When you learn to say NO to something, just remember you're saying YES to something else that may be what you want even more!
@jenniferwebster4054 жыл бұрын
Kaden’s going to remember his mum’s example forever, can you imagine how proud he must be watching you buy your first house for both of you? Wow. And congratulations.
@lauras.80884 жыл бұрын
My big thing is traveling. I saved for months (especially when I was going through chemo for 6 months this past year). Now I get to go to New Hampshire and Maine later this week (Lived in NH for 13 years!) and going to NC the following week with my oldest two grand kids to see my daughter and her family. No regrets on spending the money because I saved and kept my eye on the prize! Congratulations on your new home!
@donnarakitzis27194 жыл бұрын
I struggle with staying frugal. I know I could and should save more. Good news is I paid ALL debt
@abrareads4 жыл бұрын
You are spot on Kate!! When I was a kid I remember my mom would say would you rather have that thing or go to Disneyland when we were saving to go there. Having a bigger goal helps us stay focused on what we really want.
@emilyswinarski4 жыл бұрын
Yess! I just bought a house last fall, and I made a "list" in my Amazon account called "New House." Every time I wanted something for the house, I put it in that list. I don't think I've ever actually bought anything from that list, and I've been living in the new house for 9 months. It's fun to daydream as long as you have the boundary set up.
@tristaleigh3674 жыл бұрын
One of the best things that helps me keep focused is constantly (at least daily) referring back to my written budget & spending log for a reality check & reminder of where I'm at.
@Marielle_F984 жыл бұрын
"Eyes on the prize" love it 🙂 Wonderful and very helpful advice as always!
@lindagelnett57724 жыл бұрын
Eyes on the Prize 🙂🙂🙂
@grannyprepper11814 жыл бұрын
Love love the idea of the photo on my phone!!! I just made my coffee and I’m watch you. Yesterday while watching a shopping channel, I ordered 4 tops. I really do need tops, they were $100! 😱. Within minutes I cancelled them. Keeping on track, with my eyes on the prize!! We are next, you are the 3rd person I follow on KZfaq that has gotten their house 🏡 this year. I told hubby, I would love to be in our house by my birthday, October 25th.
@margaretbedwell584 жыл бұрын
You go for it Granny Prepper....What a great goal you have set.
@lisapitts95184 жыл бұрын
You are one smart young lady! I am so glad that I learned to be Frugal and content with what I have. I have to remind myself that there are things that I "want", but do I really need them, usually the answer is "no". Recently I had to have a car repair done, it was $300, boy howdy was I reminded the importance of saving, car repair done and paid for. Because I drive an older car (2010) I know that I have to be prepared for repairs. (At least I don't have a monthly car payment) WOOHOO!. Keep up the great work. I look forward to seeing your new home
@leedezern68624 жыл бұрын
I find myself buying lots of little things. Plus this whole Covid situation has brought out the need to stock up on stuff. Now I think it’s good to stock what I know we need. But do I need to buy 2 years of stuff? The “fear” of not being able to buy when I need it is something I’m having to push down.
@judymcpheron59554 жыл бұрын
There must be many of us who are thinking the exact same. Not just fear of shortages, but fear of even going out. Great question.
@cspann334 жыл бұрын
Good morning Kate! I really like the mantra of not engaging in anything that doesn’t benefit your lifestyle and your son! I will have to adapt that! Thank you.
@ShariKaye4 жыл бұрын
Great response to her question! In my journey I’ve moved from a frugal mindset which leads to the feeling of scarcity to a purposeful mindset. Your question “what do I want more” is key!
@granitemoss14514 жыл бұрын
'Natural' Kate is just gorgeous and i love seeing that side of you! I have a meeting about my volunteer work tonight with all the other volunteers, about getting our project back up and running as it's been shut down during Covid, and my first thought was, "Crap! Gonna have to put on some makeup and wear something decent!" lol
@jackiefields16072 жыл бұрын
Choosing once and not even considering whatever the temptation is saves so much mental energy. Keeping images of what I really want strengthens my resolve even more!
@KateKaden2 жыл бұрын
YASSS!
@TheImperfectReader4 жыл бұрын
Thanks Kate for keeping it real.
@a.brown_25184 жыл бұрын
Greetings from Scotland! I like your content and find it very motivational. Currently saving up to pursue postgraduate study so you're keeping me on track + stopping me mindlessly spending.
@jillghanem54083 жыл бұрын
Hi Kate. I must tell you about how my friends thought I was mad when I saved the deposit for my first home. This was 1976. I took the same attitude as you. I saved £500 over 2 years. Earning £64 a month from a full time job. Extra from babysitting and cleaning. I was very focused. The solicitor said to me on completion. "I hope you know what you're doing"........!!! Well it turned out I did. Love your channel. Straight to the point. Too many you tubers are full of waffle!!!!!!
@eatrawfood14 жыл бұрын
I just found you and YOU MAKE SO MUCH SENSE 🥰💓. Thank you for sharing and thank you for doing it even when you are "clawing your way to the finish line" 😊😊
@KateKaden4 жыл бұрын
Thank you Laura!! 🙏 I’m so glad you are here!!!!
@ashleymcdaniel61884 жыл бұрын
Good for you being real!!!
@kathrinekerns83984 жыл бұрын
So excited for you. You sure have worked hard and really deserve to have a home.
@kittykat85054 жыл бұрын
I'm retired and won't or don't spend anything till I get my lightbill. That is 2 weeks w/o spending. Then I pay light bill and grocery shop with my list I have made. Being able to save so much more that way. Thinking of down sizing and get an apartment. No more grass mowing to pay for. I do a lot of your frugal tips. Thank you for sharing. ❤😷❤
@luckyone48814 жыл бұрын
Congratulations Kate and Kaden 👏🎉🎊🏡 I am so very proud of you and all you have done to come this far on your financial journey and truly it seems to be a journey of happiness. I wish you many many wonderful years in your new home. So excited can’t wait to watch videos from your new location. It’s going to be very tempting, to purchase things for the new house but I know you got this and you will make it beautiful in your own one step at the time!
@bonniegarland42364 жыл бұрын
I am thankful I found your channel- Thank you. Frugal living here I come - let my saving journey begin!
@KateKaden4 жыл бұрын
Bonnie THANK YOU! I'm so glad you are here!
@annewatson47864 жыл бұрын
Definitely eyes on the prize!!! Everything you stated makes so much sense-basically everything you said really relates to me in a different way- I’m really trying to lose weight- I joined weight watchers at the end of December just before New Year’s-I have lost 31 pounds so far-two of my main goals are to exercise and to drink water-and basically what you said in this video really also applies to losing weight-
@ashleymcdaniel61884 жыл бұрын
Totally do these!!! Very helpful!! Were crushing baby step 3!! I pull up our account evey day to remind myself how close we are!! Helps me say no to "stuff" that would keep us from getting out end goal faster
@watchmethriving Жыл бұрын
Howdy there Kate! KZfaq kept suggesting this video for me to watch (again). I really needed this today!
@KateKaden Жыл бұрын
Yassss!!!!! Love it!!! ❤️🙏
@alexa5744 жыл бұрын
First step is know your WHY!
@kindcounselor4 жыл бұрын
Kate thank you so much for your authenticity. You are a true inspiration....because your true self is so beautiful!
@alexa5744 жыл бұрын
The book by David Bach The Automatic Millionaire is a great book to help get your finances on auto pilot. It helped me and I first was trying to get a hold of my finances.
@theomanos37604 жыл бұрын
Thankyou for this video kate, your frugal ideas, and motivation are keeping me on track! ♥️
@KateKaden4 жыл бұрын
You are very welcome Theo! So glad you are here!
@vitasolano32724 жыл бұрын
This helps Kate, its a good path to use! Youare close to 16K subs... wow it was 14K not long ago!
@kaitlinobrien2434 жыл бұрын
Omygodess!!! You are doing amazing ❣️. Moving is huge!!
@jeannetteshahenkari2654 жыл бұрын
Great video, Kate! It really helps us to focus and keep moving forward to accomplish our goals and NOT get distracted.
@rochellethundercloud3464 жыл бұрын
If online shopping is a trigger,delete those apps,block those emails.catalogues,atraight into trash can. Buy only what you actually need,after searching your entire home to see what you already have.make meals out of what you have.brown bag it to school,work,etc focus on your 4 walls.living,transport,food,medical needs,ansolute must have.not eating out.not starbucks.not beauty treatments at salons.do that yourself.its cheaper.
@vickiemarker90524 жыл бұрын
Great conversation!
@giannagallegos15304 жыл бұрын
Congratulations 🎉
@cindyann58414 жыл бұрын
OMG you are sooooo damn cute Kate!!!! I still am not use to your Monday videos, so I am always surprised when I see your face when I open youtube up. I love that you add things as life goes on. for instance, Christmas was super!! Always looking forward to any advice you give me. Thank you. Love seeing a new video on Mondays! Keep up the good work!
@blackjag1214 жыл бұрын
Love the transparency Kate!!!! I appreciate that. I am trying to become more frugal and not be crazy when spending
@izabellaparuit80204 жыл бұрын
Awesome creed!! 🤗❤️👍
@JehanineMelmoth4 жыл бұрын
For years I’d ask myself, do I want this more than a house? - that would stop me buying things! Now we’ve got the house though (since last August) I want to spend again!
@bc101ful4 жыл бұрын
You look beautiful! My husband always tells me not to worry about makeup. More beautiful natural, saying the same to you!
@ofircohen16754 жыл бұрын
Great advice!!! Do what that good for you or for your lovers and stick to your values!
@marcoinvesting53394 жыл бұрын
Kate you're the best! Taking note for my next video 😊
@lindaoliver70164 жыл бұрын
Congrats 🎊
@randyo60194 жыл бұрын
Good morning beautiful! Great tips as always. I have to stop myself from spending on Amazon because a new car will be more beneficial right now lol!! So happy for you and Kaden!!
@kgaldamezbruni4 жыл бұрын
Excellent
@sallymichaelsdesigns30454 жыл бұрын
This really helped me today . Thank you, Kate 🌸
@Littledropsofkindness4 жыл бұрын
Love your video's so much x
@stepha.76584 жыл бұрын
Great video as always ❤️
@maryjanemullin60943 жыл бұрын
making coffee/teas/ice tea/lattas at home
@KateKaden3 жыл бұрын
Drinking mine here at home as I type this:)
@southernmagnolia65764 жыл бұрын
I feel your pain. I have an Amazon problem. LOL
@vitasolano32724 жыл бұрын
Wow!You took a question from someone in Sydney ? Cooooll i am close to sydney... in australia
@sandrafromscotland4 жыл бұрын
Thanks for the invite into your brain 😂 Made me think of creating a policy & procedures to be prepared to stay on track 👍 Upside down Buns 😹 Aww thanks. You're so welcome 😻 Keep going you're almost there! ☕🏊🏠
@Cecibug14 жыл бұрын
A tip for people like me that love Starbucks. You can youtube just about any drink and theres copycat videos on how to make your favorite Starbucks. 😁 i was spending about $14 everytime we went to get me and my husband a venti matcha and our Daughter chocolate milk. Now i just make our own and i keep a half gallon of chocolate milk that i can half with regular milk.
@smartypants19804 жыл бұрын
All your videos have this feel of being ready to deliver the information.
@NC-dv8yf4 жыл бұрын
🏠 CONGRATULATIONS 🎉🎈🍾 again and I hope everything goes smooth with your move.. Thanks again for all the great advice, and by the way I like these two different videos/ format... 🤩 have a great day!
@ashleymcdaniel61884 жыл бұрын
Cant wait to see the new house!! You taking us along for the move? Frugal packing/moving/decorating :) so so excited for yall!!!!!!!
@melissalee3334 жыл бұрын
Hi Kaden! So glad to see you in the video. Kate, you are such an inspiration. Love your excitement.
@kaitlinobrien2434 жыл бұрын
Son, savings, and Soul! Brilliant!!
@Betrsafthensory4 жыл бұрын
Congratulations on your new house. You are so motivated it's really awsome to see that. Makes me wanna save towards a goal. Thank you for sharing and good luck on your move. 😊❤
@Jupiter888444 жыл бұрын
I include Starbucks in my personal spending budget so I'm still able to enjoy my day 😂 lol
@margaretbedwell584 жыл бұрын
Have you ever multiplies that cup a day x 365 days -= ??? Still worth it?
@Jupiter888444 жыл бұрын
@@margaretbedwell58 yes lol Its my personal money/allowance which is used to buy what ever I want . .... 😘
@alazyhousewife82384 жыл бұрын
J G good for you! If it’s in your budget and it makes you happy...go for it!!
@Jupiter888444 жыл бұрын
@@alazyhousewife8238 thank you!
@jackiemcos14074 жыл бұрын
Great video! i know it is so crazy with moving but you're doing it girl!!!!
@liliamrodriguez30203 жыл бұрын
Great video thanks
@KateKaden3 жыл бұрын
🥰
@Cecibug14 жыл бұрын
Kate has spoken!! I love the wallpaper idea!
@LisaRaePageRosenberg4 жыл бұрын
It is thrilling to watch as you cruise into this exciting goal! Best of luck this week with the big move! xo
@DownHomeMoney4 жыл бұрын
Love Love Love your channel! So excited for you buying your first home!
@kindcounselor4 жыл бұрын
Also...shopping is a life habit. Instead of spending as a habit then perhaps its good for her to try and spend time doing something else.
@marleneguth42934 жыл бұрын
Your amazing! Thank u for your honesty
@finolaomurchu82174 жыл бұрын
Fair play to you, up to your tonsils in moving, and still making a vid🇮🇪🧚♀️☘
@joycegonzales49944 жыл бұрын
I think people shop because they get bored
@dees.journey4 жыл бұрын
Keep your eyes on the prize. Put blinders on like horses wear!
@maryjanemullin60943 жыл бұрын
recycle all jars
@KateKaden3 жыл бұрын
YASS!
@lissettesbloom82234 жыл бұрын
I just join your channel. Your cat is adorable.
@KateKaden4 жыл бұрын
Welcome to the family Lissette! I’m so glad you are here!
@stinejohansen83422 жыл бұрын
💪🏼💪🏼💪🏼
@NealVieira4 жыл бұрын
Kate, you look really good with your hair up!
@momof2momof24 жыл бұрын
Moving... rates right up there with child birth ! lol Extremely hard, seemingly never ending, and yet at the end you get something amazingly wonderful ! tfs 💗💗💗
@sunflowerfields44094 жыл бұрын
I like to "window shop" on Amazon. My wish list is getting crazy long. Everything from expensive recording equipment to teaching materials to clothes to kindle books to... yeah.
@tristaleigh3674 жыл бұрын
I like to do that, too, but it leaves me wanting things. I'm best just staying off online shops.
@jeanetteglassel27654 жыл бұрын
I'm raising my grandson and I always tell him "if your ass sits on it, it's not an asset.AND The 7 P's..proper planning and preparation prevents piss poor performance.
@mayrarodriguez10254 жыл бұрын
Good tips! Thank you very much! ツ
@maryjanemullin60943 жыл бұрын
i like your creed
@KateKaden3 жыл бұрын
Thank you 🙏
@xaxa19834 жыл бұрын
Good luck with the move! :D
@stephanieporter68364 жыл бұрын
Such good advice!! If shopping is a trigger for me, I stay out of the stores and I don't allow myself to shop online. Of course I always have a "wish list" going. If I'm always buying the little things ($50 or less) then I will never be able to buy the big things. Something that helps me to stay on track is a visual savings tracker that I got on debtfreecharts.com.
@juanwentz4 жыл бұрын
Hello Kate I have been enjoying your channel lately. I watched a video that you mentioned some cash reward apps that you have used. I can’t seem to find that video again. Can you tell us the apps that you have had good experiences with/ maybe do a video on it or reply back. Thanks so much for all the helpful tips! 💕
@KateKaden4 жыл бұрын
Absolutely! Fetch is my fav right now! 💰USE MY CODE for Rakuten to get CASH BACK on your essential purchases www.rakuten.com/r/KATEKA350 💴MY FETCH REWARDS CODE: WRDGU (copy and paste this as your referral to get extra points when you sign up!) www.fetchrewards.com Also, Receiptpal and receipthog!!!!
@juanwentz4 жыл бұрын
Thank You! I used your Fetch code. I still need to do Rakuten. 💕
@rochellethundercloud3464 жыл бұрын
This one.simple. Why am i spending all my money? What is going on.am i upset,bored,angry,sad,etc. Next,redirect my energy.nothing wrong with a small treat once in a while,but if you blow all your money,that is a big problem. Ask yourself:is this item really worth the extra hours of work?is this worth debt?is it worth the stress of not having any money for needs?
@kerrylow68944 жыл бұрын
If i see too large a balance i REALLY want to spend it. I just moved a chunk into an ISA as i need it for later in the year so cant spend it now. But i use sink funds and percentages to decide on extra spending categories. Im allowed to spend 10% of disposable income on me. If i dont want it one month i save it for when i do
@kerrylow68944 жыл бұрын
I also look at who needs bday pressies soon so im buying within my pressie budget but im able to scratch the itch! But its money i would spend on their bday anywsy
@pigletsbank4374 жыл бұрын
Faux budget Works always super! 📒Also befor buying any item. Having a goal and a budget and regularly update it🗓✏, slows me down 📉. because l know l can spent this much at this time and have to choose. 💰Savings is first set a side and for a good reson! ( any one can accidently spent if it is free in your wallet or bankaccount). I do not search online on shopwebsides for fun💻,. 📬 and have a note on my mailbox saying I have everything allready so i do not need advertisement brochures . ( IN THE NETHERLANDS EVERY HOUSEHOLD GETS THEM EVERY WEEK FROM ALL THE SHOPS IN THE AREA normaly). I am not getting daily/ weekly ads in my 📧e mail from stores l sometimes visit. When l need or want something because the old one is broken or i really miss like plant in the corner of our room we fix it if we have budget for is or we pause⏸ and the item goes on next months budget➡️📒.
@milda08204 жыл бұрын
💖
@maryjanemullin60943 жыл бұрын
know your why
@KateKaden3 жыл бұрын
YASSS!
@maryjanemullin60943 жыл бұрын
x husband just scammed out of 4000 cad by phone scammer
@KateKaden3 жыл бұрын
Yikes!!!!
@ktkearns47444 жыл бұрын
Are you wearing an Alzheimer's tshirt?? I work for them.
@KateKaden4 жыл бұрын
I sure am!
@ktkearns47444 жыл бұрын
@@KateKaden awesome!! I have done the walk since 1991 because my father died from Alzheimer's when I was 22. Thanks for the inspiration I had a good emergency fund for being cut to part-time during the pandemic. I go back to full-time in 2 weeks
@monicac9207 Жыл бұрын
I set up new habits and new systems right after I make the goal. For instance, I impulse shop. 1. I decided not to do that action. 2. I decided what I would do with the money I didn't spend. 3. I decided I would save it. 4. Next time, I was in town...hello... there I was, impulse shopping anyway. Sigh.... So I regrouped. My desire is strong but clearly not as strong as my need to impulse shop. How do I do this differently? REPEAT STEPS 1, 2, 3. 4. NEXT TIME I WENT TO TOWN I BOOKED SOMETHING ELSE I HAD TO DO BACK TO BACK with my legitimate reason I was in town I didn't have time to shop, or I would be late. TIME after that, when I WENT TO TOWN, I MET MY FRIEND AT A CERTAIN scheduled place and time. This became a new habit. I stopped impulse shopping because I was doing something else. IN OTHER WORDS, I CHANGED NOT ONLY NOT SHOPPING, but ALSO NOT BEING ABLE TO SHOP. I started to develop systems that supported my desire to not shop. Hard work and failures. The first time I left my visa home, I was BELIEVING IF I DIDN'T HAVE IT I WOULDN'T USE IT. WELL, MY bank card did not work. I was mortified. However, I persisted in my resolve not to carry visa, this new action became a habit a new system and voila I didn't have to use will power or desire to not spend money because I did not have the darn card burning in my wallet. I try and try and try to change how I live so I can be successful. Some ideas stick and others don't. But the ones that do work plug up another hole in the money bucket. Over the last year, I have changed many of my behaviors. In fact, my whole life. Instead of watching my old regular entertainment, I watch men and women talk about frugal living, stoism, recycling, gardening, budgeting, pantry prepping, lifestyle, goals..... Then I try this and that. Slowly, I have transformed my financial life. Try reading Atomic Habits. There are many excellent books out there that I use as a resource. This one resonates for me. Good luck.