💵 Resetting my Finances: tracking expenses, paying bills, reviewing investments

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💵 Resetting my Finances: tracking expenses, paying bills, reviewing investments | LIFE RESET ep 1 ✨

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Күн бұрын

Doing a life reset because my life is currently a wreck! 😅 It's been a month since I finished my last semester of school and I decided to reset different aspects of my life to get them back into order. This is episode one of a LIFE RESET series where I'll be resetting my wealth & finance life bucket ✨
Tara! Reset your life with me in this video and let's get back on track with our financial goals 😄✨
My finance reset process is composed of 5-steps: (1) Tracking all untracked expenses, (2) Take note of pending payables, (3) Get balance of all accounts, (4) Review & update finance plans and goals, and (5) Create new systems for the updated finance goals 📝
Hopefully, you guys enjoy this video and find it helpful. Thank you for watching! 😄🍞
🎬 LIFE RESET SERIES
- Life Update (ep. 0): • life updates 🍞 where i...
- Wealth & Finance Reset (ep.1): • 💵 Resetting my Finance...
- Health & Fitness Reset (ep.2): • 💪 Resetting my Fitness...
💳 Apply for a Citibank Credit Card: bit.ly/3OYjZvJ
💙 Thank you GInvest for sponsoring this video!
➜ GINVEST: Start investing with only Php50 • 📈 GINVEST 2021: Start ...
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🚀 Crypto Platforms
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💵 More Cash
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DISCLAIMER: The links above are affiliate codes/links and I may get a reward if you use them. Thanks in advance because it helps support the channel 💙
✅WHAT TO WATCH NEXT
➜ 🤑 Best High Interest Savings Account Philippines: • 🤑 Best High Interest S...
➜ How I Manage My Finances in My 20's: • How I Manage My Financ...
➜ 📈 What I Invest in as a 20-year-old College Student: • 📈 What I Invest in as ...
➜ What to do with (your future) ₱100,000: • What to do with (your ...
➜ Why I Invest in Crypto: • Why I Invest in Crypto...
➜ Personal Finance 101: • 🤑 Personal Finance 101
🍞Join our Discord Server: / discord
🍞 Get BreadFam Merch: bit.ly/shopbre...
🚀Subcount: 406,456
🕰TIMESTAMPS
00:00 Intro & Life Updates - What is this video about?
01:08 Why am I doing a finance reset?
02:38 Step 1: Tracking all untracked expenses + tips to make it easier
04:42 Step 2: Take note of pending payables (eg. taxes, utang, bills, etc.)
06:14 Step 3: Get the balances of all accounts
07:00 Step 4: Review investments & update finance plans + goals
13:15 Step 5: Create new systems for the updated finance goals
Send this video to your homies so you guys can benefit from managing your finances together! SUBSCRIBE for more videos like this! I post one video a week and I talk about personal finance, self-development, or anything I learn or experience throughout my life as a 22-year-old.
--
🤝 Where to reach me
➜ FB & IG: @alba.nicoleee
➜ Email: alba.nicoleee@gmail.com
--
#LifeReset #FinanceReset

Пікірлер: 179

@NicoleAlbaYT 2 жыл бұрын

HENLO guys!! How are you guys doing? I'm in the process of fixing my life because it's a mess rip 😅 If your life is also a WRECK, reset your life with me in this video so we can get back on track with our financial goals ✨💰 Hope you find this helpful!! Working hard on the next videos so that I'll be consistent with the uploads ulit hehe 😁

@marknieva3395 2 жыл бұрын

I love you

@vaflorronalae3573 2 жыл бұрын

Always waiting in your next upload ate nicole💖🍞

@kesturrr 2 жыл бұрын

Ate heeeelp! ING announced that they will be closing their retail banking by the end of August this year. Pls help us make a decision on where to transfer our ING funds. TT

@naeco1602 2 жыл бұрын

I just wish na possible to sa mga broke a$s biiich like me haha. It's so hard to get out of this situation in other words, Ang hirap pag literal na you're starting from zero at pano mo madodoble yung income mo if you don't know your skills that can help you find more jobs and earn more. Yung I truly want to apply all the tips you've been sharing with us sa life ko pero hindi sya applicable. Mas masakit pa to kesa sa fact na Im single Lol. I hope makita mo to Nicole😅

@justinnacin5525 2 жыл бұрын

I could sleep very well everytime I watch and hear you :)

@ebrahimlovelove3011 2 жыл бұрын

Hi Nicole!!! Very inspiring videos you made. I am 38 years old but I learned so much from you. I have wasted my early adults years working abroad but did manage my finances ( to think that I am CPA 🤔). I spend so much without thinking because I know that i will earned it anyway but then the company where I am working closed and I settle to work half of salary I was getting before as the market offers that much only, then got married and have 2 kids. I was surfing the net and saw ur vid ( I forgot what I was searching) lucky me. I was impressed and inspired by how you think Ang plan your life and u ur very young. So now, by budgeting and tracking my expenses even I have low salary, I am able to save and invest.

@tuckfuddyduddy 2 жыл бұрын

been working for 9 years na (worked as earky as 17) and currently 26, ngayon pa lang ako nagkakaroon ng matinong ipon. Your channel helped me organize my finances really well. So, thank you, Nicole.

@kristinemariesalonga2897 2 жыл бұрын

I can definitely relate!!!

@yourpurplebangtan_1905 2 жыл бұрын

Sana all at the age of 22 very responsible and aware of all the expenses sa life. Haaays! You're so awesome dude. 👏

@fairlyfrugalph845 2 жыл бұрын

Over the years, I've tried to track my expenses pero stop and start, stop and start. I started again this year, and now it's more comprehensive. I prepare personal financial statements, and analyze my finances every month. Nothing like losing a ton of money to wake you up. 😅

@xoxo8117 2 жыл бұрын

Hi Nichole! I have been trying to educate myself financially and passed by one of your videos. Since then, i have started watching all of your videos.

@milkteaminie2027 2 жыл бұрын

Very timely Miss Nicole. I, myself, am planning a finance reset and boom! I came across your vid. Congrats fellow Iska 👍👍👍

@yourfanelectricfan9340 2 жыл бұрын

This is perfect. I'm starting my new job and I need a financial reset.

@giraffitee 2 жыл бұрын

Thank you, this vid was so timely! It's halfway thru 2022 now and I am also in need of a financial reset. 😅 May I ask what are your thoughts on the recent news of ING leaving the PH retail banking? Any reviews for SeaBank and Maya? Or best alternative for ING at present? Thank youuu! More power to you and your channel! 💪✨

@angelicafeliciano2063 2 жыл бұрын

Hi Nicole, grabeee nakaka inspire ka! Can you actually make an in-depth video on how to set up the Wallet app, planning to use that for tracking as well. Thank you!

@bleu8727 2 жыл бұрын

Such a timely video for me. I am planning to reset my own finances. Almost everything in my tracker is messed up.

@NicoleAlbaYT 2 жыл бұрын

Halfway through the year so a cleanup is definitely needed haha 😅

@abegailroseebona1830 2 жыл бұрын

Congrats Nicole ✨️🙏 I'm a big fan and breadfam is celebrating with your success! Thank you so much for imparting all your knowledge to us, in fun and interesting way!!! Yeyyyy

@magnolialaxamana1427 2 жыл бұрын

Ang galing na inspire ako..thank you Nicole

@bamvigirl 2 жыл бұрын

What I exactly need right now. Thank you for this!

@NicoleAlbaYT 2 жыл бұрын

Good timing upload!! Thanks for watching Allana 😁✨

@thisguyraj 2 жыл бұрын

Had to rewatch this cause I was in a class during the premiere. Hehe, exactly what I needed right now because I need a reset or perhaps a hard restart lols. Thank you for this!

@a5m490 2 жыл бұрын

Mental loop is happen everytime I waiting for your next upload.

@Kim-ot5ku Жыл бұрын

make singil. hahhah. Very helpful video. Looking forward on your 10th year of investing :).

@DzaddyGelo94 Жыл бұрын

Looking back to my college days, it was so YOLO. But looking at you,,, GIRL! you are damn matured when it comes to your finances! I hope you'll have a good job soon so you can expand your finances. Congrats!

@gabeestrada8854 2 жыл бұрын

Thank you! I'm 28, and spent the better half of my 20s pursuing passion. Medyo napapaisip na din ako pano na life sa mga susunod na taon. So thank you kase super helpful and informative ng contents mo! Feeling ko mas na-e-equip na ko to do a 180 with how I handled and planned my future. Parang ready na din ako mag-invest ng time and effort sayo OwO

@theboredthedorkthebroke 2 жыл бұрын

Very timely, just started a new job and moved to a different country. Since I moved I didn’t track my investments too… RED!!!

@pljstr 2 жыл бұрын

Right when I needed it exactly. Thank you Nicole!

@zeec0917 2 жыл бұрын

Thank you. I need this!

@Ambitious999 2 жыл бұрын

It's like Ryan Trahan's Great Reset! 😎🔥

@JuanfortheMoney 2 жыл бұрын

Sooooper nice! Keep it up!

@kyladominguiano 2 жыл бұрын

Omyyy Nicole I'll binge watch your videos againnn hehe you're the person who convinced me to invest in MP2 and now I earned 25 pesos out of it hehe. Thank you for your generosity to share this knowledge!

@isebalee1671 2 жыл бұрын

Same tayo sa lahat nang circumstances, from being gradwaiting, financially blind for the past few months, being a freelancer, an aggressive investor, even the systems, pati yung abt sa transaction ng family sa credit card 🤣 parang pinapanood ko sarili kong buhay HAHAHAHHA

@genmaicha_ 2 жыл бұрын

me, last year: oh yeah imma just casually drop 11000 pesos on some random stuff oh haha where did my money go me, this year: steady cashflow, fixed percentage of which is put into savings, emergency fund almost fully setup, and about to open an MP2 acc all of this from finding your channel from a yt recommendation off of a Matt D'Avelia video thanks nicole, here's to getting our finances together

@colonthree9874 2 жыл бұрын

Matt and Nicole gang gang! Let's get it 💯

@NicoleAlbaYT 2 жыл бұрын

Randomly picking investments and getting burned when they go down *shocked pikachu face* PERO SOLID!! Seems like you were able to build a solid foundation after a year. Proud of you dude haha 😁 Matt D’Avella productivity king 👑

@Cammyyyyyy 2 жыл бұрын

You are younger than me but you helped me. Just want I needed to reset my finances.

@aalmzr7608 2 жыл бұрын

Please make a video of which mutual funds/reits are good to invest during these times 🥺🥺🥺

@markisaelbasilio8794 2 жыл бұрын

Folks, the first 2-3 mins is one heck of a life lesson :) Thanks, Nicole

@dearmore3862 2 жыл бұрын

Hahahaha SO RELATABLE NICOLE. 21 here, and struggle talaga pag student then you're starting to build career, na out of track talaga sa mga finances and goals. That's why it is important to retrack your goals and finances everymonth atleast. It's a challenge talaga pag starting palang sa personal finance and HOPING MAACHIEVE natin yung financial independence na may assistant na tayo or professional na magtrack ng mga finances at magreport sa tin😊😊 FIGHTING!! 💪💪💪

@llarvly6439 2 жыл бұрын

I downloaded the wallet app and saw that it is easy to use and will be extremely useful. Tysm Nicole! 😊

@MorrisDXplorer Жыл бұрын

Ang galing talaga ng vlogger na ito. Ito dapat ang sumisikat kaysa kila awit gamer or iba pang nagpopromote ng gambling na influencers.

@sheenatenorio174 2 жыл бұрын

refreshing talaga manuod ng vlog mo mama bread huhuhu I learned a lot, hope I can apply it as well hhahaha goodluck to my tamad self. thanks for this vid mama bread 🍞💗🫶

@reginamaesaluta2535 2 жыл бұрын

hello miss nicole. thank you for this, realistic ang mga videos mo that these things really happened in real life. nakakainspire din na we must reset despite of challenges and life goes on. ❤ more blessings to you!

@vincentrayalba5936 2 жыл бұрын

Congratulations same din graduating din ako salamat sa advice mo

@kimluna5175 2 жыл бұрын

OMG NICOLE NA MISS KITA!!! Congratulations on graduating! Looking forward to see more content from you ❤️

@gelliebean2300 2 жыл бұрын

So timely for me.. I usually track my finances, got lost 2 months ago. Hehe. Nainspire tuloy ako magreset din.. 😁

@ErickaJavate 2 жыл бұрын

Excited for this series!! Very timely 💖

@SuperMiloTV 2 жыл бұрын

By the way Congrats Nicole! Also same tayo nag reset now hahaha, nagreset ako this month of July. Siguro adviseable talaga to reset every January and July. Kasi may time talaga na mahirap magtrack na ng budget and all.

@abundant9872 2 жыл бұрын

nicole, this is very timely. im currently doing finishing touches on my mid year review lol thanks for this!

@NicoleAlbaYT 2 жыл бұрын

Yeah haha time flies!! We’re already in the second half of the year 🤯

@MissJenOfficial 2 жыл бұрын

CONGRATS!!! Gradwaiting ka na ❤❤❤

@jayxci 2 жыл бұрын

congrats. i hope you'll create an update on online banking since ING will no longer continue their business here in the philippines.

@yunamaru9881 Жыл бұрын

It's really great for young people nowadays because it's easier to get investments like stocks crypto etc unlike years before that in our generation it's harder and we do not have a basic knowledge about this stuff.. I hope our economy pick up gradually..

@xxxGD1 2 жыл бұрын

Hello! Can you please make an honest review about the new Maya app? I'm really amazed how you track your money flow. Keep inspiring other people. 😊

@MRTISTV 2 жыл бұрын

wow I learned a lot!! thanks!

@MAGTRAVEL 2 жыл бұрын

This is so timely! 😍😍😍

@fevymariegeca729 2 жыл бұрын

Ateee, we miss your updates 💗 nakaka-inspired po talaga kayooo ate 💗

@markbetuing244 2 жыл бұрын

new subs, congrats and goodluck to your future endeavor!! hope you create more informational videos!!

@vxllvxn Жыл бұрын

I love this channel

@carlanthonydelosangeles7411 2 жыл бұрын

Now, this is something new and refreshing. Congratulations by the way. 😁

@NicoleAlbaYT 2 жыл бұрын

Thanks Carl!!

@jennelynfermo6791 2 жыл бұрын

yessow! done watching☺️💗

@lykab.56 2 жыл бұрын

i have been a wreck specially when it comes to spending money. i am so impulsive to the point that i spent the money for my tuition fee thinking that i would be able to repay it but i was wrong. its nearly august and i need to repay that amount of money or else i wont be able to enroll. right now, im finding things that can help me earn money in order to pay my tuition. its not as easy as it seems 😭

@florennjcb 2 жыл бұрын

Hi Nicole. For the upcoming exit of ING's retail banking business in the Philippines, have you already closed your ING account as well?

@maryannviccortes1766 2 жыл бұрын

Excited to see which stocks you'll invest to next now that you'll shift to cashflows 🥰🥰🥰

@Oddzatsea 2 жыл бұрын

I'm an adult but my life was never this "organized" hawaan niyo po ako! great video as always! Congrats on gradwaiting

@cupokat5998 2 жыл бұрын

Thanks Nicole! Been wanting to reset my finances too, great timing on this video💖🍞

@JOHNWlNK 2 жыл бұрын

Henlo Nicole. I'm also a mess but slowly getting to my financial goals. Congratulations on your graduation! ♥️ And yeah you have to make singil hahaha

@NicoleAlbaYT 2 жыл бұрын

MAKE SINGIL rip lumabas ang pagka-conyo ko HAHAH 😅

@maialouiselucila3647 2 жыл бұрын

Hi Nicole, I hope you can share your process on how to handle finances including collecting payments of your family to you bec you swiped your card for their purchase. Thank you hope you read this comment

@potlurisatyajith3763 2 жыл бұрын

Hey, can you help me with managing my expenses in any app pleaseee, ive tried your recommendations but im not sure how to use them accordingly

@dartmagno 2 жыл бұрын

Hi Nicole, request naman po. Pa-review naman yung SeaBank? Heheh. Thanks!

@chunkygrumpy7561 2 жыл бұрын

Hi, Nicole! Since you have mentioned taxes, can you make a video on how to file taxes as a freelancer? I'm already 25 but don't have an idea how to file taxes or why we even have to file taxes in the first place.

@sarahgraceandaya522 2 жыл бұрын

"Establish proper habit for adulting" Ang swerte naman ng mga kids ngayon, walang ganyang awareness sa panahon naminnnnnnn hahayyyyy

@rencechannel2240 2 жыл бұрын

GRAND TOTAL OF EXPENSE DUE ON MONTH OF JUNE 30, 2022: Php 10,154.90 BREAK DOWN: Food: Php 4,380.50 Transportation: Php 1,188.00 Medicines / Medical Consultations: Php 1,858.75 Groceries: Php 1,214.65 Fitness: Php 490.00 Other Expenses: Php 1,023.00 KAKA-EATING OUT KO MAHIGIT 4K NA NAGAGASTOS KO. NEED KO MAGBAON SA OFFICE!!!!

@sherkaye26 2 жыл бұрын

7:55 - 7:59 this is me as I look in my portfolio hahaha

@xavierdlogan5434 Жыл бұрын

congrats nicole

@renzelgernaldo4864 2 жыл бұрын

Tenkyu!

@lirasalas2 2 жыл бұрын

Graduating na din ako and yes, sobrang messed up ng buhay ko the last months. Good to know na I found your video kase I don't know where to start again since I know I overspent 😪

@jayraldseoconsultancy 2 жыл бұрын

I feel you with what happened with G Invest and Crypto 😅

@Seajaaayyy 2 жыл бұрын

Hugs to fellow beadfams! She's backkkkkk ackkkkkk T_T lols. Sana naman Niks magka-bread merch na ulit? Di naman sa pinepressure ka namin pero... Hahahahaha we missed you!!!

@loujeeshanedump 2 жыл бұрын

needed this so much huhu

@shohin_japanproduct4122 2 жыл бұрын

Hi, I noticed in your GInvest, you don't invest in BPI ALFM. Why? Just curious 😁 coz i think BPI ALFM is a good investment because it has dividends every month. 😊😊

@yrnamercado4950 2 жыл бұрын

Please also share how you track transactions that are not yours but you're invloved, kasi I have those also and yan yung I find mahirap e track. Thank you!

@pamelaaguirre8690 Жыл бұрын

I want to know more about cost averaging

@gojima9698 2 жыл бұрын

Hi Nicole, can I make request , a video on how to maximize credit cards , paikutin, without using cash for monthly budget. Tnx♥️

@pradomaureenp.1535 2 жыл бұрын

Yay more videos to come!!

@NicoleAlbaYT 2 жыл бұрын

DEFINITELY!! Stay tuned lang 😉

@laragwaysailoilo2898 2 жыл бұрын

If your down -10%buy again and more

@DIYnoel 2 жыл бұрын

Thanks for inspiring me ❤️

@NicoleAlbaYT 2 жыл бұрын

Thank u for watching Noel!! 😁

@asrio5057 2 жыл бұрын

13:29 I Feel You Ate😭 Ang gastos talaga and sanay din Ako sa bahay langggg AND THEN! MAG E-F2F OMAYGHAD!

@NicoleAlbaYT 2 жыл бұрын

ANG MAHAAAAAL MABUHAAAY HEEELP haha 😅 Good luck sa f2f 🫡

@daleramos3814 2 жыл бұрын

I ❤ Palawan shirt 😱😱

@oriellecasino8153 2 жыл бұрын

congratssss👩‍🎓

@sourirereveuse3809 2 жыл бұрын

you know you're adulting when you're here

@bytes31 2 жыл бұрын

wallet app helps me a lot. thanks for the tip nicole :)

@NicoleAlbaYT 2 жыл бұрын

Lifetime premium version is worth it!! ✨

@ayeshmae 2 жыл бұрын

hiiii! can we have an updated video about investing in stock market locally and internationally 🙏🏼🙏🏼

@DearLife3106 2 жыл бұрын

Hi Nicole, I have the same dilemma as you na nagpapasuyo magbayad ang parents/siblings ko ng bill nila, and nahihirapan akong imanage finances ko because of that 😂 i hope you can share how you do it.

@xiuminnie5465 2 жыл бұрын

July is reset month din for me but my spreadsheet isn't updated yet! Hahaha try ko nga din yung wallet app na yan. And also GInvest kasi sayang namang yung chance, sabi mo nga down na market is a good entry point into investing. Further investing for me kasi meron nako existing pero thru bank naman

@angelinemakalintal4009 2 жыл бұрын

Yohoooo! 🥳

@NicoleAlbaYT 2 жыл бұрын

YOOHOOO to u din Angeline HAHA 🍞🍞🍞

@Dwight0530 2 жыл бұрын

Yesssss! Yan pa naman balak kong gawin ngayong july

@NicoleAlbaYT 2 жыл бұрын

Nice timing pala ng upload!! Haha apir 🙌

@airamaeebid5365 Жыл бұрын

Hi Nicole, do u have a new finance tracking sheet?

@colpireduro9255 2 жыл бұрын

Relate talaga ako sa Ginvest HAHAHA I hope tataas na

@jemwelbagazin8052 2 жыл бұрын

Seabank vs Maya review soon

@rjmadlangbayan8083 2 жыл бұрын

Hey Nicole! Can you do a video about tax filing for freelancers? 😁

@ashleybacelonia9087 2 жыл бұрын

Omg ganto na ganto ako AHAHAHA kahit isang transaction na nagawa ko tapos di ko nairecord and nakita kong di nagtally sa savings ko. Isip ako ng isip AHAHAHAHA. But yeah para sa iba super nakakatamad to but for me masaya din to track all my transactions daily!

@faithdejan338 2 жыл бұрын

Miss Nicole, can you do a video regarding the new Maya Savings? Thank you po.

@Zero-vp4hn 2 жыл бұрын

starting this now with you

@christianramilcondatramire5984 2 жыл бұрын

Ate Nicole, Review mo po yung Sea Bank hehe. Thanks po

@albertparker4983 2 жыл бұрын

Been a long time

@happyzzzz99 2 жыл бұрын

Yay! 🥳❣️

@NicoleAlbaYT 2 жыл бұрын

Wassup wassup here's your early breadfam comment award 😆🏆🍞

@LeonSarmientoLeonTheLion 2 жыл бұрын

Congratulations 💯

@NicoleAlbaYT 2 жыл бұрын

THANK YOU!! 😁

@NanamiSoup7 2 жыл бұрын

I'm down 38% with my investment consisting 50% crypto 50% stocks I'm probably down more if I didn't DCA. I'm also 22 so I don't really care if crypto goes to 0 because I still live with my parents. (thank you Philippine tradition)