I like how these people work with cameras watching them all day, every day, yet get scared shitless when a someone that isn't a faceless corporation has a camera

If you take a biscuit they will send you a letter saying you owe them two biscuits.

"I'm a financial advisor, I STILL don't understand how money works!" Class 🤣🤣

The manager in the white jumper. Her behaviour is very classic of someone with no conscience. Keep up the good work Charlie!

"I'm from the internet" made me laugh for some reason xD

That woman at the end was so immature, just made my blood boil, and I'm 19.

The woman at the end is very childish and unprofessional. To know that such a low grade human being is the manager is very disheartening.

2115.69%? That's a good rate compared to Oldham's. Might pop down there later

I'm glad you didn't take the biscuit she offered. You might have ended up owing them 2000 biscuits next week. That's a lot of biscuits to owe anyone.

"I'm Charlie. I'm from the internet." - Sounds more like an introduction from the Lawnmower Man. :)

'My names Charlie, im from the internet' best introduction ever

The 'manager' seemed to be completely oblivious as too did the security. How can people not want to acknowledge and help promote the bigger issues in society!? Good work Charlie you're the fucking man!

What a masterpiece. That's what i call VINTAGE CHARLIE VEITCH.

'my name's Charlie, I'm from the internet' gets me everytime. keep up the good work mate, love all your stuff.

Predatory lending to farmers was one of the reasons why the Bank of North Dakota in the United States was created back in 1919. BND was the only banking system that DID NOT need to be bailed out by the US government.These predatory lenders in the UK, US and other countries need to be put out of business or regulated where they can only charge interest rates slightly higher then banks. Most payday loan companies in the US charge 500%+ interest per year. They are sanctioned loan sharks plain and simple. It's very hard for people who don't even make a living wage to ever pay back the loans.

How did I know there would be a William Hill next door to the money shop?

Thank so much for doing this. May god bless you and keep you safe from these evils.

lol she offers him a biscuit... but what you don't know is that she would recall 4000.86 biscuits back and Charlie would call for biscuit bankruptcy and this is why the biscuit economy is fucked.

Great journalism. This needs to go viral so that people stay away from these sharks. Thanks for your reporting.

Good thing you did not take that biscuit Charlie, or you would've had to pay them back 22 biscuits.

What an utter waste of oxygen that "Manager" is at the end

I think you are right in principal. The pressure to stop this extortion should come from the top ie. government or councils. Our government & leaders should prevent it's citizens from being ripped off by these companies. Sadly our governments don't represent the people anymore, in fact they support the companies & corporations that do this. Just another issue were our leaders should hang their heads in shame.

What a truly unique wonderful man you are Charlie, I applaud your work, and appreciate your videos, thank you Charlie

0:34 "It's there fault" What rubbish, No one forced that person to ask for a loan, No doubt lied on the application to say he was earning to get the loan and now his blaming them for his own debt, He clearly didn't have the funds to pay the debt back, They didn't put a gun to his head and told him to borrow money.. all bollocks... A pay day loan is designed for someone to borrow money on a Wednesday to pay it back on a Friday.. It was never designed for a long term purposes... But to blame other people for your own mistake...

Pair of nobodies trying to say a public footpath is PRIVATE PROPERTY !! They are useless

You only need to look at their premises to understand that the shopfitting cost and the overheads associated with their prime locations are funded by their scandalous profit margins borne out of exploiting the vulnerable members of society. Well done Charlie for bringing these people to task but obviously the employees of these sharks have demonstrated, as someone pointed out earlier, the effects of Briffault's Law. I would imagine that the male/female ratio for employees is very highly skewed towards the latter.

This has been banned in Australia, the most these loan sharks can charge is 28%, which is bad enough, but over 2000% is criminal in the utmost

"I'm Charlie from the internet" that's brilliant lol. Good video by the way, you haven't lost your guts with the camera, I'm glad for that.

0:33 there's your answer. No accountability, no self-control, no financial self-awareness.

Thank you for such a wonderful, and educational video!

We all need to be in their faces! The more we band together and expose the nonsense, the more we will start paying attention start doing the right thing!

The fact our government allows these companies to exists just sums up how evil they are thats not even going in to how morally wrong these loan sharks are. As u said targeting the poor, how do they sleep at night is the question.

Thank you Mr.Vietch 🙌🏻😊👊🏻

What nasty companies and they shouldn't be allowed.

All those loan shops on the precinct are gone now, the first one is now a barbers.

2115.69 % APR . That should be illegal.

I not only use to work for them but use to be one of the top store managers. But after realizing it wasn't right i did quit. One of the biggest lies they say is that they are "RESPONSIBLE LENDERS". Should speak to their debt recovery department to hear there tone! Gambling and loan is a system that brings poverty to a country. Its a system which keeps the rich more rich and poor becomes more poor. Good work Charles

That's the way of the world for years.

Historically Pawn Shops were a great way to get a loan. Now 254% interest. I have worked hard and have a few things to Pawn, most dont. Really sad that people dont even know how they are enslaving themselves.

Most of these people do not borrow this money to take a holiday to Monte Carlo or to buy a diamond tiara or a fur coat. They borrow this money as a short term solution to put food on the table, pay their electric bill, buy clothes for their children and to just be able to live until the next paycheck. They take the loan out with good intentions to pay it back but because of the extortionate rates, they find themselves overwhelmed very quickly and then see no solution to rectify the situation. I've been there. I took out a loan for £1500.00 and it took me SEVEN YEARS to pay it back. And i was working at the time, not claiming benefits!!

Good on you Charlie, thanx for doing this, I find all loan sharks and loan companies disgusting. To all consumers who took a loan from one of these disgusting entities (UK only) check statue of limitations under Consumer Credit Act, or just type in statue of limitations in your google, Also if you can't afford to pay back loan sharks for loan you took, you can ignore any letters these scum send you, you could end up going to court, but highly unlikely, infact most of these companies can't afford to go to courts for if they did, under EU laws their operations would deem illegal (also courts could order you to pay them back only £1 and creditors can't put interest if you're poor or without financial means). So if you do owe them money, inform yourself of your rights, do not let in any would be private contractor demanding payments, even if they show up at your doorstep you do not need to answer the doors, or let them in, in fact you don't have to do anything at all, and if they wish to enter your property to collect money, they're braking laws, its called illegal entry and is a criminal offence punishable under UK law. Also if they pretend to have a court order or CCJ, demand to see it, their ID, contact legal advisor, or local police station if you're unsure. Police can verify legality of any documents presented to you, or you can contact local citizen's advice. My honest advice is for all of you who have borrowed money from one of these blood sucking parasites to inform yourself of your rights, and any demands for payments or threats can be also considered a harassment, under UK law its a serious offence, Thanx Charlie for sharing this video "Power to the people !!!"

Vulnerable people need protecting

The 'Don't worry ma'am, I'm from the internet' meme came into my head so many times in this video.

Salford folks know what they're doing.... They get the cash. They have nothing the bailiffs can take anyway. Poor people.

Listen Friend, If you are going to do this, Get a hidden camera. one on your vest or something , You can get much better information by letting others talk and seeing what their terms conditions ext are, Let them say their truth, then comment give them a chance to do their song and dance then make your observations and opinions I'm with you, but calm yourself and focus on your method with your passion you can get very critical information, and reveal a underlining truth in our financial market today

Thank you Sir, for your report. I hope Prime Minister's and President's see this.

Good on you Charlie! Totally agree these companies are disgusting.

love it charlie, great work pal !!! someone needs to put these reptile companies in there place!

People who call the police for someone doing a legal activity like using a camera in public should be fined for wasting police time the telephone assistant should inform those who call for such matters the police will not call as it's not against the law

I had no idea they held a gun to people's heads and forced them to take out loans. Someone should do something.

The best thing that happened in the loan industry was the end of these evil companies. The manager of that cash loans business is clearly as thick as mince

I'd never take either a loan or credit card out in my life because once they have you on any small debt, they will milk you for all you're worth and leave you in the gutter.

Well done Charles

"do u want a biscuit" hahahahah

Lad. More please, this was hilarious, these people who do these pay-day loans are worse than some criminals.

Look at that street mugging is legal if you have a shop and can lure your victims in.

Its a strange response to demand the camera be turned off, its almost like they are ashamed of what they are doing.

most people want to meet their favourite action heros....i just want to meet CHARLES VEITCH. A Real Hero!!!!

Another great video as always! Keep it up Charlie!

Omg 2000%+ Apr What the fuck? Should be against the law. How can they justify those kinda interest rates?

You got balls Charly! Impressive how you re sparkin out the truth, to this sheeps and wolfs out there. Thanks in the Name of our Kind.

to all the people that "disliked" the moral of this messenger; please take out a cash loan with the establishments highlighted in this video and let us know how you get along with "liking" what they (loan sharks) stand for.

'...I'm from the internet.'

PEOPLE choose to use these places, THE rates on the windows are large and clear. THESE places are clearly putting local people in work.

Over 2000% apr?! That shouldn’t be aloud that’s fucked up

The interest rates in these places are disgusting but also people need to stop thinking they can spend what they don't have. The pay day loan companies should be shut down and people need education on options available.

Legalised loan sharks who donate to the Tories who created that environment in the first place.

To be honest, even if they were charged just 4.5% per year or not charged at all, these "poor people", would still try not paying their given loans.

The irony when this vid had a payday loan advertisement.

Well done mate we need more like you out there !

The great public protector David Dickinson guiding his public into another cul de sac of life!

Observe the herd animal behavior as they look to one another for instruction on what to do instead of being able to process the information within the context of what's going on and act/respond directly. I'd like a biscuit.

Glad you didn't take the biscuit CV because the horrible cackling manageress would have wanted a full pkt back,. Great job as always bro👌 UK 🇬🇧🇬🇧🇬🇧

Food.....drink....shelter is all poor boys need

That building could burn down with them locked in there and I'd feel nothing.

Criminals rarely like to be filmed. We had these in my state but we kicked them out. I live in North Carolina, USA.

How dare you to refuse a biscuit! There might be a bankbill inside it, like one of those Chinese fortune biscuit, who knows.

Patronise = treat with an apparent kindness which betrays a feeling of superiority. Sums up the biscuit girl to a TEE

I swear they should make it so to become a security guard you need a license, and part of that licensing teaches you up to date laws and assault laws. Some security guards are just clueless and are more damaging to a company then what they are meant to be protecting.

Notice how all these places have a big screen inbetween them and the "customer"? That says it all really, the "us" and "them". Besides, I wouldn't want to do "business" with somebody that held such contempt for me that I had to interact with them in such a manner. But it's also a give-away that they know they're doing something wrong and need to hide.

YES.Now you're doin it.Cheers Charlie.Great report.

“Would you like a biscuit” what’s that got to do with anything🤦‍♂️😂

She’s literally just doing her job Damn.

Cash loans is outrageous. If u borrow 500 pound you pay over 10000 pounds

The only time the "king of peace" got mad was with money lenders ... surely there's a lesson there

Turning the camera away and stopping filming when they mention police gives them and the viewer the impression you are in the wrong and empowers them more.

Charlie is right of course, pure predation. However, that manager girl at the end made me laugh, she handled the invasion with confidence and humour, "do you want a biscuit" ha ha ha.

I love that its one take it makes it very easy to follow

Sticking with the biblical theme here, I think the manager of Speedycash needs some Old Testement treatment, her glee at taking advantage of the vulnerable old lady is absolutely disgusting.

Great work man! Never stop please, I agree with you totally. It is time for the human race to be treated fairly.

I never really have the need to go into city centres, but in passing I have now noticed for a while the exponential growth of pound shops probably selling some stuff for a quid that you can buy from supermarket for less than a quid, betting shops, loans shops with 1000%APR's and pawn shops. WTF is going on? These companies are like a bunch of vultures feeding on the last bits of the poor that have left after the government have devoured them. Lets not forget once you have been fleeced by the loan sharks you can buy a pasty for a quid, which are made from animal left overs probably not even fit for dog food, lips and arseholes wrapped in pastry mmmm... Wonder if David Cameron's had another one lately

Its amazing that people with no authority think that they actually have authority over someone.

I love the one who offered Charlie a biscuit! She was a fan she was all smiles saying hi Charlie, I think outside she would talk, or at least agree with you.

Globalization and the Poverty of the World (Full Documentary) World debt...I watched this for 5 mins then I couldn't find myself stopping watching it. This blew my mind completely.

Legalised loan sharks.

Thank you Charlie 🙂

I Love what you Do, Charlie ! I just wanted to tell you, as i Have been Enjoying watching Your videos and Learning from You for at least a Few years Now & i Think you Are really Brave - taking These Agents of the Control system Head on and Challenging their Supposed authority !! YOU ROCK MAN !!!

Good on you mate, you see how they open these shops in poor areas. It's all about money to them, they're all crooks!

Sarcasm to highest level offering him a biscuit

it is pure evil they only prey on the soft targets. the staff should feel very ashamed,