Thanks for simple and clear explanation. this is just bank loan model. Instead you take the loan from bank and pay EMI, Bank is taking loan from you and paying back to you as EMI. Bank collecting money from public with less percentage and granting loans for those in need for higher percentage. As simple as you are giving loan to bank instead of taking from bank. This seems good for those personal account who don't show much income. otherwise like loan (depositing on non-earning parent name etc), otherwise most of money you receive initial months will only be interest, on which you pay tax to government based on income.

After seeing 10 videos I found this is best presentations

Good explanation sir. Thank you so much.

Thank you so much for giving valuable information

Very very nice explanation with calculation with out authorities.

చాలా detail గా చెప్పారు tq

Ram garu SBI Magnum tax gain scheme peru SBI long term equity fund gaa marcheru kadaa??? Yee fund ki 80C IT Exmptn undaa??

Denikanna lic jeevan shanti policy better mana principle amount mana nominee ki aina osthadi.. Indulo after 10yrs manaki 0rs

Sir... Could you please let me know about SBI Smart Elite insurance plan... It is good or bad?

Great really use full videos please do more videos for sbi bank features and schemes

sir can we open the annuity account by net banking (online).....what is the minimum amount for deposit ?

Hi Anna, short time pettukunna monthly return ekkuvaga undi kada, Mari evaru long term ( 5, 10years) pettukuntaru, koncham explain cheyandi.? please?

Very very nice explanation 👍😊😊😊

Avnu sir 1st time chustunnam....

Sir what is the difference between fixed deposit and this scheme and which is better pls let me know.

Superb ga explain chesaru thanq

Sir first time video chusanu

Thanks u sir great information

Hi sir I want to invest 25 lakhs in annuity deposit scheme for 3 year and what is the monthly pay out Can you please explain me Sir

It is not monthly income scheme. It's a systematic withdrawal scheme with applicable interest rate. It's not a new scheme, existing for a long time.

Helo sir sbi life smart wealth builder plan gurinchi cheppagalaru

Please update the information sir I have gone to bank found abt it they told know interest for 5laks investmen per month only 2000rs interest rates is 4.9 I request you to update information

All Banks are charging around@14% to 21% 24% on various personal, smart , insta, Jumbo loans..etc. and they are offering public@6% for our investments... Please Note it down while putting investment inthis pattern...

Sir me videos baguntai.meeru intalejent.sir .thank you

Super sir well explained at now present this scheme is there or not

Hi I have invested its waste of time ,,, they will give your money with no or vey low intrest .... after one month you they will deduct 3000 from your money only,,, and u will get interest 30 rs only..

Hi can you a make video for ICICI FD Extra

Super Super good message thanks sar

I want a regular monthly income of Rs.60 K from August, 2023. How much I should invest? My second question is, Is LIC annuity fund better or SBI Life?

After completion of the tenure period.can we take our fixed amount

Ty ram...😊

This plan should be named as systematic withdrawal plan for better understanding as no maturity amount after the time period.

Definitely helpful video

Bro eppudu 3years ki 1lakh pettaka 3 years aipoyena taravatha malli 3 years ki add chesukovacha bro

Very good and clear

Very very useful to investors

Thanks

Better option will be fixed deposit to earn interest monthly and get back invested amount also whenever required

Principal amount will be returned at what cost Sir please explain

If I deposit 5 lacs this month, will I get EMI from next month onwards

The investment will already be white money... Meaning taxes are paid. Do we need to pay income tax on the total money that is paid back? In other words ... Should we pay tax on the principal amount that is deposited when they give back as monthly EMI?

5lakhs deposit chesethe 3years ee scheme lo per month 10,000 vasthundhi aa sir please reply evvandi

Hii sir 25000 rupees deposit chesi tenure 3years aithe monthly entha amount vasthundhi

Good message

Is it comes under tax benefit form 80c

sir naaku. qurtarley once amount vachela plan cheptara naaku 1crku

Dear Ram Sir, If we deposit 1 lakh for 3 years everymonth we are getting 3025 after 3 years can we get our principle anount back or not?

Good explanation

How to calculate interest rate plz rpy

Sir one time deposit chedi high return ravadaniki plan chepandi sir. 25 years plan

I can understand after your explaining, principal Mount nil after tenure, people are not?

Okasari invest cheyagalama ande

Diposite amount increse chesukovacha

Thanks sir

3 years super sir

Nice information sir .

Sir..compulsory SBI Account undala..leda vere Bank account unna sir SBI deposity scheme teesukovachha Teliyajeyandi

Pl clarify the following : 1.In case the Depositor dies before the expiry of the plan, will the monthly amount be paid to the person nominated at the time of deposit without insisting any other legal documents 2.Whether the Deposit is to be made only in the branch, where account is held OR it can be deposited in any branch of SBI and linked to original account. 3. After expiry of the period say 36 months, Depositor won't get any amount, because the monthly amount is inclusive of part of original amount as well as interest Your reply may clear the doubts of many

Sir Priniciple amount will be returned after 3 or 5years?

If we deposit Rs. 5,00,000-, how long we get Rs. 10,000/p.m.Pl..clarify.

Good Video .. Are NRI's eligible for this ??

Sir meeru principal + interest kalipi 3 years ki chepparu. Kani 1lak ki 3 years only interest enta monthly vasutundi

You got a new subscriber

Hi sir.. I'm having a question.. As you mentioned that if I invest 1 lakh for 3 years then the returns interest will be 3% right.. So after 3 years my policy will ends or it will be renewing automatically? Coz in this scenario 3 yrs looks better when you comparing with 5yrs due to the higher returns.. Is there any limitation or restrictions to open multiple policies??

Super Information

Hello Brother...........Nice to see u

when will they start giving?

Hi sir . 50000 ki entha vaddi vastundo cheppagalara.

govr tax tisukunte inka emi miguluhadhi????

hello bro please make a detail video icici pru life time classic

If we deposit Rs 5,00,000/- f. D., how long we get Rs. 10,000/-per month? Pl. Clarify.

5lacs deposit chestae 3 years after 5 lacs return evvara only monthly amount aina

After maturity years our deposit amount will return the bank or Monthly interest and principal is final amount

Sir if you have ten lacks rupees and you want to generate monthly family support income for long term period until your family will get any other support income from that what you will do please explain how you invest money in different sectors for best returns and safely of family support 🙏🙏🙏 I hope you understand please explain it sir your fans are waiting

Nice sir

Please do a video on SBI fixed deposit and how much monthly ? And interest rates

Hello sir! Oka 1 lakhs rupees 5 years varaku fixed cheste .....naku monthly entha vastadi....

Sir 50 Paisa vaddi chala takkuva . It doesnot benenfit much .

Sir,sbi,jeevan sathi scheem,e vry month deposit,for 5laks?

Any market risk

10lakhs fixed deposit cheste loan entha istharu sir intrest rate ela vuntadhi

One crore deposit chayyala sir,

Present interest rate decrease ayyindi anukunta. So one lakh ki intha vaddi Rashi bro.

Sir maa sbi bake lo adigamu ee scheme ledu annaru

Ram garu I'm asking bank manager she said no annuity schemes available in sbi

if a person deposited 1 lac for 3 years after 3 years 1 lac will get back or not?

సార్ Rs.100000 3 ఇయర్స్ డిపాజిట్ చేస్తె ప్రతి నెల ఎంత వడ్డీ వస్తుంది For Example . డేట్ 10.02.2021తేది Rs.100000 డిపాజిట్ చేస్తె డేట్ 10.03.2021వ తేది నుంచి ప్రతి నెల ఎంత అమౌంట్ వస్తుంది ప్లీజ్ సార్ కామెంట్ బాక్స్ లో SMS పెట్టండి సార్ ప్లీజ్ ప్లీజ్ ప్లీజ్ సార్

6% interest aeite only interest monthly 500 ravali kada so 3 years 36 months only interest 18000/-, +actually 100,000/- Total 1,18,000/- meeru 109500/- cheptunnaru

Good 👍

Sir 10 lack fd ki yearly How much interest

SIR SUPPOSE TENYEARS ANUKONDI TARVATHA MALLI SECOND TIME CHEYAVACHA

Systematic withdraw plan better అనుకుంట sir. Pls suggest and compare with this fund

Original amount tenure aipoyaka echestara

Sir first of all thank you very much for sharing information on finance matters please share information on mutual funds which is performing well based on rolling returns or any basis in mid cap category like mirea asset midcap , sbi focused equity fund , dsp fund managed by fund manager aditya khemka i think all the funds are good for long term investment

As in case if I do FD on 1 lak for 3 years So 3042×36=109512 so ur total profit for the entire 3 years is 9513 rs which is 9513÷36=264.25 every month on 1 lakh deposit. Such a unfair scheme sir n I will not a kg chicken with the interest money

నేను sbi bank కి వెళ్ళి కనుక్కుంటే ఈ స్కీమ్ లేదు అని చెప్పారు.

Sir 3 years lock-in period lo monthly interest 3 years tisukoni lost month one lakh return chyesara

What about deposits amount will return or not you didn't explained

How much amount will be got after maturity, if taken 10 years of tenure.

Super