PAYDAY ROUTINE | TIPS ON HOW TO STICK TO YOUR BUDGET
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Күн бұрынPAYDAY ROUTINE | TIPS ON HOW TO STICK TO YOUR BUDGET
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@BudgetTreasures 5 ай бұрын
Hey Besties!! We are going to stick to our budgets in 2024! I hope that this video is helpful for those who aren't consistent and can never stick to the script! Thank you soooooo much for being here!! Talk to you in the comments!
@lisascally7061 5 ай бұрын
I have made it a habit so far to grab my budget book and update it while I watch your (or a few other budget/goals videos) almost daily to track spending, update bills etc. When you said you’re helping businesses make their goals but not making yours because you can’t control your spending…..I listened 3 times to that part because that was for me. I’m trying hard.
@BudgetTreasures 5 ай бұрын
Ah! It is not easy Bestie...I know how you feel. It took me a while to get to this mindset...I listen to a lot of podcast and business people who keep me grounded also. I am by no way saying that we do not deserve nice things or the things that we want but if the "stuff" keeps us from financial goals then that is when we have to regroup, change our mindset and make a plan where we can have both 🤗
@lisascally7061 5 ай бұрын
@@BudgetTreasures it’s not easy but it does help doing it along side others. The thing about stuff is I don’t need anything at all other than gas and groceries. My friend is constantly giving me clothes, I ran out of room. I actually need to declutter my apartment lol. I have a library e card so most of the books I want are there. My only other big spend I like to do besides food is yoga classes so I have some prepaid. I definitely need financial peace and security over things.
@micheleb2657 5 ай бұрын
Winning in this season...14 days strong with no spend January and I refuse to allow anyone to buy me fast food or anything else this month. 💪🏾
@larkiameade9251 5 ай бұрын
I just want to thank you for encouraging me to get better with my budget. And the extra bonus was you starting a weekly prayer for our finances. #loveit
@shamikasmith69 5 ай бұрын
This video here…. So on point!!! Esp at the end. While we’re feeding their why, we left still struggling to answer ours. I paid a small debt off with my 1st check this month. The 2nd second I plan on paying a lot more items off because I purposely worked 12 OT hours to assists me on my debt free journey. I’m enduring everyone to discover our why and stick to it. ❤️❤️
@BudgetTreasures 5 ай бұрын
Yes I love this!! You are on it and determined...you will meet your goals for sure!
@kristylove7841 5 ай бұрын
I been looking for a house ( first time home owner) so your channel save me. Getting out of debts and savings money for my home is a blessing thank you so much ❤ starting debt 3,065 now I'm 1,288
@BudgetTreasures 5 ай бұрын
Come on Bestie 🙌🏾🙌🏾🙌🏾. Yasssss!! I love to hear this... Buying a house is so fulfilling...You have a strong "why". I can't wait for you to buy your house....I am going to celebrate with you
@sharlenescott356 5 ай бұрын
😂 Tell the Truth!!! I was frustrated and disappointed.
@budgetforsuccess835 5 ай бұрын
Same! I started my channel as accountability for my budget and impulsive spending problems.
@BudgetTreasures 5 ай бұрын
Helps huh!
@trishasimon4187 5 ай бұрын
Try using the bill pay link through checking account to avoid the charge for water bill,garbage bill and PG & E not sure if all banks have it but saving every dollar helps. Love your channel you have given me different ways of budgeting and saving money Thank you
@BudgetTreasures 5 ай бұрын
Thank you so much! I will look into bill pay with the bank
@user-su5rv8bi7f 3 ай бұрын
Bill pay saves time and worry....also make sure you have a months bill money in account just in case....I learned that lesson the hard way
@stephanieporter6836 5 ай бұрын
Something fun to do is go on a home improvement website and pretend to shop for all your home improvements. I did this when I was replacing some lighting/plumbing fixtures and appliances. It gave me a rough estimate of the amount of money I would need to save. You are so right about keeping your "why" in front of yourself at all times. A lot of sticking to your budget requires self-discipline and maturity. Great video!
@ginagreene5668 5 ай бұрын
Thank you for the pep talk. You are my bestie in my head!
@GamerGirl173 5 ай бұрын
Falling off isnt a crime! Not getting back on and keeping on is! I have been doing a low spend January, and it has been a blessing to me! That said, I did end up having a high spend day today. This video reminded me why I need to keep going. Thank you Budget Treasures :)
@diannerichards6018 5 ай бұрын
Your are so right I have tried to do this so many times over the years but it wasn't for every little thing and I didn't do it religiously I wrote it and didn't look at it again😢. It will be better this year I have studied and learned from all of you guys on here and I'm committed
@BudgetTreasures 5 ай бұрын
Yesss!! One step at a time...Just look at it everyday and track your expenses...It will be a bit more difficult for you to not stick to your budget.
@paulahunt414 5 ай бұрын
Closeout each paycheck is important. You may want to try this method. .At the top would be Pay period dates: below create a 4 column closeout method. Column 1 heading would be tbe Budge Category List. The name of your budget category in vertical order ( income total , bills total , variable total, sinking funds total , extra debt payment total saving total and balance. ..Column 2 heading would be Total Amt Budget. Column 3 would be Total Amt Actual Spend. Column 4 heading would be Difference (+/-) .. with this method, your brain can see if you over or under budget. Do you need to increase or decrease....just a suggestion....
@hottkela29 5 ай бұрын
just catching up! I have not given up on the budget but, I'm always off on the variables. I'm learning...
@MrsUnderwriter 5 ай бұрын
As for Groceries I did find that sticking to WEEKLY budget is the only way for me. I use the "back of the envelope" method by Jordan Page. Šo literraly I write down every purchase of groceries same day and put it into envelope. Works easier for me.
@latiffanydavis8922 5 ай бұрын
I am a budget micromanager. I didnt know what was wrong with me until you said it. Thats the perfect description! Thank you. I also appreciate your responses as i dont have an accountability partner to talk budget with me. ❤
@janscimccaw9091 4 ай бұрын
I just love your videos!! New subscriber and I'm so excited to get out of debt. Also absolutely looove ❤❤❤your nails!
@Awakened5555 5 ай бұрын
So true about not browsing online and to isolate from outings. Great video bestie.❤
@utiosorio4201 4 ай бұрын
Very good motivational ending, thank you.
@jsweetsurrender 5 ай бұрын
The chicken wing took me out!!😂😂 delete that DoorDash account! ‼️
@deniseperdue3307 5 ай бұрын
Thank you, I definitely needed this extra guidance. I screwed up big time with my 1st paycheck. Back in the budget trenches I go...🏃🏾♀️🏃🏾♀️🏃🏾♀️
@margobudget1533 5 ай бұрын
Preach it sista❤❤❤
@grownwomenonthegrind 5 ай бұрын
Great video
@antowahmister6589 5 ай бұрын
I love fetch‼️
@jacquelinekrimmel351 5 ай бұрын
Love it! Hey, for your bill that you pay with the card... can you just attach your banking acct to the bill so you can alleviate the fee? I set that up with mine. Just a thought!
@truthseeker3881 5 ай бұрын
Great realization!!! Remember your WHY
@BudgetTreasures 5 ай бұрын
That why hits every time
@Nebaby288 5 ай бұрын
Your content is really helpful. And keeps Me on track! Thanks for your consistency 😊
@ladilikeki1725 5 ай бұрын
Thank you for this video! I'm really trying to manage my money better
@mymoenajacobs6405 5 ай бұрын
This video is so motivating and informative. Thank you so much! Learning new ways to budget just gets you closer to what works and finding the perfect budget. I can’t thank you enough ❤❤❤❤
@launaford4185 5 ай бұрын
Great video!
@BudgetTreasures 5 ай бұрын
Thank you ❤️
@ananteddy 5 ай бұрын
What is your daily, weekly, & monthly money routines? Thank you for sharing!
@carolinepankey21 5 ай бұрын
A question I would like to know is are we supposed to tithe based on our gross or net income. I’m unable to join the live but I watched the replay. Thank you for posting it!!
@BoxofRecipes 5 ай бұрын
Hi Jazmine, thank you so much for your videos. Like some of your other subscribers I have also made it a habit to bring out my budget book with me and update any changes. I am so glad you brought up the subject of tithes, this year I am not only on a financial journey but also a spiritual one. I started reading the Bible for the first time, praying more, trying to get closer to the lord. I want to give, I wish I could give more now, and it’s a goal when I am debt free, but my question is: is it okay to give my tithes to organizations that help others instead of my church? I am catholic, well raised catholic, and I am slowly rebuilding my trust with the church, but for someone reason I still don’t want to give them my money.
@allthingsprincess5646 5 ай бұрын
I need to develop a budgeting routine for sure.
@BudgetTreasures 5 ай бұрын
It is super helpful
@user-pg4no3he1m 5 ай бұрын
❤
@everythingkendra36 5 ай бұрын
Hey girl hey. I enjoyed the video💞
@BudgetTreasures 5 ай бұрын
Thank you 😊
@user-qy1fn7xt2k 5 ай бұрын
😊😊😊
@NokiesKitchentable 5 ай бұрын
Hey BESTIE!!!!!!!!!!! I am so with you on this. The WHY is a must...... FYI I paid off a Loan this week. my goal is to pay off another one by the end of the month. Sticking to my budget . Thanks for the Prayer Call. My question is on th tithing is when you give and some Churches give you a paper for end of year tax to write it off , is it considered a true tith? Another question I have is money the only thing for thithing, can it be time or products the Church may need? Thanks for all you do.
@sarataylor4537 5 ай бұрын
I pay my bills on time, I just don't ever stick with cash stuffing
@user-qy1fn7xt2k 5 ай бұрын
Kissimmee, FL
@BudgetTreasures 5 ай бұрын
Heyyyy Florida!!!
@jasminespender5832 5 ай бұрын
I have one credit card maxed out with a 30%APR. Is it better to add more than the min payment little bits at a time as you can, or should I be saving a large dollar amount like $1000 and then adding that all at once after some time (still making just min payments on time though)? Does it matter when and how much more you pay more than the minimum payments? I am new to your channel and love the content! So motivated!
@MsDani_HazmatChick 5 ай бұрын
Definitely pay more to it as you can, it’ll help in the long run.
@jordynleathers231 5 ай бұрын
hey boss woman! Can you put a link to where you got your wallet from? It is so cute and organized
@kellypost1353 5 ай бұрын
Yes was also going to ask this!
@jessicakyles4408 5 ай бұрын
For your electric can you do an ACH payment, using your routing number to avoid that cc fee? My electric and gas companies have that as an option because I’m not giving any extra dollas. Lol.
@Cordelia0704p 4 ай бұрын
The routine is 100% necessary. I didnt budget my money when i got paid last week and then my entire family got the flu. What do i do when i dont feel well? Doom scroll and shop. :( i blew 300 bucks without even realizing it. Sat down and did my budget today and I can pay all my bills bit most of what would have gone to savings is gone. 😡
@BudgetTreasures 4 ай бұрын
Yes. You are right. It is necessary!!
@bernadetteharrington6154 5 ай бұрын
💜🎊
@mandygiller6191 5 ай бұрын
Hey girl, can you link your daily spending wallet, please ?
@deniserhodes4240 5 ай бұрын
Can you pay your water bill with bill pay from the bank, I found it to be helpful for me. I am not paying any extra fees to pay bills.
@judy5572 4 ай бұрын
🙏👏👏👏
@deannafarley9893 5 ай бұрын
Hi! Where did you get your wallet?
@khantuang2855 5 ай бұрын
How did you sign up to got paid from KZfaq?
@kelleyg4583 5 ай бұрын
Hi Jasmine - I find your videos very informative and valuable. I bought your budget workbook and I’m wondering why mine isn’t as detailed as yours. To be honest, I am a little disappointed that I paid $20 for a PDF that with some research, I could’ve found online for free. I was so excited after watching a couple of your videos and seeing how transparent and organized you were that I wanted to take it step by step and do it like you. I am earnestly seeking to change my mindset on spending so I continue to watch your videos. I know you said we need a side hustle and I realize my $20 investment was a contribution to yours. So I guess you did a good job.
@BudgetTreasures 5 ай бұрын
Hi Bestie. Oh no. My full system is a personalized budget system and it’s combined with different budget tools from different a couple different creators/products. I apologize for the confusion My budget pages are from The Budget Mom. My No Spend Workbook and Debt Free Workbook was created by me. I bonded these 3 with the Happy Planner cover and I am using a few sheet from the happy planner. I also have some stuff from Notiq as well. I will be more than happy to refund you as my main concern and goal is to ensure your satisfaction. If you provide me with your email address I will refund you within 24 hours Thank you so much for your feedback as it assist me in improving my communication and product.
@fitnessangel97 5 ай бұрын
What size is your cash wallet? Is it the XL?
@BudgetTreasures 5 ай бұрын
I am not sure...I got it from @sewkraftysana It is her Zippy wallet
@fitnessangel97 5 ай бұрын
Yes I was on her site to order but she has different sizes. Thanks anyway
@sarahschreffler5407 4 ай бұрын
How do you budget for medical when you don't know when your kid is going to get sick/need medicine/multiple appointments, etc
@BudgetTreasures 4 ай бұрын
I would create a sinking fund. I would save a little bit every paycheck so when the doctors appointment comes up, you will have money. for the copay/meds, etc
@Randommelly51015 5 ай бұрын
So i have a new problem I don’t want to cash out or liquidate my funds, how can double my cash stuffings and make it so i can just always have cash & also pay my bills. I’m a contractor and in credit card debt due to moving and restarting life & now selfishly don’t want to unstuff I’m 3 months in and 5 weeks from my old goals.
@BudgetTreasures 5 ай бұрын
Hey Bestie. I don't understand your question...Can you clarify. for me
@She_is_Chris 5 ай бұрын
Can you mail you water bill payment in to save that extra $3?
@BudgetTreasures 5 ай бұрын
Whew. I probably wouldn’t. I’m not good at going to the post office. It isn’t that close to my house. I still have my moms Christmas card that I never mailed 🤯
@user-qy1fn7xt2k 5 ай бұрын
🎂🎂🎂
@mariapina1755 5 ай бұрын
Anyone needs an accountability partner? I do! 🙋♀️
@BudgetTreasures 5 ай бұрын
You are in the right place!!
@She_is_Chris 5 ай бұрын
Hi! I absolutely love your videos 🫶🏽 If you have any old cash stuffing envelopes/binders/calculators that you don’t use and you thought about throwing away/ you’d like to donate please let me know. I’d be so grateful to have them!
@BudgetTreasures 5 ай бұрын
Thank you so much! I will keep you in mind for sure
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