Reverse Mortgage Loan - Explained in Hindi

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6 жыл бұрын

All about Reverse Mortgage Loan Scheme in India for Senior Citizens - explained in hindi. Sign-up to our new app for discounts and early access: ✔ assetyogi.com/...
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Although, Reverse mortgage has not become popular in India, it is great product that can give senior citizens monthly income. Let's understand Reverse Mortgage Pros and Cons. It can be an alternative pension plan.
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वरिष्ठ नागरिकों के लिए भारत में रिवर्स मॉर्टगेज लोन स्कीम के बारे हिंदी में जाने सब कुछ। हालांकि, भारत में रिवर्स मॉर्टगेज लोकप्रिय नहीं हुआ है, यह एक बहुत अच्छा विकल्प है जो वरिष्ठ नागरिकों को मासिक आय दे सकता है। वे अपनी मासिक आय बढ़ने के लिए और आपातकालीन चिकित्सा समस्याओं और नियमित व्ययों के लिए अपने घर की वैल्यू का लाभ उठा सकते हैं।
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In this video, we have explained:
What is reverse mortgage?
Why knowing about the reverse mortgage before retirement is beneficial?
What are the advantages and disadvantages of the reverse mortgage?
What is the concept of the reverse mortgage?
How reverse mortgage helps senior citizens to meet their monthly expenses?
What are the important features of the reverse mortgage?
What is the eligibility requirement for the reverse mortgage?
What is tenure for the reverse mortgage loan?
How much loan can you get with the reverse mortgage?
What are the interest rates for the reverse mortgage?
How can reverse mortgage help with medical expenses?
When banks do foreclosure auction in reverse mortgage?
What are the taxations rules for the reverse mortgage?
What are the limitations of reverse mortgage?
रिवर्स मॉर्टगेज क्या है?
सेवानिवृत्ति से पहले रिवर्स मॉर्टगेज के बारे में जानना फायदेमंद क्यों है?
रिवर्स मॉर्टगेज के फायदे और नुकसान क्या हैं?
रिवर्स मॉर्टगेज की अवधारणा क्या है?
रिवर्स मॉर्टगेज वरिष्ठ नागरिकों को अपने मासिक खर्चों को पूरा करने में कैसे मदद करता है?
रिवर्स मॉर्टगेज की महत्वपूर्ण विशेषताएं क्या हैं?
रिवर्स मॉर्टगेज के लिए पात्रता आवश्यकता क्या है?
रिवर्स मॉर्टगेज लोन के लिए कार्यकाल क्या है?
रिवर्स मॉर्टगेज के साथ आपको कितना ऋण मिल सकता है?
रिवर्स मॉर्टगेज के लिए ब्याज दरें क्या हैं?
चिकित्सा व्ययों में रिवर्स मॉर्टगेज कैसे सहायता कर सकता है?
बैंक कब रिवर्स मॉर्टगेज में फोरक्लोसूर नीलामी करते हैं?
रिवर्स मॉर्टगेज के लिए टैक्स के नियम क्या हैं?
रिवर्स मॉर्टगेज की सीमाएं क्या हैं?
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Hope you liked this video in Hindi on “Reverse Mortgage Loan".

Пікірлер: 177

@AssetYogi 11 ай бұрын

Sign-up to our new app for discounts and early access: ✔ assetyogi.com/sign-up/

@viaansahu8716 6 жыл бұрын

Sir ji apke video se acchi jankari milti hai reverse morgage ka concept mere lie bilkul naya hai i hope mujhe kabhi iske jarurat na pade lekin behatarin jankari h

@AssetYogi 6 жыл бұрын

Thanks

@george6357 6 жыл бұрын

Heirs of the borrower have to pay the loan amount with taxes in lump-sum or in EMI....??

@Deavrwt007 3 жыл бұрын

You’re the best teacher sir thank you for making videos

@AssetYogi 3 жыл бұрын

Hope it's helpful 😊

@archindatar8625 6 жыл бұрын

Very nice presentation on such a complicated matter. All the best for for next video

@AssetYogi 6 жыл бұрын

Thanks!

@bhushanbhide 4 жыл бұрын

Value of property is MARKET OR REARY RECKONER ??? Mainpoint is missed...pl clarify

@hemantpatel787 5 жыл бұрын

Very nice 👌👌👌👌👌👌👌आप का समझाने का तरीका बहुत अच्छा है

@kantasharma5443 4 жыл бұрын

बहुत बहुत धन्यवाद सर अच्छी जानकारी दी आपने 🙏🙏

@nandkrishnagupta9033 Жыл бұрын

Great Topic and very much clear

@AssetYogi Жыл бұрын

Keep learning

@gurbanibani7231 12 күн бұрын

Good knowledge, thanks

@chandrashekar8668 3 жыл бұрын

Very nice comments and very valuable info. Thankyou very much.

@AssetYogi 3 жыл бұрын

Keep learning

@fayadekibaten918 2 жыл бұрын

Very good video Language is very fluent

@AssetYogi 2 жыл бұрын

Thanks.

@Talk_with_Firoz 5 жыл бұрын

Yes very well this loan is largely on in American but discribe budget and foreclosures (FCL)

@umeshkewat2056 4 жыл бұрын

Nice video, I have really enjoyed it.

@AssetYogi 4 жыл бұрын

Thanks Umesh :)

@mahendrazaveri4845 2 жыл бұрын

Yes Dearest sir ji very nicely explain good.🙏 I want to ask which bank approval thisis scheme which is the best ❤️🙏 God bless you.

@AssetYogi 2 жыл бұрын

Thanks Mahendra.

@surajrawat1947 2 жыл бұрын

very useful information

@AssetYogi 2 жыл бұрын

Thanks a lot

@laxmirky91 6 жыл бұрын

Sir agriculture finance ke baare me

@drsmvora65 2 жыл бұрын

V good explanation

@AssetYogi 2 жыл бұрын

Keep watching

@ravinderkumar8532 4 жыл бұрын

You are genius.. knowledge mila

@AssetYogi 4 жыл бұрын

Keep learning Ravinder :)

@reshu.gandhi 4 жыл бұрын

Very nice and clean information got from this vdo, Thank u so much sir. I want to know one thing that can we do some fix deposite from that loan amount and is it beneficial for us?

@tusharaggarwal4707 3 жыл бұрын

Thanks sir, for providing such valuable information.

@AssetYogi 3 жыл бұрын

It's my pleasure

@Rural_Banker 5 жыл бұрын

bhut accha teach krte h app h sir

@AssetYogi 5 жыл бұрын

Thanks for your appreciation Lovy

@farhanalam4325 5 жыл бұрын

Bro you might have explained a littlebit more about for reverse mortgage,what kind of house is required? And which type is not acceptable? So that it could be helpful.

@pratimarai3964 5 жыл бұрын

good evening sir . sir your style of teaching is very good

@AssetYogi 5 жыл бұрын

Thank you for appreciation Pratima 😊

@kalyanisingh9954 7 ай бұрын

Great video sir😊

@tomarraghurajsingh1231 6 жыл бұрын

लाभदायक ..जानकारी ....

@AssetYogi 6 жыл бұрын

Thanks!

@anilkaila250 4 жыл бұрын

Which banks are providing the reverse mortgage facility?

@rajivraje5996 Жыл бұрын

Can I get reverse mortgage loan for my daughter's wedding purpose.

@tablabeatsbysanthoshhegde3188 10 ай бұрын

Excellent Explanation. Most of my doubts you have clarified. I have one building with 3 floors separate houses. 2 floors given on rent , one floor I am living with wife. Can we Reverse mortgage full property as per current market Value & get 60% value ? Please clarify. Then continue to enjoy rent for 2 floors till the agreed period? Also is bank paying me 60% value (say property value 3 CR, bank will pay60% = Rs 1.8 Cr . If the period is 10 years, will I get Rs 1.50 lakhs per month over next 10 years. Is that correct? Kindly clarify.

@rajnikantr.patel..advocate7767 3 жыл бұрын

excellent

@AssetYogi 3 жыл бұрын

Thanks!

@hvvijuka 4 ай бұрын

what if the property is co-owned by brother and sister, in this case how will bank process, please make a vedio

@syedasif4940 2 жыл бұрын

Very good explained.

@AssetYogi 2 жыл бұрын

Thanks.

@fehmidasajid2950 5 жыл бұрын

Home loan on inherited property with other heir sharing

@Exceltrainingvideos 2 жыл бұрын

Excellent!

@AssetYogi 2 жыл бұрын

Many thanks!

@dharmendrashukla231 4 жыл бұрын

what are the documents require for loan eligibility

@preksha888 3 жыл бұрын

Very informative 🙏 thank you sir!

@AssetYogi 3 жыл бұрын

Keep learning 😊

@anujtiwari3621 3 жыл бұрын

Very good

@AssetYogi 3 жыл бұрын

Thanks Anuj 😊

@rajeshchaturvedi1967 Жыл бұрын

What if the property is in the form of land (plot) ?

@Rajaryan2796 Жыл бұрын

Wonderful explanation

@AssetYogi Жыл бұрын

Glad you think so!

@apoorvagulati6087 6 жыл бұрын

excellently explained, thankyou very much sir

@AssetYogi 6 жыл бұрын

Thanks Apporva!

@apoorvagulati6087 6 жыл бұрын

welcome and all the best sir

@TheGur12 4 жыл бұрын

Very beneficial

@deepaks-india Жыл бұрын

What is interest rate tyoe, is fixed and variable both are supported. How is rate change is handled??

@noinikasarkar23 7 ай бұрын

Best explanation

@mohitgupta-fn5tm 6 жыл бұрын

Good idea about reverse mortgage

@laxmanbandamwar7880 9 ай бұрын

Best video thanks 🙏🙏🙏

@sanjoybasuroy7196 Жыл бұрын

If we are living 20years, after opt for reverse mortgage, then what will be happen. Can we stay in our own house after 15years.

@abhiverma2453 2 жыл бұрын

Kmaal hai aapke ye video 4 years pehle aaya tha.but isse pehle na to is scheme k bare me kisi se suna na pada.. Bank walo ne to batana hi kya hai... Can we acceess to any bank?

@akankshamishra7319 5 жыл бұрын

Thanks its really very beneficial..

@AssetYogi 5 жыл бұрын

Thank you for appreciation Akanksha 😊

@4rishijain 4 жыл бұрын

can the reverse mortgage property can be rented

@ajayahuja3294 3 жыл бұрын

It's comprehensive as ever asset yogi....thank u

@AssetYogi 3 жыл бұрын

Hope it's helpful Ajay 🙂

@rakeshdarje 5 жыл бұрын

Thanks Sir, you have explained in very good and lucid manner.

@AssetYogi 5 жыл бұрын

Thank you for appreciation 😊

@yogeshchoudhary667 4 жыл бұрын

Pls share video on MSME loan and incentives to MSME

@taritroymukherjee7233 Жыл бұрын

Which banks are presently doing reverse mortgage

@MultiVishal99 6 жыл бұрын

Is video ka last point jisne samza wohi apne Parents ki ijjat karta hai... Samaz sako to samzo..

@bhavanisaradhi240 3 жыл бұрын

thank you well explained

@AssetYogi 3 жыл бұрын

Glad you liked it

@mohanayare 3 жыл бұрын

Sir, We r grateful for knowledge u r offering!

@deepanongrum3118 Жыл бұрын

Thanks for the valuable information. What happens if a person outlines the RML tenure ? Does he have to pay a token amount as rent ?

@swapnadowerah2823 3 жыл бұрын

Amazing explanation

@AssetYogi 3 жыл бұрын

Thanks 😊

@pranjalgupta8273 5 жыл бұрын

Plz upload videos upon jaiib and caiib exams topics with examples

@umeshkewat2056 4 жыл бұрын

Any ceiling of amount.

@mitalimazumder7380 Жыл бұрын

If anybody wants to get back his/ her property after one or two yrs can it possible in reverse mortgage ?

@abdulvahidkhan8660 3 жыл бұрын

Thanks sir

@AssetYogi 3 жыл бұрын

Welcome

@aajivanshrivastav9665 Жыл бұрын

TPA per video banaye pls

@subhasheggeri5677 3 жыл бұрын

Nice vedio, very informative. Thank you.

@AssetYogi 3 жыл бұрын

Keep learning 😊

@khushalikhandalkar7367 5 жыл бұрын

very nice explanation

@ayushmaanjai 5 жыл бұрын

Very usefull video, thanku

@amg.allmoneygodgiving.7371 2 жыл бұрын

Sar ek call ka property mein 60 lakh loan Mila aur mera 15 Sal Gujar Gaya aur uske bad Bank Humko loan Nahin dega aur Baki Jo Mera property ka value Jo badhega to usmein se jo Baki Jo Paisa vah unko return milega kya please isko thoda clear Karke bataiye

@rajendratrivedi341 Жыл бұрын

What in case borrower ramined alive during tenure, whether he can repay the dues and can get mortgaged property back?

@AssetYogi Жыл бұрын

Yes

@hemantdev1407 5 жыл бұрын

Sir अगर किसी मकान के 2 फ़्लोर हो और नीचे वाले में ऑनर रहता हो तो क्या ऊपर वाले फ्लोर rent पर दे सकते है।

@AssetYogi 5 жыл бұрын

Yes

@monikakothari7372 6 жыл бұрын

Explained well👍

@AssetYogi 6 жыл бұрын

Thank you so much 😊

@amitkrgolukr96 4 жыл бұрын

Really good

@AssetYogi 4 жыл бұрын

Thanks

@vijaybahadursingh9185 11 ай бұрын

Nice sir

@madhurisinha217 6 жыл бұрын

Excellent Sir

@aarzoovlog8923 3 жыл бұрын

Hi yogi, kya joint property ko bhi reverse mortgage kar sakte h dosra meri ghar per mere bhai ki family bhi rehti h per wo. Lega l owner nahi h aur reverse mortgage per soch rahi hon pls zara samjhaye aap

@SANJAYPAL-jr8cr 2 жыл бұрын

If Reverse Mortgage is taken jointly by spouses thereafter one of the spouse dies before 15 years of loan. In such case will the surviving spouse continues to receive amount per month or if taken lump sum payment has to return balance amount? Kindly clarify.

@GSKIRTI-qd4lm 3 жыл бұрын

Can we make repayment with monthly instalments.

@sumitkumarsharma3342 6 жыл бұрын

Awsm explanation sir g

@AssetYogi 6 жыл бұрын

Hope it helps.

@sumitkumarsharma3342 6 жыл бұрын

sir, Bill of exchange, Discounting of bill, Dishonouring of bill Pe ek composite video provide krwa dijiye. Tomorrow evening tak... plzzz

@KavitaSharma-bl4wi 6 жыл бұрын

What if we r still alive and tenor is over...we can still live in the house so how will bank recover its dues? If buy selling the property as bank is the owner now then where will the the owner (former)go????

@ankitgedam7657 5 жыл бұрын

I think aftr death of borrower n spouse ..bnk cn sell d proprty

@kirankamble6560 6 жыл бұрын

Wonderful.................

@prabhatemoney 10 ай бұрын

can shop owner get reverse mortgage loan for survival

@vijaydeshmukh9161 2 жыл бұрын

एखाद्याच(उदा. माझं) रहात घर आता पंचेचाळीस वर्षे किंवा जास्त झाल असेल तर तूुम्ही म्हणता रिव्हर्स मॅरगेज होऊ शकत नाही.मग आशा वेळी गरज असेल तर काय करावे?प्लीज मार्ग सांगा.कारण माझा मित्र खूप अडचणीत आहे.

@raj0936 5 жыл бұрын

Sir pradhan mantri awash yojna ka pura detail criteria how to approach for this to the bank and who is benefited from pmay....

@bipashachoudhary5285 5 жыл бұрын

Sir,Kya rent per de Sakte hai .I mean if parent shift another home and give the home to the rent for extra income?

@shouryasrivastava2365 5 жыл бұрын

yes, one can let out his property to rent the income of which is independently taxed under head Income from house property, All are treated equally and no benefit is given to a senior individual in such case.

@bipashachoudhary5285 5 жыл бұрын

@@shouryasrivastava2365 thanks

@satishbalannavar3823 5 жыл бұрын

Thanks you ,💯👏👏

@vijaygalphate9235 5 жыл бұрын

Good information

@AssetYogi 5 жыл бұрын

Hope it's helpful:)

@richa2121 6 жыл бұрын

Very nice explanation ....just that "heir " is really irritating

@budhrambishnoi6194 5 жыл бұрын

प्रधानमंत्री आवास योजना होम लोन सबसिडी पर एक विडिओ बनाए सर जिसमें सबसिडी कितने समय.ओर कितन किस्तो मे आती हैं

@dineshbhate7937 3 жыл бұрын

सर, शहरों में अनेक बरसों से स्थापित कालोनियां का नियमन नहीं हुआ है। क्या रिवर्स मॉर्टगेज ऐसी कालोनियों के आवास पर भी किया जा सकता है।🙏🙏

@vipul6304 5 жыл бұрын

Do the banks consider property value as per government rate?

@AssetYogi 5 жыл бұрын

Yes

@akshay3143 2 жыл бұрын

@Bounty hunter dinn banadi aapne

@vinodkumarchaudhari1426 2 жыл бұрын

सर नमस्कार मेरा नाम विनोद कुमार है और मेने Lic housing finance company से मकान मॉर्गेज लोन लिया है और इसमें रजिस्टर डिड जमा करवाना होता है और इस डिड में मेरा मकान नंबर बि - ६८ है लेकिन जो डिड बनाया है उसमे गलती से मकान नंबर १८ लिख दिया है और वह lic housing finance company मे जमा हो गया है और जब मुझे पता चला की मकान नंबर लिखने में गलती हुआ है तो में उस गलती को सुधारना चाहता हु तो प्लीज़ अब उस डिड में हुई गलती को सुधारा ने के लिए मुझे अब क्या करना पड़ेगा प्लीज जरूर बताई ये गा सर

@narendraagarwal8060 3 жыл бұрын

Hello.

@vinodacharya208 4 жыл бұрын

Name of bank's giving reserve mortgage loan.

@chandrakantsharma993 5 жыл бұрын

Thanks.

@AssetYogi 5 жыл бұрын

Hope it helps.

@malaysawala1340 5 жыл бұрын

Bhaiya nice presentation but india me kaunsa bank ye deta haiiiii

@competitionawarenessandfac9742 5 жыл бұрын

Kya reverse mortgage ko transfer mana jaega

@samreenamansoor5844 5 жыл бұрын

Sir please make a video on "priority sector lending"

@infinitygroup9629 6 жыл бұрын

Please give me information on mudra loan of government policy in details . I want to take loan but I don't have any income so how I can take mudra yojana loan with minimum interest rate please comment on this

@sachingundal9230 5 жыл бұрын

Sir home lone चालू हे तो प्रॉपर्टी बेचणी हे

@govindsdasharathe1734 5 жыл бұрын

Plz make video on sarfaesi and cersai act

@VIKASTOP123 6 жыл бұрын

Nice

@sunilpatidar7154 6 жыл бұрын

After completion on tenure if borrowers still alive..how bank will rcvr the dues ??

@PANKAJGUPTA-ku2fr 6 жыл бұрын

bank will not make any payment to borrower however, the borrower can continue to occupy

@PrometheusHR 5 жыл бұрын

Dude the bank is just giving you a loan of 60% of the asset value .... there is still 40% more value attached to it. NOTE: Banks are white collared criminals, irrespective of which nationality you belong to, so stop worrying about them, they will profit irrespective of whether you are dead or alive!.

@shekharsuvarna6272 3 жыл бұрын

You can stay but bank will Not find you anymore . You have source funds Yourself