You are simple and care about small investors( Sr. Citizens) that is why we like you. God bless you.
@DeepakYadav-nm6bwАй бұрын
110%
@KumavatSunil-sj1ii7 ай бұрын
Disclaimer: No Ankur warikoo is harmed in this video😂😂
@rupakmitra2247 ай бұрын
Nobody knows whether Ankur warikoo invested in FD😊. Since there is no promotional benefit, he will not in favour of FD.
@sciencetechdocs.35157 ай бұрын
😂😂
@miniandrelanoi84017 ай бұрын
😂
@Shubham-wr2yb7 ай бұрын
Ankur warikoo has dumb content. Nothing smart or new.
@akashsolanki54557 ай бұрын
Nice 👍
@BankingBaba7 ай бұрын
Some important points please be aware 06:15 and 07:45 Banks have to show interest rate of quarterly compounding only with that they can also use annualized interest rate but they cant promote it with annualized rate. So 7.0% will always be less then 7.1% 10:15 Interest rate cant be different for different amount, It will be same for all except bulk deposits (example of 10 lakh shown in video is incorrect) 10:45 Its again RBI rule to allow premature withdrawal for all deposits under 1 crore. so don't spread wrong information that premature closure is not allowed its mandatorily allowed for all deposits up to 1 crore in all banks. 16:00 You said you can withdraw easily and quickly from that platform, but not mentioned the word same day ? why in your own banks we can get FD closed and get the funds in bank same day. even on holidays with internet banking.
@goolqui7 ай бұрын
❤❤
@HopeSteph6 ай бұрын
The wisest thought that is in everyone's minds today is to invest in different income flows that do not depend on the government, especially with the current economic crisis around the world. This is still a good time to invest in gold, silver and digital currencies (BTC, ETH.... Stock)
@IncognitoSahil6 ай бұрын
You bots have gotten too sophisticated these days. Such long comments thread, wow.
@ravimix7 ай бұрын
With All Due respect, Pranjal Sir missed out on Bulk FD and Non-Callable FDs where Banks give extra ROI to the HNI customers who have good wallet and doesn't want to invest in MF and Stock market!! 😎
@ashmait7 ай бұрын
HNI customers are not his target market
@soulbareilly7 ай бұрын
Retail investors are the targeted audience 😊
@vaishs3854 ай бұрын
I am thinking of investing in FD from the last few days and this video is the honest one till now. Normal youtubers are saying FD gives very low return. But for people who can invest a small amount don't want any risk. Pls do a video about tds and tax if we do FD. I am naive and very new in investing.
@anuragmeena39447 ай бұрын
If you are considering Unity Small finance bank FD , you should know that though FD can be opened online , but in case you wish to break it as on date, the amount will be transferred to a Unity Small Finance Bank saving account which will be compulsorily opened when you book a FD with this bank . This bank doesn't have mobile/net banking/UPI or even debit card facility as on date....this is my understanding from reading tnc on wint wealth and website of the bank. Please correct me if I am wrong.
@ankitruparel58596 ай бұрын
This is correct, but you can get in touch with Wint Wealth and get the money back to source account in 24-48 hours.
@ayushkhanna19966 ай бұрын
Thanks. But then how someone will withdraw their money online? Do they have to go to branch for that?
@padalapraveen95496 ай бұрын
As of now. Yes we have to approach nearest branch
@Sakshamm075 ай бұрын
This idiot missed such a crucial piece of information. My mistake too I blindly went for this combination after watching this video.
@mayankacharya14217 ай бұрын
This is what i like about u sir. The true finfluencer in the town. Genuinely u talked sensibly and the bestest investment advice to all of us ❤
@ashishd70817 ай бұрын
Couple of points which came out post discussion with the customer care They are upgrading the app, to digital open the ac need to wait for couple of days. Most of the caveats are applicable till 31st March e.g. zero balance, waived charges. Cannot transfer the branch from one city to other city. It would be good to put in more relevant information.
@prabhjotsiddu924 ай бұрын
FD is the best investment. I have tried every other and ultimately reinvested in FD in public sector banks.
@kamalkumarsharma30056 ай бұрын
I am regular viewer of your videos. I am Mathematics Lecturer and i also inspire my friends too. Kindly prepare a health insurance video comparing basics.
@PranayLadha7 ай бұрын
Pranjal the Fd rate of Utkarsh Bank on it’s official website is higher then what is shown on Wint. For eg 2 years to 3 years in Utkarsh is 8.5% and Wint does not have interest rate of 8.5% it shows 8% or 8.25%. If they are not showing correct data then how can we trust such sites for investment.
@WintWealthYT7 ай бұрын
Hi Pranay, thanks for bringing this to our notice. The details have been updated on the calculator. We regret any inconvenience caused and will strive to do better.
@mountainhunter7 ай бұрын
Please make video on govt Bound called T Bill.
@vasuchauhan97237 ай бұрын
Post office me fd karaao best. No capital risk. 5 yr FD 7.5% quarterly compounding. Senior citizen 8.2% 5 yr. 100% govt. Security.
@sambose82437 ай бұрын
NSC gives 7.7%, higher return than SCSS
@vasuchauhan97237 ай бұрын
@@sambose8243 it's scss 8.2% . And 8.2% is higher than 7.7% in my knowledge of math.
@sambose82437 ай бұрын
Yeah but NSC compounds more frequently, probably quarterly so 7.7% yields more than 8.2% after 5 yrs. You can use any online NSC, SCSS calculator to verify 😃
@vasuchauhan97237 ай бұрын
@@sambose8243 yes. but scss int quarterly payable. For e.g 1,00,000 gives you 2,050/- ₹ quarterly. On which in saving acc you'll get 4% or you can withdraw also for your upcoming planning
@parulkubba2 ай бұрын
NSC interest rate is higher in post offices.
@saurabhkesharwani61436 ай бұрын
Q. So can I make an FD through Wint Wealth itself? Q. Can my deposit be verified by that particular bank, as their own customer? Q. Then who will issue me the deposit certificate, Wint Wealth or that particular bank? Q. Tomorrow if for any reason Wint Wealth does not exist, will the particular bank treat me as it's customer? Q. Can I deposit with multiple banks with one time KYC with Wint Wealth, or how is it?
@Sakshamm075 ай бұрын
Dont make FD via Wintwealth. Also choose a more renowned bank such as AU or utkarsh sfb
@saurabhkesharwani61435 ай бұрын
@@Sakshamm07 Why you said not to invest with WintWealth? 🤔 Please reply. Secondly, your comment is Highlighted, how does that happen? Can we highlight our own comment or does the channel owner highlights it?
@SiddheshwarKinagi-oj3hm2 ай бұрын
सर जी आपने FDs के बारे में बहोत अच्छी जानकारी दे दी है आपका बहोत बहोत धन्यवाद 🙏🏻
@shikhasri71837 ай бұрын
Aap ki advice pr muhjy bhut trust rhta hai
@soulbareilly7 ай бұрын
Responsible KZfaqr ❤ , truly he is 😊
@navalkumarshukla18395 ай бұрын
Just one point to be noted: 5 lakh include both principal and the interest you will gain, so invest accordingly
@parag77576 ай бұрын
Unity SFB was previously PMC bank.
@user-uw1bd1ro9n7 ай бұрын
Shadi karte hi sir ki first video on FD 😉❤
@puneet_manav7 ай бұрын
😂😂 priorities bro
@gauravpal61386 ай бұрын
And sadly FD from a entity with limited backing!
@jbking82217 ай бұрын
How to get maximize return in stock market without too much risk taking.... Plzz make a video on it sir ❤❤❤❤
@anuragjaguri25856 ай бұрын
Index fund mei invest karo long term ke liye bus bina risk ke
@preetkherha7 ай бұрын
Your body language is similar to the sidharth. (SID TALK).. GUDD BRO
@aniruddhayenaskar63537 ай бұрын
Hi Pranjal, can RBI bond be better option over FDs... Can you help us with a video on comparison 😊. Thank you.
@maganindustry60136 ай бұрын
Yeah traeasury bills
@shaik_ghouse_677 ай бұрын
Waiting for mutual fund series about money diversification...how much money need to invest on those mutual funds which you had uploaded on previous videos,u said like we will make one other video how to investing on those funds with how much money for each fund ....
@M0iM0i142 ай бұрын
Dude your the one in this whole stuff , hats off to you .
@inki3727 ай бұрын
Sir appka video dekh k mujhe bohut Sikh ne ko mila ❤
@harishnagaraja95036 ай бұрын
About mobikwik please explain whether to invest
@ashueshu6 ай бұрын
Hi Pranjal, investment in US stocks through US S&P 500 (Ind money app) is better or through Indian AMC (Motilal Oswal etc....). Please guide. Thanks
@gopalkrishnadandagi2993Ай бұрын
Hi Team... Curious to know... whether we can invest in fd in Zimbabwe when current highest interest rate is 110%? 🤔 Our money (INR) will grow to 30% approximately in 18 months after currency conversions... But need to check international financial policies and procedures... 🤔 Any views, suggestions... please help to understand little more on this... thank you
@priyasubramanian892 ай бұрын
You are amazing Sir. You are so honest. Love your videos. May God bless you.
@shaktiswarajsahoo17137 ай бұрын
Finally a video after a long time
@jyotiranjansahoo21967 ай бұрын
Bhai ka shadi tha na
@sagpandu7 ай бұрын
Its better to have a video with some actual content in it instead of one which are released every day with shallow content. The ones which just feed the algorithm
@shaktiswarajsahoo17137 ай бұрын
@@jyotiranjansahoo2196 😯 😯
@shikhasri71837 ай бұрын
I m beginner and 42 yrs old home maker but Pranjal aap ki why sy mainy investment shuru kiya
@kitten_with_bad_breath2 ай бұрын
Milf! 😍
@debabratagarai49606 ай бұрын
You are my favourite pranjal ji. I am from Bishnupur, bankura in west bengal. Only for you I trust like all your recomended investment platfrom. Thank you
@anweshamukherjee22985 ай бұрын
Valo laglo apnar comment ta pore
@nishantsingh74317 ай бұрын
According to you 5 lac is insured to use zada ka fd should be unsafe, correct. Then 5 lac pe 9% interest k according 15 saal me b total principle + interest = 19 lac hota h. Is rakam me kya aapka baccha education b le sakta h, shayad nahi aap jante h. Inflation rate for 2023 was around 5.69%, 19 lac ko inflation se adjust karne pe 15 saal me 8.2 lac hota h. Gareeb ko hamesha Gareeb banaye rakhne ki bhadiya scheme h FD. Safe safe k chakkar me saalo se Gareeb hi reh gye hum log. " Invest some amount that you don't need for next 10-15 years (ye soch kar k ye doob gya) and keep investing in smallcap/midcap funds for wealth creation (agar daldal se bahar nikalna h to)" Sabse bada risk to risk na lene me h. 15 saal, 15% aur 15 hazar calculate kar lo 1cr hota h. PATIENCE is the KEY.
@prashanttiwari38847 ай бұрын
Interest you can withdraw but that will harm compounding
@Decoloniality_Bharat7 ай бұрын
Q ) Pranjal sir financial content creation kuch bhi bolte hai A ) Ankur wariko mujhe kyu toda 😂😂😂
@ashx106 ай бұрын
Check interest rate Compounding frequency Tenure of days, amount check Safety, premature penalty
@akrammohammad73777 ай бұрын
Sir waiting for 30 January eagerly... To see stock recommendations 😍😍🙏
@nandkishormukhiya50437 ай бұрын
me too waiting.. is this be on youtube
@rahulkumaryadav93817 ай бұрын
He will just recommend sector He will never recommend stock
@ayonsengupta36337 ай бұрын
Hello Pranjal jee, how can Direct Stock Investors receive Compound Interest? Not through Mutual Fund but by directly buying shares. Even the dividends paid out are not always the same that can be reinvested and are often quite low... Another thing, for example, an investor who bought shares of a company like Coal India on 30th March 2011 at 407.35/- is definitely not enjoying any compounding at all even after 13 years as the share price went down and now up again around 402.55/- .... If possible, please make a video on this...
@degreerising6 ай бұрын
yes bank kind of scenerio , poor lending nbfc, small bavk are generally at risk of liquidy..( silicon valley bank kind of scenerio), bad loans by bank management then..there is a big risk in FDs as well, problem is FD long duration mature period can cause trouble for people to operate account..how support will come.. nearby bank comes handy and people tend to give support ..wint wealth may become single point of failure or should open branches in evey nuck and corner
@yogeshborse80996 ай бұрын
Your name means Honest, you justify your name to the best.
@shreyashdakhore19467 ай бұрын
Fd ke liye psu bank sabse safe option hai , i think🤔
@paapigamer7 ай бұрын
Include paid promotion option on nahi ki? You should do it according to the new guidelines
@LittleKooool6 ай бұрын
He should be reported
@IncognitoSahil6 ай бұрын
You are investor in wint wealth and the guy who shouts don't buy FDs is also an investor in it. Oh the dilema 😮💨
@satyabratasahu11224 ай бұрын
If I make FD in small finance bank and take monthly interest and invest that monthly amount in good sip mutual fund, will this be a good investment or I must go for long period FD and get maturity ? kindly suggest your view point.
@khushbookumawat7302Ай бұрын
Genuine 🎉 information sir
@user-fi1tr5zw8f7 ай бұрын
My favorite finfluencer because of firstly I decided to do trading but after watching your videos I've becomed vice versa. Currently I just wanted to do fundamental analysis by just learning about it
@mangofruitiam7 ай бұрын
Means? You don't trade after watching his videos? And what's "becomed"?
@user-fi1tr5zw8f7 ай бұрын
@@mangofruitiam i will become investor
@Abhinav_Says23 күн бұрын
You can do both :)
@user-is8cl6qc2u6 ай бұрын
Make a video on "How to Invest in bonds"
@tarumoydeep6 ай бұрын
Hi Pranjal, i have a question, in RBI guidelines upto 5L insurance, how does it work. suppose if I have invested in any small finance Bank, and in any way it defaults after 2 years, then I will get my invested 5L only or 5L + interest earned in 2 years?
@pranaygupta89176 ай бұрын
You can get a maximum amount of 5L(including intrest)
@mr.pathan84765 ай бұрын
@@pranaygupta8917nahin, no interest, only pricipal. Mr Gupta please 😮
@saikat_saha_4 ай бұрын
@@mr.pathan8476bro you are false.
@sagarthedeepsea68046 ай бұрын
Dear sir, Thanks for everything. Bcz of u only,I have started my investing .. Sir ,i would like to raise one point about your finology app..whenever ,we see investors in your app(on mobile ),we face lot of problems to slide table to see their quarterly score ,the same issue with promoters section also..kindly update and try to fix asap...
@patelyogesh537212 күн бұрын
Sir, Mobikwich pe video બનાવો. Kitna Risk he. Security kya he.
@harishstarharish6 ай бұрын
How is SBM Bank is good or bad
@pankajdewraja49406 ай бұрын
Mobikwik app main 12%(anytime withdrawn) aur 12.99%(1 year lockin) fd rate dey raha hain Sir ... ish main v ek video bonaye
@merchantguideglobaljaat95346 ай бұрын
Sir, i had a doubt. I have an auto renewal FD quarterly. I wanted to ask which ROI will it take at the renewal time? Current or the one when I started?
@ujjwalfalwaria29 күн бұрын
Always current, because fd rates keeps on changing
@dipakdutta45212 ай бұрын
Wint wealth fd maturity hone ke baad kaise redeem karte hai , sir Please make a video on that process
@arrowhunter79777 ай бұрын
It's been a long time pranjal dada❤
@parulkubba2 ай бұрын
Thanks for the info, however, i am very surprised that you didnt tip ppl about sweep-in facility here to enable them to maximize liquidity and avoid premature penalties!
@vimibhasin35316 ай бұрын
You helped me to understand few basics thankyou. Just a suggestion if you could make videos on basics of finances like IT returns for non salaried people fir tax benefit ahead 50 to 60
@giri9865 ай бұрын
Is auto sweep facility good or bad in SBI savings plus account.... please explain sir
@saikat_saha_4 ай бұрын
Good
@liponbhattacharjee77567 ай бұрын
Where is your list of best stock 2024 ? You told us that you will make a video on best stocks
@sameerdeshmukh63627 ай бұрын
Till date you used to proudly say that your videos are not sponsored, now you have also joined that list is it?????
@Nishiskitchenrecipe7 ай бұрын
Thanks for guiding us
@SunilKumar-gu9xh7 ай бұрын
Very good jankari namaste sir👏👏👏🙏🙏
@amaleshsarkar54057 ай бұрын
what happens when the winwealth shuts down? Post which do the customers get back their money in the proper account?
@sid.71466 ай бұрын
Sir you are wrong about that cooperative bank is not safe. The co-operative bank is eligible for 5 lakhs insurance.
@rajK29_7 ай бұрын
9:40 I have seen other banks also do something similar, like here for 701 days it says 8.95% but for 702-1000 days the rates fall to 7.4% and again for 1001 days it is 9% but 1002 onwards again it is 7.85%. Sir could you explain why this kind of fluctuation is seen, and why don't the rates increase monotonically with the tenure as one would think intuitively? Do banks benefit from this, if yes how?
@prashanttiwari38847 ай бұрын
So that banker can play with senior citizens.. as they don't use internet
@shubhansusingh77707 ай бұрын
It's because of the psychology of the investor, it actually keeps the bank in a better position, so in the case of 701 to 1000 the investors are in bulk and the risk of pre mature closure increases, where as in the case of 1001 days almost no one will break the FD before hand, this will give the bank an idea that certain amount of money will almost be with them for atleast 1001 days, while in the former case the money holds some uncertainty.
@jatinkakkar51387 ай бұрын
Want a suggestion If i have money so taking a loan against fd is good option or not for renovating my home As for 1-2 % burning complete corpus of 20-25 lakhs is ok or playing with bank money is good idea Taking into consideration money is in good bank saving account
@mohsinahmed14857 ай бұрын
Sir IDFC First bank ka Hdfc life sanchay Paar advantage ke baare me bataiye, please 🙏
@gauravdutta73837 ай бұрын
Wint wealth vs stable money. Both equally good and safe?!
@dummybusiness35206 ай бұрын
Stable money is more reputed and trustworthy
@mdaadamhussain17087 ай бұрын
Bank वाला auto sweep on करने के लिए maximum 25000 रखना होगा मैंने बोला ki 1000 ki kar do नहीं किया Fd(cbi)
@ramsushilmishra91677 ай бұрын
sukanya vs sip for government employees..wich is better option.
@kabirmachal48026 ай бұрын
Hi pankaj ji Want to know about turm Insurence recently i pay for insurence but they chenge primum after medical they charge extra amount they you will be dibitic in future thats why my premium change .. I talk with my friends he said same did with him without dibitic they charge premium please make one video for this
@praveenb47016 ай бұрын
Hi sir, can you make a video on how to claim that insurance which is of 5lac? What is the process to be followed just in case.
@Anonymous_1536 ай бұрын
Use stable money instead of this application it have more options in terms of banks and with same interest rate
@archanan46567 ай бұрын
Why only bank?? Kindly mention about Postoffice savings schemes too ....
@ajeetdeginal6 ай бұрын
Please anyone answer : In Atal Pension Yojana: After demise of Subscriber and Spouse, corpus amount will be given to Nominee. What if the spouse is the nominee as well, Does the spouse get corpus as well as pension till death?
@VijayMunda6 ай бұрын
If someone has no job or salary, he is earning 5-6 lakhs annually through share market only using intraday and swing trades. Is he supposed to pay according to the income tax slab rate or STCG tax?
@preshitgajbhiye73256 ай бұрын
Yes
@factoapk65256 ай бұрын
Hlo sir ! .I wanted to request u to make a video on when to exit from market in detail ,this is the problem at the time of investing
@adityakalwani41447 ай бұрын
Sir I want to start swing trading and positional trading Plz make a video and clear that is it ok to do And which one is best swing/positional/long term investing Plz sir
@vardaanjaathr106 ай бұрын
Sir you are our future can you make video on stock market in one video new subscribe
@satyam87147 ай бұрын
Sir FD to 40,000 rupees interest se above taxable hoti hai.. ✅
@rimpakarjee2846 ай бұрын
Sir, kya hame avi REIT me invest krna chahiye? Keise REIT me invest kar sakte he aur konse REITS me invest kre....plz make a video on it...
@madansingh64187 ай бұрын
Please.... please make a video of Shares landing and borrowing mechanism (SLBM) ❤
@kmandloi_01116 ай бұрын
ZERODHA BROKING at EOD 13/01/2024 reported your Fund bal Rs 16319.500 & Securities bal 0. This excludes your Bank, DP and PMS bal with the broker-BSE
@megha5322Күн бұрын
thank you so much
@santoshkumarch45837 ай бұрын
Sir. Please clarify regarding the insurance. 5 L per individual or else 5 L per bank account. As you've suggested, investing in chunks of 5 L. Please clarify. Thank's
@iwasbatman_7 ай бұрын
5 lakhs overall in 1 bank.
@sandeepmarawar70667 ай бұрын
5 lakh per bank account
@sumantkumarmouray50156 ай бұрын
If I break fd then my money goes in small finence banks as mentioned on site though online fd booking then how can I get Beck that money,?
@Akki_info5 ай бұрын
Frankly mei market dekh dekh ke aur mutual funds search kar kar ke pareshan ho chuka hu. Kabhi kabhi knowledge mil Jana bhi bura hota hai. Pehle mujhe knowledge nahi tha mutual funds, large small mid ka to life achi chal Rahi thi. Ab pareshan ho chuka hu.
@abhijeetrathore60726 ай бұрын
Thanks Pranjal
@lifestyle-xv8ho6 ай бұрын
Your videos are fabulous
@chhavibidla98677 ай бұрын
Sir pls make a series of financial knowledge for college students
@nikhilinamdar10436 ай бұрын
What do you think on neo banks?. will those be safe for FD?
@Harshil_Rakesh_Jai_Mata_Di7 ай бұрын
Sponsored video. Sir is always against fd in last videos. I don't know why he is now in favour of bank fd.
@santoshlad-bs3ly7 ай бұрын
Please meke video on Retirement planning Best SWP mutual funds and other investment in post office
@thesophist3591Ай бұрын
Why is the bank offering higher returns only on 1001 days tenure?
@ujjallaha6 ай бұрын
Please make a video on "Tata capital" app.
@krishnendupal36877 ай бұрын
Good lesson for us👍👍👍👍👍👍
@jyotiranjansahoo21967 ай бұрын
Mein agar 4,00,000 invest Kiya he with interest 5,20,000 ho geya he. Agar bank dub jata he to mujhe 5,00,000 with interest milega ya 4,00, 000 milega only principle
@sonianazareth93017 ай бұрын
Sirf 5 lakh milega
@SwastikLIA7 ай бұрын
FD taxation not discussed here
@ananthakeshava72787 ай бұрын
Disclaimer. No Ankur wariko,Akshat,sharan,subra etc etc 😂😂😂😂
@wandererharry35037 ай бұрын
Kind request to Ankur Warikoo to watch this video.