When life happens all calculations go haywire. So it's better to always have a financial cushion big enough to sustain such unpleasant scenarios 🙏

Thank you Sir

Excellent! terrific, informative as always! It's my daily dose of becoming wiser everyday.

It is important to annually review the macroeconomic landscape of India for effective retirement planning. I suggest investing 20 to 50% of your portfolio in global markets as a foreign entity. Over the next two decades, there is a significant probability of a China-Russia alliance emerging to counter NATO, which india could become the scape goat of that war. We may not be adequately prepared for such a scenario, so it's essential to have a contingency plan in place for worst-case situations or the unthinkables. Thank you for the video.

Excellent Video🎉

As explained you, retirement planning is a big joke and financial planners take their clients for a ride.

Listening to this is scary

Let's accept the average 95 and 114 is exceptional. 80 to 85 max. Inflation 5% let's keep it simple. It may go haywire.People should work until 65 unless you are filthy rich. Live on Retirement corpus from 65 to 85. Try to accumulate as much as possible for those retiring in and around 2030. 5 cr to survive, 7 to 10 cr for decent living , more than 10 cr for happy living financially. 6% withdrawal is practical for India. Everything is unpredictable but it's still better to plan.

Thanks sir 🎉

One big assumption you can make is no one requires your leftover corpus. Your kids hardly have any interest in that.

Thank you sir