Property investment through a Limited Company in 2024? Is it worth it?

  Рет қаралды 26,392

Jamie York

Jamie York

Күн бұрын

Is buying a property investment through a Limited company the best move to make in 2024? Buying a property investment through a limited company can be a very smart property investment move, but is it just as smart to buy a property investment through a limited company as it was a few years ago? In the video I will be breaking down how buying a property investment through a limited company could make or beak you!
Let me know in the comments if this video has helped you? Are you looking to buy a property investment through a limited company? Did you know you could buy a property investment through a limited company?
APG - www.aspirepropertygroup.co.uk... and fill in your details!
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00:00 - Intro
00:11 - Why does it matter?
00:17 - Section 24
03:31 - Limited Companies
04:27 - Protection

Пікірлер: 492
@martharosesatx
@martharosesatx 2 ай бұрын
I'm a 40% tax payer and right from the beginning I set up my LTD company. 1. for tax reasons, 2. because I wanted the risk to be on the company and not me. 3. I see it a tax free investment vehicle. I provide the equity in the form of a directors loan and then when the business turns a profit i'll begin returning my loan to myself. Once I'm ready to buy again i'll start the whole process again. My intention is to keep adding as many as possible during my life. Currently have two properties, about to add a third
@loramckenzie5442
@loramckenzie5442 2 ай бұрын
APG
@loramckenzie5442
@loramckenzie5442 2 ай бұрын
I want to buy in limited company
@MichaelWilliams-lo3ix
@MichaelWilliams-lo3ix 2 ай бұрын
APG
@adielstephenson2929
@adielstephenson2929 2 ай бұрын
You sound like a real no-hoper.
@ollyporteous
@ollyporteous 2 ай бұрын
APG
@cathalquinn965
@cathalquinn965 27 күн бұрын
Hey, thanks a mill for the content. APG
@JamieYork
@JamieYork 27 күн бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@NACNUD1986
@NACNUD1986 15 күн бұрын
Hi thanks for the advice APG
@JamieYork
@JamieYork 15 күн бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@danielwi11iams
@danielwi11iams 2 ай бұрын
Hi Jamie, great video, I really like the way you bash the taxes, LOL. I just started out renting my first property, as a private, none Ltd Co. I've got my mortgage set at the moment above the minimum payments and have asked from the tenant to pay £150 more than that to cover maintenance if needed. I'm going to keep paying the higher rate to the mortgage company to get the property paid for early and keep the £150 building up. I going to keep myself with in the 20% tax bracket trough my other full time job including the rent.
@kobibeck516
@kobibeck516 5 күн бұрын
APG... thanx for the understandable content
@JamieYork
@JamieYork 3 күн бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@jcsamitchell
@jcsamitchell 5 күн бұрын
Great video APG
@JamieYork
@JamieYork 3 күн бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@jackross8655
@jackross8655 2 ай бұрын
I’m an aspiring house flipper, haven’t started a portfolio yet as I’m still getting my head around a few things. I’m going to be setting up a Ltd Co as a side business purely for, and as you mentioned in the video, for protection. I’m an electrician full time so I’ll be doing a lot of the work myself, and any profit made will be staying in the company accounts as I can live off my full time wage 👍🏼
@JamieYork
@JamieYork 2 ай бұрын
Love that Jack!
@johnporcella2375
@johnporcella2375 Ай бұрын
Why not consider transferring the corporate profits to a SIPP or a SSAS pension to provide for your retirement and to reduce therefore the declared earnings legitimately and so pay less Corporation Tax? The limit is now £60,000 that can be thus transferred pee annum now, before you start to consider using past unused allowances.
@benjohnsmith78
@benjohnsmith78 Ай бұрын
Good luck mate - I’d love my son to take up a trade such as being an electrician/joiner… if you get the correct properties your ability to make a bigger profit from flipping if you have the skills to do much of the remodeling is enormous compared to someone like me who has to employ tradesmen. My portfolio is in a Ltd company and it will eventually be my pension. All the best on your property journey fella
@jackross8655
@jackross8655 27 күн бұрын
@@benjohnsmith78 thank you buddy. Hope your portfolio is growing handsomely too!
@shafikhan2220
@shafikhan2220 2 ай бұрын
APG As an expat living outside of UK, looking at setting up a FIC and build a portfolio that way, allowing for ltd benefits as well as succession planning
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@Newlight7773
@Newlight7773 Ай бұрын
APG
@judywilliamson5203
@judywilliamson5203 2 ай бұрын
My husband is only on £23,000 a year so we have been advised by our property accountant to do it in our own name. It’s good to see that you mention the lower tax earners and doing it in our name, whereas most other property investors are saying do a Ltd company etc etc.
@user-nu4cs1pg7q
@user-nu4cs1pg7q Ай бұрын
If he makes 6k average a year in rental income, that will boost his income to 29,000. Eventually if you are buying more and more, you will cross the 50k threshold
@jasonbennett3402
@jasonbennett3402 2 ай бұрын
APG. Just one thing. I don't have 50K cash, I just have a house in a nice area of Leeds which is paid off. Probably worth about 400 K and another property which I let out and have a mortgage on. Your advice is appreciated.
@TheNomadicTrader
@TheNomadicTrader 2 ай бұрын
Take out a massive loan on the property and buy loads more in a PLC.
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch and will help and advise you on your situation further! 😊
@MickOByrne
@MickOByrne 2 ай бұрын
Both I have some in personal and now building into my Ltd company
@JamieYork
@JamieYork 2 ай бұрын
Love that!
@johnporcella2375
@johnporcella2375 Ай бұрын
Excellent! The only issue is that should you sell any held in your own name, any holding gain would be subject to Capital Gains Tax. Whereas, if you sold a property for gain in a limited company, it would be subjected to Corporation Tax instead. Then this could be reduced with a personal pension contribution, pretty easy to achieve now that the limit is £60,000pa!! Frankly, you should probably aim to buy in your own name properties that you will hold forever and never sell, that way avoiding CGT. You could always extract the equity by remortgaging every decade or more often.
@kevinflynn8798
@kevinflynn8798 2 ай бұрын
I currently have 2 btl in personal name. Trying to decide how I go from here. I’m a sole trader for my day job and thinking of going ltd for day job and keep buying in personal name. Main reasons are cheaper mortgages and cheaper accountancy fees. I would then just restrict the amount of money I pay myself from ltd Co day job and use the rental money as wages keeping myself below higher rate tax. I could then use excess profits in the ltd Co to pay for allowable expenses, pension etc.
@joebacchetti5890
@joebacchetti5890 2 ай бұрын
Thanks Kevin, great ideas! 🤗 Very smart.
@krisjenkins4167
@krisjenkins4167 2 ай бұрын
Intrest rates are the same in limited company as individial with some lenders. Just done one now
@johnporcella2375
@johnporcella2375 Ай бұрын
So long as you keep yourself down to a 20% Income Tax payer (say by increasing pension contributions in your normal job), then owning properties in your OWN name avoids the problem of extracting profits from your limited company. Sure, buy them via a limited company when you can no longer remain a 20% tax payer.
@robertknott4710
@robertknott4710 2 ай бұрын
The problem when you incorporate is when the Government have a captive audience they will move gole posts to draw in more taxes😢
@johnporcella2375
@johnporcella2375 Ай бұрын
As for Jack and Sally...is there not some way to transfer their properties into a limited company? Sure, there would be loads of stamp duty to pay, but they could avoid going back to work. What about a transfer into an LLP and then into a limited company?
@johnporcella2375
@johnporcella2375 Ай бұрын
The reason for the introduction of Section 24 was that it levelled the playing field between property investors and house buyers who were bidding on the same houses. Investors had the advantage of having their mortgage interest payments subsidised by having tax relief, whereas the ordinary buyer did not.
@ferencmakra1764
@ferencmakra1764 2 ай бұрын
Great video as always Jamie. So you only have up to 20 properties per company then you establish a new one for further properties and so on because it's easier to get lending this way? Thanks.
@farhada147
@farhada147 17 күн бұрын
APG - Jamie I'd b einterested in what you've said and I do have some money sitting in my LTD company already but have never done any property work. Thanks
@JamieYork
@JamieYork 17 күн бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@poemdaily
@poemdaily Ай бұрын
Hi Jamie. Im inheriting a property. I want to flip it to sell on, then buy to flip. I will have enough cash, so wont need a morgage. Not interested in rentals. Im in the trades, so have some experience on flips. Question.. ltd or not ?
@jaredtodd8844
@jaredtodd8844 2 ай бұрын
APG 👍🏻
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@gd7163
@gd7163 2 ай бұрын
Jamie, this example of Jack and Sally, you know that there is jurisprudence out there that means they could’ve incorporated all of their portfolio into a limited company without paying stamp duty tax because there is I’m sure ample evidence they’ve been running this is a business and this the only evidence that they need to bring to court if HMRC challenges them.
@TheNomadicTrader
@TheNomadicTrader 2 ай бұрын
Those wanting to scale I would look into setting up a holding company which owns your property businesses. You can then loan each of your businesses money interest free without paying corporation tax as it comes off before your tax returns.
@kellysimes8238
@kellysimes8238 2 ай бұрын
Not sure how favourably the commercial lenders view holding companies for funding BTL?
@gabrielcavaller4724
@gabrielcavaller4724 2 ай бұрын
​@@kellysimes8238same thought.
@MarkLikesCoffee860
@MarkLikesCoffee860 2 ай бұрын
@@kellysimes8238Do they need to know? Surely you would just give them the property business name since the holding company isn't getting the mortgage?
@anthonycullinan3494
@anthonycullinan3494 10 күн бұрын
Great content, we have seen so many other investors jump straight into the ltd company route when they didn't need to. Harder to get cash out of a Ltd company. We have a portfolio in our own names and to keep us in the lower tax bracket we are now buying in a ltd company. Just a quick question is there a vehicle out there where we can transfer the properties that are in our own names into the ltd company without the stamp duty having to be paid? eg trusts
@dhathapa
@dhathapa 2 ай бұрын
Great Video . One question- I am one the way of buying first home through Ltd company . I just managed to open business acc through Tide . Do I need to transfer money to solicitor through tide or directly from my personal account ? Please advise
@JamieYork
@JamieYork 2 ай бұрын
I would put the Kirby into your company account as a directors loan and then send from your company 😊
@Solihul886
@Solihul886 2 ай бұрын
Is there a particular reason to constantly buy property? After a certain amount arent you essentially only buying for the sake of buying since you cant really make use of that extra money? My wife and i have maximised both our personal basic rate band with btl property. We were going to expand into a LTD company until i questioned what i need it for. Felt more like an addiction rather than a practical decision I figured we can save for a new main residence and pay down mortages in a few years. Then start investing in our children when they come of age.
@kapadyakkabikersuk9037
@kapadyakkabikersuk9037 Ай бұрын
APG..own a 3 rental property...not limited...fully employed by NHS...
@JamieYork
@JamieYork Ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@ThomasBates-oi2lz
@ThomasBates-oi2lz 2 ай бұрын
I own a property in my name that i want to rent when i buy my next property, should i keep it in my name or sell it and buy one through a ltd company?
@JAYBOLA1
@JAYBOLA1 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@markbishop3325
@markbishop3325 2 ай бұрын
How do you flip them into a LTD if you had already started in a personal name and you’re now stuck?
@harrysimmonds3697
@harrysimmonds3697 2 ай бұрын
1 BTL in my personal name, almost ready to buy another but considering doing it through a ltd company. Is it worth setting up Ltd for second and transferring ownership of personal BTL when mortgage term ends? Current sat just below £50k tax threshold, many thanks
@MarkLikesCoffee860
@MarkLikesCoffee860 2 ай бұрын
It's worth setting up a Ltd company if you plan on expanding until your gross income exceeds £50,271. If that's the case, then yes, you should set up Ltd for your second BTL. However, you should keep your 1st BLT in your own name for two reasons - it will be expensive because you'll have to pay 3% in Stamp Duty + legal fees. Also, it's good to have one BTL in your own name because you can include it in your £12,570 of non-taxable income when this is your only source of income (I'm not a legal adviser so seek advice if unsure. This is just my opinion)
@floraharrison782
@floraharrison782 10 күн бұрын
What about LLP. Thanks.you
@TheChrisKeenan
@TheChrisKeenan 2 ай бұрын
Can you refinance a buy-to-let in a PERSONAL NAME to generate funds for purchasing another buy-to-let in a limited company? Or are the released funds just for personal use?
@JamieYork
@JamieYork 2 ай бұрын
Yep… get the right lender. And then put the funds into your Ltd (DLA)
@its_just_me1970
@its_just_me1970 13 күн бұрын
Hi, my question may be a bit out of context here. Any advice will be great. Im a sole proprietor and its my full time job, been leasing a property where i run my biz for over 5 years now. Would it be better if i convert my sole proprietor to a limited company and buy a property thru the company?
@kyle286
@kyle286 2 ай бұрын
I have my own properties that pay me, but a limited company with a few rent to rents, that I don’t pay myself with. Do you think I should be paying myself enough to get to the 40% tax bracket? Anyone feel free to advise.
@drjeckyll5305
@drjeckyll5305 2 ай бұрын
APG - just about to purchase 4th btl and torn between keeping properties in own name or maybe going as Ltd. Currently all in personal name as this is only income in my name. Hubby is on the mortgages but properties are all in my name only. He is salaried. Which way should I go?
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@shayp8292
@shayp8292 2 ай бұрын
Can you use the funds built up in the ltd as deposit for future purchases?
@JamieYork
@JamieYork 2 ай бұрын
100%
@loannguyen-zk8to
@loannguyen-zk8to Ай бұрын
APG🎉
@JamieYork
@JamieYork Ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@Joshherby
@Joshherby Ай бұрын
APG holiday lets
@JamieYork
@JamieYork Ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@Pierreland-sz4un
@Pierreland-sz4un 2 ай бұрын
Reference not having £50k yes you do its your equity so with draw from mtg free property
@michaelowiredu8888
@michaelowiredu8888 10 күн бұрын
APG!
@JamieYork
@JamieYork 10 күн бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@johnsmithda4th
@johnsmithda4th 2 ай бұрын
APG - Completely agree with you mate, section 24 is just ridiculous. I currently own 2 buy to lets in my personal name and I'm now debating on how to buy the third one, in my personal name or in a Limited Company. One thing I've noticed is the mortgage fees are absolutely insane to buy it through an LTD. Not only is the interest rate much higher, the product fee for the mortgage is almost double. I've seen product fees as high as 7% if you're buying it through a LTD compared to around 3% in your personal name. Not to mention the annual cost to have an accountant do the taxes for the company. All these littles costs add up and makes me wonder if it's even worth it. Then let's not forget, you pay your 25% corporation tax on the profit and then when you extract some profits as dividends, you personally pay tax on the dividends. So am I missing something here? Where is the incentive to purchase it through the LTD other than being able to offset the mortgage payments? Even if I'm a higher rate tax payer, I've still payed 25% corporation tax on the profit and now 33.75% tax on any dividends I take out. I just don't see where it makes sense.
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@raymondwuimanyiupianist4164
@raymondwuimanyiupianist4164 2 ай бұрын
I'm looking into directors loan account where you can pay yourself the money back tax free which you "loaned" the company to buy the BTL? Going to speak to an accountant about this next week.
@johnsmithda4th
@johnsmithda4th 2 ай бұрын
@@raymondwuimanyiupianist4164 Yea I was looking into this as well. From what I understand, you lend your LTD company money from your personal account, let's say £50K and you charge interest on that money and slowly extract it back out from the LTD company as and when you want. As it's a loan that the company is repaying, there is no tax on this.
@tobsstone
@tobsstone Ай бұрын
I am literally in the same situation, and also dont see the benefit of buying through a company as the moment you take it out to use the money you end up paying just a smuch tax as if it wa sin personal name. Also more expense and more work to do to run a company, all the bookkeeping is a pain. Did you get any advice in the end?
@raymondwuimanyiupianist4164
@raymondwuimanyiupianist4164 Ай бұрын
@@tobsstone I changed my mind now and don't really see the benefits of BTL at the moment...
@kcbrown8742
@kcbrown8742 29 күн бұрын
APG - I'm looking to join BTL Market
@JamieYork
@JamieYork 29 күн бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@Snake16
@Snake16 2 ай бұрын
APG , Hi, I'm new to property investing. I'd like to get into buying an auction property, renovate and flip, then maybe sercived accommodation. I've worked in Railway construction and maintenance for 20 years and i really need a career change.
@JamieYork
@JamieYork 2 ай бұрын
Definitely don’t do any of those as a newbie bud. You’ll lose money fast Either keep it simple with BTLs, or get educated properly my man
@Snake16
@Snake16 2 ай бұрын
Yes i would get educated first , I've booked into your Elite academy , Baz 😊
@SycAamore
@SycAamore 2 ай бұрын
Of course through limited company! Pay the max £60K pension through the LTD and this will completely offset any taxes for rent income that you get! So yeah, really, there will be zero tax...
@philiphayton8261
@philiphayton8261 2 ай бұрын
Can do similar in personal name also - contribute to a pension to bring back to basic rate tax payer so s24 doesn’t apply but depends on other income salary I guess
@SycAamore
@SycAamore 2 ай бұрын
@@philiphayton8261 If you're making six figures, how will you bring it back to the basic rate even if you're paying £60K for your pension?
@philiphayton8261
@philiphayton8261 2 ай бұрын
@@SycAamore struggle possibly but I’m on £62k salary plus my portfolio is half with my wife’s whose on maternity / part time and got under the threshold on about £30k of rental income but did contribute £35k with tax relief plus & £8k of my salary into a DB pension. Actually I over contributed and I got a tax rebate when I submitted my self assessment
@SycAamore
@SycAamore 2 ай бұрын
@@philiphayton8261 Btw, do you own your house? Once you see how these things work, it's just too tempting to not own it and instead invest it all...
@philiphayton8261
@philiphayton8261 2 ай бұрын
@@SycAamore yes I do own my house with a small mortgage
@da_klone6494
@da_klone6494 2 ай бұрын
APG. Only 30K but worth a shot.
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@imarip9781
@imarip9781 2 ай бұрын
If the property is used for short stay let/airbnb , can the mortgage interest still be taxable through an Ltd?
@kellysimes8238
@kellysimes8238 2 ай бұрын
Think this is what’s changing isn’t it?
@damzon2wheels657
@damzon2wheels657 2 ай бұрын
@@kellysimes8238Changing in 2025. Don’t bother
@FarrahQureshi-uk9zb
@FarrahQureshi-uk9zb 27 күн бұрын
If you are living abroad and dont pay tax (0%), should you just buy it in your own name?
@bogdanpohrib7316
@bogdanpohrib7316 13 күн бұрын
I'd like an answer to this question too. Also considering buying more properties, eventually in a LTD when the tax threshold is near 40%. @JamieYork give us a hand please.
@BaruchEitan
@BaruchEitan 2 ай бұрын
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Elizabeth Frankel.
@JamieYork
@JamieYork 2 ай бұрын
You are so welcome! Thanks for watching! Its been a pleasure 🙌
@VilemJungmann
@VilemJungmann 2 ай бұрын
Please, a quick question. So far i have one BTL property, under my name. But I also have a LTD. company. Should I then transfer the BTL from my personal name under the LTD?? Many thanks in advance guys. And Jamie, many thasnks for good videos.
@VilemJungmann
@VilemJungmann 2 ай бұрын
...and I am planning to buy more BLTs, yes (with APG as well haha). Cheers
@Andy5c
@Andy5c 2 ай бұрын
You can't transfer it, you have to sell it to your LTD company thus pay stamp duty/ legals and any capital gains tax again
@andrewharrison3888
@andrewharrison3888 2 ай бұрын
@@Andy5c Not always true. There are people out that who can do this without SDLT and the rest. Check out Property 118.
@VilemJungmann
@VilemJungmann 2 ай бұрын
@@Andy5c many thanks Andy 👍🙏
@dermotcarroll3630
@dermotcarroll3630 2 ай бұрын
APG.
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@honestjohn8894
@honestjohn8894 2 ай бұрын
Is there a way to change properties on personal name to llp or limited company? Does this mean stamp duty needs to be paid?
@robertdavies922
@robertdavies922 2 ай бұрын
Yes and yes.
@marissakeynes2532
@marissakeynes2532 2 ай бұрын
Add to stamp duty Capital Gains Tax.
@ertugrulshah4209
@ertugrulshah4209 Ай бұрын
It wont need to be paid. There is a loophole. Contact corporate tax advisors
@robertdavies922
@robertdavies922 Ай бұрын
@@ertugrulshah4209 lol.
@bgate1984
@bgate1984 2 ай бұрын
If u buy through a company and the company uses the profits to buy more property, does that reduce company profit and therefore tax bill? 🤔
@MarkLikesCoffee860
@MarkLikesCoffee860 2 ай бұрын
Expenses aren't taxed. Assets are taxed. If you buy an additional property, the deposit is taxed because it's an asset which added value to the property. The mortgage is taxable but the interest is an expense. For example, if you pay a £25,000 deposit, that's all taxable because the company is worth £25,000 more. The interest didn't make the company worth more. The expenses didn't make the company worth more (Obviously I'm assuming the deposit was income from rent within the company. If you lend the company a deposit from your own bank account then it's not taxed)
@bgate1984
@bgate1984 2 ай бұрын
@@MarkLikesCoffee860 great info thanks
@glh3943
@glh3943 2 ай бұрын
I have a btl property in my name. And 1 in a company.
@salsabila786
@salsabila786 7 күн бұрын
APG Would you be able to work with someone looking for a Sharia Compliant financing portfolio. I know a lot of people with the funds that would only look at these type of financing in their property portfolio. Gatehouse Bank provide such financing as long as minimum 75k per property.
@JamieYork
@JamieYork 6 күн бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@gordonadam7051
@gordonadam7051 2 ай бұрын
APG please
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@gordonadam7051
@gordonadam7051 2 ай бұрын
Thanks Jamie
@JQuest1977
@JQuest1977 Ай бұрын
@ Jamie York: I thought you dont look at the price, but at the value.. guess what.. you get value for your tax.. security, roads and other infrastructure, service such as firefighters and health.. what else? Greetings from the Congo
@JamieYork
@JamieYork Ай бұрын
Haha… value for the tax we pay in the UK? There hasn’t been value for decades
@JQuest1977
@JQuest1977 Ай бұрын
@JamieYork .. hmm.. fair point I guess.. not great here either, nor in the Netherlands. Would you rather decrease price or increase value? Or is there a third way?
@JamieYork
@JamieYork Ай бұрын
That's a great question actually. I would: 1) No one gets taxed up to £30k 2) 30% tax across the board after 3) The country can only be led/ at least the economic decisions, by business leaders. If you haven't run a business, you shouldn't run a country 4) Delayed tax on new businesses. No tax for the first 5 years, on the basis that the tax saved gets reinvested into the business Something like that. In short. More tax over the long run, and higher value deployment
@travelwithnatsikapuk4253
@travelwithnatsikapuk4253 2 ай бұрын
Apg
@JamieYork
@JamieYork 2 ай бұрын
Thanks for reaching out! Go to: www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details!
@shakeelsankriwala9703
@shakeelsankriwala9703 16 күн бұрын
APG I own a property that I live in with my family. I got probably £80k of equity I could release. My wife owns a property in her own name which she lets out and has got about £80k equity too. Can you help to build a portfolio
@JamieYork
@JamieYork 16 күн бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@Pierreland-sz4un
@Pierreland-sz4un 2 ай бұрын
I am a IFA and mortgage broker
@nickk8045
@nickk8045 2 ай бұрын
Im self employed construction worker im looking to buy a place to let , i earnt around 35k last year . Ltd or own name for puchase
@MatthewCoxEnterprise
@MatthewCoxEnterprise Ай бұрын
Section 24 is just there to stop Jo average from buying property as a second income and not being a ‘professional landlord’
@hummit
@hummit 2 ай бұрын
Can’t imagine 10k per month passive turning into £8k per year…that’s brutal….
@SnakePliskin762
@SnakePliskin762 2 ай бұрын
Happened to a lot of people i know. 1 had 16,1 had 100 both no longer are landlords.
@alextaxi2593
@alextaxi2593 2 ай бұрын
Yep its a bit of a body blow
@martynshaw2551
@martynshaw2551 2 ай бұрын
It was harsh, but it wasn’t brought in over night, it was phased in by the government over a number of years I believe! U can sell your personal portfolio to your Ltd company but then you have stamp duty, personal capital gains etc! You would need to sit down and crunch the numbers to see which way would be best for your circumstances
@MmM-qf2mb
@MmM-qf2mb 2 ай бұрын
apg
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@Apisbell
@Apisbell 2 ай бұрын
all mine are within a LTD. Done as I am a 40% tax payer.
@ashleighsanders
@ashleighsanders 2 ай бұрын
So I earn £42k salary and get bits of overtime that bumps it up abit more if I get a buy to let property that turn more than 8 k a year should I think more down the Ltd route? Thanks for the great videos really informative.
@absarkhan6823
@absarkhan6823 2 ай бұрын
APG
@jovauk999
@jovauk999 2 ай бұрын
Apg
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@googlemini7213
@googlemini7213 2 ай бұрын
apg
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@frederickgreenwood4795
@frederickgreenwood4795 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@wesleydouglas1914
@wesleydouglas1914 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@leighrice8279
@leighrice8279 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@MarkLikesCoffee860
@MarkLikesCoffee860 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@pawelkossecki7459
@pawelkossecki7459 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@chrisk1201
@chrisk1201 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@aljones4080
@aljones4080 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@tarabubble4866
@tarabubble4866 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@sukinagra
@sukinagra 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@HannahGondar
@HannahGondar 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@walkerjohnson2402
@walkerjohnson2402 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@ditennisacademy
@ditennisacademy 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@geo66665
@geo66665 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@MatthewBreeze-iz4du
@MatthewBreeze-iz4du 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@fredwhite658
@fredwhite658 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@oluolutoy
@oluolutoy 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@salmashah9513
@salmashah9513 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@dhathapa
@dhathapa 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@TuyetPham-qe6jl
@TuyetPham-qe6jl 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@santoshpatra7169
@santoshpatra7169 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@vishalpatel19902009
@vishalpatel19902009 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@gurdeeppoonian6637
@gurdeeppoonian6637 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@mihir001
@mihir001 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@ketsp9003
@ketsp9003 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@jakebullet4157
@jakebullet4157 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@Essexdrones
@Essexdrones 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@andrewbroughton4295
@andrewbroughton4295 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@j-rz2pc
@j-rz2pc 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@Dzashe15
@Dzashe15 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@deer9474
@deer9474 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@Slevinlee
@Slevinlee 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@Ppp2r2a
@Ppp2r2a 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
@GeorgeBramall
@GeorgeBramall 2 ай бұрын
APG
@JamieYork
@JamieYork 2 ай бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/?KZfaqOrganic and fill in your details, and a member of my team will be in touch! 😊
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