My father retired at age 64, that was 20 years ago and around the age of 75 the doctor said my dad's knees were shot from being a little too heavy his whole life and from the serious football he played when he was young. He worked as a mechanic and boiler room technician for 30 years before moving into water treatment consultancy in his last 10 years of working. He was always on his feet, ducking into small spaces and crawling around boiler rooms. So the doctors told him that the weight had to come off or they can't do the op, plus the weight coming off would be good to avoid diabetes and serious high blood pressure. My dad never cared much for his health before but my god when he heard this it lit a fire under him and he lost around 40lbs in weight by not eating bread and cutting down portions. They replaced both his knees when he was 78 and he's like a teenager again! He's 84 now and I took him out last weekend on Father's Day and we spent a couple of hours flying our drones in the countryside after we walked half a mile from the car park, he's basically fitter and healthier for his age than he's ever before in his life! I think #2 comes down to the fact that everyone is different and you're moving from being a saver to a spender, so you're not used to spending money on yourself, not large amounts. I'm in my early 50s and I've been saving for retirement since we met when I was just 19. My wife and I are so used to going without, either to see the kids alright for school and college or simply just saving every spare penny. Funny 'cos it was only when my sister-in-law retired 2 years ago that we learned they were exactly the same as us, saved every spare penny they could so they could retire at 60. People are scared of running out of money and I tell my wife "If we f**k up the money in retirement then no one is coming to save us!". We've got budgets cut right down to the bone today and we spend about about £50 month on ourselves, after bills are paid ( no mortage!) then around 40% goes right into savings and I say we're "born again misers". So it's going to be tough to break that 25 year habit when we retire. I took up photography about 20 years ago as a way to destress from work, it's now a nice little sideline business, I sell images and I've published a book which pays me a small amount each month. My wife owns the photography business for tax reasons and I work for that business supplying the images. I hope to go full time teaching photgraphy when I retire, hopefully ( fingers crossed! ) within 6-7 years time.

1. Retired at 56. 2. Never had a problem spending money. 3. At 68 I'm in good shape (don't take any medications). 4. Hobby? I have a big house and a yard to take care of. I walk, bike, lift weights, visit with friends, go to shows and other local events. 5. I have traveled and don't care to anymore. It's expensive and a lot of work. If I get in the mood, I'll go, but happy enough to stay home. Regards from Indiana!

My Grandfather busted his butt his entire life. Finally retired and his brother got sick so he spent 2 years caring for him. Slightly after that, he was diagnosed with Leukemia. My father worked longer than my grandfather only to have his wife be diagnosed with MS. Enjoy life while you can. Nothing is guaranteed.

I retired from the US Air Force in 2021 at 41 years of age. I made some prosperous investments during my career and was able to walk away from needing to work. It amazes me how many people thought I was crazy for not working. THere's so much to do and see in this world and like you said, everything hits differently in your 60s and 70s than in your 40 and 50s. Do not wait until the end...

I'm just 67, but I retired when I was 55. I hated debt so since my home was paid off, I froze my credit in 1997. I began to travel when I turned 40 and I had a beautiful place in Dominica, West Indies, where I would visit for 2 weeks twice a year. I was in a lot of jungles and volcanoes. I had a good sum of investment money that I converted into precious metals starting in 2017 and the value has nearly doubled.. I have more now than I did when I retired. I have a home on 4 acres and I grow a lot of my own food. I got solar in 2016 that gives me free power and pays me $460 a year in solar credits. I enjoyed the video because it confirmed that I did the right thing. The notion that I would have spent the last 10 years working is an awful thought! Best of luck to all who see this. Cheers!!

Very well done. Thanks for the overview! 1. Retired earlier 2. Spent their money earlier 3. Taken better care of health 4. Taken up a (challenging) hobby 5. Travelled more

I retired at 57, 7 years ago. My wife and I saved and invested early allowing me to exit the workforce when I did. We are not special and believe most people can do this with the appropriate level of planning and discipline. The key message I would communicate to others is don't delay retirement if you have the financial wherewithal to do so. Too often I have seen many people delay retirement and then experience health issues which constrain the very things they wanted to do post-retirement. Moreover, the most significant benefit of retirement for me is that I no longer have to deal with people I do not want to. That has proved to be the ultimate blessing.

I retired at 62. I did not plan to but didn't want a certain medical thing put into my arm. I believe everything happens for a reason. I was able to spend much of last summer with my 29 year old son while he temporarily stayed with me. THAT was a gift that I have come to treasure because he died suddenly last November. So, I would say, "retire when you can and enjoy your family " you never know when it will be too late.

Life is too short for regrets. It promotes a negative mindset. Instead, try to focus on happiness, purpose and the future.

Thanks for keeping the video short. Most other youtubers would make this 30 minutes. :)

Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k.

I am 73, retired at 72, due to open heart surgery . I was in manufacturing for the last 36 years. I miss the work, enjoyed it and it kept my mind sharp. I have fallen into "do nothing mode" and I have to get out of it. My biggest regret is not yet coming up with a hobby building, crafting items for pleasure and sell at flea markets, etc . I want to write a book of memories, got to have daughter to help me find a lap top. Would like to travel on the rivers, I'm single and a regret is not having a woman to be my partner. I guess I need to "strap on a spine" and get busy. Tired of T.V. UGH!

Retired at 55 (3yrs ago)...and a key lesson learned so far in addition to the 5 you mentioned...is make new friends...you may outgrow your life long friends cause many of them can't or won't retire...so find people that are in the same phase....it's wonderful but it does take effort.

Nice video: I retired at 55, I am now 57...I saved and invested, I didn't make excuses for not saving and investing. I always had my house, always had a nice car but didn't need the best of everything. Now I do what I want, when I want and where I want.......

I traveled to Alaska in my 30s and heard from many seniors who were trapped in group tours, envious of our youth and ability to hike hunt and fish remote places, and travel freely and sleep anywhere in a tent. Never forgot that lesson.

How I envy those who retire at 55! Not in the cards for me due to earlier financial difficulties. I’m 61 and will work 4 more years, but I enjoy my work so it’s time not fully wasted. I traveled extensively in my younger years and have no desire to venture outside my beautiful property, am in great shape “for my age”, and have a wonderful hobby restoring old motorcycles. So a few of the boxes get checked. Thank you for your video!

Wisdom completes the circle. I retired at 67, by choice and financial. Always have been active so have the this covered. We all have our weaknesses in life so just try to keep those in a somewhat check. Eat healthy for the past 25 years, trail run, bike packing, road cyclist, kayaking, walking, property upkeep. I keep it as, "Always Something". Allow down time when I push too much. Have a sprint, olympic, half tri to do, a 50k trail race, gearing up for the Great mountain divide race in 2025, 2700 miles, run the Grand Canyon, rim to rim to rim. Hike the PCT, certain sections at a time. Will compete @ 70 in PRS, Precision Rifle Series. Have a few RC planes to fly yet, just starting into fly fishing, a little gold panning. We have our garden to tend to. Had horses for 25 yrs, did pet animal rescue for the past 20, no longer into helping with animals and all horses are gone. We will travel some. Wife doesn't care for travelling so much, neither of us care for crowds of folks, this and the fact that there are way too many idiots out there on the roads and no one seems to care about being accountable, respectful of others. If I want to to see something, I take a trip on the computer, saves me time, money and stress. My brother retired at 60, has traveled all over the world, now at 66, he's done. Everyone has their own piper to follow. We simply keep busy in our own backyard doing what keeps us happy. Building memories may be big with a lot of folks. I have a photo graphic memory so, never or seldom take pictures, wife is complete opposite. Looking at old memories helps folks recount but for me, it's what lays ahead that keeps me ticking.

Biggest problem is when one spouse wants to stay at home and watch TV and the other wants to travel and meet people and get out and see the world. So frustrating when you aren't on the same page and there is no desire on the part of one of the couple to change.

I stopped working full time at 38 years old. Worked 3 days a week, and retired completely at 61. At 67 years old I hit the gym 6 days a week. Life’s good.😊

You're spot on with those regrets. Especially the traveling early in retirement, because at 75 or near that age, your body will undergo a drastic decline and travel will become difficult. To help myself stay healthy I got into Senior Olympics-Track & Field. There's also Swimming and other sports you can do. You compete against others in 5 year age groups, so you don't have to go against 40-50 year olds. Its good for motivation to exercise. You can workout with partners, which helps your motivation. And we all seem to need that.

I am glad you started your KZfaq channel and you are now monetized. That gives some insight of what to do on a daily basis while traveling!

Retired last yr @70; no regrets; was concious decision; not like I didn't enjoy myself before retirement; not really a traveler; health ok so far; not like my life is special - it is what it is; basically i met my goals and obligations. hope to simplify lifestyle this year and then relax; dad made it to 86; hope i can too.

Super video! Your point about travel really hit home hard. Now in my 60's I realize that I may not be able to do the things and travel the way I travel now once I hit my 70's. So grateful to be retired and seeing the world on my own terms.

I retired at 62 and traveled extensively overseas for the next 10 years. Everyone of my trips was excellent and the memories are worth more than the money I spent. I still go out-of-country but less frequently. I’ve always had a wide range of hobbies and interests. There is so much to learn and enjoy in this world. Other side of this is my ex husband who was just forced to retire at 72. He wanted to work longer. He never had a single interest besides work. Now he is completely bored and has no idea what to do with his days. Pathetic! Cultivate your hobbies and activities your entire life. Than you can look forward to retirement 👍

I agree with everything presented here. I'm 58 and fully retired a few months ago, although I left my corporate job a couple of years earlier. I'm big into my hobbies and have actually been busier with them [and family responsibilities] than I was during my working years. I try very hard to take care of myself nowadays because, as I tell my wife, "I like feeling good." My wife and I have already travelled extensively and, as you mention, I'm starting to dislike it these days due to airport headaches, increased costs and decreased service. I personally would not recommend most people working for an employer a day longer than financially necessary. Great video. Thank you very much!

I’ll never be able to retire. I work three part-time jobs writing about peer-reviewed research, work from home, run every other day, eat well and travel when I can. Planning to visit Britain in spring. Living for today not tomorrow.

Great video by the way and finally it’s good to see a Canadian doing a video and retirement. I have plenty of hobbies including playing guitar for 55 years now, repairing vintage pocket watches and watches, some close-up magic and flight simulation. I’ve worked in aerospace my whole career and I’m now 65 and I’m no longer working full-time, and may a part-time job in the fall. I think the biggest part of Retirement is replacing the social interactions that you had at work, where you had a lot of fun trying to solve the same problems. I’m sure overtime I’ll be able to replace this, but for now I’m just chilling out.

Saw too many co- workers drop dead before or not long after retiring & working 30 years +. so, I Retired February 2020. 2 weeks before Covic - a month pass 58-year-old working 26 years w/ pension I could have work & make put more $$$ into IRA but I saves enough. I have many hobbies. eat stay healthy - stay active. stress especially my job as bus operator in NYC. stress will kill you early death - see it in my own eyes. 1) Ex: bus driver worked almost 30 years 2 weeks before retiring date had heart attack DOA. 2) again, same scenario 30 years - retired less than 3 years got sick - need immediate surgery - never made it out found massive cancer. 3 ) Again 30 + years retired to Florida bought boat - went out fishing? fell on his back somehow & broke his back. can't walk or play so can't enjoy life even w/ a nice pension. just 3 of few dozen stories all true. so, Stay Health most important - no health / no life!!! Good luck🍺🍺🍺 Cheers

Great honest information thank you, keep up the info.

The inchworm, slowly traveling upward was a good analogy. Slowly but surely, get where you're going. As Always, May God Bless you and yours! 😇

You are giving some great advice that I hope to follow. I still have several years before I am able to celebrate this great achievement. I am happy you started this channel.

Thank you for taking the time to produce this video. I recently retired at 61 by choice. One tip for everyone because not everyone’s aware of this, but in regards to Social Security benefits, be sure you look into what’s called “spousal benefits” because it is a real thing that can have a very positive impact on your financial planning into retirement. For example, in my case, since I was the higher wage earner, my wife’s spousal benefits resulted in her monthly Social Security check being increased 2 1/2 times what it was. It is very easy to apply for these benefits, and it can all be accomplished over the phone with the Social Security administration.

Many older people can't retire at all due to the cost of living.

Great advice and have 10 years to plan ahead. Thanks.

My sympathy goes to anyone approaching retirement, you may have reasonable concerns over your pension and if it'll stretch to cover the rising cost of living, bad regulatory policies, bad energy and insane fiscal policies and all they see is their greed and emerald cities

We also retired early and are still traveling. The time flew by. We keep active physically and try to mentally. You tube will definitely make you think. But it's fun. Great video.

Thanks from Sydney. Good things to know, Cheers mate.

My son has nagged me to play video games all the time. I keep saying that I will save it till I am in my seventies so I have something new and exciting to do when I become decrepit and house bound. He has saved all his good games for me. I have watched him play and must say, with the graffics and sound system, these games look mighty impressive.

Thank you for your message. 😊

Thanks for the sage wisdom.

Thanks! This is very insightful...and true! By the way, you have a caterpillar crawling up your shirt! 😆

5 Great and valuable tips thank you!

Great points! Retiring sooner is always better if you can do it.

All great advice....66 yo still teleworking for no damn reason...saved all my life... cant stop... no kids to leave my $$ too...... shoulda spent it all ...health problems... at least I am happy!

The first point (retiring early), and the next one (spending more money when you are young), are often antithetical for most people, unless you have a very high household income and, maybe, no kids. I am a single-earner, saving aggressively for retirement and for my kid's college. But as a result, I am sacrificing a lot of life right now. Maybe this will be a regret later. But, my fear is that if I don't do what I'm doing, it will be a bigger regret for me.

I retired from teaching at 52 due to breast cancer. At 72 I just retired from 20 years of part time education work, which I have enjoyed. It had keep me learning and moving and meeting people. My husband lost his job at 61 and went to part time. Still has a 1 day a week job, which he enjoys. Raised out 21 year old grandson. Just regular vacations, we have no interest in traveling. We are dealing with health issues.

When I was younger, I did a lot dumb stuff. Now that I'm older , I'm doing a lot less. Great content!

Thank you for your insightful comments.

Thank you for the very interesting comments. I will be retiring in a few months and my wife retired a few years ago.

That’s why I started my own business at 40. When working for “the man” you’re either in or out. With your own business you can slow down or speed up and continue to maintain a decent income, to then have enough money to afford to take time off and live all those dreams.

Great show Scott. You were bang on with your 5 points. I'm glad Colleen and I retired at 60, seven years ago. Retirement is the Best Job anyone can have.

Great vid Scott

Great tips! Thanks for sharing

#3 is #1. All that needs to be said. I am retiring before 60 and diet and exercise have been the cornerstone of what I do most of my life. At 52 I still run a sub 8 min mile and workout every single day. If you stop you are done for. Exercise is the single most important thing you can do.

Closing in on 67. Thanks for the tips.

Thanks for the video, gramps! 👴

Great video. Thank you.

Financial ability factors in greatly to your 5. Spend more in your youth, accumulate debt, or have a weak retirement plan, and you can be sure you'll be in poor condition when on fixed income. Be thankful for being able to take their advice.

great advice from the elders

Retiring gradually is usually a good approach. Spending time doing what you want to do is important at all stages of life- doing a job you enjoy is key. Looking after yourself is essential. Remember you can deal with shortage of money much more easily than shortness of time - so be careful about spending time doing things you don’t enjoy ‘because I want the money’

love the setting.

Great content-I've heard many of the same sentiments from co-workers who retired before me. So ironic that most people have more money available in retirement than they have ever had, but often need less and spend less due to their lifestyle and living situation. I also heard a retiree say, "Time is more important than money, but good health trumps them both."

You are becoming my informal retirement coach. I am hoping to retire at 55. Hello from Ottawa.

My parents are both now 80 this year. Regarding hobbies, my Dad has a ton of them including gardening, ironwork, etc. Both parents have volunteered for various church and local library activities on a regular basis as in weekly. It keeps them quite busy. I'm 55 this year and am no longer working full time as of 2 weeks ago! Thrilled to be able to be voluntarily unemployed! I have always enjoyed volunteering at my local animal shelter once a week and up to 3X a week in my summers off work as a teacher. Now I plan on walking both my dogs for long walks daily, volunteering at my municipal animal care and control more, and getting myself in better shape health wise. We have traveled a ton up to now (30 countries so far) and will continue to go on international trips, but I've heard that regret repeatedly from older folks. Reminds me of the pic of a senior couple that is easily found online where the couple is full on sleeping while in a gondola in Venice, Italy. So sad. Great content in this video!

Hey Sir. Very good information. Thank you. I'm hitting 70 next month and am facing mandatory retirement. I'm the oldest and most senior of 2500 fellow workers. I would work ten more years if they let me, and I show off by being a runner and weightlifter. I've also been a crazy saver and never spent anything on myself. Now my kids and grandchildren will collect everything because I skipped doing those things. However, I am taking baking classes at the community college.

Everyone I talk to tells me the same about wishing they retired earlier. I headed the statistics and am retiring next, I just turned 53 years old last month. I started a few years ago paying more attention to my health and I have come a long way, meaning I actually go to the doctor now to check blood work and what not at least once a year. I lost a substantial amount of weight and am leveling off right as I retire. I feel 15 years younger now just at the right moment. I suppose though when the honey do list gets too long, I am going to say hey I am an old retired man, cut me some slack. All joking aside, I am so excited to start the next chapter.

“You can’t take it with you but you have enough to get there.” -and- “Health is the first wealth.” are words to live by. I waited until 70 to draw the most annual SS ($50,000), but that decision will only pay off if I can make it a few years past my actuarial “break-even” “kick-the-bucket age of 81.

I have been travelling the world for the last 8 years with my job. Now I am just looking forward to a normal life in retirement at home in 'Old Blitey'. Maybe the odd winter break to Spain or Portugal but you can't beat an English beer garden on a warm summers evening, I think that may be what my vision of heaven is!

Very good video, thank you!

Still working at 69 due to inadequacy in the state pension scheme. Massive superannuation fund needed to retire in any western country.

I am in my early 60s and retired at 53. Lots of people gave me pushback because they had difficulty grasping the concept of not working if you don’t have to. I looked at my life as stages. I earned everything I have now through a lot of hard work, but I owe it to myself to “stop and smell the roses” in my final stage of life. In my case I left the country after I retired and live in Latin America. It allowed me to get away from all the negative things happening in America while appreciating my new environment. I have yet to meet anyone who regrets retirement.

Been retired for 14 years, based on what I’ve learned, here’s my list: 1) Realize work shouldn’t be reduced to being paid; by definition, when we stop “working” we die. 2) Stretching in mind and body is a daily work habit we can choose to continuously refine; ignore it at your peril. 3) Reach out to other people, especially to those we don’t know or understand. 4) Be it in conversation, movement or thought, don’t be too scared of silly. 5) See and celebrate ourselves as incomplete; with that in mind, listen.

75 years old now.. wife passed away 21 years ago.. was an artist and wedding photographer.. you just do what you can do.. grass is greener someplace else

I retired at 59.5 and hoping it not too early. Great points on all 5.

Well said, I agree 100% with you

I’m 81 and mine are different. This fellow didn’t mention grandchildren, and family. When your life is YOU or things you will realize it’s empty. We been a part of our children and able to assist our parents when they needed help in their 90s. We listen to doctors on life style choice while younger and it’s paid off. I’ll be 82 in a few days; I’m a lucky one. 5:32 -

Often joked with my clients that I retired early, I fished until I was 50 then had to get a job. Charter and Commercial fished and was glad I did because I was young and could enjoy it. Now I have to work at 70+ to sustain my expenses and cover my hobbies but it keeps me motivated and going.

Good list to heed as a “younger” retiree!

I'm 55. I had been seriously thinking about some form of retirement for a few years. The wife told me I needed to make a plan first. As circumstances evolved, I instead changed jobs this year, same profession, and moved cross country. I will not deny it might be one of the hardest things I have ever done, but I feel ten years younger, happy to be doing what I do again and not even close to feeling like I need to retire, and I could afford it with an intelligent plan.

All five of these are absolutely true. I am entering my 70's now and semi-retired at 60 and fully at 66. Soon after that point, I noticed a shortness of breath and dizziness when walking and it turns out I have a lung condition caused by my past working life. So, retire as early as you can and do the stuff you want to do as soon as you do because as we age the aging rate accelerates in an exponential way so where you might think you have 10 good years ahead of you probably don't. I had a list of things I was going to do and now cannot do most of them. It is not all terrible and I am still better off than many but when you hear of someone doing something you had intended to do or look at something at home that you were going to do but can't it's very disappointing.

Worked until 65 and no regrets. I liked my work and the people. It's not work for some of us. Live a healthy life and you can be active longer. Our Health is our greatest Wealth. My doctor just said I'm the healthiest 76 year old she knows. I ride bike, garden, cut firewood and heat house all winter. I call my 5 acre timber homestead my outdoor gymnasium. Did plenty of travel from Vietnam to hiking Grand Canyon from rim to rim and more. I have a nice place here and the desire to travel was never a high priority. Not really any regrets. The money that some wish they had spent when younger, well we help our 2 sons who don't need financial help but we like to do it and the grandchildren are spoiled as grandma takes them so many places

My grandparents hate traveling now because it's such a hassle dealing with the paperwork, TSA, long lines, overseas crowds, etc.

Great advise friend!

They are correct about the money. My mother eventually had lots of money but now she was 80. Not much she could do at that age. I am seeing my money build up already. It's crazy because I can remember working hard when I was young and still being broke! I work less now and have more money! I plan on spending a good amount on traveling and my hobbies. Music is a big hobby of mine. I do recordings and I play drums. I did retire early but it was due to a health scare. I was not tracking my BP and other things and it caught up with me.

We traveled a lot while we were younger. Hawaii, Mexico, Europe, Canada, Cruises a lot. We also did a lot in America with our jobs and for leisure. We now do almost all cruises. I do not like being in a car for too long.

Never going to retired. I been doing the semi-retirement planned I created 4 days before I graduated from HS. I knew for a fact, my bucket list couldn't be done by a old fail man. I'm 60 and finish my bucket list in full like 4 years ago. Semi-retirement was gaps between my jobs. My gaps can be 3-6-9 months or 1-3 years. How I was able to do this. I never saved up a Nest Egg. I saved up what I called the Golden Goose Egg. I learned 6 skill trades and I still hustle for a buck on the side. I actually moved from state to state, city to city, town to town. To be closer to my bucket list places and task. Easier when you're not married or have any kids, plus been debt free since I was 36. I finally bought my first house at the age of 56. The good news, was able to pay my first home in cash. So still I'm debt free. I still working and hustling, but will slow down to a crawl at age 67. So not a full retirement, but a good life for sure and been enjoying it to the fullness.

I retired March 2024 at age 54 after working for the same company for 34years I’m so glad I had a coworker that told me to start putting money in my 401k at age 20 and now I am loving doing what I want when I want my husband is 50 and still working so I have his health insurance I want to work part time to stay active and earn extra cash I’m so glad I walked away it was a Great job but it was time for me to wind down I still live my life like before but I do watch what I’m spending a little better but still enjoying life my husband likes me home when he gets off work I’ve always come home after him for the 28 years we have been together

Work hard, play hard. Cannot do one without the other. Dont wait till the the end to start doing things...do things throughout your life..

Nearly all of the advice favors retiring as early as possible, and I believe most of us would love to do just that. The problem comes with funding an early retirement. Finding the sweet spot between making a final exit from the workforce and making sure your income is adequate for keeping the lights on and food on the table is difficult.

LOL, I hit most of these successfully. The only one I couldn't do was retire earlier, but the money situation actually has me doing some part time contract work now (at age 65), so I call myself 'semi-retired.' But I purposely chose a line of work in past years that kept me physically fit, I took time to travel, I spent money to enjoy life, I traveled the US to camp & sightsee, and I took up activities: 3D photography, camping, pickleball, canasta, e-bicycling, reading books, and even a little bit of woodworking. Most importantly, though, I am trusting in my Lord Jesus and serving Him by sharing the Good News whenever I can. My favorite t-shirt says, "Work for God... the retirements benefits are great." 😀

Retired nine years ago at age 52 with my house paid off and zero debt, living on a very modest pension (and some ride share driving income up until 2020) since then, and have YET to draw any amount of money from my 401k, travelled to over 10 countries and most of the U.S. Haven’t done much lately but try to workout everyday and keep fit, but do fight boredom on occasion. But life is good and I feel I’ve found true freedom

I'm 76 and my hubby and I retired when we were 55. We traveled a lot throughout our marriage as we never had kids. We always made health a priority. He was a musician by hobby. I pursued dance, writing, and volunteer work once I was age 60.

I see so much of these posts about retiring early and we are very lucky to have done that because we are the minority. I retired at 58 but freelanced first 7months a year for 3 years taking winters off. Some of the stuff you see everyday people dying around us at all ages from cancers very sad . If you can pack in asap and live,it’s not a rehearsal you only get 1 Go.👍🤞🙏🏻

Hmmmm I am perfectly happy with the situation that I am in at the age of 84. I did this and that as much as I could. I took pretty good care of my health and it didn’t deteriorate until I was 75 but I had help with that. I don’t mind, slowing down. I have a couple of hobbies. I really love good food so I’ve taken enough care of my health so that I know how to buy Farm fresh food only. I cook myself the most delicious meals. What a great activity. I can take my time I can even share it with my partner if he feels like it, but most of the time he doesn’t I like my life.

I retired at 75. Am 82 now. Would have worked longer if I could have...the body said no. I loved my job. Had open heart surgery and did a long family history with lots of photos that I had been collecting since I was 16. I had them (my moms side, dads side, & my ex husbands family) printed, bound & distributed. Now, I'm writing my memories for my kids. Then, if I live long enough, I have a ton of correspondence between my parents and my grandparents written during WW II to read, photograph and transcribe. I'm sure I'll think of something else to do besides games and puzzles on my tablet if I'm still around after all that. Life is good.

Because I’m also a KZfaqr I am very picky which videos I Like and channels I subscribe to. Hit both for this one. Thank you for this. This coming year we’ll achieve a few milestones; our 40th anniversary and my wife will retire early at 59. I still have a few years.

Read “die with zero”. All about balancing saving vs living

Retirement is a recent phenomenon, before WW2 the majority of 65 year old's were still working until they could not. I am 65, now work from home and have no plans to retire yet though I am all set financially. I have traveled most my life and have no interest in getting on another airplane. I have some great hobbies (old cars and electroplating), large property to take care of (my health club), and have been a runner for the last 47 years. Working motivates me and keeps me engaged, I have plenty of time for non work activities including volunteer work for many years. I am one that has to be involved, productive, interfacing with people, etc. or I get bored and depressed. Works for me now and I take things one day at a time and take comfort in the option I can retire if/when I ever feels its time.

1. Early, retired at 55. 2. Spent money earlier, yes indeed and that covers 4. Hobby and 5. Travel. Like you I have neglected 3. Health somewhat. An old saying, in retirement, everyday, do something- Useful (fix, pay bills etc) Healthy (walk, workout, swim etc) Fun (meet you buddies for lunch)

Not 50 yet quit what I consider my last job a few years ago was working 1 day a week before that. Good to get this type of info out to people as you are. I thought have to get used to doing things and having a life outside of work so figured the sooner the better on that because how could someone be expected to all of a sudden know what to do at 65 or whatnot if they never explored those things?