​Risks of Maxing Out Your Home Loan - Hidden Pitfalls to Avoid

  Рет қаралды 2,245

Jennifer Beeston

Jennifer Beeston

Күн бұрын

⭐Have mortgage questions? Pick a time that works best for you here
calendly.com/jennifer-beeston
⭐Ready to get preapproved?
www.zerostressmortgage.com
Text me after you fill out with your name 707-478-0637 so I can alert team
⭐ Call Me: My cell phone is 707-478-0637 I am happy to help. Let’s get you home!:)
⭐My Google Reviews: tinyurl.com/jenniferbeestonre...
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Timestamps:
0:00 More Dangerous than Ever
0:15 What is Max Qualifying
1:00 High DTI Example
1:27 Budget, Budget, Budget!
1:50 Skyrocketing Insurance and HOAs
3:35 Condos and Max Qualifying
4:04 Safe Debt-to-Income?
4:35 What You Should Do
5:20 Hop on the Calendar in the Description!
Licensing info: Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611 Branch Address: 1750 N University Drive, Coral Springs, Florida, 33071 Equal Housing Lender
For licensing, go to www.nmlsconsumeraccess.org
Top 1% in the nation 2016-2022 www.zerostressmortgage.com
NMLS 247743 Guaranteed Rate NMLS 2611
To access Guaranteed Rate:
www.guaranteedrate.com/discla...
www.guaranteedrate.com/licens...
My State License Numbers:
AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY - 8203
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
Hashtags:
#maxqualify #maxmortgage #maxqualifyinghomeloan #firsttimehomebuyertips

Пікірлер: 17
@sandycalame
@sandycalame 3 ай бұрын
So important to make a budget. It doesn't have to be complicated, but important to have!
@Dave.68
@Dave.68 3 ай бұрын
So important. Yes insurances are flying high. Good info.
@noe6499
@noe6499 3 ай бұрын
I appreciate your advice on creating a budget
@aridelisbido3094
@aridelisbido3094 3 ай бұрын
You should do a video for people that have $0 debt, great credit and a salary that will be going up annually because its with a union.
@JenniferBeeston
@JenniferBeeston 3 ай бұрын
Video title? "Nailing it, keep up the good work"
@Martin-og9zg
@Martin-og9zg 3 ай бұрын
Buy a multiplex with FHA, use rent payments from the 3 rental units to cover all bills associated to the house, invest the rest of your income to max out 401k, aside from auto, food (no name brand), and other basic needs.
@chefbrooklyn5140
@chefbrooklyn5140 3 ай бұрын
What's up Jen? Hope all is well. Great information,decor looks awesome and you look beautiful. Take care
@JenniferBeeston
@JenniferBeeston 3 ай бұрын
Thanks Chef doing good
@LifeWithAlliDaily
@LifeWithAlliDaily 3 ай бұрын
Loving it! 💜💜💜💜💯
@leesmith5419
@leesmith5419 3 ай бұрын
Wish I would have found you five years ago
@reuelbutler7626
@reuelbutler7626 3 ай бұрын
I would love a video what to do if you need sell your existing home to buy a new home. When the existing home is paid off and looking get a mortgage for first time.
@JenniferBeeston
@JenniferBeeston 3 ай бұрын
I have done a few over the years. This one was a short kzfaq.info/get/bejne/bpt2Y9Res93VZGQ.html We are of course always happy to walk you through and plan it out, grab a good time here calendly.com/jennifer-beeston/preapproval-q-a
@yb9965
@yb9965 3 ай бұрын
Hi, as a lender are you allowing prepayment toward principal only without penalties ? Thank you
@JenniferBeeston
@JenniferBeeston 3 ай бұрын
All the loans that we do predominantly do not have a prepayment penalty.
@davidgeorge2486
@davidgeorge2486 3 ай бұрын
think i'll live in my van!
@JenniferBeeston
@JenniferBeeston 3 ай бұрын
VAnlife is a vibe for sure
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