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The information contained on these printed materials and in this seminar is the opinion of Jim Baker based on his personal observation, research, and years of experience. We are not registered investment advisers, attorneys, CPA¹s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services. The information offered by this seminar is general education only. Because each individual¹s factual situation is different, each of you should seek his or her own personal adviser. We do not assume any liability or responsibility for any errors or omissions and shall have neither liability nor responsibility to any person or entity with respect to damage caused or alleged to be caused directly or indirectly by the information contained within this seminar.