English Version is here kzfaq.info/get/bejne/nKiAgNZord6ml2g.html

I saw this video 3yrs ago and it changed my life for ever.. I was zero when I saw this video now am in track for financial freedom..

How did i miss the prof's lecture all these years? 😂 he explains it well. no gimmicks. pure objectivity.

I'm 32. Thank you so much Mr.Pattu. Much helpful. I have seen many retirement planning. But this is indeed!

Excellent explanation.... that to the way you projected “Saavu” .....it’s hilarious

Haven't expect an IIT prof will speak close to heart, and particularly that saavu , love it. Very beautiful and clear analysis, sir.

Before seeing this video, I took retirement planning lightly, but now i need to consider it serious than other financial goals.. And I'm going to create my own excel sheet.. Thank u Sir... u made our lockdown days very informative..

I never knew you had so much of sense of humor! I had seen most of your videos in English which made me think you were a very serious guy. This certainly gives us a definite number we need to invest. Thanks Professor!

Dear Pattu Sir, Thank you for this video. No one else can explain better than this..👍

Luckily Quicktime didn't crash!!! Very useful video.

2:52 is the maas, SAAVUU.hmmm. 85 ... Sir, u are very realistic person and your words are very practical. People hesitate to think talk about their old age, u nailed it sir.. but i cant stop laughing by seeing 2:52 for a long time.

It made me to think die before 70.. 😂

Namaskaram Pattu, I just constructed my retirement Calculator just the way you did. Thank you now i know how much i require to invest to achieve it. Nandri...

This video is eye opener for me. Everyone must watch the video. Thank you for sharing your knowledge. God bless you and ur family🙏

Thanks Pattu Sir for guiding us on our retirement planning. Wish I had this information 10 years back 🙂

Not just financial planning i learned excel tips as well. very thank u sir

A real eye opener, Pattu Sir 👍 Simple and Powerful 😎

Very simple and clear way to showcase complicated planning. Very well presented. Thanks

Thanks for this one in Tamil. Able to catch the point more clear and easy to share with friends n dears

Such a casual but very thought provoking session Sir. Thanks a lot for guiding us

மிக மிக சிறந்த ஒய்வு கால திட்டம். வாழ்க வளமுடன்.

ஒரு மனிசனோட சாவை excel ஷீட்டில பதிவு பண்ணாத இப்போ தான் பார்க்கிறேன் 😂

Thanks pattu sir. I never projected expenses according to inflation. you opened my eyes!

Super தலைவா! Never seen such simple and practical plan!

Thank you sir as always, its nice to watch it in tamil :)

Sir, really it's such a simple but at the same time very powerful calculator. Hats off to you sir for your service and support... 🙏 🙏 🙏

Hi Sir, Watching your video for the first time. KZfaq suggested my your video. One good suggestion that KZfaq gave for me. An eye opener video. The same genric explanation will be charged nearly 1000 to 2000, If I consulted a financial planner. Thank you so much. Will be a regular follower and provide my support. All the best for your future endeavours.

Amazing lesson with full clarity data Thank you sir

Excellent Explanation Sir Very clear..... Thank you

Hello sir, more of financial planning, I liked your advice for having fear. I am 27, and have put 20K per month in my expenses with 7% as inflation. Need to build corpus of 5.5Cr. This will really help me to invest in a disciplined manner every month. Thank you so much.

Thank you very much for your detailed simple lecture about retirement planning

Hi Pattu Sir, very good video. Day by day your videos are becoming easy to understand. Thanks for the illustration.

Great Sir, Your explanation is awesome, common man could understand easily . Very useful 🙏🙏

Very good Mr Pattu. I am now 72. I did not have a chance to see such plan in y previous years. Further I had to support to my parents. Somehow I managed to make a good format. As o today I am able to invest in mutual funds every year. Now I try to make an excel sheet for my future. Thanks

Very nice explanation sir, everyone need to plan this!

Thanks for starting at 30 years of age!

Excellent video. He mentions in the video Investment p.a = EPF+PPF+NPS+Stock

Well explained sir. Very useful info. Thank you very much.

Just 1 word- Beautiful! 👌

Enjoyed a lot... Thank you so much professor. Really helpful 😊

Very nice video... One of the best video for financial analysis...

First time seeing your video..very practical and nicely explained..thanks for this awareness

Thanks a lot sir..well explained and great useful vedio

Excellent explanation. Thanks a lot Sir

Excellent Mr.Pattu ! Well explained

கண் திறந்த தெய்வம் நன்றி 🙏♥️💞💞

Extraordinarily simple explanation sir thank u

very useful sir my age 36, iam first time think retirement future you teach very useful sir

Thank you Pattu sir. Very well explained.

Excellent!!! Thank you Sir !!

வணக்கங்க, மிகவும் எளிமையாக உள்ளது. அனைவருக்கும் புரியும். நான் இதை ஏற்கனவே உங்களின் Goal based Investment குழுவில் பார்த்து செய்து விட்டேன்.

தமிழில் பகிர்ந்தமைக்கு நன்றி ஐயா

I love the way explain....Tnx sir

This was an interesting video, and I learned a little bit about planning my retirement.

Thank you. Really eye opener for me

Very nice and very well presented ..Like you said inspirational video

Never had an idea we need this much corpus.. Had a fanatastic clarity on retirement planning.. Thanks pattu Sir. Hope ur health is fine and good. Retirement ke paathi salary invest pannanum pola naa .. Matha seleavuku ena panrathu yosikuren ipa ...

Thanks for Creating this very informative video sir. God Bless 🙌

5:06 ultimate 🎉

Very good sir. Nice explaining style

Broad mind good advisor, vazhga. Valarga.

Very informative and eye opening

Thank u. This is good one.

Very useful. Thank you!

Videos uncut makes it real. Sema worth Video 👍😀

Excellent explanation Sir!!

Super Sir.. Very good explanation

Thanks for the initial video. I think this is a baseline retirement plan. I would like to see a followup video, on how to adjust the excel sheet after sudden windfall during the period say a lottery or something to that effect or a major financial emergency that drastically reduces your investment would be more useful. That will give more realistic view.

Cool Sir..first time I am seeing your video...subscribed too...keep continue your efforts

Awesome. People's are blindly going for pension policies. If they watch this video they won't go for any pension related policies available now. I am going to share for my friends. Thank u Mr Pattu sir

Savu.....Ultimate expression Sir.

Mass as usual , thanks sir

Kalakkal concept sir!!! Idhuku dhan AMC fellows saying "SIP podungo and forget the amount" I think :-) That said. this is a extremely clear presentation..... kudos!

Good One Pattu Sir

Very informative sir. Regards Wealth India Movement

Excellent! eyeopener

Hi Pattu sir / Mr. Professor I had already created my financial plan on my own, but I thought I would consult fee-only financial planner to validate it. However, after watching your series of videos on child education and retirement planning, I can easily rearrange my financial plan and validate it on my own. You are doing an excellent job; educating people about financial knowledge will change their lives. ❤

Thanks a lot for your efforts. This video is truly a eye opener. Please share such valuable information as much as possible. I know you won't have time but we are also not intrested in edited videos with background musics and all. Instead we are intrested in value info like urs.

We like your way of talk 😊

excellent knowledge sharing Brother

Sir, idha vida yaarum theliva villa mudiyathu, thank you

Real life ultimate Neenga sir engaluku Pppppa Vera level

Thank you so much Pattu Sir. Watched again after 3 years. Happy to see I am in track towards my retirement planning (Which I did in Google sheet before 3 years). Crores of thanks to you. 😃🙏

great video, thanks professor , making 10% is the difficult part.

Inflation is the real enemy sir. When I kept inflation at 6 % for a monthly expense of 40k, the monthly investment required is only 20k but when I changed inflation to 8%, the required investment amount is 52k/month. For now, I am keeping it at 7% where the monthly investment required is 33k and the retirement corpus is the magic number - 7 crore

Practical information thanks

Sema Super explanation.

Very nice explanation. Should we not include any assets into consideration. Like additional hose rent or income from Lands. If so, the rents we collect generally wont increase like you mentioned.

Commenting in 2024 .. Ithuve thanga mudiyala . 4.6 CR!

excellent sir...

Useful sir..

thanks bro very useful

Excellent explanation professor. Thank you very much! 🙏🏼 To be honest, i noticed that you missed to multiply by 12 while u filled in that cell. Its really such a nice “raw” video! Loved it.. 😍

Very nice tips 👍

Hello Sir, Just got the time to watch the video. Excellent content. I already did my calculation from your English videos. I am 8 years away from financial independence. Regarding inflation, I strongly agree with you..! However, I did a small case study in my home town (Almost Village). Expenses in Village is exponentially small in comparison with expenses in city like Chennai. Also, I am from Agricultural family. My parents still do farming. Their expenses are extremely in control(Increasing very slightly each year though) what ever the GDP of the country. After the study I understood that, India has two kind of economy. One is GDP based economy (City). The other one is farming based economy (Village). Luckily in India still many people does farming. So, the other way to manage inflation apart from investing more is doing farming..! :-) Interested to know your thoughts on it.

5:06 epic saying. openly speaking awesome.

Hi sir 👋. Nice content 👌.

Sir this video is not available in the "Panamayamaana Edhirkaalam" playlist. Kindly update it. It'll be helpful. I'm really learning a lot from your channel. Thank you.

I don't know why I oftenly see this video l like the way of speech

Sir, though I don't understand this language but I think I still understood you by watching full video😊