If simple bank decides to go “public” & actually do commercials please make this man the spokesmen

Proud to be a part of this incredible company! Glad to hear you like the service!

I love doing everything on my phone. Switched to Simple this morning and it works so far!

I am incredibly grateful to all these new startups. Wish I could join them all. I am sick and tired of all these dinosaur banks and that includes Credit Unions as well. I remember telling my wife just a couple of years ago that these traditional banks will be forced to change as soon as the wise kids figure it out. Just like the way Uber demolished the taxis. Bank of America are masters of nickel and dime. Nuff said.

WOW. You sold it for me. I am officially leaving Chase. Thanks for sharing the story.

Wells Fargo charges me $13 a month just to have a checking account. And they are a dishonest company. Online bankning is the way to go

I signed up for Simple thinking it was a finance managing app a la Mint. (It was late and I wasn't fully aware.) I called them to cancel initially, but after chatting with a representative I decided to give it a shot. This video has done nothing but affirm that signing up on impulse was not a mistake. Great job!

This video was really good! Simple is an amazing bank and I'm so glad they exist.

As a simple bank customer. I have to agree they're awesome! My soon to be wife and I are just about to open a shared account and the joy of the occasion will go down in history

I've been a customer of their for 3 years now. They offer unique features that more prevents me from having a regular account at brick and mortar bank because I've gotten so use to the convenience. I'm sure they will expand even more features over time.

I wasn't entirely sure about what to think of Simple but the more I keep digging into it, the more I'm absolutely loving everything this bank is representing. Normally when you try to do research on something like this, you're forced to dredge through stories and trying to pick which ones seem the most truthful and pick the less evil of them all. Yet I've not seen a single negative thing about Simple that wasn't explained by someone simply not knowing what they were getting into. Everything about this seems amazing and exactly what I'm looking for. Nothing extravagant, just a digital place to store my money and help me be smarter about how I spend it. That seems to be exactly what Simple is.

Simple bank above all the other features is really great in terms of customer service. There are few times where it takes more than 10 min for them to get back to me during normal business hours. I'm glad it worked out for you mate! I'm very happy with their experience too! I was tired of BoA so I moved the bulk of my finances to simple and haven't run into any real issues. A+

I've been banking with Simple since they started and I love it, better than any other bank I had in the past.

This is a great topic to cover. Please post more like this in the future. Excellent!!!

Got a lot of value from your review of Simple, Michael. I love this bank and am excited to try out the Goals feature. Another great app that has served as a companion to Simple is Everydollar. Helps me with staying on track with my monthly budget. Thx again. ☮ Cory

This is beyond amazing. After seeing this video, I actually went right to the Simple.com website and proceeded in becoming a Simple customer! :) I'm so excited to start this new journey with hopefully a new way of banking that could really change my goals in life. Congrats on the amazing video dude, this really saved me.

Funny, i didnt notice the tattoos when we met at TCL haha ... BTW: The quality its so good! so many things going on, but still its simple and very appealing to the eye! Very nice Michael ;D

Keep doing what your doing, I have just come across you channel today. Your videos are amazing, infact this is the best video I have seen in a long time. Keep it up, never give up on your dreams.

This was so helpful. I am just now trying to tackle my financial situation and was finally able to get a full-fledged checking account with Wells Fargo after years and years of bad decision making and lofty dreams. I have Bipolar Disorder and anxiety and decision-making are the absolute death of me. I am eternally grateful to Wells Fargo for accepting me and I feel as though I have to be loyal to them for LIFE now! But I am well aware of their situation(s) and I heard recently about Aspiration, and in my research of them came across SIMPLE for the first time. And now I am spiraling out of control with decisions, haha (I literally have anxiety attacks just trying to decide at the drive thru- I am such a pain in my own ass!). My brother has been encouraging me to try the You Need A Budget budgeting software. I tried twice and I understand the concept and I know it works and I want to do it so badly, but I simply get so stressed out that I will make the wrong decision or mess something up in terms of typing in the amounts for the goals with every purchase and monitoring balances, etc., that I would rather just stick to what I do- pay all my bills first, and then use a little of the leftover for everything else! But I know that there is so much opportunity for me to stretch my dollars and make more of my situation, but I am not unrealistic about my "limitations" on handling this stuff. Hearing about Simple's Goals sort of changed my life just THINKING about it, and I haven't even signed up. I love Aspiration's no ATM fee at ANY ATM anywhere in the world as well as their much higher interest rate. HOWEVER- I NEVER use an ATM- EVER! I just get cash back at the grocery store because who uses cash anymore?? Venmo, baby! So that's sort of moot. And I also don't have much extra money sitting around to earn any worthwhile interest on so that also seems like a moot point. The thought of being able to set my goals- immediate, short term AND long term- and have Simple meet them FOR me? I mean--- I can't tell you, and this is just ME speaking for MY personal situation- the sense of relief that that is even REAL relaxes me. It sounds so stupid and it's pretty embarrassing. I am very ashamed of my financial standing because of my past struggles, but thins are going well these days (MINUS THE ELECTION!), and I am ready to take control. The problem is Wells Fargo stepped in and trusted me and so I immediately threw my loyalty t them, but I also understand they're probably being nicer to some folks to make up for some customer exits. I haven't had any problems with them this whole year. I meet all the requirements to cancel out their fees each month so I haven't really fallen victim to their bullshit yet, haha. I guess I am just worried about starting from scratch all over again, but honestly, it seems like it may be worth it. Does Simple offer check writing? I do write a check for rent every month and just bought new checks, haha, but it may be worth it. I apologize for getting really personal in this post, but I feel like this company cares about people and their specific situation and creating a win-win for them as well as us. I would love to hear of any others who made a switch from a big bank. Did you give Simple a trial run while keeping your other account active? Do you quit cold turkey and just make the jump? Really appreciate this info- I think you've sold me on Simple, sir! Happy Thanksgiving, everyone!

Awesome awesome awesome video!! Very well made and thought, even the vibe transmitted is just so positive! Thank you very much for the video!

How long did it take for you to receive your simple cards after you opened your account. It says mine will be here sept 5th (I opened my account yesterday) and didn’t know if yours arrive before the estimated date.

does this bank require a pre existing account in order to open an account with them like aspiration bank

awesome story of a cool sounding bank!

I want to start banking with simple, but how do I know it's legit? I'm scared to put my money into an online bank because of so many scams out there...

Question- do they pay interest on the savings and how much?

Are there any ATM eitherawl limits? what is the limit? Any fees for using the card?

So I applied but tells me that my application fails, why is this? What can I do?

Loved the video. I just have a question. I have a credit card which I would like to still use. I know simple doesn't have credit is the best way to just transfer money to my other account from simple and pay it that way? Thanks!

Its a great concept and i liked Simples idea. Unfortuanitly it didn't work for me it works for allot of other people! For my personality i need something quick like a Brick and Mortar building i can walk in with 0 interest. However i have High Yield Saving accounts and interest checkings but these are exceptional since i save and get something in return.

I will receive my card soon in the mail. I used chime for almost a year and I really liked chime. Then I went to a traditional bank and I hated it so im going to try simple. How is this different from chime?

I actually rather not talk to people lol. With Chase currently but changing to Chime and Chase is god awful. First time I got dinged for Fraud prevention and first call was fine on a different phone number. Cool right? no. Second time just 4 months later they said I couldn't use a different phone number so I had to go to a branch. It was a pain. Now I am getting charged $6 monthly fee so I am just going to chime. Chose Chime because it offers faster direct deposit so I went with that over Simple.

my parents are letting me get a checking account and letting me choose a bank but i'm only 14 and i can't use simple even though other banks allow it and i'm so sad :(

i have ally. and im very happy. no atm fees. going to try simple and we will see how that works

I'm new to simple. Is there a way to transfer money immediately to start trying it out without a waiting period?

Can I open a account If I have bad credit and owe money?

checked the online reviews and apparently this bank sucks. since this video was made a year ago how has your experience been?

i just opened a checking and savings with Ally. should i switch to simple?

Just signed up, let's see how this go.

Michael, good luck with your new business!

Great video. So I believe a large reason Simple seems to rock is that they aren't necessarily a bank. They abstract the technical complexities most banks suck at regarding the user interface, experience and the management of data behind the scenes. Honesty and care for the user is built into their business model which is great and encourages the interaction you spoke about. So an actual bank that is FDIC insured pays to use the Simple platform and saves overhead cost for maintaining talented SDLC teams and marketing. At least that what I take from the comments of the Co-Founder and CEO as well as the resent notifications on Simple accounts about switching from BankCorp to BBVA compass. kzfaq.info/get/bejne/fpOKituDy72xXas.html

Is it available in Europe

I just Open an account. tyvm for sharing this.

I am enjoying them!

Simple is closing; BBVA USA is shutting it down which saddens a lot of happy, satisfied customers.

Any idea of the difference between Chime and Simple?

I was just looking for a way I can just save can I just do a savings account. if so how do I do that ?

What are the atm fees

Chase has stolen from us and me with these stupid 12 dollar monthly fees just for a checking account. Then when you overdraft, you get smacked 34 dollars EACH transaction if you didn't pay at 11pm that same day. Fuck central banks... Online baking is the future. We just need a way to deposit CASH at any atm and not just at retailers where they charge you around 5 bucks just for the service. The only down side to online baking. I use chime btw

Is there direct deposit?

*clears throat* chime is better

do you still have simple bank debit account if so how has it been?

simple, chime, or square?

Do you have to split your direct deposit between your bank and simple?

what about depositing cash into your account

Am with Simple BEST BANK EVER !

Just a simple message

I was reading about this "Bank" and see that their interest rate is a measley .01%, thats pathetic. Not very altruistic of them. My Discover Bank account pays 1.65% interest, and they don't charge any fees. You're better off getting a high yield online account and tackling the real issue, gaining self control of your money and not relying on gimmicks to save.

Ok. I have a card but no way to add money to it. Help?

Good stuff

watching on my Oneplus 3 👍

is simple a bank or a prepaid debit account like bluebird by American Express?

Hey I just started Simple a couple of weeks ago. Since it is an online bank does that mean I can use the debit card internationally with no charge?

Do you know if they plan to expand to Canada?

I'm not going to lie, I signed up and received my card today. I was going to sign up my direct deposit. But I'm a lil scared. I hope it doesn't screw me over in any way. Knowing that they don't have very much of customer service. At least those are the reviews I've seen.

I really interested in joining this bank, but I've read on Nerd wallet or somewhere, that Simple temporarily freezes accounts on deposit more than $100 dollars. True? But anyway great review and the customer service sounds awesome.

Simple supports Apple Pay :)

Is this a prepaid bank?

I prefer chime than simple

wonder if they support Apple Pay

Do they support Samsung Pay?

Does this work with Google wallet or Android pay?

Even if I'm too young for a bank, I don't think that if this bank has more and more customers, it's gonna continue forever :/ And yeah, since I'm too young for a bank, I don't even know why I'm here haha

Where you paid to do this?

RIP Simple Bank

Hello, I signed up through your Simple link. Do you have the Referral code? I need it, to get my Simple Wallet. LOL! OR I could be mistaking!

Did Simple pay you to do this? Curious.

Just a suggestion that you use a little clip on mic because the little guy up there is a little annoying. Just a suggestion :)

DESTROY NYC?

Are you still using Simple?

Did you get those tattoos just for this?

its not that simple...there is 1% foreign transaction fees, they don't reimburse for out of network ATM withdrawals, 0.01% interate rate. your local credit union can do better than this

yo your osum