Reasons to never, EVER Retire, Even if you Can!

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Reasons to never, EVER Retire, Even if you Can!

Рет қаралды 222,548

Retirement Transformed

Күн бұрын

Пікірлер: 1 000

@carlyndolphin Ай бұрын

People who get bored in retirement generally tend not to be very imaginative. Find hobbies, volunteer, travel, so many things to do.

@RetirementTransformed Ай бұрын

Yes. We find the same thing.

@user-mu8ty7vc3y Ай бұрын

@@carlyndolphin or do nothing if you choose to

@ParisianThinker Ай бұрын

This might be possible for the oldest boomers born in 1946. But not for anyone else due to the currency over time being devalued even more.

@carlyndolphin Ай бұрын

@@ParisianThinker Average inflation is 2.5%. Buy assets that beat inflation.

@gordocarbo 29 күн бұрын

This!!! Bored people are boring, period.

@pboivin212 21 күн бұрын

i am 72 and working full time still. Been in the medical field for now 54 yrs. I live alone and I need to keep working for my social skills as well as taken care of my patients. I need to wake up in the morning for a purpose. I do have hobbies that I always had and that is fine but I still need to care of my patients. I have never been selfish but always selfless. That works for me. I take care of many patients younger than me. I have total gratitude that I can still perform. I pray daily being thankful for what I have.

@RetirementTransformed 19 күн бұрын

Your dedication and commitment are truly inspiring! 🌟 It’s incredible that after so many years in the medical field, you’re still actively making a difference in your patients’ lives. Your sense of purpose and selflessness are admirable qualities, and it’s wonderful to hear how much you value your work and the impact it has. Wishing you continued strength and fulfillment in both your professional and personal life. 🙏💪

@pboivin212 12 күн бұрын

@@RetirementTransformed thank you so much for your reply.

@Suzywellness 12 күн бұрын

@@pboivin212 Love your post! Very inspiring!!

@user-DrJoe-Future 11 күн бұрын

We thank you for your many years of selfless service in the medical service. I retired at age 70 from the Department of Defense. I could have kept working, but I think 70 was about right - I got the Maximum Social Security possible, and retired to the Philippines in 2022 where I now have a new wife and family.

@mikedoyle7300 9 күн бұрын

God bless you.

@MrTpain1945 Ай бұрын

I will never get bored when I retire. To many hobbies and not enough time for them , I have a plan, and seven motorcycles to look after

@RetirementTransformed Ай бұрын

Sounds like fun

@pj6000czmex Ай бұрын

Amen. Motorcycles and many other hobbies.

@gordocarbo 29 күн бұрын

Heck yes! All kinds of stuff to do, they dont have to cost money either. Do indulge in the one hot rod I kept and look forward to every noise complaint!

@mayracardona996 27 күн бұрын

I'm with you, I don't get bored easily there is always something I can do.

@lixox1455 13 күн бұрын

That is why my co-workers and myself who are close to retirement have many hobbies and social involvement, we are preparing for retirement with a purpose.

@Theraddicalsabbitical Ай бұрын

Retire too something not from something. My work was killing me with stress. Now I’m enjoying my early “retirement” years and enjoying world wide travel and not owning a house for a while.

@RetirementTransformed Ай бұрын

Sounds great. Thanks for sharing

@StressLessFinancial 26 күн бұрын

That’s fantastic to hear! It sounds like you’ve found a great balance and are making the most of your retirement. How has traveling the world impacted your perspective on retirement and financial planning?

@istoppain62 24 күн бұрын

You meant retire from something to do something else

@StressLessFinancial 20 күн бұрын

That sounds like an amazing transition! Your journey is truly inspiring. How did you manage your finances to support such an adventurous lifestyle, and what tips would you give to others looking to retire early and travel the world?

@Theraddicalsabbitical 20 күн бұрын

Thanks for the nice response. We are a couple who sold our home for the equity which in our case was below the capital gains cap, also no reinvestment is required anymore. This gives us tax free income as we spend down the equity to a point. That equity we invested in ladder cds as interest rates were at decade highs. Additional we were debt free except for our tiny 2.3% mortgage. Our biggest two monthly expenses were insurance and our tithe for about a decade. We got tired of US insurance rates and the fast paced lifestyle. We watched KZfaqrs who are doing what we wanted to do. The plan was always at work but in the last two years it became real as I gave a one year notice at work. What a blessing that was, not only did I give my job a nice out, but was able to leave in really good terms for all involved. Some tips… Don’t overspend Sell for equity in sellers market and return in buyers market when and if it happens. Save in your 401ks and Roth Don’t overspend on insurance Don’t overspend on transportation Give at least 10% to charity monthly CD ladders are a good parking place for cashed out equity in the high interest rate marketplace As for travel Don’t overspend on insurance Don’t overspend on transportation Give 10% of your income To charity…you get the drift. 😆 This is not for everyone, we aren’t luxury travelers, but we aren’t backpacking either and are still living our dream and seeing the world on about 1/2 or what we spent living the American lifestyle. I’m new to your channel but it looks like good advice. Hope to learn as I listen. Thanks for doing it!

@danilobadua7775 21 күн бұрын

I retired at age 65 after working for 37 years. I am not bored, I have time to pray more and appreciate GOD's blessings and provision, gives me time and prepare for our next phase of existence. I like listening to music, which I can do now. I don't like foreign travel. Getting packed like a sardine in a plane fir hours, getting jet lagged, rushing through crowds at airport and through TSA is not fun for me. Retiring and not working is GOD sent for me. Thank GOD.🙏

@RetirementTransformed 18 күн бұрын

Such a great outlook on your life. Thank you for sharing.

@MrCheongkl33 13 күн бұрын

I don't believe in retirement. As my Father is working until now, I will work until the End of Age.

@norliahintol1659 12 күн бұрын

Same here..Am 59.

@parnamsaini4751 9 күн бұрын

@@MrCheongkl33 Not Ting Wong, with it.

@parnamsaini4751 9 күн бұрын

@@norliahintol1659 is it??

@WilliamMartinez-vq2bn Ай бұрын

I did it at 62 love it love it loveit. Zero regrets!!!!!

@RetirementTransformed Ай бұрын

Wonderful

@RacerX1971 Ай бұрын

If you can retire early, retire. I retired at 62 years old. I keep busy by walking 20k steps a day, ride my bike for 15 miles a day. Visit friends who are also retired.

@RetirementTransformed Ай бұрын

Sounds wonderful

@tommycoughlan4104 26 күн бұрын

You are doing the right thing ...enjoy

@gordondkrbavac6861 22 күн бұрын

Be careful I also did this retired at 56 and had heart attack symptoms for the only and very first time. Turns out that I hadn’t had a heart attack only in your muscles including the heartat all, my troponin levels shot up ( a special blood protein) found only in your muscles including your heart, that spilled into my bloodstream because of overtraining. Marathon runners die from this also no matter the fitness level. Back then my Cardiologist said to me make a choice/ live as fit as you possibly can at this age or live longer. ❤

@RacerX1971 22 күн бұрын

@@gordondkrbavac6861 , you are blessed that your ok now

@StressLessFinancial 20 күн бұрын

That's fantastic advice! It sounds like you're making the most of your retirement. How did you plan financially to ensure you could retire early and enjoy such an active lifestyle?

@doncobb9451 25 күн бұрын

Retired from construction at 60. Now I can spend full time with my horses, cattle, and hay fields,yard work, house maintenance, painting,snow plowing,etc. It's goes on and on. I have little projects every day. Helping the neighbors some during harvest. Living the dream. 😅

@skeon67 22 күн бұрын

That’s what I’m scared of, I have horses and cattle, I go to work for a rest.

@RetirementTransformed 20 күн бұрын

That sounds amazing! It’s great to hear you’re enjoying your time with horses, cattle, and all your projects. It seems like retirement is truly fulfilling for you, with plenty of satisfying work and opportunities to help out. Living the dream indeed! 😅🌾🚜

@norliahintol1659 12 күн бұрын

Great job man.!

@luciejean1 Ай бұрын

I do not know if it is this American mentality, but there is more to life than success and failure. What a weird and quirky way to talk about retirement. Please keep the great topics but STOP linking it to success or failure. What about quality of life, joy, slow living, savouring the moment, finally having the time to dig deeper and get to know yourself better? Please!

@RetirementTransformed Ай бұрын

You are so right. And hopefully you are hearing us talk about all of this in many of our videos.

@luciejean1 Ай бұрын

@@RetirementTransformed for me, it is all about tasting life to its fullest, and this can be quiet and meditative too. Reading, watching Netflix, doing crafts, visiting friends, taking a full week to plan and cook a 5 star gourmet meal, buying better knives, taking the time to journal and getting to know myself and husband better (38 years married). I find working and “giving back “ are great if they float your boat, but I find that, for ourselves, we gave it all during our careers. It is now slow, grateful quality time. Taking the time to look back, reflect, and live with intention, deeply, with no judgement of how near or far we are of a false sense of what “success” means in retirement. You want to read Harlequin romance novels most of your days? Be my guest. Life is a mosaic of people and choices. You are exactly where, how, and what you need to be. Too many people live in illusion of being/doing something to be of value and to continue to be of value in retirement. You are a person of value because you are alive. Needing a sense of usefulness in others’ eyes is full illusion. Get to know yourself better without pressure and you’ ll discover for yourself if you need to work/ help others/ do charity. Maybe, and maybe not.

@mhaas281 Ай бұрын

Well not sure if you are aware but most Americans are not financially well off enough to retire comfortably and travel the world. Social security is not enough to live a nice life. Some of us might have SS, and 401k but that is taxed like a wage.

@luciejean1 Ай бұрын

@@mhaas281 I know. In Canada too. Hence the ones flaunting their “giving back and be productive” or “no need to work and stop the competitive retirement race” (like me) are the privileged ones. Some say “I earned it, I worked hard after all”, and do not realize many have done that already and either have not planned or were not as lucky enough to be able to retire comfortably, or at all.

@PortableFun Ай бұрын

@@mhaas281 I will have a good inheritance, but i am afraid of spending it too quickly. Not because I need "top shelf", but that money is going to burn after taxes. With up and down markets, I have difficulty trying to figure out where I should put the money for living, fun, and investing.

@lauriefuda Ай бұрын

I retired at the age of 58 at the end of June 2022. I worked in healthcare for 35 years. Working through the pandemic nearly destroyed me. Thankfully we had planned well and I was able to take early retirement. But I would just say that before you tell people that they should keep working. You have to know whether or not they enjoy that or if it's a toxic environment. Thankfully I was able to get out of it and I am working through shedding all of that. I still have some issues that you had mentioned but it's far better to not work than to be at work, at least the work I was doing. Thank you for your contribution.

@mushtaqueborker5008 Ай бұрын

In general people lose interest in what they are doing. They wait for their retirement age.

@mushtaqueborker5008 Ай бұрын

If their financial condition is good, it’s ok, otherwise they should look for some extra income. Work till your health permits.

@mushtaqueborker5008 Ай бұрын

Lastly one should remain active till the last day.

@RetirementTransformed Ай бұрын

Thank you for your comment

@collenezietsman7937 Ай бұрын

I so very much agree..we in the medical profession was thrown in too the fire when the pandemic hit..I never whant to go thru that again..55 now and will be retiring in 2years..we also planned for many years to be in the best possible position for this

@7SideWays Ай бұрын

Retired late 40s and wish we'd done it sooner. Work does not always = purpose.

@RetirementTransformed Ай бұрын

Yes thank you

@Jimwood-tt2je Ай бұрын

I retired at age 54, nearly 20 years ago. I haven’t worked a day since retiring except for yard work. My wife and I traveled a lot early in retirement and until the arthritis in my back got worse, I played golf 5 to 6 days a week. We are financially secure and my wife, who worked as a CPA until she retired at age 47, miss working at all. I wake up everyday happy with the fact we could retire as young as we did. Now at age 74 for me and age 69 for my wife, we might be traveling a little less but we are still loving retirement.

@e79422 Ай бұрын

What did you do about healthcare?

@RetirementTransformed Ай бұрын

That’s wonderful

@user-mu8ty7vc3y Ай бұрын

@Jimwood-tt2je ⁹congrats. THATS my idea of life's path.retired at 53 financially secure with NO regrets. I had this plan in my 20s and exceeded my financial goals.nodebt, allassets owned outright. I can find plenty to do should I choose to

@StressLessFinancial 26 күн бұрын

What an inspiring journey! It’s wonderful to see how you’ve embraced retirement and found joy in new experiences. How has your approach to financial planning evolved over the years to support such a fulfilling retirement?

@theideaplace 25 күн бұрын

get magnetic pads for your back... magnets heal arthritis... and stop eating tomatoes very bad for arthritis

@michaelhuene561 Ай бұрын

God bless all those people who find so much meaning and self-worth in their careers that they do not want to retire...I'm just not one of them.

@RetirementTransformed 11 күн бұрын

Everyone’s journey is unique, and it’s perfectly okay to seek different paths to happiness and meaning. Thanks for sharing your perspective! 🌟

@Nonduality Ай бұрын

At age 75, I've been semi-retired since 55 and hope to continue. Agreeable work is healthy.

@StressLessFinancial 26 күн бұрын

It’s great to hear you’re enjoying semi-retirement and finding fulfillment in agreeable work! How have your priorities or approaches to work and retirement evolved over the years?

@RetirementTransformed 25 күн бұрын

That’s great. Enjoy!

@Nonduality 25 күн бұрын

@@StressLessFinancial I'm pleased with the balance of work and free time. Sometimes at work I feel I could go back to working full-time. And sometimes at my retirement beach house I feel I don't ever want to go back to my job. So what I've achieved is a good balance. I'll stay with that until another dynamic dominates my life.

@LynneC44 17 күн бұрын

Teacher here. I love my job and can't imagine retiring unless my health or mental capacities decline. I know what I do matters and that I was put here on earth to help others.

@RetirementTransformed 16 күн бұрын

You have a great attitude. Thank you.

@abaldwin6059 16 күн бұрын

I am 57, retired for two years. I spend 2 hours in the gym each day, eating healthier and spending more time with my hobbies and travel. I cannot see one negative to retiring early, if you can afford it. It is so much easier to focus on your health.

@RetirementTransformed 13 күн бұрын

That sounds wonderful! Retirement can indeed be a fantastic opportunity to focus on health, hobbies, and travel. It’s great to hear you’re enjoying this time and making the most of it.

@Lulusvideos1 20 күн бұрын

Retirement is different for everyone. I’m retiring next year at 62 from the corporate world I’ve been working in since I was 20! In retirement I plan on working, doing side hustles for extra income, and to do something I love!

@RetirementTransformed 18 күн бұрын

Yes it is different for everyone. But having a plan is so helpful so the days don’t just fly by.

@marilyncarter322 18 күн бұрын

Hello So I read comments before I watched your video and pre judged. Then I watched your video. What I got out of it was very encouraging not negative at all. Great video to start thinking, planning my retirement. I’m 61 and It’s not just about being financially ready but mentally, physically, emotionally. Having a plan is a MUST. To really think thru what retirement will be like. Thank you.

@RetirementTransformed 18 күн бұрын

I’m glad you watched our video. Thank you and glad you enjoyed it.

@gybx4094 Ай бұрын

I do plenty of things, very active. But it's always alone. I just can't find friends in retirement. Many other people are having the same experience.

@RetirementTransformed Ай бұрын

Hopefully you can find community. Volunteering is a great way to meet people and make a difference

@gordocarbo 29 күн бұрын

I cant either, most are much older than myself. I never kept friends while I was working either Plenty of things to keep you busy. If you want a good friend get a pet, people are a waste of time.

@kbabyblue Ай бұрын

Retire 1-Get a dog 2- Walk the dog 1 mile 5x a day 3- Get a hobby 4- Do whatever you can before you are in a wheelchair 5-Travel hard 6- Help others 7-Add your passion here ♥️

@RetirementTransformed Ай бұрын

Sounds great!

@trulymichiganaerialrandycl4873 22 күн бұрын

I'm 62, been self employed for nearly 30 doing what I love. I can't see myself stopping

@stephenlennartz3466 22 күн бұрын

Right on! Non-entrepreneurs will never understand this. I've been a consultant for 15+ years. Amazing work/life balance & multiple other benefits. 😊 👍

@junepohl9688 19 күн бұрын

What do you do?

@trulymichiganaerialrandycl4873 19 күн бұрын

@@junepohl9688 I own a small auto paint shop. I work just a few hours/day

@RetirementTransformed 19 күн бұрын

Absolutely, the freedom and flexibility that come with consulting can be truly rewarding! 🌟 It’s great to hear that you’re enjoying a solid work/life balance and reaping the benefits of your hard work. Here’s to many more years of success and satisfaction in your career! 😊👍

@trulymichiganaerialrandycl4873 19 күн бұрын

@@junepohl9688 I own a small auto refinishing business

@gemox3225 Ай бұрын

I'm probably never going to retire. I enjoy working and studying. I'm a teacher. But another reason why I'm not going to retire is - I'm not rich at all. I need to keep bringing in money!

@RetirementTransformed Ай бұрын

Yes doing some work to keep money coming in can serve a few purposes. Financial stability, community, and fulfillment.

@jamesbarbour8400 Ай бұрын

Same - need the income !

@bobbyb7127 27 күн бұрын

They do say if you love your work you'll never work a day in your life.

@coachsteve9467 19 күн бұрын

Most of us😢

@norliahintol1659 12 күн бұрын

Interesting.! Great ideas.

@davidjohn4326 Ай бұрын

I just retired at 67, I traveled globally throughout my career working for a global automotive company so travel is the last thing I want to do at this point. I have several friends from work who went out of our way to keep in contact since I worked in NC and now live in Florida and we keep in contact... I am divorced and have a son who lives in Brazil so I will plan to visit him for a month or so a year...Working since I was 13 years old yesterday was my last day of work and I actually slept a whole 8 hours.. I will continue to watch your channel for future advice..

@RetirementTransformed Ай бұрын

Thank you for sharing!!!

@DW... Ай бұрын

My grandmother retired at 59, moved to Punta Gorda, Fl. to a 55+ community & luv'd it! Soooo many things to do there♥️

@RetirementTransformed 11 күн бұрын

It’s great to hear that your grandmother enjoyed her retirement there. Thanks for sharing such a positive experience! ❤️

@philipmulvihill1455 24 күн бұрын

one of actor Paul Newman's biggest regrets was I shouldn't have worked so hard 😔

@RetirementTransformed 23 күн бұрын

I never heard that. Thank you

@jackiebennett3762 Ай бұрын

I retired at 57. I have a senior group I belong to. I took my pension 2 years earlier and went part time

@RetirementTransformed Ай бұрын

Sounds wonderful

@stevewilson336 Ай бұрын

I’ve now realised I had a problem with the word retire or retired. For me it’s a negative word used when you retire animals etc. I’m now focused on discovering my third age! This is a positive and celebrates growth and building a new future. Steve

@RetirementTransformed Ай бұрын

Thank you Steve.

@StressLessFinancial 26 күн бұрын

I love your perspective on redefining retirement! Embracing the “third age” sounds like a fantastic way to celebrate new opportunities. What new goals or passions are you exploring as you build this exciting chapter?

@user-DrJoe-Future 11 күн бұрын

I'm an American who retired from the Department of Defense in 2021 at age 70, and moved to the Philippines to retire. I served 43-years in the U.S. Army, Air Force, and Department of Defense. I moved to the Philippines February 2022, married in 2023, and have a new family there. I must be lucky, I am never bored. In fact, I would go back to work at the DoD tomorrow, and as demanding as that work was, it would be a vacation to me today.

@RetirementTransformed 8 күн бұрын

Thank you for sharing your remarkable journey! It’s inspiring to hear how you’ve embraced retirement and found new fulfillment in the Philippines. Your story highlights how diverse and fulfilling retirement experiences can be.

@maxinewall8045 16 күн бұрын

So totally agree with you. 68 retired 2 years now decided to become active as I was getting so bored. Increased my fitness. Became more social took up hobbies and now I know that I will never sit still for long.

@RetirementTransformed 13 күн бұрын

It’s wonderful to hear how you’ve embraced an active lifestyle in retirement. Increasing fitness, becoming more social, and exploring new hobbies are great ways to stay engaged and fulfilled. It sounds like you’ve found a perfect balance and will stay busy and content for years to come.

@bobg6638 20 күн бұрын

Keep working only if you enjoy your work and/or you need the money. Remember, nothing is more valuable than time, and it goes fast. Important to have a plan in retirement.

@RetirementTransformed 18 күн бұрын

Well said! Thank you.

@joncooke9515 Ай бұрын

I can retire in 6 months at 55, but can dramatically increase my next egg, beyond my pension, if I stay until 57. When asked what I'd do retiring so "young", I just say "More of what I already do on my days off!" Hunt, fish, bike, hike, jiu-jitsu, boating, play two musical instruments, travel, quality time with friends and family. If you're bored in this life it's your own fault.

@RetirementTransformed Ай бұрын

Sounds like a good plan. Thanks for sharing

@markme4 Ай бұрын

Hiking and fishing all day just doesn't sound fulfilling to me , I will keep working I guess 🤷🏻‍♂️ Enjoy !!!

@StressLessFinancial 26 күн бұрын

It sounds like you’ve got a fantastic plan for enjoying your retirement! The activities you’re passionate about are inspiring. How do you balance maximizing your savings with making sure you’re ready to fully embrace your retirement hobbies when the time comes?

@er_5406 17 күн бұрын

Don't forget to make your money work for you.

@joncooke9515 17 күн бұрын

@@StressLessFinancial I’m concentrating on my big physical experiences/trips/adventures early , two pensions and a few nest eggs

@MarkOPolo456 Күн бұрын

Curiosity killed the cat but satisfaction brought him back.

@240fxst 16 күн бұрын

Some people just don’t know what to do after slavery. Imagine this …your schedule no longer your problem to do what you want and go where you want without having a schedule. Living vs working . Freedom. 🎉

@RetirementTransformed 13 күн бұрын

For some, it can be challenging to adjust to life beyond the daily grind, but the idea of living life on your own terms is powerful. It’s about embracing that freedom and enjoying the journey. Thanks for sharing your perspective!

@billsquitieri7986 13 күн бұрын

Slavery? Truly a class 1 ignorant comment

@noname-ye7zj 19 күн бұрын

The company I worked for wouldn't give me fmla for doctors visits, so I had to retire to see my doctor and have surgeries. I'm so glad I left that place.

@RetirementTransformed 18 күн бұрын

I’m glad you are happy now and tending to your doctor visits

@BoninBrighton Ай бұрын

Retirement has nothing to do with ‘doing nothing’ ….. I’ve learnt to play Saxophone and joined a band, we travel a lot like 2 mth driving trips around Australia and then New England also a Motorhome trip in New Zealand. Retirement equals freedom from having a boss- we’re in charge of our time.

@nphuc1 Ай бұрын

Provided you have money 💰 😂

@RetirementTransformed Ай бұрын

Sounds wonderful

@BoninBrighton Ай бұрын

@@nphuc1 working 40 years allowed us to accumulate money- fortunately we saved and invested.

@user-mu8ty7vc3y Ай бұрын

@@BoninBrighton it has if that's what you choose to do.

@bobbyb7127 27 күн бұрын

You are in charge of the time God gives you.

@jimkekoa2756 Ай бұрын

Retirement is fantastic compared to working in a career. I had planned to retire at 62, but decided to retire at 60 and never regretted that decision. I'm happy; I stay active working out; doing house projects and maintenance; I read and study to exercise my brain. My days fly by, never bored. I'm extremely active. When I get physically tired working around the house, I'll take a day off from projects and go for a walk down at the park. Get out as soon as possible and enjoy retirement. I love retirement!

@RetirementTransformed 29 күн бұрын

Good for you. Thank you for sharing this.

@johnlakey4983 27 күн бұрын

I worked skilled trades, my body can not do it anymore.

@RetirementTransformed 19 күн бұрын

It’s completely understandable-physical work can take a toll over time. 🌟 It’s great that you’re recognizing your limits and considering new paths. Finding activities that are easier on the body but still fulfilling can make a big difference. Wishing you a smooth transition and lots of new, enjoyable experiences ahead! 😊💪

@davereeble1390 17 күн бұрын

Agree completely! I am 62-years old and own my own business. I built this business and it now employs 10 wonderful people. I could have retired years ago but I LOVE building tis business and, honestly and terrified to retire. I believe God built us for a purpose. Mine is to do this, not relax and focus on self. This world tells us to relax, kick-back and focus on ourselves. THAT is the big lie.

@RetirementTransformed 11 күн бұрын

Everyone's journey is unique, and finding what truly drives and satisfies you is what matters most. Keep following your passion, and thank you for sharing your perspective!

@AMIN-iu9ry Ай бұрын

Very interesting Channel for retirees. I retired in 2016, in the age of 60 but kept myself busy till 2024 and active till date. I believe keeping busy after retirement make You fresh and healthy.

@RetirementTransformed Ай бұрын

Thank you.

@melissajomama7815 5 күн бұрын

I retired 2019 @ 64 6months before Covid hit. So happy I did. Many of my friends didnt make it. Now I can enjoy the $$ & pensions I worked so hard for. Im sooo grateful.

@RetirementTransformed Күн бұрын

It’s wonderful to hear you’re enjoying your retirement and feeling grateful. You worked hard for it, and it’s great to see you making the most of it.

@kimeckstrom2282 Ай бұрын

Yes, keep going with your mini course. My takeaway today was when Jody said, "What increases motivation and energy in you?" I think that is a great question for any stage in life. As Jody suggested, I will be journaling that question. Thank you for not retiring. Kim

@dqretirement Ай бұрын

That's wonderful to hear! Reflecting on what fuels your motivation and energy can be a powerful exercise. It sounds like this question from Jody really resonated with you.

@RetirementTransformed Ай бұрын

You are so kind. Thank you

@gordocarbo 29 күн бұрын

Hobbies, pastimes, new experiences etc do that for me. I cant believe so many are stuck on making $ being their sole source of happiness. They better hope life doesnt bring them a few emergencies that take it away

@rschier1 Ай бұрын

A bunch of horgworsh.......happily retired at 58 eight years ago, and thankful for it every day.

@RetirementTransformed Ай бұрын

Horgworsh? I’m glad you are happy. That’s most important

@tomwickham8938 25 күн бұрын

I see the title as click bait. The content is quite useful.

@LynneC44 17 күн бұрын

Not for everyone though...

@muhammadmuhajir4676 Ай бұрын

Stay active Keep learning Social Purpose n meaning of life Financial stability Giving back Embrace change

@RetirementTransformed Ай бұрын

Love this. Thank you

@MrSerkud 27 күн бұрын

Thanks!

@derekness7900 18 күн бұрын

I was able to retire at 50 - which was great as I had a young family and a new property that had lots of work to do on it. I learned woodworking, metalworking, hedging, fencing, designing and building barns and outbuildings. This was all wonderful, but after 10 years an old colleague asked for my help in a new business venture . I did this and then had the idea to start a second company doing similar stuff to my old job. It has been going 10 years now ( I am 70), and it has been amazing. I just love it. It was tough in the first few years but now we are successful and I am doing my best work ever. I am not going to stop this. I am currently working mornings, to check on the team and do emails with clients, and doing home projects in the afternoons. So I get the best of both worlds.

@RetirementTransformed 17 күн бұрын

This sounds wonderful. Thank you for sharing.

@moniquemichelle7295 9 күн бұрын

Love this! My goal is to keep doing passionate work. I think it keeps us vital and strong. Wishing you continued success!

@thomashelman3118 28 күн бұрын

You guys don’t know what your talking about! I retired in 1997 at age 36! I am now 63 and a Widow. After retiring I got Married for 20 years raised a Son and Daughter and Cared for my Parents for 15 years until they passed in 90’s. I loved working but did not want to pay taxes anymore to a horrible Government! I made over 10 million and never paid any taxes. I am on no medications and weigh 155 at 5-10. Work sucks and finally the younger generations are getting smart and saying we’re not doing this anymore!

@RetirementTransformed 11 күн бұрын

Thanks for sharing your experience and highlighting how diverse and personal retirement journeys can be. Your perspective on work and finances is thought-provoking and adds a unique angle to the conversation!

@cac1504 Ай бұрын

Usually those people who work beyond retirement age are those who still need active income to get by.

@RetirementTransformed Ай бұрын

It could be. But also the community and feeling of fulfillment.

@miladones8403 11 күн бұрын

I retired at 66 years old after working 45 years. I am never bored because I keep myself busy and have quality of life. I spend time with friends and family. I get time to do things that I need to do. My finances is great after retirement. Property paid off many years ago. Paid brand new car in cash. Zero debt. I don't need to file income tax anymore. The only tax I need to pay yearly is my property tax.

@RetirementTransformed 7 күн бұрын

Thanks for sharing!

@H20Spy 6 күн бұрын

39.5 yrs working in one place. Retired @ 59 1/2. Maintaining all that I acquired is a full time job. One that's pays me for what I'm worth. If I cant maintain it, I dont deserve it.

@RetirementTransformed 6 күн бұрын

Thank you for commenting.

@bobbush5339 29 күн бұрын

True. Keep working to remain healthy.

@RetirementTransformed 29 күн бұрын

Thanks for sharing

@feitankung 21 күн бұрын

Staying healthy to keep working!

@briang.7206 Ай бұрын

Continue learning ATT is a very fast paced work environment and your always attending classes. At 74 yrs old I study everyday on KZfaq and read.

@RetirementTransformed Ай бұрын

That’s great. Thanks for sharing

@beverlywalker3773 11 күн бұрын

I work independently and love it. 67 soon to be 68. I work 3 to 4 days a week and love it. I'll keep moving until I cant

@RetirementTransformed 8 күн бұрын

Thank you for sharing! It’s great to hear that you’re enjoying your work and staying active. Keep up the great work and stay engaged!

@user-qs9yn2zn4m 10 күн бұрын

I cannot agree with your advice!! Retired at 55 after 8yrs in military and 30yrs in major corporate world. Worked my ass off my whole life and achieved many goals. I'm 70 now and very happy, and I don't work at all.. I focus every day on peace, tranquility and joy. I have a stress free life and it's great. I prepared for early retirement mentally and financially, it's all about mental state of mind and all I live for now is my kids and grandkids and playing social golf and bowls ❤❤❤❤❤

@RetirementTransformed 6 күн бұрын

This is wonderful that you have found such happiness and peace doing retirement your way.

@eddalal5892 Ай бұрын

Not sure how your advice works for someone who’s anti social. I love the isolation when I run in the morning, just not that needy otherwise. Anyway, thanks for sharing.

@RetirementTransformed Ай бұрын

We are glad you are here. Take from us what works and leave the rest.

@evenbiggeral5089 Ай бұрын

Would you say maybe you’re an introvert? I’m an introvert and get burned out working with people and putting up that professional front. That being said, I enjoy talking with people and being around people of my choice. That’s what friends are for! ❤️

@lanikutcher4045 Ай бұрын

I love retirement. Working for a company or a supervisor is amazing. I do have hobbies and a routine.

@RetirementTransformed Ай бұрын

That is awesome!

@meditate65 7 күн бұрын

Retired and i love my free time. I wake up whenever i want and go to sleep whenever I want. My job at the banking industry was wearing me off mentally and physically. I stay active, nothing beats a beautiful walk in nature or by the beach. I call that freedom at last. I can do without people and never felt lonely, i am a happy soul and spiritual who digs deeper to find myself. It gets to the point where you don't want to hear the word WORK.

@RetirementTransformed 6 күн бұрын

This is great. Thank you for sharing.

@zombienectar 16 сағат бұрын

I retired at 65 after working like a dog for 48 years. I am pushing 69 and If there is something better than retirement , I have not seen it yet. I love it.

@sueosborne7608 Ай бұрын

I loved this video! I subscribed and now I am commenting. LOL. I am 1 1/2 weeks from retiring from Nursing after 40 yrs. I took a job as a teaching assistant in my local Junior High. I am excited to start this new adventure working with kids. It is full time benefits for only working 6.5hrs/day for 174 days a year. I am looking forward to a lot of free time and travel on breaks while still having a purpose and challenges. I will supplement with Social Security and let my 401K grow until I completely stop working.

@RetirementTransformed Ай бұрын

What a great life to look forward to. Congratulations

@jiggyjean9081 Ай бұрын

We're set to retire in 10/2026. My husband will be 63 and I'll be 59. We have enough in retirement accounts and my pension to never work for a paycheck again! I am so excited for this next chapter in our lives! Just 27 more months to go!

@RetirementTransformed Ай бұрын

That's great. Plenty of time to do some planning.

@user-mu8ty7vc3y 29 күн бұрын

@@jiggyjean9081 don't vote democrat and you'll have enough to retire

@Peter-te6wi 8 күн бұрын

lol this video title freaked Me .. there is so much to life than work and money .. being at home and not working is the best feeling .. feeling contented is even better .. enjoy life by picking new hobbies

@RetirementTransformed 7 күн бұрын

Thank you.

@dennismcconnell7057 24 күн бұрын

I become more active with my church. I couldn't wait to be able to dedicate more of my attention to the church. It's very fulfilling and rewarding.

@RetirementTransformed 23 күн бұрын

That’s wonderful. Thank you

@bradbeckman2616 Ай бұрын

I’m glad to hear you guys are doing CrossFit. I’m 63 and have been doing it for 8 years. Way to go!

@RetirementTransformed Ай бұрын

Thank you

@Jorgejimenez-xc8sp Ай бұрын

Disagree. Retirement is the greatest thing it can happen to a person. Why? Because it gives you the opportunity to finally find out your purpose in life , and guess what ? You have plenty of time to dedicate to it. If you always wanted to grow your own vegetables, or start a non profit, or contribute in some way in your community, etc., now is your chance to do it. Yes, all you need is to have a purpose. Now if your idea of retirement is to sit and watch TV, this podcast is totally right!!

@RetirementTransformed Ай бұрын

You have figured it out. Good for you. Having more time and filling it with some purpose is what this stage is all about.

@user-mu8ty7vc3y Ай бұрын

@Jorgejimenez-xc8sp I think you should find purpose before retirement. If no need to wait til after you haven't been thinking much about it.retorement gives you freedom. To choose what you want to do, even if it's nothing

@baileylugnut 5 күн бұрын

I will be retiring in 5 months, at 65. My wife and I have been Foster Parents since 2019 and currently have 3 Teenage guys. I have a 33 year old stepson with Cerebral Palsy who happens to be my hero, and we have 12 hours a day nursing for him. I have 2 grandbabies in Florida that I can never seem to get enough time with. With a passion for riding a motorcycle, I've ridden over 1,000 miles in less than 24 hours (to see said grand babies in Florida). When you are serving others, you have zero time for loneliness and boredom. I am healthy by choice and live a blessed life beyond measure. I don't need a million dollars saved (are you kidding me)? After 35 years in the construction trades and the last 10 in transportation, I am, more than ever, ready to retire.

@RetirementTransformed Күн бұрын

Your dedication to your family and the service you provide is truly inspiring. It sounds like you have a rich and fulfilling life ahead of you in retirement, with plenty of passion and purpose. Wishing you all the best in this exciting new chapter!

@user-mc8fp1ex7k 7 күн бұрын

Im never bored been retired. 8 years lo e it Im active healthy get to do the things Ive always wanted ro do its great

@RetirementTransformed 6 күн бұрын

Sounds wonder. Thank you

@EvanCarmichael Ай бұрын

It's inspiring to see how staying active and engaged can bring fulfillment and purpose. Thank you for shedding light on the benefits of continuous growth and contribution throughout life! -Macy (Team Evan)

@RetirementTransformed Ай бұрын

You are so welcome!

@JimmyCrackCorn-c3q Ай бұрын

I retired a year ago, you couldn't pay me to go back to work. Not working is great, especially the mid day naps.

@RetirementTransformed 29 күн бұрын

Love this. I have been know to grab a mid day nap!

@narasimhaprabhu8487 21 күн бұрын

I retired at 55. I do what I like, definitely not doing things for money. Being religious , I spend time in praying, spending time with kids. My wife and I have a routine of walking. Also plan to spend time in different places , small town to experience change. India is blessed with such diverse topography and cultures. Also it's affordable.

@RetirementTransformed 19 күн бұрын

That sounds like a wonderful way to spend your retirement! 😊 It's great that you’re able to follow your passions and enjoy quality time with your family. Walking with your wife and exploring different places must be really enriching. India’s diversity is indeed remarkable, and it’s fantastic that you’re taking advantage of it. Enjoy every moment! 🌟

@declangeraghty8176 16 күн бұрын

Great video guys. I retired and went down hill then I decided to work again on my terms and still working at 72 . I am now happy healthy and well again. We all need a reason to get out of bed in the morning

@RetirementTransformed 13 күн бұрын

Thank you for sharing your story! It’s inspiring to hear how returning to work on your own terms has brought you happiness and improved your well-being. Having a purpose and reason to start each day can make a big difference.

@user-mu8ty7vc3y Ай бұрын

Never retire? Yeah, ok. YOU do that.

@RetirementTransformed Ай бұрын

I think you missed the meaning of the video. Our main point is to blend in some work or volunteering to keep you engaged and fulfilled.

@josereyes3509 Ай бұрын

Right

@donnag7288 Ай бұрын

I can’t work anymore. My job is physical dentist , all the bending is killing my body. I deserve to retired. I have other stuff to keep me very very busy

@RetirementTransformed Ай бұрын

Hopefully you can leave this job soon. I understand that being a dentist is very hard on them physically and mentally.

@user-mu8ty7vc3y Ай бұрын

@@donnag7288 you work on midgets?

@larrystanley1704 22 күн бұрын

I waited until 72, sold my business at the very right time and enjoying now 5+ years in healthy active retirement!

@RetirementTransformed 19 күн бұрын

That’s wonderful to hear! 🌟 It sounds like you made a great decision and are now reaping the rewards of a healthy, active retirement. Enjoy every moment of this new chapter and all the freedom and joy it brings! 🎉😊

@javajack-1 17 күн бұрын

I’m 70 and no thought of retiring. I love my work and the people I work with. I have a personal trainer who keeps me fit. I agree completely with what you are saying.

@RetirementTransformed 16 күн бұрын

Thank you. Keep up the great work.

@moniquemichelle7295 9 күн бұрын

Yes!

@drackkor725 Ай бұрын

I want to retire at 62. But I plan to go to Europe, live there, drink beer, and chase women. This will force me to learn a new language and stay in shape.

@RetirementTransformed Ай бұрын

Interesting! Enjoy

@gordocarbo 29 күн бұрын

Heck yes! Gym, people watch, hobbies, party whatever you want. Ornothing and just watch the tube til you fall asleep all day Retirement rocks! Was never home my entire working career worked 7 days a week. Took me a yr or to learning to slow down and just enjoy peace and quiet. Learn to live on the min, retire soon as you can live a little.

@Retired-jr3qs Ай бұрын

If you're healthy I agree. However if you're battling a serious illness, I don't recommend working. Your job is getting better.

@liveandretireusa Ай бұрын

Absolutely, your health should always be the top priority. If you're dealing with a serious illness, focusing on recovery and well-being is crucial. Work can wait, but your health can't. Taking the time to heal and receive proper care is the most important job during such times.

@Retired-jr3qs Ай бұрын

@@liveandretireusawell said.

@RetirementTransformed Ай бұрын

Agreed

@melcandido 11 күн бұрын

I retired 2 month before 55, my wife continues to work to avail the health insurance for both of us and eventually retired before reaching her 65. Luckily, I was qualified for Medicare but she has 6 years before her Medicare kicks in. We were able to take care our parents too up to their last days on earth. It was exhausting but fulfilling and rewarding. Now, we’re both retired traveling most of the time and volunteering at different parishes rendering music for Sunday Mass. We’re more relax, stress free, enjoying and spending our hard earned money. With our 401K, pensions and annuities and no mortgage, we can live comfortably and enjoy to the fullest. We’re grateful and thankful for the blessings bestowed upon. Thank you Lord🙏🙏🙏

@RetirementTransformed 8 күн бұрын

Thank you for sharing your experience! It’s wonderful to hear how you’ve managed to balance family care, travel, and volunteering in retirement. Your story is inspiring and highlights the joy that comes from a fulfilling and well-planned retirement. 🙏

@Guineapigrefuge 17 күн бұрын

I will never be bored at retirement. I can't wait for the freedom

@RetirementTransformed 16 күн бұрын

That’s a great attitude.

@rodneybrown1924 24 күн бұрын

These people have no idea what their talking about. I'm 66 retired at 55 after thirty seven years and best move I've ever made. It's something we've worked for and deserve. I'm retired live abroad and on the beach.

@CB-vt3mx 22 күн бұрын

Yes. Retirement is a reward we earn for ourselves, not some terrible thing that makes us "less relevant".

@RetirementTransformed 20 күн бұрын

Everyone’s path is different, and it’s important to find what works best for you. We understand that this approach may not work for everyone, but we hope it can be helpful for some. Wishing you continued enjoyment in your retirement! 🌟😊

@BoninBrighton Ай бұрын

I’ve noticed that Americans are only used to having very short holidays whilst they’re working- for us Brits and for Europeans we’re used to travelling for a month or more during our careers as we get lots of annual leave.

@RetirementTransformed Ай бұрын

You are so right. It would be great to change that policy here in the US

@glendacastillo6504 Ай бұрын

The military gets one month paid vacation.

@BoninBrighton Ай бұрын

@@glendacastillo6504 and free travel too 👍

@70qq 25 күн бұрын

if your job is what gives you purpose in life and keeps you from being bored and its where you get your "friends" , you really need to get a life ... ive been retired for 8 months and every single day flys by and the smile never leaves my face

@RetirementTransformed 25 күн бұрын

That’s wonderful. We are happy you are enjoying your retirement.

@michaelb710 Ай бұрын

Mark & Jody, great content and counsel! Keep up the great work. I find your recommendations very valuable.

@RetirementTransformed Ай бұрын

Glad you like them!

@christywestbury7653 Ай бұрын

My favorite video so far.

@RetirementTransformed Ай бұрын

We would love to know why.

@KathleenCernetich Ай бұрын

The only way a person can comfortably retire is if they have money put aside and are in the position financially to do so

@RetirementTransformed Ай бұрын

Having financial stability and resources is important

@user-mu8ty7vc3y 29 күн бұрын

@@KathleenCernetich or marry a rich spouse who'll support you

@nightengale2123 24 күн бұрын

I retired in 2021 at 64 following a 44 year R.N. career which included working the frontline e during the pandemic. Six months after I retired my already retired x 2 years husband and I sold our home of 32 years in R.I. and relocated to The Villages the largest and most active 55+ community in the world. We have absolutely no regrets with decisions and are active and very happily retired with zero desire to ever return to the workforce.

@RetirementTransformed 20 күн бұрын

It’s great to hear that you and your husband are enjoying your retirement in such an active and vibrant community. We understand that this may not be the path for everyone, but we hope our advice can be helpful for those who share a similar mindset. Wishing you continued happiness and fulfillment in this exciting chapter! 🌟😊

@chrismarshall6647 Ай бұрын

False . Work until you can retire then do all the things that you never had time to . Life is short.

@RetirementTransformed 25 күн бұрын

That is a good philosophy. Thank you. Staying active and engaged is important.

@user-uf3qy5ir9y Ай бұрын

To each his own

@RetirementTransformed Ай бұрын

Yes

@mikeb5925 23 күн бұрын

Take mini retirements when needed while working! 6 months or a year between jobs would make working so much more palatable. Goal is to prevent burnout and also alow yourself to do things while healthy and able.

@RetirementTransformed 23 күн бұрын

Such a great idea.

@charlied.7309 9 күн бұрын

Great advice. I subscribed to your channel. I am 64 and still working 80%; I will probably start reducing my time at work at 65, but will still work until about 70 when I should be at 25% or less. I may continue after 70 at some level or consult. While I am still working my wife and I are taking the time to travel while we have job related income, and we are still saving towards retirement and holding off on Social Security until at least 67. I have many old hobbies, e.g., Golf, that I continue with new friends I made in the community that we moved to in 2018. So, I totally agree about making and maintaining new friends as well as rekindling old friendships. I also have started new hobbies. I started SCUBA this past year and have several trips planned in Florida and the Caribbean. Looking forward to enjoying more of your content.

@RetirementTransformed 7 күн бұрын

Thank you for sharing this and for the encouragement

@johns126 Ай бұрын

In your course that you are developing can you please emphasise the importance of couples reserving healthy chunks of time to do things separately 😉

@RetirementTransformed Ай бұрын

Yes that’s important.

@302Rmack Ай бұрын

Who wants to retire, and lay around and do nothing. Unless your broke. I wish I could have won the lottery in my 40’s. I would have traveled the world, got involved in finance and investing. And never really worked another day in my life. I’ve watched trust fund babies do it…..that’s the way to go…😂

@RetirementTransformed Ай бұрын

What are you doing now? Are you still working? Do you have any retirement plans?

@302Rmack Ай бұрын

@@RetirementTransformed nope, no plans....just work till I fall down...

@studio22lusakazambia66 15 күн бұрын

Watching and reading comments from Zambia. Everything you say is spot on. Turning 59 this week and find that I am doing more things that energize me. You guys are not really talking about work but finding purpose even outside of our careers. Great advice!

@RetirementTransformed 13 күн бұрын

Thank you for your kind words! It’s great to hear that you’re finding new sources of energy and purpose as you approach 59. Discovering what energizes and fulfills you outside of work is a valuable part of life. We’re glad the advice resonates with you.

@hurzak 7 күн бұрын

If you worked the job I did you would have either quit or retired at 62 but I made it to 65 and retired and I'm so happy I did!

@RetirementTransformed 7 күн бұрын

Thank you for sharing your experience! It’s inspiring to hear about your dedication and the happiness you’ve found in retirement. Wishing you all the best in this new chapter of your life!

@user-mu8ty7vc3y Ай бұрын

7 reasons not to listen to these quacks

@RetirementTransformed Ай бұрын

Sorry you feel that way.

@1hackmodeller557 Ай бұрын

Answer: cuz we can't afford to retire! 😢

@RetirementTransformed Ай бұрын

Hopefully you will find a way to retire

@dennispabonita8633 Ай бұрын

I’m 47 ,, I will definitely slow down because the company that I worked with for 26 years is closing down. So my plan is, to slow down a bit. Thanks for the video. Great content!

@RetirementTransformed Ай бұрын

Your welcome and thanks for leaving a comment.

@10drowsy Ай бұрын

I retired last Feb 29 2024 and still loving it. Since then, I lost 40 extra lbs, am more physical active, my random chest pains are gone, my random headaches are gone, I'm more mentally active and best of all, I now spend more time with my family (instead of working). I now see my kids more in one week then I would see them for 2 months (when I did work). At times, I often think of that song "cats in the cradle - by Harry Chapin". For new activities, I upgrade my new house. Swinging a hammer (sort of speaking) and working for one's self is so rewarding. Put me in 2nd gear, give me a project in my home's shop and "I love it". Yes. Do work until you die. But... Work on the proper things in life.... And spend more time with one's family. Glad I retired at age 60. Wished I could have retired years younger....

@RetirementTransformed Ай бұрын

Thank you for sharing this. You are a great role model.

@donaldphelps8626 Ай бұрын

smoking takes 10 years off your life, not to worry the last 10 years are not the best! Not worth living.

@edesouza2279 Ай бұрын

Excellent point! Even worse if you’re are still clocking in for the terrible employer.

@RetirementTransformed Ай бұрын

You’re being funny of course.

@Ruben-wi4fp 8 күн бұрын

Aferter 62, RETIRE , RETIRE, Stop bothering your coworkers ,

@RetirementTransformed 7 күн бұрын

Thank you!

@user-td7zd2rs7i 13 күн бұрын

I retired at 40 and I'm 58 now and enjoy going out and enjoying life everyday and having a boat to enjoy on the water keeps you bissy , also go on a vacation every month even if it's just checking into a hotel and hanging out at the nice pool for a few days AND DON'T DESTROY your life with drinking and or drugs 😊

@RetirementTransformed 13 күн бұрын

That sounds like a wonderful way to enjoy retirement! Having a boat and taking regular vacations must be a fantastic way to stay active and engaged. It's great to hear you’re making the most of each day and focusing on positive activities. Your advice about avoiding harmful habits is also very important. Enjoy every moment of your retirement!