Stock Market vs Real Estate: Where Should Your Wealth be Allocated?

Рет қаралды 9,144

Күн бұрын

When it comes to wealth, is someone that has most of their wealth in the stock market better than someone with most of their wealth in real estate? Is the stock market a better investment than real estate?
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Пікірлер: 55

@OhhHellNoYouWont 9 ай бұрын

Stocks + Real Estate! That’s how you do it. Combination of both options is worth considering to reduce risk in your portfolio!

@Couchlnvestor 9 ай бұрын

Solid logic bud

@OhhHellNoYouWont 9 ай бұрын

It is fantastic! In 2018, we made investments through our fiduciary financial advisor after selling our business share. Although the returns vary annually, we have made over 10.5% YTD.

@StanHopson 9 ай бұрын

I am 24 and have a little over $40,000 in savings. I currently have it in a High Yields Savings with 4.3% APR. I have gambled a bit in stocks in the past but never have “invested” my question is if you were me as in my age with the amount of money I have with how the market is right now. What would you do? I have thoughts about pulling it out and putting it in Microsoft/Apple or maybe an ETF like SPY/VOO, would that be a bad choice? Very new here any advice is greatly appreciated!

@Otis-the-III 9 ай бұрын

VOO and chill! Seriously, people here don’t beat the market for years and years. They aren’t able to give you good advice. It takes a gargantuan amount of work to beat something like VOO consistently (over the years, not just in few years that’s luck). Mind you, I’m not denying that small investors can regularly beat the market, they can, but it requires an insane amount of studying, due diligence, nerves, character, discipline and even then, it’s extremely hard and even then you’re beating it by some small margins, which only matters if you can compound it it for years.

@sPacEBallOOn 9 ай бұрын

What’s a VOO?

@Danielchirs 4 күн бұрын

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market.

@Bismarksolomon 4 күн бұрын

Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

@Jameslaure-e4u 4 күн бұрын

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

@Deboramichael-c1z 4 күн бұрын

I require suggestions on how to restore my portfolio and create more effective strategies in light of the huge declines. Where can I locate this instructor?

@Jameslaure-e4u 4 күн бұрын

NICOLE ANASTASIA PLUMLEE is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

@Deboramichael-c1z 4 күн бұрын

I am going to look her up, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.

@klunnikov 2 ай бұрын

I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024

@emoney1231 9 ай бұрын

I'd much rather be 100% stocks than 100% real estate. You can still be very flexible, even with 100% stocks. Roth, tax-deferred, taxable. International, domestic. Large-cap, mid-cap, small-cap. Real estate, tech, helathcare, energy. It's also easy to buy $100 of stock, but not $100 of real estate.

@AnimeBeefRandoms 9 ай бұрын

Principal residence is a must though. Should have both. Mortgage debt is also the lowest of all debts.

@emoney1231 9 ай бұрын

@@AnimeBeefRandoms I agree both is ideal. But I'd rather rent my whole life and have a huge net worth of stocks than own multiple properties and rely on rents to fund my retirement.

@Winston0Boogie 9 ай бұрын

Yeah I'm not knocking real estate but if it's between the two I'm going with stocks. Historically Stocks have out performed real estate but who knows going into the future. Both will make you wealthy with cashflow (dividends/rental income), both can appreciate substantially. Principal residence, btw, just to be a devil's advocate, you could always rent. Principal residence and now you're stuck if you can't sell it or who knows if it appreciates or not. I've been lucky my house appreciated but others live where maybe it depreciated.

@Winston0Boogie 9 ай бұрын

With stocks there are so many ways to get wealthy also. Options, futures, stock lending, dividends, ETFs, shorting, retirement accounts are amazing and so are HSA's.

@stevedecker1166 9 ай бұрын

3:00 Brian says "boiling point" instead of "bowling point" and Bo smiles and glances at Rebie. I'm guessing they've had a conversation about his pronunciation? Personally, I think "bowling point" has a certain amount of southern charm

@noone-um4hk 9 ай бұрын

I do both, i invest in sp500 and i currently have 3 rentals. My goal is to have 5-10 rentals, and then just ride it out until retirement while buying stocks and letting the principal pay down and appreciation grow.

@duneme 9 ай бұрын

I agree! Real Estate + Stocks (do the S&P500 too! I have 4-Rentals but, they are now in excess of $500,000 each! But, I didn’t buy them for that!

@penguingobrrbrr353 3 ай бұрын

How are you doing it

@Ryan-qo4os 9 ай бұрын

I like stocks more because they are much more passive than real estate

@habbadabbado5765 9 ай бұрын

Stock and real estate are both good, although real estate is more involved. Real estate is more illiquid, requires a lot of baby sitting and has demands on auxiliary capital for taxes, insurance, marketing, etc. With that being said, depreciation is a strong advantage.

@Dividendsmattertoo 9 ай бұрын

Stocks all the way for me but yes it’s best to own a 2 unit live in basement and rent the top floors and if you have a family home Goodluck but stocks pay growing dividends and appreciate and are diversified and they don’t bother you with late night calls that something is broken

@vjmjf 9 ай бұрын

In your net worth what blend works for stocks vs real estate?

@Winston0Boogie 9 ай бұрын

I don't agree with Brian. It looks good on paper? What does he mean by that? That you have a MASSIVE liability? That you can't sell it if you need the money for some reason? Where it may not appreciate? Tax write offs of a property yes because it's a business write off. If the area is for some reason becoming less livable through maybe increasing crime or whatever other reason. With stocks I don't have to worry about overhead. With dividends my taxes are at capital gains bracket rather than with rental income that is at the income tax bracket. With stocks it is true passive income unlike real estate. I want to purchase real estate but only to have a different asset class, but stocks I think are the better choice.

@truongle2381 Ай бұрын

I think if someone put more of their time to real estate, they'll get higher return than sp500. But I am not really interested in the real estate business. For me, I'd rather buy sp500 and use my time to do other thing.

@Winston0Boogie Ай бұрын

@@truongle2381 statistically that's incorrect

@chaddsullo9479 9 ай бұрын

There isn’t liquidity in the stock market if the money in comparison is inside a retirement account

@orrinnaylor3681 9 ай бұрын

Unless you're retired

@alex124241 3 ай бұрын

Crazy renters, closing costs, maintenance, property management fees, vacancies, insurance, a loan, interest on the loan, taxes. Did I mention crazy renters? No thank you!

@anniealexander9616 9 ай бұрын

Real estate! You can get rent and appreciation.

@deshwitat357hedge7 9 ай бұрын

Stocks get dividends and capital gains. Your point?

@edhcb9359 9 ай бұрын

And you can be paying someone else’s rent who refuses to pay on a property you own that is declining in value(very common).

@Dividendsmattertoo 9 ай бұрын

@@deshwitat357hedge7and no late night calls that the toilet is broken or scammers destroying your rental or not paying

@kklif 9 ай бұрын

Im the first one in here watching

@duneme 9 ай бұрын

It’s called Diversity! Own Both! If the Stock Market is Down pull what money you can (Rents) from Real Estate! Let the Stock Market Recover! Get the idea?!!

@ATMOSK1234 9 ай бұрын

You can get leverage in stocks through derivatives. Not something I'd recommend for everyone, but the sophisticated investor probably does better with stocks then real estate.

@Wavyyyaf 9 ай бұрын

Exactly

@edhcb9359 9 ай бұрын

For “the sophisticated gambler…cough cough I mean investor” 😂

@Wavyyyaf 9 ай бұрын

@@edhcb9359 for the unsophisticated investor maybe, some of us are not in the rookie leagues anymore lil bro!

@pepeinno9336 9 ай бұрын

You are the best mathematical communicator I have ever seen, but still not completely breaking out of the silent and secretive mind adopted in mathametical exercise. It is vital to go completely naked and reveal the full process of the mind in approach and execution. Reveal the principles, the traps, and direction of travel out loud. The problem with maths is that it never reveal the fears, the concerns, is a silent work where you only see the tip of the iceberg. To fully transmit maths means having the full picture, the 'without the number' aspect.