"I won't stop until I earn $25M" -

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"I won't stop until I earn $25M" -

Рет қаралды 318,705

Күн бұрын

In my conversation with Vivian Tu, also known as ‪@YourRichBFF‬, we discussed very practical aspects of the financial literacy - how you manage your savings, debt, investments and a magical FU number that allows you not to work anymore.
Ready to prioritize your mental health? Head over to Muse and receive 15% off your order with discount code SVG or visit the link here: choosemuse.com/svg
Vivian on Instagram: / your.richbff
Order Vivian's book "Rich AF: The Winning Money Mindset That Will Change Your Life": amzn.to/3Q79YPW
My Companies & Products: pillar.io/linguamarina
In this video:
00:00 - Meet Your rich BFF - Vivian Tu
01:16 - If you want to be wealthy, you need to STRIP
03:49 - How much of your income should you save?
07:01 - How do I take care of my mental health to prevent burnout?
09:35 - How does Your rich BFF team look like?
12:27 - We were working at the limit of our abilities and counting down the days until it was over
14:45 - "You are the reason I had the confidence to negotiate a $20k raise"
17:05 - How to deal with your debt?
20:32 - Think of your retirement as early as possible (right now)
22:32 - "The only way you can keep up with the rising costs is to invest"
23:54 - "I need $25M to not work for money anymore"
28:54 - What are your investments plans?
31:53 - How to track and plan your personal finances
33:38 - A book that everyone needs to read
This video is sponsored by Muse.
Top credit cards for free flights, hotels, and cash-back - www.cardonomics.com/i/marina
💰 INVESTMENT APPS & BOOKS:
- Webull - a.webull.com/Tfjov8wp37ijU849f8
- Robinhood - join.robinhood.com/marinam241
- Interactive Brokers - ibkr.com/referral/marina592
⭐ Download my English language workbook - bit.ly/3hH7xFm
I use affiliate links whenever possible (if you purchase items listed above using my affiliate links, I will get a bonus)
#siliconvalleygirl #marinamogilko #yourrichbff

Пікірлер: 263

@SiliconValleyGirl 2 ай бұрын

Ready to prioritize your mental health? Head over to Muse and receive 15% off your order with discount code SVG or visit the link here: choosemuse.com/SVG

@SteveDutton-v 2 ай бұрын

Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future. Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them.. well at least my advisor does lol.

@SeanTalkoff 2 ай бұрын

Investors should be cautious about their exposure and be wary of new buys, especially during inflation. Such high yields in this recession is only possible under the supervision of a professional or trusted advisor.

@tmer831 2 ай бұрын

Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $121k ROI, and this does not include capital gain.

@DavidCovington-st2id 2 ай бұрын

could you recommend some good advisers? don’t get me wrong, I already have an asset manager, but he seems not to know much about crypto.

@tmer831 2 ай бұрын

Vivian Carol Gioia is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@DavidCovington-st2id 2 ай бұрын

I find this informative, curiously explored Vivian on the web, spotted her consulting page, and was able to schedule a call session with her, she shows quite a great deal of expertise from her resume.. very much appreciated

@TheJackCain-84 Ай бұрын

I suggest you offset your real estate and get into stocks, A recession as bad it can be, provides good buying opportunities in the markets if you’re careful and it can also create volatility giving great short time buy and sell opportunities too. This is not financial advise but get buying, cash isn’t king at all in this time!

@kevinmarten Ай бұрын

One strategy for protecting against a recession is to buy equities. Investors, especially during a recession, need to know where and how to put money in order to make money while avoiding inflation.

@Jamessmith-12 Ай бұрын

It has never been easier to understand how to build your money than it is right now, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investtments, in my opinion, are complex.

@JacquelinePerrira Ай бұрын

Working with a Financial Advisor to help guide you on your wealth-building journey if you're just starting out is a wonderful way to get started and thats how i was able to accrued good gains . They helps to manage investment overall risk profile , prevent permanent loss of capital consider maintaining a broad diversification of your investments that reflects your personal risk tolerance, time horizon, and the nature of your financial goal

@kevinmarten Ай бұрын

please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?

@JacquelinePerrira Ай бұрын

When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.

@christopherpaul5 Ай бұрын

I just want my money to keep outgrowing the inflation rate. That’s why i've been looking for the right companies now to invest about 150k i have packed in the bank, i hope NVDIA is the right choice. Just don't know strategies to employ to make significant gains.

@KevinClarke9 Ай бұрын

Select high-quality stocks and monitor their performance. If you find this too complex, consider hiring a financial advisor to help grow your money. That's what I do. My portfolio increased by $47,000 in the last quarter.

@Johnlarry12 Ай бұрын

You're right, I and a few Neighbors in Bel Air Area work with an advisor who prefers we DCA across other prospective sectors. Instead of a lump sum purchase, Following this, my portfolio grew 40% in the last quarter.

@carolpaige2 Ай бұрын

I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation

@Johnlarry12 Ай бұрын

Carol Vivian Constable is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

@carolpaige2 Ай бұрын

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip.

@TalesOfTrillions 3 ай бұрын

The '50-30-20' budget breakdown is such a game-changer. Finally, a practical approach to managing my money that doesn't involve sacrificing all the fun stuff.

@jinsu0504 Ай бұрын

As a middle class income earner...i wish houses only were affordable at 50% lol...if that would be the case id have to live in a van....30% want?? Please have you seen proces od groceries now?

@whatta7793 Күн бұрын

@@jinsu0504 if you're single or just have a girlfriend/boyfriend, so only 2 people.. then I'd actually recommend living in a van. How much room do you seriously need to use the restroom, shower, put something on a stove blind, and sit on a couch/bed browsing on a phone or laptop? You don't need much room, AT ALL. If I didn't have kids I would 100% be living in a decent campervan with all utilities and holding tanks for water/sewage, and solar with a battery bank. I've ran the numbers on it before, and it'd save me a few grand monthly..

@arlettezambrano3894 2 ай бұрын

I do 60/30/10, but my 30% goes to savings and debts and my 10% goes to wants. I'm trying to cut down on my want so I can save more and pay off debt. 30% towards wants is too much. But to each their own. This way just works for me.

@HabitsForHappiness 26 күн бұрын

Lol sometimes my wants are only 1-5%

@amberking88 2 ай бұрын

I’m 49 and I just started the 50 30 20 strategy and it certainly has taken away the stress of managing my money each month.

@EcomCarl 3 ай бұрын

Vivien's emphasis on the 50/30/20 budgeting rule is a fantastic guideline for financial health! 🌟 Additionally, automating your savings can ensure you consistently meet your goals without having to think about it each month.

@thirtynineteen6058 Ай бұрын

I’ve watched so many videos featuring Vivian Tu (some over an hour long, full of fluff) and this was the most concise, deep dive, with the hands down the best questions asked by Silicon Valley Girl. “How long have you been a creator, what does your team look like, do you have a spreadsheet” and the best question of all…”how close are you to your FU number” amazing hard hitting questions. Great interview, you’ve got a new subscriber in me!

@AnxMa 3 ай бұрын

About the mental health referenced around 07:00. From my xp: to anyone who's ever been a victim of violence because of their appearance, gender, orientation, race : DO NOT ever let a hateful notion 'there's something wrong with me' sink in. Trust me, it's a recipe for self hatred and compulsive anxieties later on. When we suffer and we need a break, it's only natural to think: maybe if I wasn't 'different', if I was 'normal' I would be accepted. No, haters will always find something else to prey upon. I've always had kinda androgynous look, which was a fuel for bullies when I was growing up. I embraced it, used it to my advantage in my acting / modeling career, I was almost the face of Leon in these new Resident Evil games :)

@VideoVerdict 3 ай бұрын

I took inspiration from her. My goal was 5M. Having 25M makes more sense because that is 1m a year if you withdraw 4% like she says.

@anonymousf7byyj 3 ай бұрын

She said earning 4% return… not sure she knows where the 4% really comes from.

@VideoVerdict 3 ай бұрын

@@anonymousf7byyj A stock market index would gan 7%-10% per year. So you withdraw 4% out of it and keep the rest to compound. The hard thing is making 25mil

@jj55222 3 ай бұрын

@@anonymousf7byyjgenerally the market i.e SP500, index funds etc have an average return of 7% that’s where the number is coming from 25m invested in the market.

@jcbuzz36 2 ай бұрын

You don't need as much as you think to retire. If you are going to follow the 4% withdrawal rule of retirement, since the s&p 500 on average returns 10% per year, if you are only withdrawing 4% of that annually, you would still have a 6% annual gain on your investment. So most people's lifestyles don't need anywhere near 25M to retire on imo.

@dtlars1929 2 ай бұрын

Buy BTC, at least 1 at this price

@moniquemichelle7295 5 күн бұрын

That 7% rule is gold. Such good advice!

@Carlosescontratado 2 ай бұрын

I found you yesterday and have already watched many of your videos. You do great interviews and ask great questions

@Susanhartman. 2 ай бұрын

Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!

@91ScottieP 2 ай бұрын

Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .

@mikegarvey17 2 ай бұрын

Exactly ! That's my major concern and what lucrative investment can one venture into with the current rise in economic downturn

@mariaguerrero08 2 ай бұрын

In fact, I had no prior experience or understanding when I began investing in 2020, but by the end of 2023, I had made a profit of almost $850k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.

@ThomasChai05 2 ай бұрын

@@mariaguerrero08My partner’s been considering going the same route, could you share more info please on the advisor that guides you?

@mariaguerrero08 2 ай бұрын

*Gertrude Margaret Quinto* is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@marykgarciapalacios5981 2 ай бұрын

I feel so sorry for people who live their life thinking so much in money, money, and money that they forget what their purpose in their life.

@kristinem7922 Ай бұрын

Love Vivian ❤️!

@Sarahbb7852 2 ай бұрын

Is soo good listen Marine her diction is perfect and she is much more humble and natural in de videos…this is amazing being honest with who you’re all the time…..I always say embrace yourself

@TerryCollinsP31Lifestyle Ай бұрын

This is a good interview. You asked great questions

@bingsterc7621 3 ай бұрын

Sorry, but people’s “wants” SHOULD BE A LOT LESS THAN 30%. People’s “Wants” should be around 10% to 15%, in my opinion.

@Veracity13 2 ай бұрын

I agree

@livelovely4681 11 күн бұрын

Yeah, everyone is different. If I kept my wants to 10% all my life I would be miserable tbh.

@RedPandas3111 Ай бұрын

That RV is just perfect for me.

@Loujeezy 3 ай бұрын

Love your channel! Thanks!

@TerryCollinsP31Lifestyle Ай бұрын

Thanks for this video

@tdchopping8666 Күн бұрын

Richest man in Babylon is my all time favorite book. Went through it multiple times.

@aigerimsharshenalieva5506 2 ай бұрын

I’ve been following both of you for a very long time, when there were not so many followers. And I was thrilled when I saw your collaboration👏👏👏👏 awesome to see you both having conversations😃😊🙌

@sourabhsoni2930 3 ай бұрын

Hello Marina Please make a video on Todo list. To make our day more productive😊

@jackstoltz1379 2 ай бұрын

I always love young people. They have great expectations for the future and life hasnt hit them yet.

@moniquemichelle7295 5 күн бұрын

Having great expectations for the future takes conscious effort and accessible to anyone no matter the age.

@anabellepp 2 ай бұрын

This one was amazing, thanks!

@chadbailey7038 3 ай бұрын

The collaboration I didn’t know I NEEDED and would have never expected! Огромные спасибо вам 🙏🏾))

@TerryCollinsP31Lifestyle Ай бұрын

Great interview

@yaninacabrera131 6 күн бұрын

Smart mentality. Love her style!

@sharathkumar9490 3 ай бұрын

It's not about going fast but going far

@user-jn1qq1qb1e 2 ай бұрын

🎉Thank you for guys for the informative words

@stillhopeful7048 2 ай бұрын

Loved this content ❤ thank you!

@ten346 Ай бұрын

I like the Richest Man in Babylon. I even found a coloring book with the principles on Amazon.

@EliWesley4 Ай бұрын

Thanks for the continuous update! I'll be forever grateful to you Mrs Louise O'Brien, I really don't know how to appreciate you, you change my life and my family situation.

@DanetteAguilar01 Ай бұрын

I've heard a lot about her. Please how do I contact Louise O'Brien?

@EliWesley4 Ай бұрын

SHE IS ON TELE GRAM.

@EliWesley4 Ай бұрын

She communicates on telegram..

@EliWesley4 Ай бұрын

@ATLouise55 ..that's it .

@EliWesley4 Ай бұрын

That’s her user-name

@SandraHernandez-xt5hj 3 ай бұрын

I wil put 50% FUTURE 30% expenses & wants and 20% experimenting inversions

@LennyTim 3 ай бұрын

You go girl.

@autobotdiva9268 3 ай бұрын

50/30/20 rule works great for those with adhd/autism. all 3 in different checking accounts at the same bank.

@dtlars1929 2 ай бұрын

Lol, so true and good idea. Helps to have an honest caregiver to help you out

@user-jn1qq1qb1e 2 ай бұрын

Thanks so much for the information about investment and business

@honestman2073 3 ай бұрын

Great video, thanks for sharing this rich infos. appreciate it,

@user-sy3ne1lt2h 3 ай бұрын

You wonderful lady ❤

@shawnsapp6611 2 ай бұрын

Love her she the best, love the book just brought it.

@tiarawhite3481 2 ай бұрын

Great interview! Have you had Lynn Richardson on your channel?

@XxN8iVeSc0uTxX 20 күн бұрын

Who else skips past and are tired of ads when you pay for KZfaq to not have ads 🙄

@anastas1yadanylchenko 2 ай бұрын

Amazing interview

@06ridyn 2 ай бұрын

Just tell everyone 75 15 10 method. Come on it’s easy to follow. Just take the 75 cent of every dollar for bills. The 15 for investment and 10 for savings. Done. It works.

@ByBoLe4kA 3 ай бұрын

Great interview, Marina! As always :) Please, do Iman Gadzhi !!!

@e.001 2 ай бұрын

He is a scam. He makes money and fools you into buying his course, which is trash.

@AFGixxeR88 Ай бұрын

@@e.001why has no one called him out if he is a scammer?

@e.001 Ай бұрын

@@AFGixxeR88 They do call him out. There are hundreds of long video documentaries if you search "iman gadzhi scam" on youtube. Also, I bought his full course and I realized most of the information was general knowledge. He is only really good at talking for long periods of time and being persuasive. There are free channels on youtube that give you more helpful advice and don't hide behind paywalls.

@krimo0672 2 күн бұрын

I used the strategy of 10% of each amount and I put it in the savings bank

@joseromero9933 2 ай бұрын

Thanks for sharing

@RobbySamGunner 3 ай бұрын

It’s kind of sad how financially savvy Americans have to be to play the money game and be able to retire.

@burmakara 3 ай бұрын

Find the banned book titled The Hidden Truths Of Wealth. Whoever finds this book will have an unfair advantage over other people. You'll thank me later

@matthewthompson0 3 ай бұрын

Where did you find it?

@ryan-patel 3 ай бұрын

For sure, i can confirm that

@zamanharoon6620 3 ай бұрын

where ?!

@cbreeze123 3 ай бұрын

Who is the author?

@ynohnazenb6683 2 ай бұрын

Name the author

@masangogabriel3356 3 ай бұрын

Staying abreast of the latest trends and strategies is crucial for traders to stay ahead and make well-informed decisions. Beginners in trading and investing must recognize that success in these fields demands technical analysis, emotional maturity, and self-discipline. Thanks to Monica Lisa Payne insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!

@masangogabriel3356 3 ай бұрын

erNameIs Monica Lisa Payne, cant divulge much. Most likely, the internet should have her basic info, you can research if you like

@aarsethdiane853 3 ай бұрын

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

@bradfordemily2577 3 ай бұрын

It's unexpected to come across her name here. She understands every beginner’s intention and fix you to a trading course that matches your capacity, she knows her stuff! Her advice has been invaluable to my trading journey. Definitely worth giving a shot!

@debocknolan6273 3 ай бұрын

It is really refreshing to see a comment about Monica Lisa Payne.I have worked with her also for months now, reached out after reading more about her on the internet. she simplifies matters, whether it's a market surge or drop; her approach consistently keeps you ahead of the trend, She's a guru i'll say

@lucybentzcrystal4440 3 ай бұрын

It seems like she's quite knowledgeable and informed. I did a quick Google search on her name and found her website. Additionally, I noticed she has her own Trading channel, which is impressive. Thanks for sharing this information with me.

@hayyuselfhelpclasses3813 3 ай бұрын

Happy blessed with baby girl

@whirlpoolbook6730 2 ай бұрын

I love Vivian. I followed her and get tons of good advice. Down to earth.

@Emily-le2op Ай бұрын

It gets so infuriating how much misinformation is out there about retirement investing. Thank you for shedding some light on how ridiculous KZfaq finance has become. I've been following the 4% rule thing, I still have $100k outside retirement funds to put in the market.

@andbeyondd Ай бұрын

For near retirees and does who know nothing next to finance it is best you reach out to an advisor before making any decisions.

@claudia-vp1kd 3 ай бұрын

So, is that about Vivian or there's actual advice on this podcast?

@mariannatitova Ай бұрын

А блузочка Dior...amazing

@moniquemichelle7295 5 күн бұрын

Great conversation here. I will say tho, to fund your lifestyle you can do 100% equities like she’s discussing, 100% real estate or a combination of both. I choose the later, a mixture of both. If you’re doing the second or third option; it’s more about cash flow. A goal of $1M a year in cash flow can be done with a $25M Networth OR - $1M cashflow generating from real estate and other income producing assets. When you look at it as cashflow goals, you can actually hit the goal faster and still work on your net worth if you so choose. My goal is $500k a year, so about half hers, but I don’t have kids and may only have one if I choose.

@marioradnic7133 3 ай бұрын

Marina, great job! Awesome!

@jerrycampbell-ut9yf Күн бұрын

I'm curious about the greatest investment prospects right now. I read certain perspectives, but I soon learn that these opinions are meaningless because the stocks they mentioned took a completely different turn.

@Peterl4290 Күн бұрын

Currently, stocks are overvalued. invest 5% in cryptocurrency and buy gold. Hold onto your cash and wait for the price of stocks, real estate, or land to plummet, then buy back in when it has been falling for seven to twelve months.

@larrypaul-cw9nk Күн бұрын

I agree. Based on personal experience dealing with a financial advisor, I currently have $1 million in a significantly improved portfolio that has experienced significant growth. To invest in stocks, one needs more than simply money. To support your investment, you must also possess strong hands, perseverance, and expertise.

@sabastinenoah Күн бұрын

Please who's this advisor that guides you?

@larrypaul-cw9nk Күн бұрын

Her name is “Annette Christine Conte” can't divulge much. Most likely, the internet should have her basic info, you can research if you like

@sabastinenoah Күн бұрын

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

@AOLnotas 21 күн бұрын

High yield vs finding a dividend stock and manage it your own …

@harmanhelena 3 ай бұрын

Yayyyyyy my two favourite

@LivingAlignedLMT 2 ай бұрын

High yield saving account Suggestions: SOFI, ALLY, MARCUS by Goldman Sachs, AMERICAN EXPRESS high yield

@gloriaamakaa.4587 Ай бұрын

Tiffany Aliche is awesome 👌🏽

@user-gr1gb8mz7d 3 ай бұрын

As a generation we are hopeless 😢

@tahirisaid2693 3 ай бұрын

Investing your life savings in a rental property without certainty of returns can be risky. It's crucial to thoroughly evaluate the investment potential before diving in. I've learned that making wise investments is key to building wealth. It's not just about investing money; it's about investing smartly to secure a prosperous future. Here's to making informed decisions and achieving financial success!

@englishwithwareesha 3 ай бұрын

Ooh my god you invited her❤

@RachelRanosa 26 күн бұрын

❤❤❤

@1aadam Ай бұрын

The Silicon Valley Girl meets the Valley Girl. Rich BFF’s upspeak is maddening.

@smoothdahustla9729 22 күн бұрын

17:13, I thought the saying was apple pie was American. Maybe I'm confusing it with the movie American Pie.

@Ingratitud311 7 күн бұрын

The monster in this space would be Dave Ramsey he’s kinda been paving the road for decades. Not to take away from the bits these ladies are saying here as they’re doing a fine job but they’ve got a concrete in stone fits majority approach. I wish everyone here well and prosperous!

@ibrahimseth8646 3 ай бұрын

If Government give second chance. Loan=50M Yield=5% Year=30 Loan(30 Year)=50M*1.05^30 Loan(30 Year)=220M Payout(30 Year)=250M { Loan(30 Year)=220M Balance(30 Year)=30M } Premium(Insurance)=? Yield=8% Year=30 Premium=250M/1.08^30 Premium=25M Loan=50M { Premium=25M PettyCash=25M(Now) } Thank you.

@fluffffyheart 7 күн бұрын

I heard the 4% rule from MMM first

@AFGixxeR88 Ай бұрын

So how does she make her high income

@MickyGlover 2 ай бұрын

As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.

@donovantobs 2 ай бұрын

well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.

@siluogompah4463 2 ай бұрын

Buy low, sell high. If stocks is where you want to place money then when people are complaining about how stocks are losing, that is when to invest. Also best to just invest in the S&P 500 than individual stocks. Also consider getting a whole life insurance policy with IUL that is invested in the market. I do this now without investing otherwise. I have a small 401K my work forces and past stock and IRA investments made. I don't know all the words for the whole life plan but youtuber Donnell Stidhem (sp?) is a good person who understands this and also gives free consultations. I've actually met with him and he doesn't force you to sign up with him or do anything. However if you really want to change your life I would buy businesses even ones that allow you to be mostly passive (get ones with seller financing, great profit returns), invest in multifamily buildings (again use leverage, don't place all your money to own free and clear), become a lender (consider being a "gator" for others purchasing investment properties or businesses). I'd do all 3 and still open the life insurance policy which in 10-20 years you can borrow 6 figures from yearly but never run out of money. I am not a financial planner and this is not financial advice. I'm just on my own wealth journey/work to protect my money. I've carefully sourced properties and instead have had things like 200% returns. I own businesses I started and now will only start a business as a way to raise funds but prefer to find businesses with a proven track record that either line up with my current trajectory or are safe and profitable. For instance I have a film production business. I look at businesses like digital marketing or film distribution which go hand in hand. Or I look for laundromats, car washes, auto repair shops, especiallu when they have decades of history.

@scothowat3761 2 ай бұрын

Lend it to people like me. I buy and hold rental real estate using private money from people just like you.

@cecilia2001 2 ай бұрын

Invest into index funds like VTSAX (from Vanguard) if you want to invest long term. Don’t buy individual stocks unless you know what you’re doing. Also, max out your retirement accounts for the year for the tax advantages and try to contribute as much as you can towards them every year. Remember putting money on retirement accounts is the first step, but you also have to invest the money in them as a second step for it to grow

@AFGixxeR88 Ай бұрын

So why does just putting money into a HYSA give you such a big return

@D_Money_Talks 2 ай бұрын

I have a question, is it best to invest in 401k or Save 1, 3 to 6 months of living expenses?

@killamatrix1 2 ай бұрын

Living expenses first

@brandonchandler9032 2 ай бұрын

If you shot for 25 million and ended up getting 12.5 million that would still be fantastic. Its all about adjusting our lifestyle to. Make more or spend less.

@pmlike 2 ай бұрын

Go find the new book by Tony Robbins - your unfair advantage -🎉 …the holy grail of investing - especially if you live in the US

@temirlantogay8246 3 ай бұрын

I'm the first viewer

@orion4379 Ай бұрын

60/20/20 saving investment /expenses / taxes is the best option

@donaldlyons17 28 күн бұрын

Funny so on what income can people spend 20% of their total income on expenses?

@Kate.Sangalang Ай бұрын

My wants are only 0.1%. Its always Needs/Essential/Necessary.

@CloudyTreats 3 ай бұрын

And what about a single mom of two teenagers with a salary of 1100 euros/month? How do i save money if i can't even aford living?😢

@gutimegamix2543 2 ай бұрын

I feel you. I listen to her saying she'll retire when she's 40 and I'm realising in less than 5 years I'll be 40. I can't imagine retiring at that age. There's only an small % that can do that.

@jhoncena1111 2 ай бұрын

Invest $10 and let compound interest do its thing. If you can double that $10 consecutively for the next 20 years: 10(2)^20=10.4 million. Perspective is everything. Yes, you're poor now, but you can leverage time and discipline to make $.

@ericcsn 2 ай бұрын

25Millions - sure easy peasy

@tamilarasi-bn6fj 3 ай бұрын

Try to make few research before letting anyone trade for you like I did ❤ Thank you Jesus, God bless America.

@sarahashman-ks7wl 3 ай бұрын

when 50% of your monthly salary is just your rent, after getting masters in top university in Moscow. oh well.

@vgardner1688 2 ай бұрын

How about teaching a single mom with ADHD how to make money with no money? My arms are getting tired from treading water. I need help. A regular 9-5 job just doesn't cut it anymore & my ex is dead. I don't want a hand out, I just want a hand up.

@kittensunit3354 15 күн бұрын

they only address people that are already making bank, they never provide information for those living paycheck to paycheck. the answer is always to 'move somewhere cheaper'

@starinthewest 3 ай бұрын

Why not to give the acronym opening from the beginning? 🙄

@cejuson4004 3 ай бұрын

She was interrupted

@mybossisablessing7802 2 ай бұрын

S.T.R.I.P.

@Waltaere 3 ай бұрын

Marinaa 😃

@angelao.beckford6052 23 күн бұрын

Is the employee doesn’t match

@randolfkila2125 2 ай бұрын

What on earth is a 2-handle or 7-handle interest rate ?

@randolfkila2125 2 ай бұрын

I figured it out. 2 handle is a term for an interest rate in the 2 range meaning between 2.0 and 2.999. 7 handle is between 7.0 and 7.999. This term is a general categorization which disregards the numbers after the decimal.

@leticiaenraz8514 3 ай бұрын

My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to take risks. Saving is great but taking risks puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.

@fredrickalfarez6875 3 ай бұрын

I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have,making it difficult to find ourselves back to our feet. My biggest advice is to always seek the services of a professional just like I did when I ventured into it for the first time. Big thanks to Larysa Caba. I now make huge profits by weekly through her services while still learning to stand on my own.

@dominicleong4385 3 ай бұрын

I think she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good.

@ivarlast2966 3 ай бұрын

I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.

@annddyyy-6920 3 ай бұрын

I just looked up her name online. she is licensed with credible certificates and has an amazing track record. Thank you for the message.

@fred5528 3 ай бұрын

I definitely will like to know more.

@micheal_mills 2 ай бұрын

I'm a 52yrs Director in a Tech company and I consider myself a high income earner at $350,000 per annum, I have a retirement account account but i still want to explore opportunities for short term gains before i start working less in few years.

@donna_martins 2 ай бұрын

In my opinion, IRA is a valuable strategy for retirement planning, providing growth and tax advantages. While the market is promising, expert guidance is essential for portfolio management.

@Walter_hill_ 2 ай бұрын

I learnt this when I got disabled from an accident, I had to reach out to a financial planner who devised a plan for me to live off dividends from my investments. Other than Disability Cheque, I earn enough from home and live comfortably with her help.

@Trevor_Morrow_LTD 2 ай бұрын

How can i reach this person?

@Walter_hill_ 2 ай бұрын

Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with vivian jean wilhelm' for the last five years or so, and her returns have been pretty much amazing.

@Trevor_Morrow_LTD 2 ай бұрын

I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.

@MrTexaz101 2 ай бұрын

Are you saving more or investing more?

@jhoncena1111 2 ай бұрын

Invest first, then create a savings when you're ready to retire.

@rajashreejayasingh1652 2 ай бұрын

They all say the same thing and make themselves rich by us.. 😀

@Discovery123. 3 ай бұрын

Buy gold, that’s my best advice. Investing in online casino (stock) guaranteed you will loose soon or later.

@CabanaD 3 ай бұрын

Welcome ladies and gentlemen to the worst comment on KZfaq. Do not take investing advice as in specifically what to invest in from KZfaq.

@glansingColt 2 ай бұрын

that Eminem line isnt Gross

@user-ru4ed2rf9t 3 ай бұрын

How is this person publishing a book with such a stale, well rehearsed info. This has been told by many other financial gurus. Did she just repackage old info? The way she presents it is like she reinvented a wheel. Her advice about F money is insane. Nobody would ever retire if they needed 25 mil.. This make me feel better about my own financial knowledge.

@DrAJ_LatinAmerica 3 ай бұрын

Yes, all old info. Plus there are medical bills for that unexpected cancer, companies close and retirement accounts in zero, employees screwed, .... 50/30/20 not realistic for the majority of families

@Steve65065 3 ай бұрын

These ridiculously high retirement numbers in the millions are ridiculous. No one is supposed to die with all their money intact and be living off the interest. You spend down the principal instead and enjoy your hard work from earlier years.

@haute03 3 ай бұрын

@@Steve65065 If you want to die with zero, that's fine, but not everybody wants to go that route.

@haute03 3 ай бұрын

You just described 95% of personal finance influencers. Also, she's said many times that the info. isn't new. She's just delivering it in a way that's easy to digest and apply to one's situation, which is why her content is so popular. Also, $25 million is *her* F-you number. No one's saying that *you* need $25 mill to retire.

@morganstubie 3 ай бұрын

Yep, $500,000 is a good number, invested of course. $25 mil is BS