10 RULES of INVESTING for Smarter & Faster Financial Decisions

10 RULES of INVESTING for Smarter & Faster Financial Decisions | Learn Basics of Investing

Рет қаралды 74,883

Күн бұрын

► Need Term or Health Insurance?
Schedule a free 30-minute consultation : ditto.sh/0bxlo5
► 26,000+ readers have joined my Investing Newsletter
Subscribe Now : shankarnath.com
In this video, I present 10 rules of investing that'll make your financial decision-making a lot faster, smarter and efficient. Truth be told, I use quite a few of these investing thumbrules to the extent that some have helped me shape and improve not just my money portfolio but also my career choices. These are investment basics that all beginners and even advanced investors should be aware of.
If you find this video useful, then do give it a thumbs-up and don't forget to subscribe to my channel
👉 Video Chapters:
00:00 Rules of Investing
01:08 1. Rule of 72
02:38 2. Rule of 114
03:58 3. Rule of 70
04:36 4. 12-6-3 Rule
05:23 5. 15-15-15 Rule
06:46 6. 12.2% Golden Rule
09:54 7. 100 minus Age Rule
11:25 8. 30% Stop Loss Rule
12:49 9. 1 Week Spending Rule
13:37 10. 20x Life Insurance Cover
14:17 Shankar's Viewpoint
🔥 Top Videos on My Channel (don't forget to subscribe)
‣ Coffee Can Investing : • How to Build a Coffee ...
‣ Peter Lynch's Strategy of Stock Picking : • I Copied Peter Lynch's...
‣ Magic Formula Strategy for Indian Stocks : • Magic Formula Investin...
‣ Mohnish Pabrai's PE of One Rule : • Mohnish Pabrai Investm...
🙌 Join my community on:
‣ KZfaq: / @shankarnath
‣ Instagram: / shankarnathofficial
‣ LinkedIn: / shankarnath
‣ Twitter: / shankarnath
#investmenttips #financialtips #investingforbeginners #investingbasics
Disclaimer: I am not a SEBI registered investment advisor or research analyst. The content posted on this platform is purely for educational purposes and none of it constitutes investing or trading advice. Viewers should do their own research and diligence before investing or acting on the information presented

Пікірлер: 239

@mayanktiwari2498 Жыл бұрын

Not just 10 rules, these are 10 GOLDEN RULES!! Thanks for sharing this with us Mr. Shankar !

@shankarnath Жыл бұрын

My pleasure. Glad you liked it, Mayank!

@rsubrahmanyam Жыл бұрын

How can I reach out to you for personalised guidance?

@rsubrahmanyam Жыл бұрын

How can I reach out to you for personal guidance?

@shankarnath Жыл бұрын

@@rsubrahmanyam Hi. I am coming up with a paid consultation module very soon. Please allow me a week or two to release this.

@gmsubu 6 ай бұрын

Very good collection of handy rules. As a retiree, I found the rule of 25x to be useful. If your monthly living expenses is Rs 50k, the annual amt is Rs 6 lakhs. Rule of 25x says, your retirement corpus should be 25*6= Rs 1.50 crores. This rule works more or less in the practical world after accounting for inflation. The inverse of this rule is called the 4% rule. You can safely withdraw 4% every year from the retirement corpus every year and ensure you don’t run out of money till the end. Of course this rule needs to be fine tuned to suit the individual and circumstances.

@shankarnath 6 ай бұрын

Glad you found it useful 🙌

@adipradeepmummadisetty3440 Жыл бұрын

one thumbs up for your teaching and one thumbs up for your Graphics and that Graphics designer who is showing you in different ages .. shapes and shades...!!

@shankarnath Жыл бұрын

Thank you very much. I used a Snapchat filter named Dmoney to record the teenage me. But yes, it was quite a challenge because ideally we should have used the Time Machine filter but they doesn't work on many Android phones. So my editor had to do some extra work to get that right. It's come out well .. appreciate it!

@ramsankarchandrasekar8959 Жыл бұрын

The 12.2% rule has more practical use than any other thumb rules 👍

@shankarnath Жыл бұрын

Glad you found it useful

@amolmali3583 11 күн бұрын

One of the most Informative video I have ever seen. Great content. Thanks a lot for sharing this useful information.

@shankarnath 11 күн бұрын

Glad you enjoyed it! Most welcome 🙌

@Iva428 Жыл бұрын

Thank you for the information. You have explained all of them so well.

@shankarnath Жыл бұрын

So nice of you, glad you liked it.

@ChaitanyaRK5 Жыл бұрын

Most underrated channel 🙏🙏🙏

@shankarnath Жыл бұрын

I appreciate that!

@arindamandybhattacharjee1406 11 ай бұрын

This is an extremely helpful video, Mr. Nath - thank you so much for making such videos!

@shankarnath 11 ай бұрын

Glad it was helpful! My pleasure

@anujoybardhan Жыл бұрын

Thank you Shankar for a video with these consolidated thumb rules, it really helps with quick comparison between two instruments. Looking forward to your next insightful video.

@shankarnath Жыл бұрын

Glad you liked it, Anujoy

@divyamjain6969 Жыл бұрын

Thanks Shankar for all your teachings. Getting really good value from your videos.

@shankarnath Жыл бұрын

Thank you Divyam for this kind gesture. I am glad you are receiving good value and learnings from my video. Do share it with your friends and well-wisher & help me spread this knowledge to more and consequently grow this channel. Thx again!

@cpnjaved Жыл бұрын

As always, outstanding content. Thank you 🙌

@shankarnath Жыл бұрын

Most welcome. Glad you found it useful.

@dineshkm7832 Жыл бұрын

Thanks for sharing this with us Mr. Shankar !

@shankarnath Жыл бұрын

My pleasure. Glad you found them useful

@muniprakashganji4978 Жыл бұрын

I am always amazed and every video I watch ,i will learn something new and value added to the time . Appreciate your efforts🎉

@shankarnath Жыл бұрын

Most welcome. Glad you found it useful and informative

@TheYasinsonu Жыл бұрын

Thanks a lot for providing valuable content.

@shankarnath Жыл бұрын

Most welcome. Glad you liked it

@harishbsbillionaire1799 Жыл бұрын

one of the best financial channel. Good!!! Keep going.

@shankarnath Жыл бұрын

Thanks a ton

@mohammedrafishaikh7544 Жыл бұрын

Great Sir, all the tidy concepts are clear through your posts Thank you

@shankarnath Жыл бұрын

Most welcome. Glad you found the thumbrules useful and you'll apply it in your everyday financial life

@satyaswaroopc5865 Жыл бұрын

You are a great guide, thank you for all your videos

@shankarnath Жыл бұрын

Most welcome. Glad you like them!

@rajkris411 Жыл бұрын

Very clear and simple

@shankarnath Жыл бұрын

Glad you liked it

@vineetb4996 Жыл бұрын

Once again very useful and informative video Mr Shankar Ji ! Thank you for this amazing content !

@shankarnath Жыл бұрын

So nice of you. Thank you for your kind appreciation, Vineet

@pardhumurali1206 Жыл бұрын

Your videos are very unique and have lots of info. Thanks for sharing the info.

@shankarnath Жыл бұрын

So nice of you. Glad you like them

@tejjchahal3654 4 ай бұрын

Good rules

@faheemhasan3902 Жыл бұрын

Amazing communication skills with great clarity of thoughr. Very well presennted video for people to learn. Your videos are very informative. Keep up the good work

@shankarnath Жыл бұрын

Thank you very much!

@padmanabhshenoy3924 Жыл бұрын

Excellent, simple and succinctly explained

@shankarnath Жыл бұрын

Glad you liked it, Padmanabh

@deepeshkumar100 Жыл бұрын

Thanks Shankar, you are one of the best Finfluencers out there. Learning a lot from you. Also attended your Webinar also, found very enriching.

@shankarnath Жыл бұрын

Thanks a ton Deepesh. Happy to add value & play a small part in your financial journey

@tejasnatekar4241 Жыл бұрын

Thank you Shankar sir...the way you talk is comforting and calming...above everything else, the videos are very informative and unique from other channels.

@shankarnath Жыл бұрын

So nice of you. I am glad you are finding the content and presentation to your liking, Tejas

@revanthgowd5744 Жыл бұрын

Thank you for the useful content 😊

@shankarnath Жыл бұрын

Glad it was helpful!

@Kiamaths Жыл бұрын

Great video specially the 12.2% rule

@shankarnath Жыл бұрын

Glad you liked it!

@satishrana9735 Жыл бұрын

Very Useful.. especially for younger & New investor

@shankarnath Жыл бұрын

🙌 Thanks

@Anbu-Ini Жыл бұрын

Thanks for the wonderful content Shankar sir..

@shankarnath Жыл бұрын

My pleasure, glad you liked it

@yournextdoortraveller Жыл бұрын

Awesome content explained in a very crisp and clear format.. 🙂

@shankarnath Жыл бұрын

Thanks a lot

@biswajitchattopadhyay1141 10 ай бұрын

Very nice your statement with basic share trading, I am realized the matter totally. Many thanks

@shankarnath 10 ай бұрын

Most welcome! Glad it was helpful 🙌

@kattimanishivkumar4763 Жыл бұрын

Excellent presentation and valuable information, thank you very much sir, God Bless you always

@shankarnath Жыл бұрын

Thank you very much for your kind appreciation and encouragement, Mr. Shivkumar

@dsaha7700 Жыл бұрын

Dear Shankar ji, thanks for validating 70% of rules followed by self and many many thanks for teaching additional 30% simple rules...🙏🙏

@shankarnath Жыл бұрын

Most welcome

@harvindersingh-ld1cm Жыл бұрын

Very good and informative nicely presented!!!

@shankarnath Жыл бұрын

Glad you liked it! Thank you

@ej_whistleblower Жыл бұрын

Amazing rules! My favorites will be 6th and 9th.

@shankarnath Жыл бұрын

Perfect. Glad you found these useful, Ejaj

@rejimphilip Жыл бұрын

Very helpful and useful video.❤

@shankarnath Жыл бұрын

Thanks, glad you liked it

@vinaypatidar5901 4 ай бұрын

Thank you sir.

@shankarnath 4 ай бұрын

Most welcome 🙌

@manishatulpule7222 7 ай бұрын

Great. Thank you very much

@shankarnath 7 ай бұрын

You are most welcome!

@atulmittal8195 Жыл бұрын

Sir with the kind of content you provide, and the knowledge you have, your channel deserves far more likes and subscribers

@shankarnath Жыл бұрын

Thank you for your encouragement and vote of confidence, Atul

@SuperAkhil111 Жыл бұрын

thank you for share rules 🙏

@shankarnath Жыл бұрын

My pleasure!

@shabbirbagawan7013 3 ай бұрын

Thank You Sir

@shankarnath 3 ай бұрын

Most welcome

@balajiv1828 Жыл бұрын

Hello Shankar, formula of 20k is the best. As You said instead of looking at crores one can You this formula to plan investment for retirement. Thank You

@shankarnath Жыл бұрын

Most welcome Balaji.

@krishnakumarsubramaniam5312 Жыл бұрын

Great , very educative video with some good insights! I categorise this as Good KT Videos!

@shankarnath Жыл бұрын

Thanks! Glad you found it useful

@Rajesh.A Жыл бұрын

Thank you Shankar, complicated things taught in easy to grasp way. I do the same mistake of averaging down. Stop loss at 30 % is like enlightenment for me. Thank you. I did watch ur video in MOmf regarding FAB plan 👍🏻. Best wishes

@shankarnath Жыл бұрын

Thank you very much, Rajesh. Yes, it's a struggle for me everytime a stock goes below 30 but somehow I have learnt to be discompassionate about it

@drpjmahanta1896 Жыл бұрын

Great content for the CHILD of all ages, who are pursuing personal finance. Please enlighten us Mr Nath, always.

@shankarnath Жыл бұрын

Thank you Dr. Mahanta. Reminders are always useful .. or as they say: "classics never die" :) One of the thumbrules (12.2%) was special in my case, as it made it easier for me to pursue a 2nd career. Many times how an answer is shaped is as important as the answer

@knduraidurai3505 4 ай бұрын

Very useful and eye opening rules for beginners like me.

@shankarnath 4 ай бұрын

Glad it was helpful!

@vivekyadav-qs4yy 5 ай бұрын

Very good knowledge..

@shankarnath 5 ай бұрын

Thanks!

@deivas1425 Жыл бұрын

Awesome contents as usual Mr. Shankar Ji.. Keep doing the same.. 🙂.. hats off to you for your great presentation..

@shankarnath Жыл бұрын

Thanks a ton, Deiva. Appreciate your kind words

@technologytheoryhandson863 Жыл бұрын

Insightful sir..very userful..

@shankarnath Жыл бұрын

Glad to hear that. Thanks!

@gopikannans9246 Жыл бұрын

An excellent session.

@shankarnath Жыл бұрын

Thank you 🙌

@Amittraajpoot 2 ай бұрын

Thank you ❤

@shankarnath 2 ай бұрын

Most welcome

@vishvajeetmoyon3235 Жыл бұрын

Apart from content, u are the only one who has talent of making thumbnail at par with dhawan sir

@shankarnath Жыл бұрын

Thank you very much

@5966ramesh Жыл бұрын

Superb video. I am sharing this video with my friends and family members. Thank you Shankar Nath.

@shankarnath Жыл бұрын

Most welcome 🙌

@AVIK568 Жыл бұрын

Excellent video sir

@shankarnath Жыл бұрын

Thank you so much

@sourabhbhattacharya3411 Жыл бұрын

Wow...very very very helpful video

@shankarnath Жыл бұрын

Thank you. Glad you liked it

@amareshpradhan5160 11 ай бұрын

You are good . Thank you

@shankarnath 11 ай бұрын

Welcome 😊

@vikram0607 Жыл бұрын

The 12.2 rule is a new one which I didn't know about. thank you for sharing this. Love your way of making videos sir. Never stop them 🙏

@shankarnath Жыл бұрын

Thanks Vikram. The 12.2% is something I discovered and I've been using it for the last year or so in many of my calculations. Try this calculation on Google: 1.122^20 .. and you'll see what I mean :)

@vikram0607 Жыл бұрын

@@shankarnath does it mean whatever you invest in equity will become 10x in 20 years?

@esabelpaul1382 3 ай бұрын

Hi shankara gr8 perfection it makes u think at every point either you are earning or investing

@shankarnath 3 ай бұрын

Cool 🙌

@sreem27 Жыл бұрын

Sir, you always deliver the best financial planning content - it's like your videos are the 10 commandments of personal finance.

@shankarnath Жыл бұрын

So nice of you. Thank you very much, Sree

@AshokKumar-2113 Жыл бұрын

Excellent quality 👌

@debajanisarma1673 11 ай бұрын

@@shankarnathSir no one explains like you. SHARED.

@pardeepkansal7550 2 ай бұрын

Very useful 👌

@shankarnath 2 ай бұрын

Thanks a lot

@shade1697 Жыл бұрын

Amazing content Sir 👌

@shankarnath Жыл бұрын

Thanks a ton

@leninbabu8310 Жыл бұрын

amazing shankar sir

@shankarnath Жыл бұрын

Thx. Glad you liked them

@rajkavi1977 Жыл бұрын

Thanks

@shankarnath Жыл бұрын

Hi Rajesh. Thank you very much for your kind appreciation and this gratuity. I'm glad you found this video useful. Please do go through some other videos on my channel and also share it with your friends.

@angadkhandekar8280 Жыл бұрын

Nice Learning Shankar ji 🙏

@shankarnath Жыл бұрын

Thanks and welcome

@sudhirbawa9307 Жыл бұрын

Excellent

@shankarnath Жыл бұрын

Thanks!

@deepuraju5609 Жыл бұрын

Hi Shankar Sir, I fallow your videos regularly and i feel they are very usefull. With your knowledge can you plan to make some videos for kids aging more then 11years which will help them start thinking on finance management or publish a course in online which they can subscribe and attend. I feel the way you explain and cover the concept will enlight young minds and this kind of education is not covered any where. Kindly think about it. 😊

@shankarnath Жыл бұрын

Thank you for your appreciation and suggestion

@wisdomhatchwithsuresh Жыл бұрын

Anna nenga podra videos ellam super ah irukku

@shankarnath Жыл бұрын

Thank you Suresh

@prashantjha4864 Жыл бұрын

Just owsam sir

@shankarnath Жыл бұрын

Thanks

@Rohan.-7 Жыл бұрын

Hello Shankar, thank you for putting out some very informative and interesting content! I have a question - is there any way to track the realtime underlying NAV of Nifty Bees since the traded value may be at a premium or discount to the underlying value. I tried searching on the internet but there doesn't seem to be any reliable source.

@shankarnath Жыл бұрын

Most welcome. Apologies, I haven't come across some way of real-time tracking. Let me circle back if I find something

@rohithrkrao Жыл бұрын

Gr8 video

@shankarnath Жыл бұрын

Thanks

@irshadb007 Жыл бұрын

Nice content, thanks. Maybe someone will put these formulas in an app or Excel

@shankarnath Жыл бұрын

Most welcome

@jimrockss2432 Жыл бұрын

Stopped watching @ the 11th Sec. Thought of liking the video first. OK, now lemme watch the video. Thanku!

@shankarnath Жыл бұрын

Hope you liked the content. It's simple yet useful.

@riyakoley7074 Жыл бұрын

Nice video

@shankarnath Жыл бұрын

Thanks

@parthaaec07 Жыл бұрын

This is full of golden strategies

@shankarnath Жыл бұрын

Glad you found them useful

@dhirendrasingh3136 Жыл бұрын

Very Great Content as you describe the content already i am familiar but the way you explained i like it very much.😀Sir can you make some video or training material for medium learner for stock selection under the thumbnail DIY.Thank you very much

@shankarnath Жыл бұрын

Most welcome, Dhirendra ji .. school mein padte the na: "the answer and its working - both are important". Same way, the content & presentation goes together :) Also, thanks for your suggestion. I plan to make some online courses 4-5 months from now, once I have collected more info & feedback from viewers

@dhirendrasingh3136 Жыл бұрын

Sir i have to learn a lot from you. Like you as a mentor blessing for me

@vishnurajmr9323 Жыл бұрын

I'm the first one to comment even before watching. Always waiting to listen to you dear sir, absolutely great way of presenting great ideas.

@shankarnath Жыл бұрын

Thank you Vishnuraj. I'm glad you are enjoying it. You are right - both, presentation & content is important when using an audio-visual media like videos. Infact I just recorded a video on "My First 100 Days as a KZfaqr" where I want to share my experience with everyone because it's very likely that a majority of us will have to be a content creator in some capacity like speaking on a podcast, writing an article on Linkedin, making a presentation on a webinar, addressing a group of students etc. I hope my experiments, trials, tribulations & successes can accelerate that process for others.

@vishnurajmr9323 Жыл бұрын

Thanks for replying sir 🙏. Now I watched your investing in oneself video also. Many videos I'm watching multiple times and feeling the authenticity of content and presenting. Keep enjoying your journey sir 🙏

@shankarnath Жыл бұрын

@@vishnurajmr9323 Thank you very much

@Yogee7777 Жыл бұрын

Thoughtful content $hankar Bro !! 😊. However identifying the 12.2% returns is the challenge, though we diverse the PF. More importantly consistency of % is an additional pain. Please explain on that area. I am regular SIP guy of index , small and international fund. Also i buy on dips as an booster based on the market movment. Infact i took 50% out when the market peaked last year and got my first new car. Now I am more of thinking, create a corpus through the funds and redeem it at the peak or some target amount - then purchase the AA+ AAA bonds. Continuing the sip by the payout earnings from the bonds. Though i am not sure, if i am doing right 🤔.

@shankarnath Жыл бұрын

Thank you & wishing you the best. I explained the consistency part with some data in my video on Nifty All-Time Highs (please watch from minute 3 to minute 6) Link: kzfaq.info/get/bejne/ldSEl8afyrKxm6M.html

@nabeelnm7183 6 ай бұрын

Does rule of 72 also applies for SIP mode investment??

@anshulbachani4812 Жыл бұрын

Great 12.2% rule

@shankarnath Жыл бұрын

Glad you found it useful

@Randomcomment7699 Жыл бұрын

Monish pabrai funds once lost 70 % of value (30 % rule is great for investors if good stocks falls ) ..

@shankarnath Жыл бұрын

Thanks for sharing

@SS-yn3qu Жыл бұрын

Thanks Shankar ji On the stop loss rule is it 30% down from your buying price OR 30% down from the peak after you buy ? Thanks

@shankarnath Жыл бұрын

Most welcome. It's 30% below my buying price

@mohitoberoi4089 Жыл бұрын

Fully agree with your stop loss/averaging analogy. I too realized that I kept averaging down losers while not adding much to my winning positions

@shankarnath Жыл бұрын

Thanks for sharing, Mohit

@AP-qj9qu Жыл бұрын

Please make video on health and term insurance Is it useful and what is the criteria to select

@shankarnath Жыл бұрын

I'll try. Thanks for the suggestion

@cvramankishore4u Жыл бұрын

i feel subject should have been 10 key ratios of finance than thumb rules , but really informative video

@shankarnath Жыл бұрын

Thx for your suggestion. Glad you liked it

@mohan7642 Жыл бұрын

Very informative Content Mr.Shankar like always. Couple of Questions : Some fundamentally strong stocks fall by 30% due to various scenarios, like Dixon share recently falling around 30% in last 6 months. would you completely sell all your stocks or any thumbrule to sell partially. 2.Revisit your purchase after 1 week is a good strategy, I'm trying to follow this for stocks also watching it for a week or 2 if it will be available at discount, do you follow this for investments also or only for buying ? one of your point 20Y investing for 10X return is a good idea. But with what I've seen for retired people major expenses or their wealth erosion occurs on big ticket expense - something like children education & marriage, house renovation or their parents hospitalization (majorly no medical ins is not covered for 80+)

@shankarnath Жыл бұрын

Thank you very much 1. Well, I might not have bought that stock six months back at a PE of 180. I generally keep away from low margin businesses due to the sensitivity factor & Dixon Tech is a 4% operating margin business 2. Yes, I follow the 1 week strategy for stocks aswell. There is a beautiful talk (not sure where I watched it) on how some procrastination is actually good and people make better decisions that way. So the sweet spot is between hurried decisions and never taking one 3. I would say different goals require different treatments. Same way, if guests are coming to my house, there will be different dishes as compared to when it's just me (daal chawal) or when my niece are home (french fries & burgers). The same applies here .. big ticket purchases need to be played on a different pitch and household expenses should have a different thought structure

@mohan7642 Жыл бұрын

Thank you Mr.Shankar for your reply. I'm truly your fan I loved your replies. Thanks Mohan

@chatenrk Жыл бұрын

On the point of 20X times current income as a thumb rule for personal insurance, does it not need to scale along with your income increase. Also what is the best time for applying this number(interms of age). 1CR policies were really the trend 8 years ago, but given how the inflation is today, do you see a reason to top this up

@shankarnath Жыл бұрын

Yes, it should. Thumbrules are never detailed but for specificity, I have covered this very point with a detailed calculation in my video: kzfaq.info/get/bejne/iK-FjJRjnK3dqHk.html

@earnestjerome Жыл бұрын

Thanks for your valuable insights.. the rule 15k * 12.5% * 15 years says some X amount you can get by investing in this principle.. my question is, in what all categories we should split this 15k to make this rule a foolproof?

@shankarnath Жыл бұрын

Most welcome. There is no general formula for this and impossible to say what will work and what won't. It's more to do with one's own preference and I would have been most comfortable with a combination of 12k in multicap and 3k in an international fund. Do watch my video where I have explained it in detail (link: kzfaq.info/get/bejne/mLRlhMepvpm2hqc.html) .. hope this helps

@earnestjerome Жыл бұрын

@@shankarnath Thanks for your time

@129prashant Жыл бұрын

👍

@shaikakber4717 Жыл бұрын

❤

@ashishranjansingh Жыл бұрын

You should start one more channel specially for the Hindi audiance...it will be a profitable investment..

@shankarnath Жыл бұрын

Thank you for your suggestion, Ashish ji. I will certainly consider it once I can sort out this current channel's output (time, personnel) and monetization.

@satishrana9735 Жыл бұрын

Shankarji One more Thumb rule is whenever market falls by 10 -15 % , its a easy time to Buy Stocks or do Lumpsum payment of MF than doing SIP. As Indian market is more volatile to domestics and various Geo political reasons, this opportunities come Twice in year. One Can easily wait and watch. This is similar to one video of SIP when Nifty is trading above 22-25 PE.

@shankarnath Жыл бұрын

Thanks for sharing, Satish ji. Two related queries: a) What should be the dip value i.e. 10% or 15% or something else? b) What should be the lumpsum multiplier i.e. if SIP is 1000 rupees then then how much to buy on lumpsum - 5x or 10x I'll want to plug these numbers in my excel and see the results. Ofcourse, the performance will be up but want to know by how much :)

@satishrana9735 Жыл бұрын

@@shankarnath please take this in QA session and for Education Purposes. Sir my question is Larsen & Toubro Infotech Ltd and Mind Tree merger happened and the Market price is INR 4850/- so is it reasonable valuation after merger to buy, SO going Forward HDFC LTD & HDFC Bank are going to be merged so is it going to be Beneficial for retail Investor like us . Should Retail Investor BUY HDFC LTD & HDFC Bank NOW or wait till it get listed and than BUY . Thanks in Advance

@satishrana9735 Жыл бұрын

@@shankarnath NAV value will be cheaper when Market Falls 10-15 %, Also Units availed will be much more than a regular SIP . Another perspective in current Scenario stocks Like Asian Paints and Pidilite have Fallen 10-15 % from their High. Can Invest in them when such volatility happens

@DiabloNemes Жыл бұрын

@@satishrana9735 but the P/E ratio of pidlite is too high🙃🙃🙃

@satishrana9735 Жыл бұрын

@@DiabloNemes The price is stretched and overvalued, Fii are selling above share . Wait for few days and price will come to reasonably sensible value .

@InfiBlogger Жыл бұрын

What will happen if stock starts uptrend when you sell at 30% .?

@prathameshjoshi6899 Жыл бұрын

12.2% Rule is interesting

@shankarnath Жыл бұрын

Glad you found it useful

@vaidyanathans1415 Жыл бұрын

When to book profit? When stocks are going up?

@shankarnath Жыл бұрын

Hi, the Latw William O'Neil presented 9 situations in which a stock can be sold. I have presented a list in a video, please have a look. Link: kzfaq.info/get/bejne/mrCchc9hxrC8Y30.html

@DEEPAKSEHRAWAT11 Жыл бұрын

Sir, do you give financial advice ? I need to invest alot of money after selling a real estate. Need help.

@shankarnath Жыл бұрын

Very sorry, I don't do 1-vs-1 financial consultations due to paucity of time at my end. The effort needed in making every video is quite a bit .. and 2 long videos & 2 short videos per week takes all 7 days of the week. I'm trying to find better solutions but am a bit handicapped currently.

@mohitoberoi4089 Жыл бұрын

On the asset allocation though I believe the rule is over rated. Buffett at 94 something is all equities n happy 😺

@eqvig258 Жыл бұрын

Et money plus this

@rameshkumaryathirajyam9819 Жыл бұрын

The 12.2% rule is super . But it should be put into mf. Every month one MF investment for 20 yrs . That’s what you are saying . Nxt month 21 and then 22 k

@shankarnath Жыл бұрын

Glad you liked it

@lordrdx666 Жыл бұрын

Sir ji, 10 plates of Chole BHATURE in lieu of 10 golden rules of investing. How & where to deliver my food content to you? 😜🍲

@shankarnath Жыл бұрын

Thanks RDX. How about 18th or 25th of March? Connaught Place?

@lordrdx666 Жыл бұрын

@@shankarnath sir, jahan bolenge! Shall I DM on IG for the dates & details?

@shankarnath Жыл бұрын

@@lordrdx666 Yes please

@shashidharreddy2959 Жыл бұрын

For retirement, if my current monthly expenses is 30k, then I can retire today only if I have 30k * 12 months * 30 years = 10 Cr. Shouldn't I be calculating the required retirement fund like this?

@shankarnath Жыл бұрын

Hello. 1. I've not come across a formula like this, maybe you can do some reading up on how to calculate retirement corpus 2. 30,000 multiplied by 12 multiplied by 30 comes to 1 crore (not 10 crores)