Go with 5 years realistically even with these calculations

Very useful (as always), thanks for sharing !

Loved your video paaji. Realistic plan✅

Great video. It might be a great plan on paper. However, there are quite a few things that I personally things were missed/not talked about. Car maintenance (could be $1000-$2000 per year), Gas ($60-$80/month), we're also not including any medical expenses whether dental or any other kind as not all insurances cover 100% of the claims, plus wearing the same clothes for 3 consecutive years, you're also not eating out or going out with your friends much, any unexpected/miscellaneous expenses like moving house or towing car somewhere, etc. and the biggest thing is that, you're not going to your home country for a visit in 3 years. So, when we add all of them up, the saving drastically drops down. It looks great on paper, but I personally don't think it's achievable with just a 60K salary in 3 years. You would definitely need a side hustle in my opinion.

Critical thing to note about FHSA: It's for 1st Principal residence only not investment property. and if you dnt decide to buy house in Canada/ decide to move out of canada then amount in FHSA would be taxable(exit load). Though i agree FHSA is good option if you decide to settle in Canada. There might be other things e.g. capital gains etc. when you sell this property.

Unrealistic! You should also account for the misc expenses like travelling, shopping, etc and then emergency fund after making downpayment. 4-5 years with this kind of income seems more realistic.

Bro then what about EMplyment insurance, union fees, health insurance fees? These all are also deducted from pay.

No one gives you 300k home in Ontario these days

Always informative videos. Hope to meet you someday in kwc PS: You forgot to include gas (major price difference due to carbon tax) :)

Thanks, very useful information.

Well explain 🎉

Bhai basic pay pe koi ghar lenai sakta. need a job of 60 000 difficult to land that trying since a year

Informative video as always, will u explain fhsa and other type in a detailed video

Under 3 lac, one would get a house which is probably 50-100 years old and these houses may need a big repair which will be damn costly and may shake not only your budget but also your life.

the housing market is a seller's market right now.

Sir what is your profession in Canada? Plz reply. Thanks a lot.

ENTIRE greater Vancouver including suburbs don’t have any 1 room place for $800. Where do you get 1 room for $800 in and around Toronto ?

Sir can you please make an instructional video for how to find the best pr pathway for ourselves? Thank You 😄

Amazing video and that’s true, if someone restricted himself/herself expenses

Student can't buy home is it true????????

I have had a conversation with couple of brokers and I cant confirm any indication which confirm mortgage approval with 60K pay. And not more than income*4? Not sure how realistic is the annual pay you considered to get mortgage approved.

Please bro start making video regularly

Possibly with 5% down payment

Emergency fund? Health insurance? Life insurance?

Nice 👍🏼

But there are no high paying jobs in those remote areas

Good video

Where'd you buy your glasses?

ghare ke khaane ke liye - 1 like toh baanta hai 😁

3.5 lakh no Ghar 😂😂

But in 3 years, someone will also spend on other things like buying TV, clothes, shoes, subscriptions, internet connection, some travel. It’s almost impossible you don’t spend anything in 3 years. Unrealistic video