Setting up my 2024 CASH ENVELOPE CATEGORIES + BINDERS | SAVINGS CHALLANGES

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Setting up my 2024 CASH ENVELOPE CATEGORIES + BINDERS | SAVINGS CHALLANGES | Coffee & Cash

Рет қаралды 10,688

Coffee & Cash

Күн бұрын

Пікірлер: 85

@susanarrington9371 7 ай бұрын

Way too much for me to begin saving using envelopes…need all in one place…turning 70 Monday and so happy to be here after bad Covid episode in 21!

@Coffee_Cash 7 ай бұрын

Understand...its not for everyone ❤️. Happy birthday 🎂

@tessrobin4548 7 ай бұрын

Happy Birthday and stay blessed!😊

@tidegirl6526 7 ай бұрын

You can start smaller. I leave bills in the bank. I budget for gas but it also stays in the bank because it's easier to pay at the pump. I began with cash envelopes for groceries, dining out, and a general "life happens" misc envelope for everything else. As I build up life happens a little I am slowly spreading it out to more specific categories. HTH ❤

@a_kind_fish4222 7 ай бұрын

My goal for this year is the 100 envelope challenge! I'm new to cash-stuffing, and while this challenge is definitely a lot it seemed like one of the most straightforward ones.

@Coffee_Cash 7 ай бұрын

You can do it! I don't know why but I'm intimidated by the 100 envelope challenge LOL Right now I like the short and sweet ones, but i'm sure I will be getting into the 100 envelope challenge soon. :)

@marloespeters8404 7 ай бұрын

You can do 4x 25 envelopes . My envelopes are 1 to 100 ,but i color 1 to 25 . I hope you understand what i mean . English isn't my native language

@BudgetwithIris 7 ай бұрын

@@marloespeters8404this is a wonderful idea!! Baby steps.

@user-gu9rc4qw6v 7 ай бұрын

Yes I started the 100 envelopes challenge Thursday I started at the end how do you start??

@user-gu9rc4qw6v 7 ай бұрын

After I pay my Victoria secret card I’ll start the $1 challenge lol

@fuzzyx2face 7 ай бұрын

I like the font on your old envelopes better they’re shiny, I would just get an extra binder and keep the old envelopes that are pretty lol that’s just me

@Coffee_Cash 7 ай бұрын

I liked them too, but I guess just wanted something "new" LOL and yes, I did keep them - never know. :) Thanks for watching!

@BudgetwithIris 7 ай бұрын

New subbie here and newbie to cash stuffing. Basically, I have my challenges and waiting on my binders and envelopes to get here. I can not wait to start. I know slow and steady wins the race and that is my motto for this first year. I am also going to record and post to KZfaq as accountability as well. That you for posting your journey!!

@Coffee_Cash 7 ай бұрын

Welcome and welcome to the cash stuffing world :) Slow and steady yes, but you will truly be surprised at how fast the money adds up! Good luck!

@pamalajuenger1562 6 ай бұрын

New subbie! I turned 50 too! I've been cash stuffing for 3 years! It changed my life!!❤

@Coffee_Cash 6 ай бұрын

That is awesome! Love this so much.

@FaithBudgets 7 ай бұрын

New Subbie here!🎉 I love your binder set up. I just started my KZfaq channel to help hold me accountable and stay organized while budgeting in our 40’s. I am loving this community so much❤. I look forward to following you on your budgeting journey.

@Coffee_Cash 7 ай бұрын

Welcome and congrats on your channel! Starting my channel has helped me stay accountable !

@gannbudgets 7 ай бұрын

The island is beautiful I was born in Guanica, PR. June is huracanes season. I hope you are able to enjoy this time around. I want to take my husband to flamenco beach. Hopefully in 2025.

@Coffee_Cash 7 ай бұрын

I thought hurricane season started in August? uggh, well we are trying again this summer! Fingers crossed. Someone told us about Flamenco Beach - we would love to try to go there also when in PR.

@gannbudgets 7 ай бұрын

@@Coffee_Cash it’s normally from June 1st all the way through end of November. Lots of rain in the metro area.

@gannbudgets 7 ай бұрын

But don’t get discouraged you might get one of the best summer vacations this time around. Have a great day 😃

@Coffee_Cash 7 ай бұрын

@gannbudgets noted. Thank you. Well I pray my week is spared this year! 🥰

@Coffee_Cash 7 ай бұрын

@@gannbudgets ah hh I sure hope so 🙏⛱️

@authenticallyallison 7 ай бұрын

New subscriber here. Nice to meet you. This will hopefully keep you accountable with posting on KZfaq. I'm obsessed. I can't wait to get paid. This system has been fun for me. You setup is off to a great start. Excited to follow you along

@Coffee_Cash 7 ай бұрын

Welcome!! I agree, I feel the same way, it's super fun for me too. Thanks for subbing! :)

@abudgetfullofgrace 7 ай бұрын

I just found your channel and I’m so happy!!!! ❤

@Coffee_Cash 7 ай бұрын

Welcome!! Glad you are here.!

@hellogorgeous1196 4 ай бұрын

Beautiful Setup.

@Coffee_Cash 4 ай бұрын

Thank you!

@moneywithjustliving5258 7 ай бұрын

Good morning, great 2024 set up. Love the saving challenges.

@Coffee_Cash 7 ай бұрын

Thanks so much!

@tessrobin4548 7 ай бұрын

I liked and subscribed! Happy New Year😇

@Coffee_Cash 7 ай бұрын

Happy new year!! Thanks so much!

@DestinyBudgets 7 ай бұрын

Happy New years, New subbie 🫶🏼 great video.

@Coffee_Cash 7 ай бұрын

Happy new year!! Welcome! Glad your here.

@LifeKindnessBudgets 4 ай бұрын

Hi Leann! anew subbie here! Love your set up!!

@Coffee_Cash 4 ай бұрын

Thank you! 🤗

@CheysCoinage 7 ай бұрын

New subbie excited to watch!

@Coffee_Cash 7 ай бұрын

Welcome!! Thanks for subbing! Excited your here.

@Lifewithmrsvee 7 ай бұрын

New supporter here from budgeting community to support you on your journey. Excited to support you❤❤❤

@Coffee_Cash 7 ай бұрын

Awesome! Thank you!

@malwitch 7 ай бұрын

Love your videos, they're very helpful for my sevings :*:*:*

@Coffee_Cash 7 ай бұрын

I'm so glad.

@Strawberrieshortcakes 7 ай бұрын

I heard 5 toddlers and that was it for me like TODDLERS AHHHHH lmao I have 5 starting from 16 down to 4 they drive me bonkers! and yet I want one more! 😂 but people think I'm crazy hahaha. So I'm saving and preparing to not be in crazy debt!

@Coffee_Cash 7 ай бұрын

Ya, no 5 toddlers here for me LOL

@budget_with_chuckles 7 ай бұрын

Happy New Year 🥳✨, lovely video new subscriber here 🥰💕

@Coffee_Cash 7 ай бұрын

Thank you and welcome! 👍

@BudgetsWithELMA 7 ай бұрын

Happy New Year & loving the setup, simply gorgeous binders ❤😊

@Coffee_Cash 7 ай бұрын

Thanks so much! Happy New Year to you too!

@vickyfearnley9477 7 ай бұрын

loved your old envelopes where they from

@Coffee_Cash 7 ай бұрын

the zipper envelopes and the flap envelopes and the rose gold stickers are in the description below :)

@marylynmiller5158 7 ай бұрын

It seems like you have a solid plan for 2024. My goal is to try to get 1-3 months ahead in my bills.

@Coffee_Cash 7 ай бұрын

That's a great goal! Good luck!

@gannbudgets 7 ай бұрын

Hello! New subscriber here. I really enjoyed your video. ❤

@Coffee_Cash 7 ай бұрын

Welcome and thank you :)

@pricilla2076 7 ай бұрын

The daisy binders are really cute- where did you get them from?

@Coffee_Cash 7 ай бұрын

Amazon! I'll link them in the description!

@Coffee_Cash 7 ай бұрын

Amazon! I'll link them in the description!

@kristihenderson31 7 ай бұрын

Where do you recommend a high yield savings account? Thanks In Advance

@Coffee_Cash 7 ай бұрын

I am using Ally Bank - they have different savings "buckets" you can divide up your money into. Kinda of like envelopes :) Keeps things very organized.

@faithbydesignXO 7 ай бұрын

Hello, new subbie! Nice set up for 2024! 💜🌻🎆

@Coffee_Cash 7 ай бұрын

Thanks for subbing and Welcome!

@LavenderGirl89 7 ай бұрын

Hi I'm a bit late to the cash stuffing system but I love your organisation of the binders. Where did u get the leather ones? Thanks for your upload

@Coffee_Cash 7 ай бұрын

All on Amazon. I have a few linked below in the description box!

@tiabiggs5729 7 ай бұрын

I love the binder with the daisies! Where can I get one?

@Coffee_Cash 7 ай бұрын

Amazon! I'll link them in the description!

@budgetmommie 7 ай бұрын

Yes I am the same way. That's why I have a Capital One bank for my savings. Can't get to it easy. Lol

@Coffee_Cash 7 ай бұрын

Exactly!

@budgetmommie 7 ай бұрын

I don't want to spend my cash if I have on hand.

@Coffee_Cash 7 ай бұрын

Right?! Helps me out sooo much just having cash. :)

@PenniesMakeDollars 4 ай бұрын

New subscriber 🎉🎉🎉🎉

@Coffee_Cash 4 ай бұрын

Welcome!!

@kyliecurrie2983 7 ай бұрын

What is the one month ahead envelope for pls.

@Coffee_Cash 7 ай бұрын

That is a "just in case" envelope, if you loose your job or just want to be one month ahead on your bills - a safety catch so to speak. Would like to build it up to 3 months in the future.

@sheenasullen9949 7 ай бұрын

Where did you purchase the clear envelopes with flap?

@Coffee_Cash 7 ай бұрын

I put the link in the description!!

@itsjustnoogie 7 ай бұрын

Great video. Just a quick question, when you go on vacation do you take your vacation binder with you? If not, what do you use to know what money is coming out of which envelope? Thanks!

@Coffee_Cash 7 ай бұрын

Hello! Great question! So, I budget for each category first (and over budget too a little - for "just in case" - like for Food say average $100 a day or whatever suits your family- I cash stuff up to the point where I budgeted for - for each category - then I just deposit about 80% of the cash into my checking account and usually leave 20% in cash for tips etc...So before I leave for vacation I just lump all the money together - then whatever is left over - I'll withdraw when I get back and either reallocate it or split it up again into my Vacation binder again into each category. I hope this makes sense.

@itsjustnoogie 7 ай бұрын

@Coffee_Cash So do use a debit card for the money deposited? Thanks for the reply. 😊

@Coffee_Cash 7 ай бұрын

Yes!

@itsjustnoogie 7 ай бұрын

Thanks for the tips!