Pay off all debt then invest.. I have zero debt and just started investing this year

Nicolette, listening to you changed my life. 3 years ago I had just over 300k in unsecured debt. I started paying it off aggressively and now I only have about 50k left to pay off because of your advice. Once done in a few months, this year, I will be investing just as aggressively 🙏

My strategy is to focus on paying off high interest debt like my credit card while paying the minimum amount on other debts like my student loan and also investing whatever I can in ETFs. This is also in addition to saving toward retirement (coz this is also an investment). However, if one is drowning in debt that has high interest, I think it is best to focus on stabilizing and minimizing that financial risk before investing. You don't have to be debt free to invest. Just get rid of whatever debt keeps you up at night.

Thank you Nicolette for discussing this because financial institutions hardly encourage consumers to invest rather to take debt. This is a good way to make people think about it

Another session of listening to Nicole spitting facts! Thank you

I am killing debt first to free up some cash.

Finally subscribed 😌 Girl is ready to fix her finances and this video just what I needed…thank you Nicole.

And your book is also one of the best investments. It's amazing 👌🏼

You are touching and changing lives 🙏🏾 through these educational and informative videos on money matters.

Love this, so true paying off debts is a form investment, haven't thought about like that, thanks Nicolette and team

Thanks for this Nicolette, It is good to get affirmations of tried and tested methods.

Very informative, I'm definitely killing those debts first before even thinking about investing.

Dope information we all need to hear this at the Life Orientation class.

Thank you, this is so helpful.

I love how invested you were in the video!

Thanks so much for sesi Nicolette for this video. It is quite informative. Keep on doing God's work 🙏🙏🙏🙏♥️♥️♥️♥️💯💯💯💯.

Informative, thanks Bunny.

Waiting for 2 companies to pay dividends this month and sell my entire EasyEquities holdings to pay off my credit card and start investing on EE from scratch 🤞🏾

Thank you love. That was very helpful❤

That was very informative 👍

My favorite KZfaqr💃. My inspiration to my KZfaq channel ❤️Thank you Nicollete.

Thank you so much for continuous enlightening us On our Finances ❤️

Nicollette Mashile... I absolutely love this content... Big ups to you girl... May this channel grow... Love it for me... Where can we purchase your book? Love how you get straight into it... You articulate issues so well

The way I love you Nicolette ❤️

She just never disappoints, lovely.

Thank you

My fav❤💃💃

Would really appreciate it if you could make both a video for KZfaq as well as an audio podcast on Spotify or Moneyweb.

Very informative#Thanks Bunny❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️

Also what are these comments😅

Very informative. Thank you.

Hey Bunny, how long does is take for credit score to recover after you have settled things that ruined your score.

Thank you I needed this 👌❤️

Thank you 🙏🏼.

Thank you Nicole....

i have never been so engrossed in a video like i have with this one. Best 12 minutes of my life

You don't know how I appreciate your videos.💫

How do you negotiate? Where do you start?

I think i got my answer :) Much appreciated

I prefer paying off debt first then invest.. Or do them parallel if the debt doesn't have too much interest

Just what I was contemplating about 👌🏾

We learning,thank you for educating us.❤

Where can I buy the book?

Thanks for this video

You are very wise 😍

Thank you for sharing this valuable advice. Please kindly assist if possible with the video about "account in access" whether it's very important to also pay it off " the negative balance" and how to stop the amount from increasing. Thank you

Through your videos.I have successfully paid off my credit card today. Now only have one more loan to pay . Will need your advice though paying off the last personal loan... I have half of the money i owe to clear the loan, now don't know if I must save it through investment until it is enough to settle the loan maybe after 6months. Than Start from the scratch? Please kindly advise

How can I get your book?

Great content. I'd do both.

O tshwere gotlhe..100%...and u were so passionate..xo

Wow u so goooooood

I thought I could do both, but with the trajectory the repo rate is currently on, I am on a journey to aggressively pay off my vehicle debt. That should free up money to invest.

Excellent!!

Location, re mo💃💃💃💃.

Hi Nicolette, I hope you get to this comment. Do youthink it's wise to withdraw 50k from standlib and grow my EE account?

Ok

I was in debt,I invested nd the money I invested helped to pay the debt

Very informative, thank you. Is there a chance that you can please discuss purchasing a car or any other asset using your flexi funds from a home loan as opposed to making use of separate financing?

Thank you so much for this informative video…♥️ With me I have a car that I’m paying and it’s still new, I wanted to pay the ballon amount so I can start saving up for a house (deposit). However I was told I can only pay the ballon towards the end of the term. Now I have this money sitting in my account, please advice what I should do 🙏🏾 I have easy equities and I bought small’nyana shares and some is in my Tax free account. Was contemplating saving more into Old mutual or Sanlam tax free account. Please help 🙏🏾

Invest first

Back in 2019 I decided to buy my mother a Mazda 3, 2020 version. One of the things that the salesman advised me against was the balloon payment. I didn't know what this was but he explained it to me and I agreed with him. He negotiated the financing for me and I went to the finance lady to sign, it must have been excitement but i don't remember her saying anything about a balloon payment to me but because she knew I didn't want it so I just signed everything. Because now I am planning towards pay off this car i decided to review the financing of the car. Boom there was an almost R90000 of balloon payment. I am asking myself why would a salesman advise me against something and then decide to negotiate on my behalf for it. This was my first debt so I was in no way desperate, I could have afforded even two of those cars at that time. I feel defeated!

What is going on with the weird comments in the comments section 🤔🤔🤔🤔?

Do you follow Dave Ramsey or Graham?

Pay off you debt

I'll withdraw all my investments and go in debt for you 🤣

Dropped the mic too soon

wandi-shout-a usisi yhuuu. But enkosi. #2wheelstoworld

Great vid. The echo is distracting though :(

the echo in the background is really annoying, but the message is on point though.

Hairstyle ayikajwayeleki

hayi maam those lashes are distracting.great content as usual

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For faster money, I always recommend straight flipping. Use existing infrastructure - don't create your own sites and products. Just use what exists already, and sell what's popular already. Fast. Money---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- i just made a whooping $10,000 from cognitivehacks@yahoo.com