradgoldsmith3834 2 жыл бұрын
Same
@ARES.PRODICTION 2 жыл бұрын
Same man
@originalman7552 2 жыл бұрын
Does Paypal let u Kno when seller ships item
@citrineamarilla6201 2 жыл бұрын
No. The seller should send you some type of shipping confirmation. PayPal has already paid the seller upfront for your order.
@originalman7552 2 жыл бұрын
@@citrineamarilla6201 Thank u
@brokentostrongessentials591 5 ай бұрын
Resident evils find Clair
@oscarlopez7368 2 жыл бұрын
Does this work on eBay?
@cnethowto 2 жыл бұрын
Most likely
@jhonathangarcia1330 2 жыл бұрын
It doesnt
@citrineamarilla6201 2 жыл бұрын
Yes.
@TheChromePoet 3 жыл бұрын
Would PayPal ever increase the $600 pay in 4 limit if you have a good history of completing previous pay in 4 debts?
@XFTP5150 3 жыл бұрын
Mine let me do 1200
@jhonathangarcia1330 2 жыл бұрын
@@XFTP5150 where can you see that info?
@godzilar35 2 жыл бұрын
I didn't even know about this. I was going to make a $1,350 purchase and saw the pay in 4 clicked it and immediately got approved 👌
@Gravediggerx2 2 жыл бұрын
@@XFTP5150 mine let me do 4k
@littlehollow5306 4 ай бұрын
how can you say with no credit check, then say theres a soft credit check? thats fucking stupid.
@aristideau5072 2 жыл бұрын
Afterpay is better. Same no fees, but you don't have to pay a cent for 2 weeks
@Kirbypiles777 Жыл бұрын
How to use it?
@momojones3744 2 жыл бұрын
Lies lies
@SangitaKumari-vx3kn 3 жыл бұрын
વ્ર્ય્
@InyangInyang-zu6oz 6 ай бұрын
Please help me I need card for my Google account number now abag
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