I completely agree.

I think a lot of people could learn from watching these videos. At the end of the day we're all just a bunch of Humans that make mistakes, hoping Jesus doesn't see them! :)

sc0tte1 When we really should hope Jesus sees them because we can't forgive ourselves.

Our company approaches debtors the same way Matt does. There is no need for judgment or disrespect. We try to put ourselves in their shoes and that helps us treat them with decency even if they're being irate. A positive and peaceful attitude will often times calm people down when they're angry. Disrespect or a bad attitude will do nothing but fuel the fire. Ultimately it's our job to keep the peace.

Agreed (3 years later). Matt is a very genuine guy and I watch his vids for the same reason. I'd love to go to lunch with this guy.

You are a far more honest person than most

he does have a large range of taste but I have a much larger one....

BRANDON CALDWELL as do i. i listen to anything from county to rock to rap hip hop almost anything

devyn horvath how old does your music taste go? Mines way back, like 1950s to current. As for the type I listen to every type poka, rap, country, hip hop, ect. You name it I've probably heard the song.

more modern music 90s up

I'm the same way dude. I could go from rap to rock to country to techno to classic music all within 30 minutes

If you are an agent executing a repossession you have to listen with no whining. Matt here is an active listener, he informs and listens answering questions and giving information when he can. If it too much for you to tolerate the parameters of a job like this, then it is a good thing you don't work as a recovery agent. It's always possible to be fair and firm.

Can't say this dude totally deserved it. He's obviously been down a dark path and is working his ass off to pay his debts.

He didn't flee the state of Washington. He was down there for the job. Or at least that's what he said.

Got to go where the work is, especially construction type jobs.

Sometimes, people have no other recourse than to try to raise money however they can. It's certainly not always the case but don't be so judgmental.

Thats how these financial scammers work, they sell cars to people who cant afford them, and can't get legitimate credit anywhere else, they sell them the cars way above what they are worth. They know that most will pay them off for a while, that's money in the bank. Then when they inevitably can't pay, they send out the repo so they can then sell the car to another chump.

Designandrew Exactly right. Like that Car Hop place they keep advertising on TV. "Pre-approved! No credit check! All you need is $99!" All those places are out to screw people.They're no different than those rent-to-own places where you end up paying $3,200 for $700 worth of inferior furniture.

Yep and I've known people who thought that was a good deal and there was just no way I could tell them otherwise.

it blows my mind. And even if you are going to have payments...........they should not be that expensive on a 99 odyssey. And to be behind 2700 wtf.

lol

I realize that it seems crazy,but some people have to do what they have to do!

They could have bad or no credit and if that is the case, they get ripped off big time, just like if you rent to own anything you will pay more than what its worth.

+1Shignog You're right! Those Rent to owns and title loan companies should be closed! Or atleast renamed COMPLETE RIP OFF COMPANY! lol

Yeah. I had one for a little. Costed 2000 dollars, sold for that. Low miles perfect condition

It's more about if the person applying for the loan is high risk, not so much about the age of the vehicle. They will have the GPS clause in the financing contract if they feel the loanee has a higher likelihood of defaulting due to poor credit history or previous history of repos

He just started

Found it. Linkin Park - Faint

Are you sure?

Darude Sandstorm No, turns out its Sarude Dandstorm :/

yes, that is why the skip is out of his own state.

No. He does it the right way, he gives a shit about people and you see how it pays off- people appreciate it.

+EndoCloudz i leave no valuables in my car and leave it unlocked at all times. if someone wants to get in my car badly enough they will just break the window. I also OWN all the vehicles i have.

you want to know what harm it does to me by leaving my car unlocked and nothing in it of value? zilch. its your car, lock it if you like. but dont cry when someone breaks your window because they assume you have valuables in it.

+Emma Anderson I don't Park my car near yuppie bars

+Emma Anderson I live in a proper city so if someone wants inside your car they will break a window, and nobody bats an eye to the sound of broken glass

I Was Wondering The Same Thing But I Did Think my Imagination Or Lack sleep

Just sounds like a normal diesel

+AZ DONALD that's diesel

Check the VIN number!

Linkin Park - Faint

Song at the end - ish? 16:36? You did so well with the first ;)

16:36 "Slipknot - Wait And Bleed" 16:49 - "Slipknot - Duality". lol

TYVM

Probably a buy here pay here dealership or a title loan.

A little over the loan amount? So possibly not covering the repo fee. So at best a break even in your case. In the case of that '86 Accord they'd have a hard time selling it to recover the $350 repo fee, let alone any of the loan. He had to not be enough payments in, so they had to recover it. The rent to own places have a formula. If you've paid enough so that they've got they've made a certain amount of profit, then they won't bother with recovering it. They'll report you etc, but they won't bother trying to get the asset.

I don't know about where you live, but as is I couldn't see them getting the repo fee for that Accord. That's salvage or metal recycling fodder.

haven't you seen those little buy here pay here lots for low income families? they will sell and repo a car three times or more

***** He said it was a title-loan. Those places that will give you a loan against your title and charge really really high interest. I'd be surprised if the max loan on that car was more than $300.

Title loans are usually done by folks in desperate straits who have bad credit and no other assets besides their vehicle. The finance company makes big profits by charging sky-high interest rates and fees on the loan, plus their risk is minimized by the secured collateral (the vehicle).