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When I saw the notification of this lecture I talked with my mother who Satyam bhaiya is and she just said one thing " Bhagwan ji uss bache ka selection karwa dena" I love you Satyam Bhaiya 💕

Today, I have seen some of the X-Aspirants (cleared prelims or mains) have launched paid course for PT365, then I laughed and opened the "UNDERSTAND UPSC"

Pehli baar Current Affairs se darr nahi lag raha hai. The feeling is so calm and stable that I don't have words to describe it sir. May be this is called belief... Belief that everything around is falling in place... Belief that the "How and Why" is crystal clear now. Thank you so much Sir. 🙏🙏🙏

Thank you bhaiya, really enjoyed the learning.. Difference between CRR and SLR CRR- RBI Act; only in cash; deposited with RBI; high effect on Money supply; no upper and lower limit; SLR- Banking Regulation Act; kept with bank itself in highly liquid form- cash, gold, g sec, etc; relatively less impact on money supply as banks earn interest on it; maximum limit- 40%; can be used by banks for certain lending instruments of RBI like Marginal Standing Facility FDI and FPI are under capital account of BoP

Never loved reading PT until now! THANKYOU.

Question/Homework for today 01:16:09 What is SLR? --> Statutory liquidity ratio is the minimum percentage of deposit that a commercial bank has to keep with them in liquid, cash, gold reserve, G-bond or other RBI approved securities. Primary Difference between CRR and SLR: CRR is only in Cash while SLR are in cash, liquid assets(gold and securities). CRR is to be maintained with RBI and SLR is to be maintained by the commercial banks with themselves. Banks don't earn interest on CRR and pays fee is not maintained while in case of SLR, banks may earn small interest on their SLR. Primary Similarity: If not maintained, RBI fines on both. Both are Monetary Policy of RBI. 01:40:10 FDI and FPI are part of Capital account (BOP) Thank you so much sir. Very helpful lecture. I'd say I found the pace to be a bit slow today but I guess it is needed for better understanding of micro concepts of Economy.

Satyam bhyya…3 saal ki preparation m bhut senior aspirants,selected candidates se mila…pr Itni genuine guidance khi nhi mili…hum logo ki itni help lrne ke bhut bhit shukriya 🙏

Vivek singh economy + eco 550 + imp highlights (pt365) more than enough. Thank u sir 😊🫡

Aate hi pehle like krna humara kartavya hai😀.... Thankyou so much Sir for your endless efforts!❤🙏🏻

Aisi koi tareef nahi jisse aapki tareef ki ja sake...!! Satyam sir........ ❤ Dhanyawad Jai Hind 🇮🇳

The amount of confidence your MAD series gave me and now this pt 365 current affairs initiative. Truly grateful to you sir. Esa lgta h jese kisi ache karam ka sila ho aap!😊

Today's target completed sir and this lecture also i will complete by Today itself,thank you sir ನಿಮಗೆ ಒಳ್ಳೆದಾಗಲಿ. ಹೃದಯಪೂರ್ವಕ ಧನ್ಯವಾದಗಳು ❤

with every passing day , loving you even more Satyam Sir ❤♥

Diff bn crr and slr Slr maintained with bank itself and not rbi Slr - interest gained on gsec (No interest gain to bank in crr) Crr is in cash form only, slr is in cash/gold/gsec/ other sec

1:19:38 wow what an explanation of ICRR..pehle b pdha tha lekin ratta mara tha ab smj mey aya 👏 well done sir ❤

Sir aap exactly waisa pdhaate hai jaisa mai samjh samjh ke padhti hun ........you are great in teaching skills ❤❤❤❤

You're always so committed to the things and dates you say you will upload ....you inspire me to be more consistent everyday sir ....thank you so much ❤🎉

Bhaiya aap kitna enjoy krte hai padhana😊..the way you said .. welcome you to the understand upsc! like an energetic anchor

Very enriching session! Understood all the concepts.Thank you so much!

i have understood all the concepts and love way of your teaching these period I'm following only one channel that's understand upsc blindly followed what's you say in your lecture. i have seen radical change in my self thank you so much and love so much sir ❤❤

If one thing didn't work out then that means the Universe has better plans for you. Your ability to have cleared that mamoth exam so many times speaks of your solid preparation and knowledge base and has my full respect. The final outcome by no means, defines your talent. Your journey is inspiring to us. Best wishes for your future endeavours sir!

1:16:49 Sir interest rate charged at ICRR means the rate of ICRR would be different from the rate of CRR which RBI decides.That is given in pdf like crr 4.5% and icrr 10%. Hope you get that. Thanks for the lecture sir. Huge respect to you for all your initiatives.

Done with part 1 sir. Waiting for subsequent parts. Thank you for this!

Bhaiya aap sach Mai social worker ho. IAS to sirf ek post ka naam hai aap to uss post ka objective already fulfill kr rhe ho. M dil se chahti hu ki aap iss service mein aao kyoki aap jaise pure souls ki system Mai jrurat hai. Thank you for your hard work 🙏🙏 May Shree Ram bless you with good health and grand success 🎉🎉😊😊

SLR is under BR ACT 1949 Max limit upto 40% Banks keeps with itself Can earn interest on them Can be in form cash, gsecs etc

Fdi and fpi capital account ka part hote hai..tnq so much paji u r a saviour…boht acha smjhate ho ap..crystal clear

Amazing lecture sir🙏 Aapse economics padhan bahuttt achha lagta hai Waiting for next part sir🙏 Thank you much sir aaap itna selflessly hamare liye hardwork karte ho

Sir please upload pt 365 part 2 of economic and for other subjects as soon as possible because prelims will just just after 11 weeks

SLR- bank has to maintain with themselves. As per BRA 1949. Can be used as a security. CRR- Bank maintain with RBI a certain percentage of their NDTL, RBI doesn't pay any interest. Maintain as per RBI act 1934.

Sir Please complete the rest part of Economic PT 365 ..Its would be really helpful

1:16:18 @ crr = to the RBI , RBI act 1934, no upper limit , only in cash , can be 100% 🙌 @SLR = with bank itself , banking regulation act 1949 , max. 40%, can be cash , gold or t bills , date security of central and state ,.

understood sir , thank u sir ! 😇 Crr -is under rbi act , kept with rbi slr - under banking regulation act , gold/cash/bond form , kept with banks

Sir thank you so much, aap bohot achhe se samjhate hai

1:16:01 CRR -It is certain percentage of the amount that banks have to keep with RBI. -maintained only in form of cash. -used to control the Inflation. -regulates Liquidity in economy. No interest is earn by banks on CRR. While SLR -It is the ratio of deposit with banks that they have to keep with themselves. -can be maintained in the form of Gold, Cash & other securities approved by RBI. -used to meet the sudden demand of the depositors. - It regulates credit growth in the economy. -Banks can earn interest on SLR they withhold.

It was really helpful Sir, understood each concept ❤ Amazing and quality teaching in such a very simple manner that anyone can understand ❤Thank u sir❤

Covering CA has become an easy task because of this series. Thank you bhaiya 🙇‍♀️

Thank youuu Sir! Revising MAD lecs and Polity pt365 lecs as well! ❤❤❤

Speed is completely ok bhaiya all things are crystal clear. Polity ki video me esa lg rha tha aap 1.25x pr bol rhe ho but iski speed thik hai.

You're great sir ji❤

1:20:34 sir I think they have mentioned interest rate notified by rbi as simply interest rate(CRR rate can also be mentioned as CRR interest rate). It's not the interest rate to be given by RBI to it's partners. Anyway thank you for your clarification❤

Very Enriching session 💯

Jai siya Ram bhaiya🙏🚩 You are helping all of us in very efficient and helpful way🙏🙏 Thanks for all your guidance and content ✨ Shree SitaRam bhagwan ji aap par kripa bnaye rakhein....aur aap hum par bnaye rakhein bhaiya🙏🚩

I first finished the PT 365 by self and then came here to have some additional information. Believe me, it was magical. It wasn't just additional knowledge but I became beneficiary of the conceptual clarity too in many topics, especially in chapter of fiscal policy. Thank god for helping me find this lecture and thank you dear Tutor❤ Waiting eagerly for the next one.

Everytime I thought about showing my gratitude towards your selfless hardwork...I really fell short of words bhaiya...Really no words can express ur efforts that u are doing only for us...I pray everyday for ur success bhaiya...I always pray to God that Bhagwan ji mera kbhi upsc me selection na ho ye mujhe accept hai ...bt satyam bhaiya ka jrur hona chahiye...This country needs civil servants like u bhaiya....U are a precious Gem...Glad to have u bhaiya in our life🙏🙏🙏

thanku for such a wonderful lecture sir plz upload highlighted pdf of economy and polity

SLR= percentage of Cash deposits suggested by RBI &maintained by banks in liquid cash,gold or other securities.Upper limit is 40% CRR =The percentage of deposits kept in cash with RBI.There is no upper and lower limit FDI &FPI are part of capital account Thank you Bhaiya❤

Very helpful session sir every concept that you teach, is etched for a very long period of time....🙏🙏

SLR = Statutory (BR 1949), Liquidity (Gold, Cash, G-Sec) of NDTL.

Watching this current affairs series with the same intensity of watching netflix series, it's best, this series has made covering current affairs so easy and interesting, can't thank you enough satyam sir, I just wish that Your hard work pays off in the ways that you might not have thought yourself. I pray to God that he grants you blessings and abundance. You are a great person and I learn so much from you not just in academic ways but in ways of how to be strong, righteous and selfless. Can't believe someone like you exists, I feel you are some kind of hidden agent of God sent on this earth to help the poor aspirants. Thank you so much.

Its a great lecture Satyam Sir, with great explaination and interlinkages . Thank you for such content and explaination

Please environment ka lecture 3 bhi upload kar dijiyega jaldi se Please sir ji, bohot madad ho jaayegi humari

Satyam sir has explained few topics again and again in MAD series, then in 500 MCQ series and now again in PT365 like bond yield, Money supply, CRR-SLR. Good work sir.

Thanku very much sir, mene prelims ki preparation abi start kri kyuki state PSC ke mains ka exam mera thode din phle hi khtm hue, hope you will guide me further

Great session sir ! 🤝🙏

Thank You Satyam Bhaiya. God Bless You

1.Statutory Liquidity Ratio is the minimum percentage of deposits that a commercial bank has to maintain in the form of liquid cash, gold or other securities. 2.FDI and FPI part of capital account. Thankyou you so much sir ✨

Awesome lecture

Highly appreciate your work! The way you explain each sentence and link with static facts. Eagerly waiting for next part

Thank you sir Ans 1 SLR is proportion of liquid assets that bank needs to keep in form of money gold as dir by RBI . Ans 2 FDI FPI are part of capital account It was wonderful Jo concepts ap krvate hai it was really wonderful bhaiya

Great lecture sir now i got interest in reading pt 365

Cash Reserve Ratio (CRR) The amount of cash that the scheduled commercial banks are required to maintain with RBI with respect to their NDTL (on a fortnightly basis) . Statutory Liquidity Ratio (SLR) The amount of reserves that the scheduled commercial banks are required to maintain with themselves on a daily basis in safe and liquid assets such as government securities, gold and cash with respect to their NDTL is called SLR.

1:45:11 Jay Hind Jay Bharat ❤

SLR is a reserve which banks have to keep with themselves as per RBI mandate . It can be in form of cash , gold and Gov Securities . Secondly , FPI and FDI are a part of capital account Thankyou sir ❤️ done with the lecture

Thank you so much Sir. Watching these lectures has made understanding 365s easy. Perfect linking to static. Watching the lecture in 2 parts. Did 1st part today - will do next tomorrow and update here - Done.

Diffrence between CRR and SLR= CRR is the cash reserved with RBI, while SLR is kept in banks itself either in the form of cash, gold or govt securities. FPI comes in capital account. Thankyou so much Satyam Sir for your efforts. May God always bestow you with success in every sphere of life.

SLR bhi net demand and time liabilities ka hisa hota he or yise ham gold ya security ke form me rakh skte he par crr ko cash ke form me hi rakhana hota he

Ab current affairs krna hua aasan 😊 Thank you so much It was helpful and relatable

It's very useful as we just need to hear and learn & not understand by ourselves...saves a lot of time

THANK YOU SIR....CONCEPTS BHOT ACHHE SE SAMAJH AAYE...EASY TO UNDERSTAND😇

Thank you sir! Waiting for the second part of the lecture!

Providing Intricate details that helps in filling gaps and building conceptual understanding . All and all Comprehensive courage of economics.

Thank you So much sir. The explanations were very lucid and helpful for covering Current part of economy. JAI HIND!

May you get Rank 1 this year, Bhaiya👍

CRR is maintained as a percentage of DTL whereas SLR is maintained as a percentage of NDTL. CRR maintained by SCBs with RBI in cash SLR by SCBs themself in form of cash,gold,G_sec SCBs are able to earn money while maintaining SLR in terms of Gsec whereas CRR does not! CRR is a short to medium term tool of RBI SLR has a long term impact on money supply! Thats it sir ❤

CRR ... scheduled commercial banks need to maintain cash reserve with RBI with respect to NDTL.( Fortnightly) SLR ... The amount of cash or liquid assets need to maintained by SCBs with themselves. ( on the Daily basis )

Thank you sir ❤

Problem with economy is ye samajh me nhi aati khud se, but abhi koi hai samjhane ko, thnk u

Slr refers to minimum % of ndtl to be maintained by commercial banks with themselves whereas crr is a mandatory reserve that banks maintain with rbi in the form of cash. Similarity between slr and crr is rbi decides the ratio of both reserves.

Economy part 2 please

54:39 gst network 1:31:17 sebi

Thankyou bhaiya.. but I need one correction here - please please bhaiyaa have water in between the lecture, I felt that aap continuous bol rhe h without break. Means alot for us. But also take care of your throat as well 🙏

1. SLR- banks deposits they maintain as reserves with themselves. CRR- bank deposits kept as reserves with rbi. SLR- kept as gold, cash, gsecs, etc CRR- kept as cash SLR- interest is earned on it CRR- no interest earned. 2. Both FDI and FPI are part of CAPITAL ACCOUNT Thnk you sir for your efforts ❤❤

Thank u so much dear satyam sir for this lecture... U have explained the concepts in a very lucid way.... Thanks alot

Thank you so much sir ❤ I watched it in a one go with pen and paper , feeling very good while understanding the concepts very easily and effortlessly all because of you 🙏😊

This was pending for so many days, finally finished 🎉

Very helpful session..u explain every concept properly.. aapne etne acche se explain Kiya otherwise khud se hm etne acche tareeke se pdh hi ni paate thankyou so much sir💎❤for everything ✨

Thankyou sir for the amazing lecture. 🙏

Thank you sir..eco CA was one segment that i never understood, just rammed and consequently failed...You really simplified the learning.. looking forward for 2nd part..🙏

Thanku so much sir ❤amazing lecture understood each and every concept thanku sir ❤❤

Thank you bhaiya God bless uhhhhh foreverrrrr ❤

great swssion sir.. thanks a ton and god bless you!!! i WAS afraid of economy ,not anymore..

No issues with the speed sir, as the detailed explanation that you are providing is more important than just rushing through the pdf..as usual fabulous lecture..😇👍👍

So so grateful ,thankyou so much sir, god bless you always❤

Thank you so much Sir. The session was very helpful, thanks for the effort taken in explanation and adding in other/missing important details.

Thank you sir for this valuable efforts for us ❤

Excellent session sir❤ Request-please use English little more. ನಿಮ್ಮ ಶ್ರಮಕ್ಕೆ ಬೆಲೆ ಕಟ್ಟಲಾಗದು ಧನ್ಯವಾದಗಳು❤🙏

Thank you very much, brother 🙏

SLR or Statutory Liquidity Ratio is the % of net demand and time liabilities that commercial banks or other FIs are required to keep with themselves in the form of govt securities, gold or cash. It is governed by Banking Regulation Act 1949. It is a blunt tool of RBI monetary policy. Currently, it is at 18%. It can range from 0-40% acc to the act.

Gyan chakshu khul gye 😊 Thanku sir ❤