Very timely video. I just spoke with Rick last week. He still does portfolio review- typically for $925 ( pretty reasonable for a CFP with his horsepower). Booked out until quarter 2, 2022. He is one of our Boglehead gurus. I still believe that his approach is a bit confusing, with excess diversification. I am 80% equity ( 15 % individual stocks, 65% S&P 500) 20% bond ( all individually owned munis). If you compare my simple, 2 category portfolio, it outperforms Rick in Portfolio Visualizer , and likely will into the future. Not saying Ricks allocations aren’t well thought out, just not universal

Rob can you do a video on dimensional funds and who might benefit from them?

better than Lazy Portfolio could be just Super Lazy Portfolio which consists of 2 ETFs 🙂

Hi Rob. Please let me know your opinion about this portfolio: tlt-12.5%, vglt-12.5%, vgit-12.5%, bnd-12.5%, xlp-12.5%, xlv-12.5%, vti-12.5%, qqq-12.5%

Asset Allocation is a great book.

The REITs tranche should come out of the bond %, makes it a more powerful portfolio

I would love to see you back test those funds against Wellesely or Wellington. I do like his approach, and of course, you do a great job presenting them. For a novice investor like me, just hard to get past a simple all-in Wellington approach. Not that I am doing that, just very tempted to.

My only problem with ESGs is that their inclusion or exclusion doesn't matter. Companies only make money from their stock valuation when releasing shares to the public. Once out there the cash flows from investor to investor.

Good job Rob thanks

Hi Rob, I watched your videos, among many others, discussing LOW-cost index ETFs. However, if you compare all ETFs that track an index (for example S&P500, here SPY and VOO) has very much the same performance over the years. If the ETF performance, that track a specific index, are the same and independent of expense ratio, what is the role of expense ratio and why that much emphasis on LOW cost index ETFs?

Hi Rob, What are your views on the 'Paul Merriman's 4 fund' portfolio?

Is it better to take 30,000 to pay off a car with a low interest rate or 30,000 in an index fund?

I want to know more about SEP IRA and Roth IRA contributions. In a future video please. I have both and want to automate the process. I actually have a Brokerage, Traditional IRA, Roth IRA and Sep IRA. I haven't made contributions to the Roth for a while due to income limits. Please give your thoughts.

Do you pay much attention to Sharpe ratio? Several of these portfolios had a Sharp below 1 which I have been led to believe means that the benefit is not worth the risk.

Hi Rob, your channel is the best, your knowledge is amazing! Thank you for helping us out. I'm 56 with a new lump sum $150k cash in my ROTH IRA from selling off some meaningless annuities I'd been accruing in this ROTH over the years before now finally attempting to become a knowledgable, effective investor. My thought is to do the "Inflation Fighter" portfolio with $100k, and with the remaining $50k choose about 2 or 3 very high growth ETFs or anything high growth you might kindly suggest. 1.) What are some very high growth ETFs that are still reliable and respected, unlike the crazy, high-risk, super-dividend ones I often see on questionable KZfaq channels. 2.) Would putting $50k of other ETFs into the ROTH contaminate or wrongly skew the strategy of the $100k "Inflation Fighter," since they are in the same account?

Was gonna sub until I saw that red Sox uniform. Go yanks