Section 45 of insurance act | Life Insurance Act Section 45 Explain | Life Insurance Act
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5 жыл бұрынAb Kabhi Nahi Honga Reject Claim | Life Insurance Act Section 45 Explain | Life Insurance Act | UB AND COMPANY | Uttam patel |
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@UBANDCOMPANY 3 жыл бұрын
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@screation6061 Жыл бұрын
Very good Information! THANKS !!
@chaitanyajangra2096 4 жыл бұрын
आपके समझाने का तरीका बहुत ही सरल और बढ़िया है कृपया एक बात बताएं मैंने 4 साल पहले 2 TERM INSURANCE POLICY ली थी एक HDFC और दूसरा ICICI उस वक्त मेरी INCOME 8 लाख के करीब थी लेकिन ज्यादा SUM-ASSURED लेने के लिए मैंने कंपनी को 14 लाख सालाना बताई थी और INCOME PROOF के बदले नकली SALARY SLIP और BANK STATEMENT दी थी और न ही किसी कंपनी को बताया था कि मैंने दूसरी कंपनी की POLICY भी ली हुई है अब अगर 4 साल के बाद मेरे साथ कोई दुर्घटना हो जाती है तो क्या दोनों कंपनी क्लेम देंगी या एक कंपनी क्लेम देगी या फिर कोई भी कंपनी क्लेम नहीं देगी ( क्या SEC-45 कोई काम आएगा )
@silaranibehera1891 3 жыл бұрын
Sir, 2014 se pehle huye lic me ye subidha lagu hai kya.
@mrcrime9159 4 жыл бұрын
Sir mere papa ki lic policy jivan bima liye the but 2 years me hi death ho gyi or file reject kr di sugar tha pahle se to mujhe ye janna h ki jo hamne premier pay kiya tha wo refund milega pls sir help
@nareshmakwana3109 6 ай бұрын
Sir rider pe bhi sec 45 lagega?
@amitsinghal1947 4 жыл бұрын
Sir if nomeni are gilty to claim child ko mil sakta hai ? Plz. Help I m waiting your answer Thanks
@UBANDCOMPANY 4 жыл бұрын
Sir Agar Nominee Policy Holder ke death me involved hai to company first to claim reject hi karengi mere hisab se, fir aapko Company ke Khilaf Grahak Surksha ya Bima Lokpal me Jana Honga Aur court ne ye sabit karna padega ki nominee ne insurance ki rakam ke liye Hatya nahi ki hai aur dusre bhi kai pehlu hai jinko dekh court faisla leta hai ye pura case pe depend hota hai
@sahiduddin8081 5 жыл бұрын
Hlo nice video
@UBANDCOMPANY 5 жыл бұрын
Technical Tellent Thank U
@BhotHARDik 3 жыл бұрын
Sir Mera Bhai Ki Death Ho Gai Hai Acahank Se Collapse Hoke Aur 4 Premium Pay Ho Gaye Ab woh reason mang rahe hai doctors k sign stamp k sath aur humne PM nai karvaya tha kyuki covid-19 situation thi aur natural death thi kya karu plzzz help!!!
@SurajSingh-kh6ns 3 жыл бұрын
Sir sum assurd 5 lakh ka lia h or teen saal baad kisi bhi reason Se death ho jati h. To claim milega nominee Ko plz tell me sir plz 🙏🙏
@Susheelkumar-rp3tq 5 жыл бұрын
Nice video
@UBANDCOMPANY 5 жыл бұрын
Thank you Susheel Kumar And Keep Watching Be Smart
@sanathishaan418 4 жыл бұрын
I liked your channel and I keep supporting.... Risk start hone ki date ka matalab?? Bhayya??
@UBANDCOMPANY 4 жыл бұрын
Policy Jis Date Se Start Hoti Hai Wo Date, Jo policy Pe Likhi Hoti Hai
@Simran-102 4 жыл бұрын
Sir mere pita ji ki accident me death ho gyi thi ( 29/05/2019) me ko unka bima privet bima company star health allied insurance me me bima h sb kaywah jach ho chuki h lekin abhi tk cleam nahi mila h bima comapny wale kah rahe h final report do jo abhi nahi ban payi Plz kya bina charsheet ke cleam nahi milga kya Plz help me
@UBANDCOMPANY 4 жыл бұрын
1 saal Ho Gaya Hai To Police station se ab tak Final Report Nahi Mili?
@Simran-102 4 жыл бұрын
@@UBANDCOMPANY abhi nahi mili track panjab ka h
@gpsmemorialschool5934 3 жыл бұрын
Sir meri wife ki LIC ki policy thee. 2.3 years ke bad uski death ho gayi cardiac arrest se. Actually proposal form me hum thyroid mention Karna bhool Gaye the..par death Ka reason thyroid Nahi tha...kya claim.reject ho Sakta hain.
@healyou4243 Жыл бұрын
3 sal hota tou reject ni hota
@luckumathur7938 3 ай бұрын
Claim Mila ya reject ho gya
@vitthalpednekar6788 3 жыл бұрын
Why claim rejected?
@Anilverma-ls2cl 4 жыл бұрын
But, what if one completes 3 years and after that government changes the act. Then the claim will be settled by as per the new amendment. This means even after 3 years claim is subject to changes made in new section 45. Then this information remains invalid.
@UBANDCOMPANY 4 жыл бұрын
Government can't Change in your Current Policy. if Government Change Rules it Applicable only on New Policy
@praveenmathad8635 4 жыл бұрын
During the policy term, death by any reason can be claimed? Pls explain sir. And what all documents would be required to claim insurance.
@UBANDCOMPANY 4 жыл бұрын
YES death by any reason can be claimed, documents are required for claim orignal Policy, Death Certificare, Police FIR and P.m. report (if unnatural Death), Nominee ID Proof and Bank Account Detail
@praveenmathad8635 4 жыл бұрын
@@UBANDCOMPANY thanks sir. Just a small query. Do we have to bear the medical checkup expenses for any lic policy?
@UBANDCOMPANY 4 жыл бұрын
@@praveenmathad8635 Sir if Lic Accept our Policy Proposer than We Don't have to Bear any medical checkup expenses.
@praveenmathad8635 4 жыл бұрын
@@UBANDCOMPANY sir, if we take online policy. Then whom to contact incase of unfortunate death claim.
@UBANDCOMPANY 4 жыл бұрын
If you Purchase Policy online than at the time of claim you can contact customer support of Insurance company.
@vishwajitthakur2250 4 жыл бұрын
Policy non smoker se leker agar 3 years ke baad smoker hai to claim milega kya
@UBANDCOMPANY 4 жыл бұрын
Term Plan ki baat kar rahe hai to Risk na Le kyunki Waha Par Smoker - Nonsmoker Ka Rate alag hai To waha Par Claim Rejection ke chance badh jate hai. Traditional plans me Issue Kam Aata hai Lekin Agar Death ka reason Smoking ya tobeco hota hai tab Reject Ho sakta hai. Is liye humesha sahi jankari dekar Jeevan bima karvana chahiye
@vishwajitthakur2250 4 жыл бұрын
@@UBANDCOMPANY mai pahle tobaco khata tha lekin ab nahi aur muze term insurance nicotine test hone ke baad non smoker se issue hua hai aage mere nominee ko koi dikkat to nahi aaegi please muze sahi rasta battaye
@UBANDCOMPANY 4 жыл бұрын
@@vishwajitthakur2250sir, agar Khana bandh Kar diya Hai tab to dikkat aani hi nahi hai Shuru Rakhte hai to problem aayengi
@vishwajitthakur2250 4 жыл бұрын
@@UBANDCOMPANY Thank You Sirji🙏
@gurpreettiwana4573 4 жыл бұрын
Sir agar policy 1saal purani haii claim milega death ho gaii
@UBANDCOMPANY 4 жыл бұрын
Ji Bilkul Milega, Death Ka Reason Kya Tha kya me ye jan Sakta Hu?
@lalsadevi694 5 жыл бұрын
Very good
@sahedalisahedali5273 4 жыл бұрын
It is dhoka and borbadi company.
@chaitanyajangra2096 4 жыл бұрын
क्या सेक्शन 45 कितनी भी sumassured राशी के लिये मान्य है या सिर्फ 1 या 2 करोड़ तक के term insurance के लिए ही मान्य है
@UBANDCOMPANY 4 жыл бұрын
सेक्शन ४५ सभी इनसुरेंस पॉलिसी के लिए मान्य है और सभी बीमा कंपनी के लिए भी इसमें वीमा राशि की कोई सीमा नहीं लगती।
@chaitanyajangra2096 4 жыл бұрын
@@UBANDCOMPANY Insurance Technical धन्यवाद sir । मुझे पॉलिसी बाजार वाला कह रहा था कि सिर्फ 2 करोड़ के लिए applicable है
@UBANDCOMPANY 4 жыл бұрын
@@chaitanyajangra2096 no it's not true Policy Bazar Wale Kuch Bhi Bol Sakte Hai Unko Sirf Policy Bechne Se Matlab Hota hai.
@chaitanyajangra2096 4 жыл бұрын
@@UBANDCOMPANY बहुत बहुत धन्यवाद sir क्या आप मुझे अपना no दे सकते है
@UBANDCOMPANY 4 жыл бұрын
@@chaitanyajangra2096 9510235002 Whatsapp No.
@dr.musarrtsiddiqui8029 4 жыл бұрын
Lic bekar he. Per mature lene par bonas dub jata he Bank good he
@Gautambadoni 4 жыл бұрын
Is this true
@UBANDCOMPANY 4 жыл бұрын
Yes it's True
@Anilverma-ls2cl 4 жыл бұрын
What if government changes the act after 3 years.
@UBANDCOMPANY 4 жыл бұрын
Government can't Change in your Current Policy. if Government Change Rules it Applicable only on New Policy
@Anilverma-ls2cl 4 жыл бұрын
@@UBANDCOMPANY thanks for replying
@UBANDCOMPANY 4 жыл бұрын
Welcome Sir
@chaitanyajangra2096 4 жыл бұрын
अगर कोई कंपनी लिमिट से ज्यादा sumassured देती है तो क्या वो डेथ के बाद क्लेम देगी या ये बोलकर मना कर दे गी कि आपका sumassured लिमिट से ज्यादा है अगर मेरी पालिसी 3 साल से ज्यादा की हो चुकी हो तो और एक बात अगर एक व्यक्ति दो कंपनी से टर्म insurance ले ले तो क्या डेथ के बाद दोनों कम्पनी क्लेम देंगी अगर मेरी पालिसी 3 साल से ज्यादा की हो चुकी हो तो और क्या इनकम के बारे में झूठ बोल कर ली गई पालिसी 3 साल के बाद डेथ होने पर क्लेम के लिए मान्य होगी चाहे sumassured कितना भी क्यों न हो
@healyou4243 Жыл бұрын
Bilkul galat agar koi fact Jaan bujh kar hide kia Gaya hai...ya beemari Jaan bujh ke hide ki hai at time of inception tou policy reject ho jaegi
@dk44907 2 жыл бұрын
Mera ek सवाल है अगर कोई पॉलिसी लेते 2 या 4 kist जमा करने k बाद उसकी मृत्यु हो जाए तो..??
@UBANDCOMPANY 2 жыл бұрын
Claim Milta Hai Policy Ka Status Active Hona Chahiye. Premium Na Bharne Ki Vajah Se Policy Bandh Ho Gai Ho To Nahi Milenga Baki 1st Kist Bharne Ke Baad Bhi Agar Death Hoti Hai To Aise me bhi Claim Milenga
@healyou4243 Жыл бұрын
@@UBANDCOMPANY sir mjhe kidney mei problem thi isliye maine disclose ni kia aur policy le li ....question ye hai ki 3 sal baad agar mjhe kuch ho jae tou company claim rok degi ya dena hi padega??
@UBANDCOMPANY Жыл бұрын
@@healyou4243 non Disclosure Me Claim Rok Sakti Hai Company Yaha Par Moratorium 8 Saal Ka Hai Agar aap Ek Hi Company Me 8 Saal Se Policy Chala Rahe Hai Phir Wo aapka Claim Non Disclosure Ke Aadhar par nahi Rok Sakti
@healyou4243 Жыл бұрын
@@UBANDCOMPANY ok matlub 8 sal baad dena hi Dena hoga chahe kuch bhi ho? And sir fir kya boltey hai section 45 a mei ki kuch bhi ho after 3 year claim ni Roka ja sakta...means section 45a useless hua
@UBANDCOMPANY Жыл бұрын
@@healyou4243 Section 45 For Lifr Insurance Policy In Death Case
@prashantrameshraobhande7181 4 жыл бұрын
Apaka mobile no. Milega
@kamleshbihari8055 4 жыл бұрын
Icici na tarm insuranca reject Kar dey hey sar please help me 5000000L Ka tha 9304370147
@UBANDCOMPANY 5 жыл бұрын
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@narayangaikwad987 4 жыл бұрын
30 % तो lic भी बेवकूफ़ बनाती है।
@balramnirala8261 4 жыл бұрын
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क्या सच में अबसे LIFE INSURANCE में 3 साल बाद क्लेम मिलेगा? SECTION 45 INSURANCE ACT की पूरी सच्चाई.
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