Stop Investing And Pay Off Your Mortgage

Рет қаралды 29,726

Жыл бұрын

Look I’ll be 100% honest, investing is one of the sexiest things on this planet for this boring investors, and for most people, and its because we get the promise to make our money make more money; and that’s extremely attractive
However whenever we talk about paying off debt instead of investing or paying your mortgage and holding off on investing all of your extra money, it kind of feels like you are missing out on potential gains.
So in this video, I’ll tell you why I decided to invest paying off my debt before investing all the cash into the stock market or into money producing ideas.
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Long Term but you Exist Today
When ever you hear people say, if you had invested just $300 a month at 8%, over 45 years you would have 1.3M dollars
And I think that’s so attractive, the idea that years from now you’ll have all that money
But people forget 45 years is along time and a lot can change in that time, you can lose your job, you can die, you can a family and so many other things
To make this visual:
This is you at 20 and you at 65 as a white guy and a black guy, all inclusive people
But the point is, just look at your parents, do you really want to start living that baller life when you get to 65 or do you want to set yourself up, to get sooner
And the crazy thing is, you don’t get their by investing alone, you get their by paying off debt and building a foundation
What are the Benefits of Paying off your Mortgage Early
First forget about a house being an investments
When you pay it off in 15 years or less with this plan
Once you account for all the cost, maintenance and taxes you can only really hope to break even
So a house is really a Shelter
Which gives Protection
Grants Stability
Lowers your Cost of Living by almost 30%
So the minute you Invest in paying off your Home
You get to reduce your cost of living by nearly 30%
That means you can literally work less hours, stress less about work or just swith jobs all together
So do Pause investment until your Mortgage free
The answer is no, you do both but you limit investing
I recommend anything from 10-20% while you use the rest of your income to pay off your mortgage early
So this way you can have something to show, once you are mortgage free also
Here my Plan which I already did:
Get a house that’s no more than 33% of my income on a 15 years mortgage ( after I’ve paid my debts and saved at least 3 months of emergencies )
Invest lets say 15% and lets I earn 3k a month, that’s 450 a month
In 15 years I’m mortgage free and I have an investment account with 146k
Advance plan:
Same house buy plan but send extra money and pay It off faster in 7-10 years while you keep investing the same 10-20%
The benefit is, once you have no mortgage you can keep investing with less likely hood of ever having to stop investing
And you will have more stability
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*Some of the links and other products that appear on this video are from companies in which Tommy Bryson will earn an affiliate commission or referral bonus. Tommy Bryson is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. I'm an Accountant but I'm not your Accountant, always review information with your Accountant/CPA and your Financial Advisor.

Пікірлер: 147

@dcamnc1 Жыл бұрын

I did this, bought an inexpensive house and paid if off pretty quick. Best thing I ever did. Haven't had any debt or mortgage for almost a decade. Paycheck comes in, and stays in.

@tracywalker244 Жыл бұрын

Are you enjoying the short time you have to live on this earth?

@TommyBryson Жыл бұрын

That’s awesome

@yasminogbu8929 Жыл бұрын

@tracy What a twisted question to ask someone 🥴 like are you enjoying working 247 to pay your bills in your short life ??? What a weird question 😂😂

@OldTimerGarden Жыл бұрын

@@tracywalker244 Will you enjoy living homeless in your retirement years? I know of a few tent cities that will be happy for you to move into.

@michaelkeudel8770 10 ай бұрын

I paid mine off January, then finally had the money for fire drills, replaced some old dilapidated furniture, starting catching up on my massive to do list. Being debt free is great. Still adjusting to my home tax/school tax schedule since I have no escrow anymore, so still trying to streamline my budget to take those into consideration into balancing my budget. Nice having money in the bank also.

@jeremyr7661 Жыл бұрын

Yep, I can't wait to have that piece of mind. I'm 35 and in 2 months, my house will be completely paid off. 🎉😁

@yasminogbu8929 Жыл бұрын

🔥🙌 congratulations!

@jeremyr7661 Жыл бұрын

@@yasminogbu8929 thank you!! 😄

@ToOpen6seven Жыл бұрын

Congratulations!!

@jeremyr7661 Жыл бұрын

@@ToOpen6seven thanks!!

@eunicebernard3054 11 ай бұрын

Congratulations

@tinanolan1485 8 ай бұрын

Paid my house off ten years early. Sleeping very well in the current economic climate.

@yannip2083 10 ай бұрын

Even though my interest is so low, I still paid off my mortgage ASAP, so 5 years since the day I bought, instead of the full 15-year loan term, and be mortgage-free, debt-free, stress-free. Now, all my paychecks are for me and only me. Peace of mind is PRICELESS! Stability is PRICELESS! Financial freedom is PRICELESS! And I am FEARLESS, even if the economy is crashing.

@enriquelinares9218 Жыл бұрын

agree with evrything except the 15 year Morgage instead of a 30. i think you should get a 30 and treat it as a 15. this way if you lose your job or something like that happens you have the option to reduce your payments. with a 15 Year you are stock with the high monthly payments. this could become a problem if the economy goes south and you lose your job.

@PotBanginEejit 9 ай бұрын

My personal experience of paying off our mortgage (at 40yo)... The effects didn't truly hit me till a few months later. You just wake up one day and feel a bit different. Weird thing is when other people start talking about rent and mortgages and you can _relate_ to them but it's _different_ for you. It's a bit strange. And when there's a big rates increase and you can _sense_ that there's a whole bunch of worry and stress out there now... Again, you can _relate_ to it, but it doesn't affect you. I don't think I'll ever get used to it.

@MMAGrinders Жыл бұрын

You can't put a price on the peace of mind you will have with no mortgage.

@justicelives1694 11 ай бұрын

Yess 🙏🏾

@nesq4104 Жыл бұрын

My mortgage is paid off. I am no longer a slave. My monthly utilities is 150 including homeowners insurance. Iol

@TommyBryson Жыл бұрын

That’s awesome 👏

@Elena-er7zp Жыл бұрын

No property taxes?

@nesq4104 Жыл бұрын

@@Elena-er7zp yes! No property tax. I have a homestead exemption.

@fucuszullanti7877 11 ай бұрын

$150?? My power bill is more than that

@nesq4104 11 ай бұрын

@fucuszullanti7877 my electric and water is 30 each. No gas. Home insurance is 50 monthly

@originalsixx Жыл бұрын

We have been making 4 mortgage payments a month, 3 towards the principal and 1 monthly payment. I got ahead on monthly payments previously to get paid up one year ahead, I don't currently have a payment due until next May. We should have it pif by the end of 2024. It's the only debt we have. I can't wait until we are done with it. I will never take out another loan again.

@dustinquinton Жыл бұрын

I bought my house in December of 2022, and will have it paid off in about 7 yrs. I will have saved $250,000.000 in interest. That to me is a good reliable investment. Plus, I have that peace of mind of having my house paid in full. Someone can do a lot financially without a mortgage. Plus, I currently work a full time job, collect on a pension and still invest in my 401k. To include, I’m moving to Thailand when I’m 62, which is the year I will retire. Thailand is very inexpensive.

@kazi1 Жыл бұрын

I agree Tommy, great to pay off mortgages to have peace of mind and stability.

@HYPER4MANCE Жыл бұрын

Thanks for the prespective. Life doesn't always go as plan. When you own your home you get that piece of mind.

@yasminogbu8929 Жыл бұрын

Yep !

@Michael-DS 9 ай бұрын

Or... Build a 6 month emergency fund in cash, then invest. That gives you 6 months to withstand the turbulence of life, find a new job, etc. It's not all or nothing. I'm team invest when you have a fat emergency fund.

@AC_TexasRealtor 10 ай бұрын

We paid off first home in under 5 years and now it's a rental. We're on the way to pay off our second home in under 4 years :) still maxing our investments

@JohnSmith-dg5cc Жыл бұрын

You're growing up and having a change of perspective right in front of our eyes.. Great content as always! Blessings to you and yours

@TommyBryson Жыл бұрын

I just noticed that myself, I really have been making content for awhile; God is good

@phobedavis7014 Жыл бұрын

I agree. I have just paid off my home. The goal is to replenish savings and fully fund the Roth IRA. The thought of living in van at 70 years ago scared me.

@TommyBryson Жыл бұрын

Congrats !!

@phobedavis7014 Жыл бұрын

@@TommyBryson Thank you.

@dn2l Жыл бұрын

haha.. Van life isnt that bad... i wouldnt live in that either. Im about to close on a home, and have been watching how to pay off the mortgage faster before even looking for home. i want to be done in 5-7 years.

@gregoryburns648 10 ай бұрын

I enjoyed watching your video. Next month will be two years since I paid off my mortgage. It took me 11 years/10 months to pay it off. I didn't start paying extra on the principle until the 6th year of the loan. I regret not paying extra from the beginning, but I saved almost $60,000 in interest and now my house is paid for.

@rda9441 7 ай бұрын

Wish I saw this before because I had strong stock gains after 2020 and should have sold some stocks to pay off home with highs. I choose to hold and many of the stocks loss value in the last 2 years. Kicking myself now for not selling and clearing the mortgage debt. Got impacted by 2023 epidemic of layoffs and would be sitting in better position if I had paid off home since my biggest expense. Definitely life lesson and will push to get house paid off now.

@walteranderson349 Жыл бұрын

Tommy. I think if you want to pay your house off. Rather than make extra payments put the money in an account and then once you have the money saved up to pay the house off pay it off. The advantage is you have control of the money if something happens and you have to give up the house you don't lose all the equity that would have been that money which would have been tied up in the house.

@stephanielcowart6867 Жыл бұрын

Exactly! Not to mention, your money will make you additional monies.

@iseektruth64 7 ай бұрын

Protection, stability and low cost of living is what I need right now. I'm retiring in 3 years.

@leaylajones5632 10 ай бұрын

I was able to sell my house and with the money bought a smaller home paid in cash. We have no mortgage presently We are aggressively investing and renovating the house out of pocket no loans. When our pay hit our bank accounts it automatically goes towards investing/ repairs etc. It feels so good to have that serious cash flow without worrying about mortgage payments.

@michaelkeudel8770 10 ай бұрын

Being debt free and living within a budget is better than losing money in interest payments thats for damn sure. I paid mine off on January, and can finally afford to save/invest/fix things with cash instead of loan or credit. I'm in no hurry to lump another boat anchor on my shoulders anytime soon.

@coffeecreambudgetdreams2579 9 ай бұрын

Glad I saw this. I’ve been struggling with this decision for a year now. Wanting to retire early *2years* my thoughts were to tackle the mortgage, which takes away my largest and only debt.

@tranger4579 7 ай бұрын

This is exactly what I was told years ago. But sadly my boomer parents said I needed to go both at the same time.

@TheFirstRealChewy Жыл бұрын

One thing to consider is that the lower your expenses, the easier it is to find work that pays enough to cover those expenses.

@ToOpen6seven Жыл бұрын

Exactly -- or to live off of your retirement and social security so you can enjoy life more.

@justicelives1694 11 ай бұрын

Rite !

@Raymondjohn2 8 ай бұрын

Back in the day, when I purchased my first home to live-in; that was Miami in the early 1990s, first mortgages with rates of 8 to 9% and 9% to 10% were typical. People will have to accept the possibility that we won't ever return to 3%. If sellers must sell, home prices will have to decline, and lower evaluations will follow. Pretty sure I'm not alone in my chain of thoughts.

@hermanramos7092 8 ай бұрын

If anything, it'll get worse. Very soon, affordable housing will no longer be affordable. So anything anyone want to do, I will advise they do it now because the prices today will look like dips tomorrow. Until the Fed clamps down even further, I think we're going to see hysteria due to rampant inflation. You can't halfway rip the band-aid off.

@martingiavarini 8 ай бұрын

Home prices will come down eventually, but for now; get your money (as much as you can) out of the housing market and get into the financial markets or gold. The new mortgage rates are crazy, add to that the recession and the fact that mortgage guidelines are getting more difficult. Home prices will need to fall by a minimum of 40% (more like 50%) before the market normalizes.If you are in cross roads or need sincere advise on the best moves to take now its best you seek an independent advisor who knows about the financial markets.

@bob.weaver72 8 ай бұрын

I will be happy getting assistance and glad to get the help of one, but just how can one spot a reputable one?

@martingiavarini 8 ай бұрын

There are advisors in cities around you but I needed services of one who can guide me irrespective of location. Natalie Lynn Fisk comes highly recommended especially in times like this. I am hedging and haven't lost much to the recession. I found her in 2020 when the market was at an all time low. Look her up and thank me later.

@bob.weaver72 8 ай бұрын

I am on her site doing my due diligence. She seems proficient. I wrote her an email and scheduled a phone call. Thanks for sharing

@aaronsnell727 6 ай бұрын

Probably the most 'realistic' description I've heard...as a 52 yo, you've reminded me of why I did exactly that. Sometimes wonder, 'what if', but that investing strat takes a unique disciplined individual. Thanks!

@rothschildclaimers4343 Жыл бұрын

Thanks for the Knowledge Bro 👍

@SilVia-hs2kb Жыл бұрын

You are 100% correct.

@samcortorreal Жыл бұрын

Tommy, I have a 5 year an arm and the loan originated on 10/29/2020. I borrowed $270,000. My Rate currently is 3.975% till 11.1.2025. Chase was trying to convince me to get into the markets. I declined because I want to try to pay off the loan before 2025. I am currently have $130,000 of the Mortgage left in two years. Thank you for this video my brother.

@nesq4104 Жыл бұрын

I have never met a person who made money using chase. 😆

@dasgespenst979 11 ай бұрын

Some people forget the debt to income ratio, and the affects of not having that mortgage payment every month.

@justicelives1694 11 ай бұрын

Home. Good stuff !! I will keep Investing but like you said, I want to have a lower income by paying off my mortgage early.

@joseCalderon1976 10 ай бұрын

Good advice. Subscribed. Debt always has some level of risk involved. I'll probably try to pay off my house in 5 years instead of 10. I just want to get rid of this $102k debt. Then after that, I can throw the $1200 per month right into my retirement account. I already have $62k in my retirement account. Not much for a 47 year old, but it's better than zero.

@Phantom.1 Жыл бұрын

When you save money by paying off your mortgage, your net income increases. You can also make money on your own escrowed property taxes and insurance instead of letting the bank escrow it for you.

@janebaker4912 10 ай бұрын

Saving this into my mortgage motivation play list to watch again

@alfredoarenas8616 9 ай бұрын

I also own my house free & clear. I agree with you. There is no way to ecpress the peace of mind you can feel when you own your house free & clear.

@premsun Жыл бұрын

This is a great video Tommy !

@TommyBryson Жыл бұрын

Thanks 🙏

@thomaschew2191 10 ай бұрын

Because we have a paid off home (paid off in 12 years) and no other debt and we have learned to be frugal, we are able to invest/save 50% of our income. I personally think that is bad azz.

@martinrbookermb Жыл бұрын

I agree, it's great to invest and I do, but paying off your mortgage gives you freedom. Once it's yours it's yours and saving and investing after goes through the roof. I managed to save a years worth of energy funds quickly so if I don't work for a year it doesn't matter? That's how good it is!

@OMGHIDE Жыл бұрын

I got my paycheck and paid off my credit card 1.5k in full I just decided suffering for the next 2 weeks would be alright for me. 😭

@TommyBryson Жыл бұрын

Nice, I would personally close the card to prevent another episode

@applefarm6126 Жыл бұрын

@@TommyBryson Isn't it bad advice to close credit cards?

@TommyBryson Жыл бұрын

@@applefarm6126 thats what they want you think, but you dont need credit buy a house or a car, so whats the point

@nocturneowl2660 Жыл бұрын

Great video

@realtalk5931 Жыл бұрын

I always say do both. Don’t ignore either.

@fsm12385 8 ай бұрын

Look at what you pay them in 30 years , great program New Subscriber.

@colmfoley5583 8 ай бұрын

Good video. The "honeypot" that is PCP is making it the norm for some people to always have a car payment....a slippery slope for most...

@eriotero8397 7 ай бұрын

Great content

@nickels.with.nicole Жыл бұрын

Glad to here a win for paying off your house over pushing for investing all you can. It would be nice to not have that big chunk of money to worry about if you lose your job, have a serious health issue preventing you from working, or else.

@ToOpen6seven Жыл бұрын

Nothing wrong with a 30 year, you can still pay it off early. That is my plan -- I want to pay my home off in the next 6-8 years and I purchased it in 2019.

@johnathansteil8186 Жыл бұрын

Just make sure you read up on the repayment payoff penalty.

@GauchoDon Жыл бұрын

I think if it’s fear that makes you not trust the math, then increase your required savings/low risk investment reserve.. my math on whether to pay down early or leverage more for housing is: is the rate higher or lower than expected return? Over time real estate averages 4-5%.. so if my mortgage is over 5%, I’d be paying it as quickly as possible.. if it’s under 4, I’m paying as slow as possible. Other consideration:hurdle rate would be wage inflation.. if average wages is going up more than my interest rate, then my net debt is getting cheaper. If rates drop back under 4 and property values haven’t dropped I’d borrow more and take the higher payment to allow buying more and having more reserve

@wynterhudson2262 Жыл бұрын

Home 🏡 currently doing both!

@fsm12385 8 ай бұрын

Peace of mind is priceless actually , pay your self the payment you were giving the bank thats investing with No mtg

@tulio3571 Жыл бұрын

Home, my interest is way to low to pay it off.

@OldTimerGarden Жыл бұрын

You're a smart man.

@philmarsh3859 3 ай бұрын

Paying off your house is like earning your mortgage rate guaranteed risk-free. When I bought my current house, the rate was about 5%. I couldn't figure out where I could get that return risk-free. I don't have a crystal ball. A paid-off house usually doesn't maximize returns but neither does any other diversification scheme and a paid-off house can be an investment diversification. Now, you can put all your discretionary money to investments. But don't buy a house as soon as you have all the cash. Get about 30% more than the price of the house prior to buying so you have a cushion.

@bailbondpartners Жыл бұрын

I encourage your advice enthusiastically, however I'm doing both. More towards the house than the investing & my current real estate holdings pay my monthly mortgage & a car payment as well. But that's me..

@wb1738 Жыл бұрын

I have a three percent interest rate. My monthly mortgage is less than $800.00 for a 2b, 2b condo in Miami. I will continue to make lower payments rather than give up money I may need in case of an emergency situation.

@fucuszullanti7877 11 ай бұрын

that a rare situation, if my mortgage was 800 a month and 3% i wouldnt pay it off .. but mine is $1400, so gettin rid of that payment would be great

@ShutterSpeedGaming 11 ай бұрын

Home!!! I’m 34 I’ve had my home for 8 years. I have 74K to pay till it’s paid off and want to get it paid off in the next 2 years.

@TommyBryson 11 ай бұрын

Let’s goooooo

@skittishscam Жыл бұрын

Great advice but I don’t think it applies to everyone especially with rent being so high get the 30 yr mortgage make a plan to make extra payments even 100 extra a month will shave years off your mortgage and go from there. Don’t get discouraged if that’s what you’re able to do right now go for it.

@hectorheredia311 10 ай бұрын

Hey Paisano Hello from Texas!!! Question what would you do in this scenario I have 200, 000 on a saving account I have a house in Puerto Rico that I only own 45k with an interest of 2.75 would you paid off the house ?

@sha_la007 Жыл бұрын

Home...doing both

@TommyBryson Жыл бұрын

Consumer debt is tricky, because you’ll be better off paying debt only instead of investing, if the debt is like 18% and investments make 8%

@callmeNeno Жыл бұрын

Casa!! paying off debt free entonces invest ; Need pay off that debt and get that 6 months emergency fund, Then, invest like loco.

@joshuacharlery5826 Жыл бұрын

Interesting

@sauljimenez6738 Жыл бұрын

BIGGEST MISTAKE WHEN BUYING REAL ESTATE IS GETTING INTO A SINGLE FAMILY HOME!!!! IF YOU GET INTO A MULTI FAMILY, YOU CAN LIVE POSSIBLY MORTGAGE FREE AS TENANTS WILL PAY IT FOR YOU. DO ALWAYS INVEST EXTRA MONEY INTO STOCK MARKET UNTIL YOU HAVE ENOUGH FOR A MULTI FAMILY HOME, THEN USE EXTRA INCOME FROM SECOND HONE TO PAY OF FIRST HOME WHILE YOU STILL INVEST IN STOCK MARKET.

@joaquimrodriguez8961 Жыл бұрын

That's all fine and dandy but it' the home insurance keeps increasing. Which is always a setback.

@BW-kv9wj 7 ай бұрын

I’ll have my house paid off next month and all income will be pure profit to do as I please. The majority of all my income will be invested. No debt

@robertwhite4980 Жыл бұрын

HOME .

@sunshinewolf5980 Жыл бұрын

Hey Tommy, what about if the interest rate you got is so low and you're close to paying it off? Would you pay it in full before it matures or invest it instead? The rate that I have right now is 1.74% and paying just the minimum required amount will have our house paid off next year April.

@zoranpetrovic7647 Жыл бұрын

Wow nice,i have 7.65% rate :(

@TheFirstRealChewy Жыл бұрын

It depends on your needs. If your goal is to reach a certain target in liquid assets very quickly, then keep investing. If your goal is to lower your monthly expenses as quickly as possible, then pay off the mortgage early. We'd like to lower our living expenses as low as possible and as early as possible. This way even if we lost all our investments (house not included) we wouldn't need as much money to keep living.

@sunshinewolf5980 10 ай бұрын

@@zoranpetrovic7647oh man, that's high!

@sunshinewolf5980 10 ай бұрын

@@TheFirstRealChewyThanks for your advice! Between the two, we'd rather lower our expenses as a month after my comment on this channel, my hours have been reduced 40% even after almost 10 years in the company. So paying off the remaining balance in December around 5k is better than waiting till April and we start fresh.😮

@grynocologist Жыл бұрын

Why pay off a mortgage? It cost less money yo pay it off in the future due to inflation.... imagine paying 400 dollars 20 years ago for mortgage and paying the same 400 today..... money in your house is only for peace of mind and you still have to pay taxes and upkeep

@nesq4104 Жыл бұрын

No. Later the cost of house increases exponentially.

@chrissharkey9644 Ай бұрын

7 percent of a $400k house is more than saving 10 Person in an investment

@logdon17 2 ай бұрын

Mathematically, paying off a cheap mortgage doesn't make sense versus investing. However, this does not account for the human element. People lose jobs, change careers, become disabled, have unexpected expenses, etc. So if you feel none of those situations will apply to you, then go ahead and only invest. But for the majority of people, paying off all your debt will give you the most peace of mind.

@user-oc7vo2mk9e 9 ай бұрын

So this is good based on risk. Howeer what if you do both. Take his example where you have $300 a month.. Split this and invests half and put hafl to the mortgate. You will pay off the the mortgage early but also invest for a longer time and can use the earnings at some point to pay off the mortgage in a lump sum at a pointin the future

@TommyBryson 9 ай бұрын

If the mortgage is your only debt, then cool but if you have other debt, it’s best to take care of it before investing

@danapenj77 Жыл бұрын

Home

@bossman5161 23 күн бұрын

Pay off ONLY if you high interest. Put in high yield savings account to cover 1yr emergency fund…Invest Invest Invest!! A paid off house with 100% equity doesn’t make you money, meanwhile S&P 500 historically avg 10% return annually. If you lost your job and used up all of the emergency fund you can’t easily tap into your equity. You’d have to refinance and that endangers you losing the home. Stocks can be withdrawn anytime. Stocks interests compounds where your equity makes nothing. Just don’t buy a home you can’t afford then you’re fine.

@nickeapollard21 Жыл бұрын

home

@jz28h 9 ай бұрын

Sounds good but there are a lot of people with paid off homes but little to no retirement. And that also goes with the thought process that you’ll be there for life. People move every 7-10 years average so those extra payments could be used for investments elsewhere that would pay more.

@TommyBryson 9 ай бұрын

You don’t want to be like the average person and the person with a paid off home and little retirement is better off than the one without one

@jz28h 8 ай бұрын

So you’re not hearing me LITTE retirement isn’t retirement is what I’m saying. It’s called working till you die. You put all your retirement into that house and insurance and taxes go beyond what Little you have been able to save it’s not your house anymore. It’ll be sold off to the highest bidder. Please don’t mix my words. There is no one path for people because there are too many variables but I’d hate to tell most that paying off your home isn’t their best move. Especially if you have a interest rate sub 4s. The money would be bettter used elsewhere.@@TommyBryson

@LilButta85 Жыл бұрын

Home 🥰thx cutie

@Ali-zz6yz 8 ай бұрын

Be a chump and pay your mortgage off. If you want to have money you need assets and you need leverage. If you can pay your mortgage off, get another property instead and have both under mortgage. You make rental and capital appreciation.

@lifewithfrank4life Жыл бұрын

Home 🏡💯

@tulio3571 Жыл бұрын

Homes

@troopersjunkremoval3166 9 ай бұрын

What’s up homes??

@glasshalffull2930 2 ай бұрын

My investing helped me “be the person” that has $3.3 million in my retirement portfolio. Sure, if you can pay off the home loan early, that’s great, but first invest in your retirement. BTW- the earlier and more than you can invest, the much greater gain you will have over a career. Delaying five or ten years to start funding your retirement, can cost you 100s of thousands of dollars.

@adrianadestino6420 Жыл бұрын

>I Will advice traders especially newbies to have orientation of trading before they get involved in it because the Crypto market has been unstable, forget predictions and start making a good profit now because future valuations are all speculations and guesses. when news gets bearish start buying. "Keep it simple" That correction was the best thing that happened me. but all thanks to Mr K

@adrianadestino6420 Жыл бұрын

He's on TELEGRAMS

@adrianadestino6420 Жыл бұрын

@k99coin THAT IS HIS USER NAME

@larryadolf6992 Жыл бұрын

Best signal provider in the market. Knowledgeable, level headed no loss like some other traders who recently jumped on the bandwagon…

@kazi1 Жыл бұрын

@BigStinkyChonkr Жыл бұрын

casa

@TommyBryson Жыл бұрын

😎😎

@stanmoney8470 6 ай бұрын

Get an equity loan and buy more property! There's good debt when your buying real estate!

@Ripside2 Жыл бұрын

15 Ysers !!!! ~ @7:05

@Roman49837 5 ай бұрын

Worst advice on the internet. This guy must secretly work for the mortgage industry, who wants your cash early so THEY can invest it, while you end up with equity stuck in the walls of your house. Who’s the slave now?

@cheddarroman2536 Жыл бұрын

Dumb advice, sounds like someone bought wayyyyy to much house. You can live comfortably and invest. Screw paying off a house early when you can use compound interest to get better returns and pay your house with future dollars.