It is better to have time in the market than trying to time the market and pick the perfect stock… VTI vs. VOO, just invest and stop wasting time!!!
@ryanbaileyboxing Жыл бұрын
💯
@riseandgrindtv1 Жыл бұрын
Factz
@jzen14553 ай бұрын
I agree. Some people get all uppity and proclaim "THERE'S SO MUCH OVERLAP BETWEEN THE FUND!" as if having 2 very similar funds contaminate each other.
@apga19983 жыл бұрын
Thank you, Rob. The important lesson: Do not dicker and dally about which broad-based index fund to choose………begin investing as soon as possible. Time is your tail-wind. Don’t squander it!
@Rolandinos252 жыл бұрын
VOO or VTI if you invest in either or you are already ahead of the majority of the people out there
@kollykolly Жыл бұрын
Wall Street pitched so-called quality stocks with high profitability and low debt, as a kind of insurance against whatever the economy might throw at you. Quality stocks have underperformed the S&P500 this year, waiting may not be the best decision for investors. It might sound basic or generic, but getting in touch with a financial adviser was how I was able to outperform the market and raise a profit of $350,000 since Jan 2022. For me, its the most ideal way to jump into the fin-market these days.
@stellaadams593 Жыл бұрын
It’s precisely at times like these that investors need to be on guard against the next certainty. You don’t have to act on every forecast, hence i will also suggest investors to get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
@kollykolly Жыл бұрын
@@davidjackson4437 My Financial Advisor is CLAUDIA TRINIDAD RIVAS I found her on a CNBC interview where she was featured and reached out to her afterwards. She has since provide entry and exit points on the securities I focus on. You can run a quick online research with her name if you care for supervision. I basically follow her market moves and haven’t regretted doing so...
@Cwilly13ify3 жыл бұрын
Looks like VTI can slightly outperform/underperform due to the inclusion of micro/small/mid caps. I prefer it
@lifeisgood0702 жыл бұрын
minimal exposure at best. Voo at 90% portfolio + 10% voog will outperform your vti long term guaranteed. Normally, i wouldn't guarantee investments. But that one I would. There's some good articles on it. Check it out.
@lifeisgood0702 жыл бұрын
also you're probably smart, but incase i had to explain. The exposure is minimal because it was market cap weighted not risk or performance rated like my example :) This is why buying like voo is like putting x% directly into apple or fb, msft, apple, etc. u know. yup.
@bribradt3450Ай бұрын
@@lifeisgood070the weights aren't all that different on the big stocks. And vti has a total of 28 percent distributed in mid and small caps. Not saying it's better or worse, but it's a little more than "minimal" exposure.
@ebear40153 жыл бұрын
Started investing in the stock market primarily in VTI at the age of 33 and now, VXUS, and boy, I can't wait to teach my children about the importance of investing earlier than I did. My speculative ETF is ARK and SLYV that make up 10%.
@yasserkool3 жыл бұрын
How is your VXUS investment going? It looks like it has a lot of room for growth, I'm intrigued. Btw I'm twenty, got into crypto at 19, and now I'm planning to get into stocks so I appreciate the second tip. I was planning to only invest in VTI, but you've opened my eyes towards international funds
@ebear40153 жыл бұрын
@@yasserkool It's a pretty boring stock without much growth with no volatility at this point. I hold it to hedge against the US markets if the markets take a massive dump. International markets certainly have a lot of room to grow. I feel its important to have exposure to international markets without stock picking, although US companies have global reach.
@yasserkool3 жыл бұрын
@@ebear4015 I agree, well I'll definitely pick up VXUS as well. I know a lot of countries that are aiming for more growth in the next decades, im just not sure how much % I should invest in it, I'm thinking 70% VTI and 30% VXUS.
@bigpicturethinking56203 жыл бұрын
33 leaves you with lots of time to let things simmer. Better 33 than never, like many….
@SGyru3 жыл бұрын
@@yasserkool VT (Vanguard Total World Stock ETF) is about 40% global exUS and then 60% US total market and many people like VT as a all in one single position holding for a portfolio. Something to think about. I'm much lighter on foreign though.
@marcusrodriguez98432 жыл бұрын
I put $300 into my Brokerage account a month. Being that VTI is just under that amount makes things very easy for me. I've been buying VOO. It's nice to know they're not that much different.
@ozzysgarage3 жыл бұрын
They are more similar than they are different. Pick one, DCA, and stick to it for the long-haul.
@Winterstick5493 жыл бұрын
I'm weird. My two etf's are VOO and PHO. Both have been great for me over the past three years.
@christopherguarnieri74392 жыл бұрын
You can always pick an s&p 500 etf and a russell 2000 etf and you yourself decided which one you want to put more of a percentage into.
@tonynorris79923 жыл бұрын
This is very timely for me. I was pondering this question this morning for my Roth IRA. Thank you for such a clear explanation.
@Mediaman673 жыл бұрын
basically VOO is inside VTI, so with VTI you get all of VOO (same holdings) - I agree with your reasons for one over the other - I like having something like VBR with VOO - and since small caps have greatly outperformed this year, it's nice to be heavier weighted in small caps... but the larger ones are there for downside protection... no free lunch... Equities are easy to balance like that - it's bond investing that keeps me up at night lol.. Funny how it was always the other way around for years... Fed is keeping us all on our toes lately... Now if I could only go back in time and buy VTI again for more shares at $98!
@kyaghleah3 жыл бұрын
Currently VBR is up 6 or so percent over the past 6 or so months….VOO is up double that. Any chance you think that will change over the next 6 months?
@mediacreationsusa3 жыл бұрын
@@kyaghleah well they track two different indexes - the VOO is the S&P 500 basically - and the VBR is more the russell 2000 which are more value stocks, which were doing great. VOO is a longer term investment in my opinion, but I hold VBR and bought it a while ago, and it has done well too. - they can change daily too, and some quarters, one is doing better than the other. - BTW as I posted, I prefer VTI over VOO - they are very similar, but VTI gives a slightly larger exposure to more things... I hold VTI and VBR and you could add a couple of Bond funds and a decent REIT and maybe Gold and have everything you'd need forever...
@kyaghleah3 жыл бұрын
@@mediacreationsusa thanks!! Another question: The BONDS ETFS look as if they haven’t grown at all in the past 5 years. Why would I invest in them? A hedge?
@mediacreationsusa3 жыл бұрын
@@kyaghleah You want a percentage of bonds based on your time to retirement - 60/40 Equities to Bonds was always a good rule. im more 50/50 now but I'm getting older - normally investors would have Short term and long term bond funds - or take the middle road in something like BND is a pretty good ETF for bonds... I actually like VCLT better as it has a better yield, and still not a huge risk being mostly corp bonds... but the idea is that short term pays better, and long term was always supposed to be less risk. Actually, I look at bonds as part of a good fixed income portfolio, along with other things, which is where you would be headed closer to retirement, and you need a monthly or quarterly payout to pay your bills. Meanwhile, you can re-invest those dividends until you need them to pay you. I would look into some of the Pimco funds... but do your DD - don't listen to ANYONE on youtube alone - better you understand how things work like that - CEF are great to have too with bonds, but watch those fees!
@kyaghleah3 жыл бұрын
@@mediacreationsusa 👍✨👍
@darthnatas953 Жыл бұрын
I personally like that you can compare the returns of an S&P500 index fund to the actual S&P500 index more easily over any time frame. It gives me that extra bit of confidence that the fund is investing in what it says it is, and returning the market rate it should.
@jollama4 ай бұрын
I have VOO, VGT, and VTI because I’m tired of having to pick between one or the other
@KreysHealthАй бұрын
I do voo, vgt, and 10% vt for international exposer.
@retired84843 жыл бұрын
They are essentially the same, but obviously total market is the correct fund.
@AJ-es5yd6 ай бұрын
Lol!
@TGermain353 жыл бұрын
I appreciate this video! I was losing my mind trying to decide which one to choose.
@afridgetoofar18182 жыл бұрын
Personally I would go with the S&P 500 Index fund. It's slightly less volatile than the Total market
@RandomJane104 Жыл бұрын
I just went with both instead of stressing over it.
@douglasjones91403 жыл бұрын
Rob- just beginning my investing journey and I'm trying to improve my financial literacy. I was wondering if you had any content regarding building tax-efficient portfolios in a taxable account? Thanks in advance and thank you for all of your informative content.
@Weirlive3 жыл бұрын
Just hold anything you purchase for 1 year and you'll pay less in taxes on any gains.. though the US GOV is trying to change this so there is no benefit of holding for 1 year.
@Kyungone3 жыл бұрын
Look for municipal bond fund, their dividends are exempt from federal and state income tax
@donnafong22673 жыл бұрын
@@Kyungone i thought in California ca municipal bonds are only exempt from state taxes . Taxable to federal. I have ca municipals .. have I been doing my taxes this wrong?
@charleshughes24873 жыл бұрын
@@donnafong2267 (;((((
@laurak51963 жыл бұрын
@@donnafong2267 municipal bond interest is not taxable by the Fed, generally speaking.
@nosnid3official3 жыл бұрын
The video was well made, thank you for using your time and energy to educate sir.
@BasicPoke3 жыл бұрын
Thanks for the videos. You said you would link to the 6-fund portfolio, but you did not. Would like to watch that one. You are a smart fellow, Abe.
@edwardperry44193 жыл бұрын
Good video but... You forgot to link the 6 fund portfolio as mentioned and in your 6 fund portfolio on M1 finance you use VTI which is contrary to what was stated near the end of this video. Not trying to make waves, just trying to understand.
@NolanGouveia2 жыл бұрын
Great moves my friend! I’m not big on dividend investing as my stock investing is mostly long term index/ETF and last year I made about $60k in appreciation so that’s exciting!
@fhowland Жыл бұрын
One of the best finance channels on KZfaq!
@tdc3rd Жыл бұрын
Really helpful, Rob. I just divide up the equity portion of my portfolio 50/50 between FXAIX (s&p 500 index) and FSKAX (total U.S. stock mkt). Everyone's different; for me, having a little more exposure to mid and small caps than an s&p 500-only portfolio feels right.
@dylanbarrett599 Жыл бұрын
Great video. What I’ve come to believe is it’s better to invest as much money as possible as soon as possible, rather than agonize over the perfect fund. Maybe buy 3-5 funds and just keep investing!
@panamahub2 жыл бұрын
This is the explanation I needed now that I'm learning about passive investing.
@marym.garcia41475 ай бұрын
After some research and basically all things equal, I went with VTI due to its price point which allowed for consistency through the years.
@user-co5ix9wr1g3 жыл бұрын
저는 대한민국에서 살면서 미국주식을 투자하고 있습니다. 존 보글을 존경해서 뱅가드의 ETF를 선택 했습니다. 제 선택은 VOO 였습니다. 티커가 VOO가 VTI보다 더 귀엽죠! 좋은 영상 감사합니다. I'm live in Republic of Korea(South Korea) and invest U.S Stock. I chose Vanguard ETF out of respect John Bogle. My choice was VOO. VOO is cuter than VTI ticker! Thanks to nice video.
@Kyungone3 жыл бұрын
로마 숫자로 V가 5를 의미하고 OO 가 00을 의미해서 500을 의미하기도 합니다. 알고보니 더 특이하죠 😀
@doug27313 жыл бұрын
Cute Investing is my favorite investing!
@rgarri63967 ай бұрын
Mr Berger you should do a video about exchanging mutual fund to index funds. I had a lifestradigy fund and was transferring to index funds to save money. I wanted to start the year off by saving on expenses so I sold the day of dividend distribution and lost thousands by selling on that day. You would be great to explain this action. Remind investors of dividends and distributions.
@larrysplace00163 жыл бұрын
Hey Rob, great video as always. I just want to add that some 401ks offer extended market funds which allow us to add the small and medium cap companies to the sp500 fund. You can explain how it works better than I though.
@iberopediaGE2 жыл бұрын
THANK YOU ROB! At last I got the nice and easy-to-understand explanation of these two ETFs.
@dhaynes3252 жыл бұрын
I invested in both VOO and VTI
@Max-wd8ox13 күн бұрын
My POV: when market goes down VOO is better. when market goes up VTI is better. The market goes more often up than down therfore I choose VTI. Also i like john bogles ;)
@MattDouglas-hj9wh9 ай бұрын
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains with months, I'm really just confused at this point.
@sophieca6906 Жыл бұрын
I may buy VTI or VOO, a mid cap growth, and a small cap growth.
@paulbuono5088 Жыл бұрын
Well explained...I think a lot of people suffer from analysis paralysis
@red1493 жыл бұрын
if you already have your lump sum, the best strategy is to invest it right away. DCA is good when you have a stream of income to invest
@afridgetoofar18182 жыл бұрын
Depends what your lump sum is. If it's less than $50,000, then put it all in now. If it's $500,000, I'd DCA it over the course of 12-18 months.
@red1492 жыл бұрын
@@afridgetoofar1818 well if the market goes up ( an market goes up 70% of the time ) you just lose gain. DCA with a lump some only gives you peace of mind but statistically contributing one shot wins over DCA
@afridgetoofar18182 жыл бұрын
@@red149 That’s true, but if you have a sudden market crash it can be a disaster. I just think your safest bet for a large sum, say more than $100,000, would be to DCA over 12 months. That’s just my opinion
@red1492 жыл бұрын
@@afridgetoofar1818 yes but who’s to say the big crash won’t happen the day after you make your last contribution ?
@afridgetoofar18182 жыл бұрын
@@red149 It could. As you say, statistically you're most likely better off doing a lump sum, but a DCA reduces the risk a little.
@Jim-oo7dk28 күн бұрын
I wish they'd do a split on VOO, which would bring the price down to around $250. I myself chose VOOG (the growth stocks within VOO).
@infinitemonkey9172 жыл бұрын
Where is the link to the 6 fund portfolio ? In your article - How to Invest a Million - you have the VTI and not the VTO.
@janethunt4037 Жыл бұрын
Thank you for this clear explanation and concluding remarks. We are trying to decide now exactly which funds to settle into for retirement. This was very helpful.
@adrianabernea49895 ай бұрын
Where have you been all my life? 😅 I wish I found this channel sooner. Thank you for sharing your knowledge with us. It’s very valuable.
@jollama4 ай бұрын
How you haven’t heard of Google until now is more concerning
@floop29352 ай бұрын
I started with VTI! And I will continue investing in VTI! Pick one and go to sleep 😴 📈
@Andrew1337ful2 жыл бұрын
I like both of these, but would VOO be a better bet if reinvesting dividends? It seems VOO has provided a slightly higher dividend versus VTI. I wonder if reinvesting those dividends over the long term would make VOO a better fund to go with
@alrocky2 жыл бұрын
Vanguard S&P 500 ETF (VOO) --- Vanguard 500 Index Fund Admiral Shares (VFIAX) Vanguard Total Stock Market ETF (VTI) --- Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX) One is subset of the other. The latter hold small caps thus more diversified. They are almost interchangeable and their 5 year 10 year and Since Inception returns very similar: (VFIAX) = 8% VTSAX = 8.5%. Pick one and invest as much as your income and budget allows.
@Thodson1413 күн бұрын
Great video. General question from beginning investor: Should I invest in both funds or load up on one? Will compound interest benefit me more if I concentrate capital in one, or will the dividends pay more or less the same if I were to split my contributions between the two. Thanks for any insight!
@ericwiederholt46342 жыл бұрын
Hi Rob, thanks for this explanation. Would you please leave a link to your 6-fund portfolio? Thanks
@DeltaXLL Жыл бұрын
If you read the little book of common Sense investing you'll see how the creator of voo & vti which is John Bogle stated that they are basically the same regardless of which you pick the return difference are minute
@johnglatt36273 жыл бұрын
Rob, I have recently found you and love the few video's I have viewed. I am probably the minority and own a little of both. I know it's crazy!!! Thanks and keep the great content coming.
@anonymousamerican88312 жыл бұрын
Vangaurd VOO is my largest holding.
@dcgirl87652 жыл бұрын
Can you compare why an ETF is better than their mutual fund components?
@iowahawkeye95013 жыл бұрын
VUG is also a great ETF, with better performance than VOO and VTI, and the expense ratio is just 0.04
@iowahawkeye95013 жыл бұрын
I would add SCHX, the same expense ratio than VOO 0.03%, but with a slightly better performance over the last 10 years
@bkozulla58412 жыл бұрын
VUG is a growth fund. Even though Growth has done better over the past 10 years, value has done better historically. VOO has both. Past performance…blah, blah..you know the rest…
@torchy1873 жыл бұрын
Great video. Lower dividend ETF VTI would be better in a taxable account.
@KoodGarma2 жыл бұрын
Like in a Roth? Why?
@higiniomorales4592 жыл бұрын
@@KoodGarma - a Roth is a tax sheltered account, not taxable account (brokerage).
@johnbick38843 жыл бұрын
I wish you would have identified how much small cap/small cap value is included in the VTI.
@rickyaz86403 жыл бұрын
About 2.5 %. That’s why it tracks VOO so closely since almost 90% is the 500
@the_wiki94082 жыл бұрын
11:50 - Also $500 in 1972 was a LOT of money to be investing monthly as a young person with 50 years to go. It would be like starting today with $3500 a month. You'd have to be a CEO's son.
@pablouribe15222 жыл бұрын
Man i am 22 years old and that comparision you did in the video about delaying 5 years really struck me. Thanks for this excellent content.
@NZAnimeManga3 жыл бұрын
ETFs in the USA are so cheap, really jealous... you should see what's available to us in the UK on our Vanguard platform... Cheapest is UK all cap @ 0.06%, but Vanguard Developed World ETF (VEVE) costs 0.12% and our Vanguard S&P500 ETF (VUSA) is 0.07%... entire world VWRL is 0.22%, madness considering your All World VT ETF costs just 0.08%!!!... Due to regulations over here in Europe, we cant get access to US ETFs :(
@bartjuhh123 жыл бұрын
Our EU overlords don’t want us to build capital it seems
@NZAnimeManga3 жыл бұрын
@@bartjuhh12 quite. The sooner we can decouple from UCITS as a legal requirement, the better. I’d buy VT in a heartbeat if I could.
@sleepless25413 жыл бұрын
@@NZAnimeManga lol here in indonesia the average actively managed funds charge 3% and index funds charge 1-2%
@tphillips7772 жыл бұрын
Hi Rob, why is it that when you run a Monte Carlo sim, using Portfolio visualizer for VTI and VOO, you get significantly different results. Same happens when you run VTSAX and FSKAX?
@Rainy_Day122342 жыл бұрын
American bonds, real estate and stocks are very overvalued compared to historical valuations and relative globally.
@chrispaulick2 жыл бұрын
I just don’t understand why I should invest in VOO instead of BRKB when BRKB is up 1473.51% since 1996 and VOO is up 579.17% ? And BRKB has out preformed the S&P each year this century.
@81quiroz2 жыл бұрын
I roll over my 401k from my last job and spread 30k across 6 funds VYM HDV VEU SCHD BND VTSAX I’m at 80.9% in stocks 16.1% in bonds 3% in Short term stock Hope I did good cause I’m keeping those for 3 years before I do some adjustments
@Data_on_trail2 жыл бұрын
Have you done a similar analysis of Cap-weighted versus Equal-weighted S&P 500 (or other comparable) funds?
@rob_berger2 жыл бұрын
No, but that's a good idea. I'll add it to my list of topics for future videos.
@e.manuel3 жыл бұрын
Best explanation I’ve seen in regards to both funds. Bravo 👏
@TarunSinghUSA2 жыл бұрын
VOO = 500, Roman numeral for 5 followed by OO, or 500
@quasemsufi4 ай бұрын
Sharp eyes !
@Tonyrg19882 жыл бұрын
How to invest Buy s&p 500 Wait for fed to print money
@frankellis96273 жыл бұрын
Simple answer: Invest in both. I bought both through M1 Finance! Wasn't that simple?! 😎
@rob_berger3 жыл бұрын
Why do you invest in both?
@kimappreciateslife3 жыл бұрын
Me too!
@Polostar793 жыл бұрын
@@rob_berger I hold VTI in Roth and VFIAX in taxable. Reason for this is because once I’ve reached my $6K limit for Roth I can continue investing in a similar fund.
@williamperdue80512 жыл бұрын
@@rob_berger provides a stabilizing foundation if you have 2 index with 2 tech companies. The rise of the two tech with the stabilizing effect of the 2 indexes allows for big time growth with less potential downside. Ian Dunlap method works.
@frankellis9627 Жыл бұрын
@@rob_berger I know there's a lot of overlapping. But, I had the money so I decided to do both 🤨
@GhettoFabulousLorch2 жыл бұрын
What about VT vs VTI? VT has an inferior record to VTI but is it a good idea to put all chips into the US basket for the long run?
@jdailey198112 жыл бұрын
I use VTI, VXUS for international exposure and BND for the bond market. Just adjust your allocations as you get older.
@fabiGBOtown2 жыл бұрын
Which fund is agressive fund? I mean which are your top picks? Video idea? You could do also small cap growth vs value
@helloromie2 жыл бұрын
Why are people holding both VOO and VTI? VTI includes both small and med cap stocks (tiny bit more volatile) and VOO is top 500 large caps. They both have an average return nearly spot on to each other, so why double dip? I have heard many say not to hold both. Just curious as to why so many have both.
@alrocky2 жыл бұрын
VOO & VTI are very similar almost interchangeable so there is no strong reason to hold both within the same account.
@helloromie2 жыл бұрын
@@alrocky Exactly. I don't understand why people have both. From what I see in the comments, people are holding both.
@traydar53 жыл бұрын
Learning new information from your videos. Thanks
@alansouzati2 жыл бұрын
Amazing comparison and general investment tips. Keep it coming!
@boomn2162 жыл бұрын
I just ended up going with both of them. Just put a little in each pay.
@J0searreaza2 жыл бұрын
Why not investing in both VOO and VTI?
@johngill2853 Жыл бұрын
Because they're both almost identical your just wasting your time. If you want large cap stocks only use the S&P 500 If you want small cap and mid cap exposure along with the large cap use vti Theoretically vti in most time periods will return more money because small cap stocks are more risky and should add more return long-term
@ParanjitSingh3 жыл бұрын
Thanks Rob for the detailed info on VOO vs VTI. Can we also please see a comparison on VOO vs VYM? I saw your other video on dividend investment, would love to see your take on how these two stack up in long term.
@bkozulla58412 жыл бұрын
VOO is the S&P 50O. Vym is a value large cap fund. VOO has done much better. I replaced my VYM with SCHD. If you are a newer investor, just keep adding to VOO. This fund has both growth and value in it. You can’t go wrong with the S&P.. Just ask warren Buffet.
@QUINTUSMAXIMUS2 жыл бұрын
@@bkozulla5841 I have VTI and SCHD. Not sure I would pick up VOO since I already have VTI.
@designthinkingwithgian Жыл бұрын
@@bkozulla5841 assuming this nation still has greatness left in the tank
@davefalls67032 жыл бұрын
Rob, I truly need sound advice on this.......I have $30,000. to put into an index fund but do not plan to have it invested for more than five years as I am 65 years of age now. What should I do with the money to bring the best return???
@TJDawgs722 жыл бұрын
VTI and/or VOO and QQQ as well. Three no brainers to invest in…if you look at their long term interest payouts there around 10%-12%. Just an opinion from my time looking into to several different ETF’s. Talk to a financial planner if you really aren’t sure…good luck
@davefalls67032 жыл бұрын
Thank you so much for the advice.
@franklinvaldez34224 ай бұрын
Love this video, thank. I m investing in VTI makes feel good knowing I own all the stocks. Question do other total stock market own all the stocks like VTSAX. For example total stock market from fidelity owns all stocks too ?
@SreysrosTakeo2 жыл бұрын
Thank you so much for such a well explanation 🙏🙏🙏🙏 I am not sure what is 3 fund or 6 fund , but I will investigate further .
@knockda887 Жыл бұрын
Had both now only have VTI
@johngrasing17156 ай бұрын
Was there a discussion about taxable vs non-taxable accounts. I have been reading that ETF's are better for taxable accounts because they have less disbursements. I was hoping that was going to be discussed here.
@Sylvan_dB3 жыл бұрын
Today when I look at the holdings on Vanguard's site, they are in a different order between the two ETFs.
@travis12403 жыл бұрын
Odd... They are both market cap weighted. Probably just a moment in time thing that will correct itself soon. I wouldn't make any decisions based on that.
@mbabcock1119 ай бұрын
If both funds track the same returns, it seems to me the extra non-S&P 500 companies don't add any extra growth to an investment. In that case, it may make sense to drop VTI and invest in more focused mid and small cap funds that identify the value and growth without the dead weight. The mid and small cap funds can follow a similar S&P 500 add/delete criteria carried out by the committee. Or perhaps an actively managed fund such as AVUV/AVDV for small cap value.
@afridgetoofar18185 ай бұрын
True, but I do think there is value in simplicity, and VTI is as simple as it gets.
@NolanGouveia2 жыл бұрын
This is how I made my 6 figures in passive income last year! Love me some compound interest. Just set it and sit back 💰💰🙌
@nicholasmartinez60432 жыл бұрын
I use them both. I trade one for the other when TLH
@fabiGBOtown2 жыл бұрын
What if we invest in both? Is that a bad strategy than investing in just 1?
@glenbearh91092 жыл бұрын
I have both. VOO is doing slightly better then VTI . VOO is at 4.96% right now but to be fair I have been selling off some shares in differing amounts so it's hard to say. I know it is best to keep it in for the long run but monthly expenses force me to sell some shares now and again. I got into the market when we came into some money and thought it best to invest rather then CD's or a savings account. I've beat the Dow since 2011 except for one year. 2015 I was actually at minus -0,38% I forget why. Best year was 2020 at 48.05% plus
@jimgrant177610 ай бұрын
Rob, excellent video. - - - If you haven't done so already, I'd like to hear what you would recommend to a senior citizen who can't invest for the long term?
@Resdue0076 ай бұрын
Awesome Red Sox shirt in the background!!! Love it 😍 Fanway Faithful
@JetDriver77 Жыл бұрын
Good vid. Can we get a VTI vs. SCHB? They both look identical to me, but I may be missing something.
@robertlozano65462 жыл бұрын
Rob, How about in a lump sum buy and hold situation. Would going the ETF route still make sense??
@jnlin85692 жыл бұрын
Rob mentions a video where he talks about his 6 fund portfolio (slice and dice)...can anyone find it? Thanks!
@francisebbecke2727Ай бұрын
They are twins, fraternal, not identical. Still real close.
@TJC-zz4zx Жыл бұрын
Hey Rob , why do seem to favor Vanguard over Fidelitys S&P fund when the Fidelity fund is much less expenvice on manage cost for the fund ?
@DaystarHiker2 жыл бұрын
I hold VOO VO and VBR
@bkozulla58412 жыл бұрын
Good job. These are great funds and give you nice diversity.
@pablo080343 жыл бұрын
Clear and relatable. Thank you!
@4tomop Жыл бұрын
Hi Rob - along these lines, I have been comparing VFIAX to VOO, since I own a large position in VFIAX but it costs an additional basis point in fees over VOO. On a large holding, this difference adds up to real money over time. One would think that the only difference in performance would be attributable to the difference in management fee. Yet, when I compare the two in Portfolio Visualizer, it appears that the Admiral Shares actually out-perform VOO. Do you know why that might be, assuming the data is correct? Thank you!
@xxurukaixx2 жыл бұрын
Is there a mistake ? The US Stock market which you chose as portfolio 1 doesn’t show the global Stockmarket. That’s why I think there is not a big difference. Am I Wrong?
@ryanbaileyboxing Жыл бұрын
Just hold both Top 2 tech top 2 index Thank me in 10y
@user-dy1zw2kr7o2 жыл бұрын
Hi Rob i have 1 questions about ETFS Can i mixed VOO, VTI, VB,VO ,VNQ,VUG,VGT all off them together In one Portfolio it will be diversified for example for 20 years
@alrocky2 жыл бұрын
You don't need all those ETFs as you certainly don't need to hold both *VOO* & *VTI* at the same time as there'd be overlap or duplication since they're almost interchangeable.
@SARbeaver13 жыл бұрын
New subscriber here. Did you mention whether dividends are being rolled back into the investment, or simply cashed in?
@briangulley60273 жыл бұрын
You decide to re-invest or cash it out. I reinvest.
@NotShowingOff4 ай бұрын
What about adding the s&p and extended market? Does that change the calculation?
@GEO-xx6sq3 жыл бұрын
I really like your advice…..any thoughts on NULG and SPLG…..using a s&p 500 fund of different sizes as with splg vs voo…….just 10 times the amount of “shares”…….how do you feel about that? Thank you
@kmque31663 жыл бұрын
Hi Rob, thx for info! I’ve noticed ppl don’t talk about Vanguard’s VLCAX index fund or VV- etf version. I think VLCAX/VV is more like VFIAX/VOO than VTSAX/VTI. What do u think?🤔
@wread19822 жыл бұрын
VV takes out the growth stocks and only invests in value companies that are proving earnings
@gmbc763 жыл бұрын
New to the channel and liked the video, thanks a lot. I like your 6 fund portfolio idea - where can I learn more about it? Also, do you have mid and small cap funds you like? Cheers.