We received a DM asking us, 'Should I buy a second property if I already own one in Singapore?' After our last video, we realized we couldn't provide a comprehensive explanation along with all the necessary context. So, here it is! Please drop your questions in the comment section below if you have any more queries about purchasing property in Singapore. We'd be more than happy to assist you! And don't forget to share and subscribe to our channel! Resources: About BSD marcusluah.com.sg/absd-bsd/ Mortgage Calculator marcusluah.com.sg/mortgage-loan/ Timestamp: 00:00 Introduction 00:50 Question 01:34 3 Things to take note 02:28 Second Housing Loan To Value 03:24 Initial Outlay for a $2 Million Property 04:35 Total Debt Servicing Ratio 05:49 Additional Buyer Stamp Duty 07:48 Disclaimer 08:10 Should you or not buy a Second Property 08:25 My recommendation 11:25 Ending For more videos like this, do subscribe to us here! DM for enquiries - linktr.ee/Keepitrealwithmarcus Connect us on your socials: Ask Me Anything here (NGL) - ngl.link/marcusluah Tiktok - www.tiktok.com/@marcusluahsg/ Instagram - instagram.com/marcusluah/ Facebook - facebook.com/Luahmarcus/ Telegram - t.me/KeepItRealEstateSG #islandlife #sgrealestate #sghomes #realestate #dreamhome #realtor #property #realestateagents #realstate #realestateinvestor #lifestyle #propertyagent #singapore #singaporelife #property #realestateagents #realstate #realestateinvestor #lifestyle #propertyagent #marcusluah #keepitrealestatesg

Appreciate this videos Marcus. You are a successful agent but you take time to do such videos to keep us all informed

Thanks for the informative and balanced response to the question!

Great video! Give you a like 👍🏻 Keep it going! Would love to know the decoupling in details 😊

Nice!

Gave you a like, dude. Just becos you are not irritating like some other agents.

Please do a full video on DECOUPLING.

Good video. Years ago when I bought my second property, I must make sure I have the minimum sum in my special account which I dun. In the end, I have to top up my special account. If I dun have the minimum sum, CPF will lock up the short fall in my ordinary account and I can't utilize that amount for property purchase. I am not sure if this is still the same. Luckily I had buffer cash though this news from CPF almost gave us a shock .😅

Yes. Decoupling video

Hello, please make a decoupling video with scenarios 🙏

❤

If you aspire to be in the top 5%, your annual income has to be $278k. It was $241k previously! 25k is 300k yr video is for the top 2% to watch

Can you do a video on commercial property?

I got a question, I am stuck in a limbo. Here is the context, I am 35 same as my wife we earned a combined of $20k p.m conservatively and I have a HDB fully paid $285k used CPF $355k, market I could fetch it for $550k or $600k. Should I upgrade to 2b2b condo for $1.4m or 3b2b $1.8m. My income alone could loan max up to 1.8m, our savings is $50k due to fail biz before hence should I continue staying my current HDB and incur 2.5% CPF accrue interests or move?

Please do decoupling content

Can a hdb still be decoupled now?

People with the means don't bother about what is being discussed.

Wat is the solution if foreigner wants buy

Tnen wat you showing in KZfaq attending the class,