22 Expenses to Cut That You Won’t Even Miss
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22 күн бұрын• 💵 Create a free budget. Sign up for EveryDollar today! ter.li/m8hr6a
Whether you’re a natural spender (like me!) or a saver, spending money is part of everyone’s life. But there are some expenses we can all consider ditching! And at the end of this video, I’ll reveal the #1 category I personally cut from my budget when I’m trying to save money.
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@AlessiaOrtiz 6 күн бұрын
*DONALD NATHAN SCOTT.*
@dananderson6334 20 күн бұрын
AAA is absolutely worth it! It's like insurance, you don't need it until you do, but when you do, you're going to be glad you have it.
@workinprogress-ye5or 19 күн бұрын
yes, I paid for the out of state one while kids were in college, worth it for sure.
@deb9806 19 күн бұрын
Many forget their multiple discounts online for restaurants and plays and amusement parks and events. I have to train myself to look first and I got lion King tickets much cheaper than I was going to get them years ago
@robertoramirez1069 19 күн бұрын
Learn to change a tire and keep a battery jumper in the car 🚗
@workinprogress-ye5or 17 күн бұрын
@@deb9806 I am going to check out the ticket discounts soon for plays etc.
@stephkent2736 17 күн бұрын
@@robertoramirez1069 have you ever seen the price for a tow or to get your keys out of the car? It’s worth it at that point It’s also worth it if you’re older or in a situation where you can’t change the tires yourself.
@geralynmurphy9957 20 күн бұрын
AAA has saved me so many times. From a tire blowout to a dead battery to towing services, my whole family has AAA and we use it. There's a sense of security while traveling when you know help is available. We've also had discounts on hotel rooms with our AAA membership.
@janettezcan4694 20 күн бұрын
I agree 100%.
@deb9806 20 күн бұрын
Me too, just used them for dead battery and flat tire earlier in the year
@nibekus 19 күн бұрын
My auto insurance comes with roadside assistance.
@deb9806 19 күн бұрын
@@nibekus Some do, sometimes extra, sometimes included but I'm comfortable with AAA for now and how fast they respond and some of the perks (if I remember) I get with discounts.
@saphira087 19 күн бұрын
You can add a very very similar product to your car insurance for way cheaper.
@sallyprzybil2404 17 күн бұрын
Regarding the AAA, I am an older single person with no (reliable) family that I can call if something goes wrong when I drive, AAA provides me so much security that someone will come to help if I need it. And they do.
@karinhart489 15 күн бұрын
AAA: I’ve had this for over 40 years & have used it many times. But just the basic, not the plus. Also, they will mail you up to 10 paper maps or guide books at a time which I prefer for planning road trips.
@uglybobhere 11 күн бұрын
I am older and eventually found out my auto insurance covered towing.
@sallyprzybil2404 10 күн бұрын
@@karinhart489 I have my auto and homeowners insurance through AAA. It saved me money.
@AndrielleHillis 8 күн бұрын
What you might want to do is see if your car insurance offers roadside assistance. Mine does, and it's only an extra $20 a year.
@sallyprzybil2404 8 күн бұрын
@@AndrielleHillis I have both my auto and homeowners insurance through AAA. They are very reasonably priced and give good service. I saved over $1000 per year when I switched auto insurance to AAA.
@Strogo36 20 күн бұрын
AAA is a Keeper! One year I didn’t renew my membership because my auto insurance provided roadside service as well. When I used the roadside service through my insurance, the insurance company considered it a claim and my premium went up! Needless to say I went back to AAA and moved my auto insurance to AAA as well.
@nibekus 19 күн бұрын
Then it's time to get a new auto insurance company if that's the case.
@deb9806 19 күн бұрын
I don't want to call my auto insurance, I haven't heard good things about them, they vary by reviews. AAA isn't perfect but it's one call, they'll help friends without AAA and I've been blessed to only having to wait the most an hour in a busy time.
@karydiaz74 20 күн бұрын
AAA has saved me many times!! MANY 🙌
@workinprogress-ye5or 19 күн бұрын
Yes, for us too, flat tires, I thought the nails were hunting for my car one year, happened twice (construction on roads didn't help) My husband and I both had dead batteries and once our van going to college just died. Blessed we never had a long wait and things worked out well.
@jirehguy 20 күн бұрын
3:12 AAA is non debatable for me. The cost of the membership is way less than what I’d pay to tow it third party. And the peace of mind is priceless.
@selfcarewithG 20 күн бұрын
Yea we are going to get our AAA again had it years ago and it came in handy so many times , I think everyone should get it if they can
@vickieclark5931 20 күн бұрын
Thanks for this comment. I've been thinking about getting AAA. Anybody knows what a horrible experience it is to be stuck somewhere and trying to find a company that will come and take care of you. I have been there, and it was a nightmare because it took them hours to finally find someone and get them out to me.
@CoachClyde 20 күн бұрын
Towing is included in my car insurance along with roadside assistance. You may want to double check your policy if you haven't already.
@workinprogress-ye5or 19 күн бұрын
@@CoachClyde that's true but how good and fast they are is debatable with anecdotal stories. I'm sure it varies by company. One site compared, some had towing restrictions 15 miles or didn't do gas if needed (Geico I think) I've used AAA about 10-15 times and my kids and we've been lucky, never had to wait long, last guy was super nice and I got a battery from him right from the truck, no extra visit to garage. He even gave me some tips on maintenance. For now, I'll stick with them. .
@CoachClyde 19 күн бұрын
@@workinprogress-ye5or That makes sense and you're right I'm sure it varies depending on the company and also location. I've needed a tow and didn't have to wait long. I stay on top of maintenance and never let my car get so low on gas that I run out so that part would never be an issue for me. I'm happy it works for you all.
@Holly-ek6xj 20 күн бұрын
You can get any workout you need on KZfaq. Cardio, weights, Pilates, anything. That's where I get my workouts.
@karinhart489 15 күн бұрын
Gym membership: my pre retirement healthcare plan offered free gym membership, as does my Medicare medigap policy (their version of Silver Sneakers). But mostly I walk & take the stairs.
@linda1909 15 күн бұрын
We have trolled thrift shops for exercise equipment. Found quite a few
@lindadorman2869 20 күн бұрын
Books, magazines, landline phone, cable TV....dang Rachel, that's old school. I'm 63 and haven't spent money on any of these in over a decade. One money-saving tip I just learned is to cycle streaming services and only pay for one at a time. Saves me at least $50 month and I still get to watch everything I want.
@isay207 19 күн бұрын
Books can be bought at garage library sales
@charlenesorley2909 19 күн бұрын
Cycling services by watching for discounts helps save even more! We typically get the more expensive streaming services in November and get to use the black Friday or Cyber Monday discount
@musicman7297 18 күн бұрын
I have antenna TV and watch Pluto for free on my tablet. I have a flip phone and tablet with unlimited service for 95 a month.
@davesrvchannel4717 20 күн бұрын
Mini storage rentals. If you don’t need it in your house, you don’t need it
@DonaldRedeemed 20 күн бұрын
For long-term anyway....sometimes during a move or during a remodel, but if you keep one month after month sell the stuff.
@nibekus 19 күн бұрын
Not practical especially if you're renting a room with limited space.
@musicman7297 18 күн бұрын
One of the largest growing businesses. Just think , buy stuff and then pay to keep it somewhere. 😂😂😂😂😂😂
@kariforgie457 18 күн бұрын
Storage units are an American thing. Other countries are baffled by them.
@davesrvchannel4717 18 күн бұрын
@@musicman7297 mini storage only exists in America.
@MaPrajna1 17 күн бұрын
I've been all in with AAA since my dad bought my first subscription in 1976. Less than $100 year - it's saved my life a few times when stranded. Definitely a keeper and money well spent. 🎉
@helenhilton2158 20 күн бұрын
AAA has come to my rescue time and time again! I would not want to be without it. I use my gym membership (basic fee) much more than if I used free options. Having to pay actually motivates me to get to the gym and work out.
@workinprogress-ye5or 19 күн бұрын
There are so many free options and discounts with AAA and I forget. Even on tickets for plays etc.
@deb9806 19 күн бұрын
yes and you still have to pay more if you get it with auto and who do they use?
@lindawilson4625 20 күн бұрын
I don't agree with ditching the auto club membership. When you need it you NEED it! AAA never disappoints :-)
@workinprogress-ye5or 19 күн бұрын
Rich people don't care about how much a tow costs etc but other people do
@tduck828 20 күн бұрын
Health is wealth! I hit the gym 3x a week. Also have treadmill at house.
@vickieclark5931 20 күн бұрын
She's talking about if you don't use it. Most have a gym membership and they don't even use it. If you go 3 times a week, you are definitely getting your money's worth out of it.
@MrTmenzo 20 күн бұрын
If you don't use it she said. Also building a home gym isn't expensive and no crowd hogging gym equipment lol
@tduck828 20 күн бұрын
@@MrTmenzoI go at 4am. Not usually a problem!
@musicman7297 18 күн бұрын
I lift weights Monday through Friday on my concrete patio year around in Florida. I save 700 dollars a year. That's what Anytime Fitness charges now where I live . I have no pay TV. Between the 2, I save over 2000 dollars a year. And that money buys 2000 more dollars in silver that I add to the rest that I buy. Keep working out. Fitness is for life.
@tduck828 18 күн бұрын
@@musicman7297I'm jealous! I need to move south! I'm up north where you can't do that!
@schweber10 20 күн бұрын
Sams/Costco memberships are worth it just for the discount on gas.
@RebeccaKeepper.eXpRealtor417 20 күн бұрын
Yes!!!😂❤
@charlenesorley2909 19 күн бұрын
As long as there's a Sam's/Costco in the vicinity! I moved away from Costco and totally forgot to cancel my membership... Not a huge overspend but that did hurt a little when I realized I was still paying for it and not getting any benefits. 😬
@701.smillsap 16 күн бұрын
Depends on how much you drive and how close one is.
@pattybonsera 16 күн бұрын
Yes. Costco gas here is more than .50 a gallon less than at the regular stations. That's more than $300 a year in savings for my car. I only buy what I truly need at Costco.
@mlmj1994 5 күн бұрын
My family used our Costco membership for gas only. 👍🏾
@libbyreed8588 10 күн бұрын
I am a third generation AAA user. I’ll never be without. My car battery went out twice earlier this year. AAA to the rescue each time. I love them.
@amyschaub5725 18 күн бұрын
I had to get towed 3 times last year! AAA was a lifesaver!!!
@ryandimento6351 20 күн бұрын
Costco is a YEARLY membership NOT monthly
@isay207 19 күн бұрын
Costco prices are great
@geetaraub 19 күн бұрын
But if you’re smart, you are setting aside money monthly in order to have the yearly payment ready when it’s due. Either way, you’re paying extra money for a membership and it could be something to drop if needed.
@ryandimento6351 18 күн бұрын
@@geetaraub I work for Costco, so if people upgrade to the Executive Membership then they would be saving money by getting 2% back onto a check that corporate sends in the mail 2 months prior to your expiration time. It’s a great deal.
@CharlotteCarMoments 17 күн бұрын
@@ryandimento6351 Good advice. We have the Executive Membership and our cash back check is always more than the cost of the membership
@athens31415 16 күн бұрын
Costco is $60/year which is $5/month.
@bettedavis9261 20 күн бұрын
I work out in my home office with a variety of KZfaq videos. All for free! Cardio, weights, pilates, wall pilates is all available in that room. My husband and I get our books from the local library (I read traditional hardback books, my husband reads on his tablet). I've only had one manicure in my life, and it was free. They're not for me.
@brg2743 20 күн бұрын
It sure is.
@beverlyness7954 20 күн бұрын
AAA is an absolute must have! Peace of mind for a 71 year old. No cable for 30 years! At the present I don't have a landline but I would actually appreciate one. Rachel, please please please stop using bottled water. One time use plastic is destroying our planet and making us sick. Paper towels are in that category as well. Your list of things is great for people to think about when it comes to money. When it comes to all life on earth, there's even more reason to consider what we're doing.
@docpadma 20 күн бұрын
agree with paper towels and plastic bottle water bottles
@laurapicht 18 күн бұрын
i still buy magazines for my hair studio… and pass them on to “ someone “ who wants them.. when the next months comes in🤓) yep..ppl flip thru them …. i LOVE paper towels….i also keep them in my bathrooms for guests to use❣️
@sherilehawkins4445 17 күн бұрын
I agree
@CharlotteCarMoments 17 күн бұрын
Get a reverse osmosis filter in the house. RO is how most bottled water is purified
@colleen6921 20 күн бұрын
I had all my Christmas groceries in my car, stopped to get gas and then my car wouldn’t start. It only had 23,000 miles but my husband turned on an inside light a few days before and didn’t turn it off. AAA to the rescue. They were there so quick and now I won’t be without.
@Painfulwhale360 10 күн бұрын
Good tip, look up Halo Bolt on amazing. It’s a little battery that has little jump cables to jumpstart your car. Buy one and carry it in each vehicle you have. It has saved my wife maybe 2 times now from needing to ask a stranger for help while she has a van full of our little kids. I also carry a little Ryobi air pump with a battery in each vehicle in case we need an emergency air up on a tire. They are life savers in a pinch.
@rebeccaschneider1160 7 күн бұрын
AAA is definitely a keeper for locking my keys in my car!
@lindsaysimplified 20 күн бұрын
We have a 16 year old Toyota and an 11 year old Mazda. AAA is a must if you have older vehicles. Whether the alternator goes out on the highway (it did), the batteries on both need jumped or replaced in the same year (yep) or you just need a tow. It’s not that much annually and can save you thousands.
@janettezcan4694 20 күн бұрын
Yup so true!
@CoachClyde 20 күн бұрын
If you haven't already, review your car insurance policy. I have towing and roadside assistance with mine and I've used both. AAA would just be an added expense for coverage I already have.
@DonaldRedeemed 20 күн бұрын
And while Rachel and her dad are not fans of credit cards and I am not if one carries a balance....3 of my credit cards provide it free along with hotel discounts, car rental insurance, and lost baggage insurance.
@deb9806 19 күн бұрын
A AAA guy stopped when my daughter's kia caught on fire (one of millions from what we heard) and helped her even though she didn't call. They have helped my family with dead batteries, instant replacement if you want, flat tires, car dying on highway.
@deb9806 19 күн бұрын
@@CoachClyde If they cover the same and are responsive, great, but I saw comparisons where some, for instance Geico didn't include gas help if needed , some had towing restrictions of 15 miles which could be an issue. Read the small print first.
@Valentine-sd2fb 15 күн бұрын
Is this a good moment to buy stocks? How long will it take us to recover? I know everyone claims equities are cheap. Is it preferable for me to invest my money elsewhere if there are tactics to be applied in this market that the typical individual cannot access?
@Janise-pg8yr 15 күн бұрын
If the market has taught me anything, it's that it always recovers, but I can't seem to focus on the long run, when major factors like my retirement and my reserve are wreaking havoc on inflation. I require a solid data trajectory and solution as soon as possible.
@user-ql1hu3fr4f 15 күн бұрын
You're not doing anything incorrectly; you simply lack the expertise to capitalize in a down market. Professionals with extensive expertise who must have witnessed the 2008 crisis are the only ones who may profit significantly during turbulent times like this.
@Daniel-ss7ri 15 күн бұрын
Could you kindly elaborate on the advisor's background and qualifications?
@user-ql1hu3fr4f 15 күн бұрын
Just research the name Angela Lynn Shilling. You’d find necessary details to work with a correspondence to set up an appointment.
@Daniel-ss7ri 15 күн бұрын
Just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.
@JoseGarcia-oo4mc 20 күн бұрын
I have AAA for a long time , and the reason is because we always had old cars . Great video
@israelrivers8280 15 күн бұрын
No way I'm leaving my family stranded on the highway or in a dangerous part of town at night. AAA saved me 4 times last year.
@GoFastGator 19 күн бұрын
Re: Premium Gas, your car will usually tell you if Reg, Mid, or Premium gasoline is needed. It has nothing to do with how "nice" the car is but how the engine is designed and tuned. Premium gas is not necessarily "higher quality" and is a waste of money on a car that is designed to burn regular 87 (in the US/Canada) octane. Premium gas sometimes IS bundled with a different additive pack that is better than the standard in regular gasoline, but even that is not worth paying extra for. You can buy those additives and run them once per oil change or so and get the same benefits for less money. In short: If your car recommends premium or you get a 10% (or better) bump in fuel economy, run premium. Otherwise, stick to regular.
@jenb.6733 19 күн бұрын
AAA has helped me in the past and now that my son’s car road side assistance is over, I bought this for him. He’s had to use it 2 times already
@chessmaster1115 20 күн бұрын
AAA memberships yes are a must have especially when you live in the north with all the freezing cold and need the jump starts in winter time.
@janelleg597 20 күн бұрын
Better to get a portable jumper for the winter. Then you don't have to wait
@workinprogress-ye5or 19 күн бұрын
My husband bought a portable jumper for car but if we aren't home I don't know how long it stays charged. I like to be fully covered. I've had dead batteries replaced by them, tires changed multiple times and a stalled engine towed to my mechanic not auto insurances.
@chessmaster1115 18 күн бұрын
@@janelleg597 Been there done that even had two of them but the portable jump dont work on the coldest days the charge is too weak was total waste of money when i ended up getting Triple AAA instead anyways.
@May-qb3vx 20 күн бұрын
The gym membership isn’t the problem. I use the heck out of mine. My problem is workout gear. They are my kryptonite. My ultimate weakness these days
@davidmason777 20 күн бұрын
Shorts and a plain t shirt
@May-qb3vx 20 күн бұрын
@@davidmason777 I know. But we all have our vices. Thats mine. And I’m working on it. Edit: but also for context, it’s not a total crisis since I am debt free, do hold to a budget, contribute 25% of my income to savings, and have 15% going towards retirement. So I’m doing pretty well. And none of my purchases go on a credit card. I do budget hard, but my fun money category is still mostly spent on workout gear. So it’s not RUINING me, per se. I did have to get new shorts this season because a side effect of going to the gym is body changes. So I guess it’s working lol
@gabriellelee7119 20 күн бұрын
My Triple A membership is a keeper. In fact, I just paid it yesterday, $92. Makes me feel safe just to have their services. Peace of mind. No more clothes for me this year. I got plenty this past Christmas. Need to save money & invest. Plus, gas & food is so expensive in California. 🥰
@ghhm2705 15 күн бұрын
My road side assistance costs $4.95/month thru my auto insurance. Check prices with your auto insurance next time. I think gas and groceries are expensive all up and down the west coast! So I feel you there! We’re moving to Idaho lol
@HotelCharlieYouTube 20 күн бұрын
Fabric Softener.
@PinkieJoJo 20 күн бұрын
Not with hard water. It’s a must. Otherwise the clothes come out super full of static and such.
@TheChitowngirl23 20 күн бұрын
We use vinegar, fabric softner is bad for the washing machine
@Kurtdog63 20 күн бұрын
I cut my spouse's expenses and don't miss them at all.
@jamesmir89 18 күн бұрын
Excellent. Well done.
@colinwithonel 7 күн бұрын
Premium gas isnt really about whether its expensive or a nice car, its about whether the car engine excels at that octane level. Most people drive a car that is designed to run on unleaded 87, but the owners manual will tell you if your car is supposed to be at 89 or higher.
@BritonWells 20 күн бұрын
Have to keep Costco, if you arent using it the solution is to USE it then. For infinite use / no expiration items (garbage bags, dishwasher tablets, laundry detergent, toilet paper... ) you will save the membership fee. Certainly the case in Canada.
@lauren4078 20 күн бұрын
Your solution to justifying the cost of a wholesale membership club is to use it and spend MORE? 🤯
@jpoppinga8417 17 күн бұрын
Costco is not the deal everyone thinks it is. Had a membership for a while. Let it expire don't miss it. Shop around and you'll find Costco's prices are really not that great on 99% of their products. They have a few loss leader products but not enough to justify the cost of membership.
@Jbridge621 15 күн бұрын
I always have AAA. I drive a 2007 Toyota Sienna with over 250K miles on it. I commute out of town twice a week. I need that 100 mile tow once in a while. It also covers me when I am driving someone else’s car that breaks down
@kasession 20 күн бұрын
I'm really stunned Rachel uses bottled water. I have a water filter. It was expensive initially, but worth it. These will stay on my list, because I can finally afford them, and I budget for them. AAA Gym membership - I use my gym regularly Cable TV Checked bags Landline Manicure Car Wash Paper Towels
@workinprogress-ye5or 19 күн бұрын
I have horrible water and brita doesn't cut it but I can try others. I buy big gallons. When you are rich though, you don't really need to budget for nails and hair and books and tows, you can, you can put them down but 99.99% of the time, you have the money. Rachel likes expensive drinks, George teases her but she can afford them. No shame but it's hard to tell others maybe they shouldn't do this and that.
@karinhart489 15 күн бұрын
Bottled water: we keep 2 old half gallon glass apple juice jugs in the fridge so there is always cold water, & carry a stainless steel water bottle with us to stay hydrated. That water bottle was a freebie from a work conference. However, our water district has excellent tasting water, so we are lucky.
@stephanieloomis9547 19 күн бұрын
I found the secret of Costco. I go there often to get my essentials. So because I go there often, I don’t feel the need to impulse buy everything I see! I just wait until next time and, if I see it’s not going to be carried at the store anymore, and if I can afford it, I might just go ahead and purchase it. Paper towels and toilet paper are a good buy as well. Gas is also cheaper there and there are staples of organic products that Costco carries that are cheaper than buying at another store.
@NurseMJ986 11 күн бұрын
I waited to cut my cable and when I finally did, it was the best decision and I have not missed it at all. Looking back I now regret not cutting that cord earlier. I could have saved a lot of money.
@amandasutherland626 20 күн бұрын
As far as gas goes, get what your manufacturer of the vehicle suggests you should get! ❤
@pauls4002 20 күн бұрын
You are absolutely right. Read your owners manual and it will tell you what octane level you need. Most cars need 87 octane gas but cars with high-performance engines require 91 octane to get full performance from the engine. However, even those engines will run on 87 - the car’s computer can adjust for the “cheap” gas and operate without problems.
@musicman7297 18 күн бұрын
I pay extra for non ethanol. Just like I gave up eating corn .... I don't put corn in my pickup truck.
@katherineo.2065 20 күн бұрын
AAA is a keeper , you NEVER KNOW when something is going to happen on the road . If possible please gift to your grand children for birthdays or Christmas
@deb9806 19 күн бұрын
Used them often for hubby, me and kids cars. I can cut back now that we don't need out of state as much with kids back from college but still think a long car trip might be in future so I'm waiting.
@thenerdymillennial 19 күн бұрын
People never understand how much of a life saver AAA is until they are stuck in the middle of nowhere with a flat tire or empty gas tank and they are miles away from a service station and nobody is stopping to help you when you are on the side of the road flagging for help
@markg999 17 күн бұрын
All road side assistance is the same.
@thenerdymillennial 17 күн бұрын
That's not been my experience... I have experienced different options for this and not all of them offer the same services...if you have had a different experience cool
@kimberlylepine5115 20 күн бұрын
AAA is fabulous. We've used our membership for all sorts of things. We have never done a bunch of the things on this list, however.
@workinprogress-ye5or 19 күн бұрын
I got Lion King tickets pretty cheap many years ago from their discount and restaurant discounts.
@lateshachurney5965 20 күн бұрын
Not giving up AAA. Saved me by having it months ago. You also should share on here what people can do instead on these.
@deb9806 19 күн бұрын
I just got a new battery, came to house, tested it, showed me options and in half an hour, had a new battery and nice conversation. No going to garage, taking time off from work or calling my auto ins.
@katharden5806 12 күн бұрын
Costco savings in gas alone is around $325/year for me when used consistently (which I do). So that is totally worth it!
@norcofreerider604 13 күн бұрын
Premium gas is required for some vehicles (such as those with a turbo), but most cars are designed to run on regular, so use what your car was designed to run on. AAA is a good thing to have, especially if you are running an older vehicle.
@denisemckinney3973 17 күн бұрын
26 years of AAA and will always have it. AAA has saved us many times. I certainly, if out alone, want someone to come change my tire or tow my paid for used car to my mechanic.
@sstephens2175 16 күн бұрын
Are there really good benefits with AAA that you use besides the car stuff? I'm asking because for a very minimal amount a month my auto insurance will tow my car, give me a jump, change my flat tire, unlock the door if keys get locked inside etc. If AAA doesn't offer other things that I would actually use them I would be wasting my money. If they do offer things that would be useful for me I would be all for that.
@gladyschandler6724 20 күн бұрын
AAA is important we had to use for towing or battery
@pisicacutecat4869 19 күн бұрын
This past January I was with my mother in law and a friend. My mother in law accidentally locked the keys in the car. I called AAA to come unlock the door. They came, but we had to wait about 3 hours. I'm glad that we had a warm place to wait in. It was definitely worth having AAA and not having to pay out of pocket.
@deb9806 19 күн бұрын
yes, my husband's battery died, was old, guy came to house, in 30 minutes had a new battery from AAA battery truck and price was fair. Never had to leave home, priceless ; )
@gladyschandler6724 20 күн бұрын
I haven't had to buy gift wrap or bags. I have a bin where I save all wrapping & bags.
@amanda.c.ice. 19 күн бұрын
Same!
@deb9806 20 күн бұрын
I love AAA they have saved me with flat tires, dead batteries etc. I did stop gym and have a multitude of weights at home and walk and do online videos. I do like bottled water having hard water and Evian on sale is my fav. ; ) My one treat at times with drinks, not a Starbucks person. My daughter did her first non checked bag trip, she did it with very careful packing for a week,God bless her, not sure I could do it. I do love real books.
@workinprogress-ye5or 19 күн бұрын
There are non negotiables with any budget and AAA and books are on mine. ; )
@jesussaves89 11 күн бұрын
Keep AAA and if you are going to the gym regularly and your complex or condo has no gym or you don’t have a home gym don’t cut it. Gym membership keeps you motivated and you want to keep your body in top shape. Plus most gyms have other perks pools hot tub and you can take classes and make some new friends!
@suerenfrow864 12 күн бұрын
AAA has been a life saver to my family. As a widow, I feel better knowing I will get roadside assistance - flat tire change, gas, and tows (up to 100 miles) since I have no one to call to help when broken down. The membership is reasonable, considering a single tow can be upwards of $60 or more when a year membership is $100-$150 (depending on your level of membership). Just a few things to consider, Rachel.
@shannonneale1560 20 күн бұрын
I agree with most of this. The one item that is questionable is Rental Car Insurance. I get the collision damage waiver which covers damage to the rental car itself. My personal auto Comp and Collision will cover the vehicle if it’s damaged. The rental car company will charge you the daily rental fee while the car is out of service. Depending on the details, this could be for a few weeks or longer. Your personal insurance will not cover this. Plus you’ll be paying a deductible also from your own insurance. So it’s ultimately about your comfort level. Just something to consider.
@marilyns6043 19 күн бұрын
The only streaming services I use are Spotify ($11) for music and our local public tv station ($5). The PBS membership is fabulous because I can watch various masterpiece theatre shows without having to wait for the next episode to be released. It’s great tv watching especially for the winter months in Chicago when I’m stuck indoors. By summer I’ve binge-watched most everything I want to see and it’s time to go out and garden! It’s such a great value. Worth every penny.
@johnschaefer2238 6 күн бұрын
For me AAA is a must! We have a 1996 Impala SS, 2001 Honda Accord and a 2004 Jeep Wrangler LJ, have used AAA 5 times in the last 8 years and for what it costs it’s been well worth it the peace of mind it provides.
@susanprice7202 16 күн бұрын
We've had AAA for years and it aways helps when the car battery is dead, etc. It's a SAFETY thing. What if you pay and don't use it that year, then consider it a BLESSING that you DIDN"T have an emergency!
@markrunyon5524 19 күн бұрын
The day you need AAA,you"ll be very glad that you have it.For me it"s just peace of mind knowing that no matter where you are you"ve got "a guy".By the way,read your owners manual and buy the correct gasoline that your vehicle requires.More expensive fuel is a total waste of money.Does nothing for your ride or it"s longevity.
@timlemmon2332 7 күн бұрын
I use the Premier membership wit AAA. I don't have any regrets. I travel for work often. It has paid for itself in hotel discounts. It is also comforting to know I will never have another $440 bill for towing again.
@andrewplantagenet5811 6 күн бұрын
I agree with everyone in the comments that AAA is totally worth it and I won’t give mine up.
@ghostflight73 19 күн бұрын
How cute are you? You are one of those people that just make us smile watching you. Keep it up, fun content.
@LaraSassano 19 күн бұрын
For streaming services, we subscribe only when we know there’s a show we want to watch, then cut it off when it’s over. Kind of a pay per view model but it works for us so we get to see the shows we want without the recurring monthly fee from all the services every month.
@melissasprayberry5047 20 күн бұрын
Paper towels I must have! 😂 I love real magazines too!
@vickieclark5931 20 күн бұрын
Can't give up the paper towels. LOL I love them also.
@deb9806 19 күн бұрын
I love real books, can't get into reading on my ipad unless it's a cook book or maybe short stories. I like to turn pages and feel the book ; )
@Gottaknow 19 күн бұрын
I find 2 year subscriptions to a couple of magazines I subscribe to for less than $15 for 2 years.
@melissasprayberry5047 19 күн бұрын
@@Gottaknow which magazines? That’s a great deal!
@isay207 19 күн бұрын
Can read magazines at the library for free
@deborahmaehs7604 16 күн бұрын
Definitely keep AAA especially if you drive older vehicles because you may need them for roadside assistance.
@rocketmom60 17 күн бұрын
AAA - keep Magazines - I've reduced but still get a few favorites Landline phones - its all we use in our home. Cell phones stay in the car, turned off, only used for on the road & travels.
@kathypeterman2886 20 күн бұрын
Refer to your car owners manual for the best gas for that vehicle. Mine is regular, but some are not best with regular.
@user-jo2vt8gb1w 20 күн бұрын
I have AAA and being an older single woman now, I have used it many times and the fact that I live in NY and travel to Indiana, Tennessee & Massachusetts, I feel safer out on the road. As for car wash Yes! because it cost me $24.99 a month and I get my car washed at least 2/3 times a week and in winter almost everyday also I live in an apt so I have no way to was my car otherwise.😊
@NancyFord-yt2nu 13 күн бұрын
Over the years AAA has been a great to help me. Some years I don't use but sometimes need 5 times in a year. Never have new cars. I live in the mtns and needing a tow can cove the one yr expense.
@CarlGorn 20 күн бұрын
On cleaning products: So much can be replaced with some mixture of 2 or 3 of the following: distilled water, rubbing alcohol, dish soap, white vinegar, basic shampoo. I mixed up a liter of eyeglass cleaning solution back in 2014 that I'm *_still_* working through, using a 500ml bottle of rubbing alcohol, same amount of distilled water, and a few drops of dish soap. Works like a charm, I use it twice a week just to get rid of whatever resists my shirt tail.
@karydiaz74 20 күн бұрын
I have a Berkey Water System and is amazing!!
@angelangel4476 9 күн бұрын
Yes, I agree to this list!
@lizzabbott 15 күн бұрын
Great idea to have a landline for your children! When my Grand Daughter is older, I’d like to get one for her! Also good for back up in case there is a cell phone outage.
@helenayeung5862 20 күн бұрын
love this thank u for sharing
@OfficialTeeLucero 9 күн бұрын
I have to keep AAA & my gym membership since I go 6 days a week for the last 4 years and it has helped me lose over 40+ pounds.
@nancyalaeddin8447 19 күн бұрын
Hi Rachel, for me I can't let go of new books, I had the same reaction as yours, I just love them. By the way I bought your book a couple of weeks ago... greetings from Amman, Jordan.
@rosesarered8634 20 күн бұрын
Sam's club is a non-negotiable. I buy in bulk, don't have to buy soap, lotion, paper towels, TP, for months @ a time, the gas is always cheaper than other places & annual the membership fee is cheap. AAA is amazing too. Towed my car when it broke down 180 miles from home last year.
@countrycleo5268 17 күн бұрын
I agree with most of the list. Except for new books! And I still receive "Reader's Digest" magazine. (See my previous sentence).
@susanboucher2525 19 күн бұрын
My mom needs the landline for her pacemaker. They update it from the phone. How about coffee places! I only use the paper towels from the list. No TV for 10 years. Just watch KZfaq or Tubi, which are free. Thanks Rachel!! 😊
@caitlinryder898 13 күн бұрын
As for cleaning products that are safe, I use Branch Basics. It is not cheap per day but you can use one product at different dilutions in place of every single cleaner.
@rccoachwenger 19 күн бұрын
Premium gas.... higher octane (89 or 91) is for high performance engines (usually sport brands with high compression like BMW). If you have a normal vehicle like Chevy, Honda, Toyota... you're good to go as the engine is designed for standard 87 Octane.
@CT-yo7ff 6 күн бұрын
AAA is a keeper for discounts on travel and towing
@tombob671 16 күн бұрын
I am a 77 year old gimpy man. I keep AAA as my paid for pristine 1999 Buick occasionally needs to go to the shop. 50 Bucks annual fee is a deal Now back in the day when I did my own wrenching and repair I did not need it. Now I pay to get my oil changed. ( I cannot get up and down from the driveway) I never did that before pay for service and repair. I have earned this benefit.
@AvalonMisty 20 күн бұрын
One of 7 children I was raised on Thrift Store clothes. Still shop there. Find AMAZING clothes..some with Original price tags at low prices. Can't really see you shopping there though, Rachel. My guess is you are a new or not at all kinda girl. However, I am pretty sure there are some folks with a good piece of change in the bank that have their ego in check and shop thrift stores.
@A2thaLO 20 күн бұрын
I dumped Sams, AAA, Costco, cable, brand named items, and much more. Saving $700 annually.
@tduck828 20 күн бұрын
I love costco. They do have good deals. The gas alone is worth savings. I share a membership slots better for us!
@melissasprayberry5047 20 күн бұрын
@@tduck828I didn’t know you could share memberships 😮
@peytonsimien4043 20 күн бұрын
Agree. Sam’s and Costco are decent for larger families.
@jodylarson4697 20 күн бұрын
About rental car insurance: It's helpful because you don't have to submit a claim to your own car insurance company and go through all the hassle of that. Plus the rental company may charge you for lost revenue, which your own company probably will not pay. I bought it on one trip, and the car got dented in the motel parking lot. The rental insurance took care of it---I made no claim, it didn't go on my car insurance. Just turned the car in, noting the accident, and went home. Easy.
@ruthwaters7448 18 күн бұрын
My husband LOVES paper towels!
@amandamccranie1809 19 күн бұрын
New books! I have to have my books but I do usually get them from a used book store
@workinprogress-ye5or 19 күн бұрын
books are a good thing...
@debbihardesty9234 13 күн бұрын
I buy my books at Costco 😂 but I do resell them when I’m finished
@workinprogress-ye5or 13 күн бұрын
@@debbihardesty9234 I give mine to a used book store for credit : )
@AS-qc4bg 20 күн бұрын
Car rental insurance: Hertz has this tricky way of adding it on when you pick the keys up. I rented online and said no insurance. I get to the counter and the gal asks me a generic question and I agreed with what I thought was that I wanted what I ordered online. When I turn the keys in a week later they had added the basic insurance on. Be careful. Check your receipt right after you are given keys. If it has an added insurance make them change it right then! I'm sure they are given incentive to add that and they have sneaky ways of wording it so you aren't aware of what they are charging you for. It is shady!!
@dgs8011 20 күн бұрын
These lists are always things I already don't spend money on. LOL. Except I do have AAA, although you should look at your credit cards and auto insurance and make sure they don't already have some kind of coverage. Some do. However, it can be useful to look at such lists. When I was struggling, I read such a list and realized I had nothing to cut. I HAD to increase income and got a part-time job. Looking at things on paper (or onscreen) can wake you up.
@ratpimples 20 күн бұрын
My gym costs 10.81 at EOS in Houston. Also if you drink a lot of water (which you should) maybe get a refrigerator with a water filter and ice maker. That would save you a lot of hassle and space and money.
@opaldurham4818 17 күн бұрын
AAA is essential if you are a widow and have a car. Been rescued many times by AAA
@lisaromero9766 2 күн бұрын
Agreed. My AAA membership has paid for itself over the years and gotten me through many auto emergencies. Would never be without it!
@bcd4562 17 күн бұрын
We have never had cable. We have prime and use it regularly. Before this we had nothing. No cable or dish so it was an upgrade for us. We got rid of landline and use magic jack.
@LNelson882 12 күн бұрын
I only now do carry on luggage. The point to spend money on a large suitcase where don’t use half the items no thank you. Recently did a 10 day Europe trip and only carry on with no issues
@CarlGorn 20 күн бұрын
Fun Fact: There are free streaming services like Pluto TV and Tubi that often have a better selection of content than Netflix or Hulu, if not as up-to-date. You just have to bear with ads, and I already deal with that on my over-the-air TV. I especially love Pluto's selection of classics, stuff that Netflix and Hulu no longer carry, like Little House on the Prairie, Lilies of the Field, Sands of Iwo Jima, That Touch of Mink, the _original_ versions of Sabrina and "Yours, Mine, & Ours," and so much more. My nerdy heart especially loves catching old Dr. Who episodes after the missus has gone to bed. 🤓
@musicman7297 18 күн бұрын
I have saved thousands and thousands since I gave up pay for TV. I have a antenna and discovered Pluto on my tablet plus movies on KZfaq channels. Pluto is much better than cable TV. I'm also 64 and much rather watch old shows and movies.
@Joshuastem5622 19 күн бұрын
The $30 per month I spend on my gym membership is probably the best spent money in my entire budget so I strongly disagree with #1!
@Moolarkey 2 сағат бұрын
We use our Costco card for my husband's business travel expenses. He gets reimbursed by his company and the Costco statement provides easy tracking plus we get money back from Costco (a couple hundred a year).
@Citizen-pg8eu 18 күн бұрын
Landlines will still work after a disaster, cell phone services will be down or overloaded. You likely won’t be able to get through to emergency services, but probably would be able to contact family or friends out of the affected area. I think.
@sstephens2175 16 күн бұрын
Landlines only work in the places that the phone company chooses to keep the generators going on the poles. Where I'm from in the sticks of West Virginia they removed them due to theft. So when the electric is out from a storm you don't have phone service, and cell phones don't pick up in the boonies.
@bcjammer87 20 күн бұрын
Auto group policies are sometimes essential. Here in Michigan we have the highest auto insurance rates in the country so it’s common to shop around a few times a year. Currently for me AAA is the cheapest and the membership is required to get coverage.
@JanuarieTimewalker13 17 күн бұрын
My library system is wonderful. I very rarely buy a book.
@suzboeh633 18 күн бұрын
I had AAA for years and loved having both the road service and the travel products, like the guidebooks and maps. Dropped AAA about 5 years ago when they were closing the physical office so no more access to maps etc and of course GPS access and online resources have replaced that. Also, my auto insurance carrier has roadside service included in our policy, although I cannot vouch for it as I have not used it yet. I also have a portable auto battery charger that I have used for a family member when their battery died. No secondary vehicle needed and it worked great. For travel discounts I have AARP which covers most of the ground that AAA does.
@sstephens2175 16 күн бұрын
Good to know. I just signed up for AARP. Are there any perks that you've really liked using with them?
@suzboeh633 16 күн бұрын
@@sstephens2175 We just check to see if there is an AARP discount when we go to museums or other attractions and also check it to see when we book a hotel as well. My husband earns points on their site by doing puzzles and quizzes I think and then uses those points to get discounts on gift cards for places we would be spending money anyway. I do read their magazines and other publications.
Marat Oralgazin
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