Good health is more important than wealth.

Comparison is the death of joy.

I find that charitable giving is necessary to becoming wealthy not a habit you pick up in the abundant phase (haven't hit that phase yet.) Seems that when I wisely give, I am rewarded unexpectedly.

Maybe I look at it differently than most. I started life way behind most in this country. My mom and I were poor. This strongly influenced my approached to employment, earnings, spending, and retirement. Retired at 43 and took control of the most valuable resource, my time.

You work hard on these videos. Appreciate it a lot.

Thank you for your refreshing outlook. It really is necessary to look at the big picture.

Great video! Comparison videos are great but the reminder of knowing your needs first is welcome

You are brilliant. I never made more than $4000 per month, with three children and a stay at home wife. I was able to retired at age 60. I had my house and cars paid of before retiring. I am now 66. I have two pension, one from the military, another from the state and social security. I make more money now, than when I was working. No debt. Now I able to invest half my income. Live a simple life and take care of your health. Point is that you have to be different. You won't have a lot of friends. Do what is right for you

Excellent video. You are doing great work in support of learners. Much appreciated.

Great viewpoint, Eric! Thanks!

This was really a well thought out video with good graphics, text, and examples. You have skills.

Great video! Super important message of not comparing your own wealth to others. Love your tier segmentation as well on survival vs abundance vs lifestyle freedom

Great video on how to evaluate your wealth compared to your own needs and wants, and not to other people’s. I really enjoy your videos because they are very insightful and address the true underlying issues.

I'm in a class by myself and I like it that way. What I mean by that is that I don't care what anybody else has. I don't care where I rank compared to others. I wan't for nothing and it simply does not get any better than that. The number does not come into play.

This is refreshing. There is a reason it is called personal finance. I have a good handle on what our static monthly expenses will be, what we will have coming in (I call it "what arrives in the mailbox") and how much excess capacity we will have to do those things that will make retirement fun. Again, it our personal vision and goal we are after. Not looking to duplicate my neighbors. Thank you.

Thank you for your well done videos. You have helped me and my husband very much.

Smart way to look at retirement

Once again Eric is ahead of the KZfaq Financial video curve. As a retiree I can assure you that you are absolutely correct. Excellent thought process and content.

Another excellent video Eric and a topic everyone needs to be aware of. Thank you for all you do Eric, it is appreciated very much! Larry Bakersfield, Ca.

I love this perspective! It's always about expenses... and this properly orients the discussion of needs and wants... AND sharing. It can succeed on a "small" budget... and fail miserably on a "large" budget.

I wish your business did one time review of a person's retirement plan. I'm retiring in a few months and would like 2-3 CFPs to review my plan to make sure I'm not missing anything.

Good ideas

Great content!

Any time you can throw the classic Spiderman meme into a conversation, you are winning! As always, great information. Keep on keepin' on!

This is what I figured out years ago as nothing about me could ever be correlated to anything resembling "normal". These example figures of lifestyle just make me laugh as we're getting it done for $2,200/month and that's for everything including whatever little discretionary spending we have each year. I've been hard pressed to figure out ways to spend more that would increase our lifestyle satisfaction so I decided to just stop worrying about it and enjoy what we have/like. Besides, increased spending involves giving up something we really like. Eating out means less of our wonderful home cooking from scratch, vacationing in exotic locales means less time to spend at a relative's North woods lake cabin and moving to a larger home means leaving the cozy ranch home I designed and built myself in my mid 20's behind which would be silly because we love it so much and it's the perfect size. Even when I come up with new projects, interests and hobbies a less expensive or even free solution seems to drop into my lap at the needed time just by keeping my eyes open. We compare well with our wealth and our lifestyle greatly amplifies these assets many times over as our needs and wants are few and uninterruptible. Live Simple, Live Free!

Depends on expenses, location and property taxes, is house paid off, have a pension, age, etc.

Excellent presentation. Always said it's not the income in retirement, it's the saved assets. Per assets I'm in the 12% for age, per income I'm considered living in poverty LOL. Just planned my retirement to not require income, after 5 years retired still growing the IRA without any distributions. Like you described, I meet with my broker 8 years ago and asked how my strategy looked? He said- why are you still working?

Never stop working.

At what freedom level is knowing I have a way to fund long term care?

I reached out to your team and they told me the minimum to even talk to your company is 3 million... How can someone get a better plan if they have to be a multi millionaire to even talk to y'all?

I have the abundance but I want to keep working. I am only in my 30s and I like my job. Kinda seems like you need to add some levels. Not clear what my goals are now and I was hoping you would help with that but I guess not.

I'd love to hear your thoughts on how someone in the Abundance Freedom category approaches the decision process for how to spend. For example, what criteria should someone use to determine when to fly first class when the flying coach mentality is deeply ingrained. Thoughts?

What’s more important is your expenditure v your income….. you’ll be sad if you spend one penny more than your income. Spend one penny less than your income and you’ll be content.

Morning I’m turning 60 this year and thinking of retiring in March. My question is do I stop contributing to my 401k and increase my cash reserves or keep investing in 401k? My thought is I should have enough cash to help of set any withdrawal I will make until I can start collecting Social Security.

🤘💯🔥🔥🔥🔥🔥

You are an educated person but stop saying “where it’s AT!”

I am 56 and I know that I am in 'Abundance bracket' by spend vs income calculation. My conservative return on investment brings in twice of what I generally spend. But my heart keeps on worrying and tells me to work till 62 at least. Am I crazy?

Why do they say, "Living well (a relative quality) is the greatest revenge"?

I don't need to spend a million a year but i would like the opportunity. Ha!

Bad health can ruin your wealth.

"Comparison is the thief of joy" Unless you're in the top 20%. Which I am. But here's the horrifying thing about retirement stats- EVERY time you look them up, the top 10% have at least $1M, and basically everyone else has next to nothing. What the actual **** is going to happen to the vast majority of people in this country when they can no longer work? SS / Medicare will not cut it. I'm not worried for my family, I'm very concerned on an existential level what our society looks like 15 years from now. Making min wage being a WalMart greeter isn't going to cut it either.

is the top 50% the same as the glass is half full?

Time freedom 🎉

If you earn $75K a year, and save 20%, you probably don’t have a family to share life with, are pathologically frugal, or drowning in debt.

The current market buzz certainly offers a fascinating viewpoint. It’s quite startling to witness such bold predictions about the future trajectory of certain cryptos and stocks. The fervor around AI and the robot-taxi concept appears to be inflated. Amidst this, it’s essential to keep one’s feet on the ground and not be swayed by these forward-looking statements. My strategy in the climate has been to trade judiciously, and secure profits, and I can’t praise Janet Santa Sherry enough for her stellar work in analyzing charts, trades, and techniques. Her expertise has been instrumental in expanding my portfolio to a whopping $247k in just few months. I would highly recommend her to anyone looking to grow their investments.